HCI / HCI Group, Inc. - SEC Filings, Annual Report, Proxy Statement

Facultative Excess of Loss Reinsurance Contract effective June 1, 2025 issued to Condo Owners Reciprocal Exchange by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.59. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.59 Facultative Excess of Loss Reinsurance Contract Effective: June 1, 2025 Condo Owners Reciprocal Exchange Tampa, Florida 25\C0KT1003 EXHIBIT 10.59. Certain iden

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2025 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and Tailrow Insurance Exchange by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.27. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.27 PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT issued to HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY, inc. and Tailrow Insurance ExchaNge

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2025 issued to Condo Owners Reciprocal Exchange by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.46. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.46 Property Catastrophe Excess of Loss Reinsurance Contract Effective: June 1, 2025 Condo Owners Reciprocal Exchange Tampa, Florida 25\C0KT1013A EXHIBIT 10.46. Ce

Reinstatement Premium Protection Reinsurance Contract effective June 1, 2025 issued to Homeowners Property & Casualty Insurance Company, Inc. and Tailrow Insurance Exchange by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.30. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.30 Reinstatement Premium Protection Reinsurance Contract issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and Tailrow Insurance Exchange bo

Second Layer Reinstatement Premium Protection Reinsurance Contract effective June 1, 2025 issued to TypTap Insurance Company and Homeowners Choice Property & Casualty Insurance Company, Inc. by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.32. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.32 second layer REINSTATEMENT PREMIUM PROTECTION Reinsurance ContracT issued to Typtap insurance company Ocala, Florida and Homeowners Choice Property & Casualty

Second Layer Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2025 issued to TypTap Insurance Company and Homeowners Choice Property & Casualty Insurance Company, Inc. by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.33. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.33 second layer Property Catastrophe Excess of Loss Reinsurance ContracT issued to Typtap insurance company Ocala, Florida and Homeowners Choice Property & Casual

Sixth Layer Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2025 issued to TypTap Insurance Company and Homeowners Choice Property & Casualty Insurance Company, Inc. by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.35. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.35 sIXTH layer Property Catastrophe Excess of Loss Reinsurance ContracT issued to Typtap insurance company Ocala, Florida and Homeowners Choice Property & Casualt

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2025 issued to Condo Owners Reciprocal Exchange by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.47. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.47 Property Catastrophe Excess of Loss Reinsurance Contract Effective: June 1, 2025 Condo Owners Reciprocal Exchange Tampa, Florida 25\C0KT1013 EXHIBIT 10.47. Cer

Reimbursement Contract effective June 1, 2025 between Homeowners Choice Property & Casualty Insurance Company, Inc. and the State Board of Administration of the State of Florida which administers the Florida Hurricane Catastrophe Fund. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 8, 2025.

Docusign Envelope ID: A6CB7657-E696-4195-9D35-B079F1B39315 STATE BOARD OF ADMINISTRATION OF FLORIDA 1801 HERMITAGE BOULEVARD, SUITE 100 TALLAHASSEE, FLORIDA 32308 (850) 488-4406 POST OFFICE BOX 13300 32317-3300 RON DESANTIS GOVERNOR CHAIR JIMMY PATRONIS CHIEF FINANCIAL OFFICER JOHN GUARD ACTING ATTORNEY GENERAL CHRIS SPENCER EXECUTIVE DIRECTOR EXHIBIT 10.

Reimbursement Contract effective June 1, 2025 between Tailrow Insurance Exchange and the State Board of Administration of the State of Florida which administers the Florida Hurricane Catastrophe Fund. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 8, 2025.

Docusign Envelope ID: 81E151DF-967F-43E5-8C5A-080B1AB5FB89 STATE BOARD OF ADMINISTRATION OF FLORIDA 1801 HERMITAGE BOULEVARD, SUITE 100 TALLAHASSEE, FLORIDA 32308 (850) 488-4406 POST OFFICE BOX 13300 32317-3300 RON DESANTIS GOVERNOR CHAIR JIMMY PATRONIS CHIEF FINANCIAL OFFICER JOHN GUARD ACTING ATTORNEY GENERAL CHRIS SPENCER EXECUTIVE DIRECTOR EXHIBIT 10.

First Layer Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2025 issued to TypTap Insurance Company and Homeowners Choice Property & Casualty Insurance Company, Inc. by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.31. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.31 First Layer Property Catastrophe EXcess of Loss Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida and Homeowners Choice Property & Casualt

Reinstatement Premium Protection Reinsurance Contract effective June 1, 2025 issued to TypTap Insurance Company and Homeowners Choice Property & Casualty Insurance Company, Inc. by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.37. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.37 REINSTATEMENT PREMIUM PROTECTION REINSURANCE CONTRACT issued to TypTap Insurance Company Ocala, Florida and Homeowners Choice Property & Casualty Insurance Com

First Layer Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2025 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and Tailrow Insurance Exchange by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.25. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. Exhibit 10.25 First Layer Property Catastrophe Excess of Loss Reinsurance Contract issued to HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY, inc. and Tailrow Insura

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2025 issued to Condo Owners Reciprocal Exchange by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.39. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.39 Property Catastrophe Excess of Loss Reinsurance Contract Effective: June 1, 2025 Condo Owners Reciprocal Exchange Tampa, Florida 25\C0KT1019 EXHIBIT 10.39. Cer

Second Layer Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2025 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and Tailrow Insurance Exchange by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.29. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.29 second layer property catastrophe excess of loss reinsurance CONTRACT issued to HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY, inc. and Tailrow Insur

Reinstatement Premium Protection Contract effective June 1, 2025 issued to Condo Owners Reciprocal Exchange by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.38. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.38 Reinstatement Premium Protection Reinsurance Contract Effective: June 1, 2025 Condo Owners Reciprocal Exchange Tampa, Florida 25\C0KT1023 EXHIBIT 10.38. Certai

Second Layer Reinstatement Premium Protection Reinsurance Contract effective June 1, 2025 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and Tailrow Insurance Exchange by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.28. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.28 SECOND LAYER REINSTATEMENT PREMIUM pROTECTION REINSURANCE CONTRACT issued to HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY, inc. and Tailrow Insuranc

Second Layer Reinstatement Premium Protection Reinsurance Contract effective June 1, 2025 issued to TypTap Insurance Company and Homeowners Choice Property & Casualty Insurance Company, Inc. by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.34. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.34 second layer REINSTATEMENT PREMIUM PROTECTION Reinsurance ContracT issued to Typtap insurance company Ocala, Florida and Homeowners Choice Property & Casualty

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2025 issued to TypTap Insurance Company and Homeowners Choice Property & Casualty Insurance Company, Inc. by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.36. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.36 Property Catastrophe Excess of Loss Reinsurance ContracT issued to Typtap insurance company Ocala, Florida and Homeowners Choice Property & Casualty Insurance

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of registrant as specified i

Reimbursement Contract effective June 1, 2025 between Condo Owners Reciprocal Exchange and the State Board of Administration of the State of Florida which administers the Florida Hurricane Catastrophe Fund. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 8, 2025.

STATE BOARD OF ADMINISTRATION OF FLORIDA 1801 HERMITAGE BOULEVARD, SUITE 100 TALLAHASSEE, FLORIDA 32308 (850) 488-4406 POST OFFICE BOX 13300 32317-3300 REIMBURSEMENT CONTRACT Coverage Effective: June 1, 2025 ("Contract") RON DESANTIS GOVERNOR CHAIR JIMMY PATRONIS CHIEF FINANCIAL OFFICER JOHN GUARD ACTING ATTORNEY GENERAL CHRIS SPENCER EXECUTIVE DIRECTOR EXHIBIT 10.

Reimbursement Contract effective June 1, 2025 between TypTap Insurance Company and the State Board of Administration of the State of Florida which administers the Florida Hurricane Catastrophe Fund. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 8, 2025.

Docusign Envelope ID: C06112FD-D32C-4EB0-9882-24B11C295941 STATE BOARD OF ADMINISTRATION OF FLORIDA 1801 HERMITAGE BOULEVARD, SUITE 100 TALLAHASSEE, FLORIDA 32308 (850) 488-4406 POST OFFICE BOX 13300 32317-3300 RON DESANTIS GOVERNOR CHAIR JIMMY PATRONIS CHIEF FINANCIAL OFFICER JOHN GUARD ACTING ATTORNEY GENERAL CHRIS SPENCER EXECUTIVE DIRECTOR EXHIBIT 10.

Second Layer Reinstatement Premium Protection Reinsurance Contract effective June 1, 2025 issued to Homeowners Choice Property & Casualty Company, Inc. and Tailrow Insurance Exchange by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding number exhibit to our Form 10-Q filed August 8, 2025.

EXHIBIT 10.26. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.26 SECOND LAYER REINSTATEMENT PREMIUM pROTECTION REINSURANCE CONTRACT issued to HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY, inc. and Tailrow Insuranc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): August 7, 2025 HCI Group,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): August 7, 2025 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization

HCI Group Reports Second Quarter 2025 Results Second Quarter Pre-Tax Income of $94.4 million and Diluted EPS of $5.18 Book Value Per Share Increased to $58.55 Gross Loss Ratio of 21.3%

Exhibit 99.1 HCI Group Reports Second Quarter 2025 Results Second Quarter Pre-Tax Income of $94.4 million and Diluted EPS of $5.18 Book Value Per Share Increased to $58.55 Gross Loss Ratio of 21.3% Tampa, Fla. – August 7, 2025 – HCI Group, Inc. (NYSE:HCI), reported pre-tax income of $94.4 million and net income of $70.3 million for the second quarter of 2025. Net income after noncontrolling intere

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): July 21, 2025 HCI Group, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): July 21, 2025 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): June 10, 2025 HCI Group, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): June 10, 2025 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 1, 2025 HCI GROUP, INC. (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 1, 2025 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of registrant as specified

HCI Group Reports First Quarter 2025 Results First Quarter Diluted EPS of $5.35 First Quarter Pre-Tax Income of $100.3 million Exzeo Ready to be Standalone Company

Exhibit 99.1 HCI Group Reports First Quarter 2025 Results First Quarter Diluted EPS of $5.35 First Quarter Pre-Tax Income of $100.3 million Exzeo Ready to be Standalone Company Tampa, Fla. – May 8 , 2025 – HCI Group, Inc. (NYSE:HCI), reported pre-tax income of $100.3 million and net income of $74.2 million for the first quarter of 2025. Net income after noncontrolling interests was $69.7 million c

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): May 8, 2025 HCI Group, Inc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): May 8, 2025 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization) (

SCHEDULE 14A (Rule 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents SCHEDULE 14A (Rule 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 9, 2025 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Number

Subsidiaries of HCI Group, Inc.

Exhibit 21 HCI GROUP, INC. Subsidiaries As of December 31, 2024, the Company had the following active subsidiaries: State or Sovereign Power Wholly-owned subsidiaries of HCI Group, Inc. of Incorporation Homeowners Choice Property & Casualty Insurance Company, Inc. Florida Homeowners Choice Managers, Inc. Florida Claddaugh Casualty Insurance Company Ltd. Bermuda Cypress Property Management Services

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K

sle UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of Registrant as specified i

HCI Group, Inc. Clawback Policy

EXHIBIT 97 HCI Group, Inc. (“the Company”) Clawback Policy The Company’s clawback policy is located within the Charter of the Company’s Compensation Committee. The relevant text is as follows. The Committee will ensure that the Company will recover reasonably promptly the amount of erroneously awarded incentive-based compensation received by an executive officer in the event that the Company is re

HCI Group, Inc. Insider Trading Policy

EXHIBIT 19.1 HCI GROUP, INC. INSIDER TRADING POLICY I. SUMMARY • You may not buy or sell HCI Group, Inc. stock, notes or other securities without submitting a pre-clearance form to and obtaining pre-clearance from an Insider Trading Compliance Officer. Pre-clearance forms may be obtained from an Insider Trading Compliance Officer. • You may not buy or sell HCI Group, Inc. stock, notes or other sec

HCI Group Reports Fourth Quarter 2024 Results Pre-Tax Income of $5.9 million and Diluted EPS of $0.23 Full Year 2024 Pre-Tax Income of $173.4 million and Diluted EPS of $8.89

Exhibit 99.1 HCI Group Reports Fourth Quarter 2024 Results Pre-Tax Income of $5.9 million and Diluted EPS of $0.23 Full Year 2024 Pre-Tax Income of $173.4 million and Diluted EPS of $8.89 Tampa, Fla. – February 27, 2025 – HCI Group, Inc. (NYSE:HCI), reported pre-tax income of $5.9 million and net income of $4.1 million in the fourth quarter of 2024. Net income after noncontrolling interests was $2

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): February 27, 2025 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organizat

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 27, 2024 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Nu

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 16, 2024 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Nu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of registrant as specif

HCI Group Reports Third Quarter 2024 Results Pre-Tax Income of $14.1 million Diluted EPS of $0.52

Exhibit 99.1 HCI Group Reports Third Quarter 2024 Results Pre-Tax Income of $14.1 million Diluted EPS of $0.52 Tampa, Fla. – November 7, 2024 – HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, reported pre-tax income of $14.1 million and net income of $9.4 million in the third quarter of 2024. Net

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): November 7, 2024 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organizati

Bylaws. as amended August 22, 2024

Exhibit 3.2 BYLAWS OF HCI Group, INC. (As Amended August 22, 2024) ARTICLE I. OFFICE The Corporation may have such offices, either within or without the State of Florida, as the Board of Directors may designate or as the business of the Corporation may require from time to time. ARTICLE II. SHAREHOLDERS SECTION 1. Annual Meeting. The annual meeting of the Shareholders shall be held between January

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 22, 2024 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Numb

Reinstatement Premium Protection Reinsurance Contract effective June 1, 2024 issued to TypTap Insurance Company and Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.21. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.21 Reinstatement Premium Protection Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida and Homeowners Choice Property & Casualty Insurance Com

Reimbursement Contract effective June 1, 2024 between TypTap Insurance Company and the State Board of Administration of the State of Florida which administers the Florida Hurricane Catastrophe Fund. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

STATE BOARD OF ADMINISTRATION OF FLORIDA 1801 HERMITAGE BOULEVARD, SUITE 100 TALLAHASSEE, FLORIDA 32308 (850) 488-4406 POST OFFICE BOX 13300 32317-3300 RON DESANTIS GOVERNOR CHAIR JIMMY PATRONIS CHIEF FINANCIAL OFFICER ASHLEY MOODY ATTORNEY GENERAL LAMAR TAYLOR INTERIM-EXECUTIVE DIRECTOR & CHIEF INVESTMENT OFFICER EXHIBIT 10.

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2024 issued to TypTap Insurance Company and Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.20. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.20 Property Catastrophe Excess of Loss Reinsurance Contract issued to Typtap insurance company Ocala, Florida and Homeowners Choice Property & Casualty Insurance

Layer 3B Reinstatement Premium Protection Reinsurance Contract effective June 1, 2024 issued to TypTap Insurance Company and Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.19. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.19 LAYER 3B REINSTATEMENT PREMIUM PROTECTION REINSURANCE CONTRACT issued to Typtap insurance company Ocala, Florida and Homeowners Choice Property & Casualty Insu

Panhandle Named Storm Property Catastrophe Excess of Loss Reinsurance Contract effective July 1, 2024 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.15. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.15 PANHANDLE NAMED STORM PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT issued to HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY, INC. Tampa, F

Underlying Second Layer Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2024 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.10. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.10 UNDERLYING SECOND LAYER PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa,

First and Second Layer Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2024 issued to TypTap Insurance Company and Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.22. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.22 First and Second Layer Property Catastrophe Excess of Loss Reinsurance Contract issued to Typtap insurance company Ocala, Florida and Homeowners Choice Propert

Layer 3C Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2024 issued to TypTap Insurance Company and Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.23. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.23 LAYER 3C PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT issued to TypTap Insurance Company Ocala, Florida and Homeowners Choice Property & Casualty I

Third Layer Reinstatement Premium Protection Reinsurance Contract effective June 1, 2024 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.13. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.13 Third Layer Reinstatement Premium Protection Reinsurance Contract issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida includ

Layer 3B Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2024 issued to TypTap Insurance Company and Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.18. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.18 Layer 3B Property Catastrophe Excess of Loss Reinsurance Contract issued to Typtap insurance company Ocala, Florida and Homeowners Choice Property & Casualty I

County Weighted Industry Loss Reinsurance Contract effective July 9, 2024 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.14. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.14 Policy Number: U8GR000Z Renewing: New Reinsured: HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY, INC. Account: Catastrophe County Weighted Industry Lo

Second Layer Reinstatement Premium Protection Reinsurance Contract effective June 1, 2024 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.11. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.11 SECOND LAYER REINSTATEMENT PREMIUM pROTECTION REINSURANCE CONTRACT issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida inclu

Reimbursement Contract effective June 1, 2024 between Homeowners Choice Property & Casualty Insurance Company, Inc. and the State Board of Administration of the State of Florida which administers the Florida Hurricane Catastrophe Fund. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

STATE BOARD OF ADMINISTRATION OF FLORIDA 1801 HERMITAGE BOULEVARD, SUITE 100 TALLAHASSEE, FLORIDA 32308 (850) 488-4406 POST OFFICE BOX 13300 32317-3300 REIMBURSEMENT CONTRACT Coverage Effective: June 1, 2024 ("Contract") RON DESANTIS GOVERNOR CHAIR JIMMY PATRONIS CHIEF FINANCIAL OFFICER ASHLEY MOODY ATTORNEY GENERAL LAMAR TAYLOR INTERIM-EXECUTIVE DIRECTOR & CHIEF INVESTMENT OFFICER EXHIBIT 10.

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2024 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.16. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.16 PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida including any a

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of registrant as specified i

Reinstatement Premium Protection Reinsurance Contract effective June 1, 2024 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.17. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.17 Reinstatement Premium Protection Reinsurance Contract issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida including any and/

Third Layer Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2024 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2024.

EXHIBIT 10.12. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.12 THIRD LAYER PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida inc

HCI Group Reports Second Quarter 2024 Results Pre-Tax Income of $76 million Diluted EPS of $4.24 Gross Loss Ratio of 29.7%

Exhibit 99.1 HCI Group Reports Second Quarter 2024 Results Pre-Tax Income of $76 million Diluted EPS of $4.24 Gross Loss Ratio of 29.7% Tampa, Fla. – August 8, 2024 – HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, reported pre-tax income of $76.0 million and net income of $57.1 million in the sec

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): August 8, 2024 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization

Entry into a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): June 12, 2024 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization)

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): June 11, 2024 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization)

HCI / HCI Group, Inc. / KHROM CAPITAL MANAGEMENT LLC Passive Investment

SC 13G 1 khromhci060424.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* HCI Group, Inc. (Name of Issuer) Common Shares, no par value (Title of Class of Securities) 40416E103 (CUSIP Number) June 4, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the

Entry into a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 30, 2024 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Number)

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SC 13G 1 cssc13g.htm SCHEDULE 13G OMB APPROVAL UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB Number:3235-0145 Expires:Febuary 28, 2009 Estimated average burden hours per response ....10.4 SCHEDULE 13G Under the Securities and Exchange Act of 1934 (Amendment No. )* HCI GROUP, INC. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 910710102 (CUS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of registrant as specified

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): May 8, 2024 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization) (

HCI Group Reports First Quarter 2024 Results First Quarter Pre-Tax Income of $77.4 million First Quarter Diluted EPS of $3.81 First Quarter Gross Loss Ratio of 31.1%

Exhibit 99.1 HCI Group Reports First Quarter 2024 Results First Quarter Pre-Tax Income of $77.4 million First Quarter Diluted EPS of $3.81 First Quarter Gross Loss Ratio of 31.1% Tampa, Fla. – May 8, 2024 – HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, reported pre-tax income of $77.4 million an

SCHEDULE 14A (Rule 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents SCHEDULE 14A (Rule 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

HCI / HCI Group, Inc. / Patel Paresh - SC 13D/A Activist Investment

SC 13D/A 1 sc13-daparesh4-17-24.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A (Amendment No. 10)* Under the Securities Exchange Act of 1934 HCI Group, Inc. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 40416E103 (CUSIP Number) Paresh Patel 3802 Coconut Palm Drive Tampa, Florida 33619 (813) 405-3600 (Name, Address an

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HCI GROUP, INC. 2012 OMNIBUS INCENTIVE PLAN RESTRICTED STOCK AWARD CONTRACT Paresh Patel 1520 Gulf Blvd, Apt. 1706 Clearwater, FL 33767 Dear Mr. Patel: You have been granted a Restricted Stock award for shares of common stock of HCI Group, Inc. (the “Company”) under the HCI Group, Inc. 2012 Omnibus Incentive Plan, as amended (the “Plan”) with the following terms and conditions. For the purposes of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 17, 2024 HCI GROUP, INC. (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 17, 2024 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Numbe

EXECUTIVE EMPLOYMENT AGREEMENT

EXECUTIVE EMPLOYMENT AGREEMENT THIS EXECUTIVE EMPLOYMENT AGREEMENT (“Agreement”) is entered into this 17th day of April, 2024, by and between HCI GROUP, INC.

UIHC / American Coastal Insurance Corp / Centerbridge Special Credit Partners III-Flex, L.P. - SC 13D/A Activist Investment

SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2)* HCI Group, Inc. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 40416E103 (CUSIP Number) Susanne V. Clark Senior Managing Director and General Counsel c/o Centerbridge Partners, L.P. 375 Park Avenue, 11th Floor New Yor

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of Registrant as specified in it

HCI Group, Inc. Clawback Policy

EXHIBIT 97 HCI Group, Inc. (“the Company”) Clawback Policy The Company’s clawback policy is located within the Charter of the Company’s Compensation Committee. The relevant text is as follows. The Committee will ensure that the Company will recover reasonably promptly the amount of erroneously awarded incentive-based compensation received by an executive officer in the event that the Company is re

As filed with the Securities and Exchange Commission on March 8, 2024

As filed with the Securities and Exchange Commission on March 8, 2024 Registration No.

Subsidiaries of HCI Group, Inc.

Exhibit 21 HCI GROUP, INC. Subsidiaries As of December 31, 2023, the Company had the following active subsidiaries: State or Sovereign Power Wholly-owned subsidiaries of HCI Group, Inc. of Incorporation Homeowners Choice Property & Casualty Insurance Company, Inc. Florida Homeowners Choice Managers, Inc. Florida Claddaugh Casualty Insurance Company Ltd. Bermuda Cypress Property Management Services

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): March 7, 2024 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization)

HCI Group Reports Fourth Quarter and Full Year 2023 Results Fourth Quarter Diluted EPS of $3.40 Fourth Quarter Gross Loss Ratio of 30.4% Fourth Quarter Pre-Tax Income of $54.2 million

Exhibit 99.1 HCI Group Reports Fourth Quarter and Full Year 2023 Results Fourth Quarter Diluted EPS of $3.40 Fourth Quarter Gross Loss Ratio of 30.4% Fourth Quarter Pre-Tax Income of $54.2 million Tampa, Fla. – March 7, 2024 – HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, reported pre-tax income

UIHC / American Coastal Insurance Corp / Hood River Capital Management LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* HCI GROUP INC. (Name of Issuer) Common Stock (Title of Class of Securities) 40416E103 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to which this Schedule

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SC 13G/A 1 tv01089-hcigroupinc.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 8)* Name of issuer: HCI Group Inc Title of Class of Securities: Common Stock CUSIP Number: 40416E103 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the rule

HCI Group Takes Strategic Steps To Better Position Company for Future Opportunities

HCI Group Takes Strategic Steps To Better Position Company for Future Opportunities Tampa, Fla.

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 22, 2024 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Num

UIHC / American Coastal Insurance Corp / Centerbridge Special Credit Partners III-Flex, L.P. - SC 13D/A Activist Investment

SC 13D/A 1 d573098dsc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1)* HCI Group, Inc. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 40416E103 (CUSIP Number) Susanne V. Clark Senior Managing Director and General Counsel c/o Centerbridge Partners, L.P. 375 P

Opinion of Foley & Lardner LLP relating to the selling security holder prospectus.

EX-5.3 Exhibit 5.3 ATTORNEYS AT LAW 100 North Tampa Street, Suite 2700 Tampa, FL 33602-5810 P.O. BOX 3391 TAMPA, FL 33601-3391 813.229.2300 TEL 813.221.4210 FAX WWW.FOLEY.COM January 22, 2024 HCI Group, Inc. 3802 Coconut Palm Drive Tampa, Florida 33619 Ladies and Gentlemen: We have acted as counsel to HCI Group, Inc., a Florida corporation (the “Company”), in connection with the preparation of a R

Amended and Restated Common Stock Purchase Warrant between HCI Group, Inc. and CB Snowbird Holdings, L.P. Incorporated by reference to Exhibit 4.17 of our Form S-3 filed January 22, 2024.

Exhibit 4.17 THIS WARRANT AND THE SECURITIES ISSUABLE UPON THE EXERCISE HEREOF HAVE NOT BEEN REGISTERED WITH THE SECURITIES AND EXCHANGE COMMISSION OR THE SECURITIES COMMISSION OF ANY STATE IN RELIANCE UPON AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), AND APPLICABLE STATE SECURITIES LAWS, AND, ACCORDINGLY, MAY NOT BE OFFERED OR SOLD EXCEPT PUR

Equity Distribution Agreement between HCI Group, Inc., Truist Securities, Inc. and Citizens JMP Securities, LLC. Incorporated by reference to Exhibit 1.2 of our Form S-3 filed January 22, 2024.

Exhibit 1.2 HCI GROUP, INC. $75,000,000 Common Stock (no par value) Equity Distribution Agreement January 22, 2024 Truist Securities, Inc. 3333 Peachtree Road NE, 11th Floor Atlanta, Georgia 30326 Citizens JMP Securities, LLC 600 Montgomery Street, Suite 1100 San Francisco, California 94111 Ladies and Gentlemen: HCI Group, Inc., a corporation organized under the laws of Florida (the “Company”), co

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) HCI GROUP, INC. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry F

Stock Redemption Agreement between TypTap Insurance Group, Inc. and CB Snowbird Holdings, L.P. Incorporated by reference to Exhibit 4.19 of our Form S-3 filed January 22, 2024.

Exhibit 4.19 STOCK REDEMPTION AGREEMENT THIS STOCK REDEMPTION AGREEMENT (the “Agreement”) is made and entered into effective as of January 22, 2024 (the “Effective Date”), by and among CB Snowbird Holdings, L.P., a Delaware limited partnership (“Seller”), TypTap Insurance Group, Inc., a Florida corporation (the “Company”), and HCI Group, Inc., a Florida corporation (“HCI”). RECITALS WHEREAS, Selle

Registration Rights Agreement between HCI Group, Inc. and CB Snowbird Holdings, L.P. Incorporated by reference to Exhibit 4.18 of our Form S-3 filed January 22, 2024.

Exhibit 4.18 REGISTRATION RIGHTS AGREEMENT THIS REGISTRATION RIGHTS AGREEMENT (this “Agreement”), is made as of January 22, 2024, by and among HCI Group, Inc., a Florida corporation (the “Company”) and CB Snowbird Holdings, L.P., a Delaware limited partnership, who is referred to in this Agreement as a “Holder”. RECITALS WHEREAS, This Agreement is made pursuant to that certain Redemption Agreement

As filed with the Securities and Exchange Commission on January 22, 2024

Table of Contents As filed with the Securities and Exchange Commission on January 22, 2024 Registration No.

UIHC / American Coastal Insurance Corp / Coastline Square, LLC - SCHEDULE 13G Passive Investment

SC 13G 1 cssc13g.htm SCHEDULE 13G OMB APPROVAL UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB Number:3235-0145 Expires:Febuary 28, 2009 Estimated average burden hours per response ....10.4 SCHEDULE 13G Under the Securities and Exchange Act of 1934 (Amendment No. )* HCI GROUP, INC. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 910710102 (CUS

HCI Group to Redeem 4.25% Convertible Senior Notes

HCI Group to Redeem 4.25% Convertible Senior Notes Tampa, Fla. – January 10, 2024 – HCI Group, Inc. (NYSE: HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, has notified holders of its 4.25% Convertible Senior Notes that it has elected to redeem the remaining $24 million principal balance of the Notes. The redemption dat

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 5, 2024 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Numb

Nonqualified Stock Option Agreement, dated September 15, 2023, between the Issuer and the Reporting Person

EX-99.13 2 hci-ex9913.htm EX-99.13 Exhibit 99.13 HCI GROUP, INC. NONQUALIFIED STOCK OPTION AGREEMENT HCI Group, Inc. hereby grants to the Optionee an option to purchase the Number of Option Shares set forth below, in the manner and subject to the provisions of this Option Agreement. Capitalized terms used but not defined herein shall have the meanings given to them in the Plan. 1. Definitions: (a)

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A (Amendment No. 9)* Under the Securities Exchange Act of 1934 HCI Group, Inc. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 40416E103 (CUSIP Number) Paresh Patel 3802 Coconut Palm Drive Tampa, Florida 33619 (813) 405-3600 (Name, Address and Telephone Number of Person Authorized to Rec

HCI Group Announces Pricing of Underwritten Public Offering of Common Stock

Exhibit 99.2 HCI Group Announces Pricing of Underwritten Public Offering of Common Stock TAMPA, Fla., December 6, 2023 (GLOBE NEWSWIRE) – HCI Group, Inc. (NYSE: HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, announced today the pricing of its underwritten public offering of 1,000,000 shares of its common stock at a pu

Underwriting Agreement, dated December 6, 2023, by and between HCI Group, Inc. and Citizens JMP Securities, LLC. Incorporated by reference to Exhibit 1.1 to our Form 8-K filed December 7, 2023.

Exhibit 1.1 Execution Version HCI Group, Inc. 1,000,000 Shares of Common Stock Underwriting Agreement December 6, 2023 Citizens JMP Securities, LLC 600 Montgomery Street, Suite 1100 San Francisco, California 94111 Ladies and Gentlemen: Section 1. Introductory. HCI Group, Inc. (the “Company”), a Florida corporation, proposes, subject to the terms and conditions stated herein, to issue and sell to t

HCI Group, Inc. 1,000,000 Shares Common Stock

Table of Contents Filed pursuant to Rule 424(b)(5) File Number 333-274424 PROSPECTUS SUPPLEMENT (To Prospectus dated September 28, 2023) HCI Group, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 7, 2023 (December 6, 202

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 7, 2023 (December 6, 2023) HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 001-34126 20-5961396 (State or other jurisdiction of incorporation)

HCI Group Announces Proposed Public Offering of Common Stock

Exhibit 99.1 HCI Group Announces Proposed Public Offering of Common Stock Tampa, Fla. – December 6, 2023 – HCI Group, Inc. (NYSE: HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, announced today that it has commenced an underwritten public offering of 1,000,000 shares of its common stock. All of the shares are being off

SUBJECT TO COMPLETION, DATED DECEMBER 6, 2023

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-274424 This preliminary prospectus supplement and the accompanying prospectus relate to an effective registration statement under the Securities Act of 1933, as amended, but the information in this prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus a

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): November 3, 2023 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Num

SECOND AMENDED AND RESTATED SECURITY AND PLEDGE AGREEMENT

Exhibit 99.2 SECOND AMENDED AND RESTATED SECURITY AND PLEDGE AGREEMENT THIS SECOND AMENDED AND RESTATED SECURITY AND PLEDGE AGREEMENT (this "Agreement") is entered into as of November 3, 2023 among the parties identified as "Obligors" on the signature pages hereto and such other parties that may become Obligors hereunder after the date hereof (each individually an "Obligor" and collectively the "O

SECOND AMENDED AND RESTATED CREDIT AGREEMENT

Exhibit 99.1 SECOND AMENDED AND RESTATED CREDIT AGREEMENT THIS SECOND AMENDED AND RESTATED CREDIT AGREEMENT (this "Agreement") is made and entered into as of this 3rd day of November, 2023, by and among Borrower (defined herein), Guarantors (defined herein) and Lender (defined herein). W I T N E S S E T H: WHEREAS, Lender made available to Borrower a revolving line of credit loan (the "Loan") purs

RENEWED, AMENDED AND RESTATED REVOLVING CREDIT PROMISSORY NOTE

Exhibit 99.3 THIS NOTE RENEWS, AMENDS AND RESTATES THE PRIOR NOTE IN ITS ENTIRETY. FLORIDA DOCUMENTARY STAMP TAXES IN THE AMOUNT REQUIRED BY LAW WERE PAID IN CONNECTION WITH THE EXECUTION AND DELIVERY OF THE PRIOR NOTE. THIS NOTE DOES NOT ADD ANY ADDITIONAL OBLIGORS. THEREFORE, NO ADDITIONAL FLORIDA DOCUMENTARY STAMP TAXES ARE DUE IN CONNECTION WITH THE EXECUTION AND DELIVERY OF THIS NOTE. RENEWED

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of registrant as specif

Stock Option Agreement between Paresh Patel and HCI Group, Inc. dated September 15, 2023.

EXHIBIT 10.54 HCI GROUP, INC. NONQUALIFIED STOCK OPTION AGREEMENT HCI Group, Inc. hereby grants to the Optionee an option to purchase the Number of Option Shares set forth below, in the manner and subject to the provisions of this Option Agreement. Capitalized terms used but not defined herein shall have the meanings given to them in the Plan. 1. Definitions: (a) “Code” shall mean the Internal Rev

HCI Group Reports Third Quarter 2023 Results Third Quarter Pre-Tax Income of $20.1 million Third Quarter Diluted Earnings per Share of $1.34 Year-to-date Diluted EPS of $4.16

Exhibit 99.1 HCI Group Reports Third Quarter 2023 Results Third Quarter Pre-Tax Income of $20.1 million Third Quarter Diluted Earnings per Share of $1.34 Year-to-date Diluted EPS of $4.16 Tampa, Fla. – November 7, 2023 – HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, reported pre-tax income of $2

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): November 7, 2023 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organizati

2023 Assumption Agreement

EXHIBIT 99.1 2023 Assumption Agreement THIS ASSUMPTION AGREEMENT (the "Agreement") is effective as of the 31st Day of October, 2023 by and between TypTap Insurance Company, a Florida licensed and authorized insurance company ("Insurer"), and Citizens Property Insurance Corporation, an entity created by the Legislature of the State of Florida pursuant to Subsection 627.351 (6), Florida Statutes ("C

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): October 31, 2023 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organizati

HCI Group, Inc. Common Stock Preferred Stock Debt Securities Stock Purchase Contracts Stock Purchase Units

Filed Pursuant to Rule 424(b)(3) Registration No. 333-274424 PROSPECTUS HCI Group, Inc. $150,000,000 Common Stock Preferred Stock Debt Securities Warrants Stock Purchase Contracts Stock Purchase Units We may offer and sell from time to time securities in one or more offerings in amounts, at prices and on terms determined at the time of the offering. We may sell any combination of these securities

2023 Assumption Agreement

EXHIBIT 99.1 2023 Assumption Agreement THIS ASSUMPTION AGREEMENT (the "Agreement") is effective as of the 26 Day of September, 2023 by and between Homeowners Choice Property & Casualty Insurance Co, Inc. a Florida licensed and authorized insurance company ("Insurer"), and Citizens Property Insurance Corporation, an entity created by the Legislature of the State of Florida pursuant to Subsection 62

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): September 26, 2023 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organiza

HCI Group, Inc. 3802 Coconut Palm Drive Tampa, Florida 33619 September 26, 2023

HCI Group, Inc. 3802 Coconut Palm Drive Tampa, Florida 33619 September 26, 2023 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance Office of Life Sciences 100 F Street, N.E. Washington, D.C. 20549 Attn: Aisha Adegbuyi Re: HCI Group, Inc. Registration Statement on Form S-3 Filed September 8, 2023 File No. 333-274424 Ladies and Gentlemen: Pursuant to Rule 461 under the

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): September 15, 2023 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organiza

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) HCI GROUP, INC. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry F

As filed with the Securities and Exchange Commission on September 8, 2023

As filed with the Securities and Exchange Commission on September 8, 2023 Registration No.

Form of Subordinated Indenture.

exhibit 4.8 HCI Group, INC. TO Trustee FORM OF SUBORDINATED INDENTURE Dated as of Debt Securities HCI Group, INC. Reconciliation and tie between Trust Indenture Act of 1939 and Indenture, dated as of ss.310(a)(1) 609 (a)(2) 609 (a)(3) Not Applicable (a)(4) Not Applicable (a)(5) 609 (b) 608, 610 (c) Not Applicable ss.311(a) 613 (b) 613 ss.312(a) 701, 702(a) (b) 702(b) (c) 702(c) ss.313(a) 703(a) (b

Form of Senior Indenture.

exhibit 4.7 HCI GROUP, INC. TO Trustee FORM OF INDENTURE Dated as of Debt Securities HCI Group, INC. Reconciliation and tie between Trust Indenture Act of 1939 and Indenture, dated as of ss.310(a)(1) 609 (a)(2) 609 (a)(3) Not Applicable (a)(4) Not Applicable (a)(5) 609 (b) 608, 610 (c) Not Applicable ss.311(a) 613 (b) 613 ss.312(a) 701, 702(a) (b) 702(b) (c) 702(c) ss.313(a) 703(a) (b) 703(a) (c)

Reinstatement Premium Protection Reinsurance Contract effective June 1, 2023 issued to Homeowners Choice Property & Casualty Insurance Company by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

EXHIBIT 10.28. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.28 Reinstatement Premium Protection Reinsurance Contract issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida including any and/

Reimbursement Contract effective June 1, 2023 between TypTap Insurance Company, Inc. and the State Board of Administration of the State of Florida which administers the Florida Hurricane Catastrophe Fund. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

Florida Hurricane Catastrophe Fund RON DESANTIS GOVERNOR CHAIR JIMMY PATRONIS CHIEF FINANCIAL OFFICER ASHLEY MOODY ATTORNEY GENERAL LAMAR TAYLOR INTERIM EXECUTIVE DIRECTOR & CHIEF INVESTMENT OFFICER EXHIBIT 10.

Reinstatement Premium Protection Reinsurance Contract effective June 1, 2023 issued to TypTap Insurance Company by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

EXHIBIT 10.31. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.31 Reinstatement Premium Protection Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida and Homeowners Choice Property & Casualty Insurance Com

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2023 issued to TypTap Insurance Company by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

EXHIBIT 10.30. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.30 Property Catastrophe Excess of Loss Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida and Homeowners Choice Property & Casualty Insurance

RAP Reimbursement Contract effective June 1, 2023 between TypTap Insurance Company, Inc. and the State Board of Administration of the State of Florida which administers the Reinsurance to Assist Policyholders Program (“RAP Program”). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

EXHIBIT 10.39 STATE BOARD OF ADMINISTRATION OF FLORIDA 1801 HERMITAGE BOULEVARD, SUITE 100 TALLAHASSEE, FLORIDA 32308 (850) 488-4406 POST OFFICE BOX 13300 32317-3300 RAP REIMBURSEMENT CONTRACT Coverage Effective: June 1, 2023 ("Contract") This Contract is between: Typtap Insurance Company ("RAP Insurer") NA1C # 15885 and RON DESANTIS GOVERNOR CHAIR JIMMY PATRON'S cmEr FINANCIAL OFFICER ASIII,F.Y M

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2023 issued to Homeowners Choice Property & Casualty Insurance Company and TypTap Insurance Company by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

EXHIBIT 10.35. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. exhibit 10.35 Property Catastrophe Excess of Loss Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida and Homeowners Choice Property & Casualty Insurance

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2023 issued to Homeowners Choice Property & Casualty Insurance Company and TypTap Insurance Company by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

EXHIBIT 10.34. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. exhibit 10.34 Property Catastrophe Excess of Loss Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida and Homeowners Choice Property & Casualty Insurance

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2023 issued to TypTap Insurance Company by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

EXHIBIT 10.29. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.29 Property Catastrophe Excess of Loss Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida and Homeowners Choice Property & Casualty Insurance

Reinstatement Premium Protection Reinsurance Contract effective June 1, 2023 issued to Homeowners Choice Property & Casualty Insurance Company by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023

EXHIBIT 10.27. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.27 Reinstatement Premium Protection Reinsurance Contract issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida including any and/

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2023 issued to Homeowners Choice Property & Casualty Insurance Company by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

EXHIBIT 10.26. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.26 Property Catastrophe Excess of Loss Reinsurance Contract issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida including any a

Amended and Restated Credit Agreement, dated June 2, 2023, between HCI Group, Inc. and Fifth Third Bank. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

EXHIBIT 10.62 AMENDED AND RESTATED CREDIT AGREEMENT THIS AMENDED AND RESTATED CREDIT AGREEMENT (this "Agreement") is made and entered into as of this 2nd day of June, 2023, by and among Borrower (defined herein), Guarantors (defined herein) and Lender (defined herein). W I T N E S S E T H: WHEREAS, Lender made available to Borrower a revolving line of credit loan (the "Loan") pursuant to that cert

Reimbursement Contract effective June 1, 2023 between Homeowners Choice Property & Casualty Insurance Company, Inc. and the State Board of Administration of the State of Florida which administers the Florida Hurricane Catastrophe Fund. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

Florida Hurricane Catastrophe Fund RON DESANTIS GOVERNOR CHAIR JIMMY PATRONIS CHIEF FINANCIAL OFFICER ASHLEY MOODY ATTORNEY GENERAL LAMAR TAYLOR INTERIM EXECUTIVE DIRECTOR & CHIEF INVESTMENT OFFICER EXHIBIT 10.

RAP Reimbursement Contract effective June 1, 2023 between Homeowners Choice Property & Casualty Insurance Company, Inc. and the State Board of Administration of the State of Florida which administers the Reinsurance to Assist Policyholders Program (“RAP Program”). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

EXHIBIT 10.38 STATE BOARD OF ADMINISTRATION OF FLORIDA 1801 HERMITAGE BOULEVARD, SUITE 100 TALLAHASSEE, FLORIDA 32308 (850) 488-4406 POST OFFICE BOX 13300 32317-3300 RAP REIMBURSEMENT CONTRACT Coverage Effective: June 1, 2023 ("Contract") This Contract is between: Homeowners Choice Property and Casualty Insurance Company ("RAP Insurer") NAIC # 12944 and RON DESANTIS GOVERNOR CHAIR JIMMY PATRONIS C

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2023 issued to Homeowners Choice Property & Casualty Insurance Company by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

EXHIBIT 10.33. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. exhibit 10.33 Property Catastrophe Excess of Loss Reinsurance Contract issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida including any a

Reinstatement Premium Protection Reinsurance Contract effective June 1, 2023 issued to TypTap Insurance Company by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

EXHIBIT 10.32. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. exhibit 10.32 Reinstatement Premium Protection Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida and Homeowners Choice Property & Casualty Insurance Com

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2023 issued to Homeowners Choice Property & Casualty Insurance Company by Subscribing Reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv). Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2023.

EXHIBIT 10.25. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. EXHIBIT 10.25 Property Catastrophe Excess of Loss Reinsurance Contract issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida including any a

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of registrant as specified i

HCI Group Reports Second Quarter 2023 Results Pre-Tax Income of $20.3 million Gross Loss Ratio of 34%

Exhibit 99.1 HCI Group Reports Second Quarter 2023 Results Pre-Tax Income of $20.3 million Gross Loss Ratio of 34% Tampa, Fla. – August 8, 2023 – HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, reported pre-tax income of $20.3 million and net income of $14.9 million, or $1.28 diluted earnings per

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): August 8, 2023 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization

Second Amended and Restated Articles of Incorporation of TypTap Insurance Group, Inc.

SECOND AMENDED AND RESTATED ARTICLES OF INCORPORATION OF TYPTAP INSURANCE GROUP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 30, 2023 HCI GROUP, INC. (Ex

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 30, 2023 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Number

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 8, 2023 HCI GROUP, INC. (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 8, 2023 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): June 8, 2023 HCI Group, In

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): June 8, 2023 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization)

AMENDED AND RESTATED SECURITY AND PLEDGE AGREEMENT

AMENDED AND RESTATED SECURITY AND PLEDGE AGREEMENT THIS AMENDED AND RESTATED SECURITY AND PLEDGE AGREEMENT (this "Agreement") is entered into as of June 2, 2023 among the parties identified as "Obligors" on the signature pages hereto and such other parties that may become Obligors hereunder after the date hereof (each individually an "Obligor" and collectively the "Obligors"), and FIFTH THIRD BANK, NATIONAL ASSOCIATION ("Lender").

RENEWED, AMENDED AND RESTATED REVOLVING CREDIT PROMISSORY NOTE

ALL FLORIDA DOCUMENTARY STAMP TAX AND INTANGIBLE TAX DUE IN CONNECTION WITH THIS RENEWED, AMENDED AND RESTATED REVOLVING CREDIT PROMISSORY NOTE HAS BEEN PAID.

AMENDED AND RESTATED CREDIT AGREEMENT

AMENDED AND RESTATED CREDIT AGREEMENT THIS AMENDED AND RESTATED CREDIT AGREEMENT (this "Agreement") is made and entered into as of this 2nd day of June, 2023, by and among Borrower (defined herein), Guarantors (defined herein) and Lender (defined herein).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 2, 2023 HCI GROUP, INC. (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 2, 2023 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 31, 2023 HCI GROUP, INC. (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 31, 2023 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of registrant as specified

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): May 9, 2023 HCI Group, Inc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): May 9, 2023 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization) (

HCI Group Reports First Quarter 2023 Results Pre-Tax Income of $23.1 million First Quarter Gross Loss Ratio Improved to 33.6% from 40.6% Greenleaf Sells Two Properties for a Gain of $8.9 Million

Exhibit 99.1 HCI Group Reports First Quarter 2023 Results Pre-Tax Income of $23.1 million First Quarter Gross Loss Ratio Improved to 33.6% from 40.6% Greenleaf Sells Two Properties for a Gain of $8.9 Million Tampa, Fla. – May 9, 2023 – HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, reported net i

SCHEDULE 14A (Rule 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents SCHEDULE 14A (Rule 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of Registrant as specified in it

Subsidiaries of HCI Group, Inc.

Exhibit 21 HCI GROUP, INC. Subsidiaries As of December 31, 2022, the Company had the following active subsidiaries: State or Sovereign Power Wholly-owned subsidiaries of HCI Group, Inc. of Incorporation Homeowners Choice Property & Casualty Insurance Company, Inc. Florida Homeowners Choice Managers, Inc. Florida Claddaugh Casualty Insurance Company Ltd. Bermuda Cypress Property Management Services

HCI Group Reports Fourth Quarter and Full Year 2022 Results Florida Passes Historic Tort Reforms Fourth Quarter Gross Loss Ratio Declined to 39.4%

Exhibit 99.1 HCI Group Reports Fourth Quarter and Full Year 2022 Results Florida Passes Historic Tort Reforms Fourth Quarter Gross Loss Ratio Declined to 39.4% Tampa, Fla. – March 9, 2023 – HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, reported net income of $2.7 million, or $0.18 diluted earnin

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): March 9, 2023 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization)

UIHC / United Insurance Holdings Corp. / Park West Asset Management LLC Passive Investment

SC 13G/A 1 formsc13ga.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* HCI Group, Inc. (Name of Issuer) COMMON SHARES, NO PAR VALUE (Title of Class of Securities) 40416E103 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designat

UIHC / United Insurance Holdings Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 7)* Name of issuer: HCI Group Inc. Title of Class of Securities: Common Stock CUSIP Number: 40416E103 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ Rule

UIHC / United Insurance Holdings Corp. / Patel Paresh - SC 13D/A Activist Investment

SC 13D/A 1 sc13-daparesh02-01-23.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A (Amendment No. 8)* Under the Securities Exchange Act of 1934 HCI Group, Inc. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 40416E103 (CUSIP Number) Paresh Patel 3802 Coconut Palm Drive Tampa, Florida 33619 (813) 405-3600 (Name, Address an

UIHC / United Insurance Holdings Corp. / Coastline Square, LLC - SCHEDULE 13G Passive Investment

SC 13G 1 cssc13g.htm SCHEDULE 13G OMB APPROVAL UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB Number:3235-0145 Expires:Febuary 28, 2009 Estimated average burden hours per response ....10.4 SCHEDULE 13G Under the Securities and Exchange Act of 1934 (Amendment No. )* HCI GROUP, INC. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 910710102 (CUS

FIFTH AMENDMENT TO CREDIT AGREEMENT AND MODIFICATION OF OTHER LOAN DOCUMENTS

FIFTH AMENDMENT TO CREDIT AGREEMENT AND MODIFICATION OF OTHER LOAN DOCUMENTS THIS FIFTH AMENDMENT TO CREDIT AGREEMENT AND MODIFICATION OF OTHER LOAN DOCUMENTS (this "Amendment") is executed on December 1 2022 (the "Amendment Effective Date"), by and among HCI GROUP, INC.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 1, 2022 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Num

Fourth Amendment to Credit Agreement and Modification of Note and Other Loan Documents, dated November 7, 2022. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed November 9, 2022.

EXHIBIT 10.61 FOURTH AMENDMENT TO CREDIT AGREEMENT AND MODIFICATION OF NOTE AND OTHER LOAN DOCUMENTS THIS FOURTH AMENDMENT TO CREDIT AGREEMENT AND MODIFICATION OF NOTE AND OTHER LOAN DOCUMENTS (this "Amendment") is executed on November 7, 2022 (the "Amendment Effective Date"), by and among HCI GROUP, INC., a Florida corporation ("Borrower"), the Guarantors party hereto, and FIFTH THIRD BANK, NATIO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of registrant as specif

HCI Group Reports Third Quarter 2022 Results Claims from Hurricane Ian Remain Consistent with Prior Disclosure Gross Premiums Earned Grew 21% Over Last Year Third Quarter Loss Ratio Declined to 41.4% Excluding Ian

EX-99.1 2 hci-ex991.htm EX-99.1 Exhibit 99.1 HCI Group Reports Third Quarter 2022 Results Claims from Hurricane Ian Remain Consistent with Prior Disclosure Gross Premiums Earned Grew 21% Over Last Year Third Quarter Loss Ratio Declined to 41.4% Excluding Ian Tampa, Fla. – November 8, 2022 – HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technolog

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): November 8, 2022 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organizati

Reinstatement Premium Protection Reinsurance Contract effective June 1, 2022 issued to TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.136. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. Reinstatement Premium Protection Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida including any and/or all companies that are or may hereafter become

Property Catastrophe Shared Multi-Region Excess of Loss Reinsurance Contract effective June 1, 2022 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.144. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. PROPERTY CATASTROPHE SHARED MULTI-REGION EXCESS OF LOSS REINSURANCE CONTRACT issued to TypTap Insurance Company Ocala, Florida Homeowners Choice Property & Casualty Insuran

Property Quota Share Reinsurance Contract effective June 1, 2022 issued to United Property and Casualty Insurance Company by TypTap Insurance Company.

EXHIBIT 10.129 Property Quota Share Reinsurance Contract issued to UNITED PROPERTY AND CASUALTY INSURANCE COMPANY St. Petersburg, Florida Effective: June 1, 2022 1 of NUMPAGES 23 PROPERTY QUOTA SHARE REINSURANCE CONTRACT TABLE OF CONTENTS Article Page Preamble 3 1 Business Covered 3 2 Retention and Limit 3 3 Term 4 4 Special Termination 5 5 Territory 6 6 Exclusions 6 7 Special Acceptance 6 8 Premi

Indenture, dated May 23, 2022, by and between HCI Group, Inc. and The Bank of New York Mellon Trust Company, N.A. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 9, 2022.

EXHIBIT 4.3 HCI GROUP, INC. (Issuer) and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Trustee INDENTURE Dated as of May 23, 2022 4.75% Convertible Senior Notes due 2042 TABLE OF CONTENTS Page Article 1 Definitions Section 1.01. Definitions 1 Section 1.02. References to Interest 14 Article 2 Issue, Description, Execution, Registration and Exchange of Notes Section 2.01. Designation and Amoun

Multi-Year Working Layer Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2022 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.131. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. WORKING LAYER CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT EFFECTIVE: JUNE 1, 2022 ISSUED TO HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY TAMPA, FLORIDA Inclu

Non-Florida Reinstatement Premium Protection Reinsurance Contract effective June 1, 2022 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.141. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. Non-Florida Reinstatement Premium Protection Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida Homeowners Choice Property & Casualty Insurance Company,

Top Layer Flood/Wind Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2022 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.145. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. TOP LAYER FLOOD/WIND PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT issued to TypTap Insurance Company Ocala, Florida Homeowners Choice Property & Casualty Insura

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of registrant as specified i

Reinstatement Premium Protection Reinsurance Contract effective June 1, 2022 issued to TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.137. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. Reinstatement Premium Protection Reinsurance Contract issued to Typtap insurance company Ocala, Florida including any and/or all companies that are or may hereafter become

Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2022 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.139. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida Homeowners Choice Property & Casualty Insurance Compa

Reinstatement Premium Protection Reinsurance Contract effective June 1, 2022 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.133. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. Reinstatement Premium Protection Reinsurance Contract issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida including any and/or all compan

Non-Florida Reinstatement Premium Protection Reinsurance Contract effective June 1, 2022 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.142. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. Non-Florida Reinstatement Premium Protection Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida Homeowners Choice Property & Casualty Insurance Company,

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2022 issued to TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EX-10.135 8 hci-ex10135.htm EX-10.135 EXHIBIT 10.135. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. Property Catastrophe Excess of Loss Reinsurance Contract issued to Typtap insurance company Ocala, Florida including any and/or all co

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2022 issued to TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.134. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. Property Catastrophe Excess of Loss Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida including any and/or all companies that are or may hereafter beco

Reimbursement Contract effective June 1, 2022 between TypTap Insurance Company and the State Board of Administration of the State of Florida which administers the Florida Hurricane Catastrophe Fund.

EXHIBIT 10.146. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. Florida Hurricane Catastrophe Fund RON DESANTIS GOVERNOR CHAIR JIMMY PATRONIS CHIEF FINANCIAL OFFICER ASHLEY MOODY ATTORNEY GENERAL LAMAR TAYLOR INTERIM EXECUTIVE DIRECTOR

Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2022 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.132. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. Property Catastrophe Excess of Loss Reinsurance Contract issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida including any and/or all com

Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2022 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.138. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract issued to TypTap Insurance Company Ocala, Florida Homeowners Choice Property & Casualty Insurance Compa

Flood Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2022 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.143. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. FLOOD PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT issued to TypTap Insurance Company Ocala, Florida Homeowners Choice Property & Casualty Insurance Company, In

Sixth Layer Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2022 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to Regulation S-K Item 601(b)(10)(iv).

EXHIBIT 10.140. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. 6TH LAYER NON-FLORIDA PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT issued to TypTap Insurance Company Ocala, Florida Homeowners Choice Property & Casualty Insur

Reimbursement Contract effective June 1, 2022 between Homeowners Choice Property & Casualty Insurance Company, Inc. and the State Board of Administration of the State of Florida which administers the Florida Hurricane Catastrophe Fund.

EXHIBIT 10.147. Certain identified information has been excluded from this exhibit because it is immaterial and would be competitively harmful if publicly disclosed. Information that has been omitted is indicated with brackets. Florida Hurricane Catastrophe Fund RON DESANTIS GOVERNOR CHAIR JIMMY PATRONIS CHIEF FINANCIAL OFFICER ASHLEY MOODY ATTORNEY GENERAL LAMAR TAYLOR INTERIM EXECUTIVE DIRECTOR

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): August 8, 2022 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization

HCI Group Reports Second Quarter 2022 Results Gross Premiums Earned Grew 30% Implemented Rate Increases to Offset Inflation

EX-99.1 2 hci-ex991.htm EX-99.1 Exhibit 99.1 HCI Group Reports Second Quarter 2022 Results Gross Premiums Earned Grew 30% Implemented Rate Increases to Offset Inflation Tampa, Fla. – August 8, 2022 – HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, reported a net loss of $8.5 million, or $1.04 per

Entry into a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 1, 2022 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): June 2, 2022 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization)

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): June 1, 2022 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization)

Exhibit 16.1

EXHIBIT 16.1 June 7, 2022 U.S. Securities and Exchange Commission 100 F Street, NE Washington, DC 20549 Ladies and Gentlemen: We have read Item 4.01 of Form 8-K dated June 7, 2022 of HCI Group, Inc. and are in agreement with the statements therein concerning Dixon Hughes Goodman LLP, BKD, LLP and FORVIS, LLP. We have no basis to agree or disagree with other statements of the registrant contained t

Entry into a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 1, 2022 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Number)

UIHC / United Insurance Holdings Corp. / Patel Paresh - SC 13D/A Activist Investment

SC 13D/A 1 sc13-daparesh05-31-22.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A (Amendment No. 7)* Under the Securities Exchange Act of 1934 HCI Group, Inc. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 40416E103 (CUSIP Number) Paresh Patel 3802 Coconut Palm Drive Tampa, Florida 33619 (813) 405-3600 (Name, Address an

Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 27, 2022 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Number)

HCI Group Announces Proposed $150 Million Offering of Convertible Senior Notes Due 2042

EXHIBIT 99.1 For Immediate Release HCI Group Announces Proposed $150 Million Offering of Convertible Senior Notes Due 2042 Tampa, Fla. ? May 18, 2022 ? HCI Group, Inc. (NYSE:HCI), today announced its intention to offer, subject to market and other conditions, $150 million aggregate principal amount of convertible senior notes due 2042 (the ?notes?) in a private placement to qualified institutional

Purchase Agreement, dated May 18, 2022, by and among HCI Group, Inc., JMP Securities LLC and Truist Securities, Inc., as representatives of the several purchasers named therein. Incorporated by reference to Exhibit 10.1 of our Form 8-K filed May 23, 2022.

EXHIBIT 10.1 HCI Group, Inc. 4.75% Convertible Senior Notes due 2042 Purchase Agreement May 18, 2022 JMP Securities LLC 600 Montgomery Street, Suite 1100 San Francisco, California 94111 Truist Securities, Inc. 3333 Peachtree Road NE, 11th Floor Atlanta, Georgia 30326 Ladies and Gentlemen: Section 1. Introductory. HCI Group, Inc. (the ?Company?), a Florida corporation, proposes, subject to the term

Indenture, dated May 23, 2022, by and between the Company and the Bank of New York Mellon Trust Company, N.A, as the trustee.

EXHIBIT 4.1 HCI GROUP, INC. (Issuer) and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Trustee INDENTURE Dated as of May 23, 2022 4.75% Convertible Senior Notes due 2042 1 TABLE OF CONTENTS Page Article 1 Definitions Section 1.01. Definitions 1 Section 1.02. References to Interest 14 Article 2 Issue, Description, Execution, Registration and Exchange of Notes Section 2.01. Designation and Amo

HCI Group Announces Pricing of $150 Million Offering of Convertible Senior Notes Due 2042

EXHIBIT 99.2 FOR IMMEDIATE RELEASE HCI Group Announces Pricing of $150 Million Offering of Convertible Senior Notes Due 2042 Tampa, Fla. ? May 19, 2022? HCI Group, Inc. (NYSE:HCI), today announced the pricing of an offering of $150 million aggregate principal amount of 4.75% convertible senior notes due 2042 (the ?notes?) in a private placement to qualified institutional buyers pursuant to Rule 14

Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 18, 2022 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Number)

SCHEDULE 14A (Rule 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

SCHEDULE 14A (Rule 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of registrant as specified

HCI Group, Inc. 2012 Omnibus Incentive Plan as revised April 26, 2022. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed May 6, 2022.

Exhibit 10.5 HCI Group, Inc. 2012 OMNIBUS INCENTIVE PLAN 1. Purpose and Effective Date. (a) Purpose. The HCI Group, Inc. 2012 Omnibus Incentive Plan has two complementary purposes: (i) to attract and retain outstanding individuals to serve as officers, employees, directors and service providers; and (ii) to increase shareholder value. This Plan will provide participants incentives to increase shar

HCI Group Reports First Quarter 2022 Results

Exhibit 99.1 HCI Group Reports First Quarter 2022 Results Tampa, Fla. ? May 4, 2022 ? HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, reported results for the quarter ended March 31, 2022. First Quarter 2022 - Financial Results Net income for the first quarter of 2022 totaled $2.8 million or $0.09

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): May 4, 2022 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization) (

SCHEDULE 14A (Rule 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents SCHEDULE 14A (Rule 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

Entry into a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 24, 2022 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Numbe

UIHC / United Insurance Holdings Corp. / Patel Paresh - SC 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A (Amendment No. 6)* Under the Securities Exchange Act of 1934 HCI Group, Inc. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 40416E103 (CUSIP Number) Paresh Patel 3802 Coconut Palm Drive Tampa, Florida 33619 (813) 405-3600 (Name, Address and Telephone Number of Person Authorized to Rec

Subsidiaries of HCI Group, Inc.

Exhibit 21 HCI GROUP, INC. Subsidiaries As of December 31, 2021, the Company had the following active subsidiaries: State or Sovereign Power Wholly-owned subsidiaries of HCI Group, Inc. of Incorporation Homeowners Choice Property & Casualty Insurance Company, Inc. Florida Homeowners Choice Managers, Inc. Florida Claddaugh Casualty Insurance Company Ltd. Bermuda Cypress Property Management Services

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of Registrant as specified in it

Renewal Rights Agreement effective December 30, 2021 by and among United Property and Casualty Insurance Company, United Insurance Holdings Corp., United Insurance Management, L.C. and Homeowners Choice Property & Casualty Insurance Company. Incorporated by reference to the corresponding numbered exhibit to our Form 10-K filed March 10, 2022.

EXHIBIT 10.127 RENEWAL RIGHTS AGREEMENT by and among UNITED PROPERTY AND CASUALTY INSURANCE COMPANY, UNITED INSURANCE HOLDINGS CORP., UNITED INSURANCE MANAGEMENT, L.C., and HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY, INC. Dated December 30, 2021 1007429509v4 TABLE OF CONTENTS Page ARTICLE I. DEFINITIONS 1 Section 1.1 Definitions 1 Section 1.2 Construction 8 ARTICLE II. REINSURANCE; RE

Property Quota Share Reinsurance Contract effective June 1, 2021 issued to United Property and Casualty Insurance Company by Homeowners Choice Property & Casualty Insurance Company and TypTap Insurance Company. Incorporated by reference to the corresponding numbered exhibit to our Form 10-K filed March 10, 2022.

EXHIBIT 10.126 Property Quota Share Reinsurance Contract issued to UNITED PROPERTY AND CASUALTY INSURANCE COMPANY St. Petersburg, Florida Effective: June 1, 2021 1 of NUMPAGES 23 PROPERTY QUOTA SHARE REINSURANCE CONTRACT TABLE OF CONTENTS Article Page Preamble 3 1 Business Covered 3 2 Retention and Limit 3 3 Term 4 4 Special Termination 5 5 Territory 6 6 Exclusions 6 7 Special Acceptance 6 8 Premi

Renewal Rights Agreement effective January 18, 2021 by and among United Property and Casualty Insurance Company, United Insurance Holdings Corp., United Insurance Management, L.C. and Homeowners Choice Property & Casualty Insurance Company. Incorporated by reference to the corresponding numbered exhibit to our Form 10-K filed March 10, 2022.

EXHIBIT 10.125 RENEWAL RIGHTS AGREEMENT by and among UNITED PROPERTY AND CASUALTY INSURANCE COMPANY, UNITED INSURANCE HOLDINGS CORP., UNITED INSURANCE MANAGEMENT, L.C., HCI GROUP, INC. and HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY, INC. Dated January 18, 2021 TABLE OF CONTENTS Page ARTICLE I. DEFINITIONS 2 Section 1.1 Definitions 2 Section 1.2 Construction 9 ARTICLE IL Reinsurance; r

Property Quota Share Reinsurance Contract effective December 31, 2021 issued to United Property and Casualty Insurance Company by Homeowners Choice Property & Casualty Insurance Company. Incorporated by reference to the corresponding numbered exhibit to our Form 10-K filed March 10, 2022.

EXHIBIT 10.128 Property Quota Share Reinsurance Contract issued to UNITED PROPERTY AND CASUALTY INSURANCE COMPANY St. Petersburg, Florida Effective: December 31, 2021 1 of NUMPAGES 23 PROPERTY QUOTA SHARE REINSURANCE CONTRACT TABLE OF CONTENTS Article Page Preamble 4 1 Business Covered 4 2 Retention and Limit 4 3 Term 5 4 Special Termination 5 5 Territory 6 6 Exclusions 6 7 Special Acceptance 7 8

Property Quota Share Reinsurance Contract effective December 31, 2020 issued to United Property and Casualty Insurance Company by Homeowners Choice Property & Casualty Insurance Company. Incorporated by reference to the corresponding numbered exhibit to our Form 10-K filed March 10, 2022.

EXHIBIT 10.124 PROPERTY QUOTA SHARE REINSURANCE CONTRACT issued to UNITED PROPERTY AND CASUALTY INSURANCE COMPANY St. Petersburg, Florida Effective: December 31, 2020 1 of 23 PROPERTY QUOTA SHARE REINSURANCE CONTRACT TABLE OF CONTENTS Article Preamble Page 3 1 Business Covered 3 2 Retention and Limit 3 3 Term 4 4 Special Termination 4 5 Territory 5 6 Exclusions 5 7 Special Acceptance 6 8 Premium 6

HCI Group Reports Fourth Quarter and Full Year 2021 Results

Exhibit 99.1 HCI Group Reports Fourth Quarter and Full Year 2021 Results Tampa, Fla. ? March 8, 2022 ? HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, reported results for the three and twelve months ended December 31, 2021. Fourth Quarter 2021 - Financial Results Net income for the fourth quarter

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): March 8, 2022 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organization)

Entry into a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 30, 2021 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Nu

UIHC / United Insurance Holdings Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 6)* Name of issuer: HCI Group Inc. Title of Class of Securities: Common Stock CUSIP Number: 40416E103 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ??Rule

UIHC / United Insurance Holdings Corp. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5 )* HCI Group Inc (Name of Issuer) Common Stock (Title of Class of Securities) 40416E103 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to desig

UIHC / United Insurance Holdings Corp. / Park West Asset Management LLC - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* HCI Group, Inc. (Name of Issuer) COMMON STOCK, NO PAR VALUE (Title of Class of Securities) 40416E103 (CUSIP Number) January 13, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

UIHC / United Insurance Holdings Corp. / Park West Asset Management LLC - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* HCI Group, Inc. (Name of Issuer) COMMON STOCK, NO PAR VALUE (Title of Class of Securities) 40416E103 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to whic

UIHC / United Insurance Holdings Corp. / Park West Asset Management LLC - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* HCI Group, Inc. (Name of Issuer) COMMON STOCK, NO PAR VALUE (Title of Class of Securities) 40416E103 (CUSIP Number) December 23, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

JOINT FILING AGREEMENT

EX-1 2 hcigroupex1dec232021.htm JOINT FILING AGREEMENT Exhibit 1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of them of a statement on Schedule 13G (including amendments thereto) with respect to the shares of Common Stock, no par value, of HCI Group, Inc., a Florida corpor

Exchange Agreement, dated August 26, 2021, by and between HCI Group, Inc. and Citadel Equity Fund Ltd. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed November 9, 2021.

EX-10.50 2 hci-ex1050.htm EX-10.50 EXHIBIT 10.50 Exchange Agreement August 26, 2021 HCI Group Inc. 4.25% Convertible Senior Notes due 2037 The undersigned investor (the “Investor”), for itself and on behalf of the beneficial owners listed on Exhibit A hereto (“Accounts”) for whom the Investor holds contractual and investment authority (each, including the Investor if it is a party exchanging Notes

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of Registrant as specif

HCI Group Reports Third Quarter 2021 Results

Exhibit 99.1 HCI Group Reports Third Quarter 2021 Results Tampa, Fla. ? November 8, 2021 ? HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, software development and real estate, reported results for the three and nine months ended September 30, 2021. Third Quarter 2021 - Financial Results In the third quarter of 2021, the company experienced a net loss of $4.9

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): November 8, 2021 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Num

HCI Group Announces Public Filing of Registration Statement for Proposed Initial Public Offering of Subsidiary TypTap Insurance Group, Inc.

EX-99.1 2 hci-ex991.htm EX-99.1 EXHIBIT 99.1 FOR IMMEDIATE RELEASE HCI Group Announces Public Filing of Registration Statement for Proposed Initial Public Offering of Subsidiary TypTap Insurance Group, Inc. Tampa, Fla. – November 8, 2021 – HCI Group, Inc. (NYSE:HCI) today announced that its majority owned subsidiary, TypTap Insurance Group, Inc., has publicly filed a registration statement on Form

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): November 8, 2021 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organizati

typtap insurance group, INC. 2021 Omnibus INCENTIVE PLAN

EX-99.2 3 hci-ex992.htm EX-99.2 Exhibit 99.2 typtap insurance group, INC. 2021 Omnibus INCENTIVE PLAN 1. Purposes and Effective Date. (a) Purposes. The TypTap Insurance Group, Inc. 2021 Omnibus Incentive Plan has two complementary purposes: (i) to attract and retain outstanding individuals to serve as officers, directors, employees and consultants and (ii) to increase shareholder value. The Plan w

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): October 1, 2021 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File Numb

TYPTAP INSURANCE GROUP, INC. 2021 OMNIBUS INCENTIVE PLAN STOCK OPTION AWARD

EX-99.1 2 hci-ex991.htm EX-99.1 Exhibit 99.1 TYPTAP INSURANCE GROUP, INC. 2021 OMNIBUS INCENTIVE PLAN STOCK OPTION AWARD Paresh Patel You have been granted an option (your “Option”) to purchase shares (“Shares”) of Common Stock of TypTap Insurance Group, Inc. (the “Company”) under the TypTap Insurance Group, Inc. 2021 Omnibus Incentive Plan (the “Plan”), effective as of the Grant Date, with the fo

Selected Historical Financial Information of TypTap Insurance Group, Inc.

EX-99.1 2 hci-20210927ex991.htm EX-99.1 Exhibit 99.1 Selected Historical Financial Information of TypTap Insurance Group, Inc. Years Ended Six Months Ended December 31, June 30, (Dollar amounts in thousands) 2019 2020 2020 2021 Revenue: Gross premiums earned $ 30,904 $ 78,836 $ 34,975 $ 67,811 Premiums ceded (11,076) (28,822) (8,907) (22,094) Net premiums earned 19,828 50,014 26,068 45,717 Net inc

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): September 27, 2021 HCI GROUP, INC. (Exact name of registrant as specified in its charter) Florida 01-34126 20-5961396 (State or Other Jurisdiction of Incorporation) (Commission File N

Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): August 26, 2021 HCI Group, Inc. (Exact Name of Registrant as Specified in Its Charter) Florida 001-34126 20-5961396 (State or Other Jurisdiction of Incorporation or Organizatio

Multi-Year Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2021 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to a request for confidential treatment. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 6, 2021.

EX-10.122 26 hci-ex101221264.htm EX-10.122 Exhibit 10.122 Certain identified information has been excluded from the exhibit because it is both not material and would be competitively harmful if publicly disclosed. MULTI-YEAR PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT issued to HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY, INC. Tampa, Florida including any and/or all compan

Reinstatement Premium Protection Reinsurance Contract (For First Excess Cat) effective June 1, 2021 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to a request for confidential treatment. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 6, 2021.

EX-10.40 5 hci-ex1040478.htm EX-10.40 Exhibit 10.40 Certain identified information has been excluded from the exhibit because it is both not material and would be competitively harmful if publicly disclosed. REINSTATEMENT PREMIUM PROTECTION REINSURANCE CONTRACT (FOR FIRST EXCESS CAT) issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida including any and/or all com

Reinstatement Premium Protection Reinsurance Contract effective June 1, 2021 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to a request for confidential treatment. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 6, 2021.

EX-10.33 4 hci-ex1033471.htm EX-10.33 Exhibit 10.33 Certain identified information has been excluded from the exhibit because it is both not material and would be competitively harmful if publicly disclosed. Reinstatement Premium Protection Reinsurance Contract issued to Homeowners Choice Property & Casualty Insurance Company, Inc. Tampa, Florida including any and/or all companies that are or may

Multi-Year Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract effective June 1, 2021 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to a request for confidential treatment. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 6, 2021.

Exhibit 10.123 CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED. MULTI-YEAR NON-FLORIDA PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT issued to TYPTAP INSURANCE COMPANY Ocala, Florida HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY, INC. Tampa, Florida including any and/or a

Reimbursement Contract effective June 1, 2021 issued to TypTap Insurance Company by the State Board of Administration of the State of Florida. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 6, 2021.

EX-10.121 25 hci-ex10121479.htm EX-10.121 Florida Hurricane Catastrophe Fund RON DESANTIS GOVERNOR CHAIR JIMMY PATRONIS CHIEF FINANCIAL OFFICER ASHLEY MOODY ATTORNEY GENERAL ASHBEL C. WILLIAMS EXECUTIVE DIRECTOR & CHIEF INVESTMENT OFFICER February 1, 2021 ATTENTION Florida Hurricane Catastrophe Fund (FHCF) Participant Due No Later Than March 1, 2021 Dear FHCF Participant: The FHCF Reimbursement Co

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of Registrant as specified i

Non-Florida Reinstatement Premium Protection Reinsurance Contract (For $6MXS$4M Excess Cat) effective June 1, 2021 issued to Homeowners Choice Property & Casualty Insurance Company, Inc. and TypTap Insurance Company by subscribing reinsurers. Portions of this exhibit have been omitted pursuant to a request for confidential treatment. Incorporated by reference to the corresponding numbered exhibit to our Form 10-Q filed August 6, 2021.

EX-10.119 23 hci-ex10119481.htm EX-10.119 Exhibit 10.119 Certain identified information has been excluded from the exhibit because it is both not material and would be competitively harmful if publicly disclosed. NON-FLORIDA REINSTATEMENT PREMIUM PROTECTION REINSURANCE CONTRACT (FOR $6MXS$4M EXCESS CAT) issued to TypTap Insurance Company Ocala, Florida Homeowners Choice Property & Casualty Insuran