Basic Stats
| CIK | 813640 |
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis.
These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Citizens Bancshares Corporation
SEC Filings (Chronological Order)
This page provides a complete, chronological list of SEC Filings, excluding ownership filings which we provide elsewhere.
| January 23, 2017 |
CZBS / Citizens Bancshares Corp. / Context BH Capital Management, LP - SC 13G/A Passive Investment SC 13G/A 1 v457353sc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Citizens Bancshares Corporation (Name of Issuer) Common Stock, par value $1.00 per share (Title of Class of Securities) 173168105 (CUSIP Number) December 31, 2016 (Date of Event Which Requires Filing of this Statement) |
|
| January 5, 2017 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(G) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 0-14535 CITIZENS BANCSHARES CORPORATION (Exact name of registrant as specif |
|
| January 4, 2017 |
Financial Statements and Exhibits, Other Events 8-K 1 e17006czbs-8k.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 30, 2016 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdicti |
|
| January 4, 2017 |
EX-99.1 2 e17006ex99-1.htm FOR IMMEDIATE RELEASE Exhibit 99.1 January 4, 2017 Citizens Bancshares Corporation Repurchase TARP Series C Preferred Shares ATLANTA, January 4, 2017 /PRNewswire—FirstCall/ — Citizens Bancshares Corporation (OTCPink: CZBS) (the “Company”), the parent company of Citizens Trust Bank (CTB), announced today it has repurchased, at a discount, its TARP Community Development Ca |
|
| November 14, 2016 |
Citizens Bancshares (Quarterly Report) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2016 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZ |
|
| October 17, 2016 |
S-8 POS 1 e00533czbs-s8pos.htm As filed with the Securities and Exchange Commission on October 17, 2016 Registration No. 333-86599 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CITIZENS BANCSHARES CORPORATION (Exact name of Registrant as specified in its charter) Georgia 58-22322785 (Stat |
|
| October 17, 2016 |
As filed with the Securities and Exchange Commission on October 17, 2016 Registration No. |
|
| August 15, 2016 |
Citizens Bancshares (Quarterly Report) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2016 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS B |
|
| May 26, 2016 |
Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported) May 25, 2016 (May 23, 2016) Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia (State or other jurisdiction of incorporation) 333-38509 58-1 |
|
| May 16, 2016 |
Citizens Bancshares (Quarterly Report) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 ? Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2016 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS |
|
| May 9, 2016 |
Citizens Bancshares Corporation Announces 2016 Dividend Payment FOR IMMEDIATE RELEASE Exhibit 99.1 May 9, 2016 Citizens Bancshares Corporation Announces 2016 Dividend Payment ATLANTA, May 9, 2016 /PRNewswire?FirstCall/ ? Citizens Bancshares Corporation (OOTC: CZBS) (the ?Company?), the parent company of Citizens Trust Bank (CTB), announced today its annual dividend on common stock of $0.08 per share, payable on May 19, 2016 to shareholders of record as of the |
|
| May 9, 2016 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 9, 2016 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of incorporation) (Commissi |
|
| April 6, 2016 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) ? Filed by the Registrant o Filed by a Party other than the Registrant Check the appropriate box: o Preliminary Proxy Statement o CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-6(e)(2)) ? Defin |
|
| March 30, 2016 |
EXHIBIT 10.26 Citizens Bancshares Corporation Annual PEO and PFO Certification For Fiscal Years Other than the First Year I, Cynthia N. Day, President/Chief Executive Officer and I, Samuel J. Cox, Executive Vice President/Chief Financial Officer, certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the “Committee”) of Citizens Bancshares Corporation (the “Com |
|
| March 30, 2016 |
Citizens Bancshares (Annual Report) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2015 or o Transition report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 0-14535 Citizens Bancshares Corporation (E |
|
| March 3, 2016 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934* Citizens Bancshares Corporation (Name of Issuer) Common Stock, par value $1. |
|
| November 17, 2015 |
FOR IMMEDIATE RELEASE Exhibit 99.1 November 16, 2015 Citizens Bancshares Corporation Announces Third Quarter 2015 Results ATLANTA, November 16, 2015/PRNewswire-FirstCall/ - Citizens Bancshares Corporation (OTC: CZBS) (the ?Company?), the parent company of Citizens Trust Bank (?CTB?), today announced third quarter 2015 net income before preferred dividends of $420,000 compared to a net income befor |
|
| November 17, 2015 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 16, 2015 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of incorporation) (Co |
|
| November 16, 2015 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2015 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZ |
|
| August 14, 2015 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 14, 2015 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of incorporation) (Comm |
|
| August 14, 2015 |
FOR IMMEDIATE RELEASE Exhibit 99.1 August 14, 2015 Citizens Bancshares Corporation Announces Second Quarter 2015 Results ATLANTA, August 14, 2015/PRNewswire-FirstCall/ - Citizens Bancshares Corporation (OTC: CZBS) (the "Company"), the parent company of Citizens Trust Bank ("CTB"), today announced second quarter 2015 net income before preferred dividends of $348,000 compared to a net income before |
|
| August 14, 2015 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2015 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS B |
|
| May 22, 2015 |
Citizens Bancshares (Current Report/Significant Event) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported) May 22, 2015 (May 18, 2015) Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia (State or other jurisdiction of incorporation) 333-38509 58-1 |
|
| May 15, 2015 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 15, 2015 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of incorporation) (Commiss |
|
| May 15, 2015 |
Citizens Bancshares Corporation Announces First Quarter 2015 Results FOR IMMEDIATE RELEASE Exhibit 99.1 May 15, 2015 Citizens Bancshares Corporation Announces First Quarter 2015 Results ATLANTA, May 15, 2015/PRNewswire-FirstCall/ - Citizens Bancshares Corporation (OTC: CZBS) (the ?Company?), the parent company of Citizens Trust Bank (?CTB?), today announced first quarter 2015 net income before preferred dividends of $428,000 compared to net income before preferred |
|
| May 15, 2015 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2015 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS |
|
| April 17, 2015 |
SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
|
| April 14, 2015 |
EX-99.1 2 e00197ex99-1.htm FOR IMMEDIATE RELEASE Exhibit 99.1 April 14, 2015 Citizens Bancshares Corporation Announces 2015 Dividend Payment ATLANTA, April 14, 2015 /PRNewswire—FirstCall/ — Citizens Bancshares Corporation (OTCQB: CZBS) (the “Company”), the parent company of Citizens Trust Bank (CTB), announced today its annual dividend on common stock of $0.08 per share, payable on April 30, 2015 |
|
| April 14, 2015 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 14, 2015 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of incorporation) (Commi |
|
| March 31, 2015 |
10-K 1 e00128czbs-10k.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2014 or o Transition report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 0-14535 Citizens |
|
| March 31, 2015 |
EX-3.4 2 e00128ex3-4.htm EXHIBIT 3.4 AMENDMENT TO BYLAWS The first sentence of Article III, Section 2 of the Bylaws of the Company is amended to read as follows: “ARTICLE III BOARD OF DIRECTORS “Section 2.Number, Election and Term. The board of directors shall consist of not less than five (5) nor more than ten (10) members and shall be divided into three classes as nearly equal in number as possi |
|
| March 31, 2015 |
EX-10.26 3 e00128ex10-26.htm EXHIBIT 10.26 Citizens Bancshares Corporation Annual PEO and PFO Certification For Fiscal Years Other than the First Year I, Cynthia N. Day, President/Chief Executive Officer and I, Samuel J. Cox, Executive Vice President/Chief Financial Officer, certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the “Committee”) of Citizens Ban |
|
| February 5, 2015 |
CZBS / Citizens Bancshares Corp. / Russell Herman Jerome Sr - SC 13D Activist Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13D-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) Under the Securities Exchange Act of 1934 Citizens Bancshares Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 173168105 (CUSIP Number) Rogers & Har |
|
| November 14, 2014 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2014 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZ |
|
| October 6, 2014 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 30, 2014 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of incorporation) (C |
|
| August 15, 2014 |
EX-99.1 2 e00277ex99-1.htm FOR IMMEDIATE RELEASE Exhibit 99.1 August 15, 2014 Citizens Bancshares Corporation Announces Second Quarter 2014 Results ATLANTA, August 15, 2014/PRNewswire-FirstCall/ - Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced second quarter 2014 net income before preferred dividends of |
|
| August 15, 2014 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 15, 2014 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of incorporation) (Comm |
|
| August 14, 2014 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2014 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS B |
|
| May 23, 2014 |
Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported) May 19, 2014 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia (State or other jurisdiction of incorporation) 333-38509 58-1631302 (Commiss |
|
| May 15, 2014 |
CZBS / Citizens Bancshares Corp. / Russell Herman Jerome Sr - SCHEDULE 13D Activist Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13D-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) Under the Securities Exchange Act of 1934 Citizens Bancshares Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 173168105 (CUSIP Number) Rogers & Har |
|
| May 15, 2014 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2014 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS |
|
| May 5, 2014 |
FOR IMMEDIATE RELEASE Exhibit 99.1 May 5, 2014 Citizens Bancshares Corporation Announces 2014 Dividend Payment ATLANTA, May 5, 2014 /PRNewswire—FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (CTB), announced today its annual dividend on common stock of $0.08 per share, payable on May 14, 2014 to shareholders of rec |
|
| May 5, 2014 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 5, 2014 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer o |
|
| April 17, 2014 |
SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
|
| March 31, 2014 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K 10-K 1 e00103czbs-10k.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2013 or ¨ Transition report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 0-14535 Citizens |
|
| March 31, 2014 |
EX-10.26 2 ex10-26.htm EXHIBIT 10.26 Citizens Bancshares Corporation Annual PEO and PFO Certification For Fiscal Years Other than the First Year I, Cynthia N. Day, President/Chief Executive Officer and I, Samuel J. Cox, Executive Vice President/Chief Financial Officer, certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the “Committee”) of Citizens Bancshare |
|
| December 31, 2013 |
CITIZENS TRUST BANK CHANGE IN CONTROL AGREEMENT EX-10.1 2 e00115ex10-1.htm Exhibit 10.1 CITIZENS TRUST BANK CHANGE IN CONTROL AGREEMENT THIS CHANGE IN CONTROL AGREEMENT (the “Agreement”) is made as of this day of , 2013 by and between FRED DANIELS (the “Executive”) and CITIZENS TRUST BANK, a bank organized under the laws of the State of Georgia (the “Bank”). RECITALS: WHEREAS, the Executive is currently employed by the Bank as its Chief Credit |
|
| December 31, 2013 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 31, 2013 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Empl |
|
| November 14, 2013 |
Financial Statements and Exhibits, Results of Operations and Financial Condition - UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 14, 2013 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Empl |
|
| November 14, 2013 |
EX-99.1 2 e00110ex99-1.htm FOR IMMEDIATE RELEASE Exhibit 99.1 November 14, 2013 Citizens Bancshares Corporation Announces Third Quarter 2013 Results ATLANTA, November 14, 2013/PRNewswire-FirstCall/ - Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced third quarter 2013 net income before preferred dividends |
|
| November 14, 2013 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2013 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZ |
|
| August 14, 2013 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2013 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS B |
|
| August 13, 2013 |
Exhibit 99.1 FOR IMMEDIATE RELEASE August 13, 2013 Citizens Bancshares Corporation Announces Second Quarter 2013 Results ATLANTA, August 13, 2013/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced second quarter 2013 net income before preferred dividends of $271,000 compared to a net |
|
| August 13, 2013 |
Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 13, 2013 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employ |
|
| August 12, 2013 |
EX-10.1 2 a13-184481ex10d1.htm EX-10.1 Exhibit 10.1 EMPLOYMENT AGREEMENT THIS AGREEMENT is made as of the 12th day of August, 2013 (the “Effective Date”), by and among Citizens Bancshares Corporation, a bank holding company organized under the laws of the State of Georgia (the “Company”), Citizens Trust Bank, a Georgia bank (the “Bank” and collectively with the Company, the “Employer”), and Cynthi |
|
| August 12, 2013 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 12, 2013 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employ |
|
| May 24, 2013 |
Submission of Matters to a Vote of Security Holders - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 24, 2013 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia (State or other jurisdiction of incorporation) 333-38509 58-1631302 (Commiss |
|
| May 15, 2013 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2013 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS |
|
| May 15, 2013 |
Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 15, 2013 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer |
|
| May 15, 2013 |
Exhibit 99.1 FOR IMMEDIATE RELEASE May 15, 2013 Citizens Bancshares Corporation Announces First Quarter 2013 Results ATLANTA, May 15, 2013/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced first quarter 2013 net income before preferred dividends of $272,000 compared to net income be |
|
| May 9, 2013 |
Financial Statements and Exhibits, Other Events - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 9, 2013 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer o |
|
| May 9, 2013 |
EX-99.1 2 a13-119901ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE May 9, 2013 Citizens Bancshares Corporation Announces 2013 Dividend Payment ATLANTA, May 9, 2013 /PRNewswire—FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (CTB), announced today it has received approval to pay its annual dividend on common s |
|
| April 23, 2013 |
QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| April 1, 2013 |
Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 1, 2013 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer |
|
| April 1, 2013 |
EX-99.1 2 a13-92121ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE April 1, 2013 Citizens Bancshares Corporation Announces 2012 Fourth Quarter Results ATLANTA, April 1, 2013/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced fourth quarter net income before preferred dividends |
|
| April 1, 2013 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K 10-K 1 a2214128z10-k.htm 10-K Use these links to rapidly review the document TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ý Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2012 or o Transition report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For |
|
| April 1, 2013 |
EX-10.26 2 a2214128zex-1026.htm EX-10.26 QuickLinks - Click here to rapidly navigate through this document EXHIBIT 10.26 Citizens Bancshares Corporation Annual PEO and PFO Certification For Fiscal Years Other than the First Year I, Cynthia N. Day, President/Chief Executive Officer and I, Samuel J. Cox, Executive Vice President/Chief Financial Officer, certify, based on my knowledge, that: (i) The |
|
| January 8, 2013 |
CZBS / Citizens Bancshares Corp. / HOT CREEK CAPITAL LLC - SCHEDULE 13G Passive Investment SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. ) Under the Securities Exchange Act of 1934 CITIZENS BANCSHARES CORP. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 173 168 105 (CUSIP Number) DECEMBER 31, 2012 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is |
|
| November 14, 2012 |
EX-99.1 2 a12-270461ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE November 14, 2012 Citizens Bancshares Corporation Announces 2012 Third Quarter Results ATLANTA, November 14, 2012/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced third quarter net income before preferred div |
|
| November 14, 2012 |
Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 14, 2012 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Empl |
|
| November 14, 2012 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2012 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZ |
|
| August 14, 2012 |
Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 14, 2012 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employ |
|
| August 14, 2012 |
EX-99.1 2 a12-183581ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE August 14, 2012 Citizens Bancshares Corporation Announces 2012 Second Quarter Results ATLANTA, August 14, 2012/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced a second quarter net loss before preferred divid |
|
| August 14, 2012 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2012 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS B |
|
| May 29, 2012 |
Submission of Matters to a Vote of Security Holders - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 29, 2012 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia (State or other jurisdiction of incorporation) 333-38509 58-1631302 (Commiss |
|
| May 15, 2012 |
EX-99.1 2 a12-122051ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE May 15, 2012 Citizens Bancshares Corporation Announces 2012 First Quarter Results ATLANTA, May 15, 2012/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced first quarter net income before preferred dividends of |
|
| May 15, 2012 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2012 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS |
|
| May 15, 2012 |
Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 15, 2012 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer |
|
| May 3, 2012 |
Financial Statements and Exhibits, Other Events - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 3, 2012 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer o |
|
| May 3, 2012 |
EX-99.1 2 a12-111901ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE May 3, 2012 Citizens Bancshares Corporation Announces 2012 Dividend Payment ATLANTA, May 3, 2012 /PRNewswire—FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (CTB), announced today it has received approval to pay its annual dividend on common s |
|
| April 25, 2012 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 25, 2012 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employe |
|
| April 18, 2012 |
QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| March 30, 2012 |
Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 30, 2012 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employe |
|
| March 30, 2012 |
QuickLinks - Click here to rapidly navigate through this document EXHIBIT 10.26 Citizens Bancshares Corporation Annual PEO and PFO Certification For Fiscal Years Other than the First Year I, Cynthia N. Day, President/Chief Executive Officer and Samuel J. Cox, Executive Vice President/Chief Financial Officer, certify, based on my knowledge, that: (i) The entity serving as the compensation committee |
|
| March 30, 2012 |
EX-99.1 2 a12-84431ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE March 30, 2012 Citizens Bancshares Corporation Announces 2011 Fourth Quarter Results ATLANTA, March 30, 2012/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced fourth quarter of 2011 net income before preferred |
|
| March 30, 2012 |
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K 10-K 1 a2208544z10-k.htm 10-K Use these links to rapidly review the document TABLE OF CONTENTS SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ý Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2011 or o Transition report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition |
|
| February 28, 2012 |
CITIZENS TRUST BANK SALUTES A GREAT LEADER: REMEMBERING JAMES E. YOUNG Exhibit 99.1 CITIZENS TRUST BANK SALUTES A GREAT LEADER: REMEMBERING JAMES E. YOUNG February 27, 2012 — (ATLANTA, GA) Citizens Trust Bank, a subsidiary of Citizens Bancshares Corporation, announces the death of James E. Young. President and CEO since 1998, James E. Young died after a brief battle with cancer. A native of Cleveland, Tennessee, Mr. Young served as a member of the Board of Directors |
|
| February 28, 2012 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 28, 2012 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Empl |
|
| January 5, 2012 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 5, 2012 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employ |
|
| November 14, 2011 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 14, 2011 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Empl |
|
| November 14, 2011 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q/A (Amendment No. 1) (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2011 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: |
|
| November 14, 2011 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2011 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZ |
|
| November 14, 2011 |
FOR IMMEDIATE RELEASE November 14, 2011 Exhibit 99.1 FOR IMMEDIATE RELEASE November 14, 2011 Citizens Bancshares Corporation Announces 2011 Third Quarter Results ATLANTA, November 14, 2011/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced third quarter net income before preferred dividends of $92,000 compared to a net inc |
|
| August 15, 2011 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2011 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS B |
|
| August 12, 2011 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 12, 2011 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employ |
|
| August 12, 2011 |
Exhibit 99.1 FOR IMMEDIATE RELEASE August 12, 2011 Citizens Bancshares Corporation Announces 2011 Second Quarter Results ATLANTA, August 12, 2011/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced second quarter net income before preferred dividends of $119,000 compared to a net loss |
|
| July 8, 2011 |
July 8, 2011 Mr. Hugh West Accounting Branch Chief Securities and Exchange Commission Washington, DC 20549 Re: Citizens Bancshares Corporation Form 10-K for the Fiscal Year Ended December 31, 2010 Filed March 31, 2011 Forms 10-Q for the Quarters Ended March 31, 2011 Filed May 16, 2011 File No.: 001-14913 Dear Mr. West: We are responding to the comments received from your office via E-mail dated Ju |
|
| May 26, 2011 |
Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 26, 2011 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia (State or other jurisdiction of incorporation) 333-38509 58-1631302 (Commiss |
|
| May 16, 2011 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 16, 2011 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer |
|
| May 16, 2011 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2011 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS |
|
| May 16, 2011 |
Exhibit 99.1 FOR IMMEDIATE RELEASE May 16, 2011 Citizens Bancshares Corporation Announces 2011 First Quarter Results ATLANTA, May 16, 2011/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced first quarter net income before preferred dividends of $217,000 compared to $625,000 for the s |
|
| April 25, 2011 |
Exhibit 99.1 FOR IMMEDIATE RELEASE April 25, 2011 Citizens Bancshares Corporation Announces 2011 Dividend Payment ATLANTA, April 25, 2011 /PRNewswire—FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (CTB), announced today it has declared an annual dividend on common stock of $0.08 per share, payable on May 5, 2011 to |
|
| April 25, 2011 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 25, 2011 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employe |
|
| April 22, 2011 |
QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| March 31, 2011 |
Exhibit 10.28 Citizens Bancshares Corporation Annual PEO and PFO Certification For Fiscal Years Other than the First Year I, James E. Young, President/Chief Executive Office, Cynthia N. Day, Senior Executive Vice President / Chief Operating Officer, and Samuel J. Cox, Executive Vice President/Chief Financial Officer, certify, based on my knowledge, that (i) The entity serving as the compensation c |
|
| March 31, 2011 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Use these links to rapidly review the document TABLE OF CONTENTS Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| March 25, 2011 |
Exhibit 99.1 FOR IMMEDIATE RELEASE March 25, 2011 Citizens Bancshares Corporation Announces 2010 Fourth Quarter Results ATLANTA, March 25, 2011/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced fourth quarter net income before preferred dividends of $523,000 compared to $386,000 for |
|
| March 25, 2011 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 25, 2011 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employe |
|
| November 15, 2010 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 15, 2010 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Empl |
|
| November 15, 2010 |
Exhibit 99.1 FOR IMMEDIATE RELEASE November 15, 2010 Citizens Bancshares Corporation Announces 2010 Third Quarter Results ATLANTA, November 15, 2010/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced that improved asset quality and operating trends led to a significantly higher net i |
|
| November 15, 2010 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2010 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZ |
|
| September 22, 2010 |
ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION CITIZENS BANCSHARES CORPORATION Exhibit No. 3.1 ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION OF CITIZENS BANCSHARES CORPORATION 1. The name of the corporation is Citizens Bancshares Corporation (the “Corporation”). 2. The main office of the Corporation is located at 75 Piedmont Avenue, N.E., Atlanta, Georgia 30303. 3. The Articles of Incorporation of the Corporation are hereby amended by adding, as Article 17, the Cert |
|
| September 22, 2010 |
UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220 Exhibit No. 10.1 UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220 Dear Ladies and Gentlemen: The company set forth on the signature page hereto (the “Company”) intends to issue in a private placement the number of shares of a series of its preferred stock set forth on Schedule A hereto (the “Preferred Shares”) and the United States Department of the Trea |
|
| September 22, 2010 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 16, 2010 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Emp |
|
| September 22, 2010 |
Exhibit No. 10.2 FORM OF WAIVER In consideration for the benefits I will receive as a result of the participation of [NAME OF COMPANY] (together with its subsidiaries and affiliates, the “Company”) in the United States Department of the Treasury’s (“Treasury”) Community Development Capital Initiative and/or any other economic stabilization program implemented by Treasury under the Emergency Econom |
|
| September 22, 2010 |
Exhibit No. 4.1 Form of Certificate for Series C Preferred Stock NUMBER SHARES * 01 * * 4,379 * CITIZENS BANCSHARES CORPORATION INCORPORATED UNDER THE LAWS OF THE STATE OF GEORGIA Transfer of this stock is restricted in accordance with conditions printed on the reverse of this certificate. THIS CERTIFIES THAT UNITED STATES DEPARTMENT OF THE TREASURY is the owner of ** FOUR THOUSAND THREE HUNDRED A |
|
| September 17, 2010 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 17, 2010 (August 25, 2010) Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (C |
|
| August 18, 2010 |
Exhibit No. 10.2 FORM OF WAIVER In consideration for the benefits I will receive as a result of the participation of [ ] (together with its subsidiaries and affiliates, the “Company”) in the United States Department of the Treasury’s (the “Treasury”) Capital Purchase Program, Community Development Capital Initiative and/or any other economic stabilization program implemented by the Treasury under |
|
| August 18, 2010 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 12, 2010 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employ |
|
| August 18, 2010 |
ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION CITIZENS BANCSHARES CORPORATION Exhibit No. 3.1 ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION OF CITIZENS BANCSHARES CORPORATION 1. The name of the corporation is Citizens Bancshares Corporation (the “Corporation”). 2. The main office of the Corporation is located at 75 Piedmont Avenue, N.E., Atlanta, Georgia 30303. 3. The Articles of Incorporation of the Corporation are hereby amended by adding, as Article 17, the Cert |
|
| August 18, 2010 |
EX-4.1 3 a10-160351ex4d1.htm EX-4.1 Exhibit No. 4.1 NUMBER * 01 * SHARES * 7,462 * CITIZENS BANCSHARES CORPORATION INCORPORATED UNDER THE LAWS OF THE STATE OF GEORGIA Transfer of this stock is restricted in accordance with conditions printed on the reverse of this certificate. THIS CERTIFIES THAT UNITED STATES DEPARTMENT OF THE TREASURY is the owner of ** SEVEN THOUSAND FOUR HUNDRED AND SIXTY-TWO |
|
| August 18, 2010 |
UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220 EX-10.1 4 a10-160351ex10d1.htm EX-10.1 Exhibit No. 10.1 UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220 Dear Ladies and Gentlemen: The company set forth on the signature page hereto (the “Company”) intends to issue the number of shares of a series of its preferred stock set forth on Schedule A hereto (the “CDCI Preferred Shares”) to the United States De |
|
| August 16, 2010 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2010 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS B |
|
| August 12, 2010 |
FOR IMMEDIATE RELEASE July 11, 2010 Exhibit 99.1 Citizens Bancshares Corporation Announces 2010 Second Quarter Earnings ATLANTA, August 12, 2010/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced a net loss available to common shareholders of $1.2 million, or $0.57 per common share, |
|
| August 12, 2010 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 12, 2010 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employ |
|
| May 28, 2010 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) May 26, 2010 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia (State or other jurisdiction of incorporation) 333-38509 58-1631302 (Commiss |
|
| May 17, 2010 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2010 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS |
|
| May 5, 2010 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 5, 2010 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer o |
|
| May 5, 2010 |
Exhibit 99.1 FOR IMMEDIATE RELEASE May 5, 2010 Citizens Bancshares Corporation Announces 2010 First Quarter Earnings ATLANTA, May 5, 2010/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced its 2010 first quarter income available to common shareholders of $532,000, or $0.25 per common |
|
| May 3, 2010 |
Exhibit 99.1 FOR IMMEDIATE RELEASE May 3, 2010 Citizens Bancshares Corporation Announces 2010 Dividend Payment ATLANTA, May 3, 2010 /PRNewswire—FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (CTB), announced today it has declared an annual dividend on common stock of $0.08 per share, payable on May 7, 2010 to share |
|
| May 3, 2010 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 3, 2010 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of incorporation) (Commissi |
|
| April 26, 2010 |
QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| March 31, 2010 |
Citizens Bancshares Corporation Fiscal Year PEO and PFO Certification Exhibit 10.28 Citizens Bancshares Corporation Fiscal Year PEO and PFO Certification I, James E. Young, President/Chief Executive Officer, Cynthia N. Day, Senior Executive Vice President/Chief Operating Officer, and Samuel J. Cox, Executive Vice President/Chief Financial Officer, certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the “Committee”) of Citizens |
|
| March 31, 2010 |
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Use these links to rapidly review the document TABLE OF CONTENTS SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| March 29, 2010 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 29, 2010 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employe |
|
| March 29, 2010 |
Exhibit 99.1 FOR IMMEDIATE RELEASE March 29, 2010 Citizens Bancshares Corporation Announces Fourth Quarter Earnings and For the Year Ended December 31, 2009 ATLANTA, March 29, 2010/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced its year-to-date earnings available to common shareh |
|
| November 16, 2009 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2009 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZ |
|
| November 16, 2009 |
FOR IMMEDIATE RELEASE Exhibit 99.1 November 16, 2009 Citizens Bancshares Corporation Announces 2009 Third Quarter Earnings ATLANTA, November 16, 2009/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), reported net income available to common shareholders for the third quarter of 2009 of $327,000, com |
|
| November 16, 2009 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 16, 2009 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Empl |
|
| August 14, 2009 |
Exhibit 99.1 FOR IMMEDIATE RELEASE August 14, 2009 Citizens Bancshares Corporation Announces 2009 Second Quarter Earnings ATLANTA, August 14, 2009/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), reported a net loss available to common shareholders for the second quarter of 2009 of $159,000, compa |
|
| August 14, 2009 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 14, 2009 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employ |
|
| August 14, 2009 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2009 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS B |
|
| May 15, 2009 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2009 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS BA |
|
| May 15, 2009 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 15, 2009 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer |
|
| May 15, 2009 |
Exhibit 99.1 FOR IMMEDIATE RELEASE May 15, 2009 Citizens Bancshares Corporation Announces 2009 First Quarter Earnings ATLANTA, May 15, 2009/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced its 2009 first quarter earnings of $0.12 per diluted common share compared to $0.34 per dilut |
|
| April 27, 2009 |
QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| April 23, 2009 |
QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| April 17, 2009 |
QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| March 31, 2009 |
Exhibit 99.1 FOR IMMEDIATE RELEASE March 31, 2009 Citizens Bancshares Corporation Announces Fourth Quarter Earnings and For the Year Ended December 31, 2008 ATLANTA, March 31, 2009/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced its year-to-date earnings of $1,023,000, or $0.49 pe |
|
| March 31, 2009 |
FIRST AMENDMENT TO EMPLOYMENT AGREEMENT Exhibit 10.18 FIRST AMENDMENT TO EMPLOYMENT AGREEMENT This First Amendment to the Employment Agreement by and among Citizens Bancshares Corporation, a bank holding company organized under the laws of the State of Georgia (“CBC”); Citizens Trust Bank, the wholly-owned bank subsidiary of CBC (collectively, the “Employer”); and James E. Young, (the “Executive”) is entered into on this day of December |
|
| March 31, 2009 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 31, 2009 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employe |
|
| March 31, 2009 |
Exhibit 10.21 FIRST AMENDMENT TO CHANGE IN CONTROL AGREEMENT This First Amendment to the Change in Control Agreement by and between Citizens Bancshares Corporation, a bank holding company organized under the laws of the State of Georgia (the “Company”), and Samuel J. Cox (the “Executive”) is entered into on this day of December, 2008 (the “Effective Date”). W I T N E S S E T H WHEREAS, the parties |
|
| March 31, 2009 |
Exhibit 10.20 FIRST AMENDMENT TO CHANGE IN CONTROL AGREEMENT This First Amendment to the Change in Control Agreement by and between Citizens Bancshares Corporation, a bank holding company organized under the laws of the State of Georgia (the “Company”), and Cynthia N. Day (the “Executive”) is entered into on this day of December, 2008 (the “Effective Date”). W I T N E S S E T H WHEREAS, the partie |
|
| March 31, 2009 |
EX-10.19 3 a2191959zex-1019.htm EXHIBIT 10.19 Exhibit 10.19 FIRST AMENDMENT TO CHANGE IN CONTROL AGREEMENT This First Amendment to the Change in Control Agreement by and between Citizens Bancshares Corporation, a bank holding company organized under the laws of the State of Georgia (the “Company”), and James E. Young (the “Executive”) is entered into on this day of December, 2008 (the “Effective D |
|
| March 31, 2009 |
Exhibit 10.22 FIRST AMENDMENT TO CHANGE IN CONTROL AGREEMENT This First Amendment to the Change in Control Agreement by and between Citizens Bancshares Corporation, a bank holding company organized under the laws of the State of Georgia (the “Company”), and Robert E. Nesbitt (the “Executive”) is entered into on this day of December, 2008 (the “Effective Date”). W I T N E S S E T H WHEREAS, the par |
|
| March 31, 2009 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 31, 2009 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employe |
|
| March 31, 2009 |
Exhibit 99.1 FOR IMMEDIATE RELEASE March 31, 2009 Citizens Bancshares Corporation Announces 2009 Dividend Payment ATLANTA, March 31, 2009 /PRNewswire—FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (CTB), announced today it has declared an annual dividend on common stock of $0.19 per share, payable on April 30, 2009 |
|
| March 31, 2009 |
QuickLinks - Click here to rapidly navigate through this document SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| March 6, 2009 |
Exhibit No. 3.1 ARTICLES OF AMENDMENT TO THE AMENDED AND RESTATED ARTICLES OF INCORPORATION OF CITIZENS BANCSHARES CORPORATION 1. The name of the corporation is Citizens Bancshares Corporation (the “Corporation”). 2. The main office of the Corporation is located at 75 Piedmont Avenue, N.E., Atlanta, Georgia 30303. 3. The following new Article 4B is inserted in the Articles of Incorporation of the |
|
| March 6, 2009 |
UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220 Exhibit No. 10.1 UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220 Dear Ladies and Gentlemen: The company set forth on the signature page hereto (the “Company”) intends to issue in a private placement the number of shares of a series of its preferred stock set forth on Schedule A hereto (the “Preferred Shares”) and a warrant to purchase the number of shar |
|
| March 6, 2009 |
UNITED STATES DEPARTMENT OF THE TREASURY 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 Exhibit No. 10.2 UNITED STATES DEPARTMENT OF THE TREASURY 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 March 6, 2009 Ladies and Gentlemen: Reference is made to that certain Letter Agreement incorporating the Securities Purchase Agreement — Standard Terms dated of as of the date of this letter agreement (the “Securities Purchase Agreement”) between United States Department of Treasury (“Inve |
|
| March 6, 2009 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 4, 2009 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer |
|
| March 6, 2009 |
Exhibit 99.1 FOR IMMEDIATE RELEASE March 6, 2009 Citizens Bancshares Corporation Receives $7.462 Million in TARP Funding Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), parent company of Citizens Trust Bank, today announced that it has received a $7.462 million investment from the U.S. Department of the Treasury (“Treasury”) under the TARP Capital Purchase Program (the |
|
| March 6, 2009 |
ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION CITIZENS BANCSHARES CORPORATION Exhibit No. 3.2 ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION OF CITIZENS BANCSHARES CORPORATION 1. The name of the corporation is Citizens Bancshares Corporation (the “Corporation”). 2. The main office of the Corporation is located at 75 Piedmont Avenue, N.E., Atlanta, Georgia 30303. 3. The Articles of Incorporation of the Corporation are hereby amended by adding, as Article 16, the Cert |
|
| March 6, 2009 |
Exhibit No. 10.3 March 6, 2009 United States Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 Citizens Bancshares Corporation 75 Piedmont Avenue, N.E. Atlanta, Georgia 30303 Ladies and Gentlemen: Reference is made to that certain Letter Agreement incorporating the Securities Purchase Agreement — Standard Terms dated of even date herewith (the “Securities Purchase Agre |
|
| March 6, 2009 |
Exhibit No. 4.1 NUMBER SHARES * 01 * * 7,462* CITIZENS BANCSHARES CORPORATION INCORPORATED UNDER THE LAWS OF THE STATE OF GEORGIA Transfer of this stock is restricted in accordance with conditions printed on the reverse of this certificate. THIS CERTIFIES THAT UNITED STATES DEPARTMENT OF THE TREASURY is the owner of SEVEN THOUSAND FOUR HUNDRED AND SIXTY TWO FULLY PAID AND NON-ASSESSABLE SHARES OF |
|
| March 6, 2009 |
Exhibit No. 10.4 UST Seq. No. 318 UNITED STATES DEPARTMENT OF THE TREASURY 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 March 6, 2009 Ladies and Gentlemen: Reference is made to that certain Letter Agreement incorporating the Securities Purchase Agreement — Standard Terms dated of as of the date of this letter agreement (the “Securities Purchase Agreement”) between United States Department o |
|
| March 6, 2009 |
CITIZENS BANCSHARES CORPORATION Senior Executive Officer Waiver Exhibit No. 10.5 CITIZENS BANCSHARES CORPORATION Senior Executive Officer Waiver In consideration for the benefits I will receive as a result of my employer’s participation in the United States Department of the Treasury’s TARP Capital Purchase Program, I hereby voluntarily waive any claim against the United States or any state or territory thereof or my employer or any of its directors, officers, |
|
| January 29, 2009 |
FOR THE SPECIAL MEETING OF SHAREHOLDERS QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| January 29, 2009 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Defin |
|
| January 16, 2009 |
Beth Lanier Direct: 404-572-4571 Fax: 404-572-6999 [email protected] Bryan Cave LLP includes Bryan Cave Powell Goldstein One Atlantic Center Fourteenth Floor 1201 W. Peachtree St., NW Atlanta, GA 30309 Phone (404) 572-6600 Fax (404) 572-6999 www.bryancavepogo.com Bryan Cave Offices Charlotte Chicago Dallas Hamburg Hong Kong Irvine Jefferson City Kansas City London Los Angeles Milan New Yor |
|
| January 16, 2009 |
FOR THE SPECIAL MEETING OF SHAREHOLDERS QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| January 9, 2009 |
FOR THE SPECIAL MEETING OF SHAREHOLDERS QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| January 6, 2009 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 6, 2009 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employ |
|
| December 16, 2008 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 10, 2008 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Emp |
|
| December 16, 2008 |
EXHIBIT 99.1 CONTACT: CITIZENS TRUST BANK Cynthia Day SEVP and Chief Operating Officer 404-575-8300 FOR IMMEDIATE RELEASE: CITIZENS TRUST BANK ANNOUNCES PURCHASE AGREEMENT FOR A FULL SERVICE BRANCH IN LITHONIA, GEORGIA ATLANTA, GA – December 11, 2008 – Citizens Trust Bank, the banking subsidiary of Citizens Bancshares Corporation, is pleased to announce the signing of a definitive agreement for it |
|
| December 16, 2008 |
EXHIBIT 2.1 PURCHASE AND ASSUMPTION AGREEMENT by and between CITIZENS TRUST BANK Atlanta, Georgia and THE PEOPLES BANK Lithonia, Georgia Dated as of December 10, 2008 TABLE OF CONTENTS Page ARTICLE 1 SALE AND PURCHASE OF CERTAIN ASSETS AND ASSUMPTION AND TRANSFER OF CERTAIN LIABILITIES 1 1.1 Sale of Assets 1 1.2 Assets to be Retained by the Seller 3 1.3 Assumption of Liabilities of the Seller 3 1. |
|
| November 14, 2008 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2008 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZ |
|
| November 12, 2008 |
Exhibit 99.1 FOR IMMEDIATE RELEASE November 11, 2008 Citizens Bancshares Corporation Announces Third Quarter Earnings ATLANTA, November 11, 2008/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced its third quarter earnings for the period ending September 30, 2008 of $0.29 per diluted |
|
| November 12, 2008 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 11, 2008 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Empl |
|
| August 14, 2008 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 14, 2008 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employ |
|
| August 14, 2008 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2008 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS B |
|
| August 14, 2008 |
Exhibit 99.1 FOR IMMEDIATE RELEASE August 14, 2008 Citizens Bancshares Corporation Announces Second Quarter Earnings ATLANTA, August 14, 2008/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today reported a loss of $.08 per diluted share in the second quarter of 2008 compared to earnings of $0.32 |
|
| August 7, 2008 |
BENEFICIARY DESIGNATION For KEVIN WILSON EX-10.6 7 a08-211261ex10d6.htm SUPPLEMENTAL EXEC. RETIREMENT PLAN JOINDER AGREEMENT FOR KEVIN WILSON Exhibit 10.6 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN JOINDER AGREEMENT I, KEVIN WILSON, and CITIZENS TRUST BANK hereby agree that in exchange for good and valuable consideration, the value of which is hereby acknowledged, I shall participate in the Supplemental Executive Retirement Plan (“Plan”) est |
|
| August 7, 2008 |
BENEFICIARY DESIGNATION For SAMUEL J. COX Exhibit 10.4 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN JOINDER AGREEMENT I, SAMUEL J. COX, and CITIZENS TRUST BANK hereby agree that in exchange for termination of my Life Insurance Endorsement Method Split Dollar Plan Agreement (“Split Dollar Agreement”), and for other good and valuable consideration, the value of which is hereby acknowledged, that I shall participate in the Supplemental Executive R |
|
| August 7, 2008 |
BENEFICIARY DESIGNATION For CYNTHIA N. DAY Exhibit 10.3 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN JOINDER AGREEMENT I, CYNTHIA N. DAY, and CITIZENS TRUST BANK hereby agree that in exchange for termination of my Life Insurance Endorsement Method Split Dollar Plan Agreement (“Split Dollar Agreement”), and for other good and valuable consideration, the value of which is hereby acknowledged, that I shall participate in the Supplemental Executive |
|
| August 7, 2008 |
EX-10.1 2 a08-211261ex10d1.htm SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT Exhibit 10.1 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN CITIZENS TRUST BANK Effective July 1, 2008 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN This Supplemental Executive Retirement Plan (the “Plan”) is effective as of July 1, 2008. This Plan formalizes the agreements by and between CITIZENS TRUST BANK (the “Bank”), a bank organized |
|
| August 7, 2008 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 7, 2008 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 001-14913 58-1631302 (State or other jurisdiction (Commission (IRS Employe |
|
| August 7, 2008 |
BENEFICIARY DESIGNATION For ROBERT NESBITT Exhibit 10.5 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN JOINDER AGREEMENT I, ROBERT NESBITT, and CITIZENS TRUST BANK hereby agree that in exchange for good and valuable consideration, the value of which is hereby acknowledged, I shall participate in the Supplemental Executive Retirement Plan (“Plan”) established as of July 1, 2008, by CITIZENS TRUST BANK, as such Plan may now exist or hereafter be mod |
|
| August 7, 2008 |
BENEFICIARY DESIGNATION For JAMES E. YOUNG EX-10.2 3 a08-211261ex10d2.htm SUPPLEMENTAL EXEC. RETIREMENT PLAN JOINDER AGREEMENT FOR JAMES E. YOUNG Exhibit 10.2 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN JOINDER AGREEMENT I, JAMES E. YOUNG, and CITIZENS TRUST BANK hereby agree that in exchange for termination of my Life Insurance Endorsement Method Split Dollar Plan Agreement (“Split Dollar Agreement”), and for other good and valuable considerat |
|
| May 15, 2008 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2008 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS |
|
| May 14, 2008 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 14, 2008 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer |
|
| May 14, 2008 |
FOR IMMEDIATE RELEASE May 14, 2008 Exhibit 99.1 Citizens Bancshares Corporation Announces First Quarter Earnings ATLANTA, May 14, 2008/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced its 2008 first quarter earnings of $0.34 per diluted share compared to $0.26 per diluted share for |
|
| April 30, 2008 |
QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| April 4, 2008 |
Exhibit 99.1 FOR IMMEDIATE RELEASE April 4, 2008 Citizens Bancshares Corporation Announces 2008 Dividend Payment ATLANTA, April 4, 2008 /PRNewswire—FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (CTB), announced today it has declared an annual dividend on common stock of $0.19 per share, payable on April 30, 2008 t |
|
| April 4, 2008 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 4, 2008 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer |
|
| March 31, 2008 |
DIRECTOR SUPPLEMENTAL RETIREMENT PLAN QuickLinks - Click here to rapidly navigate through this document EXHIBIT 10.11 DIRECTOR SUPPLEMENTAL RETIREMENT PLAN AGREEMENT THIS AGREEMENT is made and entered into this day of , 2005, by and between Citizens Trust Bank, a bank organized and existing under the laws of the State of Georgia (hereinafter referred to as the "Bank"), and , a member of the Board of Directors of the Bank (hereinafter |
|
| March 31, 2008 |
EXECUTIVE SUPPLEMENTAL RETIREMENT PLAN QuickLinks - Click here to rapidly navigate through this document EXHIBIT 10.12 EXECUTIVE SUPPLEMENTAL RETIREMENT PLAN AGREEMENT This Agreement, made and entered into this Day of , 2003, by and between Citizens Trust Bank, a Bank organized and existing under the laws of the State of Georgia, hereinafter referred. to as "the Bank", and , a Key Employee and the Executive of the Bank, hereinafter ref |
|
| March 31, 2008 |
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K QuickLinks - Click here to rapidly navigate through this document SECURITIES AND EXCHANGE COMMISSION Washington, D. |
|
| March 28, 2008 |
Exhibit 99.1 FOR IMMEDIATE RELEASE March 28, 2008 Citizens Bancshares Corporation Announces Fourth Quarter Earnings ATLANTA, March 28, 2008/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced its 2007 fourth quarter earnings of $0.47 per diluted share compared to $0.42 per diluted sha |
|
| March 28, 2008 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 28, 2008 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employe |
|
| January 30, 2008 |
Assets Measured at Fair Value on a Recurring Basis: November 26, 2007 Mr. Hugh West Accounting Branch Chief Securities and Exchange Commission 100 F Street, N.E. Mail Stop 4561 Washington, D.C. 20549 Re: Citizens Bancshares Corporation Form 10-K for the Fiscal Year Ended December 31, 2006 Forms 10-Q for the Quarterly Period Ended March 31, 2007 Forms 10-Q for the Quarterly Period Ended June 30, 2007 Forms 10-Q for the Quarterly Period Ended Septemb |
|
| November 14, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 - Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 - Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2007 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZ |
|
| November 7, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 7, 2007 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Emplo |
|
| November 7, 2007 |
FOR IMMEDIATE RELEASE Exhibit 99.1 November 7, 2007 Citizens Bancshares Corporation Announces Third Quarter Earnings ATLANTA, November 7, 2007/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced its 2007 third quarter earnings of $0.32 per diluted share which is consistent with the sa |
|
| August 14, 2007 |
Exhibit 99.1 FOR IMMEDIATE RELEASE August 13, 2007 Citizens Bancshares Corporation Announces First Quarter Net Income ATLANTA, August 13, 2007/PRNewswire-FirstCall/ – Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced its 2007 second quarter earnings for the period ending June 30, 2007. Net income for the s |
|
| August 14, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2007 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0-14535 CITIZENS BANCS |
|
| August 14, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 13, 2007 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employ |
|
| May 15, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2007 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS |
|
| May 15, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 15, 2007 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of incorporation) (Commiss |
|
| May 15, 2007 |
FOR IMMEDIATE RELEASE Exhibit 99.1 May 15, 2007 Citizens Bancshares Corporation Announces First Quarter Net Income ATLANTA, May 15, 2007/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced its 2007 first quarter earnings for the period ending March 31, 2007. Net income for the first q |
|
| May 4, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 4, 2007 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer o |
|
| April 24, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 23, 2007 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employe |
|
| April 24, 2007 |
Exhibit 99.1 FOR IMMEDIATE RELEASE April 23, 2007 Citizens Bancshares Corporation Announces 12 Percent Increase in Dividend Payment ATLANTA, April 23, 2006 /PRNewswire—FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (CTB), announced today it has declared an annual dividend on common stock of $0.19 per share, payable |
|
| April 24, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defin |
|
| April 2, 2007 |
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2006 or o Transition report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 0-14535 Citizens Bancshares Corporation (Exact name of r |
|
| March 9, 2007 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 9, 2007 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer |
|
| March 9, 2007 |
FOR IMMEDIATE RELEASE Exhibit 99.1 March 9, 2007 Citizens Bancshares Corporation Announces Fourth Quarter Net Income ATLANTA, March 9, 2007/PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced its 2006 fourth quarter earnings and a record year in earnings for the period ending December |
|
| December 12, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 12, 2006 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Emp |
|
| November 14, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2006 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZ |
|
| November 13, 2006 |
Exhibit 99.1 FOR IMMEDIATE RELEASE November 13, 2006 Citizens Bancshares Corporation Announces Third Quarter Net Income ATLANTA, November 13, 2006 /PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), today announced 2006 third quarter net income of $663,000, consistent with the third quarter net inco |
|
| November 13, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 13, 2006 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Empl |
|
| August 14, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2006 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS B |
|
| August 8, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 8, 2006 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employe |
|
| August 8, 2006 |
Exhibit 99.1 FOR IMMEDIATE RELEASE August 8, 2006 Citizens Bancshares Corporation Announces 66 Percent Increase in Second Quarter Net Income ATLANTA, August 8, 2006 /PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), announced today that its 2006 second quarter net income increased by 66 percent to |
|
| May 15, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2006 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS |
|
| May 12, 2006 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 12, 2006 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commission (IRS Employer |
|
| May 12, 2006 |
Exhibit 99.1 FOR IMMEDIATE RELEASE May 12, 2006 Citizens Bancshares Corporation Announces 48 Percent Increase in First Quarter Net Earnings ATLANTA, May 12, 2006 /PRNewswire-FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), announced today that its 2006 first quarter net income increased by 48 percent to $680 |
|
| May 1, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defin |
|
| April 18, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 18, 2006 (April 17, 2006) Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of inco |
|
| April 18, 2006 |
Exhibit 99.1 FOR IMMEDIATE RELEASE April 17, 2006 Citizens Bancshares Corporation Announces Fourth Quarter Earnings for 2005 ATLANTA, April 17, 2006 /PRNewswire—FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), announced its 2005 fourth quarter earnings of $0.34 per diluted share, compared to $0.31 per dilute |
|
| April 18, 2006 |
Citizens Bancshares Corporation Announces 13 Percent Increase in Dividend Payment Exhibit 99.2 FOR IMMEDIATE RELEASE April 17, 2006 Citizens Bancshares Corporation Announces 13 Percent Increase in Dividend Payment ATLANTA, April 17, 2006 - Citizens Bancshares Corporation (OTCBB: CZBS) (the “Company”), the parent company of Citizens Trust Bank (CTB), announced today it has declared an annual dividend on common stock of $0.17 per share, payable on April 30, 2006 to shareholders o |
|
| March 31, 2006 |
CITIZENS BANCSHARES CORPORATION Exhibit 10.8 CITIZENS BANCSHARES CORPORATION CHANGE IN CONTROL AGREEMENT THIS CHANGE IN CONTROL AGREEMENT (the “Agreement”) is made as of this 1 day of December, 2005 by and between Cynthia N. Day (the “Executive”) and CITIZENS BANCSHARES CORPORATION, a corporation organized under the laws of the State of Georgia (the “Company”). RECITALS: WHEREAS, the Executive is currently employed by the Compan |
|
| March 31, 2006 |
CITIZENS BANCSHARES CORPORATION Exhibit 10.10 CITIZENS BANCSHARES CORPORATION CHANGE IN CONTROL AGREEMENT THIS CHANGE IN CONTROL AGREEMENT (the “Agreement”) is made as of this 1 day of December, 2005 by and between Robert E. Nesbitt (the “Executive”) and CITIZENS BANCSHARES CORPORATION, a corporation organized under the laws of the State of Georgia (the “Company”). RECITALS: WHEREAS, the Executive is currently employed by the Co |
|
| March 31, 2006 |
CITIZENS BANCSHARES CORPORATION EX-10.7 2 a06-78401ex10d7.htm MATERIAL CONTRACTS Exhibit 10.7 CITIZENS BANCSHARES CORPORATION CHANGE IN CONTROL AGREEMENT THIS CHANGE IN CONTROL AGREEMENT (the “Agreement”) is made as of this 1 day of December, 2005 by and between James E. Young (the “Executive”) and CITIZENS BANCSHARES CORPORATION, a corporation organized under the laws of the State of Georgia (the “Company”). RECITALS: WHEREAS, |
|
| March 31, 2006 |
CITIZENS BANCSHARES CORPORATION Exhibit 10.11 CITIZENS BANCSHARES CORPORATION CHANGE IN CONTROL AGREEMENT THIS CHANGE IN CONTROL AGREEMENT (the “Agreement”) is made as of this 1 day of December, 2005 by and between Roger Botwin (the “Executive”) and CITIZENS BANCSHARES CORPORATION, a corporation organized under the laws of the State of Georgia (the “Company”). RECITALS: WHEREAS, the Executive is currently employed by the Company |
|
| March 31, 2006 |
CITIZENS BANCSHARES CORPORATION Exhibit 10.9 CITIZENS BANCSHARES CORPORATION CHANGE IN CONTROL AGREEMENT THIS CHANGE IN CONTROL AGREEMENT (the “Agreement”) is made as of this 1 day of December, 2005 by and between Samuel J. Cox (the “Executive”) and CITIZENS BANCSHARES CORPORATION, a corporation organized under the laws of the State of Georgia (the “Company”). RECITALS: WHEREAS, the Executive is currently employed by the Company |
|
| March 31, 2006 |
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2005 or o Transition report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 0-14535 Citizens Bancshares Corporation (Exact name of r |
|
| November 14, 2005 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2005 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZ |
|
| November 14, 2005 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 14, 2005 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of incorporation) (Co |
|
| September 22, 2005 |
September 22, 2005 Mr. Don Walker Senior Assistant Chief Accountant Securities and Exchange Commission Washington, DC 20549 Re: Citizens Bancshares Corporation Form 10-K for the Fiscal Year Ended December 31, 2004 Forms 10-Q for the Quarters Ended March 31, 2005 and June 30, 2005 File No.: 000-14535 Dear Mr. Walker: We are responding to the additional comments received from your office by letter d |
|
| August 30, 2005 |
August 30, 2005 Mr. Don Walker Senior Assistant Chief Accountant Securities and Exchange Commission Washington, DC 20549 Re: Citizens Bancshares Corporation Form 10-K for the Fiscal Year Ended December 31, 2004 Forms 10-Q for the Quarters Ended March 31, 2005 and June 30, 2005 File No.: 000-14535 Dear Mr. Walker: We are responding to the comments received from your office by letter dated August 16 |
|
| August 15, 2005 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 15, 2005 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of incorporation) (Comm |
|
| August 15, 2005 |
Exhibit 99.1 FOR IMMEDIATE RELEASE August 15, 2005 For More Information, Contact: Samuel J. Cox Chief Financial Officer (404) 653-2815 Citizens Bancshares Corporation Announces Second Quarter Earnings for 2005 ATLANTA, August 15, 2005 /PRNewswire—FirstCall/ — Citizens Bancshares Corporation (OTC Bulletin Board: CZBS) (the “Company”), the parent company of Citizens Trust Bank (“CTB”), announced its |
|
| August 15, 2005 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 - - Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 - - Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2005 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS |
|
| August 2, 2005 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 1, 2005 (July 27, 2005) Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction (Commiss |
|
| June 15, 2005 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 14, 2005 (June 7, 2005) Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of incorpo |
|
| June 15, 2005 |
Exhibit 99.1 For Immediate Release: ATLANTA, GA — June 13, 2005—Citizens Bancshares Corporation (OTCBB: CZBS), parent company of Citizens Trust Bank (CTB) announced today that Willard “Chuck” Lewis, the Company’s Senior Executive Vice President and Chief Operating Officer resigned to accept the position of President and CEO of a community bank being established in the Atlanta area. Mr. Lewis joine |
|
| May 16, 2005 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 – Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2005 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No: 0 - 14535 CITIZENS |
|
| May 6, 2005 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 6, 2005 Citizens Bancshares Corporation (Exact name of registrant as specified in its charter) Georgia 333-38509 58-1631302 (State or other jurisdiction of incorporation) (Commissi |
