TIC Stock Financial Analysis - Al-Takaful Palestinian Insurance Company (PLSE) Stock

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is 55.88 MM.
The operating income for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is -0.48 MM.
The net income for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is 1.39 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	55.88	-0.48	1.39
2025-03-31	51.02	3.08	1.74
2024-12-31	51.47	3.10	1.74
2024-09-30	50.81	3.13	2.02
2024-06-30	50.86	3.14	1.85
2024-03-31	53.66	3.46	1.52
2023-12-31	54.92	4.18	2.03
2023-09-30	53.64	4.69	2.35
2023-06-30	54.07	4.26	2.32
2023-03-31	54.69	6.04	2.38
2022-12-31	56.66	6.97	2.26
2022-09-30	58.43	5.58	2.00
2022-06-30	54.67	5.65	2.25
2022-03-31	49.38	1.36	1.99
2021-12-31	45.24	1.54	2.03
2021-09-30	43.61	0.78	2.03
2021-06-30	41.65	1.12	1.92
2021-03-31	40.45	1.02	1.95
2020-12-31	39.30	0.79	2.22
2020-09-30	39.79	3.46	2.59
2020-06-30

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30
2025-03-31
2024-12-31	0.16
2024-09-30	0.18	0.18
2024-06-30	0.17	0.17
2024-03-31	0.16	0.16
2023-12-31	0.18
2023-09-30	0.21	0.21
2023-06-30	0.21	0.21
2023-03-31	0.22	0.22
2022-12-31	0.21
2022-09-30	0.18	0.18
2022-06-30	0.20	0.20
2022-03-31	0.18	0.18
2021-12-31	0.18
2021-09-30	0.18	0.18
2021-06-30	0.17	0.17
2021-03-31	0.18	0.18
2020-12-31	0.20
2020-09-30	0.24	0.24
2020-06-30	0.18	0.18

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is 3.49 MM.
The cash from investing activities for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is -5.22 MM.
The cash from financing activities for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is -1.96 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	3.49	-5.22	-1.96
2025-03-31	1.87	-3.71	-1.93
2024-12-31	0.07	-2.34	-1.64
2024-09-30	-2.25	6.30	-1.66
2024-06-30	-1.49	4.31	-1.62
2024-03-31	0.34	-0.07	-1.52
2023-12-31	4.15	-4.08	-1.76
2023-09-30	7.61	-5.49	-1.74
2023-06-30	5.58	-5.27	-1.73
2023-03-31	4.23	-3.40	-0.19
2022-12-31	3.67	-2.47	-1.72
2022-09-30	2.82	1.24	-1.93
2022-06-30	4.51	-3.10	-0.48
2022-03-31	6.44	-1.99	-3.22
2021-12-31	3.92	-3.67	-1.71
2021-09-30	7.50	-2.56	-1.46
2021-06-30	2.14	-0.61	-3.65
2021-03-31	2.41	-6.67	-0.29
2020-12-31	-0.41	-0.77	-0.22
2020-09-30	-6.02	-5.96	-0.15
2020-06-30

Valuation Metrics : PE, PriceToBook, PriceToTBV

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30

Management Effectiveness

The roa for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is 0.03.
The roe for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is 0.06.
The roic for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is 0.06.
The croic for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is -0.13.
The ocroic for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is 0.06.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.03	0.06	0.06	-0.13	0.06
2025-03-31	0.03	0.07	0.07	0.09	-0.08
2024-12-31	0.03	0.07	0.07	0.09	-0.08
2024-09-30	0.03	0.08	0.07	0.04	-0.06
2024-06-30	0.03	0.07	0.07	-0.04	0.15
2024-03-31	0.03	0.08	0.07	-0.04	0.15
2023-12-31	0.02	0.09	0.08	0.03	0.28
2023-09-30	0.00	0.00	0.00	0.00	0.00
2023-06-30	0.02	0.08	0.07	-0.07	0.21
2023-03-31	0.02	0.11	0.09	0.02	0.15
2022-12-31	0.03	0.11	0.09	-0.06	0.11
2022-09-30	0.03	0.11	0.10	-0.06	0.11
2022-06-30	0.02	0.12	0.09	0.06	0.16
2022-03-31	0.02	0.10	0.08	0.05	0.25
2021-12-31	0.03	0.10	0.08	-0.06	0.30
2021-09-30	0.03	0.11	0.08	-0.03	0.09
2021-06-30	0.03	0.10	0.08	-0.09	0.09
2021-03-31	0.03	0.11	0.08	-0.19	0.10
2020-12-31	0.03	0.12	0.09	-0.06	-0.02
2020-09-30	0.04	0.15	0.12	-0.37	-0.08
2020-06-30	0.03	0.11	0.09	-0.16	-0.03

Gross Margins

The gross margin for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is 0.21.
The net margin for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is 0.03.
The operating margin for Al-Takaful Palestinian Insurance Company as of June 30, 2025 is 0.06.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	0.21	0.03	0.06
2025-03-31	0.23	0.04	0.06
2024-12-31	0.23	0.04	0.06
2024-09-30	0.22	0.04	0.06
2024-06-30	0.33	0.03	0.07
2024-03-31	0.32	0.03	0.07
2023-12-31	0.51	0.03	0.05
2023-09-30
2023-06-30	0.40	0.03	0.05
2023-03-31	0.40	0.04	0.11
2022-12-31	0.35	0.05	0.11
2022-09-30	0.38	0.05	0.11
2022-06-30	0.24	0.05	0.11
2022-03-31	0.27	0.04	0.02
2021-12-31	0.19	0.04	0.03
2021-09-30	0.22	0.05	0.02
2021-06-30	0.22	0.05	0.03
2021-03-31	0.22	0.04	0.02
2020-12-31	0.25	0.06	0.02
2020-09-30	0.22	0.07	0.09
2020-06-30	0.22	0.05	0.09