2016 Stock Financial Analysis - China Zheshang Bank Co., Ltd (SEHK) Stock

Overview

China Zheshang Bank Co., Ltd., headquartered in Hangzhou, China, operates predominantly in the financial sector, focusing primarily on commercial banking services. Established in 2004, the bank has grown to become a significant player in providing an array of financial products and services which include corporate and personal banking, wealth management, and treasury operations. A key initiative of the bank has been its emphasis on technological innovation through digital banking solutions to enhance customer service and operational efficiency. Additionally, China Zheshang Bank has been actively involved in financing large-scale infrastructural and developmental projects, which has notably contributed to its business growth and client base expansion within China.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for China Zheshang Bank Co., Ltd as of 30 June 2025 is 39,006.00 MM.
The operating income for China Zheshang Bank Co., Ltd as of 30 June 2025 is 17,553.00 MM.
The net income for China Zheshang Bank Co., Ltd as of 30 June 2025 is 14,854.00 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	39,006.00	17,553.00	14,854.00
2025-03-31	39,225.00	18,001.00	15,222.00
2024-12-31	39,409.00	17,599.00	15,186.00
2024-09-30	38,467.00	17,011.00	15,200.00
2024-06-30	38,491.00	17,451.00	15,304.00
2024-03-31	38,293.00	17,595.00	15,336.00
2023-12-31	37,651.00	17,492.00	15,048.00
2023-09-30	36,388.00	17,012.00	14,834.00
2023-06-30	35,832.00	16,580.00	14,387.00
2023-03-31	35,439.00	16,838.00	14,125.00
2022-12-31	33,499.00	15,831.00	13,618.00
2022-09-30	32,782.00	16,452.00	13,607.00
2022-06-30	31,003.00	15,270.00	12,771.00
2022-03-31	30,347.00	15,235.00	13,190.00
2021-12-31	29,640.00	14,932.00	12,648.00
2021-09-30	28,975.00	15,121.00	12,743.00
2021-06-30	28,571.00	14,643.00	12,385.00
2021-03-31	27,585.00	14,593.00	12,357.00
2020-12-31	27,605.00	14,397.00	12,309.00
2020-09-30	27,412.00	13,660.00	11,829.00
2020-06-30
2020-03-31

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30
2025-03-31
2024-12-31
2024-09-30	0.52	0.52
2024-06-30	0.52	0.53
2024-03-31	0.55	0.56
2023-12-31	0.57	0.57
2023-09-30	0.58	0.58
2023-06-30	0.58	0.58
2023-03-31	0.57	0.57
2022-12-31	0.53	0.53
2022-09-30	0.58	0.57
2022-06-30	0.56	0.56
2022-03-31	0.59	0.58
2021-12-31	0.55	0.55
2021-09-30	0.57	0.56
2021-06-30	0.54	0.54
2021-03-31	0.54	0.53
2020-12-31	0.53	0.53
2020-09-30	0.51	0.52
2020-06-30	0.56	0.55
2020-03-31	0.61	0.62

Cash Flow: Operations, Investing, Financing

The cash from operating activities for China Zheshang Bank Co., Ltd as of 30 June 2025 is -62,083.00 MM.
The cash from investing activities for China Zheshang Bank Co., Ltd as of 30 June 2025 is 30,533.00 MM.
The cash from financing activities for China Zheshang Bank Co., Ltd as of 30 June 2025 is 14,553.00 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	-62,083.00	30,533.00	14,553.00
2025-03-31	-49,873.00	-117,876.00	153,711.00
2024-12-31	-120,478.00	-44,439.00	127,754.00
2024-09-30	208,812.00	-161,284.00	18,601.00
2024-06-30	250,798.00	-197,699.00	-29,495.00
2024-03-31	197,933.00	-102,540.00	2,908.00
2023-12-31	194,367.00	-201,459.00	366,245.00
2023-09-30	133,037.00	-105,571.00	-24,313.00
2023-06-30	50,379.00	-105,905.00	-1,833.00
2023-03-31	-135,549.00	-136,185.00	206,312.00
2022-12-31	-98,406.00	-130,201.00	243,987.00
2022-09-30	-42,007.00	-117,058.00	174,897.00
2022-06-30	-56,968.00	-107,325.00	199,959.00
2022-03-31	-84,568.00	-123,341.00	254,629.00
2021-12-31	-37,083.00	-77,722.00	94,238.00
2021-09-30	-157,278.00	28,056.00	108,429.00
2021-06-30	-179,072.00	58,857.00	167,073.00
2021-03-31	-184,298.00	12,872.00	229,716.00
2020-12-31	-153,929.00	-880.00	220,988.00
2020-09-30	-274,481.00	-35,681.00	356,640.00
2020-06-30
2020-03-31

Valuation Metrics : PE, PriceToBook, PriceToTBV

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Management Effectiveness

The roa for China Zheshang Bank Co., Ltd as of 30 June 2025 is 0.00.
The roe for China Zheshang Bank Co., Ltd as of 30 June 2025 is 0.08.
The roic for China Zheshang Bank Co., Ltd as of 30 June 2025 is 0.01.
The croic for China Zheshang Bank Co., Ltd as of 30 June 2025 is -0.01.
The ocroic for China Zheshang Bank Co., Ltd as of 30 June 2025 is -0.05.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.00	0.08	0.01	-0.01	-0.05
2025-03-31	0.00	0.08	0.02	-0.04	-0.12
2024-12-31	0.00	0.08	0.02	0.07	0.22
2024-09-30	0.01	0.08	0.01	0.02	0.18
2024-06-30	0.01	0.09	0.02	0.11	-0.11
2024-03-31	0.01	0.09	0.02	0.07	-0.12
2023-12-31	0.01	0.09	0.02	0.00	0.16
2023-09-30	0.01	0.09	0.02	-0.08	0.07
2023-06-30	0.01	0.09	0.02	-0.07	0.07
2023-03-31	0.01	0.09	0.02	-0.10	0.19
2022-12-31	0.01	0.10	0.02	0.03	-0.35
2022-09-30	0.01	0.10	0.02	0.03	-0.34
2022-06-30	0.01	0.09	0.02	0.05	-0.34
2022-03-31	0.01	0.10	0.02	0.08	-0.43
2021-12-31	0.01	0.10	0.02	-0.04	-0.28
2021-09-30	0.01	0.10	0.02	-0.04	-0.33
2021-06-30	0.01	0.10	0.02	0.08	-0.33
2021-03-31	0.01	0.09	0.02	0.10	-0.32
2020-12-31	0.01	0.10	0.02	0.12	-0.29
2020-09-30	0.01	0.10	0.02	0.07	-0.06
2020-06-30	0.01	0.11	0.02	0.06	-0.16
2020-03-31	0.01	0.12	0.02	0.00	-0.08

Gross Margins

The gross margin for China Zheshang Bank Co., Ltd as of 30 June 2025 is 1.00.
The net margin for China Zheshang Bank Co., Ltd as of 30 June 2025 is 0.39.
The operating margin for China Zheshang Bank Co., Ltd as of 30 June 2025 is 0.46.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	1.00	0.39	0.46
2025-03-31	1.00	0.39	0.45
2024-12-31	1.00	0.40	0.44
2024-09-30	1.00	0.40	0.45
2024-06-30	1.00	0.40	0.46
2024-03-31	1.00	0.40	0.46
2023-12-31	1.00	0.41	0.47
2023-09-30	1.00	0.40	0.47
2023-06-30	1.00	0.40	0.47
2023-03-31	1.00	0.40	0.48
2022-12-31	1.00	0.41	0.50
2022-09-30	1.00	0.41	0.50
2022-06-30	1.00	0.41	0.49
2022-03-31	1.00	0.43	0.50
2021-12-31	1.00	0.43	0.50
2021-09-30	1.00	0.44	0.52
2021-06-30	1.00	0.43	0.51
2021-03-31	1.00	0.45	0.53
2020-12-31	1.00	0.45	0.52
2020-09-30	1.00	0.43	0.50
2020-06-30	1.00	0.45	0.52
2020-03-31	1.00	0.46	0.54