MBT Stock Financial Analysis - Metropolitan Bank & Trust Company (PSE) Stock

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Metropolitan Bank & Trust Company as of 30 June 2025 is 139,945.00 MM.
The operating income for Metropolitan Bank & Trust Company as of 30 June 2025 is 61,217.00 MM.
The net income for Metropolitan Bank & Trust Company as of 30 June 2025 is 49,378.00 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	139,945.00	61,217.00	49,378.00
2025-03-31	137,900.00	60,080.00	48,393.00
2024-12-31	137,168.00	60,601.00	48,137.00
2024-09-30	137,878.00	63,194.00	46,181.00
2024-06-30	132,941.00	61,288.00	44,945.00
2024-03-31	129,095.00	59,055.00	43,753.00
2023-12-31	124,982.00	56,047.00	42,238.00
2023-09-30	121,184.00	54,390.00	41,127.00
2023-06-30	114,123.00	49,792.00	38,088.00
2023-03-31	109,346.00	47,242.00	35,272.00
2022-12-31	104,314.00	44,224.00	32,776.00
2022-09-30	99,733.00	41,152.00	29,468.00
2022-06-30	95,781.00	37,238.00	26,055.00
2022-03-31	90,174.00	31,510.00	22,362.00
2021-12-31	89,074.00	30,586.00	22,156.00
2021-09-30	85,371.00	25,647.00	18,906.00
2021-06-30	82,043.00	23,027.00	16,388.00
2021-03-31	82,349.00	22,940.00	15,489.00
2020-12-31	80,476.00	21,267.00	13,831.00
2020-09-30	84,720.00	26,688.00	17,526.00
2020-06-30

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30
2025-03-31	10.76	10.76
2024-12-31	10.71
2024-09-30	10.27	10.27
2024-06-30	10.00	10.00
2024-03-31	9.73	9.73
2023-12-31	9.39
2023-09-30	9.15	9.15
2023-06-30	8.47	8.47
2023-03-31	7.85	7.85
2022-12-31	7.29
2022-09-30	6.55	6.55
2022-06-30	5.80	5.80
2022-03-31	4.97	4.97
2021-12-31	4.93
2021-09-30	4.21	4.21
2021-06-30	3.65	3.65
2021-03-31	3.45	3.45
2020-12-31	3.08
2020-09-30	3.90	3.90
2020-06-30	5.37	5.37

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Metropolitan Bank & Trust Company as of 30 June 2025 is -272,776.00 MM.
The cash from investing activities for Metropolitan Bank & Trust Company as of 30 June 2025 is 45,360.00 MM.
The cash from financing activities for Metropolitan Bank & Trust Company as of 30 June 2025 is 150,585.00 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	-272,776.00	45,360.00	150,585.00
2025-03-31	-454,877.00	96,936.00	226,779.00
2024-12-31	-372,444.00	-37,392.00	343,850.00
2024-09-30	-427,794.00	47,299.00	300,221.00
2024-06-30	-282,678.00	-27,462.00	330,902.00
2024-03-31	-261,090.00	-43,836.00	236,467.00
2023-12-31	-76,966.00	-149,085.00	192,947.00
2023-09-30	-10,316.00	-174,073.00	194,680.00
2023-06-30	-77,750.00	-184,155.00	166,151.00
2023-03-31	-104,240.00	-236,412.00	198,397.00
2022-12-31	-139,583.00	-129,975.00	304,685.00
2022-09-30	-185,426.00	-59,376.00	261,362.00
2022-06-30	-111,572.00	-99,471.00	160,906.00
2022-03-31	-60,125.00	-57,075.00	245,186.00
2021-12-31	61,907.00	-126,979.00	36,154.00
2021-09-30	95,247.00	-291,355.00	51,339.00
2021-06-30	182,004.00	-262,328.00	144,936.00
2021-03-31	301,356.00	-163,061.00	-22,091.00
2020-12-31	163,234.00	-143,992.00	34,124.00
2020-09-30	143,431.00	-61,803.00	50,548.00
2020-06-30

Valuation Metrics : PE, PriceToBook, PriceToTBV

The p/e for Metropolitan Bank & Trust Company as of 30 June 2025 is 6.74.
The p/book for Metropolitan Bank & Trust Company as of 30 June 2025 is 0.84.
The p/tbv for Metropolitan Bank & Trust Company as of 30 June 2025 is 0.87.

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30	6.74	0.84	0.87
2025-03-31	6.88	0.85	0.87
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

The ebit/ev for Metropolitan Bank & Trust Company as of 30 June 2025 is 0.06.
The ebit (3y)/ev for Metropolitan Bank & Trust Company as of 30 June 2025 is 0.06.

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30	0.06	0.06
2025-03-31	0.10	0.10
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30

Management Effectiveness

The roa for Metropolitan Bank & Trust Company as of 30 June 2025 is 0.01.
The roe for Metropolitan Bank & Trust Company as of 30 June 2025 is 0.14.
The roic for Metropolitan Bank & Trust Company as of 30 June 2025 is 0.04.
The croic for Metropolitan Bank & Trust Company as of 30 June 2025 is -0.12.
The ocroic for Metropolitan Bank & Trust Company as of 30 June 2025 is -0.41.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.01	0.14	0.04	-0.12	-0.41
2025-03-31	0.02	0.14	0.06	-0.08	-0.46
2024-12-31	0.01	0.13	0.05	-0.09	-0.46
2024-09-30	0.02	0.13	0.06	0.03	-0.38
2024-06-30	0.02	0.13	0.06	-0.10	-0.38
2024-03-31	0.01	0.13	0.07	-0.05	-0.12
2023-12-31	0.02	0.13	0.08	0.02	-0.02
2023-09-30	0.01	0.12	0.07	-0.19	-0.15
2023-06-30	0.01	0.12	0.07	-0.18	-0.15
2023-03-31	0.01	0.11	0.07	-0.27	-0.20
2022-12-31	0.01	0.09	0.05	0.03	-0.32
2022-09-30	0.01	0.08	0.06	0.03	-0.36
2022-06-30	0.01	0.08	0.05	-0.10	-0.22
2022-03-31	0.01	0.07	0.05	0.27	-0.13
2021-12-31	0.01	0.07	0.04	-0.06	0.20
2021-09-30	0.01	0.06	0.03	-0.25	0.32
2021-06-30	0.01	0.05	0.03	0.13	0.35
2021-03-31	0.01	0.05	0.03	0.21	0.54
2020-12-31	0.01	0.04	0.02	0.09	0.28
2020-09-30	0.01	0.06	0.03	0.24	0.26
2020-06-30	0.01	0.08	0.05	0.17	0.10

Gross Margins

The gross margin for Metropolitan Bank & Trust Company as of 30 June 2025 is 0.99.
The net margin for Metropolitan Bank & Trust Company as of 30 June 2025 is 0.35.
The operating margin for Metropolitan Bank & Trust Company as of 30 June 2025 is 0.44.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	0.99	0.35	0.44
2025-03-31	0.99	0.35	0.43
2024-12-31	0.99	0.33	0.46
2024-09-30	0.99	0.34	0.46
2024-06-30	0.99	0.34	0.46
2024-03-31	0.99	0.34	0.45
2023-12-31	0.99	0.34	0.45
2023-09-30	0.99	0.33	0.44
2023-06-30	0.99	0.33	0.44
2023-03-31	0.99	0.32	0.43
2022-12-31	0.99	0.30	0.41
2022-09-30	0.99	0.30	0.41
2022-06-30	0.99	0.27	0.39
2022-03-31	0.99	0.25	0.35
2021-12-31	0.99	0.25	0.34
2021-09-30	0.99	0.22	0.30
2021-06-30	0.99	0.20	0.28
2021-03-31	0.99	0.19	0.28
2020-12-31	0.99	0.17	0.26
2020-09-30	0.99	0.21	0.32
2020-06-30	0.99	0.26	0.37