Overview
AIB Group plc, headquartered in Dublin, Ireland, is a prominent financial services group primarily engaged in retail, corporate, and business banking. As one of Ireland's leading banks, it serves a broad spectrum of customers, offering services including loans, deposits, asset management, and treasury services. The group's key initiatives include extensive digital transformation projects aimed at enhancing customer experience and operational efficiency. Additionally, AIB is focusing on sustainability efforts, prioritizing green financing initiatives and reducing its own environmental footprint. The bank's strategic projects also encompass expanding its presence in the UK and leveraging advanced technologies to streamline processes and improve financial product offerings.
Quality, Value, Momentum Scores
This card shows the Quality, Value, and Momentum scores for the company
Income Statement: Revenue, Operating Income, Net Income
- The revenue for AIB Group plc as of June 30, 2025 is 4,597.00 MM.
- The operating income for AIB Group plc as of June 30, 2025 is 2,703.00 MM.
- The net income for AIB Group plc as of June 30, 2025 is 2,172.00 MM.
| Period End (TTM) | Revenue (MM) | Operating Income (MM) | Net Income (MM) |
| 2025-06-30 | 4,597.00 | 2,703.00 | 2,172.00 |
| 2025-03-31 | 4,724.50 | 2,838.00 | 2,263.00 |
| 2024-12-31 | 4,852.00 | 2,973.00 | 2,354.00 |
| 2024-09-30 | 4,836.00 | 2,971.50 | 2,334.50 |
| 2024-06-30 | 4,820.00 | 2,969.00 | 2,315.00 |
| 2024-03-31 | 4,672.00 | 2,855.00 | 2,188.00 |
| 2023-12-31 | 4,524.00 | 2,741.00 | 2,061.00 |
| 2023-09-30 | 3,960.50 | 2,253.50 | 1,603.00 |
| 2023-06-30 | 3,397.00 | 1,766.00 | 1,145.00 |
| 2023-03-31 | 3,151.50 | 1,562.50 | 956.00 |
| 2022-12-31 | 2,906.00 | 1,359.00 | 767.00 |
| 2022-09-30 | 2,930.50 | 1,416.50 | 808.50 |
| 2022-06-30 | 2,955.00 | 1,474.00 | 850.00 |
| 2022-03-31 | 2,784.50 | 1,329.00 | 748.50 |
| 2021-12-31 | 2,614.00 | 1,184.00 | 647.00 |
| 2021-09-30 | 2,415.00 | 959.50 | 435.50 |
| 2021-06-30 | 2,216.00 | 735.00 | 224.00 |
| 2021-03-31 | 1,564.50 | 101.50 | -272.50 |
| 2020-12-31 | 913.00 | -532.00 | -769.00 |
| 2020-09-30 | 1,075.00 | -376.00 | -751.50 |
Income Statement: EPS
- The earnings per share basic for AIB Group plc as of June 30, 2025 is 0.90.
- The earnings per share diluted for AIB Group plc as of June 30, 2025 is 0.90.
| Period End (TTM) | Earnings Per Share Basic | Earnings Per Share Diluted |
| 2025-06-30 | 0.90 | 0.90 |
| 2025-03-31 | 0.91 | 0.91 |
| 2024-12-31 | 0.92 | 0.92 |
| 2024-09-30 | 0.90 | 0.90 |
| 2024-06-30 | 0.87 | 0.87 |
| 2024-03-31 | 0.81 | 0.81 |
| 2023-12-31 | 0.76 | 0.76 |
| 2023-09-30 | 0.58 | 0.58 |
| 2023-06-30 | 0.41 | 0.40 |
| 2023-03-31 | 0.33 | 0.33 |
| 2022-12-31 | 0.26 | 0.26 |
| 2022-09-30 | 0.28 | 0.28 |
| 2022-06-30 | 0.29 | 0.29 |
| 2022-03-31 | 0.25 | 0.25 |
| 2021-12-31 | 0.21 | 0.21 |
| 2021-09-30 | 0.14 | 0.14 |
| 2021-06-30 | 0.06 | 0.06 |
| 2021-03-31 | -0.12 | -0.12 |
| 2020-12-31 | -0.30 | -0.30 |
| 2020-09-30 | -0.29 | -0.29 |
Cash Flow: Operations, Investing, Financing
- The cash from operating activities for AIB Group plc as of June 30, 2025 is 545.00 MM.
- The cash from investing activities for AIB Group plc as of June 30, 2025 is -2,659.00 MM.
- The cash from financing activities for AIB Group plc as of June 30, 2025 is 3,576.00 MM.
| Period End (TTM) | Cash From Operating Activities (MM) | Cash From Investing Activities (MM) | Cash From Financing Activities (MM) |
| 2025-06-30 | 545.00 | -2,659.00 | 3,576.00 |
| 2025-03-31 | 200.00 | -1,881.50 | 1,948.50 |
| 2024-12-31 | -145.00 | -1,104.00 | 321.00 |
| 2024-09-30 | -830.50 | -1,326.00 | 1,386.00 |
| 2024-06-30 | -1,516.00 | -1,548.00 | 2,451.00 |
| 2024-03-31 | -2,945.00 | -1,199.00 | 3,656.50 |
| 2023-12-31 | -4,374.00 | -850.00 | 4,862.00 |
| 2023-09-30 | -5,583.00 | -690.50 | 2,058.50 |
| 2023-06-30 | -6,792.00 | -531.00 | -745.00 |
| 2023-03-31 | -5,716.00 | -931.50 | 661.00 |
| 2022-12-31 | -4,640.00 | -1,332.00 | 2,067.00 |
| 2022-09-30 | -2,902.00 | -1,537.50 | 4,910.50 |
| 2022-06-30 | -1,164.00 | -1,743.00 | 7,754.00 |
| 2022-03-31 | -1,501.00 | 187.50 | 12,026.50 |
| 2021-12-31 | -1,838.00 | 2,118.00 | 16,299.00 |
| 2021-09-30 | -1,157.50 | 2,461.50 | 19,150.50 |
| 2021-06-30 | -477.00 | 2,805.00 | 22,002.00 |
| 2021-03-31 | 652.50 | 94.50 | 18,363.50 |
| 2020-12-31 | 1,782.00 | -2,616.00 | 14,725.00 |
| 2020-09-30 | 1,867.50 | -2,766.50 | 10,990.00 |
Valuation Metrics : PE, PriceToBook, PriceToTBV
- P/Book
- The current closing price divided by the book value per share.
- P/TBV
- The current price divided by the tangible book value per share.
| Period End (TTM) | p/e | P/Book | P/TBV |
| 2025-06-30 | |||
| 2025-03-31 | |||
| 2024-12-31 | |||
| 2024-09-30 | |||
| 2024-06-30 | |||
| 2024-03-31 | |||
| 2023-12-31 | |||
| 2023-09-30 | |||
| 2023-06-30 | |||
| 2023-03-31 | |||
| 2022-12-31 | |||
| 2022-09-30 | |||
| 2022-06-30 | |||
| 2022-03-31 | |||
| 2021-12-31 | |||
| 2021-09-30 | |||
| 2021-06-30 | |||
| 2021-03-31 | |||
| 2020-12-31 | |||
| 2020-09-30 |
Valuation Metrics : EBitToEv, EBit3YrAvgToEv
| Period End (TTM) | EBIT/EV | EBIT (3y)/EV |
| 2025-06-30 | ||
| 2025-03-31 | ||
| 2024-12-31 | ||
| 2024-09-30 | ||
| 2024-06-30 | ||
| 2024-03-31 | ||
| 2023-12-31 | ||
| 2023-09-30 | ||
| 2023-06-30 | ||
| 2023-03-31 | ||
| 2022-12-31 | ||
| 2022-09-30 | ||
| 2022-06-30 | ||
| 2022-03-31 | ||
| 2021-12-31 | ||
| 2021-09-30 | ||
| 2021-06-30 | ||
| 2021-03-31 | ||
| 2020-12-31 | ||
| 2020-09-30 |
Management Effectiveness
- The roa for AIB Group plc as of June 30, 2025 is 0.02.
- The roe for AIB Group plc as of June 30, 2025 is 0.16.
- The roic for AIB Group plc as of June 30, 2025 is 0.08.
- The croic for AIB Group plc as of June 30, 2025 is -0.02.
- The ocroic for AIB Group plc as of June 30, 2025 is -0.00.
| Period End (TTM) | ROA | ROE | ROIC | CROIC | OCROIC |
| 2025-06-30 | 0.02 | 0.16 | 0.08 | -0.02 | -0.00 |
| 2025-03-31 | 0.02 | 0.16 | 0.08 | -0.02 | -0.00 |
| 2024-12-31 | 0.02 | 0.15 | 0.08 | -0.02 | -0.06 |
| 2024-09-30 | 0.02 | 0.15 | 0.08 | -0.02 | -0.06 |
| 2024-06-30 | 0.17 | ||||
| 2024-03-31 | 0.17 | ||||
| 2023-12-31 | 0.10 | -0.27 | |||
| 2023-09-30 | 0.09 | -0.62 | |||
| 2023-06-30 | 0.00 | 0.09 | |||
| 2023-03-31 | 0.07 | ||||
| 2022-12-31 | |||||
| 2022-09-30 | 0.00 | ||||
| 2022-06-30 | 0.06 | 0.06 | |||
| 2022-03-31 | 0.00 | ||||
| 2021-12-31 | 0.05 | 12.44 | |||
| 2021-09-30 | 0.00 | 0.03 | |||
| 2021-06-30 | 0.00 | 0.01 | 0.75 | -0.02 | |
| 2021-03-31 | -0.00 | -0.02 | -0.01 | 0.58 | 0.01 |
| 2020-12-31 | -0.01 | -0.05 | -0.03 | 0.51 | 0.06 |
| 2020-09-30 | -0.01 | -0.05 | -0.03 | 0.37 | 0.07 |
Gross Margins
- The gross margin for AIB Group plc as of June 30, 2025 is 1.00.
- The net margin for AIB Group plc as of June 30, 2025 is 0.49.
- The operating margin for AIB Group plc as of June 30, 2025 is 0.61.
- Gross Margin
- The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.
- Net Margin
- The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.
- Operating Margin
- The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.
| Period End (TTM) | Gross Margin | Net Margin | Operating Margin |
| 2025-06-30 | 1.00 | 0.49 | 0.61 |
| 2025-03-31 | 1.00 | 0.49 | 0.61 |
| 2024-12-31 | 1.00 | 0.48 | 0.62 |
| 2024-09-30 | 1.00 | 0.48 | 0.62 |
| 2024-06-30 | |||
| 2024-03-31 | |||
| 2023-12-31 | |||
| 2023-09-30 | 0.34 | 0.52 | |
| 2023-06-30 | 0.34 | 0.52 | |
| 2023-03-31 | 0.30 | 0.50 | |
| 2022-12-31 | |||
| 2022-09-30 | 0.00 | 0.00 | |
| 2022-06-30 | 0.29 | 0.50 | |
| 2022-03-31 | |||
| 2021-12-31 | |||
| 2021-09-30 | |||
| 2021-06-30 | 1.00 | 0.10 | 0.34 |
| 2021-03-31 | 1.00 | -0.17 | 0.07 |
| 2020-12-31 | 1.00 | -0.84 | -0.59 |
| 2020-09-30 | 1.00 | -0.70 | -0.35 |
Identifiers and Descriptors
| Central Index Key (CIK) |
