CFIGF Stock Financial Analysis - Challenger Limited (OTCPK) Stock

Overview

Challenger Limited is an investment management firm headquartered in Australia, primarily engaged in providing financial services with a significant focus on retirement and investment solutions. The company operates in two core divisions: Life and Funds Management. Challenger Life, its largest division, is a leader in the Australian annuities market and offers a broad range of longevity and financial products designed to provide income streams for retirees. The Funds Management division involves managing assets across domestic and international equities, fixed income, and real estate investments for institutional and retail clients. Key projects often include strategic acquisitions, such as the recent purchase of a significant equity stake in a global asset management firm to expand its distribution networks and asset base internationally, underscoring its focus on growth and diversification in its investment portfolio.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Challenger Limited as of June 30, 2025 is 2,893.70 MM.
The operating income for Challenger Limited as of June 30, 2025 is 1,308.40 MM.
The net income for Challenger Limited as of June 30, 2025 is 192.30 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	2,893.70	1,308.40	192.30
2025-03-31	3,003.05	1,338.65	169.05
2024-12-31	3,548.80	1,776.10	145.80
2024-09-30	3,412.15	1,702.45	137.85
2024-06-30	2,839.10	1,221.60	129.90
2024-03-31	3,017.70	1,330.50	163.20
2023-12-31	3,196.30	1,439.40	196.50
2023-09-30	2,885.70	1,302.65	183.95
2023-06-30	2,575.10	1,165.90	171.40
2023-03-31	417.55	243.45	99.45
2022-12-31	-917.30	-549.10	2.90
2022-09-30	-623.85	-444.45	128.30
2022-06-30	-330.40	-339.80	253.70
2022-03-31	1,592.40	423.60	452.60
2021-12-31	3,515.20	1,187.00	651.50
2021-09-30	3,420.60	1,137.15	621.90
2021-06-30	3,326.00	1,087.30	592.30
2021-03-31	2,604.25	433.40	89.35
2020-12-31	1,882.50	-220.50	-413.60
2020-09-30	1,848.05	-231.45	-414.80
2020-06-30
2020-03-31

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30
2025-03-31
2024-12-31	0.21	0.21
2024-09-30	0.20	0.20
2024-06-30	0.19	0.18
2024-03-31	0.24	0.23
2023-12-31	0.29	0.28
2023-09-30	0.27	0.26
2023-06-30	0.25	0.25
2023-03-31	0.15	0.16
2022-12-31	0.00	0.03
2022-09-30	0.19	0.19
2022-06-30	0.38	0.33
2022-03-31	0.67	0.54
2021-12-31	0.97	0.74
2021-09-30	0.92	0.71
2021-06-30	0.88	0.68
2021-03-31	0.14	0.14
2020-12-31	-0.65	-0.65
2020-09-30	-0.66	-0.67
2020-06-30	-0.68	-0.68
2020-03-31	0.09	0.11

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Challenger Limited as of June 30, 2025 is 399.60 MM.
The cash from investing activities for Challenger Limited as of June 30, 2025 is -1,177.30 MM.
The cash from financing activities for Challenger Limited as of June 30, 2025 is 854.70 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	399.60	-1,177.30	854.70
2025-03-31	370.80	-910.35	562.40
2024-12-31	342.00	-643.40	270.10
2024-09-30	696.70	-1,293.85	675.25
2024-06-30	1,051.40	-1,944.30	1,080.40
2024-03-31	793.15	-1,782.40	1,145.10
2023-12-31	534.90	-1,620.50	1,209.80
2023-09-30	912.90	-1,479.00	587.40
2023-06-30	1,290.90	-1,337.50	-35.00
2023-03-31	1,717.45	-1,816.30	-42.75
2022-12-31	2,161.30	-2,295.10	-50.50
2022-09-30	2,324.05	-2,209.20	-335.15
2022-06-30	2,486.80	-2,123.30	-619.80
2022-03-31	2,783.70	-1,639.00	-1,202.85
2021-12-31	3,080.60	-1,154.70	-1,785.90
2021-09-30	2,828.60	-992.85	-1,602.00
2021-06-30	2,576.60	-831.00	-1,418.10
2021-03-31	1,485.50	-996.00	-351.40
2020-12-31	394.40	-1,161.00	715.30
2020-09-30	439.65	-1,319.60	789.30
2020-06-30
2020-03-31

Valuation Metrics : PE, PriceToBook, PriceToTBV

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Management Effectiveness

The roa for Challenger Limited as of June 30, 2025 is 0.00.
The roe for Challenger Limited as of June 30, 2025 is 0.04.
The roic for Challenger Limited as of June 30, 2025 is 0.01.
The croic for Challenger Limited as of June 30, 2025 is -0.02.
The ocroic for Challenger Limited as of June 30, 2025 is 0.03.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.00	0.04	0.01	-0.02	0.03
2025-03-31	0.00	0.04	0.01	-0.02	0.03
2024-12-31	0.00	0.03	0.01	-0.01	0.09
2024-09-30	0.00	0.03	0.01	-0.01	0.09
2024-06-30		0.04
2024-03-31		0.08
2023-12-31			0.08	-0.00
2023-09-30			0.07	-0.02
2023-06-30		0.07
2023-03-31		0.05
2022-12-31
2022-09-30		0.00
2022-06-30		0.00	0.00
2022-03-31		0.00
2021-12-31
2021-09-30	0.02	0.18
2021-06-30	0.02		0.06	0.03	0.24
2021-03-31	0.00	0.03	0.01	0.01	0.14
2020-12-31	-0.01		-0.06	-0.01	0.05
2020-09-30	-0.01	-0.11	-0.04	-0.01	0.04
2020-06-30	-0.02	-0.11	-0.04	-0.01	0.04
2020-03-31	0.00	0.01	0.00	0.01	0.06

Gross Margins

The gross margin for Challenger Limited as of June 30, 2025 is 0.70.
The net margin for Challenger Limited as of June 30, 2025 is 0.04.
The operating margin for Challenger Limited as of June 30, 2025 is 0.50.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	0.70	0.04	0.50
2025-03-31	0.70	0.04	0.50
2024-12-31	0.73	0.04	0.50
2024-09-30	0.73	0.04	0.50
2024-06-30
2024-03-31
2023-12-31
2023-09-30		0.12	0.43
2023-06-30		0.12	0.43
2023-03-31		0.18	0.22
2022-12-31
2022-09-30		0.00	0.00
2022-06-30		0.00	0.00
2022-03-31
2021-12-31
2021-09-30
2021-06-30	0.43	0.18	0.33
2021-03-31	0.29	0.03	0.17
2020-12-31	0.04	-0.22	-0.12
2020-09-30	0.04	-0.23	-0.13
2020-06-30	0.04	-0.23	-0.14
2020-03-31	0.26	0.02	0.14

AU:CGF	A$8.41
DE:GK9	€4.62