Overview
Bancolombia S.A., headquartered in Medellín, Colombia, operates predominantly in the financial services sector. As one of the largest financial groups in Latin America, the company provides a comprehensive range of banking products and services—from personal and corporate banking to asset management and investment banking—to both domestic and international clients. Central to Bancolombia's strategy are its key projects aimed at digital transformation, sustainability, and financial inclusion, with a significant push towards enhancing online banking services and developing eco-friendly loan products. These initiatives underscore its commitment to innovation and corporate responsibility, aligning financial growth with social and environmental sustainability. Bancolombia's market activities illustrate its role as a crucial player in the region's financial landscape.
Quality, Value, Momentum Scores
This card shows the Quality, Value, and Momentum scores for the company
Income Statement: Revenue, Operating Income, Net Income
- The revenue for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is 23,590,122.00 MM.
- The operating income for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is 9,252,908.00 MM.
- The net income for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is 6,693,465.00 MM.
| Period End (TTM) | Revenue (MM) | Operating Income (MM) | Net Income (MM) |
| 2025-06-30 | 23,590,122.00 | 9,252,908.00 | 6,693,465.00 |
| 2025-03-31 | 22,555,942.00 | 8,619,474.00 | 6,341,936.00 |
| 2024-12-31 | 22,183,375.00 | 8,550,551.00 | 6,267,744.00 |
| 2024-09-30 | 21,443,247.00 | 8,196,903.00 | 6,052,349.00 |
| 2024-06-30 | 21,145,801.00 | 7,975,804.00 | 6,042,914.00 |
| 2024-03-31 | 21,106,817.00 | 8,050,572.00 | 6,063,631.00 |
| 2023-12-31 | 20,878,330.00 | 7,940,625.00 | 6,116,936.00 |
| 2023-09-30 | 20,685,707.00 | 7,994,947.00 | 6,311,722.00 |
| 2023-06-30 | 20,678,456.00 | 8,531,005.00 | 6,449,208.00 |
| 2023-03-31 | 20,726,695.00 | 9,215,271.00 | 6,768,409.00 |
| 2022-12-31 | 20,388,979.00 | 9,504,872.00 | 6,783,490.00 |
| 2022-09-30 | 20,094,695.00 | 9,666,689.00 | 6,585,539.00 |
| 2022-06-30 | 18,826,597.00 | 8,761,492.00 | 5,898,914.00 |
| 2022-03-31 | 17,306,685.00 | 7,697,757.00 | 5,276,137.00 |
| 2021-12-31 | 15,063,823.00 | 5,900,570.00 | 4,086,795.00 |
| 2021-09-30 | 12,032,993.00 | 3,475,034.00 | 2,375,819.00 |
| 2021-06-30 | 10,370,329.00 | 2,262,045.00 | 1,712,838.00 |
| 2021-03-31 | 8,435,005.00 | 606,779.00 | 482,626.00 |
| 2020-12-31 | 8,299,212.00 | 304,067.00 | 275,994.00 |
| 2020-09-30 | 9,430,428.00 | 1,331,705.00 | 1,011,479.00 |
Income Statement: EPS
| Period End (TTM) | Earnings Per Share Basic | Earnings Per Share Diluted |
| 2025-06-30 | ||
| 2025-03-31 | 6,593.63 | 6,593.63 |
| 2024-12-31 | 6,516.50 | 6,516.50 |
| 2024-09-30 | 6,292.57 | 6,292.57 |
| 2024-06-30 | 6,282.75 | 6,282.75 |
| 2024-03-31 | 6,304.28 | 6,304.28 |
| 2023-12-31 | 6,359.71 | 6,359.71 |
| 2023-09-30 | 6,562.48 | 6,562.48 |
| 2023-06-30 | 6,705.44 | 6,705.44 |
| 2023-03-31 | 7,037.32 | 7,037.32 |
| 2022-12-31 | 7,053.00 | 7,053.00 |
| 2022-09-30 | 6,846.91 | 6,846.91 |
| 2022-06-30 | ||
| 2022-03-31 | 5,485.54 | 5,485.54 |
| 2021-12-31 | 4,248.99 | 4,248.99 |
| 2021-09-30 | 2,470.11 | 2,470.11 |
| 2021-06-30 | 1,780.82 | 1,780.82 |
| 2021-03-31 | 501.78 | 501.78 |
| 2020-12-31 | 286.95 | 286.95 |
| 2020-09-30 | 1,039.14 | 1,039.14 |
Cash Flow: Operations, Investing, Financing
- The cash from operating activities for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is -13,985,927.00 MM.
- The cash from investing activities for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is -1,634,339.00 MM.
- The cash from financing activities for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is 16,907,685.00 MM.
| Period End (TTM) | Cash From Operating Activities (MM) | Cash From Investing Activities (MM) | Cash From Financing Activities (MM) |
| 2025-06-30 | -13,985,927.00 | -1,634,339.00 | 16,907,685.00 |
| 2025-03-31 | -11,535,273.00 | -835,722.00 | 12,785,745.00 |
| 2024-12-31 | -17,893,921.00 | -559,196.00 | 9,085,440.00 |
| 2024-09-30 | -11,421,940.00 | 1,856,105.00 | 6,249,049.00 |
| 2024-06-30 | -4,436,303.00 | 1,202,401.00 | 5,738,666.00 |
| 2024-03-31 | -1,353,599.00 | 634,371.00 | 3,413,696.00 |
| 2023-12-31 | 2,127,727.00 | -159,689.00 | 11,594,685.00 |
| 2023-09-30 | -1,605,800.00 | -3,646,767.00 | 10,962,476.00 |
| 2023-06-30 | -7,655,699.00 | -4,270,770.00 | 16,084,720.00 |
| 2023-03-31 | -18,447,528.00 | -3,630,647.00 | 20,536,030.00 |
| 2022-12-31 | -16,874,880.00 | -4,654,502.00 | 24,067,754.00 |
| 2022-09-30 | -22,778,562.00 | -3,682,168.00 | 28,618,606.00 |
| 2022-06-30 | -21,580,580.00 | -1,111,966.00 | 24,257,596.00 |
| 2022-03-31 | -17,156,368.00 | -1,990,103.00 | 22,989,055.00 |
| 2021-12-31 | -12,687,386.00 | -650,486.00 | 12,480,168.00 |
| 2021-09-30 | -7,123,286.00 | -1,459,612.00 | 4,394,255.00 |
| 2021-06-30 | -98,696.00 | -5,757,801.00 | -475,713.00 |
| 2021-03-31 | 599,104.00 | -8,174,698.00 | -1,289,553.00 |
| 2020-12-31 | -9,776,759.00 | -7,522,067.00 | 16,091,664.00 |
| 2020-09-30 | -6,492,004.00 | -6,810,344.00 | 17,096,290.00 |
Valuation Metrics : PE, PriceToBook, PriceToTBV
- P/Book
- The current closing price divided by the book value per share.
- P/TBV
- The current price divided by the tangible book value per share.
| Period End (TTM) | p/e | P/Book | P/TBV |
| 2025-06-30 | |||
| 2025-03-31 | |||
| 2024-12-31 | |||
| 2024-09-30 | |||
| 2024-06-30 | |||
| 2024-03-31 | |||
| 2023-12-31 | |||
| 2023-09-30 | |||
| 2023-06-30 | |||
| 2023-03-31 | |||
| 2022-12-31 | |||
| 2022-09-30 | |||
| 2022-06-30 | |||
| 2022-03-31 | |||
| 2021-12-31 | |||
| 2021-09-30 | |||
| 2021-06-30 | |||
| 2021-03-31 | |||
| 2020-12-31 | |||
| 2020-09-30 |
Valuation Metrics : EBitToEv, EBit3YrAvgToEv
| Period End (TTM) | EBIT/EV | EBIT (3y)/EV |
| 2025-06-30 | ||
| 2025-03-31 | ||
| 2024-12-31 | ||
| 2024-09-30 | ||
| 2024-06-30 | ||
| 2024-03-31 | ||
| 2023-12-31 | ||
| 2023-09-30 | ||
| 2023-06-30 | ||
| 2023-03-31 | ||
| 2022-12-31 | ||
| 2022-09-30 | ||
| 2022-06-30 | ||
| 2022-03-31 | ||
| 2021-12-31 | ||
| 2021-09-30 | ||
| 2021-06-30 | ||
| 2021-03-31 | ||
| 2020-12-31 | ||
| 2020-09-30 |
Management Effectiveness
- The roa for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is 0.02.
- The roe for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is 0.16.
- The roic for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is 0.08.
- The croic for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is 0.02.
- The ocroic for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is -0.15.
| Period End (TTM) | ROA | ROE | ROIC | CROIC | OCROIC |
| 2025-06-30 | 0.02 | 0.16 | 0.08 | 0.02 | -0.15 |
| 2025-03-31 | 0.02 | 0.17 | 0.08 | 0.02 | -0.15 |
| 2024-12-31 | 0.02 | 0.16 | 0.07 | -0.08 | -0.21 |
| 2024-09-30 | 0.02 | 0.16 | 0.07 | -0.03 | -0.14 |
| 2024-06-30 | 0.02 | 0.16 | 0.08 | -0.02 | -0.02 |
| 2024-03-31 | 0.02 | 0.15 | 0.07 | 0.10 | 0.03 |
| 2023-12-31 | 0.02 | 0.17 | 0.08 | 0.05 | -0.02 |
| 2023-09-30 | 0.02 | 0.18 | 0.07 | 0.05 | -0.08 |
| 2023-06-30 | 0.02 | 0.18 | 0.07 | 0.05 | -0.08 |
| 2023-03-31 | 0.02 | 0.21 | 0.07 | 0.03 | -0.20 |
| 2022-12-31 | 0.02 | 0.21 | 0.07 | 0.05 | -0.24 |
| 2022-09-30 | 0.02 | 0.21 | 0.07 | 0.05 | -0.24 |
| 2022-06-30 | 0.02 | 0.19 | 0.07 | 0.04 | -0.27 |
| 2022-03-31 | 0.02 | 0.18 | 0.07 | 0.06 | -0.24 |
| 2021-12-31 | 0.02 | 0.15 | 0.06 | 0.02 | -0.19 |
| 2021-09-30 | 0.01 | 0.08 | 0.03 | -0.07 | -0.10 |
| 2021-06-30 | 0.01 | 0.06 | 0.03 | -0.10 | -0.00 |
| 2021-03-31 | 0.00 | 0.02 | 0.01 | -0.18 | 0.01 |
| 2020-12-31 | 0.00 | 0.01 | 0.00 | -0.00 | -0.14 |
| 2020-09-30 | 0.00 | 0.03 | 0.01 | 0.09 | -0.09 |
Gross Margins
- The gross margin for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is 0.96.
- The net margin for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is 0.28.
- The operating margin for Grupo Cibest S.A. - Preferred Stock as of June 30, 2025 is 0.38.
- Gross Margin
- The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.
- Net Margin
- The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.
- Operating Margin
- The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.
| Period End (TTM) | Gross Margin | Net Margin | Operating Margin |
| 2025-06-30 | 0.96 | 0.28 | 0.38 |
| 2025-03-31 | 0.96 | 0.28 | 0.38 |
| 2024-12-31 | 0.95 | 0.28 | 0.39 |
| 2024-09-30 | 0.96 | 0.28 | 0.37 |
| 2024-06-30 | 0.96 | 0.29 | 0.38 |
| 2024-03-31 | 0.96 | 0.29 | 0.39 |
| 2023-12-31 | 0.96 | 0.31 | 0.39 |
| 2023-09-30 | 0.96 | 0.31 | 0.41 |
| 2023-06-30 | 0.96 | 0.31 | 0.41 |
| 2023-03-31 | 0.96 | 0.33 | 0.44 |
| 2022-12-31 | 1.00 | 0.32 | 0.49 |
| 2022-09-30 | 1.00 | 0.32 | 0.49 |
| 2022-06-30 | 1.00 | 0.31 | 0.47 |
| 2022-03-31 | 1.00 | 0.30 | 0.45 |
| 2021-12-31 | 0.96 | 0.27 | 0.40 |
| 2021-09-30 | 0.95 | 0.20 | 0.30 |
| 2021-06-30 | 0.94 | 0.16 | 0.22 |
| 2021-03-31 | 0.93 | 0.06 | 0.07 |
| 2020-12-31 | 0.93 | 0.03 | 0.04 |
| 2020-09-30 | 0.94 | 0.11 | 0.14 |
Identifiers and Descriptors
| Central Index Key (CIK) | 1071371 |
Industry Groups
| SIC 6029 - Commercial Banks, Not Elsewhere Classified |
