UBOH / United Bancshares, Inc. - SEC Filings, Annual Report, Proxy Statement

United Bancshares, Inc.
US ˙ OTCPK ˙ US9094581017

Basic Stats
CIK 1087456
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to United Bancshares, Inc.
SEC Filings (Chronological Order)
This page provides a complete, chronological list of SEC Filings, excluding ownership filings which we provide elsewhere.
March 23, 2023 15-12G

OMB APPROVAL

OMB APPROVAL OMB Number: 3235-0167 Expires: July 31, 2024 Estimated average burden Hours per response 1.

March 13, 2023 EX-13

2022 Annual Report to Shareholders

Table of Contents Exhibit 13 Table of Contents Page(s) President’s Letter 1 Description of the Corporation 2 Five-Year Summary of Selected Financial Data 3 Management’s Discussion and Analysis of Financial Condition and Results of Operations 5 Report of Independent Registered Public Accounting Firm (PCAOB ID 655) 16 Financial Statements Consolidated Balance Sheets 19 Consolidated Statements of Inc

March 13, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 -12-31 FY 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.

March 13, 2023 EX-21

United Bancshares, Inc. Subsidiaries

Exhibit 21 United Bancshares, Inc. Subsidiaries The Union Bank Company Ohio banking corporation Columbus Grove, Ohio UBC Risk Management, Inc. Nevada Corporation Las Vegas, Nevada United (OH) Statutory Trust I Connecticut statutory trust Columbus Grove, Ohio Ohio State Bancshares Capital Trust 1 Delaware statutory trust Acquired thru The OSB acquisition Columbus Grove, OH UBC Investments, Inc. – a

January 19, 2023 EX-99.1

UNITED BANCSHARES, INC. ANNOUNCES FOURTH QUARTER 2022 EARNINGS RESULTS AND DECLARES QUARTERLY DIVIDEND OF $0.22 PER COMMON SHARE

Exhibit 99.1 UNITED BANCSHARES, INC. ANNOUNCES FOURTH QUARTER 2022 EARNINGS RESULTS AND DECLARES QUARTERLY DIVIDEND OF $0.22 PER COMMON SHARE On January 19, 2023, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (OTCQX: UBOH – news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $1.1 billion today announced operating resu

January 19, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 19, 2023 UNITED BANCSHARES, INC/OH (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission

January 19, 2023 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report December 31, 2022 Shareholders, Clients and Team Members: I am pleased to report that, once again, your Company had a successful year. In addition to reporting income before taxes of approximately $12.5 million, return on average tangible equity of 17.70% and return on average assets of 1.06%, your Company continues to focus on serving our clie

November 29, 2022 S-8 POS

As filed with the Securities and Exchange Commission on November 29, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

As filed with the Securities and Exchange Commission on November 29, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 29, 2022 S-8 POS

As filed with the Securities and Exchange Commission on November 29, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

S-8 POS 1 uboh20221118bs8pos.htm FORM S-8 POS As filed with the Securities and Exchange Commission on November 29, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Post-Effective Amendment No. 1 to Form S-8 Registration Statement No. 333-251231 Post-Effective Amendment No. 1 to Form S-8 Registration Statement No. 333-106929 Post-Effective Amendment No. 1 to Form S-8 Reg

November 29, 2022 S-8 POS

As filed with the Securities and Exchange Commission on November 29, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

As filed with the Securities and Exchange Commission on November 29, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 8, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT T

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 333-86453 UNITED BANCSHARES, INC.

October 20, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2022 UNITED BANCSHARES, INC/OH (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission

October 20, 2022 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report September 30, 2022 Shareholders, Clients and Team Members: I am pleased to report that, as a direct result of the ongoing efforts of the Company?s dedicated team members in implementing our Strategic Plan, your Company reported positive results for the nine months ended September 30, 2022. Those positive results include income before taxes of $

October 20, 2022 EX-99.1

On October 20, 2022, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On October 20, 2022, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $1.1 billion today announced operating results for the quarter ended September 30, 2022, unaudited. Quarterly Results For the quarter ended September 30, 2022, the Corpora

September 1, 2022 15-12G

OMB APPROVAL

OMB APPROVAL OMB Number: 3235-0167 Expires: July 31, 2024 Estimated average burden Hours per response 1.

August 17, 2022 25

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 25 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER SECTION 12(b) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 000-29283 United Bancshares,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 25 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER SECTION 12(b) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 000-29283 United Bancshares, Inc. The Nasdaq Stock Market, LLC (Exact name of Issuer as specified in its charter, and name of Exchange where security is listed and/or registered)

August 11, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SEC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 333-86453 UNITED BANCSHARES, INC.

July 25, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2022 UNITED BANCSHARES, INC/OH (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission Fil

July 25, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2022 UNITED BANCSHARES, INC/OH (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission Fil

July 25, 2022 EX-99.1

United Bancshares, Inc. Announces Voluntary NASDAQ Delisting and SEC Deregistration

Exhibit 99.1 United Bancshares, Inc. Announces Voluntary NASDAQ Delisting and SEC Deregistration COLUMBUS GROVE, Ohio, July 25, 2022 (GLOBE NEWSWIRE) - United Bancshares, Inc. (the ?Company?) (NASDAQ:UBOH), the holding company parent of The Union Bank Company (the ?Bank?), an Ohio-chartered commercial bank headquartered in Columbus Grove, Ohio, announced today that it has notified the NASDAQ Stock

July 21, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2022 UNITED BANCSHARES, INC/OH (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission Fil

July 21, 2022 EX-99.1

On July 21, 2022, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On July 21, 2022, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $1.1 billion today announced operating results for the quarter ended June 30, 2022, unaudited. Quarterly Results For the quarter ended June 30, 2022, the Corporation reported

July 21, 2022 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report June 30, 2022 Shareholders, Clients and Team Members: I am proud to report that, as a direct result of the ongoing efforts of the Company?s dedicated team members in implementing our Strategic Plan, your Company reported positive results for the first half of 2022. Those positive results include income before taxes of $5.2 million, return on av

July 20, 2022 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2022 UNITED BANCSHARES, INC/OH (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission Fil

June 27, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021. ☐ TRANSITION REPORT PURSUANT TO SECTION 15

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021. OR ? TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 333-106929 A. Full title of the plan and the addre

May 6, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 333-86453 UNITED BANCSHARES, INC.

April 29, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2022 UNITED BANCSHARES, INC/OH (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission Fi

April 21, 2022 EX-99.1

On April 21, 2022, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On April 21, 2022, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $1.1 billion today announced operating results for the quarter ended March 31, 2022, unaudited. For the quarter ended March 31, 2022, the Corporation reported net income of

April 21, 2022 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report March 31, 2022 Shareholders, Clients and Team Members: I am pleased to report that your Company is off to a solid start in 2022. In addition to reporting pre-tax income of approximately $2.9 million for the quarter ended March 31, 2022, the Company reported 11.96% return on average tangible shareholders? equity, strong asset quality metrics and

April 21, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 21, 2022 UNITED BANCSHARES, INC/OH (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission Fi

March 14, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

March 7, 2022 EX-21

United Bancshares, Inc. Subsidiaries

Exhibit 21 United Bancshares, Inc. Subsidiaries The Union Bank Company Ohio banking corporation Columbus Grove, Ohio United (OH) Statutory Trust I Connecticut statutory trust Columbus Grove, Ohio Ohio State Bancshares Capital Trust 1 Delaware statutory trust Acquired thru The OSB acquisition Columbus Grove, OH UBC Investments, Inc. ? a wholly-owned subsidiary of The Union Bank Company Delaware Cor

March 7, 2022 EX-13

2021 Annual Report to Shareholders

Table of Contents Exhibit 13 Table of Contents Page(s) President?s Letter 1 Description of the Corporation 2 Five-Year Summary of Selected Financial Data 3 Management?s Discussion and Analysis of Financial Condition and Results of Operations 5 Report of Independent Registered Public Accounting Firm (PCAOB ID 655) 16 Financial Statements Consolidated Balance Sheets 19 Consolidated Statements of Inc

March 7, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 -12-31 FY 2021 CliftonLarsonAllen LLP Toledo, Ohio 655 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.

February 11, 2022 SC 13G/A

UBOH / United Bancshares, Inc. / GENDELL JEFFREY L - AMENDMENT NO. 9 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 9)* United Bancshares, Inc. (Name of Issuer) Common Stock, No Par Value (Title of Class of Securities) 909458101 (CUSIP Number) December 31, 2021 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursua

February 8, 2022 SC 13G/A

UBOH / United Bancshares, Inc. / United Bancshares, Inc. Restated Employee Stock Ownership Plan - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 4) United Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 909458 10 1 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which t

January 20, 2022 EX-99.1

On January 20, 2022, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On January 20, 2022, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $1.1 billion today announced operating results for the quarter and year ended December 31, 2021, unaudited. For the quarter ended December 31, 2021, the Corporation report

January 20, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 20, 2022 UNITED BANCSHARES, INC/OH (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission

January 20, 2022 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report December 31, 2021 Shareholders, Clients and Team Members: I am pleased to report that, once again, your Company had a successful year. In addition to reporting income before taxes of approximately $16.1 million, return on average tangible equity of 15.83% and return on average assets of 1.29%, the Board of Directors declared a $0.21 per share d

November 18, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 18, 2021 UNITED BANCSHARES, INC/OH (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission

November 18, 2021 EX-99.1

On November 18, 2021, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On November 18, 2021, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $1.07 billion, as of September 30, 2021, today announced its Board of Directors has authorized an expansion of its common stock repurchase program from 600,000 to 800,000

November 2, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 ☐ TRANSITION REPORT PURSUANT T

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 333-86453 UNITED BANCSHARES, INC.

October 21, 2021 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report September 30, 2021 Shareholders, Clients and Team Members: I am pleased to report on your Company?s continued successes in 2021. Those successes include reporting year-to-date income before taxes of approximately $13.1 million, return on average tangible equity of 17.03% and return on average assets of 1.39%. As compared to the same period last

October 21, 2021 EX-99.1

On October 21, 2021, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On October 21, 2021, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $1.1 billion today announced operating results for the quarter and nine month period ended September 30, 2021, unaudited. For the quarter ended September 30, 2021, the Cor

October 21, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2021 UNITED BANCSHARES, INC/OH (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission

August 3, 2021 EX-99.1

Safe Harbor under the Private Securities Litigation Reform Act of 1995

Exhibit 99.1 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary stateme

August 3, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 ☐ TRANSITION REPORT PURSUANT TO SEC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 333-86453 UNITED BANCSHARES, INC.

July 23, 2021 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report June 30, 2021 Shareholders, Clients and Team Members: I am pleased to report on your Company?s continued successes in 2021. Those successes include reporting income before taxes of approximately $8.1 million, return on average tangible equity of 16.21% and return on average assets of 1.32% for the first six months of 2021. Additionally, the Boa

July 23, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2021 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File

July 23, 2021 EX-99.1

On July 23, 2021, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On July 23, 2021, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $1.0 billion today announced operating results for the quarter and six month period ended June 30, 2021, unaudited. For the quarter ended June 30, 2021, the Corporation repor

June 28, 2021 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020. ☐ TRANSITION REPORT PURSUANT TO SECTION 15

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020. OR ? TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 333-106929 A. Full title of the plan and the addre

May 4, 2021 EX-99.1

Safe Harbor under the Private Securities Litigation Reform Act of 1995

Exhibit 99.1 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary stateme

May 4, 2021 10-Q

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 Commission file number 333-86453 UNITED BANCSHARES, INC.

April 30, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2021 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File

April 29, 2021 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2021 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File

April 21, 2021 EX-99.1

On April 21, 2021, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On April 21, 2021, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $1.0 billion today announced operating results for the quarter ended March 31, 2021, unaudited. For the quarter ended March 31, 2021, the Corporation reported net income of

April 21, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 uboh202104218k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 21, 2021 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction

April 21, 2021 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report March 31, 2021 Shareholders, Clients and Team Members: I am pleased to inform you that your Company is off to a solid start in 2021. Despite the current unparalleled operating environment, your Company recorded pre-tax income of $5.0 million for the first three months of 2021, compared to $1.2 million for the same period of 2020. In addition, t

March 15, 2021 DEFA14A

- FORM DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

March 15, 2021 DEF 14A

- FORM DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

March 5, 2021 10-K

Annual Report - FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K Annual report pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934, as amended For the fiscal year ended December 31, 2020 Commission File No.

March 5, 2021 EX-21

United Bancshares, Inc. Subsidiaries

Exhibit 21 United Bancshares, Inc. Subsidiaries The Union Bank Company Ohio banking corporation Columbus Grove, Ohio United (OH) Statutory Trust I Connecticut statutory trust Columbus Grove, Ohio Ohio State Bancshares Capital Trust 1 Delaware statutory trust Acquired thru The OSB acquisition Columbus Grove, OH UBC Investments, Inc. ? a wholly-owned subsidiary of The Union Bank Company Delaware Cor

March 5, 2021 EX-13

2020 Annual Report to Shareholders

Exhibit 13 Table of Contents Page(s) President?s Letter 1 Description of the Corporation 2 Five-Year Summary of Selected Financial Data 3 Management?s Discussion and Analysis of Financial Condition and Results of Operations 5 Report of Independent Registered Public Accounting Firm 18 Financial Statements Consolidated Balance Sheets 21 Consolidated Statements of Income 22 Consolidated Statements of

February 12, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 3) United Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) (CUSIP Number) Dec

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 3) United Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 909458 10 1 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which t

February 11, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 8)* United Bancshares, Inc. (Name of Issuer) Common Stock, No Par Value (Title of Class of Securities) (CU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 8)* United Bancshares, Inc. (Name of Issuer) Common Stock, No Par Value (Title of Class of Securities) 909458101 (CUSIP Number) December 31, 2020 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursua

January 21, 2021 EX-99.1

On January 21, 2021, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On January 21, 2021, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $978.5 million today announced operating results for the quarter and year ended December 31, 2020, unaudited. For the quarter ended December 31, 2020, the Corporation repo

January 21, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 uboh202101218k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2021 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdictio

January 21, 2021 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report December 31, 2020 Shareholders, Clients and Team Members: Despite the unprecedented operating environment, I am pleased to report that as a result of the efforts of our team members your Company had another successful year. In addition to reporting income before taxes of approximately $16.7 million, return on average tangible equity of 18.53% a

December 9, 2020 S-8

- FORM S-8

S-8 1 uboh20201207s8.htm FORM S-8 Registration No. 333- SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 United Bancshares, Inc. (Exact name of registrant as specified in its charter) Ohio 34-1516518 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 105 Progressive Drive, Col

December 9, 2020 EX-4.3

United Bancshares, Inc. 2016 Stock Option Plan

EXHIBIT 4.3 UNITED BANCSHARES, INC. 2016 STOCK OPTION PLAN 1. Purposes: The purposes of this Plan are: (i) to secure for United Bancshares, Inc. and its Subsidiaries the benefits of incentives inherent in ownership of Shares by Eligible Persons; (ii) to encourage Eligible Persons to increase their interest in the future growth and prosperity of the Company and to stimulate and sustain constructive

October 30, 2020 10-Q

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 Commission file number 333-86453 UNITED BANCSHARES, INC.

October 30, 2020 EX-99.1

Safe Harbor under the Private Securities Litigation Reform Act of 1995

Exhibit 99.1 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary stateme

October 21, 2020 EX-99.1

On October 21, 2020, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On October 21, 2020, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $993.4 million today announced operating results for the quarter and nine month period ended September 30, 2020, unaudited. For the quarter ended September 30, 2020, the C

October 21, 2020 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report September 30, 2020 Shareholders, Clients and Team Members: Despite the current unparalleled operating environment, I am pleased to report that your Company recorded pre-tax income of $14.7 million for the first nine months of 2020 compared to $7.7 million for the same period of 2019, an 89.4% increase. In addition, the Company’s Board of Direct

October 21, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 uboh202010218k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2020 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdictio

August 4, 2020 10-Q

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 Commission file number 333-86453 UNITED BANCSHARES, INC.

August 4, 2020 EX-99.1

Safe Harbor under the Private Securities Litigation Reform Act of 1995

Exhibit 99.1 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary stateme

July 23, 2020 EX-99.1

On July 23, 2020, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On July 23, 2020, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $1.0 billion today announced operating results for the quarter and six month period ended June 30, 2020, unaudited. For the quarter ended June 30, 2020, the Corporation repor

July 23, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2020 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File

July 23, 2020 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report June 30, 2020 Shareholders, Clients and Team Members: Despite the unprecedented operating environment, I am pleased to report that your Company recorded pre-tax income of $8.2 million for the first six months of 2020, which was a 69% increase as compared to the same period in 2019. In addition to those record profits, your Company also reached

June 29, 2020 11-K

- FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019. OR ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 333-106929 A. Full title of the plan and the addre

June 2, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 2, 2020 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File N

May 8, 2020 EX-99.1

Safe Harbor under the Private Securities Litigation Reform Act of 1995

Exhibit 99.1 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary stateme

May 8, 2020 10-Q

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 Commission file number 333-86453 UNITED BANCSHARES, INC.

April 29, 2020 EX-99.1

On April 29, 2020, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On April 29, 2020, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $902.5 million today announced operating results for the quarter ended March 31, 2020, unaudited. For the quarter ended March 31, 2020, the Corporation reported net income o

April 29, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2020 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File

April 29, 2020 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report March 31, 2020 Shareholders, Clients and Team Members: The year started with optimism to continue your Company’s growth in deposits, loans, non-interest income and overall profitability, however the pandemic quickly adjusted management’s focus to the safety of our team members, their families, and our communities. While we relocated most of our

April 23, 2020 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 22, 2020 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File

April 2, 2020 DEFA14A

UBOH / United Bancshares, Inc. DEFA14A - - FORM DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

March 9, 2020 DEFA14A

UBOH / United Bancshares, Inc. DEFA14A - - FORM DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

March 9, 2020 DEF 14A

the Registrant’s Proxy Statement on Schedule 14A filed with the SEC on March 9, 2020;

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

March 6, 2020 EX-10.3

Salary Continuation Agreement - Brian D. Young

Exhibit 10.3 THE UNION BANK COMPANY AMENDED AND RESTATED SALARY CONTINUATION AGREEMENT THIS SALARY CONTINUATION AGREEMENT (the “Agreement”) is amended and restated this 1st day of August, 2012, by and between THE UNION BANK COMPANY, a state-chartered commercial bank located in Columbus Grove, Ohio (the “Company”), and BRIAN YOUNG (the “Executive”). The purpose of this Agreement is to provide speci

March 6, 2020 EX-21

United Bancshares, Inc. Subsidiaries

Exhibit 21 United Bancshares, Inc. Subsidiaries The Union Bank Company Ohio banking corporation Columbus Grove, Ohio United (OH) Statutory Trust I Connecticut statutory trust Columbus Grove, Ohio Ohio State Bancshares Capital Trust 1 Delaware statutory trust Acquired thru The OSB acquisition Columbus Grove, OH UBC Investments, Inc. – a wholly-owned subsidiary of The Union Bank Company Delaware Cor

March 6, 2020 EX-10.6

Form of Award Agreement under the 2016 Stock Option Plan

Exhibit 10.6 option GRANT AGREEMENT under the UNITED BANCSHARES, INC. 2018 STOCK OPTION PLAN This Agreement, dated this day of , 20, (the “Grant Date”) by and between United Bancshares, Inc., an Ohio corporation, (the “Company”) and [employee] (herein the “Eligible Person”). 1. Grant of Option. Subject to the provisions of the United Bancshares, Inc. 2016 Stock Option Plan (the “Plan”), which is i

March 6, 2020 EX-10.7

Change in Control Agreement- Curtis E. Shepherd

Exhibit 10.7 United Bancshares, inc. CHANGE IN CONTROL AGREEMENt THIS CHANGE IN CONTROL AGREEMENT ("Agreement") is made and entered into as of this 13th day of July, 2011, by and between United Bancshares, Inc., an Ohio corporation ("Holding Company"), The Union Bank Company, an Ohio state-chartered bank ("Bank") and Curtis Shepherd (the "Employee"). W I T N E S S E T H: WHEREAS, the Employee is e

March 6, 2020 EX-13

2019 Annual Report to Shareholders

Exhibit 13 Table of Contents Page(s) President’s Letter 1 Market Price and Dividends on Common Stock 2 Five-Year Summary of Selected Financial Data 3 Management’s Discussion and Analysis of Financial Condition and Results of Operations 5 Report of Independent Registered Public Accounting Firm 16 Financial Statements Consolidated Balance Sheets 17 Consolidated Statements of Income 18 Consolidated S

March 6, 2020 10-K

UBOH / United Bancshares, Inc. 10-K - Annual Report - FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K Annual report pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934, as amended For the fiscal year ended December 31, 2019 Commission File No.

March 6, 2020 EX-4

Description of Registrant's Common Stock

Exhibit 4 DESCRIPTION OF REGISTERED SECURITIES Common Stock United Bancshares, Inc.

February 13, 2020 SC 13G/A

UBOH / United Bancshares, Inc. / GENDELL JEFFREY L ET AL - UNITED BANCSHARES, INC. Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 7)* UNITED BANCSHARES, INC. (Name of Issuer) Common Stock (Title of Class of Securities) 909458101 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

February 10, 2020 SC 13G/A

UBOH / United Bancshares, Inc. / United Bancshares, Inc. Restated Employee Stock Ownership Plan - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 3) United Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 909458 10 1 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which t

January 24, 2020 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report December 31, 2019 Shareholders, Clients and Team Members: I am pleased to report that as a result of the effort and commitment of our team members that once again your Company had a successful year. In addition to reporting income before taxes of approximately $12.3 million, return on average tangible equity of 18.49% and return on average asse

January 24, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2020 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission Fi

January 24, 2020 EX-99.1

On January 24, 2020, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On January 24, 2020, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $880.0 million today announced operating results for the quarter and year ended December 31, 2019, unaudited. For the quarter ended December 31, 2019, the Corporation repo

January 23, 2020 EX-99.1

United Bancshares, Inc. Announces Dividend Dividend will be payable March 16, 2020

Exhibit 99.1 On January 23, 2020, United Bancshares, Inc. issued the following release: United Bancshares, Inc. Announces Dividend Dividend will be payable March 16, 2020 Columbus Grove, Ohio, January 23, 2020 – United Bancshares, Inc. (NASDAQ: UBOH) announced today that its Board of Directors approved a cash dividend of $0.14 per common share payable March 16, 2020 to shareholders of record at th

January 23, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2020 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of (Commission File No.) (IRS Em

November 7, 2019 8-K

Financial Statements and Exhibits, Other Events

8-K 1 uboh201911068k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2019 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdictio

November 7, 2019 EX-99.1

On November 7, 2019, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On November 7, 2019, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $875.8 million, as of September 30, 2019, today announced that it is recommencing the operation of its common stock repurchase program. The Company’s repurchase program, w

October 31, 2019 EX-99.1

Safe Harbor under the Private Securities Litigation Reform Act of 1995

Exhibit 99.1 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary stateme

October 31, 2019 10-Q

UBOH / United Bancshares, Inc. 10-Q - Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 Commission file number 333-86453 UNITED BANCSHARES, INC.

October 23, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 23, 2019 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission Fi

October 23, 2019 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report September 30, 2019 Shareholders, Clients and Team Members: I am pleased to report on your Company’s continued successes in 2019. Those successes include reporting year-to-date income before taxes of approximately $7.7 million, a 12.9% increase compared to the same period in 2018, return on average tangible equity of 15.46%, and return on averag

October 23, 2019 EX-99.1

On October 23, 2019, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On October 23, 2019, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $875.8 million today announced operating results for the quarter and nine month period ended September 30, 2019. For the quarter ended September 30, 2019, the Corporation

October 18, 2019 EX-99.1

United Bancshares, Inc. Announces Dividend Dividend will be payable December 16, 2019

Exhibit 99.1 On October 18, 2019, United Bancshares, Inc. issued the following release: United Bancshares, Inc. Announces Dividend Dividend will be payable December 16, 2019 Columbus Grove, Ohio, October 18, 2019 – United Bancshares, Inc. (NASDAQ: UBOH) announced today that its Board of Directors approved a cash dividend of $0.13 per common share payable December 16, 2019 to shareholders of record

October 18, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 uboh20191017b8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2019 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdicti

July 29, 2019 10-Q

UBOH / United Bancshares, Inc. 10-Q - Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 Commission file number 333-86453 UNITED BANCSHARES, INC.

July 29, 2019 EX-99.1

Safe Harbor under the Private Securities Litigation Reform Act of 1995

Exhibit 99.1 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary stateme

July 19, 2019 EX-99.1

On July 19, 2019, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On July 19, 2019, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $855.4 million today announced operating results for the quarter and six month period ended June 30, 2019. For the quarter ended June 30, 2019, the Corporation reported net i

July 19, 2019 EX-99.2

United Bancshares, Inc. and Subsidiaries

Exhibit 99.2 United Bancshares, Inc. Quarterly Report June 30, 2019 Shareholders, Clients and Team Members: I am pleased to report on your Company’s continued successes in 2019. Those successes include reporting income before taxes of approximately $4.9 million, return on average tangible equity of 15.16% and return on average assets of 0.97%. Additionally, the Board of Directors declared a second

July 19, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2019 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File

July 18, 2019 EX-99.1

United Bancshares, Inc. Announces Dividend Dividend will be payable September 16, 2019

Exhibit 99.1 On July 18, 2019, United Bancshares, Inc. issued the following release: United Bancshares, Inc. Announces Dividend Dividend will be payable September 16, 2019 Columbus Grove, Ohio, July 18, 2019 – United Bancshares, Inc. (NASDAQ: UBOH) announced today that its Board of Directors approved a cash dividend of $0.13 per common share payable September 16, 2019 to shareholders of record at

July 18, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 18, 2019 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File

June 26, 2019 11-K

UBOH / United Bancshares, Inc. 11-K - - FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 333-106929 A. Full title of the plan and the a

April 26, 2019 EX-99.1

Safe Harbor under the Private Securities Litigation Reform Act of 1995

Exhibit 99.1 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary stateme

April 26, 2019 10-Q

UBOH / United Bancshares, Inc. 10-Q (Quarterly Report) FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 Commission file number 333-86453 UNITED BANCSHARES, INC.

April 25, 2019 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2019 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File

April 22, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 22, 2019 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File

April 22, 2019 EX-99.1

On April 22, 2019, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On April 22, 2019, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a financial holding company headquartered in Columbus Grove, Ohio with consolidated assets of $852.2 million today announced operating results for the quarter ended March 31, 2019. For the quarter ended March 31, 2019, the Corporation reported net income of $1,814,00

April 22, 2019 EX-99.2

United Bancshares, Inc. and Subsidiary

Exhibit 99.2 United Bancshares, Inc. Quarterly Report March 31, 2019 Shareholders, Clients and Team Members: I am pleased to report that your Company is off to a solid start in 2019. In addition to reporting pre-tax income of approximately $2.1 million for the quarter ended March 31, 2019, the Company reported continued growth in loans and deposits with first quarter annualized increases of 3.1% a

April 18, 2019 EX-99.1

United Bancshares, Inc. Announces Dividend Dividend will be payable June 17, 2019

Exhibit 99.1 On April 18, 2019, United Bancshares, Inc. issued the following release: United Bancshares, Inc. Announces Dividend Dividend will be payable June 17, 2019 Columbus Grove, Ohio, April 18, 2019 – United Bancshares, Inc. (NASDAQ: UBOH) announced today that its Board of Directors approved a cash dividend of $0.13 per common share payable June 17, 2019 to shareholders of record at the clos

April 18, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 18, 2019 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File

March 12, 2019 DEFA14A

UBOH / United Bancshares, Inc. FORM DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant [X] Filed by a Party other than the Registrant [ ] Check the appropriate box: [ ] Preliminary Proxy Statement [ ] Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) [ ]

March 12, 2019 DEF 14A

UBOH / United Bancshares, Inc. FORM DEF 14A

DEF 14A 1 uboh20190219def14a.htm FORM DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant [X] Filed by a Party other than the Registrant [ ] Check the appropriate box: [ ] Preliminary Proxy Statement [ ] Confidential, for Use

March 4, 2019 EX-13

2018 Annual Report to Shareholders

Exhibit 13 Table of Contents Page(s) President’s Letter 1 Market Price and Dividends on Common Stock 2 Five-Year Summary of Selected Financial Data 3 Management’s Discussion and Analysis of Financial Condition and Results of Operations 5 Report of Independent Registered Public Accounting Firm 17 Financial Statements Consolidated Balance Sheets 18 Consolidated Statements of Income 19 Consolidated S

March 4, 2019 EX-10.6

Form of Award Agreement under the 2016 Stock Option Plan

Exhibit 10.6 option GRANT AGREEMENT under the UNITED BANCSHARES, INC. 2018 STOCK OPTION PLAN This Agreement, dated this day of , 20, (the “Grant Date”) by and between United Bancshares, Inc., an Ohio corporation, (the “Company”) and [employee] (herein the “Eligible Person”). 1. Grant of Option. Subject to the provisions of the United Bancshares, Inc. 2016 Stock Option Plan (the “Plan”), which is i

March 4, 2019 10-K

UBOH / United Bancshares, Inc. FORM 10-K (Annual Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended For the fiscal year ended December 31, 2018 Commission File No.

March 4, 2019 EX-21

United Bancshares, Inc. Subsidiaries

Exhibit 21 United Bancshares, Inc. Subsidiaries The Union Bank Company Ohio banking corporation Columbus Grove, Ohio United (OH) Statutory Trust I Connecticut statutory trust Columbus Grove, Ohio Ohio State Bancshares Capital Trust 1 Delaware statutory trust Acquired thru The OSB acquisition Columbus Grove, OH UBC Investments, Inc. – a wholly-owned subsidiary of The Union Bank Company Delaware Cor

February 19, 2019 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 19, 2019 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission F

February 19, 2019 EX-10.1

Change in Control Agreement between United Bancshares, Inc. and Stacy A. Cox, dated February 19, 2019

Exhibit 10.1 United Bancshares, inc. CHANGE IN CONTROL AGREEMENT THIS CHANGE IN CONTROL AGREEMENT ("Agreement") is made and entered into as of this day of , 2019, by and between United Bancshares, Inc., an Ohio corporation ("Holding Company"), The Union Bank Company, an Ohio state-chartered bank ("Bank") and Stacy Cox (the "Employee"). W I T N E S S E T H: WHEREAS, the Employee is employed by the

February 14, 2019 SC 13G/A

UBOH / United Bancshares, Inc. / GENDELL JEFFREY L ET AL - UNITED BANCSHARES, INC. Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 6)* UNITED BANCSHARES, INC. (Name of Issuer) Common Stock (Title of Class of Securities) 909458101 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

February 11, 2019 SC 13G/A

UBOH / United Bancshares, Inc. / United Bancshares, Inc. Restated Employee Stock Ownership Plan - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 2) United Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 909458 10 1 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which t

January 22, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 22, 2019 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission Fi

January 22, 2019 EX-99.2

United Bancshares, Inc. and Subsidiary

Exhibit 99.2 United Bancshares, Inc. Quarterly Report December 31, 2018 Shareholders, Clients, and Team Members: I am pleased to report that as a result of the effort and commitment of our team members your Company reported record pre-tax and net income of $9.7 million and $8.2 million, respectively in 2018. The Company’s 2018 net income represented an increase of 114% and 49%, respectively, as co

January 22, 2019 EX-99.1

On January 22, 2019, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On January 22, 2019, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a bank holding company headquartered in Columbus Grove, Ohio with consolidated assets of $830.3 million today announced operating results for the quarter and year ended December 31, 2018. The operating results for the year ended December 31, 2018, as compared to 20

January 17, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 17, 2019 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission Fi

January 17, 2019 EX-99.1

United Bancshares, Inc. Announces Dividend Dividend will be payable March 15, 2019

Exhibit 99.1 On January 17, 2019, United Bancshares, Inc. issued the following release: United Bancshares, Inc. Announces Dividend Dividend will be payable March 15, 2019 Columbus Grove, Ohio, January 17, 2019 – United Bancshares, Inc. (NASDAQ: UBOH) announced today that its Board of Directors increased its dividend by 8.33% compared to the prior quarter, approving a cash dividend of $0.13 per com

October 26, 2018 10-Q

UBOH / United Bancshares, Inc. FORM 10-Q (Quarterly Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2018 Commission file number 333-86453 UNITED BANCSHARES, INC.

October 26, 2018 EX-99.1

Safe Harbor under the Private Securities Litigation Reform Act of 1995

Exhibit 99.1 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary stateme

October 24, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2018 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission Fi

October 24, 2018 EX-99.1

On October 24, 2018, United Bancshares, Inc. issued the following release:

Exhibit 99.1 On October 24, 2018, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a bank holding company headquartered in Columbus Grove, Ohio with consolidated assets of $815.2 million today announced operating results for the quarter and nine month period ended September 30, 2018. The operating results for the nine months ended September 30, 2

October 24, 2018 EX-99.2

United Bancshares, Inc. and Subsidiary

Exhibit 99.2 United Bancshares, Inc. Quarterly Report September 30, 2018 Shareholders, Clients, and Employees: I am pleased to report on your Company’s continued successes in 2018, including reporting income before taxes of approximately $6.9 million, return on average tangible equity of 15.59% and return on average assets of 0.97%. The Board of Directors also declared a $0.12 per share dividend,

October 19, 2018 EX-99.1

United Bancshares, Inc. Announces Dividend Dividend will be payable December 17, 2018

Exhibit 99.1 On October 19, 2018, United Bancshares, Inc. issued the following release: United Bancshares, Inc. Announces Dividend Dividend will be payable December 17, 2018 Columbus Grove, Ohio, October 19, 2018 – United Bancshares, Inc. (NASDAQ: UBOH) announced today that its Board of Directors approved a cash dividend of $0.12 per common share payable December 17, 2018 to shareholders of record

October 19, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 19, 2018 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission Fi

July 26, 2018 10-Q

UBOH / United Bancshares, Inc. FORM 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2018 Commission file number 333-86453 UNITED BANCSHARES, INC.

July 26, 2018 EX-99.1

Safe Harbor under the Private Securities Litigation Reform Act of 1995

Exhibit 99.1 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary stateme

July 19, 2018 EX-99

On July 19, 2018, United Bancshares, Inc. issued the following release:

Converted by EDGARwiz Exhibit 99.1 On July 19, 2018, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a bank holding company headquartered in Columbus Grove, Ohio with consolidated assets of $807.8 million today announced operating results for the quarter and six month period ended June 30, 2018 and that its Board of Directors approved a cash div

July 19, 2018 EX-99

United Bancshares, Inc. and Subsidiary

Converted by EDGARwiz Exhibit 99.2 United Bancshares, Inc. Quarterly Report June 30, 2018 Shareholders, Clients and Team Members: I am pleased to report that in addition to reporting net income for the first half of 2018 of approximately $4.0 million, a 55.1% increase as compared to the first half of 2017, the Company’s Board of Directors declared a $0.12 per common share dividend. During the firs

July 19, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K 1 unitedbancshares8k71918.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2018 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other juris

June 15, 2018 11-K

UBOH / United Bancshares, Inc. FORM 11-K

11-K 1 unitedbancshares11k123117.htm FORM 11-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2017. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No:

April 26, 2018 8-K

Submission of Matters to a Vote of Security Holders

. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2018 (April 25, 2018) UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio No. 333-86453 34-1516518 (State or other jurisdiction of incorpor

April 26, 2018 EX-99.1

Safe Harbor under the Private Securities Litigation Reform Act of 1995

Exhibit 99.1 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary stateme

April 26, 2018 10-Q

UBOH / United Bancshares, Inc. FORM 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2018 Commission file number 333-86453 UNITED BANCSHARES, INC.

April 19, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

Converted by EDGARwiz UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 19, 2018 EX-99

On April 19, 2018, United Bancshares, Inc. issued the following release:

Converted by EDGARwiz Exhibit 99.1 On April 19, 2018, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a bank holding company headquartered in Columbus Grove, Ohio with consolidated assets of $786.7 million today announced operating results for the quarter and three month period ended March 31, 2018 and that its Board of Directors approved a cash

April 19, 2018 EX-99

United Bancshares, Inc. and Subsidiary

Converted by EDGARwiz Exhibit 99.2 United Bancshares, Inc. Quarterly Report March 31, 2018 Shareholders, Clients and Team Members: I am pleased to report that your Company is off to a great start in 2018. The Company reported pre-tax income of approximately $2.1 million for the quarter ended March 31, 2018. Excluding the impact of the credit for loan losses recognized in the first quarter of 2017,

March 12, 2018 DEFA14A

UBOH / United Bancshares, Inc. DEFINITIVE ADDITIONAL MATERIALS

Converted by EDGARwiz UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

March 12, 2018 DEF 14A

UBOH / United Bancshares, Inc. DEFINITIVE PROXY STATEMENT

DEF 14A 1 unitedbancsharesdef14a.htm DEFINITIVE PROXY STATEMENT UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant [X] Filed by a Party other than the Registrant [ ] Check the appropriate box: [ ] Preliminary Proxy Statement [ ] Con

March 2, 2018 EX-13

2017 Annual Report to Shareholders

Exhibit 13 Table of Contents Page(s) President’s Letter 1 Market Price and Dividends on Common Stock 2 Five-Year Summary of Selected Financial Data 3 Management’s Discussion and Analysis of Financial Condition and Results of Operations 5 Report of Independent Registered Public Accounting Firm 17 Financial Statements Consolidated Balance Sheets 18 Consolidated Statements of Income 19 Consolidated S

March 2, 2018 EX-99

Safe Harbor under The Private Securities Litigation Reform Act of 1995

Exhibit 99 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the “Act”) provides a “safe harbor” for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those discussed in the statement.

March 2, 2018 EX-21

United Bancshares, Inc. Subsidiaries

Exhibit 21 United Bancshares, Inc. Subsidiaries The Union Bank Company Ohio banking corporation Columbus Grove, Ohio United (OH) Statutory Trust I Connecticut statutory trust Columbus Grove, Ohio Ohio State Bancshares Capital Trust 1 Delaware statutory trust Acquired thru The OSB acquisition Columbus Grove, OH UBC Investments, Inc. — a wholly-owned subsidiary of The Union Bank Company Delaware Cor

March 2, 2018 10-K

UBOH / United Bancshares, Inc. FORM 10-K (Annual Report)

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended For the fiscal year ended December 31, 2017 Commission File No.

February 21, 2018 8-K

Current Report

8-K 1 unitedbancshares8k22118.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 21, 2018 (February 20, 2018) UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 333-86453 34-15165

February 9, 2018 SC 13G/A

UBOH / United Bancshares, Inc. / GENDELL JEFFREY L ET AL - UNITED BANCSHARES, INC. Passive Investment

SC 13G/A 1 p18-0437sc13ga.htm UNITED BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 5)* UNITED BANCSHARES, INC. (Name of Issuer) Common Stock (Title of Class of Securities) 909458101 (CUSIP Number) December 31, 2017 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to

February 1, 2018 SC 13G

UBOH / United Bancshares, Inc. / EDWARDS JOE S JR - SCHEDULE 13G Passive Investment

Converted by EDGARwiz UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 1, 2018 SC 13G

UBOH / United Bancshares, Inc. / United Bancshares Inc/oh - SCHEDULE 13G Passive Investment

SC 13G 1 unitedbancshares13gesop12311.htm SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 United Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 909458 10 1 (CUSIP Number) December 31, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to des

January 18, 2018 EX-99

United Bancshares, Inc. and Subsidiary

Converted by EDGARwiz Exhibit 99.2 United Bancshares, Inc. Quarterly Report December 31, 2017 Shareholders, Clients, and Employees: I am proud to report that as a direct result of the ongoing efforts of the Company?s dedicated team members in implementing our Strategic Plan, your Company experienced another prosperous year in 2017. A significant part of this year?s successes was the completion of

January 18, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

Converted by EDGARwiz UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

January 18, 2018 EX-99

Year ended December 31, 2017

EX-99 2 ex991.htm EXHIBIT 99.1 Exhibit 99.1 On January 18, 2018, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH – news), a bank holding company headquartered in Columbus Grove, Ohio with consolidated assets of $780.5 million today announced operating results for the quarter and year ended December 31, 2017 and that its Board of Directors approved a cash

December 29, 2017 8-K

Other Events

8-K 1 united8k122917.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 29, 2017 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 333-86453 34-1516518 (State or other jurisdiction of

October 30, 2017 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2017 Commission file number 333-86453

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2017 Commission file number 333-86453 UNITED BANCSHARES, INC.

October 30, 2017 EX-99.1

Safe Harbor under The Private Securities Litigation Reform Act of 1995

Exhibit 99.1 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary stateme

October 30, 2017 EX-99.2

Consolidated Financial Statements of Benchmark Bancorp, Inc. as of and for the year ended December 31, 2016

Exhibit 99.2 Benchmark Bancorp Consolidated Financial Report December 31, 2016 Benchmark Bancorp Contents Independent Auditor's Report 1 Consolidated Financial Statements Balance Sheet 2 Statement of Income 3 Statement of Comprehensive Income 4 Statement of Stockholders' Equity 5 Statement of Cash Flows 6 Notes to Consolidated Financial Statements 7-26 Independent Auditor's Report To the Board of

October 20, 2017 EX-99

Nine months ended September 30, 2017

Converted by EDGARwiz Exhibit 99.1 On October 20, 2017, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a bank holding company headquartered in Columbus Grove, Ohio with consolidated assets of $770.7 million today announced operating results for the quarter and nine month period ended September 30, 2017 and that its Board of Directors approved a

October 20, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K 1 united8k102017.htm 8-KI UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2017 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of

October 20, 2017 EX-99

United Bancshares, Inc. and Subsidiary

Converted by EDGARwiz Exhibit 99.2 United Bancshares, Inc. Quarterly Report September 30, 2017 Shareholders, Clients, and Employees: I am pleased to report on your Company?s continued successes in 2017 including the Board of Directors declaration of a $0.12 per share dividend, payable on December 15th to shareholders of record as of November 30, 2017. A big part of this year?s success was the comp

September 11, 2017 EX-99

United Bancshares, Inc. Announces Completion of Acquisition of Benchmark Bancorp, Inc.

Converted by EDGARwiz Exhibit 99.1 FOR IMMEDIATE RELEASE ? United Bancshares, Inc. Announces Completion of Acquisition of Benchmark Bancorp, Inc. September 11, 2017 ? United Bancshares, Inc. (?UBOH?), holding company for The Union Bank Company, announced that on September 8, 2017 it completed the acquisition of Benchmark Bancorp, Inc. (?Benchmark?) and Benchmark?s wholly-owned subsidiary, Benchmar

September 11, 2017 EX-10

UNITED BANKERS’ BANK LOAN AGREEMENT

Converted by EDGARwiz UNITED BANKERS? BANK LOAN AGREEMENT THIS LOAN AGREEMENT is made this 6th day of September, 2017, by and between UNITED BANKERS? BANK (?UBB?), a Minnesota State Chartered Banking Corporation, with offices at 1650 West 82nd Street, Suite 1500, Bloomington, Minnesota 55431 (?Lender?); UNITED BANCSHARES, INC.

September 11, 2017 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Completion of Acquisition or Disposition of Assets

Converted by EDGARwiz UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

July 27, 2017 EX-99

SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995

Exhibit 99 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those discussed in the statement.

July 27, 2017 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2017 Commission file number 333-86453 UNIT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2017 Commission file number 333-86453 UNITED BANCSHARES, INC.

July 20, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K 1 unitedbancshares8k72017.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 20, 2017 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other juris

July 20, 2017 EX-99

United Bancshares, Inc. and Subsidiary

Converted by EDGARwiz Exhibit 99.2 United Bancshares, Inc. Quarterly Report June 30, 2017 Shareholders, Clients and Team Members: I am pleased to inform you that your Company reported positive results for the first half of 2017. In addition to reporting pre-tax income of approximately $3.3 million, the Company reported increases in interest income, non-interest income, loans, deposits, and total a

July 20, 2017 EX-99

On July 20, 2017, United Bancshares, Inc. issued the following release:

Converted by EDGARwiz Exhibit 99.1 On July 20, 2017, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a bank holding company headquartered in Columbus Grove, Ohio with consolidated assets of $636.7 million today announced operating results for the quarter and six month period ended June 30, 2017 and that its Board of Directors approved a cash div

June 22, 2017 11-K

United Bancshares FORM 11-K

. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2016. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 333-106929 A. Full title of the plan and the

April 28, 2017 8-K

Submission of Matters to a Vote of Security Holders

. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2017 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio No. 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commissio

April 27, 2017 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2017 Commission file number 333-86453 UNI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2017 Commission file number 333-86453 UNITED BANCSHARES, INC.

April 27, 2017 EX-99

SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995

Exhibit 99 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those discussed in the statement.

April 19, 2017 EX-99

On April 19, 2017, United Bancshares, Inc. issued the following release:

Converted by EDGARwiz Exhibit 99.1 On April 19, 2017, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a bank holding company headquartered in Columbus Grove, Ohio with consolidated assets of $640.5 million today announced operating results for the quarter and three month period ended March 31, 2017 and that its Board of Directors approved a cash

April 19, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K 1 unitedbancshares8k41917.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 19, 2017 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other juri

April 19, 2017 EX-99

United Bancshares, Inc. and Subsidiary

Converted by EDGARwiz Exhibit 99.2 United Bancshares, Inc. Quarterly Report March 31, 2017 Shareholders, Clients and Team Members: I am pleased to report that your Company is off to a great start in 2017. In addition to reporting pre-tax income of approximately $1.8 million for the quarter ended March 31, 2017, the Company reported increases in interest income, non-interest income, return on avera

March 22, 2017 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

8-K 1 unitedbancshares8k32217.htm FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 22, 2017 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of in

March 22, 2017 EX-99

United Bancshares, Inc. Announces Signing of Definitive Merger Agreement with Benchmark Bancorp, Inc.

Converted by EDGARwiz Exhibit 99.1 FOR IMMEDIATE RELEASE ? United Bancshares, Inc. Announces Signing of Definitive Merger Agreement with Benchmark Bancorp, Inc. March 22, 2017 ? United Bancshares, Inc. (?UBOH?), holding company for The Union Bank Company, and Benchmark Bancorp, Inc. (?Benchmark?) are pleased to jointly announce today the signing of a definitive merger agreement under which UBOH ha

March 22, 2017 EX-2

Agreement and Plan of Merger, dated March 22, 2017 among United Bancshares, Inc, Benchmark Bancorp, Inc. and Benchmark Bank

Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER dated as of March 22, 2017 by and among UNITED BANCSHARES, INC., BENCHMARK BANCORP, INC. And BENCHMARK BANK TABLE OF CONTENTS Page ARTICLE I ? CERTAIN DEFINITIONS 1 1.01 Certain Definitions 1 ARTICLE II ? THE MERGER 7 2.01 The Parent Merger 7 2.02 The Subsidiary Merger 8 2.03 Effectiveness of Parent Merger 8 2.04 Effective Date and Effecti

March 13, 2017 DEFA14A

United Bancshares DEFINITIVE ADDITIONAL MATERIALS

Converted by EDGARwiz UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

March 13, 2017 DEF 14A

2016 Stock Option Plan

Converted by EDGARwiz UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

March 2, 2017 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended For the fiscal year ended December 31, 2016 Commission File No.: 000-2928

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended For the fiscal year ended December 31, 2016 Commission File No.

March 2, 2017 EX-21

United Bancshares, Inc. Subsidiaries

Exhibit 21 United Bancshares, Inc. Subsidiaries The Union Bank Company Ohio banking corporation Columbus Grove, Ohio United (OH) Statutory Trust I Connecticut statutory trust Columbus Grove, Ohio Ohio State Bancshares Capital Trust 1 Delaware statutory trust Acquired thru The OSB acquisition Columbus Grove, OH UBC Investments, Inc. ? a wholly-owned subsidiary of The Union Bank Company Delaware Cor

March 2, 2017 EX-13

UNITED BANCSHARES, INC. FIVE YEAR SUMMARY OF SELECTED FINANCIAL DATA

Exhibit 13 Table of Contents Page(s) President?s Letter 1 Market Price and Dividends on Common Stock 2 Five-Year Summary of Selected Financial Data 3 Management?s Discussion and Analysis of Financial Condition and Results of Operations 5 Report of Independent Registered Public Accounting Firm 16 Financial Statements Consolidated Balance Sheets 17 Consolidated Statements of Income 18 Consolidated Statements of Comprehensive Income 19 Consolidated Statements of Shareholders? Equity 20 Consolidated Statements of Cash Flows 21 Notes to Consolidated Financial Statements 22 Directors and Officers 59 Shareholders, Clients and Team Members: I am pleased to report that your Company had another prosperous year in 2016.

March 2, 2017 EX-99

Exhibit 99

Exhibit 99 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those discussed in the statement.

March 1, 2017 PRE 14A

United Bancshares PRELIMINARY PROXY STATEMENT

PRE 14A 1 unitedbancsharespre14a2017.htm PRELIMINARY PROXY STATEMENT UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant [X] Filed by a Party other than the Registrant [ ] Check the appropriate box: [X] Preliminary Proxy Statement [ ] Confidential, f

February 22, 2017 SC 13G

UBOH / United Bancshares, Inc. / United Bancshares, Inc. Restated Employee Stock Ownership Plan - SCHEDULE 13G Passive Investment

Converted by EDGARwiz UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 10, 2017 SC 13G/A

UBOH / United Bancshares, Inc. / GENDELL JEFFREY L ET AL - UNITED BANCSHARES, INC Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.4)* UNITED BANCSHARES, INC. (Name of Issuer) Common Stock (Title of Class of Securities) 909458101 (CUSIP Number) December 31, 2016 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

January 27, 2017 SC 13G

UBOH / United Bancshares, Inc. / EDWARDS JOE S JR - SCHEDULE 13G Passive Investment

Converted by EDGARwiz UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

January 19, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

8-K 1 unitedbancshares8k11917.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 19, 2017 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 333-86453 34-1516518 (State or other ju

January 19, 2017 EX-99

On January 19, 2017, United Bancshares, Inc. issued the following release:

Converted by EDGARwiz Exhibit 99.1 On January 19, 2017, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a bank holding company headquartered in Columbus Grove, Ohio with consolidated assets of $633.1 million today announced operating results for the quarter and year ended December 31, 2016 and that its Board of Directors increased its dividend b

January 19, 2017 EX-99

United Bancshares, Inc. and Subsidiary

Converted by EDGARwiz Exhibit 99.2 United Bancshares, Inc. Quarterly Report December 31, 2016 Shareholders, Customers and Team Members: I am pleased to report that your Company had another successful year in 2016. In addition to reporting income before taxes of approximately $7.3 million, return on average equity of 7.94% and return on average assets of 0.90%, the Company also reported growth of a

October 27, 2016 EX-99

SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995

Exhibit 99 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those discussed in the statement.

October 27, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2016 Commission file number 333-86453

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2016 Commission file number 333-86453 UNITED BANCSHARES, INC.

October 20, 2016 EX-99

United Bancshares, Inc. and Subsidiary

Converted by EDGARwiz Exhibit 99.2 United Bancshares, Inc. Quarterly Report September 30, 2016 Shareholders, Clients, and Team Members: In August, I began my fourth year as CEO of United Bancshares, Inc. I continue to be thankful for the privilege to work beside a dedicated Board of Directors and a talented and dedicated team of over 170 outstanding individuals. Thanks to their efforts, I am pleas

October 20, 2016 EX-99

On October 20, 2016, United Bancshares, Inc. issued the following release:

Converted by EDGARwiz Exhibit 99.1 On October 20, 2016, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a bank holding company headquartered in Columbus Grove, Ohio with consolidated assets of $615.3 million today announced operating results for the quarter and nine month period ended September 30, 2016 and that its Board of Directors approved a

October 20, 2016 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

Converted by EDGARwiz UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

July 21, 2016 EX-99

SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995

Exhibit 99 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those discussed in the statement.

July 21, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2016 Commission file number 333-86453 UNIT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2016 Commission file number 333-86453 UNITED BANCSHARES, INC.

July 20, 2016 8-K

United Bancshares FORM 8-K (Current Report/Significant Event)

Converted by EDGARwiz UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

July 20, 2016 EX-99

On July 20, 2016, United Bancshares, Inc. issued the following release:

Converted by EDGARwiz Exhibit 99.1 On July 20, 2016, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a bank holding company headquartered in Columbus Grove, Ohio with consolidated assets of $618.1 million today announced operating results for the quarter and six month period ended June 30, 2016 and that its Board of Directors approved a cash div

July 20, 2016 EX-99

United Bancshares, Inc. and Subsidiary

Converted by EDGARwiz Exhibit 99.2 United Bancshares, Inc. Quarterly Report June 30, 2016 Shareholders, Customers, and Fellow Team Members: I am proud to inform you that, as a direct result of the ongoing efforts of the Company?s dedicated team members in implementing our Strategic Plan, your Company reported positive results for the first half of 2016. Those positive results include income before

June 24, 2016 11-K

United Bancshares FORM 11-K

. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2015. OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 333-86453 A. Full title of the plan and the

June 22, 2016 8-K

Financial Statements and Exhibits

8-K 1 united8k062216.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 21, 2016 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 333-86453 34-1516518 (State or other jurisdiction of incorporation) (Commi

June 22, 2016 EX-99

United Bancshares, Inc. Announces Appointment of Daniel J. Lucke as Chief Financial Officer

Converted by EDGARwiz Exhibit 99.1 On June 22, 2016, United Bancshares, Inc. issued the following release: United Bancshares, Inc. Announces Appointment of Daniel J. Lucke as Chief Financial Officer Columbus Grove, Ohio, June 22, 2016 ? United Bancshares, Inc. (NASDAQ: UBOH) announced today that its Board of Directors appointed Daniel J. Lucke as Chief Financial Officer, effective July 1, 2016. Br

April 28, 2016 8-K

United Bancshares FORM 8-K (Current Report/Significant Event)

Converted by EDGARwiz SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2016 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commiss

April 25, 2016 EX-99

SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995

Exhibit 99 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those discussed in the statement.

April 25, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2016 Commission file number 333-86453 UNI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2016 Commission file number 333-86453 UNITED BANCSHARES, INC.

April 22, 2016 EX-99

United Bancshares, Inc. and Subsidiary

Converted by EDGARwiz Exhibit 99.2 United Bancshares, Inc. Quarterly Report March 31, 2016 Shareholders, Clients and Team Members: I am pleased to report that your Company is off to a great start in 2016. In addition to reporting pre-tax income for the first quarter of approximately $1.7 million, an 18.3% increase over the first quarter of 2015, the Company reports that the Board of Directors has

April 22, 2016 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

Converted by EDGARwiz UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 22, 2016 EX-99

On April 22, 2016, United Bancshares, Inc. issued the following release:

Converted by EDGARwiz Exhibit 99.1 On April 22, 2016, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a bank holding company headquartered in Columbus Grove, Ohio with consolidated assets of $616.7 million today announced operating results for the three month period ended March 31, 2016 and that its Board of Directors approved a cash dividend of

March 23, 2016 DEF 14A

2016 Stock Option Plan

DEF 14A 1 unitedbancsharesdef14a2016.htm DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant [X] Filed by a Party other than the Registrant [ ] Check the appropriate box: [ ] Preliminary Proxy Statement [ ] Confidential, for Use of the Commis

March 16, 2016 EX-99

United Bancshares, Inc. announces the resignation of Anthony M.V. Eramo as Senior Vice President and Chief Financial Officer and his appointment to the Board of Directors of its wholly-owned subsidiary, The Union Bank Company.

Converted by EDGARwiz Exhibit 99.1 On March 16, 2016, United Bancshares, Inc. issued the following release: United Bancshares, Inc. announces the resignation of Anthony M.V. Eramo as Senior Vice President and Chief Financial Officer and his appointment to the Board of Directors of its wholly-owned subsidiary, The Union Bank Company. Columbus Grove, Ohio, March 16, 2016 ? United Bancshares, Inc. (N

March 16, 2016 8-K

United Bancshares FORM 8-K (Current Report/Significant Event)

. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2016 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File No.) (IRS E

March 9, 2016 EX-21

United Bancshares, Inc. Subsidiaries

Exhibit 21 United Bancshares, Inc. Subsidiaries The Union Bank Company Ohio banking corporation Columbus Grove, Ohio United (OH) Statutory Trust I Connecticut statutory trust Columbus Grove, Ohio Ohio State Bancshares Capital Trust 1 Delaware statutory trust Acquired thru The Ohio State Bank acquisition Columbus Grove, OH UBC Investments, Inc. ? a wholly-owned subsidiary of The Union Bank Company

March 9, 2016 EX-99

Exhibit 99

Exhibit 99 SAFE HARBOR UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 The Private Securities Litigation Reform Act of 1995 (the "Act") provides a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their companies, so long as those statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those discussed in the statement.

March 9, 2016 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended For the fiscal year ended December 31, 2015 Commission File No.: 000-2928

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended For the fiscal year ended December 31, 2015 Commission File No.

March 9, 2016 EX-13

UNITED BANCSHARES, INC. FIVE YEAR SUMMARY OF SELECTED FINANCIAL DATA

Exhibit 13 Table of Contents Page(s) President?s Letter 1 Market Price and Dividends on Common Stock 2 Five-Year Summary of Selected Financial Data 3 Management?s Discussion and Analysis of Financial Condition and Results of Operations 4 Report of Independent Registered Public Accounting Firm 18 Financial Statements Consolidated Balance Sheets 19 Consolidated Statements of Income 20 Consolidated Statements of Comprehensive Income (Loss) 21 Consolidated Statements of Shareholders? Equity 22 Consolidated Statements of Cash Flows 23 Notes to Consolidated Financial Statements 24 Directors and Officers 60 Shareholders, Clients and Team Members: I am pleased to report that your Company had another prosperous year in 2015.

February 5, 2016 SC 13G/A

UBOH / United Bancshares, Inc. / GENDELL JEFFREY L ET AL - JEFFREY L. GENDELL Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.3)* UNITED BANCSHARES, INC. (Name of Issuer) Common Stock (Title of Class of Securities) 909458101 (CUSIP Number) December 31, 2015 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

January 25, 2016 SC 13G

UBOH / United Bancshares, Inc. / EDWARDS JOE S JR - SCHEDULE 13G Passive Investment

Converted by EDGARwiz UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

January 21, 2016 EX-99

United Bancshares, Inc. and Subsidiary

Converted by EDGARwiz Exhibit 99.2 United Bancshares, Inc. Quarterly Report December 31, 2015 Shareholders, Customers and Team Members: I am pleased to report that your Company had another prosperous year in 2015. In addition to reporting net income of approximately $5.9 million, a 37% increase over 2014, the Company also reported improvements in return on average equity (8.51%), return on average

January 21, 2016 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 unitedbancshares8k12116.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2016 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other ju

January 21, 2016 EX-99

On January 21, 2016, United Bancshares, Inc. issued the following release:

Converted by EDGARwiz Exhibit 99.1 On January 21, 2016, United Bancshares, Inc. issued the following release: United Bancshares, Inc. (Nasdaq: UBOH ? news), a bank holding company headquartered in Columbus Grove, Ohio with consolidated assets of $608.7 million today announced operating results for the quarter and year ended December 31, 2015. Results for 2015 were affected by the completion of the

January 20, 2016 EX-99

United Bancshares, Inc. Announces Dividend Dividend will be payable March 15, 2016

Exhibit 99.1 On January 20, 2016, United Bancshares, Inc. issued the following release: United Bancshares, Inc. Announces Dividend Dividend will be payable March 15, 2016 Columbus Grove, Ohio, January 20, 2016 ? United Bancshares, Inc. (NASDAQ: UBOH) announced today that its Board of Directors increased its dividend by 22.2% approving a cash dividend of $0.11 per common share payable March 15, 201

January 20, 2016 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 20, 2016 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commission File No.) (IRS E

November 2, 2015 8-K

Financial Statements and Exhibits, Other Events

Converted by EDGARwiz SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 2, 2015 UNITED BANCSHARES, INC. (Exact name of Registrant as specified in its Charter) Ohio 000-29283 34-1516518 (State or other jurisdiction of incorporation) (Commi

November 2, 2015 EX-99

United Bancshares, Inc. Announces Termination of Rule 10b5-1 Share Repurchase Plan

Converted by EDGARwiz Exhibit 99.1 On November 2, 2015, United Bancshares, Inc. issued the following release: United Bancshares, Inc. Announces Termination of Rule 10b5-1 Share Repurchase Plan Columbus Grove, Ohio, November 2, 2015 ? United Bancshares, Inc. (NASDAQ: UBOH) announced today that on November 2, 2015, United Bancshares, Inc. (the ?Company?) issued a press release announcing that it has

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