EARN Stock Financial Analysis - Ellington Credit Company (NYSE) Stock

Overview

Ellington Credit Company, based in the United States, operates primarily within the financial services industry, focusing on investment management. The company is a part of the broader Ellington Management Group, LLC, which specializes in alternative investments. Ellington Credit Company's core activities involve managing various real estate and mortgage-related assets, employing strategies that include mortgage-backed securities, consumer loans, and collateralized loan obligations. Key projects and endeavors typically center on maximizing returns from distressed, undervalized, or high-potential financial assets, often by leveraging the extensive analytical and research capabilities of its parent organization. The company adeptly navigates market complexities to deliver tailored investment solutions and robust risk management to its clients.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Ellington Credit Company as of March 31, 2025 is 35.89 MM.
The operating income for Ellington Credit Company as of March 31, 2025 is 26.15 MM.
The net income for Ellington Credit Company as of March 31, 2025 is -5.25 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-03-31	35.89	26.15	-5.25
2024-12-31	41.24	32.46	6.59
2024-09-30	-15.58	-23.46	21.03
2024-06-30	18.42	11.90	4.17
2024-03-31	25.05	19.19	6.18
2023-12-31	-0.07	-5.60	4.56
2023-09-30	29.91	24.48	3.80
2023-06-30	44.28	38.98	1.55
2023-03-31	52.48	47.36	-10.39
2022-12-31	84.58	79.45	-30.20
2022-09-30	89.49	84.32	-44.64
2022-06-30	59.76	54.37	-30.11
2022-03-31	40.30	34.69	-23.90
2021-12-31	29.15	23.40	-6.31
2021-09-30	28.29	22.45	3.84
2021-06-30	29.98	24.18	11.10
2021-03-31	25.99	19.98	36.98
2020-12-31	0.47	-5.36	20.11
2020-09-30	0.60	-5.10	22.42

Income Statement: EPS

The earnings per share basic for Ellington Credit Company as of March 31, 2025 is -0.19.
The earnings per share diluted for Ellington Credit Company as of March 31, 2025 is -0.19.

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-03-31	-0.19	-0.19
2024-12-31	0.28
2024-09-30	1.02	1.02
2024-06-30	0.23	0.23
2024-03-31	0.38	0.38
2023-12-31	0.31
2023-09-30	0.27	0.27
2023-06-30	0.11	0.11
2023-03-31	-0.78	-0.78
2022-12-31	-2.29
2022-09-30	-3.41	-3.41
2022-06-30	-2.31	-2.31
2022-03-31	-1.86	-1.86
2021-12-31	-0.50
2021-09-30	0.31	0.31
2021-06-30	0.90	0.90
2021-03-31	3.00	3.00
2020-12-31	1.63
2020-09-30	1.81	1.81

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Ellington Credit Company as of March 31, 2025 is 19.53 MM.
The cash from investing activities for Ellington Credit Company as of March 31, 2025 is 48.66 MM.
The cash from financing activities for Ellington Credit Company as of March 31, 2025 is -73.25 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-03-31	19.53	48.66	-73.25
2024-12-31	9.11	116.45	-132.25
2024-09-30	2.43	225.62	-242.30
2024-06-30	-4.18	248.34	-169.12
2024-03-31	-8.84	171.48	-176.85
2023-12-31	-10.02	85.72	-71.98
2023-09-30	-3.54	120.85	-102.72
2023-06-30	4.01	52.85	-50.61
2023-03-31	13.14	267.19	-259.88
2022-12-31	22.42	110.55	-167.18
2022-09-30	24.41	75.86	-136.03
2022-06-30	27.39	140.93	-189.53
2022-03-31	28.10	-130.82	66.43
2021-12-31	27.88	-15.23	-1.79
2021-09-30	29.37	-8.35	-21.04
2021-06-30	29.78	-204.39	182.36
2021-03-31	25.48	12.19	-44.84
2020-12-31	24.37	304.06	-305.61
2020-09-30	21.15	289.91	-300.06

Valuation Metrics : PE, PriceToBook, PriceToTBV

The p/book for Ellington Credit Company as of March 31, 2025 is 0.89.
The p/tbv for Ellington Credit Company as of March 31, 2025 is 0.89.

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-03-31		0.89	0.89
2024-12-31		0.99	0.99
2024-09-30	42.51	1.21	1.21
2024-06-30	22.96	0.99	0.99
2024-03-31	29.87	1.00	1.00
2023-12-31	26.36	0.90	0.90
2023-09-30	60.48	0.80	0.80
2023-06-30	-9.61	0.87	0.87
2023-03-31	-3.34	0.90
2022-12-31		0.88	0.88
2022-09-30		0.68	0.68
2022-06-30		0.74	0.74
2022-03-31	-20.95	0.86	0.86
2021-12-31	34.93	0.84	0.84
2021-09-30	12.97	0.89	0.89
2021-06-30
2021-03-31	2.98	0.68	0.68
2020-12-31	5.49	0.66	0.66
2020-09-30	4.92	0.68	0.68

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

The ebit/ev for Ellington Credit Company as of March 31, 2025 is 0.01.
The ebit (3y)/ev for Ellington Credit Company as of March 31, 2025 is 0.00.

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-03-31	0.01	0.00
2024-12-31	0.03	-0.00
2024-09-30	0.01	-0.02
2024-06-30	0.01	-0.01
2024-03-31	0.01	-0.01
2023-12-31	0.00	-0.01
2023-09-30	0.00	-0.01
2023-06-30	-0.01	-0.01
2023-03-31	-0.03	-0.01
2022-12-31	-0.04	-0.01
2022-09-30	-0.03	-0.00
2022-06-30	-0.02	0.00
2022-03-31	-0.01	0.01
2021-12-31	0.00	0.01
2021-09-30	0.01	0.01
2021-06-30
2021-03-31	0.03	0.01
2020-12-31	0.02	0.01
2020-09-30	0.02	0.01

Management Effectiveness

The roa for Ellington Credit Company as of March 31, 2025 is 0.01.
The roe for Ellington Credit Company as of March 31, 2025 is 0.05.
The roic for Ellington Credit Company as of March 31, 2025 is 0.01.
The croic for Ellington Credit Company as of March 31, 2025 is -0.02.
The ocroic for Ellington Credit Company as of March 31, 2025 is 0.00.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-03-31	0.01	0.05	0.01	-0.02	0.00
2024-12-31	0.02	0.15	0.03	-0.02	0.00
2024-09-30	0.00	0.04	0.01	0.10	-0.01
2024-06-30	0.01	0.05	0.01	-0.02	-0.01
2024-03-31	0.00	0.04	0.01	0.00	-0.01
2023-12-31	0.00	0.04	0.00	0.02	-0.00
2023-09-30	0.00	0.01	0.00	0.01	0.00
2023-06-30	-0.01	-0.09	0.00	0.01	0.00
2023-03-31	-0.02	-0.23	-0.01	0.02	0.01
2022-12-31	-0.03	-0.28	-0.04	-0.03	0.02
2022-09-30	-0.02	-0.19	-0.04	-0.03	0.02
2022-06-30	-0.02	-0.15	-0.02	-0.02	0.02
2022-03-31	-0.00	-0.04	-0.02	-0.03	0.02
2021-12-31	0.00	0.02	-0.01	0.01	0.02
2021-09-30	0.01	0.07	0.00	-0.00	0.02
2021-06-30	0.01	0.07	0.01	0.01	0.02
2021-03-31	0.03	0.26	0.03	-0.01	0.02
2020-12-31	0.01	0.13	0.02	0.02	0.02
2020-09-30	0.01	0.15	0.02	0.01	0.02

Gross Margins

The gross margin for Ellington Credit Company as of March 31, 2025 is 1.00.
The net margin for Ellington Credit Company as of March 31, 2025 is 0.44.
The operating margin for Ellington Credit Company as of March 31, 2025 is 0.42.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-03-31	1.00	0.44	0.42
2024-12-31	1.00	-1.12	1.42
2024-09-30	1.00	-1.76	3.75
2024-06-30	1.00	0.66	0.38
2024-03-31	1.00	-1.68	3.04
2023-12-31	1.00	-4.30	7.14
2023-09-30	1.00	0.04	0.85
2023-06-30	1.00	0.04	0.85
2023-03-31	1.00	-0.17	0.92
2022-12-31	1.00	-1.80	0.79
2022-09-30	1.00	-1.80	0.79
2022-06-30	1.00	-1.18	0.79
2022-03-31	1.00	-1.05	0.75
2021-12-31	1.00	-0.25	0.78
2021-09-30	1.00	0.15	0.78
2021-06-30	1.00	0.39	0.80
2021-03-31	1.00	1.42	0.77
2020-12-31	1.00	42.70	-11.37
2020-09-30	1.00	1.23	-0.28