MSVB Stock Financial Analysis - Mid-Southern Bancorp, Inc. (OTCPK) Stock

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Mid-Southern Bancorp, Inc. as of March 31, 2025 is -1.74 MM.
The operating income for Mid-Southern Bancorp, Inc. as of March 31, 2025 is -8.58 MM.
The net income for Mid-Southern Bancorp, Inc. as of March 31, 2025 is -6.37 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-03-31	-1.74	-8.58	-6.37
2024-12-31	-2.16	-9.63	-7.13
2024-09-30	8.91	1.20	1.10
2024-06-30	8.95	1.16	1.08
2024-03-31	8.92	1.13	1.08
2023-12-31	8.89	1.55	1.46
2023-09-30	8.76	1.65	1.56
2023-06-30	8.66	1.71	1.63
2023-03-31	8.68	1.81	1.75
2022-12-31	8.65	2.00	1.88
2022-09-30	8.70	2.02	1.88
2022-06-30	8.54	1.96	1.83
2022-03-31	8.32	1.84	1.70
2021-12-31	8.27	1.74	1.61
2021-09-30	7.88	1.50	1.43
2021-06-30	7.58	1.27	1.24
2021-03-31	7.38	1.23	1.18
2020-12-31	7.20	1.25	1.19
2020-09-30	7.28	1.66	1.19
2020-06-30
2020-03-31

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-03-31
2024-12-31
2024-09-30	0.40	0.40
2024-06-30	0.40	0.40
2024-03-31	0.40	0.40
2023-12-31	0.54	0.54
2023-09-30	0.57	0.58
2023-06-30	0.60	0.60
2023-03-31	0.65	0.65
2022-12-31	0.69	0.69
2022-09-30	0.68	0.68
2022-06-30	0.65	0.65
2022-03-31	0.59	0.59
2021-12-31	0.55	0.55
2021-09-30	0.49	0.49
2021-06-30	0.41	0.42
2021-03-31	0.38	0.39
2020-12-31	0.38	0.38
2020-09-30	0.36	0.37
2020-06-30	0.31	0.31
2020-03-31	0.29	0.30

Cash Flow: Operations, Investing, Financing

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-03-31
2024-12-31	1.54	102.72	-43.31
2024-09-30
2024-06-30
2024-03-31
2023-12-31	3.22	9.38	-4.61
2023-09-30
2023-06-30	2.71	-0.71	-0.55
2023-03-31	2.71	-13.44	8.46
2022-12-31	2.55	-38.83	25.58
2022-09-30	2.69	-41.35	24.79
2022-06-30	2.58	-43.23	26.55
2022-03-31	2.44	-39.34	19.86
2021-12-31	2.41	-14.07	18.38
2021-09-30	2.37	-32.77	32.83
2021-06-30	1.97	-36.03	30.05
2021-03-31	1.70	-32.65	32.99
2020-12-31	1.85	-33.85	22.84
2020-09-30	1.73	-12.30	6.16
2020-06-30
2020-03-31

Valuation Metrics : PE, PriceToBook, PriceToTBV

The p/book for Mid-Southern Bancorp, Inc. as of March 31, 2025 is 1.09.
The p/tbv for Mid-Southern Bancorp, Inc. as of March 31, 2025 is 1.09.

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-03-31		1.09	1.09
2024-12-31		1.09	1.09
2024-09-30
2024-06-30
2024-03-31	24.00
2023-12-31	16.52	0.79	0.79
2023-09-30	16.74	0.80	0.80
2023-06-30	19.60	0.98	0.98
2023-03-31	0.00	0.00
2022-12-31		0.00	0.00
2022-09-30	21.15	1.12	1.12
2022-06-30		0.96	0.96
2022-03-31	26.16	0.90	0.90
2021-12-31	29.77	0.92	0.92
2021-09-30	0.00	0.00	0.00
2021-06-30
2021-03-31	36.57	0.90	0.90
2020-12-31	36.36	0.88	0.88
2020-09-30	36.37	0.88	0.88
2020-06-30	45.19	0.91	0.91
2020-03-31	49.28	0.98	0.98

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

The ebit/ev for Mid-Southern Bancorp, Inc. as of March 31, 2025 is 0.03.
The ebit (3y)/ev for Mid-Southern Bancorp, Inc. as of March 31, 2025 is 0.04.

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-03-31	0.03	0.04
2024-12-31	0.03	0.04
2024-09-30	0.00	0.03
2024-06-30	0.00	0.03
2024-03-31	0.04	0.05
2023-12-31	0.03	0.03
2023-09-30	0.03	0.03
2023-06-30	0.03	0.03
2023-03-31	0.08	0.07
2022-12-31	0.03	0.03
2022-09-30	0.03	0.03
2022-06-30	0.04	0.03
2022-03-31	0.05	0.04
2021-12-31	0.04	0.04
2021-09-30	-0.14	-0.15
2021-06-30
2021-03-31	0.04	0.04
2020-12-31	0.03	0.03
2020-09-30	0.03	0.04
2020-06-30	0.03	0.05
2020-03-31	0.03	0.04

Management Effectiveness

The roa for Mid-Southern Bancorp, Inc. as of March 31, 2025 is 0.00.
The roe for Mid-Southern Bancorp, Inc. as of March 31, 2025 is 0.03.
The roic for Mid-Southern Bancorp, Inc. as of March 31, 2025 is 0.03.
The croic for Mid-Southern Bancorp, Inc. as of March 31, 2025 is 0.00.
The ocroic for Mid-Southern Bancorp, Inc. as of March 31, 2025 is 0.00.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-03-31	0.00	0.03	0.03	0.00	0.00
2024-12-31	0.00	0.03	0.03	0.00	0.00
2024-09-30	0.00	0.00
2024-06-30	0.00	0.00
2024-03-31	0.01	0.05
2023-12-31	0.01	0.05	0.02	0.02	0.04
2023-09-30	0.01	0.05	0.03	0.02	0.04
2023-06-30	0.01	0.05	0.03	0.02	0.05
2023-03-31	0.01	0.05	0.03	-0.04	0.04
2022-12-31	0.01	0.04	0.02	-0.15	0.03
2022-09-30	0.01	0.04	0.03	-0.24	0.05
2022-06-30	0.01	0.03	0.04	-0.32	0.06
2022-03-31	0.01	0.03	0.03	-0.33	0.05
2021-12-31	0.01	0.03	0.03	0.12	0.04
2021-09-30	0.01	0.03	0.03	0.04	0.03
2021-06-30	0.01	0.02	0.02	-0.07	0.03
2021-03-31	0.01	0.02	0.02	0.03	0.03
2020-12-31	0.01	0.02	0.02	-0.15	0.03
2020-09-30	0.01	0.02	0.02	-0.08	0.03
2020-06-30	0.00	0.02	0.02	0.01	0.03
2020-03-31	0.00	0.02	0.02	0.20	0.03

Gross Margins

The gross margin for Mid-Southern Bancorp, Inc. as of March 31, 2025 is 1.00.
The net margin for Mid-Southern Bancorp, Inc. as of March 31, 2025 is 0.12.
The operating margin for Mid-Southern Bancorp, Inc. as of March 31, 2025 is 0.14.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-03-31	1.00	0.12	0.14
2024-12-31	1.00	0.12	0.14
2024-09-30
2024-06-30
2024-03-31	1.00	0.19	0.19
2023-12-31	1.00	0.19	0.19
2023-09-30	1.00	0.19	0.19
2023-06-30	1.00	0.19	0.19
2023-03-31	1.00	0.20	0.21
2022-12-31	1.00	0.22	0.23
2022-09-30	1.00	0.22	0.23
2022-06-30	1.00	0.21	0.23
2022-03-31	1.00	0.20	0.22
2021-12-31	1.00	0.19	0.20
2021-09-30	1.00	0.18	0.18
2021-06-30	1.00	0.16	0.16
2021-03-31	1.00	0.16	0.17
2020-12-31	1.00	0.17	0.17
2020-09-30	1.00	0.16	0.23
2020-06-30	1.00	0.14	0.20
2020-03-31	1.00	0.13	0.20