AGRPY Stock Financial Analysis - Absa Group Limited - Depositary Receipt (Common Stock) (OTCPK) Stock

Overview

Absa Group Limited, based in South Africa, is a diversified financial services provider prominent in the banking and finance industry. It offers personal and business banking, credit cards, corporate and investment banking, wealth and investment management, and insurance. Formed from the separation of Barclays Africa Group from Barclays in 2018, Absa operates extensively across Africa, holding a significant presence in countries like Botswana, Ghana, Kenya, and Mozambique. Key projects of Absa include its digital transformation initiatives aimed at enhancing mobile banking services and its sustainability projects focusing on green financing and improving financial inclusivity in underserved markets. These strategic projects underline Absa’s adaptation to digital innovations and its commitment to sustainable development within its operational footprint.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is 99,450.00 MM.
The operating income for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is 36,245.00 MM.
The net income for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is 22,923.00 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	99,450.00	36,245.00	22,923.00
2025-03-31	97,539.50	35,042.00	22,230.00
2024-12-31	95,629.00	33,839.00	21,537.00
2024-09-30	93,248.00	31,806.00	20,240.50
2024-06-30	90,867.00	29,773.00	18,944.00
2024-03-31	89,987.00	30,141.00	19,417.50
2023-12-31	89,107.00	30,509.00	19,891.00
2023-09-30	87,278.00	30,747.50	20,281.50
2023-06-30	85,449.00	30,986.00	20,672.00
2023-03-31	84,238.50	30,845.50	20,468.50
2022-12-31	83,028.00	30,705.00	20,265.00
2022-09-30	82,530.00	30,667.00	20,125.50
2022-06-30	82,032.00	30,629.00	19,986.00
2022-03-31	79,687.00	28,793.50	18,874.50
2021-12-31	77,342.00	26,958.00	17,763.00
2021-09-30	74,650.50	24,318.50	15,660.00
2021-06-30	71,863.00	21,583.00	13,557.00
2021-03-31	66,446.00	16,223.00	9,718.50
2020-12-31	61,029.00	10,863.00	5,880.00
2020-09-30	61,779.00	11,372.50	6,490.00
2020-06-30
2020-03-31

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30
2025-03-31
2024-12-31	25.99	25.95
2024-09-30	24.43	24.38
2024-06-30	22.86	22.82
2024-03-31	23.43	23.37
2023-12-31	24.00	23.93
2023-09-30	24.48	24.39
2023-06-30	24.95	24.84
2023-03-31	24.69	24.57
2022-12-31	24.43	24.30
2022-09-30	24.25	24.14
2022-06-30	24.07	23.99
2022-03-31	22.73	22.67
2021-12-31	21.40	21.36
2021-09-30	18.88	18.86
2021-06-30	16.37	16.35
2021-03-31	11.75	11.74
2020-12-31	7.12	7.11
2020-09-30	7.85	7.85
2020-06-30	8.59	8.58
2020-03-31	12.89	12.87

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is -140,685.00 MM.
The cash from investing activities for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is 49.00 MM.
The cash from financing activities for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is 159,987.00 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	-140,685.00	49.00	159,987.00
2025-03-31	-115,230.50	-1,207.50	150,082.50
2024-12-31	-89,776.00	-2,464.00	140,178.00
2024-09-30	-138,555.00	-4,752.50	169,515.50
2024-06-30	-128,468.00	-7,041.00	139,461.00
2024-03-31	-93,559.50	-6,700.00	109,844.50
2023-12-31	-58,651.00	-6,359.00	80,228.00
2023-09-30	-39,265.00	-5,952.50	65,659.00
2023-06-30	-19,879.00	-5,546.00	51,090.00
2023-03-31	-30,854.00	-5,414.50	51,659.50
2022-12-31	-41,829.00	-5,283.00	52,229.00
2022-09-30	-62,643.50	-4,593.50	74,229.00
2022-06-30	-83,458.00	-3,904.00	96,229.00
2022-03-31	-93,032.50	-3,711.50	102,410.50
2021-12-31	-102,607.00	-3,519.00	108,592.00
2021-09-30	-107,446.00	-3,553.00	111,376.50
2021-06-30	-112,260.00	-3,587.00	114,161.00
2021-03-31	-107,791.00	-2,152.50	108,095.50
2020-12-31	-103,322.00	-718.00	102,030.00
2020-09-30	10,555.50	-551.00	-10,337.50
2020-06-30
2020-03-31

Valuation Metrics : PE, PriceToBook, PriceToTBV

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Management Effectiveness

The roa for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is 0.01.
The roe for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is 0.13.
The roic for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is 0.04.
The croic for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is 0.08.
The ocroic for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is 0.10.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.01	0.13	0.04	0.08	0.10
2025-03-31	0.01	0.13	0.04	0.08	-0.16
2024-12-31	0.01	0.12	0.04	0.01	-0.14
2024-09-30	0.01	0.12	0.04	0.01	-0.14
2024-06-30		0.12
2024-03-31		0.13
2023-12-31			0.12	0.10
2023-09-30			0.13	0.13
2023-06-30		0.14
2023-03-31		0.14
2022-12-31
2022-09-30		0.00
2022-06-30		0.00
2022-03-31		0.00
2021-12-31
2021-09-30		0.12
2021-06-30
2021-03-31		0.07
2020-12-31
2020-09-30		0.05
2020-06-30		0.06
2020-03-31		0.08

Gross Margins

The gross margin for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is 1.00.
The net margin for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is 0.23.
The operating margin for Absa Group Limited - Depositary Receipt (Common Stock) as of June 30, 2025 is 0.35.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	1.00	0.23	0.35
2025-03-31	1.00	0.23	0.35
2024-12-31	1.00	0.21	0.33
2024-09-30	1.00	0.21	0.33
2024-06-30
2024-03-31
2023-12-31
2023-09-30		0.24	0.36
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31