MFC Stock Financial Analysis - Manulife Financial Corporation (PSE) Stock

Overview

Manulife Financial Corporation is a leading international financial services group headquartered in Canada, primarily operating in the life insurance and wealth management sectors. The company provides financial advice, insurance, and wealth and asset management solutions for individuals, groups, and institutions globally. As a major player in the life insurance industry, Manulife also has significant operations in asset management, notably through its global division, Manulife Investment Management, which handles a wide range of investment services. Key projects include advancing digital transformation across its services, expanding its wealth and asset management portfolio, and enhancing sustainability initiatives to integrate ESG factors into its investment decisions. These strategic priorities aim to foster long-term growth and respond to the evolving needs of clients in various international markets.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Manulife Financial Corporation as of 30 June 2025 is 31,253.00 MM.
The operating income for Manulife Financial Corporation as of 30 June 2025 is 9,074.00 MM.
The net income for Manulife Financial Corporation as of 30 June 2025 is 6,052.00 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	31,253.00	9,074.00	6,052.00
2025-03-31	30,023.00	8,322.00	5,271.00
2024-12-31	29,992.00	8,920.00	5,631.00
2024-09-30	30,081.00	8,887.00	5,708.00
2024-06-30	28,484.00	7,700.00	4,972.00
2024-03-31	27,475.00	7,650.00	4,974.00
2023-12-31	27,246.00	8,060.00	5,463.00
2023-09-30	25,969.00	6,553.00	4,591.00
2023-06-30	24,941.00	5,748.00	3,781.00
2023-03-31	20,554.00	1,508.00	531.00
2022-12-31	16,911.00	-2,061.00	-2,100.00
2022-09-30	36,513.00	-400.00	-971.00
2022-06-30	44,897.00	557.00	-95.00
2022-03-31	66,699.00	6,531.00	4,658.00
2021-12-31	59,841.00	9,286.00	6,657.00
2021-09-30	56,123.00	8,895.00	6,422.00
2021-06-30	53,570.00	9,604.00	6,828.00
2021-03-31	55,377.00	7,151.00	4,950.00
2020-12-31	77,121.00	7,952.00	5,326.00
2020-09-30	70,368.00	7,172.00	4,609.00
2020-06-30
2020-03-31

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30
2025-03-31
2024-12-31	2.85	2.84
2024-09-30	2.84	2.82
2024-06-30	2.36	2.35
2024-03-31	2.28	2.33
2023-12-31	2.62	2.61
2023-09-30	2.19	2.19
2023-06-30	1.89	1.90
2023-03-31	0.26	0.23
2022-12-31	-1.15	-1.15
2022-09-30	-0.52	-0.53
2022-06-30	0.06	0.05
2022-03-31	2.51	2.51
2021-12-31	3.55	3.54
2021-09-30	3.41	3.40
2021-06-30	3.65	3.64
2021-03-31	2.67	2.67
2020-12-31	2.94	2.93
2020-09-30	2.65	2.65
2020-06-30	1.95	1.96
2020-03-31	2.33	2.33

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Manulife Financial Corporation as of 30 June 2025 is 28,608.00 MM.
The cash from investing activities for Manulife Financial Corporation as of 30 June 2025 is -20,879.00 MM.
The cash from financing activities for Manulife Financial Corporation as of 30 June 2025 is -6,074.00 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	28,608.00	-20,879.00	-6,074.00
2025-03-31	28,606.00	-21,473.00	-4,837.00
2024-12-31	26,494.00	-18,459.00	-4,174.00
2024-09-30	25,534.00	-20,916.00	-4,313.00
2024-06-30	23,523.00	-19,773.00	-3,251.00
2024-03-31	22,044.00	-13,271.00	-4,979.00
2023-12-31	20,423.00	-13,720.00	-5,042.00
2023-09-30	19,139.00	-12,242.00	-5,345.00
2023-06-30	18,142.00	-13,451.00	-4,925.00
2023-03-31	17,064.00	-19,371.00	-2,726.00
2022-12-31	16,628.00	-18,400.00	-2,108.00
2022-09-30	18,481.00	-19,458.00	-457.00
2022-06-30	20,801.00	-19,122.00	-90.00
2022-03-31	21,783.00	-18,525.00	-3,120.00
2021-12-31	23,155.00	-24,442.00	-2,047.00
2021-09-30	22,620.00	-23,939.00	-2,711.00
2021-06-30	20,751.00	-24,331.00	-1,942.00
2021-03-31	19,170.00	-24,999.00	3,054.00
2020-12-31	20,048.00	-14,148.00	663.00
2020-09-30	19,504.00	-10,326.00	-420.00
2020-06-30
2020-03-31

Valuation Metrics : PE, PriceToBook, PriceToTBV

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Management Effectiveness

The roa for Manulife Financial Corporation as of 30 June 2025 is 0.01.
The roe for Manulife Financial Corporation as of 30 June 2025 is 0.10.
The roic for Manulife Financial Corporation as of 30 June 2025 is 0.07.
The croic for Manulife Financial Corporation as of 30 June 2025 is 0.04.
The ocroic for Manulife Financial Corporation as of 30 June 2025 is 0.37.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.01	0.10	0.07	0.04	0.37
2025-03-31	0.01	0.11	0.08	0.07	0.39
2024-12-31	0.01	0.12	0.08	0.01	0.35
2024-09-30	0.01	0.12	0.07	0.01	0.31
2024-06-30	0.01	0.10	0.07	0.05	0.30
2024-03-31	0.01	0.10	0.08	0.02	0.29
2023-12-31	0.02	0.25	0.18	0.02	0.26
2023-09-30	0.02	0.23	0.19	0.00	0.28
2023-06-30	0.01	0.23	0.18	0.00	0.27
2023-03-31	0.01	0.17	0.13	-0.06	0.25
2022-12-31	0.01	0.13	0.09	-0.01	0.24
2022-09-30	0.01	0.13	0.09	-0.01	0.24
2022-06-30	0.01	0.13	0.09	0.02	0.27
2022-03-31	0.01	0.13	0.11	-0.00	0.28
2021-12-31	0.01	0.12	0.08	-0.05	0.29
2021-09-30	0.01	0.12	0.08	-0.06	0.27
2021-06-30	0.01	0.13	0.09	-0.09	0.27
2021-03-31	0.01	0.09	0.07	-0.06	0.25
2020-12-31	0.01	0.11	0.07	0.08	0.25
2020-09-30	0.01	0.09	0.05	0.10	0.23
2020-06-30	0.00	0.07	0.04	0.12	0.24
2020-03-31	0.01	0.09	0.05	0.13	0.25

Gross Margins

The gross margin for Manulife Financial Corporation as of 30 June 2025 is 0.50.
The net margin for Manulife Financial Corporation as of 30 June 2025 is 0.18.
The operating margin for Manulife Financial Corporation as of 30 June 2025 is 0.28.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	0.50	0.18	0.28
2025-03-31	0.53	0.19	0.30
2024-12-31	0.50	0.19	0.30
2024-09-30	0.48	0.17	0.27
2024-06-30	0.48	0.18	0.28
2024-03-31	0.50	0.20	0.30
2023-12-31	1.36	0.70	0.95
2023-09-30	1.29	0.65	0.89
2023-06-30	1.15	0.65	0.89
2023-03-31	1.15	0.56	0.79
2022-12-31	0.78	0.34	0.48
2022-09-30	0.58	0.34	0.48
2022-06-30	0.35	0.24	0.34
2022-03-31	0.30	0.15	0.21
2021-12-31	0.32	0.11	0.16
2021-09-30	0.24	0.11	0.16
2021-06-30	0.24	0.13	0.18
2021-03-31	0.18	0.09	0.13
2020-12-31	0.14	0.07	0.10
2020-09-30	0.14	0.07	0.10
2020-06-30	0.16	0.04	0.07
2020-03-31	0.19	0.06	0.09

US:MFC	US$30.66
GB:0V5H	CA$42.59
DE:MLU	€25.98
MX:MFC N
CA:MFC	CA$42.48
HK:945	HK$240.60