DNSKF Stock Financial Analysis - Danske Bank A/S (OTCPK) Stock

Overview

Danske Bank A/S, headquartered in Copenhagen, Denmark, operates predominantly in the financial services industry. As one of the largest banks in Scandinavia, it provides a myriad of services, including commercial banking, mortgage financing, insurance, asset management, and brokerage services to a diverse clientele ranging from individuals to large corporations. Dansante Bank A/S has actively engaged in technological advancements and digital banking projects to enhance customer experience and operational efficiency. It has emphasized sustainability through its investment strategies, aligning itself with global climate goals. Furthermore, the bank has focused on governance and compliance frameworks, particularly after facing financial misconduct issues, aiming to restore credibility and ensure stringent regulatory adherence.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Danske Bank A/S as of June 30, 2025 is 56,488.00 MM.
The operating income for Danske Bank A/S as of June 30, 2025 is 30,962.00 MM.
The net income for Danske Bank A/S as of June 30, 2025 is 23,372.00 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	56,488.00	30,962.00	23,372.00
2025-03-31	56,975.00	31,347.00	23,757.00
2024-12-31	56,948.00	31,273.00	23,629.00
2024-09-30	56,132.00	30,488.00	23,398.00
2024-06-30	54,656.00	29,028.00	22,552.00
2024-03-31	52,769.00	27,271.00	21,724.00
2023-12-31	52,160.00	26,708.00	21,262.00
2023-09-30	51,169.00	24,550.00	20,053.00
2023-06-30	48,989.00	20,862.00	1,060.00
2023-03-31	46,303.00	17,157.00	-2,154.00
2022-12-31	43,981.00	13,771.00	-4,580.00
2022-09-30	43,727.00	13,239.00	-5,482.00
2022-06-30	44,923.00	14,722.00	11,526.00
2022-03-31	46,841.00	16,156.00	12,521.00
2021-12-31	47,428.00	16,642.00	12,920.00
2021-09-30	46,090.00	14,524.00	10,716.00
2021-06-30	44,946.00	13,049.00	9,485.00
2021-03-31	44,517.00	12,414.00	9,018.00
2020-12-31	39,141.00	6,697.00	4,589.00
2020-09-30	40,100.00	7,459.00	8,180.00
2020-06-30
2020-03-31

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30
2025-03-31
2024-12-31	27.90	27.80
2024-09-30	27.46	27.40
2024-06-30	26.26	26.25
2024-03-31	25.31	25.20
2023-12-31	24.75	24.70
2023-09-30	23.38	23.26
2023-06-30	1.24	1.23
2023-03-31	-2.51	-2.51
2022-12-31	-5.44	-5.40
2022-09-30	-6.62	-6.62
2022-06-30	13.11	13.10
2022-03-31	14.10	14.09
2021-12-31	14.61	14.60
2021-09-30	11.89	11.85
2021-06-30	10.88	10.85
2021-03-31	10.36	10.33
2020-12-31	4.73	4.70
2020-09-30	8.88	8.86
2020-06-30	9.53	9.51
2020-03-31	11.36	11.35

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Danske Bank A/S as of June 30, 2025 is -154,953.00 MM.
The cash from investing activities for Danske Bank A/S as of June 30, 2025 is -2,537.00 MM.
The cash from financing activities for Danske Bank A/S as of June 30, 2025 is 23,015.00 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	-154,953.00	-2,537.00	23,015.00
2025-03-31	-94,355.00	-2,219.00	21,787.00
2024-12-31	-39,204.00	-2,234.00	-83,942.00
2024-09-30	53,403.00	-1,051.00	-120,353.00
2024-06-30	100,662.00	-1,114.00	-83,610.00
2024-03-31	161,987.00	-1,086.00	-154,175.00
2023-12-31	176,746.00	-1,329.00	-43,133.00
2023-09-30	171,199.00	-859.00	-103,226.00
2023-06-30	112,053.00	-669.00	-99,917.00
2023-03-31	81,137.00	156.00	-71,613.00
2022-12-31	-79,620.00	650.00	-48,174.00
2022-09-30	-14,968.00	-342.00	21,452.00
2022-06-30	14,712.00	-477.00	-71,681.00
2022-03-31	-9,101.00	-1,261.00	-56,494.00
2021-12-31	4,189.00	-1,563.00	-43,152.00
2021-09-30	8,989.00	-1,075.00	-381.00
2021-06-30	-39,446.00	-1,216.00	115,529.00
2021-03-31	-134,326.00	-1,238.00	267,648.00
2020-12-31	-6,549.00	-1,263.00	211,328.00
2020-09-30	-96,096.00	-1,469.00	200,143.00
2020-06-30
2020-03-31

Valuation Metrics : PE, PriceToBook, PriceToTBV

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Management Effectiveness

The roa for Danske Bank A/S as of June 30, 2025 is 0.01.
The roe for Danske Bank A/S as of June 30, 2025 is 0.13.
The roic for Danske Bank A/S as of June 30, 2025 is 0.01.
The croic for Danske Bank A/S as of June 30, 2025 is -0.04.
The ocroic for Danske Bank A/S as of June 30, 2025 is -0.05.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.01	0.13	0.01	-0.04	-0.05
2025-03-31	0.01	0.14	0.01	-0.07	-0.02
2024-12-31	0.01	0.13	0.01	-0.04	-0.00
2024-09-30	0.01	0.13	0.01	0.01	0.03
2024-06-30		0.13
2024-03-31		0.13
2023-12-31			0.11	0.39
2023-09-30			0.00	0.06
2023-06-30		0.00
2023-03-31		-0.01
2022-12-31
2022-09-30		0.00
2022-06-30		0.00	0.00
2022-03-31		0.00
2021-12-31		0.00
2021-09-30	0.00	0.06
2021-06-30	0.00		0.00	0.04	-0.02
2021-03-31	0.00	0.05	0.01	0.08	-0.08
2020-12-31	0.00	0.03	0.00	0.10	-0.00
2020-09-30	0.00	0.05	0.01	0.06	-0.06
2020-06-30	0.00	0.06	0.00	0.01	-0.09
2020-03-31	0.00	0.07	0.01	-0.01	-0.05

Gross Margins

The gross margin for Danske Bank A/S as of June 30, 2025 is 1.00.
The net margin for Danske Bank A/S as of June 30, 2025 is 0.42.
The operating margin for Danske Bank A/S as of June 30, 2025 is 0.55.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	1.00	0.42	0.55
2025-03-31	1.00	0.41	0.55
2024-12-31	1.00	0.39	0.51
2024-09-30	1.00	0.39	0.50
2024-06-30
2024-03-31
2023-12-31
2023-09-30		0.01	0.40
2023-06-30		0.01	0.40
2023-03-31		-0.06	0.35
2022-12-31
2022-09-30		0.00	0.00
2022-06-30		0.00	0.00
2022-03-31
2021-12-31
2021-09-30
2021-06-30	1.00	0.21	0.29
2021-03-31	1.00	0.20	0.28
2020-12-31	1.00	0.12	0.17
2020-09-30	1.00	0.20	0.19
2020-06-30	1.00	0.22	0.21
2020-03-31	1.00	0.26	0.24

AT:DANS
GB:0NVC	DKK259.80
CH:DSN
GB:DANSKC
DE:DSN	€34.92
DK:DANSKE	DKK263.30