SFNC / Simmons First National Corporation - SEC Filings, Annual Report, Proxy Statement

Simmons First National Corporation
US ˙ NasdaqGS ˙ US8287302009

Basic Stats
LEI 549300IVR5AJKUVOGN05
CIK 90498
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Simmons First National Corporation
SEC Filings (Chronological Order)
This page provides a complete, chronological list of SEC Filings, excluding ownership filings which we provide elsewhere.
August 6, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 1, 2025 SIMMONS FIRST NATIO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 1, 2025 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Comm

August 6, 2025 EX-10.1

SIMMONS BANK ENDORSEMENT SPLIT-DOLLAR LIFE INSURANCE PLAN EFFECTIVE APRIL 26, 2021

EX-10.1 Exhibit 10.1 SIMMONS BANK ENDORSEMENT SPLIT-DOLLAR LIFE INSURANCE PLAN EFFECTIVE APRIL 26, 2021 TABLE OF CONTENTS PAGE 1. Definitions 1 2. Replacement of 2005 Simmons Program for Schedule A Participants 4 3. Ownership of Policies 4 4. Beneficiary Designation 4 5. Cash Surrender Value 4 6. Division of Death Benefit Proceeds During Participation in the Plan 4 7. Premium Payments 5 8. Termina

August 5, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-06253 SIMMONS FIR

August 5, 2025 EX-15.1

Awareness of Independent Registered Public Accounting Firm

Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference in the Registration Statement on Form S-3ASR (Registration No. 333-279502) and the Registration Statements on Form S-8 (Registration Nos. 333-134240, 333-134241, 333-134276, 333-134301, 333-134356, 333-138629, 333-186253, 333-186254, 333-197708, 333-206160, 333-234166, 333-239309,

August 4, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 4, 2025 SIMMONS FIRST NATIO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 4, 2025 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Comm

August 4, 2025 EX-99.1

Simmons First National Corporation Announces CEO Retirement and Leadership Transition

EX-99.1 Exhibit 99.1 August 4, 2025 Simmons First National Corporation Announces CEO Retirement and Leadership Transition (Pine Bluff, Ark.) Simmons First National Corporation (NASDAQ: SFNC) (Simmons or Company) today announced that George Makris, Jr. has decided to retire as Chairman and CEO of the Company and Simmons Bank at the end of 2025. Jay Brogdon, who currently serves as President of the

July 25, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 23, 2025 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commi

July 23, 2025 424B5

16,220,000 Shares Simmons First National Corporation Class A Common Stock

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-279502 PROSPECTUS SUPPLEMENT (To Prospectus dated May 17, 2024) 16,220,000 Shares Simmons First National Corporation Class A Common Stock We are offering 16,220,000 shares of our Class A common stock, par value $0.01 per share, or our common stock. Our common stock is listed on the Nasdaq Global Select Market (“Nasdaq”) under

July 23, 2025 EX-1.1

Underwriting Agreement, dated July 21, 2025, by and between Simmons First National Corporation and Stephens Inc., Keefe, Bruyette & Woods, Inc. and Morgan Stanley & Co. LLC.

EX-1.1 Exhibit 1.1 Execution Version 16,220,000 Shares of Class A Common Stock (Par Value $0.01 per Share) SIMMONS FIRST NATIONAL CORPORATION UNDERWRITING AGREEMENT July 21, 2025 Stephens Inc. 111 Center Street Little Rock, Arkansas 72201 Morgan Stanley & Co. LLC 1585 Broadway New York, New York 10036 Keefe, Bruyette & Woods, Inc. 787 Seventh Avenue, 4th Floor New York, New York 10019 As represent

July 23, 2025 EX-FILING FEES

Table 1: Newly Registered and Carry Forward Securities

Calculation of Filing Fee Tables S-3 SIMMONS FIRST NATIONAL CORP Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective Date Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to be Paid 1 Equity Class A Common Stock, par value $0.

July 23, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 21, 2025 SIMMONS FIRST NATION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 21, 2025 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commi

July 22, 2025 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 21, 2025 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commi

July 22, 2025 EX-99.1

SIMMONS FIRST NATIONAL CORPORATION ANNOUNCES PRICING OF OFFERING OF COMMON STOCK

Exhibit 99.1 July 22, 2025 SIMMONS FIRST NATIONAL CORPORATION ANNOUNCES PRICING OF OFFERING OF COMMON STOCK Pine Bluff, AR – Simmons First National Corporation (NASDAQ: SFNC) (the “Company” or “Simmons”), parent company of Simmons Bank, today announced the pricing of its public offering of 16,220,000 shares of the Company’s Class A common stock, at a price to the public of $18.50 per share, for an

July 21, 2025 424B5

SUBJECT TO COMPLETION, DATED JULY 21, 2025

424B5 Table of Contents The information in this preliminary prospectus supplement is not complete and may be changed.

July 21, 2025 FWP

Filed Pursuant to Rule 433 of the Securities Act of 1933 Nasdaq SFNC Issuer Free Writing Prospectus dated July 21, 2025 Registration Statement 333-279502 Follow-On Offering Investor Presentation July 2025 Contents 4 Transaction Overview 7 Company Ove

Filed Pursuant to Rule 433 of the Securities Act of 1933 Nasdaq SFNC Issuer Free Writing Prospectus dated July 21, 2025 Registration Statement 333-279502 Follow-On Offering Investor Presentation July 2025 Contents 4 Transaction Overview 7 Company Overview 10 Overview of Strategic Priorities 16 Contemplated Balance Sheet Repositioning 22 Outlook & Targets 25 Financial Overview Forward-Looking Statements and Non-GAAP Financial Measures Forward-Looking Statements.

July 17, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 17, 2025 SIMMONS FIRST NATION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 17, 2025 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commi

July 17, 2025 EX-99.1

Simmons First National Corporation Reports Second Quarter 2025 Results

EX-99.1 Exhibit 99.1 July 17, 2025 Simmons First National Corporation Reports Second Quarter 2025 Results George Makris, Jr., Simmons’ Chairman and CEO, commented on second quarter 2025 results: We were pleased with our second quarter results which reflected strong revenue growth, disciplined expense management and positive underlying balance sheet growth that led to further improvement in profita

July 17, 2025 EX-99.2

Company Overview Simmons First National Corporation A Mid-South based financial holding company serving our $26.7 $21.8 customers and the communities where we work and live since 1903 BILLION BILLION TOTAL ASSETS TOTAL DEPOSITS $8.9 $17.1 CONSECUTIVE

EX-99.2 Nasdaq SFNC Exhibit 99.2 nd 2 Quarter 2025 Earnings Presentation July 17, 2025 Company Overview Simmons First National Corporation A Mid-South based financial holding company serving our $26.7 $21.8 customers and the communities where we work and live since 1903 BILLION BILLION TOTAL ASSETS TOTAL DEPOSITS $8.9 $17.1 CONSECUTIVE YEARS 3 116 PAYING DIVIDENDS BILLION BILLION ASSETS UNDER TOTA

May 8, 2025 EX-10.2

SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT

Exhibit 10.2 SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT ASSOCIATE Grant Details Participant Name: Award Type: Restricted Stock Units Award Date: Total Number of Restricted Stock Units Awarded: Period of Restriction: Vesting Date Vest Quantity SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT ASSOCI

May 8, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-06253 SIMMONS FI

May 8, 2025 EX-10.8

SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN PERFORMANCE SHARE UNIT AGREEMENT Grant Details

Exhibit 10.8 SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN PERFORMANCE SHARE UNIT AGREEMENT Grant Details Participant Name: [ Award Type: Performance Share Units Award Date: [ Target Number of Performance Share Units Awarded: [ ] Performance Period: January 1, 2025 through December 31, 2027 Performance Goals: •Tangible Book Value per Share (“TBVS”) •Total Shareholder Return (“TS

May 8, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Exchange Act of 1934 Date of Report (Date of earliest event reported) May 7, 2025 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commission File Nu

May 8, 2025 EX-15.1

Awareness of Independent Registered Public Accounting Firm

Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference in the Registration Statement on Form S-3ASR (Registration No. 333-279502) and in the Registration Statements on Form S-8 (Registration No. 333-134240, 333-134241, 333-134276, 333-134301, 333-134356, 333-138629, 333-186253, 333-186254, 333-197708, 333-206160, 333-234166, 333-239309

May 8, 2025 EX-10.4

SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN PERFORMANCE SHARE UNIT AGREEMENT Grant Details

Exhibit 10.4 SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN PERFORMANCE SHARE UNIT AGREEMENT Grant Details Participant Name: Award Type: Performance Share Units Award Date: Target Number of Performance Share Units Awarded: Performance Period: January 1, 2025 through December 31, 2027 Performance Goals: •Tangible Book Value per Share (“TBVS”) •Total Shareholder Return (“TSR”) Perf

May 8, 2025 EX-10.7

SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN PERFORMANCE CASH AWARD AGREEMENT Grant Details

Exhibit 10.7 SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN PERFORMANCE CASH AWARD AGREEMENT Grant Details Participant Name: Tina Groves Award Type: Performance Cash Award Award Date: February 3, 2025 Target Award: $171,450 Maximum Award: $342,900 Performance Period: January 1, 2025 through December 31, 2025 Performance Goals: Strategic Performance (100% Weighting) SIMMONS FIRST

May 8, 2025 EX-10.3

SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN PERFORMANCE CASH AWARD AGREEMENT Grant Details

Exhibit 10.3 SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN PERFORMANCE CASH AWARD AGREEMENT Grant Details Participant Name: [ ] Award Type: Performance Cash Award Award Date: [ ] Target Award: [ ] Maximum Award: [ ] Performance Period: January 1, 2025 through December 31, 2025 Performance Goals: Strategic Performance (30% Weighting) Financial Metrics (70% Aggregate Weighting – s

April 16, 2025 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 16, 2025 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Comm

April 16, 2025 EX-99.2

Company Overview $26.8 Billion total assets $21.7 Billion total deposits $8.5 Billion Assets under Management/ Administration $17.1 Billion total Loans 14.6% Total RBC Ratio 8.3% TCE Ratio1 4.8% Dividend yield2 79% Loan to deposit ratio 1.48% ACL TO

1st Quarter 2025 Earnings Presentation April 16, 2025 Nasdaq SFNC Exhibit 99.2 Company Overview $26.8 Billion total assets $21.7 Billion total deposits $8.5 Billion Assets under Management/ Administration $17.1 Billion total Loans 14.6% Total RBC Ratio 8.3% TCE Ratio1 4.8% Dividend yield2 79% Loan to deposit ratio 1.48% ACL TO total loans 165% NPL Coverage Ratio Figures presented on this slide are

April 16, 2025 EX-99.1

Simmons First National Corporation Reports First Quarter 2025 Results

Exhibit 99.1 April 16, 2025 Simmons First National Corporation Reports First Quarter 2025 Results George Makris, Jr., Simmons’ Chairman and Chief Executive Officer, commented on first quarter 2025 results: We are pleased with our first quarter’s performance, which demonstrated the continued improvement in profitability fundamentals. Increases in loans and customer deposits combined with a decrease

April 3, 2025 DEFR14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defi

April 2, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

March 10, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 4, 2025 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commi

February 27, 2025 EX-10.41

INDEMNIFICATION AGREEMENT

Exhibit 10.41 INDEMNIFICATION AGREEMENT This Indemnification Agreement (“Agreement”), dated as of February 25, 2025 (the “Effective Date”), is made by and between Simmons First National Corporation, an Arkansas corporation (“Company”), and the undersigned indemnitee (“Indemnitee”). RECITALS A.The Company recognizes that competent and experienced persons are increasingly reluctant to serve or to co

February 27, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-06253 SIMMONS FIRST N

February 27, 2025 EX-21

SIMMONS FIRST NATIONAL CORPORATION DIRECT AND INDIRECT SUBSIDIARIES AS OF DECEMBER 31, 2024 Name of Direct or Indirect Subsidiary State of Incorporation or Organization Simmons Bank AR Simmons First Insurance Services, Inc. AR Simmons First Propertie

Exhibit 21 SIMMONS FIRST NATIONAL CORPORATION DIRECT AND INDIRECT SUBSIDIARIES AS OF DECEMBER 31, 2024 Name of Direct or Indirect Subsidiary State of Incorporation or Organization Simmons Bank AR Simmons First Insurance Services, Inc.

February 27, 2025 EX-19

Insider Trading Policy (Version 5)

Exhibit 19 Insider Trading Policy (Version 5) This Insider Trading Policy (the “Policy”) describes the standards of Simmons First National Corporation and its subsidiaries (collectively, the “Company”) with respect to trading, and causing the trading of, Company securities or securities of certain other publicly traded entities while in possession of material nonpublic information.

February 27, 2025 EX-10.39

EX-10.39

February 27, 2025 EX-10.38

EX-10.38

February 27, 2025 EX-10.40

EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT

Exhibit 10.40 EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT THIS EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") is made and entered into as of February 25, 2025 (the “Effective Date”), by and among Simmons First National Corporation ("Company"), an Arkansas corporation, Simmons Bank (“Bank” and together with the Company (as more fully described in Article 12), “Simmons”), an Arkan

February 27, 2025 EX-4.2

Exhibit 4.2

Exhibit 4.2 DESCRIPTION OF REGISTRANT’S SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED Simmons First National Corporation’s (“Company,” “we,” “us,” or “our”) Class A Common Stock, par value $0.01 per share (“common stock”), is the only class of its securities registered under Section 12 of the Securities Exchange Act of 1934, as amended. DESCRIPTION OF CO

February 27, 2025 EX-10.16

SIMMONS BANK ENDORSEMENT SPLIT-DOLLAR LIFE INSURANCE PLAN EFFECTIVE APRIL 26, 2021 TABLE OF CONTENTS

Exhibit 10.16 SIMMONS BANK ENDORSEMENT SPLIT-DOLLAR LIFE INSURANCE PLAN EFFECTIVE APRIL 26, 2021 TABLE OF CONTENTS PAGE 1. Definitions....................................................................................................................... 1 2. Replacement of 2005 Simmons Program for Schedule A Participants........................... 4 3. Ownership of Policies........................

January 21, 2025 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 21, 2025 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Co

January 21, 2025 EX-99.1

Simmons First National Corporation Reports Fourth Quarter 2024 Results

Exhibit 99.1 January 21, 2025 Simmons First National Corporation Reports Fourth Quarter 2024 Results George Makris, Jr., Simmons’ Chairman and Chief Executive Officer, commented on the quarterly results: Simmons’ fourth quarter results were encouraging as we head into 2025. Profitability trends improved and should be a good foundation from which to build. While we are cautiously optimistic as we e

January 21, 2025 EX-99.2

Simmons First National Corporation A Mid-South based financial holding company serving our customers and the communities where we work and live since 1903 Company Overview $26.9 Billion total assets $21.9 Billion total deposits 115 Consecutive years

Nasdaq: SFNC 4th Quarter 2024 Earnings Presentation Contents 2 Company Profile 3 4Q24 Financial Highlights 11 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 17 Loan Portfolio 23 Credit Quality 27 2025 Outlook 30 Appendix Exhibit 99.

November 12, 2024 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 7, 2024 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Co

November 12, 2024 EX-99.1

Simmons First National Corporation Announces Executive Management Updates CEO Bob Fehlman set to retire at the end of 2024 Executive Chairman George Makris, Jr. will assume the role of Chairman and CEO Veteran banker Christopher Van Steenberg joins S

Exhibit 99.1 November 12, 2024 Simmons First National Corporation Announces Executive Management Updates CEO Bob Fehlman set to retire at the end of 2024 Executive Chairman George Makris, Jr. will assume the role of Chairman and CEO Veteran banker Christopher Van Steenberg joins Simmons as Chief Operating Officer (Pine Bluff, Ark.) Simmons First National Corporation (NASDAQ: SFNC) (Simmons or Comp

November 7, 2024 EX-15.1

Awareness of Independent Registered Public Accounting Firm

Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference in the Registration Statement on Form S-3ASR (Registration No. 333-279502) and in the Registration Statements on Form S-8 (Registration No. 333-134240, 333-134241, 333-134276, 333-134301, 333-134356, 333-138629, 333-186253, 333-186254, 333-197708, 333-206160, 333-234166, 333-239309

November 7, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-06253 SIMMON

October 18, 2024 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 18, 2024 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Co

October 18, 2024 EX-99.2

SS Simmons first national corporation Nasdaq: SFNC 3rd Quarter 2024 Earnings Presentation Contents 3 Company Profile 4 3Q24 Financial Highlights 11 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 18 Loan Portfolio 24 Credit Qua

Exhibit 99.2 SS Simmons first national corporation Nasdaq: SFNC 3rd Quarter 2024 Earnings Presentation Contents 3 Company Profile 4 3Q24 Financial Highlights 11 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 18 Loan Portfolio 24 Credit Quality 28 Appendix Simmons bank 2 Forward-Looking Statements and Non-GAAP Financial Measures Forward-Looking Statements. Certain statements

October 18, 2024 EX-99.1

Simmons First National Corporation Reports Third Quarter 2024 Results

Exhibit 99.1 October 18, 2024 Simmons First National Corporation Reports Third Quarter 2024 Results Bob Fehlman, Simmons’ Chief Executive Officer, commented on third quarter 2024 results: Simmons’ third quarter results were highlighted by positive underlying trends across the board. Net interest income increased 10 percent annualized on a linked quarter basis as loan yields continued to increase,

August 23, 2024 S-8

As filed with the Securities and Exchange Commission on August 23, 2024

As filed with the Securities and Exchange Commission on August 23, 2024 Registration No.

August 23, 2024 EX-4.1

Simmons First National Corporation Second Amended and Restated 2015 Employee Stock Purchase Plan.

Exhibit 4.1 SIMMONS FIRST NATIONAL CORPORATION SECOND AMENDED AND RESTATED 2015 EMPLOYEE STOCK PURCHASE PLAN The Simmons First National Corporation 2015 Employee Stock Purchase Plan was adopted by the Board of Directors (“Board”) of Simmons First National Corporation (“Company”) on December 15, 2014, with an effective date of June 1, 2015. The First Amended and Restated 2015 Employee Stock Purchas

August 23, 2024 EX-15.1

Awareness Letter of Forvis Mazars, LLP.

Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference in this Registration Statement on Form S-8 of Simmons First National Corporation (Company) of our reports dated May 7, 2024, and August 6, 2024, included with the Quarterly Report on Form 10-Q for the quarters ended March 31, 2024, and June 30, 2024. Pursuant to Rule 436(c) under t

August 23, 2024 EX-FILING FEES

Calculation of Filing Fee Table

EXHIBIT 107.1 CALCULATION OF FILING FEE TABLES Form S-8 (Form Type) Simmons First National Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee 1 Equity Class A Comm

August 6, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-06253 SIMMONS FIR

August 6, 2024 EX-15.1

Awareness of Independent Registered Public Accounting Firm

Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference in the Registration Statement on Form S-3ASR (Registration No. 333-279502) and in the Registration Statements on Form S-8 (Registration No. 333-134240, 333-134241, 333-134276, 333-134301, 333-134356, 333-138629, 333-186253, 333-186254, 333-197708, 333-206160, 333-234166, 333-239309

August 6, 2024 EX-10.1

AIRCRAFT TIME SHARING AGREEMENT

Exhibit 10.1 AIRCRAFT TIME SHARING AGREEMENT This Aircraft Time Sharing Agreement ("Agreement") is made and entered into this 1st day of July, 2024, by and between Simmons First National Corporation, an Arkansas corporation (the “Company”), and Steve Cossé, an individual resident of the State of Louisiana ("Lessee"). RECITALS WHEREAS, Company rightfully possesses and operates the aircraft identifi

July 24, 2024 EX-99.1

Simmons First National Corporation Reports Second Quarter 2024 Results

EX-99.1 Exhibit 99.1 July 24, 2024 Simmons First National Corporation Reports Second Quarter 2024 Results Bob Fehlman, Simmons’ Chief Executive Officer, commented on second quarter 2024 results: Overall, we were very pleased with our results for the quarter as key profitability metrics – net income, total revenue and pre-provision net revenue – all showed positive progression on a linked quarter b

July 24, 2024 EX-99.2

2nd Quarter 2024 Earnings Presentation

EX-99.2 Exhibit 99.2 Exhibit 99.2 2nd Quarter 2024 Earnings Presentation Contents 3 Company Profile 4 2Q24 Financial Highlights 11 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 17 Loan Portfolio 23 Credit Quality 27 Appendix 1 Forward-Looking Statements and Non-GAAP Financial Measures Forward-Looking Statements. Certain statements by Simmons First National Corporation (the

July 24, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 24, 2024 SIMMONS FIRST NATION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 24, 2024 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commi

May 17, 2024 EX-25.2

Form T-1 Statement of Eligibility of Trustee under the Trust Indenture Act of 1939, as amended, for the Subordinated Indenture.

Exhibit 25.2 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 o Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) WILMINGTON TRUST, NATIONAL ASSOCIATION (Exact name of trustee as specified in its charter) 16-1486454 (I.R.S. employer identification no.) 1100 North Market Street Wilmington, DE 19890-0001 (Address of principal

May 17, 2024 EX-15.1

Awareness Letter of FORVIS, LLP with respect to the interim financial statements of Simmons First National Corporation.

Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference in this Registration Statement on Form S-3 of Simmons First National Corporation (Company) of our report dated May 7, 2024 included with the Quarterly Report on Form 10-Q for the quarter ended March 31, 2024. Pursuant to Rule 436(c) under the Securities Act of 1933, this report sho

May 17, 2024 EX-FILING FEES

Filing Fee Table.

EXHIBIT 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Simmons First National Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective Date Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to be Paid Equity Class A Common Stock, par value $0.

May 17, 2024 EX-25.1

Form T-1 Statement of Eligibility of Trustee under the Trust Indenture Act of 1939, as amended, for the Senior Indenture.

Exhibit 25.1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 o Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) WILMINGTON TRUST, NATIONAL ASSOCIATION (Exact name of trustee as specified in its charter) 16-1486454 (I.R.S. employer identification no.) 1100 North Market Street Wilmington, DE 19890-0001 (Address of principal

May 17, 2024 S-3ASR

As filed with the Securities and Exchange Commission on May 17, 2024

As filed with the Securities and Exchange Commission on May 17, 2024 Registration No.

May 7, 2024 EX-15.1

Awareness of Independent Registered Public Accounting Firm

Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference in the Registration Statement on Form S-8 (Registration Nos. 333-134240, 333-134241, 333-134276, 333-134301, 333-134356, 333-138629, 333-186253, 333-186254, 333-197708, 333-206160, 333-234166, 333-239309 and 333-271417) of Simmons First National Corporation (the “Company”) of our r

May 7, 2024 EX-10.2

FORM OF SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN PERFORMANCE CASH AWARD AGREEMENT Grant Details

Exhibit 10.2 FORM OF SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN PERFORMANCE CASH AWARD AGREEMENT Grant Details Participant Name: [•] Award Type: Performance Cash Award Award Date: [•] Target Award: [•] Maximum Award: [•] Performance Period: [performance period] Performance Goals: [Metric Category A] ([•]% Weighting) [Metric Category B] ([•]% Aggregate Weighting – see below fo

May 7, 2024 EX-10.3

FORM OF SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN PERFORMANCE SHARE UNIT AGREEMENT Grant Details

Exhibit 10.3 FORM OF SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN PERFORMANCE SHARE UNIT AGREEMENT Grant Details Participant Name: [•] Award Type: Performance Share Units Award Date: [•] Target Number of Performance Share Units Awarded: [•] Performance Period: [performance period] Performance Goals: •[Metric 1] •[Metric 2] Performance Goal Table Performance Goal Weighting Payou

May 7, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-06253 SIMMONS FI

May 7, 2024 EX-10.1

FORM OF SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT

Exhibit 10.1 FORM OF SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT ASSOCIATE Grant Details Participant Name: [•] Award Type: Restricted Stock Units Award Date: [•] Total Number of Restricted Stock Units Awarded: [•] Period of Restriction: Vesting Date Vest Quantity [•] [•] [•] [•] [•] [•] [•] [•] SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND I

April 26, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Exchange Act of 1934 Date of Report (Date of earliest event reported) April 23, 2024 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commission File

April 24, 2024 EX-99.2

Simmons First National Corporation Nasdaq: SFNC 1st Quarter 2024 Earnings Presentation Contents 3 Company Profile 4 1Q24 Financial Highlights 11 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 17 Loan Portfolio 22 Credit Qualit

Exhibit 99.2 Simmons First National Corporation Nasdaq: SFNC 1st Quarter 2024 Earnings Presentation Contents 3 Company Profile 4 1Q24 Financial Highlights 11 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 17 Loan Portfolio 22 Credit Quality 28 Appendix Forward-Looking Statements and Non-GAAP Financial Measures Forward-Looking Statements. Certain statements by Simmons First

April 24, 2024 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 24, 2024 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Comm

April 24, 2024 EX-99.1

Simmons First National Corporation Reports First Quarter 2024 Results

Exhibit 99.1 April 24, 2024 Simmons First National Corporation Reports First Quarter 2024 Results Bob Fehlman, Simmons’ Chief Executive Officer, commented on first quarter 2024 results: Simmons delivered solid results in the quarter that clearly reflect our driving principles centered on a strong risk management culture, profitability and organic growth. Total loans increased 4 percent on a linked

March 20, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

March 14, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 13, 2024 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Comm

March 1, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 28, 2024 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (C

February 27, 2024 EX-97

Simmons First National Corporation Compensation Clawback Policy Adopted July 27, 2023

Simmons First National Corporation Compensation Clawback Policy Adopted July 27, 2023 Purpose The Board of Directors (the “Board”) of Simmons First National Corporation (the “Corporation”) believes that it is in the best interest of the Corporation and its shareholders to maintain a culture that emphasizes integrity and accountability and that reinforces the Corporation’s compensation philosophy.

February 27, 2024 EX-21

SIMMONS FIRST NATIONAL CORPORATION DIRECT AND INDIRECT SUBSIDIARIES AS OF DECEMBER 31, 2023 Name of Direct or Indirect Subsidiary State of Incorporation or Organization Simmons Bank AR Simmons First Insurance Services, Inc. AR Simmons First Propertie

Exhibit 21 SIMMONS FIRST NATIONAL CORPORATION DIRECT AND INDIRECT SUBSIDIARIES AS OF DECEMBER 31, 2023 Name of Direct or Indirect Subsidiary State of Incorporation or Organization Simmons Bank AR Simmons First Insurance Services, Inc.

February 27, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-06253 SIMMONS FIRST N

February 13, 2024 SC 13G/A

SFNC / Simmons First National Corporation / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv01923-simmonsfirstnational.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 10)* Name of issuer: Simmons First National Corporation Class A Title of Class of Securities: Common Stock CUSIP Number: 828730200 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check th

February 9, 2024 SC 13G/A

SFNC / Simmons First National Corporation / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6 )* Simmons First National Corp (Name of Issuer) Common Stock (Title of Class of Securities) 828730200 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriat

January 26, 2024 EX-10.2

Executive Change in Control Severance Agreement for C. Daniel Hobbs dated January 25, 2024

Exhibit 10.2 EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT THIS EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT (“Agreement”) is made and entered into as of January 25, 2024 (the “Effective Date”), by and among Simmons First National Corporation (“Company”), an Arkansas corporation, Simmons Bank (“Bank” and together with the Company (as more fully described in Article 12), “Simmons”), an Arkansa

January 26, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 22, 2024 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Co

January 26, 2024 EX-10.1

Indemnification Agreement for C. Daniel Hobbs dated January 25, 2024

Exhibit 10.1 INDEMNIFICATION AGREEMENT This INDEMNIFICATION AGREEMENT (“Agreement”), dated as of January 25, 2024 (the “Effective Date”), is made by and between Simmons First National Corporation, an Arkansas corporation (“Company”), and the undersigned indemnitee (“Indemnitee”). RECITALS A. The Company recognizes that competent and experienced persons are increasingly reluctant to serve or to con

January 26, 2024 EX-10.3

Deferred Compensation Agreement for C. Daniel Hobbs dated January 25, 2024

Exhibit 10.3 DEFERRED COMPENSATION AGREEMENT THIS AGREEMENT made and entered into by and between Simmons First National Corporation (“Employer”) and C. Daniel Hobbs (“Employee”), WITNESSETH: WHEREAS, Employee is presently employed by Employer in the capacity of Chief Financial Officer and is a person whom Employer considers to possess significant ability, experience and valuable contacts in matter

January 24, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 23, 2024 SIMMONS FIRST NAT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 23, 2024 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Co

January 24, 2024 EX-99.2

Simmons First National Corporation A Mid-South based financial holding company serving our customers and the communities where we work and live since 1903 Company Overview $27.3 Billion total assets $22.2 Billion total deposits 114 Consecutive years

Nasdaq: SFNC 4th Quarter 2023 Earnings Presentation Contents 3 Company Profile 4 4Q23 Financial Highlights 12 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 18 Loan Portfolio 22 Credit Quality 26Appendix Exhibit 99.

January 24, 2024 EX-99.1

Simmons First National Corporation Reports Fourth Quarter 2023 Results Board of Directors authorizes new $175 million share repurchase program and approves a 5 percent increase in the quarterly cash dividend

Exhibit 99.1 January 24, 2024 Simmons First National Corporation Reports Fourth Quarter 2023 Results Board of Directors authorizes new $175 million share repurchase program and approves a 5 percent increase in the quarterly cash dividend Bob Fehlman, Simmons’ Chief Executive Officer, commented on fourth quarter 2023 results: Overall, we were encouraged by the underlying trends experienced during t

January 8, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 5, 2024 SIMMONS FIRST NATI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 5, 2024 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Com

January 3, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 28, 2023 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (C

December 26, 2023 EX-3.1

Amended and Restated Bylaws of Simmons First National Corporation (as amended and restated effective December 19, 2023).

Exhibit 3.1 AMENDED AND RESTATED BY-LAWS OF SIMMONS FIRST NATIONAL CORPORATION (as amended and restated effective December 19, 2023) ARTICLE I. OFFICES The principal office of Simmons First National Corporation (herein, “Corporation”) in the State of Arkansas shall be located at 501 Main Street in the City of Pine Bluff, County of Jefferson, or such other location as may be designated by the Corpo

December 26, 2023 EX-14.1

Simmons First National Corporation Code of Ethics (as amended and restated effective December 19, 2023).

Exhibit 14.1 CODE OF ETHICS As Amended and Restated by the Board of Directors on December 19, 2023 As Amended and Restated December 19, 2023 SIMMONS FIRST NATIONAL CORPORATION CODE OF ETHICS The reputation and prestige of Simmons First National Corporation (together with its subsidiaries, the “Corporation”) rest on the conduct of its directors, advisory directors, officers and associates (the “Rep

December 26, 2023 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Amendment to Registrant's Code of Ethics, or Waiver of a Provision of the Code of Ethics, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 19, 2023 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (C

December 26, 2023 EX-14.2

Simmons First National Corporation Finance Group Code of Ethics (as amended and restated effective December 19, 2023).

Exhibit 14.2 Adopted December 19, 2023 Simmons First National Corporation Finance Group Code of Ethics Preface The Officers within the Finance Group of Simmons First National Corporation (“Company”) have an important role in corporate governance. As used in this Finance Group Code of Ethics, the “Finance Group” includes the Finance and Accounting, Treasury, and Tax Departments of the Company and i

November 28, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 28, 2023 SIMMONS FIRST NATIONAL CORPORATION (Exact name of Registrant as Specified in Its Charter) Arkansas 0-6253 71-0407808 (State or Other Jurisdiction of Incorporation) (

November 28, 2023 EX-99.1

Simmons Names Daniel Hobbs as Chief Financial Officer

Exhibit 99.1 Simmons Names Daniel Hobbs as Chief Financial Officer Will serve as CFO of Simmons First National Corporation and Simmons Bank PINE BLUFF, Ark., Nov. 28, 2023 /PRNewswire/ - Simmons First National Corporation (NASDAQ: SFNC) today announced Daniel Hobbs will join the company as executive vice president and chief financial officer (CFO), effective December 4, 2023. He will report to Sim

November 6, 2023 EX-15.1

Awareness of Independent Registered Public Accounting Firm

Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference in the Form S-3ASR (Registration No. 333-254919) and the Registration Statement on Form S-8 (Registration Nos. 333-134240, 333-134241, 333-134276, 333-134301, 333-134356, 333-138629, 333-186253, 333-186254, 333-197708, 333-206160, 333-234166, 333-239309 and 333-271417) of Simmons F

November 6, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-06253 SIMMON

October 24, 2023 EX-99.1

Simmons First National Corporation Reports Third Quarter 2023 Results

Exhibit 99.1 October 24, 2023 Simmons First National Corporation Reports Third Quarter 2023 Results Bob Fehlman, Simmons’ Chief Executive Officer, commented on third quarter 2023 results: Simmons reported net income of $47.2 million and diluted earnings per share of $0.37 for the third quarter of 2023. Adjusted earnings1 were $48.8 million and adjusted earnings per share1 were $0.39. While the cur

October 24, 2023 EX-99.2

Nasdaq: SFNC 3 rd Quarter 2023 Earnings Presentation Contents 3 Company Profile 4 Q3 Financial Highlights 12 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 18 Loan Portfolio 22 Credit Quality 26 Q3 23 Key Takeaways 28 Appendix

Exhibit 99.2 Nasdaq: SFNC 3 rd Quarter 2023 Earnings Presentation Contents 3 Company Profile 4 Q3 Financial Highlights 12 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 18 Loan Portfolio 22 Credit Quality 26 Q3 23 Key Takeaways 28 Appendix 2 Forward - Looking Statements and Non - GAAP Financial Measures Forward - Looking Statements . Certain statements by Simmons First Nati

October 24, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 24, 2023 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Co

August 4, 2023 EX-15.1

Awareness of Independent Registered Public Accounting Firm

Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference in the Form S-3ASR (Registration No. 333-254919) and the Registration Statements on Form S-8 (Registration Nos. 333-134240, 333-134241, 333-134276, 333-134301, 333-134356, 333-138629, 333-186253, 333-186254, 333-197708, 333-206160, 333-234166, 333-239309 and 333-271417) of Simmons

August 4, 2023 EX-10.2

FORM OF SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT NON-EMPLOYEE DIRECTOR

Exhibit 10.2 FORM OF SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT NON-EMPLOYEE DIRECTOR This Restricted Stock Unit Agreement (this “RSU Agreement”) is effective on May 3, 2023 (the “Award Date”), and is entered into between Simmons First National Corporation, an Arkansas corporation (the “Company”), and [●] (the “Director”). WHEREAS, the Board of

August 4, 2023 EX-10.3

FORM OF SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT

Exhibit 10.3 FORM OF SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT ASSOCIATE Grant Details Participant Name: Award Type: Restricted Stock Units Award Date: Total Number of Restricted Stock Units Awarded: Period of Restriction: Vesting Date Vest Quantity SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMEN

August 4, 2023 EX-10.5

INDEMNIFICATION AGREEMENT

Exhibit 10.5 INDEMNIFICATION AGREEMENT This INDEMNIFICATION AGREEMENT (“Agreement”), dated as of July 27, 2023 (the “Effective Date”), is made by and between Simmons First National Corporation, an Arkansas corporation (“Company”), and the undersigned indemnitee (“Indemnitee”). RECITALS A.The Company recognizes that competent and experienced persons are increasingly reluctant to serve or to continu

August 4, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-06253 SIMMONS FIR

July 28, 2023 EX-10.1

Separation Agreement and Release among Simmons First National Corporation, Simmons Bank, and Matthew Reddin dated July 26, 2023

Exhibit 10.1 SEPARATION AGREEMENT AND RELEASE This Confidential Separation Agreement and General Release (“Agreement”) is made and entered into by and among Matthew Reddin (hereinafter “Associate”), Simmons First National Corporation, a corporation with principal offices in Pine Bluff, Arkansas (hereinafter “SFNC”), and Simmons Bank, a bank with its principal offices in Pine Bluff, Arkansas (herei

July 28, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 26, 2023 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commi

July 25, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 25, 2023 SIMMONS FIRST NATION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 25, 2023 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commi

July 25, 2023 EX-99.1

Simmons First National Corporation Reports Second Quarter 2023 Results

Exhibit 99.1 July 25, 2023 Simmons First National Corporation Reports Second Quarter 2023 Results Bob Fehlman, Simmons’ Chief Executive Officer, commented on second quarter 2023 results: Simmons posted net income of $58.3 million and diluted earnings per share of $0.46 for the quarter. Adjusted earnings1 were $61.1 million and adjusted diluted earnings per share1 were $0.48. Balance sheet growth w

July 25, 2023 EX-99.2

Nasdaq: SFNC 2 nd Quarter 2023 Earnings Presentation Contents 3 Company Profile 4 Q2 Financial Highlights 12 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 18 Loan Portfolio 22 Credit Quality 26 Q2 23 Key Takeaways 28 Appendix

Exhibit 99.2 Nasdaq: SFNC 2 nd Quarter 2023 Earnings Presentation Contents 3 Company Profile 4 Q2 Financial Highlights 12 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 18 Loan Portfolio 22 Credit Quality 26 Q2 23 Key Takeaways 28 Appendix 2 Forward - Looking Statements and Non - GAAP Financial Measures Forward - Looking Statements . Certain statements by Simmons First Nati

July 7, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 5, 2023 SIMMONS FIRST NATIONA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 5, 2023 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commis

May 5, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-06253 SIMMONS FI

May 5, 2023 EX-15.1

Awareness of Independent Registered Public Accounting Firm

EX-15.1 11 sfnc-033123xex151.htm EX-15.1 Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference in the Form S-3ASR (Registration No. 333-254919) and the Registration Statements on Form S-8 (Registration Nos. 333-134240, 333-134241, 333-134276, 333-134301, 333-134356, 333-138629, 333-186253, 333-186254, 333-197708, 333-206160, 333-23416

May 5, 2023 EX-10.10

INDEMNIFICATION AGREEMENT

Exhibit 10.10 INDEMNIFICATION AGREEMENT This INDEMNIFICATION AGREEMENT (“Agreement”), dated as of November 4, 2022 (the “Effective Date”), is made by and between Simmons First National Corporation, an Arkansas corporation (“Company”), and the undersigned indemnitee (“Indemnitee”). RECITALS A.The Company recognizes that competent and experienced persons are increasingly reluctant to serve or to con

May 5, 2023 EX-10.4

Award Certificate Cash Award Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan

Exhibit 10.4 Award Certificate Cash Award Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan This Award Certificate (“Award Certificate”) evidences the grant of a cash award, effective as of the Grant Date, under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan (“Plan”) by Simmons First National Corporation (“S

May 5, 2023 EX-10.3

AWARD CERTIFICATE Performance Share Units Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan

Exhibit 10.3 AWARD CERTIFICATE Performance Share Units Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan This Award Certificate, effective as of the Grant Date, between Simmons First National Corporation (“Simmons”) and the Participant, who is an employee of Simmons or a parent or subsidiary corporation (as defined in sections 424(e) or (f) of the

May 5, 2023 EX-10.8

INDEMNIFICATION AGREEMENT

Exhibit 10.8 INDEMNIFICATION AGREEMENT This INDEMNIFICATION AGREEMENT (“Agreement”), dated as of November 8, 2022 (the “Effective Date”), is made by and between Simmons First National Corporation, an Arkansas corporation (“Company”), and the undersigned indemnitee (“Indemnitee”). RECITALS A.The Company recognizes that competent and experienced persons are increasingly reluctant to serve or to cont

May 5, 2023 EX-10.2

AWARD CERTIFICATE Restricted Stock Units Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan

Exhibit 10.2 AWARD CERTIFICATE Restricted Stock Units Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan This Award Certificate, effective as of the Grant Date, between Simmons First National Corporation (“Simmons”) and the Participant, who is an employee of Simmons or a parent or subsidiary corporation (as defined in sections 424(e) or (f) of the

May 5, 2023 EX-10.7

FIRST AMENDED AND RESTATED EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT

Exhibit 10.7 FIRST AMENDED AND RESTATED EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT THIS FIRST AMENDED AND RESTATED EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") is made and entered into as of November 8, 2022 (the “Effective Date”), by and among Simmons First National Corporation ("Company"), an Arkansas corporation, Simmons Bank (“Bank” and together with the Company (as more

May 5, 2023 EX-10.5

EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT

Exhibit 10.5 EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT THIS EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") is made and entered into as of this 12th day of November, 2021 (the “Effective Date”), by and among Simmons First National Corporation ("Company"), an Arkansas corporation, Simmons Bank (“Bank” and together with the Company (as more fully described in Article 12), “Simmon

May 5, 2023 EX-10.6

INDEMNIFICATION AGREEMENT

Exhibit 10.6 INDEMNIFICATION AGREEMENT This INDEMNIFICATION AGREEMENT (“Agreement”), dated as of November 12, 2021 (the “Effective Date”), is made by and between Simmons First National Corporation, an Arkansas corporation (“Company”), and the undersigned indemnitee (“Indemnitee”). RECITALS A.The Company recognizes that competent and experienced persons are increasingly reluctant to serve or to con

May 5, 2023 EX-10.9

EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT

Exhibit 10.9 EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT THIS EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") is made and entered into as of this 4th day of November 2022 (the “Effective Date”), by and among Simmons First National Corporation ("Company"), an Arkansas corporation, Simmons Bank (“Bank” and together with the Company (as more fully described in Article 12), “Simmons”

April 26, 2023 8-K/A

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A AMENDMENT NO. 1 TO CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 25, 2023 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of

April 26, 2023 EX-99.2

Nasdaq: SFNC 1 st Quarter 2023 Earnings Presentation Contents 3 Company Profile 4 Q1 Financial Highlights 11 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 19 Loans 23 Credit Quality 26 Key Takeaways 28 Appendix 3 Simmons Firs

Exhibit 99.2 Nasdaq: SFNC 1 st Quarter 2023 Earnings Presentation Contents 3 Company Profile 4 Q1 Financial Highlights 11 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 19 Loans 23 Credit Quality 26 Key Takeaways 28 Appendix 2 Forward - Looking Statements and Non - GAAP Financial Measures Forward - Looking Statements . Certain statements by Simmons First National Corporatio

April 25, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 25, 2023 SIMMONS FIRST NATIO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 25, 2023 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Comm

April 25, 2023 EX-99.1

Simmons First National Corporation Reports First Quarter 2023 Results

Exhibit 99.1 April 25, 2023 Simmons First National Corporation Reports First Quarter 2023 Results Bob Fehlman, Simmons’ Chief Executive Officer, commented on first quarter 2023 results While the continued challenges from rising interest rates, coupled this quarter with heightened market volatility, brought amplified attention to the financial services industry, our focus remained on the fundamenta

April 25, 2023 EX-99.2

Nasdaq: SFNC 1 st Quarter 2023 Earnings Presentation Contents 3 Company Profile 4 Q1 Financial Highlights 11 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 19 Loans 23 Credit Quality 26 Key Takeaways 28 Appendix 3 Simmons Firs

Exhibit 99.2 Nasdaq: SFNC 1 st Quarter 2023 Earnings Presentation Contents 3 Company Profile 4 Q1 Financial Highlights 11 Deposits, Securities, Liquidity, Interest Rate Sensitivity and Capital 19 Loans 23 Credit Quality 26 Key Takeaways 28 Appendix 2 Forward - Looking Statements and Non - GAAP Financial Measures Forward - Looking Statements . Certain statements by Simmons First National Corporatio

April 24, 2023 EX-FILING FEES

Calculation of Filing Fee Table.

Exhibit 107.1 CALCULATION OF FILING FEE TABLE Form S-8 (Form Type) Simmons First National Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1) Proposed Maximum Offering Price Per Unit(2) Maximum Aggregate Offering Price(2) Fee Rate Amount of Registration Fee Equity Class

April 24, 2023 S-8

As filed with the Securities and Exchange Commission on April 24, 2023

S-8 1 s8042123.htm S-8 As filed with the Securities and Exchange Commission on April 24, 2023 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in charter) Arkansas (State or other jurisdiction of incorporation or org

April 20, 2023 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A AMENDMENT NO. 1 TO CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 18, 202

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A AMENDMENT NO. 1 TO CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 18, 2023 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of

April 19, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Exchange Act of 1934 Date of Report (Date of earliest event reported) April 18, 2023 SIMMONS FIRST NATIONAL CORPORA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Exchange Act of 1934 Date of Report (Date of earliest event reported) April 18, 2023 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commission File

April 19, 2023 EX-10.1

Simmons First National Corporation 2023 Stock and Incentive Plan (effective April 18, 2023).

Exhibit 10.1 SIMMONS FIRST NATIONAL CORPORATION 2023 STOCK AND INCENTIVE PLAN (Effective April 18, 2023) Article I Establishment, Purpose, and Duration 1.1 Establishment of the Plan. Simmons First National Corporation, an Arkansas corporation, hereby establishes the Simmons First National Corporation 2023 Stock and Incentive Plan, as set forth in this document. Unless otherwise defined herein, all

March 14, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defi

February 27, 2023 EX-4.2

Exhibit 4.2

Exhibit 4.2 DESCRIPTION OF REGISTRANT’S SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED Simmons First National Corporation’s (“Company,” “we,” “us,” or “our”) Class A Common Stock, par value $0.01 per share (“common stock”), is the only class of its securities registered under Section 12 of the Securities Exchange Act of 1934, as amended. DESCRIPTION OF CO

February 27, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-06253 SIMMONS FIRST N

February 27, 2023 EX-10.36

SIMMONS FIRST NATIONAL CORPORATION DIRECTORS DEFERRED COMPENSATION PLAN (Amended and Restated Effective December 31, 2022)

Exhibit 10.36 SIMMONS FIRST NATIONAL CORPORATION DIRECTORS DEFERRED COMPENSATION PLAN (Amended and Restated Effective December 31, 2022) The Simmons First National Corporation Directors Deferred Compensation Plan (the “Plan”) is hereby amended and restated effective December 31, 2022, by Simmons First National Corporation and its affiliates which have executed an Adoption Schedule attached hereto

February 27, 2023 EX-21

SIMMONS FIRST NATIONAL CORPORATION DIRECT AND INDIRECT SUBSIDIARIES AS OF DECEMBER 31, 2022

Exhibit 21 SIMMONS FIRST NATIONAL CORPORATION DIRECT AND INDIRECT SUBSIDIARIES AS OF DECEMBER 31, 2022 Name of Direct or Indirect Subsidiary State of Incorporation or Organization Simmons Bank AR Simmons First Investment Group, Inc.

February 10, 2023 SC 13G/A

SFNC / Simmons First National Corporation / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5 )* Simmons First National Corp (Name of Issuer) Common Stock (Title of Class of Securities) 828730200 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriat

February 9, 2023 SC 13G/A

SFNC / Simmons First National Corporation / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv01894-simmonsfirstnational.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 9)* Name of issuer: Simmons First National Corp. Class A Title of Class of Securities: Common Stock CUSIP Number: 828730200 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appro

January 27, 2023 CORRESP

January 27, 2023

CORRESP 1 filename1.htm January 27, 2023 VIA EDGAR Mr. Marc Thomas Division of Corporation Finance Office of Finance U.S. Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re:   Simmons First National Corporation Form 10-K for the Fiscal Year Ended December 31, 2021 Form 10-Q for the Quarterly Period Ended September 30, 2022 File No. 000-06253 Dear Mr. Thomas, We are writi

January 25, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 20, 2023 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Co

January 25, 2023 EX-10.1

Second Amendment to Deferred Compensation Agreement for George A. Makris, Jr., dated January 25, 2023.

Exhibit 10.1 SECOND AMENDMENT TO DEFERRED COMPENSATION AGREEMENT THIS SECOND AMENDMENT to the Deferred Compensation Agreement (the “Agreement”) by and between Simmons First National Corporation (“Employer”) and George A. Makris, Jr. (“Employee”), provides as follows, WITNESSETH: WHEREAS, Employer and Employee entered into the Agreement effective January 2, 2013 and as amended January 25, 2018; and

January 24, 2023 EX-99.2

Nasdaq: SFNC 4 th Quarter 2022 Earnings Presentation Contents 5 Q4 Highlights 6 Q4 Results Overview 12 Loans 16 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 21 Credit Quality 25 Key Takeaways 27 Appendix 94% 6% Arkansas Kansas

Exhibit 99.2 Nasdaq: SFNC 4 th Quarter 2022 Earnings Presentation Contents 5 Q4 Highlights 6 Q4 Results Overview 12 Loans 16 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 21 Credit Quality 25 Key Takeaways 27 Appendix 2 Forward - Looking Statements and Non - GAAP Financial Measures Forward - Looking Statements . Certain statements by Simmons First National Corporation (the “

January 24, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 24, 2023 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Co

January 24, 2023 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A AMENDMENT NO. 1 TO CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 19, 2022 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction

January 24, 2023 EX-99.1

Simmons First National Corporation Reports Record Quarterly Earnings of $83.3 million for the Fourth Quarter of 2022 and Earnings Per Diluted Share of $0.65

EX-99.1 2 exh991.htm EXHIBIT 99.1 Exhibit 99.1 January 24, 2023 Simmons First National Corporation Reports Record Quarterly Earnings of $83.3 million for the Fourth Quarter of 2022 and Earnings Per Diluted Share of $0.65 George A. Makris, Jr., Simmons’ Executive Chairman, commented on financial results During 2022, we completed a number of strategic initiatives, including the successful merger and

December 19, 2022 EX-99.1

SIMMONS FIRST NATIONAL CORPORATION AND SIMMONS BANK ANNOUNCE CERTAIN EXECUTIVE MANAGEMENT UPDATES

Exhibit 99.1 FOR IMMEDIATE RELEASE: Monday, December 19, 2022 SIMMONS FIRST NATIONAL CORPORATION AND SIMMONS BANK ANNOUNCE CERTAIN EXECUTIVE MANAGEMENT UPDATES PINE BLUFF, AR ? Simmons First National Corporation (NASDAQ: SFNC) (?Company?) and Simmons Bank (?Bank,? and together with the Company, ?Simmons?) today announced changes to certain executive management roles. George Makris, Jr., Simmons? c

December 19, 2022 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 19, 2022 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (C

November 4, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-06253 SIMMON

November 4, 2022 EX-10.2

FIRST AMENDMENT TO DEFERRED COMPENSATION AGREEMENT

FIRST AMENDMENT TO DEFERRED COMPENSATION AGREEMENT THIS AMENDMENT to the Deferred Compensation Agreement (the “Agreement”) by and between Simmons First National Corporation (“Employer”) and George A.

November 4, 2022 EX-15.1

Awareness of Independent Registered Public Accounting Firm

EX-15.1 6 sfnc-093022xex151.htm EX-15.1 Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference on Form S-3ASR (Registration No. 333-254919) and the Registration Statements on Form S-8 (Registration Nos. 333-134240, 333-134241, 333-134276, 333-134301, 333-134356, 333-138629, 333-186253, 333-186254, 333-197708, 333-206160, 333-234166 and

November 4, 2022 EX-3.2

Articles of Amendment to the Amended and Restated Articles of Incorporation of Simmons First National Corporation, dated August 3, 2022 (incorporated by reference to Exhibit 3.2 to Simmons First National Corporation’s Quarterly Report on Form 10-Q for the quarter ended September 30, 2022 (File No. 000-06253)).

EX-3.2 2 sfnc-093022xex32amendedand.htm EX-3.2 ARTICLES OF AMENDMENT TO THE AMENDED AND RESTATED ARTICLES OF INCORPORATION OF SIMMONS FIRST NATIONAL CORPORATION Pursuant to, and in accordance with, the Arkansas Business Corporation Act of 1987, Simmons First National Corporation (“Corporation”) does hereby adopt these Articles of Amendment (“Articles of Amendment”) to the Amended and Restated Arti

November 4, 2022 EX-10.1

FIRST AMENDMENT TO DEFERRED COMPENSATION AGREEMENT

FIRST AMENDMENT TO DEFERRED COMPENSATION AGREEMENT THIS AMENDMENT to the Deferred Compensation Agreement (the “Agreement”) by and between Simmons First National Corporation (“Employer”) and Jennifer B.

November 4, 2022 EX-10.3

FIRST AMENDMENT TO DEFERRED COMPENSATION AGREEMENT

FIRST AMENDMENT TO DEFERRED COMPENSATION AGREEMENT THIS AMENDMENT to the Deferred Compensation Agreement (the “Agreement”) by and between Simmons First National Corporation (“Employer”) and Matthew S.

October 25, 2022 EX-99.1

Simmons First National Corporation Reports Third Quarter 2022 Earnings of $80.6 million, Earnings Per Diluted Share of $0.63 Positive operating leverage driven by strong total revenue and adjusted pre-provision net revenue growth

Exhibit 99.1 October 25, 2022 Simmons First National Corporation Reports Third Quarter 2022 Earnings of $80.6 million, Earnings Per Diluted Share of $0.63 Positive operating leverage driven by strong total revenue and adjusted pre-provision net revenue growth George A. Makris, Jr., Simmons? Chairman and CEO, commented on the third quarter Our financial performance in the quarter demonstrates the d

October 25, 2022 EX-99.2

Nasdaq: SFNC 3 rd Quarter 2022 Earnings Presentation Contents 3 Q3 Highlights 4 Q3 Results Overview 10 Loans 13 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 19 Credit Quality 22 Key Takeaways 24 Appendix 3 Q3 22 Highlights Q 3

Exhibit 99.2 Nasdaq: SFNC 3 rd Quarter 2022 Earnings Presentation Contents 3 Q3 Highlights 4 Q3 Results Overview 10 Loans 13 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 19 Credit Quality 22 Key Takeaways 24 Appendix 2 Forward - Looking Statements and Non - GAAP Financial Measures Forward - Looking Statements . Certain statements by Simmons First National Corporation (the ?

October 25, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Exchange Act of 1934 Date of Report (Date of earliest event reported) October 25, 2022 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commission Fi

August 5, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-06253 SIMMONS FIR

August 5, 2022 EX-15.1

Awareness of Independent Registered Public Accounting Firm

Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference on Form S-3ASR (Registration No. 333-254919) and the Registration Statements on Form S-8 (Registration Nos. 333-134240, 333-134241, 333-134276, 333-134301, 333-134356, 333-138629, 333-186253, 333-186254, 333-197708, 333-206160, 333-234166 and 333-239309) of Simmons First National C

July 21, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Exchange Act of 1934 Date of Report (Date of earliest event reported) July 21, 2022 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commission File

July 21, 2022 EX-99.2

Nasdaq: SFNC 2 nd Quarter 2022 Earnings Presentation Contents 3 Q2 Highlights 4 Q2 Results Overview 11 Loans 14 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 20 Credit Quality 23 Key Takeaways 25 Appendix 3 Q2 22 Highlights Tot

Exhibit 99.2 Nasdaq: SFNC 2 nd Quarter 2022 Earnings Presentation Contents 3 Q2 Highlights 4 Q2 Results Overview 11 Loans 14 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 20 Credit Quality 23 Key Takeaways 25 Appendix 2 Forward - Looking Statements . Certain statements by Simmons First National Corporation (the ?Company?, which where appropriate includes the Company?s wholly

July 21, 2022 EX-99.1

Simmons First National Corporation Reports Second Quarter 2022 Earnings

Exhibit 99.1 July 21, 2022 Simmons First National Corporation Reports Second Quarter 2022 Earnings George A. Makris, Jr., Simmons? Chairman and CEO, commented on the quarter Although second quarter results were significantly impacted by accounting adjustments and one-time merger expenses related to our acquisition of Spirit of Texas Bancshares during the quarter, Simmons? operating results excludi

May 31, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Exchange Act of 1934 Date of Report (Date of earliest event reported) May 27, 2022 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commission File N

May 6, 2022 EX-10.1

DEFERRED COMPENSATION AGREEMENT

DEFERRED COMPENSATION AGREEMENT THIS AGREEMENT made and entered into by and between Simmons First National Corporation ("Employer") and George A.

May 6, 2022 EX-10.4

Award Certificate Cash Award Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan

Award Certificate Cash Award Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan This Award Certificate (?Award Certificate?) evidences the grant of a cash award, effective as of the Grant Date, under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan (?Plan?) by Simmons First National Corporation (?Simmons?) to the Participant, who is an employee of Simmons or a parent or subsidiary corporation (as defined in sections 424(e) or (f) of the Code) (?Company?), as follows.

May 6, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-06253 SIMMONS FI

May 6, 2022 EX-15.1

Awareness of Independent Registered Public Accounting Firm

Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference on Form S-3ASR (Registration No. 333-254919) and the Registration Statements on Form S-8 (Registration Nos. 333-134240, 333-134241, 333-134276, 333-134301, 333-134356, 333-138629, 333-186253, 333-186254, 333-197708, 333-206160, 333-234166 and 333-239309) of Simmons First National C

May 6, 2022 EX-10.5

AWARD CERTIFICATE Restricted Stock Units Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan

AWARD CERTIFICATE Restricted Stock Units Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan This Award Certificate, effective as of the Grant Date, between Simmons First National Corporation (?Simmons?) and the Participant, who is a non-employee director of Simmons or a parent or subsidiary corporation (as defined in sections 424(e) or (f) of the Code) (the ?Company?) has been approved under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan (the ?Plan?) and evidences the grant of restricted stock units (?RSUs?) to the Participant under the Plan, as follows.

May 6, 2022 EX-10.2

AWARD CERTIFICATE Restricted Stock Units Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan

AWARD CERTIFICATE Restricted Stock Units Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan This Award Certificate, effective as of the Grant Date, between Simmons First National Corporation (?Simmons?) and the Participant, who is an employee of Simmons or a parent or subsidiary corporation (as defined in sections 424(e) or (f) of the Code) (the ?Company?), has been approved under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan (the ?Plan?) and evidences the grant of restricted stock units (?RSUs?) to the Participant under the Plan, as follows.

May 6, 2022 EX-10.3

AWARD CERTIFICATE Performance Share Units Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan

AWARD CERTIFICATE Performance Share Units Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan This Award Certificate, effective as of the Grant Date, between Simmons First National Corporation (?Simmons?) and the Participant, who is an employee of Simmons or a parent or subsidiary corporation (as defined in sections 424(e) or (f) of the Code) (the ?Company?), has been approved under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan (the ?Plan?) and evidences the grant of performance share units (?PSUs?) (also referred to under the Plan as ?Performance Shares?) to the Participant under the Plan, as follows.

May 2, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Exchange Act of 1934 Date of Report (Date of earliest event reported) April 27, 2022 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commission File

April 28, 2022 EX-99.2

Nasdaq: SFNC 1 st Quarter 2022 Earnings Presentation Contents 3 Q1 Highlights 4 Q1 Results Overview 11 Loans 14 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 20 Credit Quality 23 Key Takeaways 25 Appendix 3 Q1 22 Highlights Q 1

Exhibit 99.2 Nasdaq: SFNC 1 st Quarter 2022 Earnings Presentation Contents 3 Q1 Highlights 4 Q1 Results Overview 11 Loans 14 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 20 Credit Quality 23 Key Takeaways 25 Appendix 2 Forward - Looking Statements . Certain statements by Simmons First National Corporation (the ?Company?, which where appropriate includes the Company?s wholly

April 28, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2022 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Com

April 28, 2022 EX-99.1

Simmons First National Corporation Reports First Quarter 2022 Diluted EPS of $0.58

Exhibit 99.1 April 28, 2022 Simmons First National Corporation Reports First Quarter 2022 Diluted EPS of $0.58 Key Highlights in the First Quarter of 2022: ? Net income of $65.1 million, or $0.58 on a fully diluted per share basis ? Core earnings of $67.2 million, or $0.59 on a fully diluted per share basis ? Newly funded loans and advances top $2.5 billion in the quarter, outpacing loan paydowns

April 11, 2022 EX-99.1

Simmons First National Corporation Completes Acquisition and Conversion of Spirit of Texas Bancshares, Inc. Acquisition more than doubles our size and scale in the Lone Star State while establishing a platform for growth in Houston, Austin, San Anton

Exhibit 99.1 For Immediate Release: April 11, 2022 Simmons First National Corporation Completes Acquisition and Conversion of Spirit of Texas Bancshares, Inc. Acquisition more than doubles our size and scale in the Lone Star State while establishing a platform for growth in Houston, Austin, San Antonio, Corpus Christi and Bryan-College Station PINE BLUFF, Ark. ? Simmons First National Corp. (NASDA

April 11, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 8, 2022 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 000-06253 71-0407808 (State or Other Jurisdiction of Incorporation) (C

March 23, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

DEF 14A 1 tm228402-2def14a.htm DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (a

March 11, 2022 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549? SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.??) Filed by the Registrant ? ? Filed by a Party other than the Registrant ? ? Check the appropriate box: ? Preliminary Proxy Statement ? ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2

February 25, 2022 EX-10.5

Award Certificate Cash Award Granted under the First Amended and Restated Simmons First National Corporation 2015 Incentive Plan

Exhibit 10.5 Award Certificate Cash Award Granted under the First Amended and Restated Simmons First National Corporation 2015 Incentive Plan This Award Certificate (?Award Certificate?), effective as of the Grant Date, and provided by Simmons First National Corporation (?Simmons?) to Participant, who is an employee of Simmons or a parent or subsidiary corporation (as defined in sections 424(e) or

February 25, 2022 EX-4.2

DESCRIPTION OF REGISTRANT’S SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED

Exhibit 4.2 DESCRIPTION OF REGISTRANT?S SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED Simmons First National Corporation?s (?Company,? ?we,? ?us,? or ?our?) Class A Common Stock, par value $0.01 per share (?common stock?), is the only class of its securities registered under Section 12 of the Securities Exchange Act of 1934, as amended. DESCRIPTION OF CO

February 25, 2022 EX-10.4

AWARD CERTIFICATE Performance Share Units Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan

Exhibit 10.4 AWARD CERTIFICATE Performance Share Units Granted under the Second Amended and Restated Simmons First National Corporation 2015 Incentive Plan This Award Certificate, effective as of the Grant Date, between Simmons First National Corporation (?Simmons?) and the Participant, who is an employee of Simmons or a parent or subsidiary corporation (as defined in sections 424(e) or (f) of the

February 25, 2022 EX-21

SIMMONS FIRST NATIONAL CORPORATION DIRECT AND INDIRECT SUBSIDIARIES AS OF DECEMBER 31, 2021 Name of Direct or Indirect Subsidiary State of Incorporation or Organization Simmons Bank AR Simmons First Investment Group, Inc. AR Simmons First Insurance S

Exhibit 21 SIMMONS FIRST NATIONAL CORPORATION DIRECT AND INDIRECT SUBSIDIARIES AS OF DECEMBER 31, 2021 Name of Direct or Indirect Subsidiary State of Incorporation or Organization Simmons Bank AR Simmons First Investment Group, Inc.

February 25, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-06253 SIMMONS FIRST N

February 18, 2022 EX-3.1

Amended and Restated By-Laws of Simmons First National Corporation.

Exhibit 3.1 AMENDED AND RESTATED BY-LAWS OF SIMMONS FIRST NATIONAL CORPORATION ARTICLE I. OFFICES The principal office of Simmons First National Corporation (herein, ?Corporation?) in the State of Arkansas shall be located at 501 Main Street in the City of Pine Bluff, County of Jefferson. The Corporation may have such other offices, either within or without the State of Arkansas, as the Corporatio

February 18, 2022 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 14, 2022 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (C

February 10, 2022 SC 13G/A

SFNC / Simmons First National Corporation / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 8)* Name of issuer: Simmons First National Corp. Class A Title of Class of Securities: Common Stock CUSIP Number: 828730200 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Sch

February 8, 2022 SC 13G/A

SFNC / Simmons First National Corporation / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4 )* Simmons First National Corp (Name of Issuer) Common Stock (Title of Class of Securities) 828730200 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

February 7, 2022 425

Simmons Receives Federal Reserve Approval for Pending Acquisition of Spirit of Texas Bancshares, Inc.

Filed by Simmons First National Corporation pursuant to Rule 425 under the Securities Act of 1933, as amended, and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934, as amended Subject Company: Spirit of Texas Bancshares, Inc.

January 27, 2022 EX-99.1

SIMMONS FIRST NATIONAL CORPORATION REPORTS RECORD EARNINGS FOR 2021 Board of Directors authorizes new $175 million share repurchase program after substantially exhausting prior program in January 2022 and approves a 6 percent increase in the quarterl

Exhibit 99.1 For Immediate Release: January 27, 2022 SIMMONS FIRST NATIONAL CORPORATION REPORTS RECORD EARNINGS FOR 2021 Board of Directors authorizes new $175 million share repurchase program after substantially exhausting prior program in January 2022 and approves a 6 percent increase in the quarterly cash dividend ? Net income of $271.2 million for the full year of 2021, up 6 percent from the f

January 27, 2022 EX-99.2

Contents 4 Q4 &2021 Highlights 5 Q4 Results Overview 13 Loans 18 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 24 Credit Quality 27 Key Takeaways and Management Outlook 30 Appendix 4 th Quarter 2021 Earnings Presentation | NASD

Exhibit 99.2 Contents 4 Q4 &2021 Highlights 5 Q4 Results Overview 13 Loans 18 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 24 Credit Quality 27 Key Takeaways and Management Outlook 30 Appendix 4 th Quarter 2021 Earnings Presentation | NASDAQ: SFNC 2 Forward - Looking Statements and Non - GAAP Financial Measures Forward - Looking Statements . Certain statements by Simmons Fi

January 27, 2022 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2022 SIMMONS FIRST NA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2022 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 000-06253 71-0407808 (State or Other Jurisdiction of Incorporation)

January 27, 2022 EX-99.1

SIMMONS FIRST NATIONAL CORPORATION REPORTS RECORD EARNINGS FOR 2021 Board of Directors authorizes new $175 million share repurchase program after substantially exhausting prior program in January 2022 and approves a 6 percent increase in the quarterl

EX-99.1 2 exh991.htm EXHIBIT 99.1 Exhibit 99.1 For Immediate Release: January 27, 2022 SIMMONS FIRST NATIONAL CORPORATION REPORTS RECORD EARNINGS FOR 2021 Board of Directors authorizes new $175 million share repurchase program after substantially exhausting prior program in January 2022 and approves a 6 percent increase in the quarterly cash dividend · Net income of $271.2 million for the full yea

January 27, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2022 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 000-06253 71-0407808 (State or Other Jurisdiction of Incorporation)

January 27, 2022 EX-99.2

Contents 4 Q4 &2021 Highlights 5 Q4 Results Overview 13 Loans 18 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 24 Credit Quality 27 Key Takeaways and Management Outlook 30 Appendix 4 th Quarter 2021 Earnings Presentation | NASD

Exhibit 99.2 Contents 4 Q4 &2021 Highlights 5 Q4 Results Overview 13 Loans 18 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 24 Credit Quality 27 Key Takeaways and Management Outlook 30 Appendix 4 th Quarter 2021 Earnings Presentation | NASDAQ: SFNC 2 Forward - Looking Statements and Non - GAAP Financial Measures Forward - Looking Statements . Certain statements by Simmons Fi

January 20, 2022 424B3

PROXY STATEMENT/PROSPECTUS PROPOSED MERGER — YOUR VOTE IS VERY IMPORTANT

Filed Pursuant to Rule 424(b)(3) Registration No. 333-261842 PROXY STATEMENT/PROSPECTUS PROPOSED MERGER ? YOUR VOTE IS VERY IMPORTANT Dear Shareholders of Spirit of Texas Bancshares, Inc.: On November 18, 2021, Simmons First National Corporation, which we refer to as Simmons, an Arkansas corporation and the parent holding company of Simmons Bank, an Arkansas state-chartered bank and wholly owned s

January 18, 2022 EX-99.4

Form of proxy to be mailed to shareholders of Spirit of Texas Bancshares, Inc.

Exhibit 99.4 P.O. BOX 8016, CARY, NC 27512-9903 Spirit of Texas Bancshares, Inc. Special Meeting of Shareholders For Shareholders as of record on January 14, 2022 TIME: Thursday, February 24, 2022 12:00 PM, Central Time PLACE: Special Meeting to be held live via the Internet - please visit www.proxydocs.com/STXB for more details YOUR VOTE IS IMPORTANT! PLEASE VOTE BY: INTERNETGo To: www.proxypush.

January 18, 2022 EX-15.1

Awareness Letter of BKD, LLP with respect to the interim financial statements of Simmons First National Corporation

Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference in this Registration Statement on Form S-4/A of Simmons First National Corporation (the Company) of our report dated May 6, 2021, August 6, 2021, and November 5, 2021, included with the Quarterly Report on Form 10-Q for the quarters ended March 31, 2021, June 30, 2021, and Septembe

January 18, 2022 S-4/A

As filed with the Securities and Exchange Commission on January 18, 2022.

As filed with the Securities and Exchange Commission on January 18, 2022. Registration No. 333-261842 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Amendment No. 1 to FORM S-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 6022 71-0407808 (State or other jurisdictio

January 18, 2022 EX-99.2

Consent of Stephens Inc.

Exhibit 99.2 CONSENT OF STEPHENS INC. We hereby consent to the inclusion of our opinion letter to the Board of Directors of Spirit of Texas Bancshares, Inc. (the ?Company?) as an Appendix to the Proxy Statement/Prospectus relating to the proposed merger of the Company with Simmons First National Corporation contained in Amendment No. 1 to the Registration Statement on Form S-4, as filed with the S

January 18, 2022 CORRESP

SIMMONS FIRST NATIONAL CORPORATION 501 Main Street Pine Bluff, Arkansas 71601

CORRESP 1 filename1.htm SIMMONS FIRST NATIONAL CORPORATION 501 Main Street Pine Bluff, Arkansas 71601 Via EDGAR January 18, 2022 Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549-4628 Attn: Eric Envall Re: Simmons First National Corporation Amendment No. 1 to Registration Statement on Form S-4 Filed January 18, 2022 File No. 333-261842 Lad

December 22, 2021 EX-99.2

Consent of Stephens Inc.

EX-99.2 5 e21655ex99-2.htm Exhibit 99.2 CONSENT OF STEPHENS INC. We hereby consent to the inclusion of our opinion letter to the Board of Directors of Spirit of Texas Bancshares, Inc. (the “Company”) as an Appendix to the Proxy Statement/Prospectus relating to the proposed merger of the Company with Simmons First National Corporation contained in the Registration Statement on Form S-4, as filed wi

December 22, 2021 S-4

As filed with the Securities and Exchange Commission on December 22, 2021.

As filed with the Securities and Exchange Commission on December 22, 2021. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 6022 71-0407808 (State or other jurisdiction of incorporation or or

December 22, 2021 EX-99.3

Consent of Dean O. Bass pursuant to Rule 438 promulgated under the Securities Act of 1933, as amended

Exhibit 99.3 Consent of Person Named as About to Become Director Pursuant to Rule 438 promulgated under the Securities Act of 1933, as amended (the ?Securities Act?), I hereby consent to being named in the Registration Statement on Form S-4 of Simmons First National Corporation, and all amendments thereto (the ?Registration Statement?), any prospectus filed pursuant to Rule 424 promulgated under t

December 22, 2021 EX-15.1

Awareness Letter of BKD, LLP with respect to the interim financial statements of Simmons First National Corporation

EX-15.1 2 e21655ex15-1.htm Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference in this Registration Statement on Form S-4 of Simmons First National Corporation (the Company) of our report dated May 6, 2021, August 6, 2021, and November 5, 2021, included with the Quarterly Report on Form 10-Q for the quarters ended March 31, 2021, Ju

December 2, 2021 425

Simmons First National Corporation Issues Supplemental Information Regarding Acquisition of Spirit of Texas Bancshares, Inc.

Filed by Simmons First National Corporation pursuant to Rule 425 under the Securities Act of 1933, as amended, and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934, as amended Subject Company: Spirit of Texas Bancshares, Inc.

November 23, 2021 425

Filed by Simmons First National Corporation

Filed by Simmons First National Corporation pursuant to Rule 425 under the Securities Act of 1933, as amended, and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934, as amended Subject Company: Spirit of Texas Bancshares, Inc.

November 23, 2021 425

Frequently Asked Questions

Filed by Simmons First National Corporation pursuant to Rule 425 under the Securities Act of 1933, as amended, and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934, as amended Subject Company: Spirit of Texas Bancshares, Inc.

November 23, 2021 425

Filed by Simmons First National Corporation

Filed by Simmons First National Corporation pursuant to Rule 425 under the Securities Act of 1933, as amended, and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934, as amended Subject Company: Spirit of Texas Bancshares, Inc.

November 23, 2021 425

Filed by Simmons First National Corporation

Filed by Simmons First National Corporation pursuant to Rule 425 under the Securities Act of 1933, as amended, and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934, as amended Subject Company: Spirit of Texas Bancshares, Inc.

November 23, 2021 425

a'.1 1 Simmons .. B ank . PERSONAL h ome we lcome to s i mmo n s BUS I NESS Welcome to Simmons ABOU T OPE N A N AC CO UNT Abou t us W e hop e you ' ll t a ke so me t i me t o ge t f ami l ia r w i th th e m any pr ograms an d p er k s t ha t ma ke Si

Filed by Simmons First National Corporation pursuant to Rule 425 under the Securities Act of 1933, as amended, and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934, as amended Subject Company: Spirit of Texas Bancshares, Inc.

November 19, 2021 425

Filed by Simmons First National Corporation

Filed by Simmons First National Corporation pursuant to Rule 425 under the Securities Act of 1933, as amended, and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934, as amended Subject Company: Spirit of Texas Bancshares, Inc.

November 19, 2021 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 18, 2021 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 000-06253 71-0407808 (State or Other Jurisdiction of Incorporation

November 19, 2021 425

Filed by Simmons First National Corporation

Filed by Simmons First National Corporation pursuant to Rule 425 under the Securities Act of 1933, as amended, and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934, as amended Subject Company: Spirit of Texas Bancshares, Inc.

November 19, 2021 EX-2.1

Agreement and Plan of Merger, by and between Simmons First National Corporation and Spirit of Texas Bancshares, Inc., dated as of November 18, 2021*

Exhibit 2.1 Execution Version AGREEMENT AND PLAN OF MERGER BY AND BETWEEN SIMMONS FIRST NATIONAL CORPORATION AND SPIRIT OF TEXAS BANCSHARES, INC. Dated as of November 18, 2021 TABLE OF CONTENTS ARTICLE 1 TRANSACTIONS AND TERMS OF MERGER 4 1.1. Merger. 4 1.2. Time and Place of Closing. 5 1.3. Effective Time. 5 1.4. Charter. 5 1.5. Bylaws. 5 1.6. Directors and Officers. 5 1.7. Bank Merger. 5 ARTICLE

November 19, 2021 EX-99.1

SUPPORT AND NON-COMPETITION AGREEMENT

EX-99.1 3 exh991.htm EXHIBIT 99.1 Exhibit 99.1 SUPPORT AND NON-COMPETITION AGREEMENT This SUPPORT AND NON-COMPETITION AGREEMENT, dated as of November 18, 2021 (this “Agreement”), by and among Simmons First National Corporation, an Arkansas corporation (“Buyer”), Spirit of Texas Bancshares, Inc. (“Seller”), a Texas corporation, and the undersigned [officer][director] (the “Individual”) of Seller. W

November 19, 2021 EX-99.3

Significantly enhancing our position and scale in the Lone Star State Acquisition of Spirit of Texas Bancshares, Inc. November 19, 2021 Memphis Nashville Dallas Houston Fort Worth Austin San Antonio College Station Nasdaq: SFNC Nasdaq: STXB Disclaime

Exhibit 99.3 Significantly enhancing our position and scale in the Lone Star State Acquisition of Spirit of Texas Bancshares, Inc. November 19, 2021 Memphis Nashville Dallas Houston Fort Worth Austin San Antonio College Station Nasdaq: SFNC Nasdaq: STXB Forward - Looking Statements Certain statements contained in this presentation may not be based on historical facts and should be considered ?forw

November 19, 2021 EX-99.3

Significantly enhancing our position and scale in the Lone Star State Acquisition of Spirit of Texas Bancshares, Inc. November 19, 2021 Memphis Nashville Dallas Houston Fort Worth Austin San Antonio College Station Nasdaq: SFNC Nasdaq: STXB Disclaime

Exhibit 99.3 Significantly enhancing our position and scale in the Lone Star State Acquisition of Spirit of Texas Bancshares, Inc. November 19, 2021 Memphis Nashville Dallas Houston Fort Worth Austin San Antonio College Station Nasdaq: SFNC Nasdaq: STXB Forward - Looking Statements Certain statements contained in this presentation may not be based on historical facts and should be considered ?forw

November 19, 2021 EX-2.1

Agreement and Plan of Merger, by and between Simmons First National Corporation and Spirit of Texas Bancshares, Inc., dated as of November 18, 2021*

EX-2.1 2 exh21.htm EXHIBIT 2.1 Exhibit 2.1 Execution Version AGREEMENT AND PLAN OF MERGER BY AND BETWEEN SIMMONS FIRST NATIONAL CORPORATION AND SPIRIT OF TEXAS BANCSHARES, INC. Dated as of November 18, 2021 TABLE OF CONTENTS ARTICLE 1 TRANSACTIONS AND TERMS OF MERGER 4 1.1. Merger. 4 1.2. Time and Place of Closing. 5 1.3. Effective Time. 5 1.4. Charter. 5 1.5. Bylaws. 5 1.6. Directors and Officers

November 19, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 18, 2021 SIMMONS FIRST N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 18, 2021 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 000-06253 71-0407808 (State or Other Jurisdiction of Incorporation

November 19, 2021 425

Filed by Simmons First National Corporation

Filed by Simmons First National Corporation pursuant to Rule 425 under the Securities Act of 1933, as amended, and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934, as amended Subject Company: Spirit of Texas Bancshares, Inc.

November 19, 2021 EX-99.1

SUPPORT AND NON-COMPETITION AGREEMENT

Exhibit 99.1 SUPPORT AND NON-COMPETITION AGREEMENT This SUPPORT AND NON-COMPETITION AGREEMENT, dated as of November 18, 2021 (this ?Agreement?), by and among Simmons First National Corporation, an Arkansas corporation (?Buyer?), Spirit of Texas Bancshares, Inc. (?Seller?), a Texas corporation, and the undersigned [officer][director] (the ?Individual?) of Seller. W I T N E S S E T H: WHEREAS, concu

November 19, 2021 425

Filed by Simmons First National Corporation

Filed by Simmons First National Corporation pursuant to Rule 425 under the Securities Act of 1933, as amended, and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934, as amended Subject Company: Spirit of Texas Bancshares, Inc.

November 19, 2021 EX-99.2

Simmons First National Corporation and Spirit of Texas Bancshares, Inc. Announce Intent to Merge Transaction will significantly enhance Simmons’ scale in the Lone Star State; complement existing footprint while expanding into high-growth metro market

EXHIBIT 99.2 Simmons First National Corporation and Spirit of Texas Bancshares, Inc. Announce Intent to Merge Transaction will significantly enhance Simmons? scale in the Lone Star State; complement existing footprint while expanding into high-growth metro markets - Austin, Houston, San Antonio, Corpus Christi and Bryan-College Station PINE BLUFF, Ark. and CONROE, Texas, Nov. 19, 2021 (GLOBE NEWSW

November 19, 2021 EX-99.2

Simmons First National Corporation and Spirit of Texas Bancshares, Inc. Announce Intent to Merge Transaction will significantly enhance Simmons’ scale in the Lone Star State; complement existing footprint while expanding into high-growth metro market

EXHIBIT 99.2 Simmons First National Corporation and Spirit of Texas Bancshares, Inc. Announce Intent to Merge Transaction will significantly enhance Simmons? scale in the Lone Star State; complement existing footprint while expanding into high-growth metro markets - Austin, Houston, San Antonio, Corpus Christi and Bryan-College Station PINE BLUFF, Ark. and CONROE, Texas, Nov. 19, 2021 (GLOBE NEWSW

November 5, 2021 EX-15.1

Awareness of Independent Registered Public Accounting Firm

EX-15.1 2 sfnc-093021xex151.htm EX-15.1 Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference on Form S-3ASR (Registration No. 333-254919) and the Registration Statements on Form S-8 (Registration Nos. 333-134240, 333-134241, 333-134276, 333-134301, 333-134356, 333-138629, 333-186253, 333-186254, 333-197708, 333-206160, 333-234166 and

November 5, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-06253 SIMMON

October 26, 2021 EX-99.2

Contents 3 Q3 Key Highlights 4 Q3 Results Overview 11 Loans 16 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 21 Credit Quality 24 Key Takeaways and Management Outlook 26 Appendix 3 rd Quarter 2021 Earnings Presentation | NASDAQ

Exhibit 99.2 Contents 3 Q3 Key Highlights 4 Q3 Results Overview 11 Loans 16 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 21 Credit Quality 24 Key Takeaways and Management Outlook 26 Appendix 3 rd Quarter 2021 Earnings Presentation | NASDAQ: SFNC 2 Forward - Looking Statements and Non - GAAP Financial Measures Forward - Looking Statements . Certain statements by Simmons Firs

October 26, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2021 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 000-06253 71-0407808 (State or Other Jurisdiction of Incorporation)

October 26, 2021 EX-99.1

SIMMONS REPORTS THIRD QUARTER 2021 EARNINGS Acquisitions and conversions of Landmark Community Bank and Triumph Bancshares, Inc. completed shortly after end of the quarter – approximately four months after announcement

Exhibit 99.1 For Immediate Release: October 26, 2021 SIMMONS REPORTS THIRD QUARTER 2021 EARNINGS Acquisitions and conversions of Landmark Community Bank and Triumph Bancshares, Inc. completed shortly after end of the quarter ? approximately four months after announcement ? Net income of $80.6 million for the third quarter of 2021, up 22 percent from the year ago quarter and up 8 percent compared t

October 12, 2021 EX-99.1

Simmons First National Corporation Completes Acquisitions and Conversions of Landmark Community Bank and Triumph Bancshares, Inc. Simmons Bank ranks as the 8th largest bank in Tennessee based on pro forma deposit market share data

EXHIBIT 99.1 Simmons First National Corporation Completes Acquisitions and Conversions of Landmark Community Bank and Triumph Bancshares, Inc. Simmons Bank ranks as the 8th largest bank in Tennessee based on pro forma deposit market share data PINE BLUFF, Ark., Oct. 12, 2021 (GLOBE NEWSWIRE) - Simmons First National Corp. (NASDAQ: SFNC) (Simmons or Company) announced today that it has completed th

October 12, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 8, 2021 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 000-06253 71-0407808 (State or Other Jurisdiction of Incorporation)

August 12, 2021 425

Simmons Receives Federal Reserve Approval for Pending Acquisitions of Landmark Community Bank and Triumph Bancshares, Inc.

Filed by Simmons First National Corporation pursuant to Rule 425 under the Securities Act of 1933, as amended, and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934, as amended Subject Company: Landmark Community Bank / Triumph Bancshares, Inc.

August 6, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 000-06253 SIMMONS FIR

August 6, 2021 EX-15.1

Awareness of Independent Registered Public Accounting Firm

EX-15.1 2 sfnc-063021xex151.htm EX-15.1 Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference on Form S-3ASR (Registration No. 333-254919), the Registration Statement on Form S-4 (Registration No. 333-258059) and the Registration Statements on Form S-8 (Registration Nos. 333-134240, 333-134241, 333-134276, 333-134301, 333-134356, 333-

August 5, 2021 EX-10.1

Indemnification Agreement for James M. Brogdon dated July 30, 2021

EX-10.1 2 exh101.htm EXHIBIT 10.1 Exhibit 10.1 INDEMNIFICATION AGREEMENT This Indemnification Agreement (“Agreement”), dated as of July 30, 2021 (the “Effective Date”), is made by and between Simmons First National Corporation, an Arkansas corporation (“Company”), and the undersigned indemnitee (“Indemnitee”). RECITALS A. The Company recognizes that competent and experienced persons are increasing

August 5, 2021 424B3

PROXY STATEMENT/PROSPECTUS MERGER PROPOSED-YOUR VOTE IS VERY IMPORTANT

Filed Pursuant to Rule 424(b)(3) Registration No. 333-258059 PROXY STATEMENT/PROSPECTUS MERGER PROPOSED-YOUR VOTE IS VERY IMPORTANT Dear Shareholders of Landmark Community Bank: On September 7, 2021 we will hold a special meeting of the shareholders of Landmark Community Bank, or Landmark, to vote on a proposal to merge with Simmons Bank, an Arkansas state-chartered bank and wholly owned subsidiar

August 5, 2021 EX-10.2

Executive Change in Control Severance Agreement for James M. Brogdon dated July 30, 2021

Exhibit 10.2 EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT THIS EXECUTIVE CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") is made and entered into as of July 30, 2021 (the ?Effective Date?), by and among Simmons First National Corporation ("Company"), an Arkansas corporation, Simmons Bank (?Bank? and together with the Company (as more fully described in Article 12), ?Simmons?), an Arkansas s

August 5, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 30, 2021 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 0-6253 71-0407808 (State or other jurisdiction of incorporation) (Commi

August 5, 2021 EX-10.3

Deferred Compensation Agreement for James M. Brogdon dated July 30, 2021

Exhibit 10.3 DEFERRED COMPENSATION AGREEMENT THIS AGREEMENT made and entered into by and between Simmons First National Corporation ("Employer") and James M. Brogdon ("Employee"), WITNESSETH: WHEREAS, Employee is presently employed by Employer in the capacity of Executive Vice President and Chief Financial Officer and is a person whom Employer considers to possess significant ability, experience a

August 3, 2021 EX-99.2

Consent of Southard Financial, LLC

Exhibit 99.2 CONSENT OF SOUTHARD FINANCIAL, LLC We hereby consent to the inclusion of our opinion letter to the Board of Directors of Triumph Bancshares, Inc. (?Company?) as Annex F to the proxy statement/prospectus which forms a part of the Registration Statement on Form S-4 filed on the date hereof (the ?Registration Statement?) relating to the proposed merger of the Company with and into Simmon

August 3, 2021 CORRESP

SIMMONS FIRST NATIONAL CORPORATION 501 Main Street Pine Bluff, Arkansas 71601

SIMMONS FIRST NATIONAL CORPORATION 501 Main Street Pine Bluff, Arkansas 71601 Via EDGAR August 3, 2021 Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.

August 3, 2021 EX-99.1

Consent of Olsen Palmer LLC

Exhibit 99.1 CONSENT OF OLSEN PALMER LLC We hereby consent to the inclusion of our opinion letter to the board of directors of Landmark Community Bank (the ?Company?) as an Appendix to the Registration Statement, which includes a proxy statement/prospectus relating to the proposed merger of the Company with Simmons First National Corporation (?Simmons?), described in Simmons? Amendment No. 1 to th

August 3, 2021 S-4/A

As filed with the Securities and Exchange Commission on August 3, 2021.

As filed with the Securities and Exchange Commission on August 3, 2021. Registration No. 333- 258059 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Amendment No. 1 to FORM S-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 6022 71-0407808 (State or other jurisdiction

August 3, 2021 EX-15.1

Awareness Letter of BKD, LLP with respect to the interim financial statements of Simmons First National Corporation

EX-15.1 5 e21493ex15-1.htm Exhibit 15.1 Awareness of Independent Registered Public Accounting Firm We acknowledge the incorporation by reference in this Registration Statement on Form S-4 of Simmons First National Corporation (the Company) of our report dated May 6, 2021, included with the Quarterly Report on Form 10-Q for the quarter ended March 31, 2021. Pursuant to Rule 436(c) under the Securit

August 3, 2021 EX-99.4

Form of proxy to be mailed to shareholders of Triumph Bancshares, Inc.

Exhibit 99.4 TRIUMPH BANCSHARES, INC. 5699 POPLAR AVENUE ? MEMPHIS, TENNESSEE 38119 PROXY FOR 2021 SPECIAL MEETING OF SHAREHOLDERS ? SEPTEMBER 7, 2021 This proxy is solicited on behalf of the Board of Directors The undersigned shareholder of TRIUMPH BANCSHARES, INC. (?Triumph?), hereby appoints Hilliard R. Crews, Chairman of Triumph, with full power of substitution, as proxy of the undersigned to

August 3, 2021 EX-99.3

Form of proxy to be mailed to shareholders of Landmark Community Bank

EX-99.3 9 e21493ex99-3.htm Exhibit 99.3 PROXY This proxy is solicited on behalf of the Board of Directors. The undersigned hereby appoints James P. Farrell and Charles E. Dickey, or any of them as proxies, each with the power to appoint his substitute, and hereby authorizes them to represent and to vote as designated below, with all the powers that the undersigned would possess if personally prese

July 27, 2021 EX-99.1

SIMMONS REPORTS SECOND QUARTER 2021 EARNINGS Board of Directors extends and increases authorization under share repurchase program

EX-99.1 2 exh991.htm EXHIBIT 99.1 Exhibit 99.1 For Immediate Release: July 27, 2021 SIMMONS REPORTS SECOND QUARTER 2021 EARNINGS Board of Directors extends and increases authorization under share repurchase program · Net income of $74.9 million, up 27 percent from the year ago quarter and up 11 percent compared to the first quarter of 2021 · Diluted EPS of $0.69, up 28 percent from the year ago qu

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