Overview
Raiffeisen Bank International AG, headquartered in Austria, operates as a leading financial services provider primarily focused on banking and related activities across Central and Eastern Europe. As a significant entity in the region's banking sector, it delivers a comprehensive range of services including retail and corporate banking, foreign exchange, and investment banking, among others. The bank’s infrastructure is extensively involved in developing digital banking solutions to enhance customer experience and operational efficiency, aligning with the broader industry's move towards digital transformation. Key projects have also targeted sustainable banking practices, showcasing the bank’s commitment to social and environmental responsibility alongside its financial operations.
Quality, Value, Momentum Scores
This card shows the Quality, Value, and Momentum scores for the company
Income Statement: Revenue, Operating Income, Net Income
- The revenue for Raiffeisen Bank International AG as of 30 June 2025 is 8,751.00 MM.
- The operating income for Raiffeisen Bank International AG as of 30 June 2025 is 4,576.00 MM.
- The net income for Raiffeisen Bank International AG as of 30 June 2025 is -19.00 MM.
| Period End (TTM) | Revenue (MM) | Operating Income (MM) | Net Income (MM) |
| 2025-06-30 | 8,751.00 | 4,576.00 | -19.00 |
| 2025-03-31 | 8,674.00 | 4,594.00 | 1,198.00 |
| 2024-12-31 | 8,521.00 | 4,497.00 | 1,157.00 |
| 2024-09-30 | 8,195.00 | 4,182.00 | 2,355.00 |
| 2024-06-30 | 8,318.00 | 4,397.00 | 2,475.00 |
| 2024-03-31 | 8,395.00 | 4,397.00 | 2,393.00 |
| 2023-12-31 | 8,461.00 | 4,344.00 | 2,386.00 |
| 2023-09-30 | 9,285.00 | 5,119.00 | 2,940.00 |
| 2023-06-30 | 9,512.00 | 5,281.00 | 3,150.00 |
| 2023-03-31 | 9,335.00 | 5,220.00 | 3,842.00 |
| 2022-12-31 | 8,704.00 | 4,815.00 | 3,627.00 |
| 2022-09-30 | 7,547.00 | 3,812.00 | 3,118.00 |
| 2022-06-30 | 6,416.00 | 2,874.00 | 2,472.00 |
| 2022-03-31 | 5,702.00 | 2,358.00 | 1,598.00 |
| 2021-12-31 | 5,316.00 | 2,132.00 | 1,372.00 |
| 2021-09-30 | 4,909.00 | 1,939.00 | 1,260.00 |
| 2021-06-30 | 4,639.00 | 1,690.00 | 1,047.00 |
| 2021-03-31 | 4,317.00 | 1,327.00 | 843.00 |
| 2020-12-31 | 4,421.00 | 1,330.00 | 804.00 |
| 2020-09-30 | 4,854.41 | 1,559.22 | 952.03 |
| 2020-06-30 | |||
| 2020-03-31 |
Income Statement: EPS
| Period End (TTM) | Earnings Per Share Basic | Earnings Per Share Diluted |
| 2025-06-30 | ||
| 2025-03-31 | ||
| 2024-12-31 | 3.19 | |
| 2024-09-30 | 6.85 | 6.85 |
| 2024-06-30 | 7.21 | 7.21 |
| 2024-03-31 | 6.96 | 6.96 |
| 2023-12-31 | 6.93 | |
| 2023-09-30 | 8.64 | 8.64 |
| 2023-06-30 | 9.28 | 9.28 |
| 2023-03-31 | 11.39 | 11.39 |
| 2022-12-31 | 10.76 | |
| 2022-09-30 | 9.20 | 9.20 |
| 2022-06-30 | 7.23 | 7.23 |
| 2022-03-31 | 4.58 | 4.58 |
| 2021-12-31 | 3.89 | |
| 2021-09-30 | 3.55 | 3.55 |
| 2021-06-30 | 2.97 | 2.97 |
| 2021-03-31 | 2.31 | 2.31 |
| 2020-12-31 | 2.22 | |
| 2020-09-30 | 2.69 | 2.69 |
| 2020-06-30 | 2.91 | 2.91 |
| 2020-03-31 | 3.44 | 3.44 |
Cash Flow: Operations, Investing, Financing
- The cash from operating activities for Raiffeisen Bank International AG as of 30 June 2025 is -1,143.00 MM.
- The cash from investing activities for Raiffeisen Bank International AG as of 30 June 2025 is -7,571.00 MM.
- The cash from financing activities for Raiffeisen Bank International AG as of 30 June 2025 is -709.00 MM.
| Period End (TTM) | Cash From Operating Activities (MM) | Cash From Investing Activities (MM) | Cash From Financing Activities (MM) |
| 2025-06-30 | -1,143.00 | -7,571.00 | -709.00 |
| 2025-03-31 | 4,257.00 | -6,809.00 | -590.00 |
| 2024-12-31 | -643.00 | -6,399.00 | -447.00 |
| 2024-09-30 | -187.00 | -3,900.00 | -1,535.00 |
| 2024-06-30 | 3,749.00 | -6,245.00 | -1,591.00 |
| 2024-03-31 | -88.00 | -7,511.00 | -1,124.00 |
| 2023-12-31 | -1,967.00 | -6,622.00 | -1,118.00 |
| 2023-09-30 | 19.00 | -7,620.00 | -643.00 |
| 2023-06-30 | 4,203.00 | -6,311.00 | -252.00 |
| 2023-03-31 | 18,060.00 | -5,225.00 | -449.00 |
| 2022-12-31 | 20,969.00 | -4,469.00 | -429.00 |
| 2022-09-30 | 17,427.00 | -4,221.00 | -808.00 |
| 2022-06-30 | 15,213.00 | -3,512.00 | -1,148.00 |
| 2022-03-31 | 3,566.00 | -3,085.00 | -667.00 |
| 2021-12-31 | 7,799.00 | -2,286.00 | -653.00 |
| 2021-09-30 | 10,844.00 | -1,228.00 | 129.00 |
| 2021-06-30 | 12,780.00 | -1,920.00 | 489.00 |
| 2021-03-31 | 17,209.00 | -4,459.00 | 596.00 |
| 2020-12-31 | 14,648.00 | -5,141.00 | 403.00 |
| 2020-09-30 | 18,168.38 | -5,129.08 | 375.68 |
| 2020-06-30 | |||
| 2020-03-31 |
Valuation Metrics : PE, PriceToBook, PriceToTBV
- The p/e for Raiffeisen Bank International AG as of 30 June 2025 is 7.02.
- The p/book for Raiffeisen Bank International AG as of 30 June 2025 is 0.39.
- The p/tbv for Raiffeisen Bank International AG as of 30 June 2025 is 0.43.
- P/Book
- The current closing price divided by the book value per share.
- P/TBV
- The current price divided by the tangible book value per share.
| Period End (TTM) | p/e | P/Book | P/TBV |
| 2025-06-30 | 7.02 | 0.39 | 0.43 |
| 2025-03-31 | 7.43 | 0.41 | 0.43 |
| 2024-12-31 | 2.72 | 0.30 | 0.32 |
| 2024-09-30 | 2.40 | 0.28 | 0.29 |
| 2024-06-30 | 2.26 | 0.26 | 0.28 |
| 2024-03-31 | 2.44 | 0.29 | 0.31 |
| 2023-12-31 | 2.78 | 0.41 | 0.46 |
| 2023-09-30 | |||
| 2023-06-30 | |||
| 2023-03-31 | |||
| 2022-12-31 | |||
| 2022-09-30 | |||
| 2022-06-30 | |||
| 2022-03-31 | 3.19 | 0.28 | 0.30 |
| 2021-12-31 | 6.71 | 0.55 | 0.58 |
| 2021-09-30 | 7.06 | 0.50 | 0.52 |
| 2021-06-30 | 5.28 | 0.37 | 0.39 |
| 2021-03-31 | 6.57 | 0.38 | 0.40 |
| 2020-12-31 | 6.89 | 0.39 | 0.41 |
| 2020-09-30 | 5.82 | 0.39 | 0.42 |
| 2020-06-30 | 5.41 | 0.41 | 0.43 |
| 2020-03-31 | 4.70 | 0.42 | 0.44 |
Valuation Metrics : EBitToEv, EBit3YrAvgToEv
- The ebit/ev for Raiffeisen Bank International AG as of 30 June 2025 is -9.71.
- The ebit (3y)/ev for Raiffeisen Bank International AG as of 30 June 2025 is -11.65.
| Period End (TTM) | EBIT/EV | EBIT (3y)/EV |
| 2025-06-30 | -9.71 | -11.65 |
| 2025-03-31 | 0.50 | 0.62 |
| 2024-12-31 | -0.12 | -0.13 |
| 2024-09-30 | -1.14 | -1.14 |
| 2024-06-30 | -0.94 | -0.88 |
| 2024-03-31 | -0.35 | -0.32 |
| 2023-12-31 | -0.53 | -0.40 |
| 2023-09-30 | -0.36 | -0.24 |
| 2023-06-30 | -0.30 | -0.19 |
| 2023-03-31 | -0.17 | -0.10 |
| 2022-12-31 | -0.15 | -0.09 |
| 2022-09-30 | -0.10 | -0.08 |
| 2022-06-30 | -0.11 | -0.09 |
| 2022-03-31 | -0.11 | -0.09 |
| 2021-12-31 | 0.42 | 0.38 |
| 2021-09-30 | 0.50 | 0.47 |
| 2021-06-30 | -0.39 | -0.39 |
| 2021-03-31 | -0.07 | -0.09 |
| 2020-12-31 | -0.10 | -0.12 |
| 2020-09-30 | -0.13 | -0.14 |
| 2020-06-30 | -0.12 | -0.13 |
| 2020-03-31 | -0.36 | -0.36 |
Management Effectiveness
- The roa for Raiffeisen Bank International AG as of 30 June 2025 is 0.01.
- The roe for Raiffeisen Bank International AG as of 30 June 2025 is 0.06.
- The roic for Raiffeisen Bank International AG as of 30 June 2025 is 0.02.
- The croic for Raiffeisen Bank International AG as of 30 June 2025 is -0.06.
- The ocroic for Raiffeisen Bank International AG as of 30 June 2025 is 0.08.
| Period End (TTM) | ROA | ROE | ROIC | CROIC | OCROIC |
| 2025-06-30 | 0.01 | 0.06 | 0.02 | -0.06 | 0.08 |
| 2025-03-31 | 0.01 | 0.06 | 0.02 | -0.16 | -0.01 |
| 2024-12-31 | 0.01 | 0.06 | 0.10 | -0.25 | -0.01 |
| 2024-09-30 | 0.01 | 0.12 | 0.04 | -0.07 | 0.07 |
| 2024-06-30 | 0.01 | 0.12 | 0.05 | -0.18 | -0.00 |
| 2024-03-31 | 0.01 | 0.12 | 0.05 | -0.23 | -0.04 |
| 2023-12-31 | 0.01 | 0.15 | 0.06 | -0.22 | 0.00 |
| 2023-09-30 | 0.01 | 0.20 | 0.06 | -0.10 | 0.08 |
| 2023-06-30 | 0.02 | 0.20 | 0.06 | -0.10 | 0.08 |
| 2023-03-31 | 0.02 | 0.24 | 0.09 | 0.26 | 0.42 |
| 2022-12-31 | 0.02 | 0.20 | 0.07 | 0.00 | 0.00 |
| 2022-09-30 | 0.01 | 0.20 | 0.07 | 0.30 | 0.40 |
| 2022-06-30 | 0.01 | 0.17 | 0.07 | 0.35 | 0.45 |
| 2022-03-31 | 0.01 | 0.11 | 0.05 | -0.01 | 0.11 |
| 2021-12-31 | 0.01 | 0.10 | 0.03 | 0.09 | 0.20 |
| 2021-09-30 | 0.01 | 0.09 | 0.02 | 0.19 | 0.25 |
| 2021-06-30 | 0.01 | 0.08 | 0.02 | 0.24 | 0.27 |
| 2021-03-31 | 0.01 | 0.06 | 0.03 | 0.42 | 0.55 |
| 2020-12-31 | 0.01 | 0.06 | 0.03 | 0.32 | 0.50 |
| 2020-09-30 | 0.01 | 0.07 | 0.03 | 0.42 | 0.60 |
| 2020-06-30 | 0.01 | 0.08 | 0.04 | 0.28 | 0.48 |
| 2020-03-31 | 0.01 | 0.09 | 0.04 | 0.09 | 0.21 |
Gross Margins
- The gross margin for Raiffeisen Bank International AG as of 30 June 2025 is 1.00.
- The net margin for Raiffeisen Bank International AG as of 30 June 2025 is 0.14.
- The operating margin for Raiffeisen Bank International AG as of 30 June 2025 is 0.53.
- Gross Margin
- The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.
- Net Margin
- The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.
- Operating Margin
- The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.
| Period End (TTM) | Gross Margin | Net Margin | Operating Margin |
| 2025-06-30 | 1.00 | 0.14 | 0.53 |
| 2025-03-31 | 1.00 | 0.14 | 0.35 |
| 2024-12-31 | 1.00 | 0.27 | 0.59 |
| 2024-09-30 | 1.00 | 0.28 | 0.53 |
| 2024-06-30 | 1.00 | 0.28 | 0.53 |
| 2024-03-31 | 1.00 | 0.28 | 0.42 |
| 2023-12-31 | 1.00 | 0.32 | 0.58 |
| 2023-09-30 | 1.00 | 0.33 | 0.56 |
| 2023-06-30 | 1.00 | 0.33 | 0.56 |
| 2023-03-31 | 1.00 | 0.41 | 0.56 |
| 2022-12-31 | 1.00 | 0.41 | 0.50 |
| 2022-09-30 | 1.00 | 0.41 | 0.50 |
| 2022-06-30 | 1.00 | 0.38 | 0.44 |
| 2022-03-31 | 1.00 | 0.28 | 0.41 |
| 2021-12-31 | 1.00 | 0.26 | 0.40 |
| 2021-09-30 | 1.00 | 0.24 | 0.39 |
| 2021-06-30 | 1.00 | 0.22 | 0.35 |
| 2021-03-31 | 1.00 | 0.19 | 0.30 |
| 2020-12-31 | 1.00 | 0.18 | 0.29 |
| 2020-09-30 | 1.00 | 0.19 | 0.33 |
| 2020-06-30 | 1.00 | 0.20 | 0.34 |
| 2020-03-31 | 1.00 | 0.22 | 0.35 |
Identifiers and Descriptors
| Central Index Key (CIK) |
