MRCC Stock Financial Analysis - Monroe Capital Corporation (NasdaqGS) Stock

Overview

Monroe Capital Corporation is a specialized finance company based in the United States. Operating primarily within the financial industry, it focuses on providing financing solutions geared towards lower middle-market companies. Its services encompass a broad spectrum of direct lending options, ranging from secured and unsecured debt to bridge financing. Leveraging an asset management approach, Monroe Capital Corporation targets performing, turnaround, and underperforming businesses, offering tailored, flexible financing solutions that often address the unique situations of each client. This strategic focus allows Monroe Capital Corporation to capitalize on diverse investment opportunities across various sectors, thereby fostering robust financial growth and stability within the niche of small to medium-sized enterprises.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Monroe Capital Corporation as of June 30, 2025 is 51.23 MM.
The operating income for Monroe Capital Corporation as of June 30, 2025 is 39.50 MM.
The net income for Monroe Capital Corporation as of June 30, 2025 is 1.91 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	51.23	39.50	1.91
2025-03-31	56.98	44.79	7.04
2024-12-31	60.53	46.90	9.70
2024-09-30	62.01	46.86	13.00
2024-06-30	61.95	46.12	7.80
2024-03-31	62.67	45.52	0.21
2023-12-31	64.30	46.90	0.37
2023-09-30	63.96	46.40	3.27
2023-06-30	64.23	46.40	2.75
2023-03-31	60.88	43.71	-0.27
2022-12-31	56.57	40.68	-2.79
2022-09-30	54.44	39.18	-0.43
2022-06-30	53.74	38.09	7.56
2022-03-31	53.11	38.05	26.25
2021-12-31	53.83	38.52	32.46
2021-09-30	53.34	38.94	34.70
2021-06-30	51.51	38.76	42.65
2021-03-31	59.79	46.92	45.55
2020-12-31	61.58	48.75	1.65
2020-09-30	67.01	51.99	-3.30
2020-06-30
2020-03-31

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30
2025-03-31
2024-12-31	0.45
2024-09-30	0.60	0.60
2024-06-30	0.36	0.36
2024-03-31	0.01	0.01
2023-12-31	0.02
2023-09-30	0.15	0.15
2023-06-30	0.13	0.13
2023-03-31	-0.01	-0.01
2022-12-31	-0.13
2022-09-30	-0.02	-0.02
2022-06-30	0.35	0.35
2022-03-31	1.22	1.22
2021-12-31	1.51
2021-09-30	1.62	1.62
2021-06-30	2.00	2.00
2021-03-31	2.15	2.15
2020-12-31	0.08
2020-09-30	-0.16	-0.16
2020-06-30	-0.72	-0.72
2020-03-31	-1.23	-1.23

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Monroe Capital Corporation as of June 30, 2025 is 118.27 MM.
The cash from financing activities for Monroe Capital Corporation as of June 30, 2025 is -119.72 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	118.27		-119.72
2025-03-31	74.31		-72.70
2024-12-31	35.96		-31.87
2024-09-30	52.38		-53.77
2024-06-30	32.71		-41.27
2024-03-31	30.72		-32.80
2023-12-31	51.73		-52.22
2023-09-30	-8.07		6.40
2023-06-30	22.57		-16.10
2023-03-31	8.67		-9.05
2022-12-31	14.11		-26.72
2022-09-30	42.42		-51.21
2022-06-30	-0.97		-43.70
2022-03-31	0.35		-8.90
2021-12-31	20.01		-34.30
2021-09-30	7.91		-15.42
2021-06-30	81.33		-51.48
2021-03-31	125.11		-128.41
2020-12-31	74.93		-72.15
2020-09-30	137.33		-137.79
2020-06-30
2020-03-31

Valuation Metrics : PE, PriceToBook, PriceToTBV

The p/book for Monroe Capital Corporation as of June 30, 2025 is 0.74.
The p/tbv for Monroe Capital Corporation as of June 30, 2025 is 0.74.

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30		0.74	0.74
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

The ebit/ev for Monroe Capital Corporation as of June 30, 2025 is 0.02.
The ebit (3y)/ev for Monroe Capital Corporation as of June 30, 2025 is 0.02.

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30	0.02	0.02
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Management Effectiveness

The roa for Monroe Capital Corporation as of June 30, 2025 is 0.01.
The roe for Monroe Capital Corporation as of June 30, 2025 is 0.04.
The roic for Monroe Capital Corporation as of June 30, 2025 is 0.02.
The croic for Monroe Capital Corporation as of June 30, 2025 is 0.00.
The ocroic for Monroe Capital Corporation as of June 30, 2025 is 0.16.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.01	0.04	0.02	0.00	0.16
2025-03-31	0.02	0.05	0.02	0.01	0.07
2024-12-31	0.03	0.06	0.03	-0.00	0.11
2024-09-30	0.01	0.04	0.02	-0.02	0.06
2024-06-30	0.00	0.00	0.00	-0.00	0.06
2024-03-31	0.00	0.00	0.00	-0.00	0.10
2023-12-31	0.01	0.01	0.01	-0.00	-0.02
2023-09-30	0.00	0.01	0.01	0.01	0.04
2023-06-30	-0.00	-0.00	0.01	0.01	0.04
2023-03-31	-0.00	-0.01	-0.00	-0.00	0.02
2022-12-31	-0.00	-0.00	-0.00	-0.02	0.08
2022-09-30	0.01	0.03	-0.00	-0.01	0.08
2022-06-30	0.04	0.11	0.01	-0.08	-0.00
2022-03-31	0.06	0.11	0.05	-0.01	0.00
2021-12-31	0.06	0.15	0.06	-0.02	0.01
2021-09-30	0.06	0.15	0.06	-0.01	0.14
2021-06-30	0.07	0.19	0.07	0.05	0.14
2021-03-31	0.07	0.22	0.08	-0.01	0.23
2020-12-31	0.00	0.01	0.00	0.00	0.13
2020-09-30	-0.00	-0.01	-0.01	-0.00	0.25
2020-06-30	-0.02	-0.06	-0.03	-0.01	0.10
2020-03-31	-0.04	-0.10	-0.04	-0.00	-0.03

Gross Margins

The gross margin for Monroe Capital Corporation as of June 30, 2025 is 1.00.
The net margin for Monroe Capital Corporation as of June 30, 2025 is 0.12.
The operating margin for Monroe Capital Corporation as of June 30, 2025 is 0.79.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	1.00	0.12	0.79
2025-03-31	1.00	0.16	0.77
2024-12-31	1.00	0.21	0.76
2024-09-30	1.00	0.13	0.74
2024-06-30	1.00	0.00	0.73
2024-03-31	1.00	0.01	0.73
2023-12-31	1.00	0.05	0.73
2023-09-30	1.00	0.04	0.72
2023-06-30	1.00	0.04	0.72
2023-03-31	1.00	-0.00	0.72
2022-12-31	1.00	-0.01	0.72
2022-09-30	1.00	-0.01	0.72
2022-06-30	1.00	0.14	0.71
2022-03-31	1.00	0.49	0.72
2021-12-31	1.00	0.60	0.72
2021-09-30	1.00	0.65	0.73
2021-06-30	1.00	0.83	0.75
2021-03-31	1.00	0.76	0.78
2020-12-31	1.00	0.03	0.79
2020-09-30	1.00	-0.05	0.78
2020-06-30	1.00	-0.21	0.77
2020-03-31	1.00	-0.37	0.74