Overview
Banco Pine S.A. is a Brazilian financial institution primarily engaged in corporate banking, focusing on serving medium and large companies within Brazil. Founded in 1997, it has made a name for itself in the Brazilian banking industry by providing tailored financial solutions including credit, investment banking, wealth management, and other financial services. Located in São Paulo, its operations concentrate on high-net-worth segments and specialized sectors such as agribusiness, real estate, infrastructure, and oil and gas. Banco Pine thrives on strategic project financing and advisory services, distinguishing itself through a robust platform that facilitates capital market transactions. Over the years, it has consistently aimed to blend service excellence with extensive market knowledge to support client growth and economic sustainability.
Quality, Value, Momentum Scores
This card shows the Quality, Value, and Momentum scores for the company
Income Statement: Revenue, Operating Income, Net Income
- The revenue for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is 791.88 MM.
- The operating income for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is 350.03 MM.
- The net income for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is 287.91 MM.
| Period End (TTM) | Revenue (MM) | Operating Income (MM) | Net Income (MM) |
| 2025-06-30 | 791.88 | 350.03 | 287.91 |
| 2025-03-31 | 689.15 | 299.22 | 268.72 |
| 2024-12-31 | 602.91 | 269.39 | 258.25 |
| 2024-09-30 | 637.22 | 291.44 | 253.38 |
| 2024-06-30 | 657.42 | 290.45 | 234.25 |
| 2024-03-31 | 616.38 | 267.53 | 213.27 |
| 2023-12-31 | 559.16 | 227.32 | 180.88 |
| 2023-09-30 | 443.96 | 171.80 | 141.06 |
| 2023-06-30 | 333.35 | 87.15 | 108.04 |
| 2023-03-31 | 273.27 | 48.94 | 69.68 |
| 2022-12-31 | 228.31 | 3.18 | 40.90 |
| 2022-09-30 | 199.36 | -37.39 | 20.61 |
| 2022-06-30 | 229.10 | 12.35 | 24.13 |
| 2022-03-31 | 215.23 | -5.60 | 7.22 |
| 2021-12-31 | 206.68 | -7.11 | 5.94 |
| 2021-09-30 | 194.75 | -56.51 | -49.44 |
| 2021-06-30 | 156.37 | -104.16 | -76.40 |
| 2021-03-31 | 191.55 | -75.17 | -60.81 |
| 2020-12-31 | 192.07 | -94.62 | -63.62 |
| 2020-09-30 | 86.95 | -170.89 | -34.10 |
Income Statement: EPS
| Period End (TTM) | Earnings Per Share Basic | Earnings Per Share Diluted |
| 2025-06-30 | ||
| 2025-03-31 | ||
| 2024-12-31 | 1.15 | 1.15 |
| 2024-09-30 | 1.22 | 1.22 |
| 2024-06-30 | 1.13 | 1.13 |
| 2024-03-31 | 1.03 | 1.03 |
| 2023-12-31 | 0.99 | 0.99 |
| 2023-09-30 | 0.77 | 0.77 |
| 2023-06-30 | ||
| 2023-03-31 | 0.38 | 0.38 |
| 2022-12-31 | 0.22 | 0.22 |
| 2022-09-30 | 0.11 | 0.11 |
| 2022-06-30 | ||
| 2022-03-31 | 0.05 | 0.05 |
| 2021-12-31 | 0.04 | 0.04 |
| 2021-09-30 | -0.33 | -0.33 |
| 2021-06-30 | ||
| 2021-03-31 | -0.41 | -0.41 |
| 2020-12-31 | -0.43 | -0.43 |
| 2020-09-30 | -0.23 | -0.23 |
Cash Flow: Operations, Investing, Financing
- The cash from operating activities for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is -2,007.11 MM.
- The cash from investing activities for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is -43.26 MM.
- The cash from financing activities for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is 1,930.18 MM.
| Period End (TTM) | Cash From Operating Activities (MM) | Cash From Investing Activities (MM) | Cash From Financing Activities (MM) |
| 2025-06-30 | -2,007.11 | -43.26 | 1,930.18 |
| 2025-03-31 | -3,235.09 | -52.95 | 3,456.59 |
| 2024-12-31 | -3,441.91 | -48.98 | 5,749.54 |
| 2024-09-30 | -3,979.99 | -40.23 | 4,954.83 |
| 2024-06-30 | -4,506.43 | -6.03 | 5,150.73 |
| 2024-03-31 | -2,973.93 | -3.05 | 3,110.66 |
| 2023-12-31 | -1,717.97 | -1.67 | 1,607.30 |
| 2023-09-30 | -1,970.59 | -4.95 | 2,023.53 |
| 2023-06-30 | -1,350.27 | -5.82 | 1,529.76 |
| 2023-03-31 | -1,414.58 | -5.84 | 1,403.42 |
| 2022-12-31 | -1,081.74 | -4.84 | 1,085.46 |
| 2022-09-30 | -614.29 | -2.18 | 409.88 |
| 2022-06-30 | 335.86 | -1.12 | -219.09 |
| 2022-03-31 | 346.43 | -0.33 | -481.58 |
| 2021-12-31 | 245.76 | -0.68 | -182.00 |
| 2021-09-30 | -1,003.45 | -1.65 | 1,102.44 |
| 2021-06-30 | -1,427.47 | -1.67 | 1,286.37 |
| 2021-03-31 | -1,443.65 | -1.92 | 1,482.91 |
| 2020-12-31 | -1,435.93 | -1.42 | 1,495.73 |
| 2020-09-30 | -1,003.77 | 13.87 | 698.73 |
Valuation Metrics : PE, PriceToBook, PriceToTBV
- P/Book
- The current closing price divided by the book value per share.
- P/TBV
- The current price divided by the tangible book value per share.
| Period End (TTM) | p/e | P/Book | P/TBV |
| 2025-06-30 | |||
| 2025-03-31 | |||
| 2024-12-31 | |||
| 2024-09-30 | |||
| 2024-06-30 | 4.05 | 0.80 | 0.81 |
| 2024-03-31 | |||
| 2023-12-31 | |||
| 2023-09-30 | |||
| 2023-06-30 | |||
| 2023-03-31 | |||
| 2022-12-31 | |||
| 2022-09-30 | |||
| 2022-06-30 | |||
| 2022-03-31 | |||
| 2021-12-31 | |||
| 2021-09-30 | |||
| 2021-06-30 | |||
| 2021-03-31 | |||
| 2020-12-31 | |||
| 2020-09-30 |
Valuation Metrics : EBitToEv, EBit3YrAvgToEv
| Period End (TTM) | EBIT/EV | EBIT (3y)/EV |
| 2025-06-30 | ||
| 2025-03-31 | ||
| 2024-12-31 | ||
| 2024-09-30 | ||
| 2024-06-30 | 0.04 | 0.02 |
| 2024-03-31 | ||
| 2023-12-31 | ||
| 2023-09-30 | ||
| 2023-06-30 | ||
| 2023-03-31 | ||
| 2022-12-31 | ||
| 2022-09-30 | ||
| 2022-06-30 | ||
| 2022-03-31 | ||
| 2021-12-31 | ||
| 2021-09-30 | ||
| 2021-06-30 | ||
| 2021-03-31 | ||
| 2020-12-31 | ||
| 2020-09-30 |
Management Effectiveness
- The roa for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is 0.01.
- The roe for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is 0.24.
- The roic for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is 0.03.
- The croic for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is 0.00.
- The ocroic for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is -0.37.
| Period End (TTM) | ROA | ROE | ROIC | CROIC | OCROIC |
| 2025-06-30 | 0.01 | 0.24 | 0.03 | 0.00 | -0.37 |
| 2025-03-31 | 0.01 | 0.24 | 0.03 | 0.24 | -0.38 |
| 2024-12-31 | 0.01 | 0.26 | 0.03 | 0.12 | -0.54 |
| 2024-09-30 | 0.01 | 0.26 | 0.03 | 0.08 | -0.53 |
| 2024-06-30 | 0.01 | 0.24 | 0.03 | 0.02 | -0.36 |
| 2024-03-31 | 0.01 | 0.21 | 0.02 | -0.01 | -0.23 |
| 2023-12-31 | 0.01 | 0.16 | 0.02 | 0.01 | -0.29 |
| 2023-09-30 | 0.01 | 0.13 | 0.02 | 0.03 | -0.23 |
| 2023-06-30 | 0.01 | 0.13 | 0.02 | 0.03 | -0.23 |
| 2023-03-31 | 0.00 | 0.08 | 0.01 | 0.00 | -0.21 |
| 2022-12-31 | 0.00 | 0.03 | 0.00 | -0.03 | -0.13 |
| 2022-09-30 | 0.00 | 0.03 | 0.00 | -0.03 | -0.13 |
| 2022-06-30 | 0.00 | 0.01 | 0.00 | 0.02 | 0.03 |
| 2022-03-31 | 0.00 | 0.01 | 0.00 | -0.03 | 0.05 |
| 2021-12-31 | -0.00 | -0.06 | -0.01 | 0.02 | -0.12 |
| 2021-09-30 | -0.00 | -0.06 | -0.01 | 0.02 | -0.12 |
| 2021-06-30 | -0.01 | -0.07 | -0.01 | -0.02 | -0.21 |
| 2021-03-31 | -0.01 | -0.07 | -0.01 | 0.02 | -0.25 |
| 2020-12-31 | -0.01 | -0.08 | -0.01 | 0.03 | -0.26 |
| 2020-09-30 | -0.00 | -0.04 | -0.01 | -0.04 | -0.21 |
Gross Margins
- The gross margin for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is 0.99.
- The net margin for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is 0.39.
- The operating margin for Banco Pine S.A. - Preferred Stock as of June 30, 2025 is 0.43.
- Gross Margin
- The Gross Margin is the ratio of revenue left after substracting the Cost of Goods Sold. It is calculated as 1.0 - (Revenue - COGS ) / Revenue.
- Net Margin
- The Net Margin (aka Profit Margin) is the ratio of revenue left after substracting the Net Income. It is calculated as Net Income / Revenue.
- Operating Margin
- The Operaing Margin is the ratio of revenue left after substracting the Operating Income. It is calculated as Operating Income / Revenue.
| Period End (TTM) | Gross Margin | Net Margin | Operating Margin |
| 2025-06-30 | 0.99 | 0.39 | 0.43 |
| 2025-03-31 | 0.99 | 0.43 | 0.45 |
| 2024-12-31 | 0.99 | 0.48 | 0.60 |
| 2024-09-30 | 1.00 | 0.36 | 0.44 |
| 2024-06-30 | 1.00 | 0.35 | 0.44 |
| 2024-03-31 | 1.00 | 0.32 | 0.41 |
| 2023-12-31 | 1.00 | 0.25 | 0.30 |
| 2023-09-30 | 1.00 | 0.24 | 0.19 |
| 2023-06-30 | 1.00 | 0.24 | 0.19 |
| 2023-03-31 | 1.00 | 0.24 | 0.17 |
| 2022-12-31 | 1.00 | 0.09 | -0.31 |
| 2022-09-30 | 1.00 | 0.09 | -0.31 |
| 2022-06-30 | 1.00 | 0.05 | -0.22 |
| 2022-03-31 | 1.00 | 0.03 | -0.30 |
| 2021-12-31 | 0.99 | -0.29 | -0.53 |
| 2021-09-30 | 0.99 | -0.29 | -0.53 |
| 2021-06-30 | 0.99 | -0.40 | -0.67 |
| 2021-03-31 | 1.00 | -0.33 | -0.44 |
| 2020-12-31 | 1.00 | -0.34 | -0.54 |
| 2020-09-30 | 0.99 | -0.40 | -2.01 |
Identifiers and Descriptors
| Central Index Key (CIK) |
