SYDBC Stock Financial Analysis - Sydbank A/S (BATS-CHIXE) Stock

Overview

Sydbank A/S is a prominent financial institution based in Denmark, primarily engaged in the banking sector. Established in 1970, the bank operates as one of the largest in Denmark, providing a comprehensive range of financial services that include retail and corporate banking, investment, and asset management. Sydbank's key projects typically focus on digital innovation, expansion of international banking services, and sustainable finance, with a significant commitment to integrating environmental, social, and governance (ESG) factors into its banking practices. The bank is well-rooted in the Danish market with a strategic presence aimed at enhancing customer accessibility and service efficiency through both digital platforms and a widespread branch network.

Quality, Value, Momentum Scores

This card shows the Quality, Value, and Momentum scores for the company

Quality

The QualityScore is a proprietary scoring model that identifies high quality companies, based on cash generating efficiencies.

Value

Proprietary scoring model that ranks companies based on their relative valuation. Scores range from 0 to 100, with 100 being the most undervalued.

Momentum

Proprietary scoring model that ranks companies on their six-month momentum.

Fund Sentiment

The Fund Sentiment (fka Ownership) score is a proprietary quantitative model that ranks companies based on levels of ownership accumulation.

QVM

The QVM Score is a proprietary scoring model that combines Quality, Value, and Momentum into a single metric that ranks companies from 0 to 100.

Income Statement: Revenue, Operating Income, Net Income

The revenue for Sydbank A/S as of 30 June 2025 is 6,811.00 MM.
The operating income for Sydbank A/S as of 30 June 2025 is 3,398.00 MM.
The net income for Sydbank A/S as of 30 June 2025 is 2,349.00 MM.

Period End (TTM)	Revenue (MM)	Operating Income (MM)	Net Income (MM)
2025-06-30	6,811.00	3,398.00	2,349.00
2025-03-31	7,056.00	3,699.00	2,546.00
2024-12-31	7,232.00	3,925.00	2,762.00
2024-09-30	7,658.00	4,440.00	3,326.00
2024-06-30	7,748.00	4,586.00	3,473.00
2024-03-31	7,678.00	4,529.00	3,468.00
2023-12-31	7,539.00	4,410.00	3,342.00
2023-09-30	7,211.00	4,123.00	3,124.00
2023-06-30	6,574.00	3,506.00	2,646.00
2023-03-31	5,923.00	2,882.00	2,191.00
2022-12-31	5,515.00	2,472.00	1,901.00
2022-09-30	5,486.00	2,454.00	1,588.00
2022-06-30	5,432.00	2,352.00	1,516.00
2022-03-31	5,537.00	2,413.00	1,566.00
2021-12-31	5,392.00	2,216.00	1,411.00
2021-09-30	5,230.00	2,078.00	1,229.00
2021-06-30	4,959.00	1,937.00	1,114.00
2021-03-31	4,742.00	1,831.00	1,031.00
2020-12-31	4,309.00	1,528.00	799.00
2020-09-30	3,834.00	1,113.00	768.00
2020-06-30
2020-03-31

Income Statement: EPS

Period End (TTM)	Earnings Per Share Basic	Earnings Per Share Diluted
2025-06-30
2025-03-31
2024-12-31	51.10	50.90
2024-09-30	60.75	60.58
2024-06-30	62.56	62.39
2024-03-31	61.73	61.52
2023-12-31	58.95	58.80
2023-09-30	54.69	54.49
2023-06-30	45.99	45.75
2023-03-31	37.70	37.57
2022-12-31	32.35	32.20
2022-09-30	26.65	26.51
2022-06-30	25.19	25.10
2022-03-31	25.97	25.69
2021-12-31	23.18	23.00
2021-09-30	20.16	18.90
2021-06-30	18.22	16.91
2021-03-31	16.77	16.81
2020-12-31	12.87	12.80
2020-09-30	12.96	13.41
2020-06-30	13.20	13.75
2020-03-31	11.69	10.96

Cash Flow: Operations, Investing, Financing

The cash from operating activities for Sydbank A/S as of 30 June 2025 is 1,140.00 MM.
The cash from investing activities for Sydbank A/S as of 30 June 2025 is -381.00 MM.
The cash from financing activities for Sydbank A/S as of 30 June 2025 is 1,676.00 MM.

Period End (TTM)	Cash From Operating Activities (MM)	Cash From Investing Activities (MM)	Cash From Financing Activities (MM)
2025-06-30	1,140.00	-381.00	1,676.00
2025-03-31	434.00	-420.00	3,395.00
2024-12-31	-2,826.00	-409.00	93.00
2024-09-30	-10,083.00	-413.00	1,088.00
2024-06-30	-16,128.00	-72.00	8,715.00
2024-03-31	-8,250.00	-65.00	4,115.00
2023-12-31	-2,279.00	24.00	559.00
2023-09-30	-678.00	-140.00	-1,152.00
2023-06-30	-4,220.00	-134.00	5,005.00
2023-03-31	-7,304.00	-161.00	10,760.00
2022-12-31	-9,253.00	-214.00	11,743.00
2022-09-30	-2,570.00	-117.00	13,879.00
2022-06-30	1,712.00	-136.00	-30.00
2022-03-31	1,546.00	-142.00	-1,981.00
2021-12-31	-1,250.00	-202.00	895.00
2021-09-30	-2,558.00	-2,071.00	3,215.00
2021-06-30	-6,357.00	-2,062.00	5,829.00
2021-03-31	-3,989.00	-2,038.00	2,825.00
2020-12-31	-1,687.00	-2,027.00	3,842.00
2020-09-30	7,073.00	15.00	-6,283.00
2020-06-30
2020-03-31

Valuation Metrics : PE, PriceToBook, PriceToTBV

P/Book: The current closing price divided by the book value per share.

P/TBV: The current price divided by the tangible book value per share.

Period End (TTM)	p/e	P/Book	P/TBV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Valuation Metrics : EBitToEv, EBit3YrAvgToEv

Period End (TTM)	EBIT/EV	EBIT (3y)/EV
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
2022-12-31
2022-09-30
2022-06-30
2022-03-31
2021-12-31
2021-09-30
2021-06-30
2021-03-31
2020-12-31
2020-09-30
2020-06-30
2020-03-31

Management Effectiveness

The roa for Sydbank A/S as of 30 June 2025 is 0.01.
The roe for Sydbank A/S as of 30 June 2025 is 0.15.
The roic for Sydbank A/S as of 30 June 2025 is 0.07.
The croic for Sydbank A/S as of 30 June 2025 is 0.09.
The ocroic for Sydbank A/S as of 30 June 2025 is 0.01.

Period End (TTM)	ROA	ROE	ROIC	CROIC	OCROIC
2025-06-30	0.01	0.15	0.07	0.09	0.01
2025-03-31	0.02	0.17	0.07	-0.08	-0.07
2024-12-31	0.02	0.18	0.08	-0.24	-0.26
2024-09-30	0.02	0.22	0.08	-0.17	-0.37
2024-06-30	0.02	0.25	0.08	-0.10	-0.20
2024-03-31	0.02	0.24	0.08	-0.04	-0.05
2023-12-31	0.02	0.24	0.07	-0.05	-0.02
2023-09-30	0.02	0.20	0.06	0.02	-0.10
2023-06-30	0.02	0.20	0.06	0.02	-0.10
2023-03-31	0.01	0.17	0.05	0.08	-0.17
2022-12-31	0.01	0.12	0.04	0.27	-0.06
2022-09-30	0.01	0.12	0.04	0.27	-0.06
2022-06-30	0.01	0.12	0.04	0.04	0.05
2022-03-31	0.01	0.12	0.04	-0.02	0.04
2021-12-31	0.01	0.11	0.03	-0.01	-0.03
2021-09-30	0.01	0.10	0.03	-0.04	-0.07
2021-06-30	0.01	0.09	0.03	-0.07	-0.16
2021-03-31	0.01	0.09	0.03	-0.08	-0.10
2020-12-31	0.01	0.07	0.02	0.00	-0.04
2020-09-30	0.00	0.07	0.02	0.02	0.21
2020-06-30	0.01	0.07	0.02	0.01	0.15
2020-03-31	0.00	0.06	0.02	0.06	0.11

Gross Margins

The gross margin for Sydbank A/S as of 30 June 2025 is 1.00.
The net margin for Sydbank A/S as of 30 June 2025 is 0.32.
The operating margin for Sydbank A/S as of 30 June 2025 is 0.47.

Gross Margin: The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.

Net Margin: The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.

Operating Margin: The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.

Period End (TTM)	Gross Margin	Net Margin	Operating Margin
2025-06-30	1.00	0.32	0.47
2025-03-31	1.00	0.38	0.54
2024-12-31	1.00	0.43	0.58
2024-09-30	1.00	0.45	0.59
2024-06-30	1.00	0.45	0.59
2024-03-31	1.00	0.44	0.58
2023-12-31	1.00	0.43	0.58
2023-09-30	1.00	0.40	0.54
2023-06-30	1.00	0.40	0.54
2023-03-31	1.00	0.37	0.49
2022-12-31	1.00	0.29	0.45
2022-09-30	1.00	0.29	0.45
2022-06-30	1.00	0.28	0.44
2022-03-31	1.00	0.28	0.42
2021-12-31	1.00	0.26	0.41
2021-09-30	1.00	0.25	0.37
2021-06-30	1.00	0.25	0.34
2021-03-31	1.00	0.22	0.39
2020-12-31	1.00	0.71	0.84
2020-09-30	1.00	0.20	0.29
2020-06-30	1.00	0.20	0.29
2020-03-31	1.00	0.18	0.26

DK:SYDB	DKK491.60
GB:0MGE	DKK482.00
DE:TM2	€65.40