MDBPF Stock Financial Analysis - Medibank Private Limited (OTCPK) Stock

Overview

Medibank Private Limited, headquartered in Australia, operates prominently in the health insurance industry. Established as a government business enterprise in 1976 and later privatised in 2014, Medibank holds a significant market share in the private health insurance sector. The company's expansive portfolio includes a diverse range of insurance products covering hospital cover, extras cover, and combined hospital and extras services that cater to both individual and corporate clients. In addition to health insurance, Medibank is heavily invested in health management and health solutions, offering services aimed at improving health outcomes. These include telehealth services, mental health support programs, and strategies designed to facilitate the integration of health care services, thus optimizing healthcare pathways and enhancing patient care efficiency.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Medibank Private Limited as of June 30, 2025 is 8,556.30 MM.
The operating income for Medibank Private Limited as of June 30, 2025 is 750.80 MM.
The net income for Medibank Private Limited as of June 30, 2025 is 500.80 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	8,556.30	750.80	500.80
2025-03-31	8,445.70	739.90	495.20
2024-12-31	8,335.10	729.00	489.60
2024-09-30	8,182.40	726.60	491.05
2024-06-30	8,029.70	724.20	492.50
2024-03-31	7,938.75	709.05	487.70
2023-12-31	7,847.80	693.90	482.90
2023-09-30	7,623.05	567.50	395.75
2023-06-30	7,398.30	441.10	308.60
2023-03-31	7,260.95	463.90	325.60
2022-12-31	7,123.60	486.70	342.60
2022-09-30	7,114.15	522.30	368.25
2022-06-30	7,104.70	557.90	393.90
2022-03-31	7,117.10	591.20	414.45
2021-12-31	7,129.50	624.50	435.00
2021-09-30	7,080.85	630.30	438.10
2021-06-30	7,032.20	636.10	441.20
2021-03-31	6,930.40	578.60	402.35
2020-12-31	6,828.60	521.10	363.50
2020-09-30	6,804.00	487.35	339.25
2020-06-30
2020-03-31

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30
2025-03-31
2024-12-31	0.18	0.18
2024-09-30	0.18	0.18
2024-06-30	0.18	0.18
2024-03-31	0.18	0.18
2023-12-31	0.18	0.18
2023-09-30	0.14	0.14
2023-06-30	0.11
2023-03-31	0.12	0.12
2022-12-31	0.12	0.12
2022-09-30	0.13	0.13
2022-06-30	0.14
2022-03-31	0.15	0.15
2021-12-31	0.16	0.16
2021-09-30	0.16	0.16
2021-06-30	0.16
2021-03-31	0.15	0.15
2020-12-31	0.13	0.13
2020-09-30	0.12	0.12
2020-06-30	0.11
2020-03-31	0.14	0.14

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Medibank Private Limited as of June 30, 2025 is 380.90 MM.
The cash from investing activities for Medibank Private Limited as of June 30, 2025 is 110.50 MM.
The cash from financing activities for Medibank Private Limited as of June 30, 2025 is -533.80 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	380.90	110.50	-533.80
2025-03-31	505.20	-13.05	-528.90
2024-12-31	629.50	-136.60	-524.00
2024-09-30	749.00	-123.70	-505.65
2024-06-30	868.50	-110.80	-487.30
2024-03-31
2023-12-31	373.40	154.60	-449.60
2023-09-30	278.95	106.55	-434.35
2023-06-30	184.50	58.50	-419.10
2023-03-31
2022-12-31	764.00	-539.90	-412.90
2022-09-30	856.25	-581.75	-406.40
2022-06-30	948.50	-623.60	-399.90
2022-03-31	728.15	-375.60	-395.40
2021-12-31	507.80	-127.60	-390.90
2021-09-30	495.00	-216.85	-383.35
2021-06-30	482.20	-306.10	-375.80
2021-03-31	579.00	-218.95	-372.90
2020-12-31	675.80	-131.80	-370.00
2020-09-30	624.10	-11.30	-418.35
2020-06-30
2020-03-31

Valuation Metrics : PE, PriceToBook, PriceToTBV

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Management Effectiveness

The roa for Medibank Private Limited as of June 30, 2025 is 0.10.
The roe for Medibank Private Limited as of June 30, 2025 is 0.21.
The roic for Medibank Private Limited as of June 30, 2025 is 0.19.
The croic for Medibank Private Limited as of June 30, 2025 is -0.01.
The ocroic for Medibank Private Limited as of June 30, 2025 is 0.24.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.10	0.21	0.19	-0.01	0.24
2025-03-31	0.10	0.21	0.19	-0.01	0.24
2024-12-31	0.00	0.00	0.00	0.11	0.34
2024-09-30	0.00	0.00	0.00	0.11	0.34
2024-06-30		0.23
2024-03-31		0.35
2023-12-31			0.25	-0.02
2023-09-30			0.24	-0.08
2023-06-30		0.26
2023-03-31		0.24
2022-12-31
2022-09-30		0.00
2022-06-30		0.00	0.00
2022-03-31		0.00
2021-12-31		0.00
2021-09-30	0.00	0.00
2021-06-30	0.12		0.22	-0.10	0.24
2021-03-31	0.11	0.22	0.20	-0.01	0.29
2020-12-31	0.11	0.20	0.19	0.09	0.34
2020-09-30	0.10	0.18	0.17	0.10	0.32
2020-06-30	0.09	0.16	0.16	0.11	0.30
2020-03-31	0.10	0.19	0.19	0.06	0.25

Gross Margins

The gross margin for Medibank Private Limited as of June 30, 2025 is 0.25.
The net margin for Medibank Private Limited as of June 30, 2025 is 0.06.
The operating margin for Medibank Private Limited as of June 30, 2025 is 0.10.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	0.25	0.06	0.10
2025-03-31	0.25	0.06	0.10
2024-12-31	0.22	0.00	0.09
2024-09-30	0.22	0.00	0.09
2024-06-30
2024-03-31
2023-12-31
2023-09-30		0.07	0.11
2023-06-30		0.07	0.11
2023-03-31		0.06	0.09
2022-12-31
2022-09-30
2022-06-30		0.00	0.00
2022-03-31
2021-12-31
2021-09-30
2021-06-30	0.21	0.06	0.09
2021-03-31	0.21	0.06	0.08
2020-12-31	0.20	0.05	0.08
2020-09-30	0.20	0.05	0.07
2020-06-30	0.19	0.05	0.07
2020-03-31	0.20	0.05	0.08

AU:MPL	A$5.08
DE:MPV	€2.82