CBAN / Colony Bankcorp, Inc. - SEC Filings, Annual Report, Proxy Statement

Colony Bankcorp, Inc.
US ˙ NYSE ˙ US19623P1012

Basic Stats
CIK 711669
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Colony Bankcorp, Inc.
SEC Filings (Chronological Order)
This page provides a complete, chronological list of SEC Filings, excluding ownership filings which we provide elsewhere.
August 8, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-42397 COLONY BANKCORP, INC.

July 23, 2025 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2025 COLONY BANKCORP, IN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2025 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 001-42397 58-1492391 (State or other jurisdiction of incorporation) (Commission File

July 23, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2025 COLONY BANKCORP, IN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2025 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 001-42397 58-1492391 (State or other jurisdiction of incorporation) (Commission File

July 23, 2025 EX-99.3

On July 23rd, our two companies shared the news that TC Federal Bank is expected to join Colony Bank through a planned merger. We want to take a moment to personally welcome you. This is a significant step for both of our organizations, and we couldn

finalexhibit993 On July 23rd, our two companies shared the news that TC Federal Bank is expected to join Colony Bank through a planned merger.

July 23, 2025 EX-99.1

COLONY BANKCORP, INC. AND TC BANCSHARES INC. ANNOUNCE SIGNING OF DEFINITIVE MERGER AGREEMENT TO CREATE A STRONGER FRANCHISE IN KEY GEORGIA AND FLORIDA MARKETS

COLONY BANKCORP, INC. AND TC BANCSHARES INC. ANNOUNCE SIGNING OF DEFINITIVE MERGER AGREEMENT TO CREATE A STRONGER FRANCHISE IN KEY GEORGIA AND FLORIDA MARKETS FITZGERALD, GA. and THOMASVILLE, GA (July 23, 2025) – Colony Bankcorp, Inc. (NYSE: CBAN) (“Colony” or the “Company”), the holding company for Colony Bank, and TC Bancshares, Inc. (OTCQX: TCBC) (“TC Bancshares”), the holding company for TC Fe

July 23, 2025 EX-2.1

Agreement and Plan of Merger, dated July 23, 2025, by and between Colony Bankcorp, Inc. and TC Bancshares, Inc.*

finalexhibit21 Execution Version AGREEMENT AND PLAN OF MERGER by and between COLONY BANKCORP, INC.

July 23, 2025 EX-99.2

1 ACQUISITION OF July 23, 2025 2 Forward-Looking Statements This presentation contains “forward-looking statements” as defined in the Private Securities Litigation Reform Act of 1995. In general, forward-looking statements usually use words such as “

1 ACQUISITION OF July 23, 2025 2 Forward-Looking Statements This presentation contains “forward-looking statements” as defined in the Private Securities Litigation Reform Act of 1995.

July 23, 2025 EX-99.1

COLONY BANKCORP, INC. AND TC BANCSHARES INC. ANNOUNCE SIGNING OF DEFINITIVE MERGER AGREEMENT TO CREATE A STRONGER FRANCHISE IN KEY GEORGIA AND FLORIDA MARKETS

COLONY BANKCORP, INC. AND TC BANCSHARES INC. ANNOUNCE SIGNING OF DEFINITIVE MERGER AGREEMENT TO CREATE A STRONGER FRANCHISE IN KEY GEORGIA AND FLORIDA MARKETS FITZGERALD, GA. and THOMASVILLE, GA (July 23, 2025) – Colony Bankcorp, Inc. (NYSE: CBAN) (“Colony” or the “Company”), the holding company for Colony Bank, and TC Bancshares, Inc. (OTCQX: TCBC) (“TC Bancshares”), the holding company for TC Fe

July 23, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2025 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 001-42397 58-1492391 (State or other jurisdiction of incorporation) (Commission File

July 23, 2025 EX-2.1

Agreement and Plan of Merger, dated July 23, 2025, by and between Colony Bankcorp, Inc. and TC Bancshares, Inc.*

finalexhibit21 Execution Version AGREEMENT AND PLAN OF MERGER by and between COLONY BANKCORP, INC.

July 23, 2025 EX-99.2

1 ACQUISITION OF July 23, 2025 2 Forward-Looking Statements This presentation contains “forward-looking statements” as defined in the Private Securities Litigation Reform Act of 1995. In general, forward-looking statements usually use words such as “

finalip-acqoftcbancshare 1 ACQUISITION OF July 23, 2025 2 Forward-Looking Statements This presentation contains “forward-looking statements” as defined in the Private Securities Litigation Reform Act of 1995.

July 23, 2025 EX-99.3

On July 23rd, our two companies shared the news that TC Federal Bank is expected to join Colony Bank through a planned merger. We want to take a moment to personally welcome you. This is a significant step for both of our organizations, and we couldn

finalexhibit993 On July 23rd, our two companies shared the news that TC Federal Bank is expected to join Colony Bank through a planned merger.

July 23, 2025 EX-99.1

COLONY BANKCORP REPORTS SECOND QUARTER 2025 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1150 PER SHARE

For additional information, contact: Derek Shelnutt EVP & Chief Financial Officer 229-426-6000, extension 6119 COLONY BANKCORP REPORTS SECOND QUARTER 2025 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.

July 23, 2025 EX-99.2

INVESTOR PRESENTATION Second Quarter 2025 2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E

final2q2025ip INVESTOR PRESENTATION Second Quarter 2025 2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

June 27, 2025 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 15

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-42397 A. Full title of the Plan and addres

May 27, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 27,2025 COLONY BANKCORP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 27,2025 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 001-42397 58-1492391 (State or other jurisdiction of incorporation) (Commission File N

May 27, 2025 EX-99.1

2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, a

may2025updatedip 2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

May 23, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): May 23, 2025 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 001-42397 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File

May 9, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-42397 COLONY BANKCORP, INC.

April 23, 2025 EX-99.2

2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, a

final1q2025ip 2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

April 23, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2025 COLONY BANKCORP, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2025 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 001-42397 58-1492391 (State or other jurisdiction of incorporation) (Commission Fil

April 23, 2025 EX-99.1

COLONY BANKCORP REPORTS FIRST QUARTER 2025 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1150 PER SHARE

For additional information, contact: Derek Shelnutt EVP & Chief Financial Officer 229-426-6000, extension 6119 COLONY BANKCORP REPORTS FIRST QUARTER 2025 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.

April 17, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Ame

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide

April 1, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 1, 2025 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 001-42397 58-1492391 (State or other jurisdiction of incorporation) (Commission File

April 1, 2025 EX-99.1

COLONY BANKCORP, INC. EXPANDS INSURANCE DIVISION WITH ACQUISITION OF THE ELLERBEE AGENCY

For additional information, contact: T. Heath Fountain Chief Executive Officer (229) 426-6000 (Ext 6012) COLONY BANKCORP, INC. EXPANDS INSURANCE DIVISION WITH ACQUISITION OF THE ELLERBEE AGENCY FITZGERALD, GA. (April 1, 2025) – Colony Bankcorp, Inc. (NYSE: CBAN) (“Colony” or the “Company”) today announced it has acquired The Ellerbee Agency, an Allstate appointed consumer property and casualty ins

March 19, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 19, 2025 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 001-42397 58-1492391 (State or other jurisdiction of incorporation) (Commission Fil

March 19, 2025 EX-99.1

COLONY BANKCORP, INC. ANNOUNCES RETIREMENT OF DIRECTOR EDWARD P. LOOMIS, JR.

For additional information, contact: T. Heath Fountain Chief Executive Officer (229) 426-6000 (Ext 6012) COLONY BANKCORP, INC. ANNOUNCES RETIREMENT OF DIRECTOR EDWARD P. LOOMIS, JR. FITZGERALD, GA. (March 19, 2025) – Colony Bankcorp, Inc. (NYSE: CBAN) (“Colony” or the “Company”) today announced that Edward P. Loomis, Jr. will retire from the Board of Directors of both the Company and its wholly-ow

March 14, 2025 EX-19

nsider Trading Policy

Exhibit 19 COLONY BANKCORP, INC. INSIDER TRADING & CONFIDENTIALITY POLICY INTRODUCTION As a public company, Colony Bankcorp, Inc. is subject to various federal and state laws and regulations governing trading in its securities. It is the policy of Colony Bankcorp, Inc. and its subsidiaries (collectively, Colony) to comply fully, and to assist its employees in complying fully, with these laws and r

March 14, 2025 EX-21

Subsidiaries of the Company

Exhibit 21 SUBSIDIARIES OF THE COMPANY Name of Subsidiary State of Incorporation Colony Bank Georgia Colony Risk Management, Inc. Nevada Colony Bankcorp Statutory Trust III Delaware Colony Bankcorp Capital Trust I Delaware Colony Bankcorp Capital Trust II Delaware Colony Bankcorp Capital Trust III Delaware

March 14, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 001-42397 COLONY BANKCORP, INC. (Exa

March 14, 2025 EX-4.1

Description of Securities

EXHIBIT 4.1 EXHIBIT NO. 4.1 DESCRIPTION OF CAPITAL STOCK The following description summarizes the terms of our common stock and preferred stock but does not purport to be complete, and it is qualified in its entirety by reference to the applicable provisions of federal law governing bank holding companies, Georgia law and our Articles of Incorporation, as amended (“Articles”) and Amended and Resta

February 27, 2025 EX-99.1

COLONY BANKCORP, INC. APPOINTS PAUL JOINER, III TO BOARD OF DIRECTORS

For additional information, contact: T. Heath Fountain Chief Executive Officer (229) 426-6000 (Ext 6012) COLONY BANKCORP, INC. APPOINTS PAUL JOINER, III TO BOARD OF DIRECTORS FITZGERALD, GA. (February 27, 2025) – Colony Bankcorp, Inc. (NYSE: CBAN) (“Colony” or the “Company”) today announced the appointment of Paul Joiner, III to the Board of Directors for both the Company and Colony Bank, effectiv

February 27, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 26, 2025 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 001-42397 58-1492391 (State or other jurisdiction of incorporation) (Commission

January 22, 2025 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 22, 2025 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 001-42397 58-1492391 (State or other jurisdiction of incorporation) (Commission F

January 22, 2025 EX-99.2

2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, a

2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

January 22, 2025 EX-10.1

between Colony Bankcorp, Inc. and Leonard Bateman, Jr. - filed as Exhibit 10.

Exhibit 10.1 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”), dated as of this 19th day of January, 2025 (the “Effective Date”), is by and between Colony Bank (“Employer”), a Georgia Bank and wholly-owned subsidiary of Colony Bankcorp, Inc. (the “Holding Company”) and Leonard Bateman, Jr. (“Employee”), a resident of the State of Georgia (collectively, the “Parties”). WHEREAS, Emp

January 22, 2025 EX-99.1

COLONY BANKCORP REPORTS FOURTH QUARTER 2024 RESULTS INCREASES QUARTERLY CASH DIVIDEND TO $0.1150 PER SHARE

For additional information, contact: Derek Shelnutt EVP & Chief Financial Officer 229-426-6000, extension 6119 COLONY BANKCORP REPORTS FOURTH QUARTER 2024 RESULTS INCREASES QUARTERLY CASH DIVIDEND TO $0.

December 20, 2024 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 20, 2024 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 001-42397 58-1492391 (State or other jurisdiction of incorporation) (Commission

November 15, 2024 25

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 25 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER SECTION 12(b) OF THE SECURITIES EXCHANGE ACT OF 1934 000-12436 (Commission File Number) COLONY BANKCORP, IN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 25 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER SECTION 12(b) OF THE SECURITIES EXCHANGE ACT OF 1934 000-12436 (Commission File Number) COLONY BANKCORP, INC. The Nasdaq Stock Market LLC (Exact name of Issuer as specified in its charter, and name of Exchange where security is listed and/or registered) 115

November 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12436 COLONY BANKCORP, INC.

November 5, 2024 8-A12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 COLONY BANKCORP, INC. (Exact name of registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 58-1492391 (State or other jurisdiction of incorporation) (IRS Employer Identification No.) 115 South Grant Stre

November 5, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 5, 2024 COLONY BANKCORP,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 5, 2024 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission F

November 5, 2024 EX-99.1

COLONY BANKCORP, INC. ANNOUNCES TRANSFER OF LISTING OF COMMON STOCK TO THE NEW YORK STOCK EXCHANGE

For additional information, contact: T. Heath Fountain Chief Executive Officer 229-426-6000, extension 6012 COLONY BANKCORP, INC. ANNOUNCES TRANSFER OF LISTING OF COMMON STOCK TO THE NEW YORK STOCK EXCHANGE FITZGERALD, GA. (November 5, 2024) – Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) the parent company of Colony Bank, announced today that it is transferring the listing of i

October 23, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 23, 2024 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission F

October 23, 2024 EX-99.2

INVESTOR PRESENTATION THIRD QUARTER 2024 2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E

INVESTOR PRESENTATION THIRD QUARTER 2024 2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

October 23, 2024 EX-99.1

COLONY BANKCORP REPORTS THIRD QUARTER 2024 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1125 PER SHARE

For additional information, contact: Derek Shelnutt EVP & Chief Financial Officer 229-426-6000, extension 6119 COLONY BANKCORP REPORTS THIRD QUARTER 2024 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.

September 13, 2024 EX-10.1

Employment Agreement between Colony Bank and R. Dallis Copeland, Jr.

Exhibit 10.1 EMPLOYMENT AGREEMENT † This EMPLOYMENT AGREEMENT (this “Agreement”), dated as of this 13th day of September, 2024 (the “Effective Date”), is by and between Colony Bank (“Employer”), a Georgia Bank and wholly-owned subsidiary of Colony Bankcorp, Inc. (the “Holding Company”) and R. Dallis Copeland, Jr. (“Employee”), a resident of the State of Georgia (collectively, the “Parties”). WHERE

September 13, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 13, 2024 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission

August 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12436 COLONY BANKCORP, INC.

July 24, 2024 EX-10.1

Colony Bankcorp, Inc. and

Exhibit 10.1 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”), dated as of this 30th day of July, 2024 (the “Effective Date”), is by and between Colony Bankcorp, Inc. (the "Holding Company"), Colony Bank, a Georgia Bank and wholly-owned subsidiary of the Holding Company (the "Bank" and, together with the Holding Company, the "Employer"), and T. Heath Fountain ("Executive"), a resi

July 24, 2024 EX-99.1

COLONY BANKCORP REPORTS SECOND QUARTER 2024 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1125 PER SHARE

For additional information, contact: Derek Shelnutt EVP & Chief Financial Officer 229-426-6000, extension 6119 COLONY BANKCORP REPORTS SECOND QUARTER 2024 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.

July 24, 2024 EX-99.2

1 INVESTOR PRESENTATION SECOND QUARTER 2024 2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 2

1 INVESTOR PRESENTATION SECOND QUARTER 2024 2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

July 24, 2024 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2024 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission File

June 27, 2024 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 15

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-12436 A. Full title of the Plan and addres

May 20, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): May 20, 2024 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File

May 9, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12436 COLONY BANKCORP, INC.

April 24, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2024 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission Fil

April 24, 2024 EX-99.1

COLONY BANKCORP REPORTS FIRST QUARTER 2024 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1125 PER SHARE

For additional information, contact: Derek Shelnutt EVP & Chief Financial Officer 229-426-6000, extension 6119 COLONY BANKCORP REPORTS FIRST QUARTER 2024 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.

April 24, 2024 EX-99.2

1 INVESTOR PRESENTATION FIRST QUARTER 2024 2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21

1 INVESTOR PRESENTATION FIRST QUARTER 2024 2 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

April 11, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Ame

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide

March 25, 2024 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2024 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission Fil

March 14, 2024 EX-10.12

, 2024 between Colony Bankcorp, Inc. and Derek Shelnutt

Exhibit 10.12 EMPLOYMENT AGREEMENT † This EMPLOYMENT AGREEMENT (this “Agreement”), dated as of this 24th day of January, 2024 (the “Effective Date”), is by and between Colony Bank (“Employer”), a Georgia Bank and wholly owned subsidiary of Colony Bankcorp, Inc. (the “Holding Company”) and Derek Shelnutt (“Employee”), a resident of the State of Georgia (collectively, the “Parties”). WHEREAS, Employ

March 14, 2024 EX-21

Subsidiaries of the Company

Exhibit 21 SUBSIDIARIES OF THE COMPANY Name of Subsidiary State of Incorporation Colony Bank Georgia Colony Risk Management, Inc. Nevada Colony Bankcorp Statutory Trust III Delaware Colony Bankcorp Capital Trust I Delaware Colony Bankcorp Capital Trust II Delaware Colony Bankcorp Capital Trust III Delaware

March 14, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-12436 COLONY BANKCORP, INC. (Exa

March 14, 2024 EX-97

, Inc. Compensation Recovery

Exhibit 97 COLONY BANKCORP, INC. COMPENSATION RECOVERY POLICY Each current and former executive officer of Colony Bankcorp, Inc. (the "Company") shall repay or forfeit, to the fullest extent permitted by law, any incentive-based compensation ("Compensation") erroneously received by him or her as an executive officer on or after October 2, 2023, if: a. The Company is required to prepare an accounti

March 14, 2024 EX-4.1

Description of Securities

EXHIBIT 4.1 EXHIBIT NO. 4.1 DESCRIPTION OF CAPITAL STOCK The following description summarizes the terms of our common stock and preferred stock but does not purport to be complete, and it is qualified in its entirety by reference to the applicable provisions of federal law governing bank holding companies, Georgia law and our Articles of Incorporation, as amended (“Articles”) and Amended and Resta

February 14, 2024 SC 13G/A

CBAN / Colony Bankcorp, Inc. / Fourthstone LLC - AMENDMENT TO FORM SC 13G Passive Investment

SC 13G/A 1 cban-sc13ga123123.htm AMENDMENT TO FORM SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Amendment No. 3)* Under the Securities Exchange Act of 1934 COLONY BANKCORP, INC. (Name of Issuer) Common Stock, par value $1.00 per share (Titles of Class of Securities) 19623P101 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of

February 13, 2024 SC 13G/A

CBAN / Colony Bankcorp, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv0646-colonybankcorpinc.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)* Name of issuer: Colony Bankcorp Inc Title of Class of Securities: Common Stock CUSIP Number: 19623P101 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designa

February 8, 2024 SC 13G/A

CBAN / Colony Bankcorp, Inc. / BANC FUNDS CO LLC - NONE Passive Investment

SC 13G/A 1 doc1.htm NONE UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Colony Bankcorp Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 19623P101 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule

January 24, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2024 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission F

January 24, 2024 EX-99.1

COLONY BANKCORP REPORTS FOURTH QUARTER 2023 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1125 PER SHARE

For additional information, contact: Derek Shelnutt EVP & Chief Financial Officer 229-426-6000, extension 6119 COLONY BANKCORP REPORTS FOURTH QUARTER 2023 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.

January 23, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2024 COLONY BANKCORP,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2024 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission F

January 23, 2024 EX-99.1

COLONY BANKCORP, INC. PROMOTES DEREK SHELNUTT TO EXECUTIVE VICE PRESIDENT AND CHIEF FINANCIAL OFFICER

For additional information, contact: T. Heath Fountain Chief Executive Officer 229-426-6000, extension 6012 COLONY BANKCORP, INC. PROMOTES DEREK SHELNUTT TO EXECUTIVE VICE PRESIDENT AND CHIEF FINANCIAL OFFICER FITZGERALD, GA. (January 23, 2024) – Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”), the bank holding company for Colony Bank, announced today that Derek Shelnutt has been

December 14, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 14, 2023 COLONY BANKCORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 14, 2023 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission

November 8, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12436 COLONY BANKCORP, INC.

October 25, 2023 EX-99.1

COLONY BANKCORP REPORTS THIRD QUARTER 2023 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.11 PER SHARE

For additional information, contact: T. Heath Fountain Chief Executive Officer and Acting Chief Financial Officer 229-426-6000, extension 6012 COLONY BANKCORP REPORTS THIRD QUARTER 2023 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.11 PER SHARE FITZGERALD, GA. (October 25, 2023) – Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today reported financial results for the third quart

October 25, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2023 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission F

August 9, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12436 COLONY BANKCORP, INC.

August 2, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 1, 2023 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission Fil

July 26, 2023 EX-99.1

COLONY BANKCORP REPORTS SECOND QUARTER 2023 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.11 PER SHARE

For additional information, contact: T. Heath Fountain Chief Executive Officer and Acting Chief Financial Officer 229-426-6000, extension 6012 COLONY BANKCORP REPORTS SECOND QUARTER 2023 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.11 PER SHARE FITZGERALD, GA. (July 26, 2023) – Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today reported financial results for the second quarte

July 26, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2023 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission File

June 27, 2023 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 15

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-12436 A. Full title of the Plan and addres

May 22, 2023 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): May 22, 2023 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File

May 10, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12436 COLONY BANKCORP, INC.

May 3, 2023 CORRESP

COLONY BANKCORP, INC. May 3, 2023

COLONY BANKCORP, INC. May 3, 2023 VIA EDGAR FILING and E-MAIL: [email protected] U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, D.C. 20549 Attn: Todd Schiffman Re: Colony Bankcorp, Inc. Registration Statement on Form S-3 File No. 333-270613 Request for Acceleration of Effectiveness Ladies and Gentlemen: Pursuant to Rule 461 under the Securitie

May 2, 2023 CORRESP

One Atlantic Center 1201 West Peachtree Street Atlanta, GA 30309-3424 404-881-7000 | Fax: 404-881-7777

One Atlantic Center 1201 West Peachtree Street Atlanta, GA 30309-3424 404-881-7000 | Fax: 404-881-7777 David S.

April 27, 2023 EX-99.1

COLONY BANKCORP REPORTS FIRST QUARTER 2023 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.11 PER SHARE

For additional information, contact: T. Heath Fountain Chief Executive Officer and Acting Chief Financial Officer 229-426-6000, extension 6012 COLONY BANKCORP REPORTS FIRST QUARTER 2023 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.11 PER SHARE FITZGERALD, GA. (April 27, 2023) – Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today reported financial results for the first quarter

April 27, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2023 COLONY BANKCORP, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2023 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission Fil

April 19, 2023 S-3/A

Power of Attorney

As filed with the Securities and Exchange Commission on April 18, 2023 Registration No.

April 18, 2023 CORRESP

One Atlantic Center 1201 West Peachtree Street Atlanta, GA 30309-3424 404-881-7000 | Fax: 404-881-7777

One Atlantic Center 1201 West Peachtree Street Atlanta, GA 30309-3424 404-881-7000 | Fax: 404-881-7777 David S.

April 12, 2023 DEF 14A

Definitive Proxy Statement on Schedule 14A, filed with the SEC on April

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide

March 16, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-12436 COLONY BANKCORP, INC. (Exa

March 16, 2023 EX-4.1

Description of Colony Bankcorp, Inc’s Securities (filed as Exhibit 4.1 to the Registrant’s Annual Report on Form 10-K, filed with the Commission on March 16, 2023 and incorporated herein by reference)

EXHIBIT 4.1 EXHIBIT NO. 4.1 DESCRIPTION OF CAPITAL STOCK The following description summarizes the terms of our common stock and preferred stock but does not purport to be complete, and it is qualified in its entirety by reference to the applicable provisions of federal law governing bank holding companies, Georgia law and our Articles of Incorporation, as amended (“Articles”) and Amended and Resta

March 16, 2023 EX-FILING FEES

Filing Fee Table

EX-FILING FEES Calculation of Filing Fee Tables FORM S-3 (Form Type) Colony Bankcorp, Inc.

March 16, 2023 EX-21

Subsidiaries of the Company

Exhibit 21 SUBSIDIARIES OF THE COMPANY Name of Subsidiary State of Incorporation Colony Bank Georgia Colony Risk Management, Inc. Nevada Colony Bankcorp Statutory Trust III Delaware Colony Bankcorp Capital Trust I Delaware Colony Bankcorp Capital Trust II Delaware Colony Bankcorp Capital Trust III Delaware

March 16, 2023 S-3

As filed with the Securities and Exchange Commission on March 16, 2023

S-3 1 colonybankcorp-sx3registra.htm S-3 As filed with the Securities and Exchange Commission on March 16, 2023 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Its Charter) Georgia 58-1492391 (State or Other Jurisdiction of I

February 14, 2023 SC 13G/A

CBAN / Colony Bankcorp Inc / Fourthstone LLC - AMENDMENT TO FORM SC 13G Passive Investment

SC 13G/A 1 cban-sc13ga123122.htm AMENDMENT TO FORM SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Amendment No.2)* Under the Securities Exchange Act of 1934 COLONY BANKCORP, INC. (Name of Issuer) Common Stock, par value $1.00 per share (Titles of Class of Securities) 19623P101 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of t

February 9, 2023 SC 13G

CBAN / Colony Bankcorp Inc / VANGUARD GROUP INC - SCHEDULE 13G Passive Investment

SC 13G 1 tv0622-colonybankcorpinc.htm SCHEDULE 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 Name of issuer: Colony Bankcorp Inc. Title of Class of Securities: Common Stock CUSIP Number: 19623P101 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate the rule pursuant to

February 6, 2023 SC 13G/A

CBAN / Colony Bankcorp Inc / BANC FUNDS CO LLC - NONE Passive Investment

SC 13G/A 1 doc1.htm NONE UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 01)* Colony Bankcorp Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 19623P101 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule

January 26, 2023 EX-99.2

1 INVESTOR PRESENTATION FOURTH QUARTER - 2022 2 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities

1 INVESTOR PRESENTATION FOURTH QUARTER - 2022 2 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

January 26, 2023 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2023 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission F

January 26, 2023 EX-10.1

Employment Agreement by and between Andrew Borrmann and Colony Bank, dated as of April 22, 2021†

EMPLOYMENT AGREEMENT † This EMPLOYMENT AGREEMENT (this “Agreement”), dated as of this 22nd day of April 2021, is by and between Colony Bank (“Employer”), a Georgia state bank and wholly-owned subsidiary of Colony Bankcorp, Inc.

January 26, 2023 EX-99.1

COLONY BANKCORP REPORTS FOURTH QUARTER AND YEAR ENDED 2022 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.11 PER SHARE

For additional information, contact: T. Heath Fountain Chief Executive Officer 229-426-6000, extension 6012 COLONY BANKCORP REPORTS FOURTH QUARTER AND YEAR ENDED 2022 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.11 PER SHARE FITZGERALD, GA. (January 26, 2023) – Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today reported financial results for the fourth quarter of 2022 and for

January 26, 2023 EX-10.2

Separation and Release Agreement, Dated January 25, 2023, Between Colony Bank and Andrew Borrmann†

SEPARATION AND RELEASE AGREEMENT † This Separation and Release Agreement (this “Agreement”) is entered into by and between DAVID ANDREW BORRMANN (“Employee”) and COLONY BANK, a Georgia state bank (the “Bank”).

November 10, 2022 EX-10.2

Employment Agreement, dated as of September 9, 2022, between Colony Bankcorp, Inc. and Max Edward Hoyle†

EMPLOYMENT AGREEMENT ? This EMPLOYMENT AGREEMENT (this ?Agreement?), dated as of this 9th day of September, 2022 and effective as of the 1st day of January, 2023 (the ?Effective Date?), is by and between Colony Bank (?Employer?), a Georgia Bank and wholly-owned subsidiary of Colony Bankcorp, Inc.

November 10, 2022 EX-10.1

Employment Agreement, dated as of September 9, 2022, between Colony Bankcorp, Inc. and R. Dallis Copeland, Jr.†

EMPLOYMENT AGREEMENT ? This EMPLOYMENT AGREEMENT (this ?Agreement?), dated as of this 9th day of September and effective as of the 13th day of September, 2022 (the ?Effective Date?), is by and between Colony Bank (?Employer?), a Georgia Bank and wholly-owned subsidiary of Colony Bankcorp, Inc.

November 10, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12436 COLONY BANKCORP, INC.

October 24, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): October 24, 2022 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission F

October 24, 2022 EX-99.1

COLONY BANKCORP APPOINTS AUDREY HOLLINGSWORTH TO BOARD OF DIRECTORS

For additional information, contact: T. Heath Fountain Chief Executive Officer (229) 426-6000 (Ext 6012) COLONY BANKCORP APPOINTS AUDREY HOLLINGSWORTH TO BOARD OF DIRECTORS FITZGERALD, GA. (October 24, 2022) ? Colony Bankcorp, Inc. (Nasdaq: CBAN) (?Colony? or the ?Company?), the bank holding company for Colony Bank (the ?Bank?), today announced the appointment of Audrey D. Hollingsworth to the Boa

October 21, 2022 EX-99.2

1 INVESTOR PRESENTATION THIRD QUARTER - 2022 2 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities

1 INVESTOR PRESENTATION THIRD QUARTER - 2022 2 This presentation contains "forward-looking statements? within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

October 21, 2022 EX-99.1

COLONY BANKCORP REPORTS THIRD QUARTER 2022 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1075 PER SHARE ANNOUNCES SHARE BUYBACK AUTHORIZATION

For additional information, contact: Andy Borrmann EVP & Chief Financial Officer 678.

October 21, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2022 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission F

September 16, 2022 EX-99.1

COLONY BANKCORP TO PARTICIPATE IN THE JANNEY COMMUNITY BANK CEO FORUM

For additional information, contact: Andy Borrmann EVP & Chief Financial Officer 678.

September 16, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): September 16, 2022 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission

September 16, 2022 EX-99.2

1 INVESTOR PRESENTATION SECOND QUARTER - 2022 2 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities

1 INVESTOR PRESENTATION SECOND QUARTER - 2022 2 This presentation contains "forward-looking statements? within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

September 13, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): September 9, 2022 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission

September 13, 2022 EX-99.1

COLONY BANKCORP ANNOUNCES ORGANIZATIONAL CHANGES

For additional information, contact: T. Heath Fountain Chief Executive Officer (229) 426-6000 (Ext 6012) COLONY BANKCORP ANNOUNCES ORGANIZATIONAL CHANGES FITZGERALD, GA. (September 13, 2022) ? Colony Bankcorp, Inc. (Nasdaq: CBAN) (?Colony? or the ?Company?), the bank holding company for Colony Bank (the ?Bank?), today announced senior management organizational changes designed to position the Comp

August 12, 2022 EX-3.2

Articles of Amendment to Articles of Incorporation, As Amended, of Colony Bankcorp, Inc

ARTICLES OF AMENDMENT TO ARTICLES OF INCORPORATION OF COLONY BANKCORP, INC. Pursuant to the provisions of O.C.G.A. ?14-2-1006, pertaining to amending the Articles of Incorporation of a corporation, Colony Bankcorp, Inc. (the ?Corporation?), files herewith Articles of Amendment to its Articles of Incorporation hereby constituting an application to the Secretary of State for the State of Georgia for

August 12, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12436 COLONY BANKCORP, INC.

August 12, 2022 EX-10.2

Separation Agreement between Colony Bank and Tracie Youngblood, dated as of April 14, 2022†

SEPARATION AGREEMENT THIS AGREEMENT (the ?Agreement?) is entered into as of the Effective Date, as defined in Paragraph 6 hereof, by and between Colony Bank (?Bank?), a Georgia Bank and wholly-owned subsidiary of Colony Bankcorp, Inc.

July 21, 2022 EX-99.2

1 INVESTOR PRESENTATION SECOND QUARTER - 2022 2 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities

1 INVESTOR PRESENTATION SECOND QUARTER - 2022 2 This presentation contains "forward-looking statements? within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

July 21, 2022 EX-99.1

COLONY BANKCORP REPORTS SECOND QUARTER 2022 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1075 PER SHARE

For additional information, contact: Andy Borrmann EVP & Chief Financial Officer 678.

July 21, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2022 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission File

June 27, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 ☐TRANSITION REPORT PURSUANT TO SECTION 15

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ? ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or ?TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-12436 A. Full title of the Plan and address

May 23, 2022 EX-99.2

1 9 CONFIDENTIAL May 9, 2022 Subordinated Notes Offering Investor Presentation NASDAQ: CBAN 2 This confidential presentation (this “Presentation”) has been prepared solely for general informational purposes by Colony Bankcorp, Inc. (the “holding comp

exhibit992 1 9 CONFIDENTIAL May 9, 2022 Subordinated Notes Offering Investor Presentation NASDAQ: CBAN 2 This confidential presentation (this “Presentation”) has been prepared solely for general informational purposes by Colony Bankcorp, Inc.

May 23, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): May 23, 2022 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File

May 23, 2022 EX-10.1

Form of Note Purchase Agreement, dated as of May 20, 2022, by and among Colony Bankcorp, Inc. and the purchasers named therein.

Exhibit 10.1 SUBORDINATED NOTE PURCHASE AGREEMENT This SUBORDINATED NOTE PURCHASE AGREEMENT (this ?Agreement?) is dated as of May 20, 2022, and is made by and among Colony Bankcorp, Inc., a Georgia corporation (the ?Company?), and the several purchasers of the Subordinated Notes (as defined herein) identified on the signature pages hereto (each a ?Purchaser? and collectively, the ?Purchasers?). RE

May 23, 2022 EX-4.1

Form of 5.25% Fixed to Floating Rate Subordinated Note due 2032

Exhibit 4.1 FORM OF SUBORDINATED NOTE COLONY BANKCORP, INC. 5.25% FIXED-TO-FLOATING RATE SUBORDINATED NOTE DUE 2032 THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS NOT A DEPOSIT AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENT AGENCY OR FUND. THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS SUBORDINATED AND JUNIOR IN RIGHT OF PAYMENT TO SENIOR

May 23, 2022 EX-99.1

COLONY BANKCORP COMPLETES $40 MILLION SUBORDINATED NOTE OFFERING

For additional information, contact: Andy Borrmann Chief Financial Officer 678.734.3505 COLONY BANKCORP COMPLETES $40 MILLION SUBORDINATED NOTE OFFERING FITZGERALD, GA. (May 23, 2022) ? Colony Bankcorp, Inc. (NASDAQ: CBAN) (?Colony? or the ?Company?), the parent company of Colony Bank, announced today the completion of its private placement of $40 million in fixed-to-floating rate subordinated not

May 23, 2022 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 23, 2022 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File

May 13, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12436 COLONY BANKCORP, INC.

April 21, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 21, 2022 COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation) (Commission Fil

April 21, 2022 EX-99.1

COLONY BANKCORP REPORTS FIRST QUARTER 2022 RESULTS AND NEW COST INITIATIVE DECLARES QUARTERLY CASH DIVIDEND OF $0.1075 PER SHARE

For additional information, contact: Andy Borrmann EVP & Chief Financial Officer 678.

April 21, 2022 EX-99.2

1 INVESTOR PRESENTATION FIRST QUARTER - 2022 2 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities

1 INVESTOR PRESENTATION FIRST QUARTER - 2022 2 This presentation contains "forward-looking statements? within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

April 20, 2022 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K/A CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 20, 2022 (April 15, 2022) COLONY BANKCORP, INC. (Exact name of registrant as specified in its charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporati

April 15, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): April 15, 2022 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission Fil

April 11, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Ame

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confide

April 1, 2022 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Ame

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confide

March 24, 2022 S-8

As filed with the Securities and Exchange Commission on March 24, 2022 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 COLONY BANKCORP, INC

As filed with the Securities and Exchange Commission on March 24, 2022 Registration No.

March 24, 2022 EX-FILING FEES

Filing Fee Table

Exhibit 107.1 Calculation of Filing Fee Tables FORM S-8 Registration Statement Under the Securities Act of 1933 (Form Type) Colony Bankcorp, Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered (1) Proposed Maximum Offering Price Per Unit (2) Maximum Aggregate Offering Price (2) Fe

March 18, 2022 EX-21

Subsidiaries of the Company

Exhibit 21 SUBSIDIARIES OF THE COMPANY Name of Subsidiary State of Incorporation Colony Bank Georgia Colony Risk Management, Inc. Nevada Colony Bankcorp Statutory Trust III Delaware Colony Bankcorp Capital Trust I Delaware Colony Bankcorp Capital Trust II Delaware Colony Bankcorp Capital Trust III Delaware

March 18, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-12436 COLONY BANKCORP, INC. (Exa

March 18, 2022 EX-4.1

Description of Securities

EXHIBIT 4.1 EXHIBIT NO. 4.1 DESCRIPTION OF CAPITAL STOCK The following description summarizes the terms of our common stock and preferred stock but does not purport to be complete, and it is qualified in its entirety by reference to the applicable provisions of federal law governing bank holding companies, Georgia law and our Articles of Incorporation, as amended (?Articles?) and Amended and Resta

February 14, 2022 SC 13G/A

CBAN / Colony Bankcorp Inc / Fourthstone LLC - AMENDMENT TO FORM SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Amendment No. 1)* Under the Securities Exchange Act of 1934 COLONY BANKCORP, INC. (Name of Issuer) Common Stock, par value $1.00 per share (Titles of Class of Securities) 19623P101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the

February 11, 2022 SC 13G/A

CBAN / Colony Bankcorp Inc / BANC FUNDS CO LLC - NONE Passive Investment

SC 13G/A 1 doc1.htm NONE UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 01)* Colony Bankcorp Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 19623P101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule

February 10, 2022 EX-1.1

Underwriting Agreement, dated February 8, 2022, by and between the Company and Hovde Group, LLC, as the representative of the several underwriters listed in Schedule A thereto

EX-1.1 2 exhibit11-closing8xk.htm EX-1.1 Exhibit 1.1 EXECUTION VERSION 3,346,509 Shares Colony Bankcorp, Inc. Common Stock UNDERWRITING AGREEMENT February 8, 2022 HOVDE GROUP, LLC 1629 Colonial Parkway Inverness, Illinois 60067 As representative of the Underwriters listed in Schedule A hereto Ladies and Gentlemen: Colony Bankcorp, Inc., a Georgia corporation (the “Company”), proposes to issue and

February 10, 2022 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 10, 2022 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File

February 8, 2022 424B5

3,346,509 shares Common Stock

Filed Pursuant to Rule 424(b)(5) ?Registration Number 333-260498 PROSPECTUS SUPPLEMENT (To Prospectus dated November 5, 2021) 3,346,509 shares Common Stock We are offering 3,346,509 shares of our common stock, $1.

February 7, 2022 FWP

C o n f i d e n t i a l I n v e s t o r P r e s e n t a t i o n F e b r u a r y 2 0 2 2 2 This presentation is confidential and does not constitute or form part of any offer to sell, or a solicitation of an offer to purchase, any securities of Colony

C o n f i d e n t i a l I n v e s t o r P r e s e n t a t i o n F e b r u a r y 2 0 2 2 2 This presentation is confidential and does not constitute or form part of any offer to sell, or a solicitation of an offer to purchase, any securities of Colony Bankcorp, Inc.

February 7, 2022 424B5

SUBJECT TO COMPLETION DATED FEBRUARY 7, 2022

Filed Pursuant to Rule 424(b)(5) ?Registration Number 333-260498 The information contained in this preliminary prospectus supplement is not complete and may be changed.

January 20, 2022 EX-99.1

COLONY BANKCORP REPORTS FOURTH QUARTER AND YEAR END 2021 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1075 PER SHARE

For additional information, contact: Tracie Youngblood EVP & Chief Financial Officer (229) 426-6000 (Ext 6003) COLONY BANKCORP REPORTS FOURTH QUARTER AND YEAR END 2021 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.

January 20, 2022 EX-99.2

1 INVESTOR PRESENTATION FOURTH QUARTER - 2021 2 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities

1 INVESTOR PRESENTATION FOURTH QUARTER - 2021 2 This presentation contains "forward-looking statements? within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

January 20, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): January 20, 2022 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission F

November 12, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 ☐ TRANSITION REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 000-12436 COLONY BANKCORP, INC.

November 3, 2021 CORRESP

COLONY BANKCORP, INC. November 3, 2021

CORRESP 1 filename1.htm COLONY BANKCORP, INC. November 3, 2021 VIA EDGAR FILING and E-MAIL: [email protected] U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, D.C. 20549 Attn: Eric Envall Re: Colony Bankcorp, Inc. Registration Statement on Form S-3 File No. 333-260498 Request for Acceleration of Effectiveness Ladies and Gentlemen: Pursuant to Rule

October 26, 2021 EX-4.8

Form of Subordinated Indenture.**

EX-4.8 3 exhibit48-subordinatedinde.htm EX-4.8 Exhibit 4.8 COLONY BANKCORP, INC. SUBORDINATED INDENTURE DATED AS OF , 20 WILMINGTON TRUST, NATIONAL ASSOCIATION, AS TRUSTEE TABLE OF CONTENTS Page Number Article I DEFINITIONS AND INCORPORATION BY REFERENCE 1 Section 1.1 Definitions 1 Section 1.2 Other Definitions 5 Section 1.3 Incorporation by Reference of Trust Indenture Act 5 Section 1.4 Rules of

October 26, 2021 EX-4.6

Form of Senior Indenture.**

Exhibit 4.6 COLONY BANKCORP, INC. SENIOR DEBT INDENTURE DATED AS OF , 20 WILMINGTON TRUST, NATIONAL ASSOCIATION, AS TRUSTEE TABLE OF CONTENTS Page Number Article I DEFINITIONS AND INCORPORATION BY REFERENCE 1 Section 1.1 Definitions. 1 Section 1.2 Other Definitions. 4 Section 1.3 Incorporation by Reference of Trust Indenture Act 4 Section 1.4 Rules of Construction 5 Article II THE SECURITIES 5 Sec

October 26, 2021 S-3

As filed with the Securities and Exchange Commission on October 26, 2021

As filed with the Securities and Exchange Commission on October 26, 2021 Registration No.

October 26, 2021 EX-25.1

Form T-1 Statement of Eligibility and Qualification under the Trust Indenture Act of 1939 under the Senior Indenture.**

Exhibit 25.1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 ? Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) WILMINGTON TRUST, NATIONAL ASSOCIATION (Exact name of trustee as specified in its charter) 16-1486454 (I.R.S. employer identification no.) 1100 North Market Street Wilmington, DE 19890-0001 (Address of principal

October 26, 2021 EX-25.2

Form T-1 Statement of Eligibility and Qualification under the Trust Indenture Act of 1939 under the Subordinated Indenture.**

EX-25.2 9 exhibit252-tx1subordinated.htm EX-25.2 Exhibit 25.2 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 ☐ Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) WILMINGTON TRUST, NATIONAL ASSOCIATION (Exact name of trustee as specified in its charter) 16-1486454 (I.R.S. employer identification no.) 1100 North Market Street

October 21, 2021 EX-99.1

COLONY BANKCORP REPORTS THIRD QUARTER 2021 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1025 PER SHARE

EX-99.1 2 a3q2021cbaner.htm EX-99.1 For additional information, contact: Tracie Youngblood EVP & Chief Financial Officer (229) 426-6000 (Ext 6003) COLONY BANKCORP REPORTS THIRD QUARTER 2021 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1025 PER SHARE FITZGERALD, GA. (October 21, 2021) – Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today reported net income of $5.6 million, or

October 21, 2021 EX-99.2

1 INVESTOR PRESENTATION THIRD QUARTER - 2021 2 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities

EX-99.2 3 cban3q21presentation.htm EX-99.2 1 INVESTOR PRESENTATION THIRD QUARTER - 2021 2 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. In addition, certain statements may be contained in Colony Bankcorp, Inc'

October 21, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): October 21, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission F

October 15, 2021 EX-99.2

SOUTHCREST FINANCIAL GROUP, INC. INDEX TO CONSOLIDATED FINANCIAL STATEMENTS Consolidated Balance Sheets at June 30, 2021 and December 31, 2020 F-3 Consolidated Statements of Income for the three and six months ended June 30, 2021 and June 30, 2020 F-

EX-99.2 5 unaudited6302021financials.htm EX-99.2 SOUTHCREST FINANCIAL GROUP, INC. INDEX TO CONSOLIDATED FINANCIAL STATEMENTS Consolidated Balance Sheets at June 30, 2021 and December 31, 2020 F-3 Consolidated Statements of Income for the three and six months ended June 30, 2021 and June 30, 2020 F-4 Consolidated Statements of Comprehensive Income for the three and six months ended June 30, 2021 an

October 15, 2021 8-K/A

Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): August 1, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation)

October 15, 2021 EX-99.1

SOUTHCREST FINANCIAL GROUP, INC. INDEX TO CONSOLIDATED FINANCIAL STATEMENTS Independent Auditor's Report F-3 Consolidated Balance Sheets at December 31, 2020 and 2019 F-4 Consolidated Statements of Income for the years ended December 31, 2020, 2019,

EX-99.1 4 southcrestfinancials2020.htm EX-99.1 SOUTHCREST FINANCIAL GROUP, INC. INDEX TO CONSOLIDATED FINANCIAL STATEMENTS Independent Auditor's Report F-3 Consolidated Balance Sheets at December 31, 2020 and 2019 F-4 Consolidated Statements of Income for the years ended December 31, 2020, 2019, and 2018 F-5 Consolidated Statements of Comprehensive Income for the years ended December 31, 2020, 201

October 15, 2021 EX-99.3

UNAUDITED PRO FORMA CONDENSED COMBINED CONSOLIDATED FINANCIAL STATEMENTS

UNAUDITED PRO FORMA CONDENSED COMBINED CONSOLIDATED FINANCIAL STATEMENTS The following unaudited pro forma combined financial information is presented to illustrate the estimated effects of the merger based on the historical financial statements and accounting records of Colony and SouthCrest after giving effect to the merger, including the expected issuance of 3,987,898 shares of Colony common stock to SouthCrest?s shareholders pursuant to the merger agreement, and the merger-related pro forma adjustments as described in the notes below.

September 20, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): September 20, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission Fil

September 20, 2021 EX-99.1

INVESTOR PRESENTATION – JANNEY COMMUNITY BANK CONFERENCE – SEPTEMBER 19-20, 2021 ‹#› 2 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as ame

INVESTOR PRESENTATION ? JANNEY COMMUNITY BANK CONFERENCE ? SEPTEMBER 19-20, 2021 ?#? 2 This presentation contains "forward-looking statements? within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

August 13, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 ☐ TRANSITION REPORT PURS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 000-12436 COLONY BANKCORP, INC.

August 2, 2021 EX-99

EMPLOYMENT AGREEMENT

EX-99 2 fountainheathemploymentagr.htm EX-99 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”), dated as of this 30th day of July, 2021 (the “Effective Date”), is by and between Colony Bankcorp, Inc. (the “Holding Company”), Colony Bank, a Georgia Bank and wholly-owned subsidiary of the Holding Company (the “Bank” and, together with the Holding Company, the “Employer”), and T. Heat

August 2, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): August 2, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission Fil

August 2, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): August 2, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission Fil

August 2, 2021 EX-99.1

COLONY BANKCORP COMPLETES PREVIOUSLY ANNOUNCED ACQUISITIONS OF SOUTHCREST FINANCIAL GROUP AND THE BARNES AGENCY

EX-99.1 2 southcrestbarnesclosefinal.htm EX-99.1 For additional information, contact: Tracie Youngblood EVP & Chief Financial Officer (229) 426-6000 (Ext 6003) COLONY BANKCORP COMPLETES PREVIOUSLY ANNOUNCED ACQUISITIONS OF SOUTHCREST FINANCIAL GROUP AND THE BARNES AGENCY FITZGERALD, GA. (August 2, 2021) – Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today announced that it has

July 22, 2021 EX-99.1

COLONY BANKCORP REPORTS SECOND QUARTER 2021 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1025 PER SHARE

EX-99.1 2 a2q2021cbaner.htm EX-99.1 For additional information, contact: Tracie Youngblood EVP & Chief Financial Officer (229) 426-6000 (Ext 6003) COLONY BANKCORP REPORTS SECOND QUARTER 2021 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1025 PER SHARE FITZGERALD, GA. (July 22, 2021) – Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today reported net income of $4.0 million, or $0

July 22, 2021 EX-99.2

1 INVESTOR PRESENTATION SECOND QUARTER - 2021 2 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities

EX-99.2 3 cban2q21presentation.htm EX-99.2 1 INVESTOR PRESENTATION SECOND QUARTER - 2021 2 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. In addition, certain statements may be contained in the Colony Bankcorp'

July 22, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): July 22, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File

July 15, 2021 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): July 15, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File

July 6, 2021 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 6, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File

June 28, 2021 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 ☐TRANSITION REPORT PURSUANT TO SECTION 15

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ? ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 or ?TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-12436 A. Full title of the Plan and address

June 28, 2021 EX-10.1

Employment Agreement between Colony Bankcorp, Inc. and Tracie Youngblood

EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this ?Agreement?), dated as of this 24th day of June, 2021 (the ?Effective Date?), is by and between Colony Bank (?Employer?), a Georgia Bank and wholly-owned subsidiary of Colony Bankcorp, Inc.

June 28, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): June 28, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File

June 10, 2021 424B3

JOINT PROXY STATEMENT/PROSPECTUS MERGER PROPOSED — YOUR VOTE IS VERY IMPORTANT

Filed Pursuant to Rule 424(b)(3) Registration No. 333-256651 JOINT PROXY STATEMENT/PROSPECTUS MERGER PROPOSED ? YOUR VOTE IS VERY IMPORTANT To the Shareholders of Colony Bankcorp, Inc. and SouthCrest Financial Group, Inc.: On April 22, 2021, Colony Bankcorp, Inc., or ?Colony,? and SouthCrest Financial Group, Inc., or ?SouthCrest,? entered into an Agreement and Plan of Merger, which we refer to as

June 8, 2021 EX-99.3

Form of Proxy to be used by Holders of Shares of Colony Common Stock at Colony Bankcorp, Inc. Special Shareholders Meeting.

EX-99.3 9 exhibit993-sx4a1.htm EX-99.3 Exhibit 99.3 PROXY VOTING INSTRUCTIONS Please detach along perforated line and mail in the envelope provided IF you are not voting via the Internet. SPECIAL MEETING OF SHAREHOLDERS OF COLONY BANKCORP, INC. July 14, 2021 INTERNET - Access “www.voteproxy.com” and follow the on-screen instructions or scan the QR code with your smartphone. Have your proxy card av

June 8, 2021 EX-99.5

Consent of Hovde Group LLC

Exhibit 99.5 CONSENT OF HOVDE GROUP, LLC We hereby consent to the inclusion of our opinion letter, dated April 22, 2021, to the Board of Directors of Colony Bankcorp, Inc. as Annex C to the Joint Proxy Statement/Prospectus, which forms a part of the Registration Statement on Form S-4 as amended of Colony Bankcorp, Inc., and to the references to our name and to the description of such opinion in th

June 8, 2021 S-4/A

As filed with the Securities and Exchange Commission on June 8, 2021

As filed with the Securities and Exchange Commission on June 8, 2021 Registration No.

June 8, 2021 CORRESP

COLONY BANKCORP, INC.

CORRESP 1 filename1.htm COLONY BANKCORP, INC. June 8, 2021 VIA EDGAR Securities and Exchange Commission Division of Corporate Finance 100 F Street, N.E. Washington, D.C. 20549 Re: Colony Bankcorp, Inc. Request for Accelerated Effectiveness Registration Statement on Form S-4 File No. 333-256651 Ladies and Gentlemen: Pursuant to Rule 461 under the Securities Act of 1933, as amended, Colony Bankcorp,

June 8, 2021 EX-99.4

Consent of Janney Montgomery Scott LLC

Exhibit 99.4 June 8, 2021 SouthCrest Financial Group, Inc. 1475 Peachtree Street NE Suite 200 Atlanta, GA 30309 Re: Fairness Opinion Consent To whom it may concern, We hereby consent to the inclusion of our opinion letter to the board of directors of SouthCrest Financial Group, Inc. (“SouthCrest”) as an Appendix to the Form S-4, as amended, relating to the proposed merger of SouthCrest with Colony

June 8, 2021 EX-99.2

Form of Proxy to be used by Holders of Shares of SouthCrest Preferred Stock at SouthCrest Financial Group, Inc. Annual Shareholders Meeting.

Exhibit 99.2 Small steps make an impact. Help the environment by consenting to receive electronic delivery, sign up at www.envisionreports.com/SCSG Notice of 2021 Annual Special Meeting of Shareholders Proxy Solicited by Board of Directors for Annual Special Meeting ? July 14, 2021 Harold W. Wyatt, III and Andrew Borrmann, or any of them, each with the power of substitution, are hereby authorized

June 8, 2021 EX-99.1

Form of Proxy to be used by Holders of Shares of SouthCrest Common Stock at SouthCrest Financial Group, Inc. Annual Shareholders Meeting.

Exhibit 99.1 Small steps make an impact. Help the environment by consenting to receive electronic delivery, sign up at www.envisionreports.com/SCSG Notice of 2021 Annual Special Meeting of Shareholders Proxy Solicited by Board of Directors for Annual Special Meeting — July 14, 2021 Harold W. Wyatt, III and Andrew Borrmann, or any of them, each with the power of substitution, are hereby authorized

May 28, 2021 EX-99.5

Consent of Hovde Group LLC

Exhibit 99.5 CONSENT OF HOVDE GROUP, LLC We hereby consent to the inclusion of our opinion letter, dated April 22, 2021, to the Board of Directors of Colony Bankcorp, Inc. as Annex C to the Joint Proxy Statement/Prospectus, which forms a part of the Registration Statement on Form S-4 of Colony Bankcorp, Inc., and to the references to our name and to the description of such opinion in the Joint Pro

May 28, 2021 EX-99.4

Consent of Janney Montgomery Scott LLC

EX-99.4 6 exhibit994-sx4.htm EX-99.4 Exhibit 99.4 May 28, 2021 SouthCrest Financial Group, Inc. 1475 Peachtree Street NE Suite 200 Atlanta, GA 30309 Re: Fairness Opinion Consent To whom it may concern, We hereby consent to the inclusion of our opinion letter to the board of directors of SouthCrest Financial Group, Inc. (“SouthCrest”) as an Appendix to the Form S-4, relating to the proposed merger

May 28, 2021 S-4

Power of Attorney (

As filed with the Securities and Exchange Commission on May 28, 2021 Registration No.

May 27, 2021 SC 13G

CBAN / Colony Bankcorp Inc / Fourthstone LLC - ACQUISITION OF BENEFICIAL OWNERSHIP Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. )* Under the Securities Exchange Act of 1934 COLONY BANKCORP, INC. (Name of Issuer) Common Stock, par value $1.00 per share (Titles of Class of Securities) 19623P101 (CUSIP Number) May 17, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pu

May 24, 2021 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): May 24, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File Numb

May 17, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 ☐ TRANSITION REPORT PUR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 000-12436 COLONY BANKCORP, INC.

April 23, 2021 425

Merger Prospectus - 425

Filed under Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Filing by Colony Bankcorp, Inc.

April 22, 2021 EX-99.2

COLONY BANKCORP AND SOUTHCREST FINANCIAL GROUP TO COMBINE IN TRANSFORMATIONAL MERGER

EX-99.2 4 cbansouthcrest.htm EX-99.2 COLONY BANKCORP AND SOUTHCREST FINANCIAL GROUP TO COMBINE IN TRANSFORMATIONAL MERGER MERGER CREATES GEORGIA’S LARGEST COMMUNITY BANK AND AN ACQUIRER OF CHOICE FOR COMMUNITY BANKS IN GEORGIA AND THE SOUTHEAST FITZGERALD, GA and ATLANTA, GA (April 22, 2021) – Colony Bankcorp, Inc. (Nasdaq: CBAN) ("Colony" or "the Company"), the holding company for Colony Bank, an

April 22, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): April 22, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission Fil

April 22, 2021 EX-99.4

CONFIDENTIAL For Internal Use Only Welcome to the Colony Bank Team! On April 22nd, Colony Bankcorp, Inc., parent company of Colony Bank, and SouthCrest Financial Group, Inc., parent company of SouthCrest Bank, jointly announced the signing of a defin

EX-99.4 6 mktlayout.htm EX-99.4 CONFIDENTIAL For Internal Use Only Welcome to the Colony Bank Team! On April 22nd, Colony Bankcorp, Inc., parent company of Colony Bank, and SouthCrest Financial Group, Inc., parent company of SouthCrest Bank, jointly announced the signing of a definitive agreement under which Colony Bank will acquire SouthCrest Bank. Colony Bank is honored to be merging our compani

April 22, 2021 EX-99.3

1 A c q u i s i t i o n o f S o u t h C r e s t F i n a n c i a l G r o u p , I n c . A p r i l 2 2 , 2 0 2 1 2 Forward Looking Statements “Safe Harbor” Statement Under the Private Securities Litigation Reform Act of 1995 Certain statements contained

1 A c q u i s i t i o n o f S o u t h C r e s t F i n a n c i a l G r o u p , I n c .

April 22, 2021 EX-99.1

COLONY BANKCORP REPORTS FIRST QUARTER 2021 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1025 PER SHARE

EX-99.1 3 a1q2021cbaner.htm EX-99.1 For additional information, contact: Tracie Youngblood EVP & Chief Financial Officer (229) 426-6000 (Ext 6003) COLONY BANKCORP REPORTS FIRST QUARTER 2021 RESULTS DECLARES QUARTERLY CASH DIVIDEND OF $0.1025 PER SHARE FITZGERALD, GA. (April 22, 2021) – Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today reported net income of $4.9 million, $0.52

April 22, 2021 EX-2.1

1, by and between Colony Bankcorp, Inc. and SouthCrest Financial Group, Inc.

AGREEMENT AND PLAN OF MERGER by and between COLONY BANKCORP, INC. and SOUTHCREST FINANCIAL GROUP, INC. Dated as of April 22, 2021 TABLE OF CONTENTS Article I THE MERGER Section 1.01 The Merger. 2 Section 1.02 Articles of Incorporation and Bylaws; Officers and Directors. 2 Section 1.03 Bank Merger. 2 Section 1.04 Effective Time; Closing. 3 Section 1.05 Additional Actions. 3 Section 1.06 Reservation

April 16, 2021 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confide

April 13, 2021 EX-16.1

Letter from McNair, McLemore, Middlebrooks & Co., LLC, dated April 13, 2021.

EX-16.1 2 mmmletter.htm EX-16.1 April 13, 2021 Office of the Chief Accountant Securities and Exchange Commission 100 F Street, N. E. Washington, D.C. 20549 Ladies and Gentlemen: We have read the comments made regarding us in Item 4.01 of Form 8-K of Colony Bankcorp, Inc. dated April 13, 2021 and are in agreement with those statements. Macon, Georgia cc: Mark H. Massee Audit Committee Chairman Colo

April 13, 2021 8-K

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): April 13, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File Nu

March 23, 2021 EX-4.1

Description of Securities (incorporated by reference from Exhibit 4.1 to Colony's Annual Report on Form 10-K, filed on March 23, 2021)

EX-4.1 2 exhibit41.htm EX-4.1 EXHIBIT 4.1 EXHIBIT NO. 4.1 DESCRIPTION OF CAPITAL STOCK The following description summarizes the terms of our common stock and preferred stock but does not purport to be complete, and it is qualified in its entirety by reference to the applicable provisions of federal law governing bank holding companies, Georgia law and our Articles of Incorporation, as amended (“Ar

March 23, 2021 EX-21

Subsidiaries of the Registrant (incorporated herein by reference from Exhibit 21 to Colony’s Form 10-K, filed on March 23, 2021).

Exhibit 21 SUBSIDIARIES OF THE COMPANY Name of Subsidiary State of Incorporation Colony Bank Georgia Colony Risk Management, Inc. Nevada Colony Bankcorp Statutory Trust III Delaware Colony Bankcorp Capital Trust I Delaware Colony Bankcorp Capital Trust II Delaware Colony Bankcorp Capital Trust III Delaware

March 23, 2021 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-12436 COLONY BANKCORP, INC. (Exa

February 17, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Amendment No. 2)* Under the Securities Exchange Act of 1934 COLONY BANKCORP, INC. (Name of Issuer) Common Stock, par value $1.00 per share (Titles of Class of Sec

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Amendment No. 2)* Under the Securities Exchange Act of 1934 COLONY BANKCORP, INC. (Name of Issuer) Common Stock, par value $1.00 per share (Titles of Class of Securities) 19623P101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the

February 16, 2021 EX-1

, 2021, by and among Jonathan W. R. Ross,

EXHIBIT 1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k)(1) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of each of them of a Statement on Schedule 13D and any amendments to it with respect to Common Stock, $1.

February 16, 2021 SC 13D

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) Under the Securities Exchange Act of 1934 (Amendment No. )*

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) Under the Securities Exchange Act of 1934 (Amendment No.

January 26, 2021 EX-10.1

, between Colony Bankcorp, Inc. and

Exhibit 10.1 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”), dated as of this 19th day of January, 2021 (the “Effective Date”), is by and between Colony Bank (“Employer”), a Georgia Bank and wholly-owned subsidiary of Colony Bankcorp, Inc. (the “Holding Company”) and Max Edward Hoyle (“Employee”), a resident of the State of Georgia (collectively, the “Parties”). WHEREAS, Employe

January 26, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 22, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File

January 22, 2021 EX-99.1

COLONY BANKCORP REPORTS FOURTH QUARTER 2020 RESULTS COMPANY DECLARES QUARTERLY CASH DIVIDEND OF $0.1025 PER SHARE

For additional information, contact: Tracie Youngblood EVP & Chief Financial Officer (229) 426-6000 (Ext 6003) COLONY BANKCORP REPORTS FOURTH QUARTER 2020 RESULTS COMPANY DECLARES QUARTERLY CASH DIVIDEND OF $0.

January 22, 2021 EX-99.2

1 Investor Presentation Fourth Quarter - 2020 1 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities

cban4q20presentation1 1 Investor Presentation Fourth Quarter - 2020 1 This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

January 22, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): January 22, 2021 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in its Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission F

November 9, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 000-12436 COLONY BANKCORP, INC.

October 15, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): OCTOBER 15, 2020 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File

October 15, 2020 EX-99.2

Investor Presentation Third Quarter - 2020 1 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21

EX-99.2 3 cban3q20presentation-202.htm EX-99.2 Investor Presentation Third Quarter - 2020 1 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. In addition, certain statements may be contained

October 15, 2020 EX-99.1

COLONY BANKCORP REPORTS THIRD QUARTER 2020 RESULTS COMPANY DECLARES QUARTERLY CASH DIVIDEND OF $0.10 PER SHARE

For additional information, contact: Tracie Youngblood EVP & Chief Financial Officer (229) 426-6000 (Ext 6003) COLONY BANKCORP REPORTS THIRD QUARTER 2020 RESULTS COMPANY DECLARES QUARTERLY CASH DIVIDEND OF $0.

September 18, 2020 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): September 17, 2020 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission Fil

September 18, 2020 EX-3.1

Amended and Restated Bylaws -filed as Exhibit 3.1 to the Registrant’s Current Report on Form 8-K (File No. 000-12436), filed with the Commission on September 18, 2020 and incorporated herein by reference.

EX-3.1 2 colonybankcorp-amended.htm EX-3.1 Exhibit 3.1 50751.0001 120638v6 AMENDED AND RESTATED BYLAWS OF COLONY BANKCORP, INC. Last Updated September 17, 2020 TABLE OF CONTENTS ARTICLE 1 OFFICES 1 1.1 Registered Office 1 1.2 Other Offices 1 ARTICLE 2 SHAREHOLDERS’ MEETINGS 1 2.1 Place of Meetings 1 2.2 Annual Meetings 1 2.3 Special Meetings 1 2.4 Notice of Meetings 1 2.5 Quorum 1 2.6 Voting of Sh

September 11, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): September 11, 2020 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission Fil

September 11, 2020 EX-99.1

COLONY BANKCORP ANNOUNCES SALE OF THOMASTON, GEORGIA BRANCH TO SOUTHCREST FINANCIAL GROUP

For additional information, contact: T. Heath Fountain President & CEO (229) 426-6000 (Ext 6012) COLONY BANKCORP ANNOUNCES SALE OF THOMASTON, GEORGIA BRANCH TO SOUTHCREST FINANCIAL GROUP FITZGERALD, GA. (September 11, 2020) – Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today announced that it had signed an agreement to sell its Thomaston, Georgia, branch to SouthCrest Financia

August 18, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): August 18, 2020 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File N

August 18, 2020 EX-99.1

Investor Presentation Second Quarter - 2020 0 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 2

cban2q20investorpresenta Investor Presentation Second Quarter - 2020 0 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

August 10, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): August 10, 2020 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File N

August 10, 2020 EX-99.1

Investor Presentation Second Quarter - 2020 0 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 2

cban2q20investorpresenta Investor Presentation Second Quarter - 2020 0 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

August 10, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 000-12436 COLONY BANKCORP, INC.

July 23, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): July 22, 2020 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File Num

July 23, 2020 EX-99.1

COLONY BANKCORP REPORTS SECOND QUARTER 2020 RESULTS COMPANY DECLARES QUARTERLY CASH DIVIDEND OF $0.10 PER SHARE

For additional information, contact: Tracie Youngblood EVP & Chief Financial Officer (229) 426-6000 (Ext 6003) COLONY BANKCORP REPORTS SECOND QUARTER 2020 RESULTS COMPANY DECLARES QUARTERLY CASH DIVIDEND OF $0.

July 23, 2020 EX-99.2

Investor Presentation Second Quarter - 2020 0 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of the Private Securities Litigation Reform Act of 1995 (the “Act”), notwithstanding that such statements a

EX-99.2 3 cban2q20investorpresenta.htm EX-99.2 Investor Presentation Second Quarter - 2020 0 CAUTIONARY STATEMENTS This presentation contains "forward-looking statements“ within the meaning of the Private Securities Litigation Reform Act of 1995 (the “Act”), notwithstanding that such statements are not specifically identified. In addition, certain statements may be contained in the Company’s futur

May 28, 2020 S-8

Power of Attorney (included on signature page).

As filed with the Securities and Exchange Commission on May 28, 2020 Registration No.

May 28, 2020 EX-99.1

Colony Bankcorp, Inc. 2020 Incentive Plan

Exhibit 99.1 COLONY BANKCORP, INC. 2020 INCENTIVE PLAN ARTICLE 1 PURPOSE 1.1. GENERAL. The purpose of the Colony Bankcorp, Inc. 2020 Incentive Plan (the “Plan”) is to promote the success, and enhance the value, of Colony Bankcorp, Inc. (the “Company”), by linking the personal interests of employees, officers, directors and consultants of the Company or any Affiliate (as defined below) to those of

May 27, 2020 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 27, 2020 (May 26, 2020) COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or other jurisdiction of incorporation or orga

May 26, 2020 10-Q/A

Quarterly Report - 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q/A Amendment No. 1 (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 000-12436 COLONY BANKCORP, INC. (Exact

May 15, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): May 15, 2020 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File Numb

May 15, 2020 EX-99.1

COLONY BANKCORP NAMES LEONARD H. BATEMAN, JR. EXECUTIVE VICE PRESIDENT AND CHIEF CREDIT OFFICER

For additional information, contact: T. Heath Fountain President & CEO (229) 426-6000 (Ext 6012) COLONY BANKCORP NAMES LEONARD H. BATEMAN, JR. EXECUTIVE VICE PRESIDENT AND CHIEF CREDIT OFFICER FITZGERALD, GA. (May 15, 2020) – Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”), the bank holding company for Colony Bank (the “Bank”), today announced that Leonard H. (“Lenny”) Bateman, Jr

May 15, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 000-12436 COLONY BANKCORP, INC.

May 8, 2020 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): May 8, 2020 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File Numbe

April 24, 2020 EX-99.1

COLONY BANKCORP REPORTS FIRST QUARTER 2020 RESULTS COMPANY DECLARES QUARTERLY CASH DIVIDEND OF $0.10 PER SHARE

For additional information, contact: Tracie Youngblood EVP & Chief Financial Officer (229) 426-6000 (Ext 6003) COLONY BANKCORP REPORTS FIRST QUARTER 2020 RESULTS COMPANY DECLARES QUARTERLY CASH DIVIDEND OF $0.

April 24, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): April 24, 2020 COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Charter) Georgia 000-12436 58-1492391 (State or Other Jurisdiction of Incorporation) (Commission File Nu

April 23, 2020 DEF 14A

- DEF 14A

DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission

March 31, 2020 CORRESP

-

COLONY BANKCORP, INC. March 31, 2020 VIA EDGAR FILING and E-MAIL: [email protected] U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, D.C. 20549 Attn: Eric Envall Re: Colony Bankcorp, Inc. Registration Statement on Form S-3 File No. 333-237169 Request for Acceleration of Effectiveness Ladies and Gentlemen: Pursuant to Rule 461 under the Securities A

March 31, 2020 S-3/A

CBAN / Colony Bankcorp, Inc. S-3/A - - FORM S-3/A

As filed with the Securities and Exchange Commission on March 31, 2020 Registration No.

March 30, 2020 EX-21

Subsidiaries of the Company

EX-21 5 ex175779.htm EXHIBIT 21 EXHIBIT NO. 21 SUBSIDIARIES OF THE COMPANY Name of Subsidiary State of Incorporation Colony Bank Georgia Colony Bankcorp Statutory Trust III Delaware Colony Bankcorp Capital Trust I Delaware Colony Bankcorp Capital Trust II Delaware Colony Bankcorp Capital Trust III Delaware

March 30, 2020 10-K

Annual Report - FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2019 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-12436 COLONY BANKCORP, INC. (Exact Name of Regi

March 30, 2020 EX-3.2

3.2 Amended and Restated Bylaws -filed as Exhibit 3.2 to the Registrant’s Annual Report on Form 10-K (File No. 0-12436), filed with the Commission on March 30, 2020 and incorporated herein by reference.

Exhibit 3.2 AMENDED AND RESTATED BYLAWS of COLONY BANKCORP, INC. TABLE OF CONTENTS Article One OFFICES 1 1.1 Registered Office 1 1.2 Other Offices 1 Article Two SHAREHOLDERS' MEETINGS 1 2.1 Place of Meetings 1 2.2 Annual Meetings 1 2.3 Substitute Annual Meetings 1 2.4 Special Meetings 1 2.5 Notice of Meetings 1 2.6 Quorum 2 2.7 Voting of Shares 2 2.8 Proxies 2 2.9 Presiding Officer 2 2.10 Adjournm

March 30, 2020 EX-13

Consolidated Financial Statements of Colony Bankcorp, Inc. as of December 31, 2019 and 2018

EX-13 4 ex175787.htm EXHIBIT 13 Exhibit 13 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM The Board of Directors and Shareholders Colony Bankcorp, Inc. Opinions on the Financial Statements and Internal Control Over Financial Reporting We have audited the accompanying consolidated balance sheets of Colony Bankcorp, Inc. and its subsidiaries (the Company) as of December 31, 2019 and 2018, a

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