Overview
Cardlytics, Inc. is a U.S.-based technology company primarily operating in the digital advertising industry. Founded in 2008 and headquartered in Atlanta, Georgia, Cardlytics leverages a proprietary platform that integrates with financial institutions to offer targeted marketing solutions based on customer spending data. The company partners with major banks to harness rich transaction streams, utilizing this data to provide marketers with the opportunity to deliver relevant advertising content directly to consumers. Key projects focus on transforming transaction data into actionable insights, promoting offers through a network of financial institutions, and improving marketing efficacy. Overall, Cardlytics aims to bridge the gap between advertisers and consumers through its data-driven marketing platform, fostering more personalized and efficient consumer engagements.
Quality, Value, Momentum Scores
This card shows the Quality, Value, and Momentum scores for the company
Income Statement: Revenue, Operating Income, Net Income
- The revenue for Cardlytics, Inc. as of June 30, 2025 is 266.20 MM.
- The operating income for Cardlytics, Inc. as of June 30, 2025 is -56.98 MM.
- The net income for Cardlytics, Inc. as of June 30, 2025 is -183.34 MM.
| Period End (TTM) | Revenue (MM) | Operating Income (MM) | Net Income (MM) |
| 2025-06-30 | 266.20 | -56.98 | -183.34 |
| 2025-03-31 | 272.59 | -65.89 | -178.31 |
| 2024-12-31 | 278.30 | -63.53 | -189.30 |
| 2024-09-30 | 293.47 | -63.05 | -274.55 |
| 2024-06-30 | 305.42 | -58.49 | -153.33 |
| 2024-03-31 | 312.48 | -60.04 | -172.59 |
| 2023-12-31 | 309.20 | -63.67 | -134.70 |
| 2023-09-30 | 302.54 | -81.47 | -412.14 |
| 2023-06-30 | 296.24 | -97.15 | -381.91 |
| 2023-03-31 | 294.94 | -114.08 | -484.69 |
| 2022-12-31 | 298.54 | -127.44 | -465.26 |
| 2022-09-30 | 306.09 | -122.18 | -98.82 |
| 2022-06-30 | 298.37 | -125.32 | -149.62 |
| 2022-03-31 | 281.81 | -113.95 | -70.63 |
| 2021-12-31 | 267.12 | -95.09 | -128.56 |
| 2021-09-30 | 244.15 | -80.06 | -123.51 |
| 2021-06-30 | 225.24 | -64.68 | -94.33 |
| 2021-03-31 | 194.61 | -54.63 | -66.79 |
| 2020-12-31 | 186.89 | -51.62 | -55.42 |
| 2020-09-30 | 189.10 | -44.45 | -45.22 |
Income Statement: EPS
- The earnings per share basic for Cardlytics, Inc. as of June 30, 2025 is -3.56.
- The earnings per share diluted for Cardlytics, Inc. as of June 30, 2025 is -3.56.
| Period End (TTM) | Earnings Per Share Basic | Earnings Per Share Diluted |
| 2025-06-30 | -3.56 | -3.56 |
| 2025-03-31 | -3.53 | -3.53 |
| 2024-12-31 | -3.91 | |
| 2024-09-30 | -6.04 | -6.04 |
| 2024-06-30 | -3.61 | -3.61 |
| 2024-03-31 | -4.44 | -4.46 |
| 2023-12-31 | -3.69 | |
| 2023-09-30 | -11.79 | -11.79 |
| 2023-06-30 | -11.33 | -11.34 |
| 2023-03-31 | -14.52 | -14.52 |
| 2022-12-31 | -13.92 | |
| 2022-09-30 | -2.95 | -2.96 |
| 2022-06-30 | -4.47 | -4.47 |
| 2022-03-31 | -2.12 | -2.09 |
| 2021-12-31 | -3.99 | |
| 2021-09-30 | -4.01 | -4.01 |
| 2021-06-30 | -3.22 | -3.22 |
| 2021-03-31 | -2.40 | -2.40 |
| 2020-12-31 | -2.04 | |
| 2020-09-30 | -1.69 | -1.69 |
Cash Flow: Operations, Investing, Financing
- The cash from operating activities for Cardlytics, Inc. as of June 30, 2025 is -1.12 MM.
- The cash from investing activities for Cardlytics, Inc. as of June 30, 2025 is -17.90 MM.
- The cash from financing activities for Cardlytics, Inc. as of June 30, 2025 is -5.68 MM.
| Period End (TTM) | Cash From Operating Activities (MM) | Cash From Investing Activities (MM) | Cash From Financing Activities (MM) |
| 2025-06-30 | -1.12 | -17.90 | -5.68 |
| 2025-03-31 | 2.09 | -17.90 | -29.91 |
| 2024-12-31 | -8.82 | -18.75 | 1.44 |
| 2024-09-30 | -8.87 | -16.03 | 1.69 |
| 2024-06-30 | -9.06 | -13.92 | 2.10 |
| 2024-03-31 | -7.74 | -12.01 | -21.69 |
| 2023-12-31 | -0.18 | -10.06 | -20.03 |
| 2023-09-30 | -16.22 | -11.85 | -20.25 |
| 2023-06-30 | -31.85 | -12.01 | -20.28 |
| 2023-03-31 | -44.28 | -13.53 | -10.19 |
| 2022-12-31 | -53.90 | -15.76 | -39.99 |
| 2022-09-30 | -41.36 | -16.02 | -39.58 |
| 2022-06-30 | -37.38 | -15.59 | -39.21 |
| 2022-03-31 | -45.68 | -359.77 | 1.51 |
| 2021-12-31 | -38.52 | -506.69 | 486.00 |
| 2021-09-30 | -32.35 | -507.14 | 489.19 |
| 2021-06-30 | -27.46 | -507.14 | 686.42 |
| 2021-03-31 | -16.72 | -160.64 | 687.96 |
| 2020-12-31 | -7.60 | -10.12 | 206.43 |
| 2020-09-30 | -9.11 | -10.87 | 212.14 |
Valuation Metrics : PE, PriceToBook, PriceToTBV
- The p/book for Cardlytics, Inc. as of June 30, 2025 is 1.34.
- The p/tbv for Cardlytics, Inc. as of June 30, 2025 is -0.62.
- P/Book
- The current closing price divided by the book value per share.
- P/TBV
- The current price divided by the tangible book value per share.
| Period End (TTM) | p/e | P/Book | P/TBV |
| 2025-06-30 | 1.34 | -0.62 | |
| 2025-03-31 | -0.51 | 1.38 | -0.72 |
| 2024-12-31 | 2.79 | -1.45 | |
| 2024-09-30 | -1.06 | 0.77 | -1.29 |
| 2024-06-30 | -2.31 | 2.01 | -2.91 |
| 2024-03-31 | -5.22 | 5.21 | -3.48 |
| 2023-12-31 | -0.88 | 1.61 | -1.87 |
| 2023-09-30 | -1.63 | 2.63 | -3.36 |
| 2023-06-30 | -0.43 | 0.90 | -1.10 |
| 2023-03-31 | -0.24 | 0.54 | |
| 2022-12-31 | 0.33 | -0.88 | |
| 2022-09-30 | 0.55 | -1.29 | |
| 2022-06-30 | 1.07 | -4.27 | |
| 2022-03-31 | -14.41 | 2.68 | -9.72 |
| 2021-12-31 | -17.81 | 3.19 | -12.74 |
| 2021-09-30 | -29.40 | 3.88 | -18.44 |
| 2021-06-30 | |||
| 2021-03-31 | -17.89 | 1.60 | 2.63 |
| 2020-12-31 | -18.90 | 6.66 | 6.96 |
| 2020-09-30 | -22.81 | 6.86 | 7.14 |
Valuation Metrics : EBitToEv, EBit3YrAvgToEv
- The ebit/ev for Cardlytics, Inc. as of June 30, 2025 is -0.72.
- The ebit (3y)/ev for Cardlytics, Inc. as of June 30, 2025 is -0.96.
| Period End (TTM) | EBIT/EV | EBIT (3y)/EV |
| 2025-06-30 | -0.72 | -0.96 |
| 2025-03-31 | -0.77 | -1.16 |
| 2024-12-31 | -0.81 | -0.86 |
| 2024-09-30 | -0.50 | -0.74 |
| 2024-06-30 | -0.31 | -0.44 |
| 2024-03-31 | -0.15 | -0.27 |
| 2023-12-31 | -0.78 | -0.41 |
| 2023-09-30 | -0.49 | -0.27 |
| 2023-06-30 | -1.48 | -0.75 |
| 2023-03-31 | -2.14 | -0.94 |
| 2022-12-31 | -0.39 | -0.33 |
| 2022-09-30 | -0.42 | -0.29 |
| 2022-06-30 | -0.10 | -0.09 |
| 2022-03-31 | -0.08 | -0.04 |
| 2021-12-31 | -0.06 | -0.03 |
| 2021-09-30 | -0.03 | -0.02 |
| 2021-06-30 | ||
| 2021-03-31 | -0.09 | -0.06 |
| 2020-12-31 | -0.06 | -0.05 |
| 2020-09-30 | -0.05 | -0.04 |
Management Effectiveness
- The roa for Cardlytics, Inc. as of June 30, 2025 is -0.33.
- The roe for Cardlytics, Inc. as of June 30, 2025 is -0.85.
- The roic for Cardlytics, Inc. as of June 30, 2025 is -0.63.
- The croic for Cardlytics, Inc. as of June 30, 2025 is -0.16.
- The ocroic for Cardlytics, Inc. as of June 30, 2025 is 0.01.
| Period End (TTM) | ROA | ROE | ROIC | CROIC | OCROIC |
| 2025-06-30 | -0.33 | -0.85 | -0.63 | -0.16 | 0.01 |
| 2025-03-31 | -0.33 | -0.95 | -0.65 | -0.09 | -0.03 |
| 2024-12-31 | -0.48 | -2.04 | -0.94 | -0.08 | -0.03 |
| 2024-09-30 | -0.24 | -0.68 | -0.35 | -0.05 | -0.02 |
| 2024-06-30 | -0.25 | -0.74 | -0.37 | -0.09 | -0.02 |
| 2024-03-31 | -0.19 | -0.64 | -0.31 | -0.07 | -0.00 |
| 2023-12-31 | -0.39 | -0.71 | -0.85 | -0.10 | -0.03 |
| 2023-09-30 | -0.35 | -0.68 | -0.77 | -0.13 | -0.06 |
| 2023-06-30 | -0.44 | -0.86 | -0.77 | -0.13 | -0.06 |
| 2023-03-31 | -0.38 | -0.65 | -1.04 | -0.15 | -0.09 |
| 2022-12-31 | -0.08 | -0.14 | -0.12 | -0.12 | -0.05 |
| 2022-09-30 | -0.12 | -0.22 | -0.12 | -0.12 | -0.05 |
| 2022-06-30 | -0.06 | -0.10 | -0.19 | -0.12 | -0.05 |
| 2022-03-31 | -0.13 | -0.17 | -0.08 | -0.45 | -0.05 |
| 2021-12-31 | -0.29 | -0.79 | -0.15 | -0.07 | -0.04 |
| 2021-09-30 | -0.32 | -0.63 | -0.14 | -0.06 | -0.03 |
| 2021-06-30 | -0.52 | -0.72 | -0.10 | 0.17 | -0.03 |
| 2021-03-31 | -0.32 | -0.48 | -0.07 | 0.55 | -0.02 |
| 2020-12-31 | -0.25 | -0.39 | -0.16 | 0.55 | -0.02 |
| 2020-09-30 | -0.23 | -0.36 | -0.14 | 0.57 | -0.03 |
Gross Margins
- The gross margin for Cardlytics, Inc. as of June 30, 2025 is 0.42.
- The net margin for Cardlytics, Inc. as of June 30, 2025 is -0.65.
- The operating margin for Cardlytics, Inc. as of June 30, 2025 is -0.24.
- Gross Margin
- The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.
- Net Margin
- The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.
- Operating Margin
- The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.
| Period End (TTM) | Gross Margin | Net Margin | Operating Margin |
| 2025-06-30 | 0.42 | -0.65 | -0.24 |
| 2025-03-31 | 0.43 | -0.68 | -0.23 |
| 2024-12-31 | 0.43 | -0.94 | -0.21 |
| 2024-09-30 | 0.44 | -0.50 | -0.19 |
| 2024-06-30 | 0.44 | -0.55 | -0.19 |
| 2024-03-31 | 0.42 | -0.44 | -0.21 |
| 2023-12-31 | 0.41 | -1.36 | -0.27 |
| 2023-09-30 | 0.40 | -1.29 | -0.33 |
| 2023-06-30 | 0.39 | -1.29 | -0.33 |
| 2023-03-31 | 0.39 | -1.64 | -0.38 |
| 2022-12-31 | 0.38 | -0.32 | -0.40 |
| 2022-09-30 | 0.38 | -0.32 | -0.40 |
| 2022-06-30 | 0.39 | -0.50 | -0.42 |
| 2022-03-31 | 0.39 | -0.25 | -0.41 |
| 2021-12-31 | 0.38 | -0.48 | -0.36 |
| 2021-09-30 | 0.37 | -0.51 | -0.33 |
| 2021-06-30 | 0.37 | -0.42 | -0.29 |
| 2021-03-31 | 0.35 | -0.34 | -0.28 |
| 2020-12-31 | -0.30 | -0.27 | |
| 2020-09-30 | 0.35 | -0.24 | -0.23 |
Identifiers and Descriptors
| Central Index Key (CIK) | 1666071 |
