OFSS Stock Financial Analysis - Oracle Financial Services Software Limited (NSEI) Stock

Overview

Oracle Financial Services Software Limited is a leading India-based IT solution provider primarily serving the banking industry. The company, a subsidiary of the renowned Oracle Corporation, is headquartered in Mumbai and operates globally, offering a wide range of software products, IT services, and business processing outsourcing for the financial sector. Oracle Financial Services Software is renowned for its innovation in creating comprehensive applications like Flexcube and Reveleus, which have been adopted by numerous banks worldwide. These solutions help institutions manage core banking processes, customer relationship management, risk management, and compliance, enhancing efficiency and profitability.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Oracle Financial Services Software Limited as of 30 June 2025 is 69,576.00 MM.
The operating income for Oracle Financial Services Software Limited as of 30 June 2025 is 30,062.00 MM.
The net income for Oracle Financial Services Software Limited as of 30 June 2025 is 24,048.00 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	69,576.00	30,062.00	24,048.00
2025-03-31	68,468.00	30,072.00	23,796.00
2024-12-31	67,729.61	29,760.52	22,958.62
2024-09-30	68,813.61	31,285.52	24,953.62
2024-06-30	66,519.81	29,347.99	23,351.18
2024-03-31	63,730.00	27,082.52	22,194.00
2023-12-31	62,010.24	26,237.70	21,385.02
2023-09-30	58,267.20	23,598.75	18,350.32
2023-06-30	57,582.68	23,659.97	18,153.68
2023-03-31	56,983.09	23,907.16	18,061.41
2022-12-31	55,045.63	22,907.48	18,085.83
2022-09-30	53,216.00	22,661.76	18,065.96
2022-06-30	52,265.42	23,258.07	18,563.92
2022-03-31	52,214.55	24,061.36	18,888.26
2021-12-31	51,555.41	24,393.55	18,673.96
2021-09-30	51,679.94	25,036.54	18,617.32
2021-06-30	50,440.53	24,090.64	18,062.50
2021-03-31	49,839.37	23,644.95	17,618.55
2020-12-31	50,425.22	23,428.01	15,707.68
2020-09-30	49,787.92	22,717.56	15,978.48

Income Statement: EPS

The earnings per share basic for Oracle Financial Services Software Limited as of 30 June 2025 is 277.02.
The earnings per share diluted for Oracle Financial Services Software Limited as of 30 June 2025 is 275.35.

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30	277.02	275.35
2025-03-31	274.27	272.52
2024-12-31	264.76	262.84
2024-09-30	287.91	285.87
2024-06-30	269.58	267.76
2024-03-31	256.39	254.76
2023-12-31	247.23	245.90
2023-09-30	212.29	211.25
2023-06-30	210.12	209.17
2023-03-31	209.14	208.25
2022-12-31	209.52	208.68
2022-09-30	209.39	208.42
2022-06-30	215.29	214.20
2022-03-31	219.19	218.04
2021-12-31	216.82	215.63
2021-09-30	216.29	215.19
2021-06-30	209.96	208.97
2021-03-31	204.90	203.99
2020-12-31	182.78	182.01
2020-09-30	186.01	185.26

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Oracle Financial Services Software Limited as of 30 June 2025 is 20,586.00 MM.
The cash from investing activities for Oracle Financial Services Software Limited as of 30 June 2025 is -11,166.00 MM.
The cash from financing activities for Oracle Financial Services Software Limited as of 30 June 2025 is -23,198.00 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	20,586.00	-11,166.00	-23,198.00
2025-03-31	21,989.00	-24,526.00	-20,961.00
2024-12-31	24,570.69	1,293.50	-21,002.51
2024-09-30	22,324.69	1,608.50	-21,027.51
2024-06-30	20,704.89	4,442.05	-20,906.00
2024-03-31	17,907.00	15,980.00	-19,584.51
2023-12-31	14,697.81	5,367.18	-19,588.57
2023-09-30	16,729.01	4,032.61	-19,604.86
2023-06-30	18,544.29	2,504.97	-19,755.27
2023-03-31	17,584.15	1,371.39	-16,654.80
2022-12-31	18,083.13	-1,264.81	-16,652.22
2022-09-30	17,577.46	27.53	-16,609.47
2022-06-30	16,857.14	15.88	-16,521.79
2022-03-31	18,561.53	-1,673.20	-17,334.69
2021-12-31	17,448.29	755.82	-17,393.79
2021-09-30	18,438.84	527.41	-17,442.07
2021-06-30	18,903.36	2,260.80	-17,579.87
2021-03-31	19,195.06	458.13	-15,898.01
2020-12-31	19,074.01	1,185.10	-15,962.66
2020-09-30	17,505.86	2,015.24	-15,992.80

Valuation Metrics : PE, PriceToBook, PriceToTBV

The p/e for Oracle Financial Services Software Limited as of 30 June 2025 is 32.85.
The p/book for Oracle Financial Services Software Limited as of 30 June 2025 is 9.35.
The p/tbv for Oracle Financial Services Software Limited as of 30 June 2025 is 10.08.

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30	32.85	9.35	10.08
2025-03-31	29.83	8.94	9.71
2024-12-31	45.20	15.97	17.47
2024-09-30	42.44	12.61	13.67
2024-06-30	37.08	10.47	11.35
2024-03-31	33.94	11.17	12.33
2023-12-31	20.64	5.83	6.43
2023-09-30
2023-06-30	18.27	4.42	4.82
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31	16.39	4.99	5.54
2021-12-31	18.36	5.57	6.19
2021-09-30	21.86	5.76	6.33
2021-06-30	51.45	13.57	14.89
2021-03-31	52.71	13.56	14.88
2020-12-31	59.10	14.52	16.05
2020-09-30	58.07	15.65	17.44

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

The ebit/ev for Oracle Financial Services Software Limited as of 30 June 2025 is 0.05.
The ebit (3y)/ev for Oracle Financial Services Software Limited as of 30 June 2025 is 0.04.

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30	0.05	0.04
2025-03-31	0.05	0.05
2024-12-31	0.03	0.03
2024-09-30	0.03	0.03
2024-06-30	0.04	0.04
2024-03-31	0.04	0.04
2023-12-31	0.08	0.08
2023-09-30	0.08	0.08
2023-06-30	0.09	0.09
2023-03-31	0.11	0.11
2022-12-31	0.11	0.12
2022-09-30	0.11	0.11
2022-06-30	0.11	0.11
2022-03-31	0.10	0.09
2021-12-31	0.09	0.08
2021-09-30	0.07	0.07
2021-06-30	0.03	0.03
2021-03-31	0.03	0.03
2020-12-31	0.03	0.03
2020-09-30	0.03	0.02

Management Effectiveness

The roa for Oracle Financial Services Software Limited as of 30 June 2025 is 0.24.
The roe for Oracle Financial Services Software Limited as of 30 June 2025 is 0.31.
The roic for Oracle Financial Services Software Limited as of 30 June 2025 is 0.28.
The croic for Oracle Financial Services Software Limited as of 30 June 2025 is -0.27.
The ocroic for Oracle Financial Services Software Limited as of 30 June 2025 is 0.26.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.24	0.31	0.28	-0.27	0.26
2025-03-31	0.25	0.35	0.30	0.07	0.32
2024-12-31	0.27	0.35	0.35	0.05	0.31
2024-09-30	0.28	0.38	0.30	0.18	0.23
2024-06-30	0.24	0.30	0.28	0.18	0.23
2024-03-31	0.24	0.33	0.33	0.01	0.22
2023-12-31	0.22	0.29	0.28	0.03	0.26
2023-09-30	0.24	0.26	0.24	0.03	0.25
2023-06-30	0.23	0.25	0.24	0.03	0.25
2023-03-31	0.21	0.25	0.24	0.05	0.23
2022-12-31	0.23	0.29	0.28	0.03	0.27
2022-09-30	0.24	0.29	0.28	0.03	0.27
2022-06-30	0.26	0.27	0.26	0.01	0.24
2022-03-31	0.23	0.28	0.26	-0.00	0.26
2021-12-31	0.24	0.29	0.30	0.01	0.30
2021-09-30	0.25	0.31	0.30	0.03	0.27
2021-06-30	0.26	0.33	0.26	0.05	0.27
2021-03-31	0.22	0.27	0.25	0.05	0.28
2020-12-31	0.21	0.25	0.24	0.07	0.29
2020-09-30	0.23	0.28	0.27	0.07	0.29

Gross Margins

The gross margin for Oracle Financial Services Software Limited as of 30 June 2025 is 0.53.
The net margin for Oracle Financial Services Software Limited as of 30 June 2025 is 0.35.
The operating margin for Oracle Financial Services Software Limited as of 30 June 2025 is 0.44.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	0.53	0.35	0.44
2025-03-31	0.53	0.34	0.44
2024-12-31	0.55	0.36	0.45
2024-09-30	0.54	0.35	0.44
2024-06-30	0.53	0.35	0.42
2024-03-31	0.53	0.34	0.42
2023-12-31	0.50	0.31	0.41
2023-09-30	0.50	0.32	0.41
2023-06-30	0.51	0.32	0.41
2023-03-31	0.51	0.32	0.42
2022-12-31	0.51	0.34	0.43
2022-09-30	0.52	0.34	0.43
2022-06-30	0.54	0.36	0.44
2022-03-31	0.55	0.36	0.46
2021-12-31	0.56	0.36	0.48
2021-09-30	0.56	0.36	0.47
2021-06-30	0.56	0.36	0.48
2021-03-31	0.56	0.35	0.48
2020-12-31	0.56	0.31	0.47
2020-09-30	0.56	0.32	0.46