1ALV Stock Financial Analysis - Allianz SE (BIT) Stock

Overview

Allianz SE, based in Munich, Germany, is a prominent multinational financial services company that primarily operates in the insurance and asset management sectors. As one of the world's largest insurers and asset managers, AllianasketsSE's portfolio includes a diverse range of products and services in property-casualty insurance, life/health insurance, and asset management. Key initiatives include advancing digital transformation in its operations and customer services, emphasizing sustainable and responsible investment strategies, and exploring innovative insurance technology (insurtech) solutions to enhance operational efficiency and customer experience. These strategic projects highlight Allianz's commitment to leveraging technology and sustainability to drive growth and maintain its competitive positioning in the global financial services industry.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Allianz SE as of June 30, 2025 is 109,020.00 MM.
The operating income for Allianz SE as of June 30, 2025 is 15,710.00 MM.
The net income for Allianz SE as of June 30, 2025 is 10,207.00 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	109,020.00	15,710.00	10,207.00
2025-03-31	109,030.00	16,524.00	9,879.00
2024-12-31	107,345.00	16,222.00	9,931.00
2024-09-30	98,747.00	14,989.00	9,610.00
2024-06-30	104,240.00	15,017.00	9,160.00
2024-03-31	100,513.00	13,784.00	8,984.00
2023-12-31	99,420.00	13,399.00	8,541.00
2023-09-30	102,078.00	9,987.00	8,212.00
2023-06-30	97,655.00	12,995.00	8,338.00
2023-03-31	112,019.00	8,855.00	8,296.00
2022-12-31	95,811.00	11,456.00	6,421.00
2022-09-30	108,081.00	2,403.00	4,439.00
2022-06-30	109,761.00	6,714.00	4,271.00
2022-03-31	111,393.00	6,779.00	4,605.00
2021-12-31	114,475.00	6,883.00	6,610.00
2021-09-30	119,852.00	15,919.00	8,719.00
2021-06-30	118,798.00	15,841.00	8,671.00
2021-03-31	122,778.00	18,100.00	7,973.00
2020-12-31	117,531.00	16,521.00	6,807.00
2020-09-30	111,361.00	11,858.00	6,848.00
2020-06-30

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30
2025-03-31
2024-12-31
2024-09-30	24.15	24.14
2024-06-30	23.01	22.99
2024-03-31	22.44	22.41
2023-12-31	21.20	21.18
2023-09-30	20.87	20.84
2023-06-30	20.45	20.41
2023-03-31	20.30	20.20
2022-12-31	15.57	15.48
2022-09-30
2022-06-30	10.11	9.92
2022-03-31	11.12	10.97
2021-12-31	15.96	15.83
2021-09-30	20.98	20.88
2021-06-30	20.91	20.80
2021-03-31
2020-12-31	16.48	16.32
2020-09-30
2020-06-30	16.22	16.00

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Allianz SE as of June 30, 2025 is 36,771.00 MM.
The cash from investing activities for Allianz SE as of June 30, 2025 is -28,831.00 MM.
The cash from financing activities for Allianz SE as of June 30, 2025 is -1,194.00 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	36,771.00	-28,831.00	-1,194.00
2025-03-31
2024-12-31	31,903.00	-25,675.00	-4,364.00
2024-09-30
2024-06-30	25,369.00	-16,891.00	-6,261.00
2024-03-31
2023-12-31	24,462.00	-12,007.00	-5,724.00
2023-09-30
2023-06-30	21,360.00	-10,746.00	-6,677.00
2023-03-31
2022-12-31	17,952.00	-14,992.00	-4,367.00
2022-09-30
2022-06-30	20,407.00	-20,664.00	-2,056.00
2022-03-31
2021-12-31	25,124.00	-19,783.00	-3,786.00
2021-09-30
2021-06-30	33,317.00	-27,340.00	-4,417.00
2021-03-31
2020-12-31	32,049.00	-28,870.00	-1,390.00
2020-09-30
2020-06-30

Valuation Metrics : PE, PriceToBook, PriceToTBV

The p/e for Allianz SE as of June 30, 2025 is 13.41.
The p/book for Allianz SE as of June 30, 2025 is 2.00.
The p/tbv for Allianz SE as of June 30, 2025 is 3.05.

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30	13.41	2.00	3.05
2025-03-31	13.79	2.14	4.91
2024-12-31	11.80	1.85	4.42
2024-09-30	12.42	1.93	3.13
2024-06-30	11.21	1.59	3.62
2024-03-31	15.75	2.12	3.38
2023-12-31	16.73	2.23	3.61
2023-09-30	15.75	2.32	4.24
2023-06-30	13.38	1.97	3.16
2023-03-31	14.74	1.90	4.40
2022-12-31	31.20	2.48	4.24
2022-09-30	26.51	2.11	-7.05
2022-06-30	28.90	1.96	24.44
2022-03-31	25.81	1.61	11.02
2021-12-31	18.03	1.42	4.62
2021-09-30	13.70	1.40	3.78
2021-06-30	13.88	1.48	3.11
2021-03-31	15.09	1.47	4.29
2020-12-31	17.68	1.42	3.57
2020-09-30	17.55	1.54	4.39
2020-06-30	17.86	1.60	3.52

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

The ebit/ev for Allianz SE as of June 30, 2025 is 0.10.
The ebit (3y)/ev for Allianz SE as of June 30, 2025 is 0.09.

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30	0.10	0.09
2025-03-31	0.10	0.09
2024-12-31	0.12	0.09
2024-09-30	0.11	0.09
2024-06-30	0.11	0.10
2024-03-31	0.08	0.07
2023-12-31	0.08	0.07
2023-09-30	0.08	0.07
2023-06-30	0.09	0.08
2023-03-31	0.08	0.07
2022-12-31	0.04	0.06
2022-09-30	0.04	0.06
2022-06-30	0.04	0.07
2022-03-31	0.05	0.07
2021-12-31	0.07	0.07
2021-09-30	0.08	0.07
2021-06-30	0.09	0.08
2021-03-31	0.08	0.07
2020-12-31	0.07	0.07
2020-09-30	0.07	0.07
2020-06-30	0.07	0.07

Management Effectiveness

The roa for Allianz SE as of June 30, 2025 is 0.01.
The roe for Allianz SE as of June 30, 2025 is 0.17.
The roic for Allianz SE as of June 30, 2025 is 0.10.
The croic for Allianz SE as of June 30, 2025 is 0.02.
The ocroic for Allianz SE as of June 30, 2025 is 0.32.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.01	0.17	0.10	0.02	0.32
2025-03-31	0.01	0.16	0.10	0.02	0.32
2024-12-31	0.01	0.16	0.10	0.03	0.27
2024-09-30	0.01	0.15	0.10	0.03	0.28
2024-06-30	0.01	0.15	0.09	0.07	0.25
2024-03-31	0.01	0.15	0.09	0.07	0.25
2023-12-31	0.01	0.14	0.09	0.03	0.06
2023-09-30	0.01	0.14	0.10	0.03	0.06
2023-06-30	0.01	0.14	0.10	0.03	0.06
2023-03-31	0.01	0.11	0.07	-0.01	0.02
2022-12-31	0.00	0.05	0.04	-0.02	0.06
2022-09-30	0.00	0.05	0.04	-0.02	0.06
2022-06-30	0.00	0.05	0.04	-0.02	0.07
2022-03-31	0.00	0.06	0.04	0.01	0.21
2021-12-31	0.01	0.08	0.05	0.01	0.19
2021-09-30	0.01	0.11	0.07	0.01	0.25
2021-06-30	0.01	0.12	0.07	0.01	0.27
2021-03-31	0.01	0.11	0.06	0.01	0.25
2020-12-31	0.01	0.09	0.05	0.01	0.24
2020-09-30	0.01	0.09	0.05	0.02	0.22
2020-06-30	0.01	0.09	0.06	0.02	0.23

Gross Margins

The gross margin for Allianz SE as of June 30, 2025 is 0.24.
The net margin for Allianz SE as of June 30, 2025 is 0.09.
The operating margin for Allianz SE as of June 30, 2025 is 0.15.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	0.24	0.09	0.15
2025-03-31	0.15	0.10	0.15
2024-12-31	0.11	0.10	0.14
2024-09-30	0.14	0.09	0.13
2024-06-30	0.13	0.09	0.13
2024-03-31	0.18	0.09	0.14
2023-12-31	0.22	0.09	0.20
2023-09-30	0.08	0.08	0.09
2023-06-30	0.08	0.08	0.09
2023-03-31	0.12	0.09	0.11
2022-12-31	0.05	0.04	0.02
2022-09-30	0.05	0.04	0.02
2022-06-30	0.19	0.04	0.02
2022-03-31	0.06	0.04	0.06
2021-12-31	0.13	0.06	0.13
2021-09-30	0.23	0.07	0.13
2021-06-30	0.23	0.07	0.13
2021-03-31	0.24	0.06	0.15
2020-12-31	0.10	0.06	0.10
2020-09-30	0.21	0.06	0.11
2020-06-30	0.21	0.06	0.10

MX:ALV N
AT:ALV
GB:0M6S	€351.30
PL:ALV	PLN1,572.50
US:ALIZF
DE:ALV	€354.00
HU:ALLIANZ
GB:ALVD
BG:ALV