I09770 Stock Financial Analysis - Intesa Sanpaolo S.p.A.

Overview

Intesa Sanpaolo S.p.A., based in Italy, operates as one of the country's leading banking groups, primarily involved in traditional banking activities along with providing insurance and asset management services. Formed through the merger of Banca Intesa and Sanpaolo IMI in 2007, the bank has established a significant international presence, focusing on Central-Eastern Europe, the Middle East, and North Africa. One of its key projects includes the expansion of sustainable and green financing initiatives aimed at transitioning to a low-carbon economy. Intesa Sanpaolo is also expanding its digital banking services to enhance user experience and operational efficiency, demonstrating a strong commitment to integrating innovative financial solutions with robust customer service platforms.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is 25,706.00 MM.
The operating income for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is 14,894.00 MM.
The net income for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is 9,116.00 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	25,706.00	14,894.00	9,116.00
2025-03-31	25,431.00	14,516.00	8,980.00
2024-12-31	25,376.00	13,986.00	8,666.00
2024-09-30	24,561.00	13,474.00	8,769.00
2024-06-30	24,297.00	12,705.00	8,268.00
2024-03-31	23,771.00	12,321.00	8,069.00
2023-12-31	23,157.00	11,778.00	7,724.00
2023-09-30	22,295.00	10,724.00	7,198.00
2023-06-30	20,566.00	9,449.00	6,255.00
2023-03-31	19,213.00	8,045.00	5,292.00
2022-12-31	18,004.00	6,819.00	4,379.00
2022-09-30	17,303.00	6,385.00	3,482.00
2022-06-30	17,417.00	6,256.00	3,508.00
2022-03-31	17,342.00	6,010.00	3,712.00
2021-12-31	18,117.00	6,582.00	4,185.00
2021-09-30	17,826.00	5,591.00	907.00
2021-06-30	17,071.00	5,176.00	3,734.00
2021-03-31	15,654.00	4,486.00	3,642.00
2020-12-31	14,314.00	3,347.00	3,277.00
2020-09-30	14,890.00	4,977.00	7,248.00
2020-06-30
2020-03-31

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30
2025-03-31
2024-12-31
2024-09-30	0.49	0.49
2024-06-30	0.45	0.45
2024-03-31	0.45	0.45
2023-12-31	0.42	0.42
2023-09-30	0.39	0.39
2023-06-30	0.33	0.34
2023-03-31	0.28	0.28
2022-12-31	0.23	0.23
2022-09-30	0.18	0.18
2022-06-30	0.18	0.18
2022-03-31	0.19	0.19
2021-12-31	0.22	0.22
2021-09-30	0.05	0.05
2021-06-30	0.19	0.20
2021-03-31	0.19	0.19
2020-12-31	0.18	0.18
2020-09-30	0.41	0.41
2020-06-30	0.26	0.26
2020-03-31	0.25	0.25

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is -3,809.00 MM.
The cash from investing activities for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is -1,375.00 MM.
The cash from financing activities for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is -8,455.00 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	-3,809.00	-1,375.00	-8,455.00
2025-03-31
2024-12-31	-40,187.00	-1,247.00	-7,188.00
2024-09-30
2024-06-30	-18,112.00	-1,246.00	-5,019.00
2024-03-31
2023-12-31	-17,338.00	-588.00	-5,592.00
2023-09-30
2023-06-30	69,443.00	-890.00	-6,839.00
2023-03-31
2022-12-31	102,276.00	-538.00	-3,518.00
2022-09-30
2022-06-30	8,501.00	-1,150.00	-3,642.00
2022-03-31
2021-12-31	8,805.00	-2,226.00	-5,593.00
2021-09-30
2021-06-30	5,426.00	-1,288.00	-771.00
2021-03-31
2020-12-31	-1,729.00	-357.00	2,681.00
2020-09-30
2020-06-30
2020-03-31

Valuation Metrics : PE, PriceToBook, PriceToTBV

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Management Effectiveness

The roa for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is 0.01.
The roe for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is 0.14.
The roic for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is 0.02.
The croic for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is -0.13.
The ocroic for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is -0.11.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.01	0.14	0.02	-0.13	-0.11
2025-03-31	0.01	0.14	0.04	0.00	0.00
2024-12-31	0.01	0.14	0.02	-0.07	-0.05
2024-09-30	0.01	0.14	0.03	-0.08	-0.06
2024-06-30	0.01	0.13	0.05	-0.16	-0.12
2024-03-31	0.01	0.12	0.03	-0.08	-0.06
2023-12-31	0.01	0.11	0.02	0.21	0.23
2023-09-30	0.01	0.10	0.02	0.20	0.23
2023-06-30	0.01	0.10	0.02	0.20	0.23
2023-03-31	0.00	0.08	0.02	0.33	0.34
2022-12-31	0.00	0.05	0.01	0.01	0.03
2022-09-30	0.00	0.05	0.01	0.01	0.03
2022-06-30	0.00	0.05	0.01	0.01	0.03
2022-03-31	0.00	0.06	0.01	0.00	0.02
2021-12-31	0.00	0.06	0.01	0.00	0.02
2021-09-30	0.00	0.01	0.00	0.00	0.01
2021-06-30	0.00	0.06	0.01	0.00	0.01
2021-03-31	0.00	0.06	0.01	0.00	-0.01
2020-12-31	0.00	0.06	0.01	0.00	-0.01
2020-09-30	0.01	0.13	0.02	0.00	0.00
2020-06-30	0.01	0.08	0.02	0.00	0.00
2020-03-31	0.01	0.08	0.02	-0.00	0.02

Gross Margins

The gross margin for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is 1.00.
The net margin for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is 0.35.
The operating margin for Intesa Sanpaolo S.p.A. - Preferred Security as of June 30, 2025 is 0.56.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	1.00	0.35	0.56
2025-03-31	1.00	0.34	0.49
2024-12-31	1.00	0.35	0.53
2024-09-30	1.00	0.34	0.52
2024-06-30	1.00	0.34	0.52
2024-03-31	1.00	0.33	0.48
2023-12-31	1.00	0.32	0.48
2023-09-30	1.00	0.30	0.45
2023-06-30	1.00	0.30	0.45
2023-03-31	1.00	0.27	0.41
2022-12-31	1.00	0.20	0.36
2022-09-30	1.00	0.20	0.36
2022-06-30	1.00	0.20	0.37
2022-03-31	1.00	0.21	0.34
2021-12-31	1.00	0.23	0.33
2021-09-30	1.00	0.05	0.35
2021-06-30	1.00	0.24	0.34
2021-03-31	1.00	0.23	0.29
2020-12-31	1.00	0.21	0.38
2020-09-30	1.00	0.49	0.55
2020-06-30	1.00	0.30	0.37
2020-03-31	1.00	0.26	0.42

I09770 Stock Financial Analysis - Intesa Sanpaolo S.p.A. - Preferred Security (BIT) Stock