HMST Stock Financial Analysis - HomeStreet, Inc. (NasdaqGS) Stock

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for HomeStreet, Inc. as of June 30, 2025 is 78.50 MM.
The operating income for HomeStreet, Inc. as of June 30, 2025 is -112.72 MM.
The net income for HomeStreet, Inc. as of June 30, 2025 is -139.49 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	78.50	-112.72	-139.49
2025-03-31	78.45	-115.25	-141.31
2024-12-31	75.70	-120.51	-144.34
2024-09-30	169.71	-27.03	-24.44
2024-06-30	180.52	-16.14	-14.86
2024-03-31	191.75	-7.34	-40.06
2023-12-31	209.12	7.10	-27.51
2023-09-30	225.18	22.26	-15.59
2023-06-30	251.03	47.31	2.48
2023-03-31	269.95	66.51	51.65
2022-12-31	290.08	84.66	66.54
2022-09-30	320.22	113.15	87.47
2022-06-30	330.66	121.53	94.27
2022-03-31	347.79	134.58	105.71
2021-12-31	362.03	146.69	115.42
2021-09-30	370.35	147.11	113.59
2021-06-30	375.41	149.66	112.77
2021-03-31	366.84	139.46	102.51
2020-12-31	337.56	101.89	79.99
2020-09-30	306.98	86.90	63.38

Income Statement: EPS

The earnings per share basic for HomeStreet, Inc. as of June 30, 2025 is -7.38.
The earnings per share diluted for HomeStreet, Inc. as of June 30, 2025 is -7.38.

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30	-7.38	-7.38
2025-03-31	-7.49	-7.48
2024-12-31	-7.65	-7.65
2024-09-30	-1.30	-1.30
2024-06-30	-0.79	-0.78
2024-03-31	-2.13	-2.13
2023-12-31	-1.46	-1.46
2023-09-30	-0.83	-0.83
2023-06-30	0.13	0.12
2023-03-31	2.76	2.74
2022-12-31	3.51	3.49
2022-09-30	4.53	4.49
2022-06-30	4.77	4.72
2022-03-31	5.19	5.13
2021-12-31	5.53	5.46
2021-09-30	5.34	5.28
2021-06-30	5.18	5.12
2021-03-31	4.59	4.54
2020-12-31	3.50	3.47
2020-09-30	2.70	2.67

Cash Flow: Operations, Investing, Financing

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30

Valuation Metrics : PE, PriceToBook, PriceToTBV

The p/e for HomeStreet, Inc. as of June 30, 2025 is -1.75.
The p/book for HomeStreet, Inc. as of June 30, 2025 is 0.62.
The p/tbv for HomeStreet, Inc. as of June 30, 2025 is 0.63.

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30	-1.75	0.62	0.63
2025-03-31		0.44	0.61
2024-12-31		0.39	0.49
2024-09-30	-19.81	0.57	0.72
2024-06-30	-5.21	0.40	0.50
2024-03-31	-10.43	0.53	0.68
2023-12-31	-12.43	0.39	0.50
2023-09-30	58.94	0.28	0.36
2023-06-30	2.17	0.20	0.27
2023-03-31	5.07	0.60
2022-12-31		0.93	1.26
2022-09-30		0.93	1.24
2022-06-30		1.08	1.42
2022-03-31	7.92	1.28	1.57
2021-12-31	9.17	1.47	1.80
2021-09-30	7.59	1.21	1.48
2021-06-30
2021-03-31	8.46	1.24	1.53
2020-12-31	11.06	1.23	1.48
2020-09-30	14.09	1.28	1.61

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

The ebit/ev for HomeStreet, Inc. as of June 30, 2025 is -0.07.
The ebit (3y)/ev for HomeStreet, Inc. as of June 30, 2025 is -0.03.

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30	-0.07	-0.03
2025-03-31	-0.08	-0.02
2024-12-31	-0.01	0.00
2024-09-30	-0.01	0.01
2024-06-30	-0.02	0.02
2024-03-31	-0.01	0.02
2023-12-31	-0.01	0.03
2023-09-30	0.00	0.03
2023-06-30	0.02	0.04
2023-03-31	0.06	0.08
2022-12-31	0.05	0.05
2022-09-30	0.06	0.05
2022-06-30	0.12	0.11
2022-03-31	0.14	0.11
2021-12-31	0.14	0.10
2021-09-30	0.15	0.10
2021-06-30
2021-03-31	0.13	0.08
2020-12-31	0.06	0.04
2020-09-30	0.06	0.04

Management Effectiveness

The roa for HomeStreet, Inc. as of June 30, 2025 is -0.02.
The roe for HomeStreet, Inc. as of June 30, 2025 is -0.27.
The roic for HomeStreet, Inc. as of June 30, 2025 is -0.07.
The croic for HomeStreet, Inc. as of June 30, 2025 is -0.03.
The ocroic for HomeStreet, Inc. as of June 30, 2025 is -0.03.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	-0.02	-0.27	-0.07	-0.03	-0.03
2025-03-31	-0.02	-0.27	-0.07	0.09	-0.02
2024-12-31	-0.00	-0.05	-0.01	-0.01	-0.01
2024-09-30	-0.00	-0.03	-0.01	0.02	0.00
2024-06-30	-0.00	-0.07	-0.01	-0.02	0.02
2024-03-31	-0.00	-0.05	-0.01	0.04	0.00
2023-12-31	-0.00	-0.03	-0.00	0.05	0.00
2023-09-30	0.00	0.00	0.00	0.03	0.01
2023-06-30	0.01	0.09	0.00	0.03	0.01
2023-03-31	0.01	0.11	0.03	0.16	0.02
2022-12-31	0.01	0.12	0.04	-0.07	0.08
2022-09-30	0.01	0.13	0.04	-0.07	0.09
2022-06-30	0.01	0.15	0.08	-0.01	0.23
2022-03-31	0.02	0.16	0.13	0.01	0.36
2021-12-31	0.02	0.16	0.12	0.01	0.22
2021-09-30	0.02	0.16	0.13	0.16	0.20
2021-06-30	0.02	0.16	0.12	0.02	0.19
2021-03-31	0.02	0.15	0.10	-0.00	-0.01
2020-12-31	0.01	0.12	0.05	0.00	-0.02
2020-09-30	0.01	0.09	0.04	0.00	0.02

Gross Margins

The gross margin for HomeStreet, Inc. as of June 30, 2025 is 1.00.
The net margin for HomeStreet, Inc. as of June 30, 2025 is -1.80.
The operating margin for HomeStreet, Inc. as of June 30, 2025 is -1.46.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	1.00	-1.80	-1.46
2025-03-31	1.00	-1.91	-1.59
2024-12-31	1.00	-0.14	-0.18
2024-09-30	1.00	-0.08	-0.11
2024-06-30	1.00	-0.21	-0.04
2024-03-31	1.00	-0.13	0.04
2023-12-31	1.00	-0.07	0.10
2023-09-30	1.00	0.01	0.19
2023-06-30	1.00	0.01	0.19
2023-03-31	1.00	0.19	0.25
2022-12-31	1.00	0.27	0.35
2022-09-30	1.00	0.27	0.35
2022-06-30	1.00	0.29	0.37
2022-03-31	1.00	0.30	0.39
2021-12-31	1.00	0.32	0.41
2021-09-30	1.00	0.31	0.40
2021-06-30	1.00	0.30	0.41
2021-03-31	1.00	0.28	0.38
2020-12-31	1.00	0.24	0.33
2020-09-30	1.00	0.21	0.28