SCM Stock Financial Analysis - Stellus Capital Investment Corporation (NYSE) Stock

Overview

Stellus Capital Investment Corporation, based in the United States, operates primarily within the financial sector as a management investment company. It specializes in private middle-market companies, offering customized financing solutions to facilitate growth, acquisitions, and recapitalizations. As part of its strategy, Stellus Capital focuses on direct lending and private equity investments, maintaining a diversified portfolio that spans various industries including media, software, healthcare, and industrial services. Key projects typically involve providing first lien, second lien, unitranche, and mezzanine debt, along with equity co-investments. This approach enables the firm to support the evolving needs of businesses while seeking to generate attractive risk-adjusted returns for investors.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Stellus Capital Investment Corporation as of June 30, 2025 is 102.76 MM.
The operating income for Stellus Capital Investment Corporation as of June 30, 2025 is 71.44 MM.
The net income for Stellus Capital Investment Corporation as of June 30, 2025 is 39.29 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	102.76	71.44	39.29
2025-03-31	103.69	72.56	37.69
2024-12-31	104.74	73.42	45.84
2024-09-30	107.14	75.43	48.64
2024-06-30	107.81	76.06	30.78
2024-03-31	107.77	76.09	25.95
2023-12-31	105.85	75.25	17.53
2023-09-30	101.19	72.83	10.03
2023-06-30	94.17	67.62	16.38
2023-03-31	83.69	60.86	14.01
2022-12-31	75.11	54.22	14.49
2022-09-30	69.30	47.16	20.76
2022-06-30	66.19	42.27	29.59
2022-03-31	65.19	40.66	33.86
2021-12-31	63.68	39.60	33.57
2021-09-30	59.66	37.86	40.13
2021-06-30	56.65	38.30	34.86
2021-03-31	55.39	37.61	69.07
2020-12-31	56.66	38.71	20.19
2020-09-30	58.51	41.36	5.21

Income Statement: EPS

The earnings per share basic for Stellus Capital Investment Corporation as of June 30, 2025 is 1.43.
The earnings per share diluted for Stellus Capital Investment Corporation as of June 30, 2025 is 1.43.

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30	1.43	1.43
2025-03-31	1.42	1.42
2024-12-31	1.79
2024-09-30	1.96	1.96
2024-06-30	1.28	1.28
2024-03-31	1.12	1.12
2023-12-31	0.80
2023-09-30	0.48	0.48
2023-06-30	0.82	0.82
2023-03-31	0.71	0.71
2022-12-31	0.74
2022-09-30	1.06	1.06
2022-06-30	1.52	1.52
2022-03-31	1.74	1.74
2021-12-31	1.72
2021-09-30	2.06	2.06
2021-06-30	1.79	1.79
2021-03-31	3.54	3.54
2020-12-31	1.04
2020-09-30	0.27	0.27

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Stellus Capital Investment Corporation as of June 30, 2025 is -33.26 MM.
The cash from financing activities for Stellus Capital Investment Corporation as of June 30, 2025 is 37.38 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	-33.26		37.38
2025-03-31	-70.03		32.16
2024-12-31	-28.65		22.58
2024-09-30	28.27		-8.90
2024-06-30	6.05		14.90
2024-03-31	19.23		11.67
2023-12-31	-17.27		-4.65
2023-09-30	-6.11		12.90
2023-06-30	-11.31		-0.22
2023-03-31	-25.40		18.63
2022-12-31	-56.29		60.16
2022-09-30	-66.62		41.29
2022-06-30	-38.50		46.36
2022-03-31	-81.98		76.16
2021-12-31	-76.10		101.80
2021-09-30	-118.00		117.13
2021-06-30	-105.65		101.04
2021-03-31	-32.66		28.08
2020-12-31	-3.49		5.83
2020-09-30	-27.35		42.96

Valuation Metrics : PE, PriceToBook, PriceToTBV

The p/e for Stellus Capital Investment Corporation as of June 30, 2025 is 10.39.
The p/book for Stellus Capital Investment Corporation as of June 30, 2025 is 1.05.
The p/tbv for Stellus Capital Investment Corporation as of June 30, 2025 is 1.05.

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30	10.39	1.05	1.05
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31	3.57	0.90	0.90
2020-12-31
2020-09-30

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

The ebit/ev for Stellus Capital Investment Corporation as of June 30, 2025 is 0.04.
The ebit (3y)/ev for Stellus Capital Investment Corporation as of June 30, 2025 is 0.03.

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30	0.04	0.03
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31	0.10	0.04
2020-12-31
2020-09-30

Management Effectiveness

The roa for Stellus Capital Investment Corporation as of June 30, 2025 is 0.04.
The roe for Stellus Capital Investment Corporation as of June 30, 2025 is 0.11.
The roic for Stellus Capital Investment Corporation as of June 30, 2025 is 0.04.
The croic for Stellus Capital Investment Corporation as of June 30, 2025 is -0.04.
The ocroic for Stellus Capital Investment Corporation as of June 30, 2025 is -0.07.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.04	0.11	0.04	-0.04	-0.07
2025-03-31	0.05	0.14	0.05	-0.01	-0.03
2024-12-31	0.05	0.15	0.05	0.02	0.03
2024-09-30	0.03	0.10	0.03	0.02	0.01
2024-06-30	0.03	0.09	0.03	0.03	0.02
2024-03-31	0.02	0.06	0.02	-0.02	-0.02
2023-12-31	0.01	0.04	0.01	0.01	-0.01
2023-09-30	0.02	0.06	0.02	-0.01	-0.01
2023-06-30	0.02	0.06	0.02	-0.01	-0.01
2023-03-31	0.02	0.05	0.02	-0.01	-0.03
2022-12-31	0.03	0.08	0.02	-0.03	-0.08
2022-09-30	0.04	0.11	0.02	-0.03	-0.08
2022-06-30	0.04	0.12	0.03	0.01	-0.05
2022-03-31	0.04	0.12	0.04	-0.01	-0.10
2021-12-31	0.06	0.15	0.04	0.03	-0.15
2021-09-30	0.05	0.14	0.05	-0.00	-0.13
2021-06-30	0.05	0.13	0.04	-0.01	-0.13
2021-03-31	0.11	0.31	0.09	-0.01	-0.04
2020-12-31	0.03	0.07	0.03	0.00	-0.01
2020-09-30	0.01	0.02	0.01	0.02	-0.04

Gross Margins

The gross margin for Stellus Capital Investment Corporation as of June 30, 2025 is 1.00.
The net margin for Stellus Capital Investment Corporation as of June 30, 2025 is 0.36.
The operating margin for Stellus Capital Investment Corporation as of June 30, 2025 is 0.70.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	1.00	0.36	0.70
2025-03-31	1.00	0.44	0.70
2024-12-31	1.00	0.45	0.72
2024-09-30	1.00	0.29	0.72
2024-06-30	1.00	0.24	0.71
2024-03-31	1.00	0.17	0.71
2023-12-31	1.00	0.10	0.72
2023-09-30	1.00	0.17	0.72
2023-06-30	1.00	0.17	0.72
2023-03-31	1.00	0.17	0.73
2022-12-31	1.00	0.30	0.68
2022-09-30	1.00	0.30	0.68
2022-06-30	1.00	0.45	0.64
2022-03-31	1.00	0.52	0.62
2021-12-31	1.00	0.53	0.62
2021-09-30	1.00	0.67	0.63
2021-06-30	1.00	0.62	0.68
2021-03-31	1.00	1.25	0.68
2020-12-31	1.00	0.36	0.68
2020-09-30	1.00	0.09	0.71