Basic Stats
| CIK | 1692376 |
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis.
These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Velocity Financial, Inc.
SEC Filings (Chronological Order)
This page provides a complete, chronological list of SEC Filings, excluding ownership filings which we provide elsewhere.
| August 13, 2025 |
New York Stock Exchange 11 Wall Street New York, NY 10005 Tel: +1 212.656.3000 nyse.com August 13, 2025 Chief, Information Technology Securities and Exchange Commission Division of Corporate Finance 100 F Street, NE MS 3040 Washington, DC 20549 To whom it may concern: The NYSE Texas certifies its approval for listing and registration of the Common stock, par value $0.01 per share of Velocity Finan |
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| August 13, 2025 |
8-A12B UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Velocity Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 46-0659719 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identifica |
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| August 8, 2025 |
FORM 8-K Item 7.01 Regulation FD Disclosure. Item 9.01 Financial Statements and Exhibits. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 01, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F |
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| August 8, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| August 8, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| August 8, 2025 |
2Q25 Results Presentation August 7, 2025 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| August 8, 2025 |
Velocity Financial, Inc. Reports Second Quarter 2025 Results EX-99 Exhibit 99 Velocity Financial, Inc. Reports Second Quarter 2025 Results Second Quarter Highlights Financial Results • Net income of $26.0 million, an increase of 75.9% from $14.8 million for 2Q24. Diluted EPS of $0.69, an increase of $0.27 from $0.42 per share for 2Q24 • Driven by record production volume and strong portfolio earnings • Core net income of $27.5 million, an increase of 72.6% |
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| May 28, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 23, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F |
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| May 27, 2025 |
Calculation of Registration Fees. EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Velocity Financial, Inc. |
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| May 27, 2025 |
As filed with the Securities and Exchange Commission on May 27, 2025. As filed with the Securities and Exchange Commission on May 27, 2025. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Velocity Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 46-0659719 (State or other jurisdiction of incorporation or organization) (I.R. |
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| May 2, 2025 |
1Q25 Results Presentation May 1, 2025 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| May 2, 2025 |
FORM 8-K Item 7.01 Regulation FD Disclosure. Item 9.01 Financial Statements and Exhibits. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 01, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F |
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| May 2, 2025 |
EX-99 Exhibit 99 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. |
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| May 2, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi |
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| May 1, 2025 |
Form of Amendment No. 2 to Equity Distribution Agreement, dated April 11, 2025 Exhibit 10.24 Execution Version AMENDMENT NO. 2 TO EQUITY DISTRIBUTION AGREEMENT This Amendment No. 2 to Equity Distribution Agreement (this “Amendment”) is entered into as of April 11, 2025, by and between Velocity Financial, Inc., a Delaware corporation (the “Company”) and BTIG, LLC (the “Placement Agent”). All capitalized terms used herein shall have the meanings set forth in the Equity Distrib |
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| May 1, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| April 14, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 11, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| April 14, 2025 |
VELOCITY FINANCIAL, INC. Common Stock Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-283513 Prospectus Supplement (To Prospectus dated December 10, 2024) VELOCITY FINANCIAL, INC. $100,000,000 Common Stock This prospectus supplement relates to the offer and sale of shares of our common stock for up to an aggregate offering price of $100,000,000 pursuant to the equity distribution agreements described below, of |
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| April 11, 2025 |
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a |
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| April 11, 2025 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) |
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| March 12, 2025 |
Form of Amendment No. 1 to Equity Distribution Agreement, dated December 12, 2024 Exhibit 10.15 AMENDMENT NO. 1 TO EQUITY DISTRIBUTION AGREEMENT This Amendment No. 1 to Equity Distribution Agreement (this “Amendment”) is entered into as of December 12, 2024, by and between Velocity Financial, Inc., a Delaware corporation (the “Company”) and Virtu Americas LLC (the “Placement Agent”). All capitalized terms used herein shall have the meanings set forth in the Equity Distribution |
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| March 12, 2025 |
List of Subsidiaries of the Registrant Exhibit 21.1 Velocity Financial, Inc. Subsidiaries Name of Subsidiary Jurisdiction of Incorporation or Organization Velocity Commercial Capital, LLC California Century Health & Housing Capital, LLC Delaware New Day Business Finance LLC Delaware New Day Commercial Capital LLC Delaware VCC ABF, LLC Delaware VCC ND, LLC Delaware VCC Mortgage Securities, LLC Delaware VCC Capital Source Financing, LLC |
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| March 12, 2025 |
Exhibit 19.1 Securities Trading Policy Amended and Restated December 19, 2023 This Securities Trading Policy ("Policy") contains the following sections: 1.0 General 2.0 Definitions 3.0 Statement of Policy 4.0 Certain Exceptions 5.0 Pre-clearance of Trades and Other Procedures 6.0 10b5-1 Plans/Margin Accounts and Pledges/Short Sales 7.0 Potential Criminal and Civil Liability and/or Disciplinary Act |
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| March 12, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K note08c UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File: 001-39183 Velocity Fina |
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| March 10, 2025 |
Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 6, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| March 10, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 06, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| March 10, 2025 |
4Q24 Results Presentation March 6, 2025 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| March 10, 2025 |
Exhibit 99 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. |
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| January 22, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi |
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| December 13, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 12, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss |
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| December 13, 2024 |
VELOCITY FINANCIAL, INC. Common Stock Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-283513 Prospectus Supplement (To Prospectus dated December 10, 2024) VELOCITY FINANCIAL, INC. $49,487,069 Common Stock We are party to separate equity distribution agreements with each of BTIG, LLC and Virtu Americas LLC (each, a “Placement Agent” and together, the “Placement Agents”), each dated May 3, 2024 (each as may be am |
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| December 10, 2024 |
As filed with the Securities and Exchange Commission on December 10, 2024 S-3/A #1 Table of Contents As filed with the Securities and Exchange Commission on December 10, 2024 Registration No. |
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| December 10, 2024 |
CORRESP December 10, 2024 Via EDGAR Transmission Division of Corporation Finance United States Securities and Exchange Commission Office of Finance 100 F Street, N. |
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| November 27, 2024 |
EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Velocity Financial, Inc. |
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| November 27, 2024 |
As filed with the Securities and Exchange Commission on November 27, 2024 S-3 Table of Contents As filed with the Securities and Exchange Commission on November 27, 2024 Registration No. |
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| November 8, 2024 |
EX-99 Exhibit 99 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. |
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| November 8, 2024 |
3Q24 Results Presentation November 7, 2024 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| November 8, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| November 8, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi |
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| November 8, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 07, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss |
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| August 2, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| August 2, 2024 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 01, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissio |
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| August 2, 2024 |
2Q24 Results Presentation August 1, 2024 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| August 2, 2024 |
Exhibit 99 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. |
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| August 2, 2024 |
Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 1, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| July 23, 2024 |
VEL / Velocity Financial, Inc. / PACIFIC INVESTMENT MANAGEMENT CO LLC - SC 13D/A Activist Investment SC 13D/A 1 d875769dsc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D/A (Rule 13d-101) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 4)* Velocity Financial, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 92262D101 (CUSIP Number) Pacific Investment Management Company LLC Attention: Zephram Y |
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| July 22, 2024 |
VEL / Velocity Financial, Inc. / PACIFIC INVESTMENT MANAGEMENT CO LLC - SC 13D/A Activist Investment SC 13D/A 1 d856725dsc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D/A (Rule 13d-101) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 3)* Velocity Financial, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 92262D101 (CUSIP Number) Pacific Investment Management Company LLC Attention: Zephram Y |
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| May 23, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 17, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F |
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| May 10, 2024 |
May 10, 2024 Via EDGAR Transmission Division of Corporation Finance United States Securities and Exchange Commission Office of Finance 100 F Street, N. |
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| May 10, 2024 |
As filed with the Securities and Exchange Commission on May 10, 2024 Table of Contents As filed with the Securities and Exchange Commission on May 10, 2024 Registration No. |
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| May 3, 2024 |
1Q24 Results Presentation May 2, 2024 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| May 3, 2024 |
VELOCITY FINANCIAL, INC. Common Stock Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-258971 Prospectus Supplement (To Prospectus dated September 1, 2021) VELOCITY FINANCIAL, INC. $50,000,000 Common Stock We have entered into separate equity distribution agreements with each of BTIG, LLC and Virtu Americas LLC (each, a “Placement Agent” and together, the “Placement Agents”) relating to shares of our common stoc |
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| May 3, 2024 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 02, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F |
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| May 3, 2024 |
Velocity Financial, Inc. Performance Stock Unit Grant and Agreement Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"), |
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| May 3, 2024 |
Form of Equity Distribution Agreement, dated May 3, 2024 Exhibit 1.1 VELOCITY FINANCIAL, INC. Up to 4,000,000 Shares of Common Stock EQUITY DISTRIBUTION AGREEMENT Dated: May 3, 2024 TABLE OF CONTENTS Page SECTION 1. Description of Securities 1 SECTION 2. Placements 3 SECTION 3. Sale of Placement Securities by the Placement Agent 4 SECTION 4. Suspension of Sales 5 SECTION 5. Representations and Warranties 5 SECTION 6. Sale and Delivery to the Placement A |
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| May 3, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| May 3, 2024 |
Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 2, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi |
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| May 3, 2024 |
Exhibit 99 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. |
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| May 3, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 3, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi |
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| May 2, 2024 |
As filed with the Securities and Exchange Commission on May 1, 2024 S-3 Table of Contents As filed with the Securities and Exchange Commission on May 1, 2024 Registration No. |
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| May 2, 2024 |
EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Velocity Financial, Inc. |
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| March 27, 2024 |
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a |
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| March 27, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defini |
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| March 15, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K note08c UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File: 001-39183 Velocity Fina |
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| March 15, 2024 |
List of Subsidiaries of the Registrant Exhibit 21.1 Velocity Financial, Inc. Subsidiaries Name of Subsidiary Jurisdiction of Incorporation or Organization Velocity Commercial Capital, LLC California Century Health & Housing Capital, LLC Delaware New Day Business Finance LLC Delaware New Day Commercial Capital LLC Delaware VCC ABF, LLC Delaware VCC ND, LLC Delaware VCC Mortgage Securities, LLC Delaware VCC Capital Source Financing, LLC |
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| March 15, 2024 |
Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"), |
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| March 8, 2024 |
Exhibit 99 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. |
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| March 8, 2024 |
Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| March 7, 2024 |
4Q23 Results Presentation March 7, 2024 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| March 7, 2024 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 07, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| February 14, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss |
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| February 9, 2024 |
VEL / Velocity Financial, Inc. / Beach Point Capital Management LP Passive Investment SC 13G/A 1 sayw2402090213ga.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* VELOCITY FINANCIAL, INC. (Name of Issuer) COMMON STOCK, PAR VALUE $0.01 PER SHARE (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2023 (Date of Event which Requires Filing of this Statement) Check the |
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| February 7, 2024 |
VELOCITY FINANICAL, INC. Incentive Compensation Clawback Policy NYSE Rule 303A.14 (Effective December 1, 2023) 1. Overview. The Compensation Committee (the “Committee”) of the Board of Directors (the “Board”) of Velocity Financial, Inc. (the “Company”) has adopted this Incentive Compensation Clawback Policy (the “Policy”) which requires the recoupment of certain incentive-based compensation in acc |
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| February 7, 2024 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 07, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss |
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| February 6, 2024 |
Exhibit 10.2 Execution Version SECURITY AGREEMENT dated as of February 5, 2024, among VELOCITY COMMERCIAL CAPITAL, LLC, as the Issuer, VELOCITY FINANCIAL, INC., as Parent THE OTHER GRANTORS FROM TIME TO TIME PARTY HERETO, and U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as Collateral Agent TABLE OF CONTENTS Page ARTICLE I Definitions 1 SECTION 1.01. Terms Defined in Note Purchase Agreement 1 SEC |
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| February 6, 2024 |
Velocity Financial, Inc. Announces Issuance of $75 Million of Senior Secured Notes Exhibit 99.1 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Announces Issuance of $75 Million of Senior Secured Notes Westlake Village, CA – February 6, 2024 – Velocity Financial, Inc. (NYSE: VEL), (“Velocity” or the “Company”), a leader in business purpose loans, today announced the issuance of $75 million principal amount of five-year senior secured notes (the ”Notes” |
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| February 6, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 5, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi |
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| February 6, 2024 |
Exhibit 10.3 Execution Version EQUAL PRIORITY INTERCREDITOR AGREEMENT among VELOCITY COMMERCIAL CAPITAL, LLC, as the Issuer VELOCITY FINANCIAL, INC., as Parent THE OTHER GRANTORS FROM TIME TO TIME PARTY HERETO, U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as 2027 Notes Collateral Agent for the 2027 Notes Secured Parties, U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as the 2029 Notes Collateral |
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| February 6, 2024 |
Exhibit 10.1 Execution Version VELOCITY COMMERCIAL CAPITAL, LLC $75,000,000 9.875% Senior Secured Notes due 2029 Fully and unconditionally guaranteed by VELOCITY FINANCIAL, INC. NOTE PURCHASE AGREEMENT February 5, 2024 TABLE OF CONTENTS SECTION HEADING PAGE Section 1.1. 1 SECTION 2. AUTHORIZATION OF NOTES; INTEREST RATE 1 Section 2.1. Authorization of Notes; Additional Notes 1 Section 2.2. Changes |
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| December 8, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 8, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi |
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| November 3, 2023 |
Velocity Financial, Inc. Reports Third Quarter 2023 Results Exhibit 99 Velocity Financial, Inc. Reports Third Quarter 2023 Results Third Quarter Highlights: Net income of $12.1 million, up 21.1% from $10.0 million for 3Q22. Diluted EPS of $0.35, up $0.06 from $0.29 per share for 3Q22 Core net income(1) of $12.9 million, up 29.4% from $10.0 million for 3Q22. Core diluted EPS(1) of $0.37, up $0.08 from $0.29 per share for 3Q22 Loan production of $290.6 milli |
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| November 3, 2023 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 2, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi |
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| November 3, 2023 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 02, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss |
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| November 3, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| November 3, 2023 |
Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"), |
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| November 3, 2023 |
3Q23 Results Presentation November 2, 2023 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| August 4, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| August 4, 2023 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| August 4, 2023 |
2Q23 Results Presentation August 3, 2023 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| August 4, 2023 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 03, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissio |
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| August 4, 2023 |
Velocity Financial, Inc. Reports Second Quarter 2023 Results Exhibit 99 Velocity Financial, Inc. Reports Second Quarter 2023 Results Second Quarter Highlights: Net income of $12.2 million and diluted earnings per share (EPS) of $0.36, compared to $10.6 million and $0.31 per share, respectively, for 2Q22 Core net income(1) of $12.9 million and core diluted EPS(1) of $0.38, compared to $10.6 million and $0.31 per share, respectively, for 2Q22 Loan production |
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| August 4, 2023 |
Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"), |
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| July 14, 2023 |
VEL / Velocity Financial Inc / PACIFIC INVESTMENT MANAGEMENT CO LLC - SC 13D/A Activist Investment SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D/A (Rule 13d-101) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. |
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| May 25, 2023 |
Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F |
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| May 5, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 04, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F |
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| May 5, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi |
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| May 5, 2023 |
Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"), |
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| May 5, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| May 5, 2023 |
1Q23 Results Presentation May 4, 2023 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| May 5, 2023 |
Velocity Financial, Inc. Reports First Quarter 2023 Results Exhibit 99 Velocity Financial, Inc. Reports First Quarter 2023 Results First Quarter Highlights: Net income of $10.6 million and diluted earnings per share (EPS) of $0.31, compared to $3.1 million and $0.09 per share, respectively, for 1Q22 Core net income(1) of $11.4 million and core diluted EPS(1) of $0.33, compared to $12.4 million and $0.36 per share, respectively, for 1Q22 Loan production vol |
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| April 7, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 04, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| March 30, 2023 |
DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| March 30, 2023 |
DEFA14A 1 d434769ddefa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as p |
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| March 13, 2023 |
List of Subsidiaries of the Registrant Exhibit 21.1 Velocity Financial, Inc. Subsidiaries Name of Subsidiary Jurisdiction of Incorporation or Organization Velocity Commercial Capital, LLC California Century Health & Housing Capital, LLC Delaware VCC ABF, LLC Delaware VCC Mortgage Securities, LLC Delaware VCC Capital Source Financing, LLC Delaware Velocity Commercial Capital Loan Trust 2016-1 New York Velocity Commercial Capital Loan Tr |
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| March 13, 2023 |
Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"), |
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| March 13, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K note08c UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File: 001-39183 Velocity Fina |
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| March 10, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 09, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| March 10, 2023 |
4Q22 Results Presentation March 9, 2023 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| March 10, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 9, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| March 10, 2023 |
Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2022 Results Exhibit 99 Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2022 Results Fourth Quarter Highlights: Net income of $8.5 million and diluted earnings per share (EPS) of $0.25, compared to $8.4 million and $0.24 per share, respectively, for 4Q21 Core net income(1) of $9.1 million and core diluted EPS(1) of $0.27, compared to $10.1 million and $0.29 per share, respectively, for 4Q21 Loan |
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| February 9, 2023 |
VEL / Velocity Financial Inc / Beach Point Capital Management LP - SC 13G/A Passive Investment SC 13G/A 1 brhc10047892sc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* VELOCITY FINANCIAL, INC. (Name of Issuer) COMMON STOCK, PAR VALUE $0.01 PER SHARE (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2022 (Date of Event which Requires Filing of this Statement) |
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| January 17, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 13, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi |
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| November 4, 2022 |
Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"), |
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| November 4, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| November 4, 2022 |
3Q22 Results Presentation November 3, 2022 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| November 4, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 03, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss |
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| November 3, 2022 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi |
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| November 3, 2022 |
Velocity Financial, Inc. Reports Third Quarter 2022 Results Exhibit 99 Velocity Financial, Inc. Reports Third Quarter 2022 Results Third Quarter Highlights: Net income of $10.0 million and diluted earnings per share (EPS) of $0.29, compared to $8.0 million and $0.23 per share, respectively, for 3Q21 Core net income(1) of $10.0 million and core diluted EPS(1) of $0.29, compared to $8.0 million and $0.23 per share, respectively, for 3Q21 Loan production volu |
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| August 5, 2022 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 04, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissio |
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| August 5, 2022 |
2Q22 Results Presentation August 4, 2022 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| August 5, 2022 | ||
| August 5, 2022 |
Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"), |
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| August 5, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| August 4, 2022 |
Velocity Financial, Inc. Reports Second Quarter 2022 Results Exhibit 99 Velocity Financial, Inc. Reports Second Quarter 2022 Results Second Quarter Highlights: Net income of $10.6 million and diluted earnings per share (EPS) of $0.31, compared to $9.5 million and $0.28 per share, respectively, for 2Q21 Core net income(1) of $10.6 million and core diluted EPS(1) of $0.31, compared to $8.5 million and $0.25 per share, respectively, for 2Q21 Loan production vo |
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| August 4, 2022 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 4, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| June 8, 2022 |
VEL / Velocity Financial Inc / Beach Point Capital Management LP - SC 13G/A Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* VELOCITY FINANCIAL, INC. (Name of Issuer) COMMON STOCK, PAR VALUE $0.01 PER SHARE (Title of Class of Securities) 92262D101 (CUSIP Number) May 31, 2022 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule |
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| June 7, 2022 |
Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| May 27, 2022 |
As filed with the Securities and Exchange Commission on May 26, 2022. As filed with the Securities and Exchange Commission on May 26, 2022. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Velocity Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 46-0659719 (State or other jurisdiction of incorporation or organization) (I.R.S. |
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| May 27, 2022 |
Calculation of Registration Fees Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Velocity Financial, Inc. |
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| May 23, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F |
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| May 23, 2022 |
Restated Certificate of Incorporation of Velocity Financial, Inc. Exhibit 3 RESTATED CERTIFICATE OF INCORPORATION OF VELOCITY FINANCIAL, INC. * * * * * The present name of the corporation is Velocity Financial, Inc. (the ?Corporation?). The Corporation was incorporated under the name ?Velocity Financial, Inc.? by the filing of its original certificate of incorporation (the ?Original Certificate of Incorporation?) with the Secretary of State of the State of Delaw |
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| May 6, 2022 |
Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"), |
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| May 6, 2022 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi |
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| May 6, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| May 6, 2022 |
Velocity Financial, Inc. Reports First Quarter 2022 Results Exhibit 99 Velocity Financial, Inc. Reports First Quarter 2022 Results First Quarter Highlights: Net income of $3.1 million and diluted earnings per share (EPS) of $0.09, down from $8.4 million and $0.24 per share, respectively, for 4Q21 Core net income(1) of $12.4 million and core diluted EPS(1) of $0.36, up from $10.1 million and $0.29 per share, respectively, for 4Q21 Loan production volume of |
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| May 5, 2022 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 05, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F |
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| May 5, 2022 |
EX-99 2 vel-ex99.htm EX-99 1Q22 Results Presentation May 5, 2022 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and strategies, anticipated events or trends, and similar expressions concerning |
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| April 8, 2022 |
Amended and Restated Velocity Financial, Inc. 2020 Omnibus Incentive Plan* DEF 14A 1 d300466ddef14a.htm DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Comm |
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| April 8, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defini |
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| March 25, 2022 |
Amended and Restated Bylaws of Velocity Financial, Inc. Exhibit 3.2 AMENDED AND RESTATED BYLAWS OF VELOCITY FINANCIAL, INC. ARTICLE I (Effective March 23, 2022) Offices SECTION 1.01 Registered Office. The registered office and registered agent of Velocity Financial, Inc. (the ?Corporation?) shall be as set forth in the Certificate of Incorporation (as defined below). The Corporation may also have offices in such other places in the United States or els |
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| March 25, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 23, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| March 25, 2022 |
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant [ ] Filed by a Party other than the Registrant [ ] Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule |
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| March 25, 2022 |
Amended and Restated Bylaws dated March 23, 2022 (marked to show changes) Exhibit 3.1 AMENDED AND RESTATED BYLAWS OF VELOCITY FINANCIAL, INC. ARTICLE I (Effective January 16, 2020March 23, 2022) Offices SECTION 1.01 Registered Office. The registered office and registered agent of Velocity Financial, Inc. (the ?Corporation?) shall be as set forth in the Certificate of Incorporation (as defined below). The Corporation may also have offices in such other places in the Unit |
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| March 16, 2022 |
Exhibit 10.1 [EXECUTION VERSION] VELOCITY COMMERCIAL CAPITAL, LLC $215,000,000 7.125% Senior Secured Notes due 2027 Fully and unconditionally guaranteed by VELOCITY FINANCIAL, INC. NOTE PURCHASE AGREEMENT March 15, 2022 TABLE OF CONTENTS SECTION HEADING PAGE Section 1.1. 1 SECTION 2. AUTHORIZATION OF NOTES; INTEREST RATE 1 Section 2.1. Authorization of Notes; Additional Notes 1 Section 2.2. Change |
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| March 16, 2022 |
Exhibit 10.2 Execution Version SECURITY AGREEMENT dated as of March 15, 2022, among VELOCITY COMMERCIAL CAPITAL, LLC, as the Issuer, VELOCITY FINANCIAL, INC., as Parent THE OTHER GRANTORS FROM TIME TO TIME PARTY HERETO, and U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as Collateral Agent TABLE OF CONTENTS Page ARTICLE I Definitions 1 SECTION 1.01. Terms Defined in Note Purchase Agreement 1 SECTI |
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| March 16, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| March 16, 2022 |
Velocity Financial, Inc. Announces Issuance of $215 Million of Senior Secured Notes Exhibit 99.1 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Announces Issuance of $215 Million of Senior Secured Notes Westlake Village, CA ? March 16, 2022 ? Velocity Financial, Inc. (NYSE: VEL), (?Velocity? or the ?Company?), a leading provider of small balance investor loans, today announced the issuance of $215 million principal amount of five-year Senior Secured No |
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| March 15, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K 08c UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File: 001-39183 Velocity Financia |
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| March 15, 2022 |
List of Subsidiaries of the Registrant Exhibit 21.1 Velocity Financial, Inc. Subsidiaries Name of Subsidiary Jurisdiction of Incorporation or Organization Velocity Commercial Capital, LLC California Century Health & Housing Capital, LLC Delaware VCC ABF, LLC Delaware VCC Mortgage Securities, LLC Delaware VCC Capital Source Financing, LLC Delaware Velocity Commercial Capital Loan Trust 2015-1 New York Velocity Commercial Capital Loan Tr |
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| March 10, 2022 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 10, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| March 10, 2022 | ||
| March 10, 2022 |
Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2021 Results EX-99 2 a52593235ex99.htm EXHIBIT 99 Exhibit 99 Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2021 Results Fourth Quarter Highlights: Net Income of $8.4 million and diluted earnings per share (EPS) of $0.24, an increase from $8.0 million and $0.23 per share, respectively, for 3Q21 Core net income(1) of $10.1 million and core diluted EPS(1) of $0.29, an increase from $8.0 million an |
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| March 10, 2022 |
4Q21 and FY 2021 Earnings Presentation March 10, 2021 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| March 10, 2022 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 10, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| February 15, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss |
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| February 10, 2022 |
SC 13G/A 1 p22-0515sc13ga.htm VELOCITY FINANCIAL, INC. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 2)* Velocity Financial, Inc. (Name of Issuer) Common Stock, par value $ 0.01 per share (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of This Statement |
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| February 10, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 8, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi |
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| February 8, 2022 |
VEL / Velocity Financial Inc / Beach Point Capital Management LP Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* VELOCITY FINANCIAL, INC. (Name of Issuer) COMMON STOCK, PAR VALUE $0.01 PER SHARE (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2021 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the |
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| February 4, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* Velocity Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th |
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| February 4, 2022 |
VEL / Velocity Financial Inc / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Velocity Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th |
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| February 4, 2022 |
VEL / Velocity Financial Inc / WELLINGTON TRUST Co N A - SEC SCHEDULE 13G Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Velocity Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th |
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| January 21, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi |
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| January 21, 2022 |
Exhibit 99 Velocity Financial, Inc. Provides Financial and Operational Update and Announces Date of Fourth Quarter Results Conference Call WESTLAKE VILLAGE, California ? (BUSINESS WIRE) January 21, 2022 ? Velocity Financial, Inc. (?Velocity? or the ?Company?) (NYSE: VEL), a leading provider of small balance investor loans, today announced a preliminary financial and operational update for the quar |
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| November 4, 2021 |
Velocity Financial, Inc. Reports Third Quarter 2021 Results EX-99 2 a52521196ex99.htm EXHIBIT 99 Exhibit 99 Velocity Financial, Inc. Reports Third Quarter 2021 Results Third Quarter Highlights: Net income and Core income(1) of $8.02 million; diluted EPS and Core diluted EPS(1) of $0.23 Loan production volume increased 32.81% quarter-over-quarter and totaled $340.66 million in unpaid principal balance (UPB), driven mainly by growth in demand for Investor 1- |
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| November 4, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| November 4, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi |
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| November 3, 2021 |
3Q21 Earnings Presentation November 3, 2021 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| November 3, 2021 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi |
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| October 12, 2021 |
VEL / Velocity Financial Inc / PACIFIC INVESTMENT MANAGEMENT CO LLC - SC 13D/A Activist Investment SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D/A (Rule 13d-101) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. |
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| October 12, 2021 |
LAUR / Laureate Education Inc / SPG GP, LLC - SC 13D/A Activist Investment SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. |
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| October 8, 2021 |
Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 8, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissio |
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| September 7, 2021 |
VELOCITY FINANCIAL, INC. Common Stock Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-258971 Prospectus Supplement (To Prospectus dated September 1, 2021) VELOCITY FINANCIAL, INC. $50,000,000 Common Stock We have entered into separate equity distribution agreements with each of JMP Securities LLC and Virtu Americas LLC (each, a ?Placement Agent? and together, the ?Placement Agents?) relating to shares of our co |
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| September 7, 2021 |
Form of Equity Distribution Agreement, dated September 3, 2021 Exhibit 1.1 VELOCITY FINANCIAL, INC. Up to 4,000,000 Shares of Common Stock EQUITY DISTRIBUTION AGREEMENT Dated: September [?], 2021 TABLE OF CONTENTS Page SECTION 1. Description of Securities 1 SECTION 2. Placements 3 SECTION 3. Sale of Placement Securities by the Placement Agent 4 SECTION 4. Suspension of Sales 5 SECTION 5. Representations and Warranties 5 SECTION 6. Sale and Delivery to the Pla |
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| September 7, 2021 |
Entry into a Material Definitive Agreement, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 3, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss |
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| September 1, 2021 |
As filed with the Securities and Exchange Commission on September 1, 2021 Table of Contents As filed with the Securities and Exchange Commission on September 1, 2021 Registration Statement No. |
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| August 31, 2021 |
August 31, 2021 Via EDGAR Transmission Division of Corporation Finance United States Securities and Exchange Commission Office of Trade & Services 100 F Street, N. |
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| August 30, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 26, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissio |
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| August 20, 2021 |
Power of Attorney (included on signature page to the registration statement) Table of Contents As filed with the Securities and Exchange Commission on August 20, 2021 Registration Statement No. |
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| August 6, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| August 5, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 5, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| August 5, 2021 |
2Q21 Earnings Presentation August 5, 2021 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. |
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| August 5, 2021 |
Velocity Financial, Inc. Reports Second Quarter 2021 Results EX-99 2 a52472724ex99.htm EXHIBIT 99 Exhibit 99 Velocity Financial, Inc. Reports Second Quarter 2021 Results Second Quarter Highlights: Net income of $9.45 million and Core income(1) of $8.45 million; diluted EPS of $0.28 and Core diluted EPS of $0.25 Core diluted EPS(1) increased 24% sequentially to $0.25 per share in 2Q21 from $0.20 in 1Q21 Loan production volume increased 10.07% Q/Q and totaled |
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| August 5, 2021 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 5, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| June 29, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 28, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| May 28, 2021 |
Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 26, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F |
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| May 28, 2021 |
Letter from KPMG LLP dated May 28, 2021 EX-16 2 vel-ex1624.htm EX-16 Exhibit 16 KPMG LLP Suite 1500 550 South Hope Street Los Angeles, CA 90071-2629 May 28, 2021 Securities and Exchange Commission Washington, D.C. 20549 Ladies and Gentlemen: We were previously principal accountants for Velocity Financial, Inc. and, under the date of March 16, 2021, we reported on the consolidated financial statements of Velocity Financial, Inc. as of an |
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| May 21, 2021 |
Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F |
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| May 7, 2021 |
Velocity Financial, Inc. Reports First Quarter 2021 Results EX-99 2 a52425349ex99.htm EXHIBIT 99 Exhibit 99 Velocity Financial, Inc. Reports First Quarter 2021 Results First Quarter Highlights: Net income of $3.40 million and core income(1) of $6.72 million; diluted EPS of $0.10 and Core diluted EPS of $0.20 1Q21 loan production volume up 30% Q/Q, totaled $233.04 million in unpaid principal balance (UPB), driven by strong demand for investor loans 1Q21 por |
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| May 7, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi |
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| May 7, 2021 |
Omnibus Consent between the Company and holders of Series A Preferred Stock dated February 5, 2021 Exhibit 3.5 OMNIBUS CONSENT This OMNIBUS CONSENT (this ?Consent?), dated as of February 5, 2021, is made by the holders of Series A Convertible Preferred Stock of Velocity Financial, Inc., a Delaware corporation (the ?Company?), listed on the signature pages hereto (the ?Holders?). RECITALS: WHEREAS, (i) Company and the Holders are party to the Securities Purchase Agreement, dated as of April 5, 2 |
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| May 7, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| May 6, 2021 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi |
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| May 6, 2021 |
EX-99 2 vel-ex996.htm EX-99 1Q21 Earnings Presentation May 6, 2021 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and strategies, anticipated events or trends, and similar expressions concerni |
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| April 30, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| March 30, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ? Filed by a Party Other Than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of |
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| March 30, 2021 |
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ? Filed by a Party Other Than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confid |
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| March 17, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Finan |
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| March 17, 2021 |
List of Subsidiaries of the Registrant Exhibit 21.1 Velocity Financial, Inc. Subsidiaries Name of Subsidiary Jurisdiction of Incorporation or Organization Velocity Commercial Capital, LLC California Velocity Commercial Resources, LLC California VCC Mortgage Securities, LLC Delaware VCC Capital Source Financing, LLC Delaware Velocity Commercial Capital Loan Trust 2014-1 New York Velocity Commercial Capital Loan Trust 2015-1 New York Vel |
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| March 16, 2021 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 16, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| March 16, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 16, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| March 16, 2021 |
EX-99 2 vel-ex996.htm EX-99 4Q20 Earnings Presentation March 16, 2021 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and strategies, anticipated events or trends, and similar expressions conce |
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| March 16, 2021 |
Velocity Financial, Inc. Announces Fourth Quarter and Full Year 2020 Results EX-99 2 a52396965ex99.htm EXHIBIT 99 Exhibit 99 Velocity Financial, Inc. Announces Fourth Quarter and Full Year 2020 Results Fourth Quarter Highlights: Net income and core income(1) of $9.6 million and diluted EPS of $0.29 - Net income growth of 175% from the prior quarter driven by gains from the sale of newly originated loans and improved net interest margin 4Q20 loan production volume totaled $ |
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| February 11, 2021 |
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* Velocity Financial, Inc. (Name of Issuer) Common Stock, par value $ 0.01 per share (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursu |
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| February 9, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 5, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi |
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| February 9, 2021 |
EX-10 2 vel-ex1038.htm EX-10 Exhibit 10 EXECUTION VERSION CREDIT AGREEMENT Dated as of February 5, 2021, Among velocity financial, INc., as Parent, VELOCITY COMMERCIAL CAPITAL, LLC, as the Borrower, THE OTHER GUARANTORS PARTY HERETO FROM TIME TO TIME JEFFERIES FINANCE LLC, as Administrative Agent and Collateral Agent, and THE LENDERS PARTY HERETO FROM TIME TO TIME JEFFERIES FINANCE LLC, as Sole Le |
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| February 4, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Velocity Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this |
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| February 3, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Velocity Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th |
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| February 3, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Velocity Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this |
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| January 11, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* VELOCITY FINANCIAL, INC (Name of Issuer) COMMON STOCK, PAR VALUE $0.01 PER SHARE (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2020 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the r |
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| November 12, 2020 |
Velocity Financial, Inc. Announces Third Quarter 2020 Results Exhibit 99.1 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Announces Third Quarter 2020 Results Third Quarter Highlights: • Net income of $3.5 million, core earnings of $3.9 million(1) and diluted EPS of $0.11 ‒ Net income growth of 63% from the prior quarter primarily driven by normalization of credit loss provision expense • Normalized provision expense of $0.4 milli |
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| November 12, 2020 |
3Q20 Earnings Presentation November 11, 2020 Exhibit 99.2 [GRAPHIC] Investor 1-4 Multi-Family Mixed-Use Commercial Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and strategies, anticipated events or tre |
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| November 12, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 11, 2020 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss |
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| November 12, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| November 3, 2020 |
Results of Operations and Financial Condition - 8-K 3Q MGMT CALL UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2020 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi |
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| August 13, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| August 13, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 13, 2020 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissio |
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| August 12, 2020 |
Velocity Financial, Inc. Announces Second Quarter 2020 Results Exhibit 99.1 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Announces Second Quarter 2020 Results Second Quarter Highlights: ▪ Net Income of $2.1 million and “Core” EPS of $0.17(1) ▪ The preferred stock deemed dividend reduced common stockholders’ equity and correspondingly increased preferred stock under mezzanine equity, resulting in a non-cash loss per common share o |
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| August 12, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 2020 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissio |
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| August 12, 2020 |
2Q20 Earnings Presentation August 12, 2020 Exhibit 99.2 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and strategies, anticipated events or trends, and similar expressions concerning matters that are no |
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| August 3, 2020 |
EXHIBIT 24 POWER OF ATTORNEY Know all by these presents, that the undersigned hereby constitutes and appoints Roland Kelly, Christopher Farrar, Jeffery Taylor, Mark Szczepaniak and Christopher Oltmann, the undersigned's true and lawful attorney-in-fact to: (1) execute for and on behalf of the undersigned, in the undersigned's capacity as a Section 16 reporting owner of Velocity Financial, Inc. |
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| July 28, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2020 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| July 13, 2020 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 13, 2020 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission |
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| July 13, 2020 |
Exhibit 99.1 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Completes $276 Million Securitization: Represents Completion of Financing Solutions for Assets Previously Financed with Legacy Warehouse Lines Westlake Village, CA – July 13, 2020 – Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), today announced the completion of its third securitization transaction of 2020 |
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| June 26, 2020 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ☒ Filed by a Party Other Than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, fo |
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| June 26, 2020 |
DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. |
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| June 15, 2020 |
EX-99.1 Exhibit 99.1 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Completes $128 Million Securitization: Second of 2020 and Fourteenth Securitization Since 2011 Westlake Village, CA – June 15, 2020 – Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), today announced the completion of its second securitization transaction of 2020 (“VCC 2020-2”). VCC 2020-2 included un |
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| June 15, 2020 |
Regulation FD Disclosure, Financial Statements and Exhibits 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): June 15, 2020 Velocity Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-39183 46-0659719 (State or other jurisdiction of incorporation) (Commission |
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| May 18, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Velocity Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 92262D101 (CUSIP Number) May 08, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche |
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| May 15, 2020 |
8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): May 13, 2020 Velocity Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-39183 46-0659719 (State or other jurisdiction of incorporation) (Commission |
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| May 15, 2020 |
Velocity Financial, Inc. Announces First Quarter 2020 Results EX-99.1 Exhibit 99.1 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Announces First Quarter 2020 Results First Quarter Highlights: • Net income of $2.6 million and earnings per share (EPS) of $0.13 • “Core” EPS of $0.29(1) that includes the impact of one-time expense from the paydown of corporate debt in addition to provisioning for COVID-19 impacts • Book value growth |
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| May 14, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc. |
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| May 5, 2020 |
PRE 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. |
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| April 17, 2020 |
92262D101 / Velocity Financial, Inc. / SPG GP, LLC - SC 13D Activist Investment SC 13D SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. |
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| April 17, 2020 |
EX-99.10 Exhibit 99.10 WRITTEN CONSENT IN LIEU OF A MEETING OF THE MANAGING MEMBER OF SPG GP, LLC (a Delaware limited liability company) April 16, 2020 THE UNDERSIGNED, on this 16th day of April 2020, being the managing member (the Member) of SPG GP, LLC, a Delaware limited liability company (the Company) pursuant to Section 18-302(d) of the Limited Liability Company Act of the State of Delawa |
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| April 14, 2020 |
92262D101 / Velocity Financial, Inc. / PACIFIC INVESTMENT MANAGEMENT CO LLC Activist Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. |
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| April 14, 2020 |
FORM OF LOCK-UP AGREEMENT Velocity Financial, Inc. Public Offering of Common Stock FORM OF LOCK-UP AGREEMENT Velocity Financial, Inc. Public Offering of Common Stock Dated as of , 2020 Wells Fargo Securities, LLC Citigroup Global Markets Inc. JMP Securities LLC As Representatives of the several Underwriters c/o Wells Fargo Securities, LLC 375 Park Avenue New York, New York 10152 c/o Citigroup Global Markets Inc. 388 Greenwich Avenue New York, New York 10013 c/o JMP Securities LL |
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| April 7, 2020 |
VEL / Velocity Financial, Inc. 10-K - Annual Report - 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Finan |
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| April 7, 2020 |
Certificate of Designation of Series A Convertible Preferred Stock of Velocity Financial, Inc. EX-3.1 Exhibit 3.1 CERTIFICATE OF DESIGNATION OF SERIES A CONVERTIBLE PREFERRED STOCK OF VELOCITY FINANCIAL, INC. Pursuant to Section 151 of the General Corporation Law of the State of Delaware: Velocity Financial, Inc., a Delaware corporation (the “Corporation”), hereby certifies that, in accordance with the provisions of Section 151 of the General Corporation Law of the State of Delaware (“DGCL” |
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| April 7, 2020 |
Form of Warrant to Purchase Common Stock EX-4.1 Exhibit 4.1 [FORM OF WARRANT TO PURCHASE COMMON STOCK] THE SECURITIES REPRESENTED HEREBY HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, AND MAY NOT UNDER ANY CIRCUMSTANCES BE SOLD, TRANSFERRED, OR OTHERWISE DISPOSED OF WITHOUT AN EFFECTIVE REGISTRATION STATEMENT FOR SUCH SECURITIES UNDER THE SECURITIES ACT OF 1933, AS AMENDED, AND ANY OTHER APPLICABLE SECURITIES LAWS |
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| April 7, 2020 |
Description of the Registrant’s Securities Exhibit 4.3 Description of Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934 Description of Capital Stock As of December 31, 2019, Velocity Financial, Inc., a Delaware corporation (the “Company,” “we,” “our,” or “us”), had one class of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended: our common stock, par value $0.01 per s |
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| April 7, 2020 |
Registration Rights Agreement, dated as of April 7, 2020 EX-10.1 Exhibit 10.1 REGISTRATION RIGHTS AGREEMENT dated as of April 7, 2020 by and among VELOCITY FINANCIAL, INC. and each of the other parties signatory hereto TABLE OF CONTENTS Page SECTION 1. Definitions 1 SECTION 2. Demand Registration 4 SECTION 3. Company Registration 8 SECTION 4. Holdback Agreement 9 SECTION 5. Registration Procedures 10 SECTION 6. Offering Procedures 13 SECTION 7. Expenses |
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| April 7, 2020 |
Voting and Support Agreement, dated April 5, 2020, between Velocity EX-10.3 Exhibit 10.3 VOTING AND SUPPORT AGREEMENT THIS VOTING AND SUPPORT AGREEMENT, dated as of April 5, 2020 (this “Agreement”), between Velocity Financial, Inc., a Delaware corporation (the “Company”) and the stockholder set forth on the signature page hereto (the “Stockholder”). WHEREAS, the Stockholder beneficially owns, directly or indirectly, shares of common stock, par value $0.01 per shar |
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| April 7, 2020 |
Stockholders Agreement, dated as of January 16, 2020 Exhibit 10.1 STOCKHOLDERS AGREEMENT by and among VELOCITY FINANCIAL, INC. AND THE OTHER PARTIES NAMED HEREIN Dated as of January 16, 2020 Table of Contents Page ARTICLE I DEFINITIONS 1 Section 1.1 Certain Definitions 1 Section 1.2 Terms Defined Elsewhere in this Agreement 7 Section 1.3 Interpretive Provisions 8 ARTICLE II CORPORATE GOVERNANCE 8 Section 2.1 Board of Directors 8 ARTICLE III GENERAL |
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| April 7, 2020 |
EX-10.2 Exhibit 10.2 VOTING AND SUPPORT AGREEMENT THIS VOTING AND SUPPORT AGREEMENT, dated as of April 5, 2020 (this “Agreement”), between Velocity Financial, Inc., a Delaware corporation (the “Company”) and the stockholders set forth on the signature page hereto (the “Stockholder”). WHEREAS, the Stockholder beneficially owns, directly or indirectly, shares of common stock, par value $0.01 per sha |
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| April 7, 2020 |
Exhibit 10.39(b) EXECUTION VERSION AMENDMENT NO. 2 TO CREDIT AGREEMENT AMENDMENT NO. 2 TO CREDIT AGREEMENT (this “Amendment”), entered into as of February 5, 2020, among VELOCITY FINANCIAL, INC., a Delaware corporation (“Parent”), VELOCITY COMMERCIAL CAPITAL, LLC, a California limited liability company (the “Borrower”), VELOCITY COMMERCIAL RESOURCES, LLC, a California limited liability company (th |
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| April 7, 2020 |
Registration Rights Agreement, dated as of January 16, 2020 Exhibit 10.2 REGISTRATION RIGHTS AGREEMENT dated as of January 16, 2020 by and among VELOCITY FINANCIAL, INC. and each of the other parties signatory hereto TABLE OF CONTENTS Page Section 1. Definitions 1 Section 2. Demand Registration 4 Section 3. Company Registration 8 Section 4. Holdback Agreement 9 Section 5. Registration Procedures 10 Section 6. Offering Procedures 13 Section 7. Expenses 14 S |
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| April 7, 2020 |
8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 5, 2020 Velocity Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-39183 48-0659719 (State or other jurisdiction of incorporation) (Commiss |
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| April 6, 2020 |
Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 5, 2020 Velocity Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-39183 48-0659719 (State or other jurisdiction of incorporation) (Co |
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| April 6, 2020 |
Velocity Financial Announces $45 Million Equity Offering and Financing Amendments EX-99.1 Exhibit 99.1 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial Announces $45 Million Equity Offering and Financing Amendments Westlake Village, CA – April 6, 2020 – Velocity Financial, Inc. (NYSE: VEL), (the “Company,” “Velocity,” “we” or “our”) today announced that it has reached an agreement to issue and sell $45 million of Series A Convertible Preferred Stock and warr |
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| April 6, 2020 |
EX-10.1 Exhibit 10.1 Execution Copy SECURITIES PURCHASE AGREEMENT among VELOCITY FINANCIAL, INC. and THE PURCHASERS PARTY HERETO April 5, 2020 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS 1 Section 1.01 Definitions 1 Section 1.02 Accounting Procedures and Interpretation 7 ARTICLE II AGREEMENT TO SELL AND PURCHASE 7 Section 2.01 Sale and Purchase 7 Section 2.02 Closing 8 Section 2.03 Mutual Conditi |
