FFH Stock Financial Analysis - Fairfax Financial Holdings Limited (TSX) Stock

Overview

Fairfax Financial Holdings Limited, based in Toronto, Canada, is a multinational holding company primarily engaged in property and casualty insurance and reinsurance, along with investment management. Under the leadership of founder and CEO Prem Watsa, the company has grown substantially since its inception in 1985, diversifying its holdings to encompass a broad range of insurance products and services. Fairfax Financial Holdings has a strategic focus on capital appreciation and maintaining a conservative investment profile, managing risks through hedging and a disciplined approach to underwriting. Key projects include significant acquisitions and global expansion, particularly in emerging markets, aiming to consolidate its presence and stimulate sustainable growth within the insurance and financial sectors.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Fairfax Financial Holdings Limited as of June 30, 2025 is 37,816.10 MM.
The operating income for Fairfax Financial Holdings Limited as of June 30, 2025 is 7,025.80 MM.
The net income for Fairfax Financial Holdings Limited as of June 30, 2025 is 4,565.40 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	37,816.10	7,025.80	4,565.40
2025-03-31	36,139.40	6,436.00	4,044.10
2024-12-31	34,804.70	6,287.50	3,874.90
2024-09-30	34,171.20	6,113.10	4,051.20
2024-06-30	33,323.70	6,070.80	4,089.30
2024-03-31	31,886.30	5,315.10	3,908.30
2023-12-31	31,834.20	6,000.90	4,381.80
2023-09-30	31,390.60	6,391.80	5,371.40
2023-06-30	30,156.50	5,540.40	4,801.90
2023-03-31	29,532.40	5,155.00	4,035.50
2022-12-31	27,804.20	4,270.70	3,374.20
2022-09-30	26,607.70	3,537.10	1,987.40
2022-06-30	26,096.00	3,445.90	1,950.40
2022-03-31	26,586.40	4,655.40	3,183.80
2021-12-31	26,203.90	4,727.80	3,401.10
2021-09-30	25,870.80	4,789.20	3,378.90
2021-06-30	24,287.90	4,252.40	3,050.20
2021-03-31	22,567.30	3,253.70	2,283.70
2020-12-31	19,677.80	549.40	218.40
2020-09-30	18,632.70	-241.90	-18.70

Income Statement: EPS

The earnings per share basic for Fairfax Financial Holdings Limited as of June 30, 2025 is 209.97.
The earnings per share diluted for Fairfax Financial Holdings Limited as of June 30, 2025 is 197.01.

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30	209.97	197.01
2025-03-31	183.85	172.81
2024-12-31	173.41	160.56
2024-09-30	176.57	163.56
2024-06-30	176.22	163.26
2024-03-31	166.99	154.72
2023-12-31	186.87	173.24
2023-09-30	228.83	212.39
2023-06-30	203.50	189.19
2023-03-31	169.77	158.06
2022-12-31	140.83	131.37
2022-09-30	80.14	75.01
2022-06-30	76.78	72.07
2022-03-31	123.67	116.48
2021-12-31	129.33	122.25
2021-09-30	128.00	117.23
2021-06-30	114.93	106.76
2021-03-31	85.22	80.28
2020-12-31	6.59	6.29
2020-09-30	-2.38	-2.37

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Fairfax Financial Holdings Limited as of June 30, 2025 is 3,793.30 MM.
The cash from investing activities for Fairfax Financial Holdings Limited as of June 30, 2025 is -1,257.10 MM.
The cash from financing activities for Fairfax Financial Holdings Limited as of June 30, 2025 is -1,654.00 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	3,793.30	-1,257.10	-1,654.00
2025-03-31	3,091.30	-799.60	-2,381.70
2024-12-31	3,993.90	-1,323.10	-1,563.50
2024-09-30	4,246.00	-781.60	-1,346.10
2024-06-30	3,072.70	-415.50	-707.10
2024-03-31	2,682.60	-283.10	-677.40
2023-12-31	-39.40	92.00	-1,067.10
2023-09-30	-472.40	1,192.30	-1,465.60
2023-06-30	-1,709.40	1,015.90	-1,235.30
2023-03-31	-4,563.60	824.80	-1,364.00
2022-12-31	-4,419.90	384.80	-1,294.60
2022-09-30	-3,743.60	-487.70	-1,028.40
2022-06-30	882.60	1,390.20	-1,566.00
2022-03-31	4,782.10	1,717.60	-1,598.50
2021-12-31	6,641.00	1,838.60	-1,189.30
2021-09-30	5,214.60	1,619.70	-839.80
2021-06-30	1,819.80	-63.40	-997.30
2021-03-31	494.20	-231.00	-1,275.90
2020-12-31	139.80	-46.80	436.90
2020-09-30	965.20	-189.50	-328.20

Valuation Metrics : PE, PriceToBook, PriceToTBV

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30

Management Effectiveness

The roa for Fairfax Financial Holdings Limited as of June 30, 2025 is 0.04.
The roe for Fairfax Financial Holdings Limited as of June 30, 2025 is 0.15.
The roic for Fairfax Financial Holdings Limited as of June 30, 2025 is 0.10.
The croic for Fairfax Financial Holdings Limited as of June 30, 2025 is -0.00.
The ocroic for Fairfax Financial Holdings Limited as of June 30, 2025 is 0.07.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.04	0.15	0.10	-0.00	0.07
2025-03-31	0.04	0.14	0.09	0.02	0.10
2024-12-31	0.04	0.14	0.10	0.05	0.11
2024-09-30	0.05	0.16	0.11	0.05	0.08
2024-06-30	0.05	0.16	0.10	0.04	0.07
2024-03-31	0.05	0.22	0.11	-0.03	-0.00
2023-12-31	0.04	0.17	0.09	-0.02	-0.01
2023-09-30	0.03	0.13	0.08	-0.06	-0.05
2023-06-30	0.02	0.09	0.07	-0.06	-0.05
2023-03-31	0.01	0.09	0.05	-0.16	-0.13
2022-12-31	0.00	0.00	0.00	-0.21	-0.14
2022-09-30	0.01	0.03	0.00	-0.21	-0.14
2022-06-30	0.03	0.03	0.02	0.02	0.03
2022-03-31	0.04	0.15	0.09	0.16	0.16
2021-12-31	0.05	0.19	0.11	0.24	0.19
2021-09-30	0.05	0.21	0.12	0.21	0.06
2021-06-30	0.04	0.19	0.10	0.03	0.06
2021-03-31	0.03	0.14	0.08	-0.03	0.02
2020-12-31	0.00	0.01	0.01	0.02	0.00
2020-09-30	-0.00	-0.00	-0.00	0.02	0.04

Gross Margins

The gross margin for Fairfax Financial Holdings Limited as of June 30, 2025 is 0.42.
The net margin for Fairfax Financial Holdings Limited as of June 30, 2025 is 0.11.
The operating margin for Fairfax Financial Holdings Limited as of June 30, 2025 is 0.18.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	0.42	0.11	0.18
2025-03-31	0.41	0.11	0.18
2024-12-31	0.38	0.12	0.18
2024-09-30	0.38	0.12	0.18
2024-06-30	0.38	0.12	0.16
2024-03-31	0.40	0.14	0.18
2023-12-31	0.42	0.10	0.11
2023-09-30	0.43	0.09	0.08
2023-06-30	0.39	0.08	0.13
2023-03-31	0.35	0.06	0.09
2022-12-31	0.36	0.00	0.03
2022-09-30	0.39	0.00	0.03
2022-06-30	0.45	0.03	0.06
2022-03-31	0.48	0.10	0.15
2021-12-31	0.49	0.13	0.18
2021-09-30	0.49	0.13	0.18
2021-06-30	0.49	0.13	0.17
2021-03-31	0.47	0.10	0.14
2020-12-31	0.41	0.01	0.03
2020-09-30	0.39	-0.00	-0.01

US:FRFHF
GB:0KV5
DE:FFX	€1,472.00
MX:FFH N