Overview
Halyk Bank of Kazakhstan Joint Stock Company is a prominent financial institution based in Kazakhstan. As the largest commercial bank in the country, it operates within the banking and financial services industry. Halyk Bank offers a comprehensive range of services including retail banking, corporate banking, and services related to finance and insurance. A notable project of Halyk Bank is its digital transformation initiative, which focuses on enhancing mobile and internet banking platforms to improve customer experience and operational efficiency. The bank has also been actively involved in consolidating its market position by acquiring several smaller banks and financial entities, which continues to strengthen its footprint in the Kazakh banking sector.
Quality, Value, Momentum Scores
This card shows the Quality, Value, and Momentum scores for the company
Income Statement: Revenue, Operating Income, Net Income
- The revenue for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is 1,849,558.00 MM.
- The operating income for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is 1,302,412.00 MM.
- The net income for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is 1,070,495.00 MM.
| Period End (TTM) | Revenue (MM) | Operating Income (MM) | Net Income (MM) |
| 2025-06-30 | 1,849,558.00 | 1,302,412.00 | 1,070,495.00 |
| 2025-03-31 | 1,759,013.00 | 1,218,215.00 | 1,018,040.00 |
| 2024-12-31 | 1,621,445.00 | 1,100,756.00 | 920,988.00 |
| 2024-09-30 | 1,428,400.00 | 930,615.00 | 792,470.00 |
| 2024-06-30 | 1,283,590.00 | 825,233.00 | 701,714.00 |
| 2024-03-31 | 1,250,671.00 | 796,352.00 | 678,945.00 |
| 2023-12-31 | 1,252,987.00 | 814,291.00 | 693,435.00 |
| 2023-09-30 | 1,235,794.00 | 830,426.00 | 698,404.00 |
| 2023-06-30 | 1,182,411.00 | 779,530.00 | 654,455.00 |
| 2023-03-31 | 1,123,608.00 | 751,926.00 | 637,455.00 |
| 2022-12-31 | 1,031,401.00 | 671,137.00 | 569,477.00 |
| 2022-09-30 | 969,914.00 | 646,341.00 | 540,133.00 |
| 2022-06-30 | 931,089.00 | 620,246.00 | 522,775.00 |
| 2022-03-31 | 873,617.00 | 588,929.00 | 490,025.00 |
| 2021-12-31 | 817,836.00 | 550,211.00 | 462,377.00 |
| 2021-09-30 | 743,371.00 | 500,258.00 | 441,102.00 |
| 2021-06-30 | 705,610.00 | 474,767.00 | 422,097.00 |
| 2021-03-31 | 621,275.00 | 404,366.00 | 368,412.00 |
| 2020-12-31 | 603,857.00 | 394,677.00 | 352,653.00 |
| 2020-09-30 | 597,761.00 | 374,163.00 | 327,769.00 |
| 2020-06-30 | |||
| 2020-03-31 |
Income Statement: EPS
| Period End (TTM) | Earnings Per Share Basic | Earnings Per Share Diluted |
| 2025-06-30 | ||
| 2025-03-31 | ||
| 2024-12-31 | ||
| 2024-09-30 | 2,907.38 | 2,907.38 |
| 2024-06-30 | 2,574.40 | 2,574.40 |
| 2024-03-31 | 2,491.66 | 2,491.66 |
| 2023-12-31 | 2,545.95 | |
| 2023-09-30 | 2,565.30 | 2,565.30 |
| 2023-06-30 | 2,404.57 | 2,404.57 |
| 2023-03-31 | 2,341.86 | 2,341.86 |
| 2022-12-31 | 2,091.55 | |
| 2022-09-30 | 1,952.38 | 1,952.38 |
| 2022-06-30 | 1,853.98 | 1,853.98 |
| 2022-03-31 | 1,706.55 | 1,706.55 |
| 2021-12-31 | 1,582.89 | |
| 2021-09-30 | 1,506.71 | 1,506.71 |
| 2021-06-30 | 1,443.14 | 1,443.14 |
| 2021-03-31 | 1,260.37 | 1,260.37 |
| 2020-12-31 | 1,206.37 | |
| 2020-09-30 | 1,122.28 | 1,122.28 |
| 2020-06-30 | 1,116.86 | 1,116.86 |
| 2020-03-31 | 1,167.84 | 1,167.84 |
Cash Flow: Operations, Investing, Financing
- The cash from operating activities for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is -1,190,908.00 MM.
- The cash from investing activities for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is 281,529.00 MM.
- The cash from financing activities for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is 1,811,362.00 MM.
| Period End (TTM) | Cash From Operating Activities (MM) | Cash From Investing Activities (MM) | Cash From Financing Activities (MM) |
| 2025-06-30 | -1,190,908.00 | 281,529.00 | 1,811,362.00 |
| 2025-03-31 | -959,167.00 | -113,778.00 | 1,383,758.00 |
| 2024-12-31 | -1,385,999.00 | -291,487.00 | 1,763,133.00 |
| 2024-09-30 | -751,228.00 | 18,494.00 | 1,963,806.00 |
| 2024-06-30 | -1,008,931.00 | -164,513.00 | 1,351,377.00 |
| 2024-03-31 | -1,237,190.00 | 107,528.00 | 1,124,173.00 |
| 2023-12-31 | -1,017,787.00 | -1,013.00 | 440,640.00 |
| 2023-09-30 | -497,701.00 | -626,645.00 | -649,186.00 |
| 2023-06-30 | -295,571.00 | -498,573.00 | 38,860.00 |
| 2023-03-31 | -514,877.00 | -333,885.00 | 903,622.00 |
| 2022-12-31 | -1,128,475.00 | -77,232.00 | 1,700,132.00 |
| 2022-09-30 | -361,390.00 | 257,750.00 | 1,551,307.00 |
| 2022-06-30 | -407,730.00 | 33,727.00 | 1,386,853.00 |
| 2022-03-31 | -466,573.00 | -319,343.00 | 962,016.00 |
| 2021-12-31 | -25,818.00 | -633,894.00 | 306,197.00 |
| 2021-09-30 | -1,215,749.00 | -673,384.00 | 745,296.00 |
| 2021-06-30 | -1,287,992.00 | -427,661.00 | 409,112.00 |
| 2021-03-31 | -1,008,437.00 | 121,913.00 | 262,623.00 |
| 2020-12-31 | -1,019,563.00 | 502,538.00 | 441,285.00 |
| 2020-09-30 | -605,577.00 | 580,173.00 | 303,616.00 |
| 2020-06-30 | |||
| 2020-03-31 |
Valuation Metrics : PE, PriceToBook, PriceToTBV
- P/Book
- The current closing price divided by the book value per share.
- P/TBV
- The current price divided by the tangible book value per share.
| Period End (TTM) | p/e | P/Book | P/TBV |
| 2025-06-30 | |||
| 2025-03-31 | |||
| 2024-12-31 | |||
| 2024-09-30 | |||
| 2024-06-30 | |||
| 2024-03-31 | |||
| 2023-12-31 | |||
| 2023-09-30 | |||
| 2023-06-30 | |||
| 2023-03-31 | |||
| 2022-12-31 | |||
| 2022-09-30 | |||
| 2022-06-30 | |||
| 2022-03-31 | |||
| 2021-12-31 | |||
| 2021-09-30 | |||
| 2021-06-30 | |||
| 2021-03-31 | |||
| 2020-12-31 | |||
| 2020-09-30 | |||
| 2020-06-30 | |||
| 2020-03-31 |
Valuation Metrics : EBitToEv, EBit3YrAvgToEv
| Period End (TTM) | EBIT/EV | EBIT (3y)/EV |
| 2025-06-30 | ||
| 2025-03-31 | ||
| 2024-12-31 | ||
| 2024-09-30 | ||
| 2024-06-30 | ||
| 2024-03-31 | ||
| 2023-12-31 | ||
| 2023-09-30 | ||
| 2023-06-30 | ||
| 2023-03-31 | ||
| 2022-12-31 | ||
| 2022-09-30 | ||
| 2022-06-30 | ||
| 2022-03-31 | ||
| 2021-12-31 | ||
| 2021-09-30 | ||
| 2021-06-30 | ||
| 2021-03-31 | ||
| 2020-12-31 | ||
| 2020-09-30 | ||
| 2020-06-30 | ||
| 2020-03-31 |
Management Effectiveness
- The roa for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is 0.06.
- The roe for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is 0.42.
- The roic for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is 0.16.
- The croic for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is 0.05.
- The ocroic for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is -0.15.
| Period End (TTM) | ROA | ROE | ROIC | CROIC | OCROIC |
| 2025-06-30 | 0.06 | 0.42 | 0.16 | 0.05 | -0.15 |
| 2025-03-31 | 0.06 | 0.38 | 0.17 | 0.02 | -0.25 |
| 2024-12-31 | 0.05 | 0.37 | 0.14 | 0.21 | -0.13 |
| 2024-09-30 | 0.06 | 0.36 | 0.16 | 0.03 | -0.21 |
| 2024-06-30 | 0.05 | 0.32 | 0.17 | -0.02 | -0.31 |
| 2024-03-31 | 0.05 | 0.36 | 0.17 | -0.16 | -0.25 |
| 2023-12-31 | 0.05 | 0.36 | 0.18 | -0.49 | -0.13 |
| 2023-09-30 | 0.05 | 0.36 | 0.18 | -0.24 | -0.08 |
| 2023-06-30 | 0.05 | 0.36 | 0.18 | -0.24 | -0.08 |
| 2023-03-31 | 0.05 | 0.39 | 0.18 | 0.00 | -0.15 |
| 2022-12-31 | 0.05 | 0.34 | 0.17 | 0.49 | -0.10 |
| 2022-09-30 | 0.05 | 0.34 | 0.17 | 0.49 | -0.10 |
| 2022-06-30 | 0.05 | 0.34 | 0.16 | 0.35 | -0.12 |
| 2022-03-31 | 0.05 | 0.31 | 0.17 | 0.10 | -0.16 |
| 2021-12-31 | 0.04 | 0.31 | 0.11 | -0.07 | -0.01 |
| 2021-09-30 | 0.04 | 0.32 | 0.18 | -0.49 | -0.50 |
| 2021-06-30 | 0.04 | 0.29 | 0.16 | -0.43 | -0.47 |
| 2021-03-31 | 0.04 | 0.27 | 0.15 | -0.28 | -0.40 |
| 2020-12-31 | 0.04 | 0.27 | 0.12 | 0.03 | -0.35 |
| 2020-09-30 | 0.04 | 0.27 | 0.12 | 0.17 | -0.21 |
| 2020-06-30 | 0.04 | 0.29 | 0.13 | 0.02 | -0.15 |
| 2020-03-31 | 0.04 | 0.30 | 0.11 | 0.19 | 0.01 |
Gross Margins
- The gross margin for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is 1.00.
- The net margin for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is 0.56.
- The operating margin for Halyk Bank of Kazakhstan Joint Stock Company - Depositary Receipt (Common Stock) as of 30 June 2025 is 0.67.
- Gross Margin
- The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.
- Net Margin
- The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.
- Operating Margin
- The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.
| Period End (TTM) | Gross Margin | Net Margin | Operating Margin |
| 2025-06-30 | 1.00 | 0.56 | 0.67 |
| 2025-03-31 | 1.00 | 0.67 | 0.81 |
| 2024-12-31 | 0.99 | 0.52 | 0.61 |
| 2024-09-30 | 0.99 | 0.52 | 0.61 |
| 2024-06-30 | 1.00 | 0.56 | 0.66 |
| 2024-03-31 | 0.99 | 0.67 | 0.79 |
| 2023-12-31 | 1.00 | 0.57 | 0.68 |
| 2023-09-30 | 1.00 | 0.52 | 0.62 |
| 2023-06-30 | 1.00 | 0.52 | 0.62 |
| 2023-03-31 | 1.00 | 0.57 | 0.68 |
| 2022-12-31 | 0.99 | 0.52 | 0.62 |
| 2022-09-30 | 0.99 | 0.52 | 0.62 |
| 2022-06-30 | 0.99 | 0.54 | 0.64 |
| 2022-03-31 | 1.00 | 0.56 | 0.68 |
| 2021-12-31 | 0.99 | 0.65 | 0.75 |
| 2021-09-30 | 0.99 | 0.57 | 0.67 |
| 2021-06-30 | 0.99 | 0.56 | 0.63 |
| 2021-03-31 | 0.99 | 0.57 | 0.62 |
| 2020-12-31 | 0.99 | 0.65 | 0.73 |
| 2020-09-30 | 0.99 | 0.49 | 0.56 |
| 2020-06-30 | 0.99 | 0.55 | 0.62 |
| 2020-03-31 | 0.99 | 0.53 | 0.61 |
Identifiers and Descriptors
| Central Index Key (CIK) |
