Basic Stats
| LEI | 549300JDZNIORD1CFR68 |
| CIK | 885550 |
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis.
These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Credit Acceptance Corporation
SEC Filings (Chronological Order)
This page provides a complete, chronological list of SEC Filings, excluding ownership filings which we provide elsewhere.
| August 4, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| August 4, 2025 |
CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: July 30, 2025 Investor Relations: Jay Brinkley Senior Vice President & Treasurer (248) 353-2700 Ext. 6739 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Southfield |
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| August 4, 2025 |
Sixth Amendment to Amended and Restated Loan and Security Agreement Exhibit 4.157 Sixth Amendment to Amended and Restated Loan and Security Agreement This Sixth Amendment to Amended and Restated Loan and Security Agreement, dated as of July 30, 2025 (this “Amendment”), is made pursuant to that certain Amended and Restated Loan and Security Agreement, dated as of May 10, 2018, as amended by the First Amendment thereto, dated as of July 26, 2019, the Second Amendmen |
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| July 31, 2025 |
CREDIT ACCEPTANCE ANNOUNCES SECOND QUARTER 2025 RESULTS Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance. |
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| July 31, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-20202 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-1999511 (State or other jurisdiction of incorporation or organization) (I. |
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| July 31, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2025 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| July 16, 2025 |
Seventh Amendment to Loan and Security Agreement Exhibit 4.156 Seventh Amendment to Loan and Security Agreement This Seventh Amendment to Loan and Security Agreement, dated as of July 11, 2025 (the “Amendment”), is made pursuant to that certain Loan and Security Agreement, dated as of September 30, 2015, as amended by the First Amendment to Loan and Security Agreement, dated as of July 18, 2017, as amended by the Second Amendment to Loan and Sec |
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| July 16, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 11, 2025 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| July 16, 2025 |
CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: July 11, 2025 Investor Relations: Jay Brinkley Senior Vice President & Treasurer (248) 353-2700 Ext. 6739 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Southfield |
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| June 30, 2025 |
CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED LINE OF CREDIT FACILITY Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: June 24, 2025 Investor Relations: Jay Brinkley Senior Vice President & Treasurer (248) 353-2700 Ext. 6739 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED LINE OF CREDIT FACILITY South |
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| June 30, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 24, 2025 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| June 30, 2025 |
FOURTEENTH AMENDMENT TO SIXTH AMENDED AND RESTATED CREDIT AGREEMENT Exhibit 4.155 FOURTEENTH AMENDMENT TO SIXTH AMENDED AND RESTATED CREDIT AGREEMENT This Fourteenth Amendment to Sixth Amended and Restated Credit Agreement (this “Fourteenth Amendment”) is made as of June 24, 2025 by and among Credit Acceptance Corporation, a Michigan corporation (the “Company”), Comerica Bank and the other banks signatory hereto (individually, a “Bank” and collectively, the “Banks |
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| June 10, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE |
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| June 4, 2025 |
Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 4, 2025 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| April 30, 2025 |
Fourth Amendment to Loan and Security Agreement Exhibit 4.154 Fourth Amendment to Loan and Security Agreement This Fourth Amendment to Loan and Security Agreement, dated as of August 18, 2022 (this “Amendment”), is made pursuant to that certain Loan and Security Agreement, dated as of September 30, 2015, as amended by the First Amendment to Loan and Security Agreement, dated as of July 18, 2017, as amended by the Second Amendment to Loan and Se |
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| April 30, 2025 |
CREDIT ACCEPTANCE ANNOUNCES FIRST QUARTER 2025 RESULTS Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance. |
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| April 30, 2025 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| April 30, 2025 |
CREDIT ACCEPTANCE CORPORATION RESTRICTED STOCK UNIT AWARD AGREEMENT Exhibit 10.25 CREDIT ACCEPTANCE CORPORATION RESTRICTED STOCK UNIT AWARD AGREEMENT Credit Acceptance Corporation (the “Company”) hereby grants you, (the “Participant”), a Restricted Stock Unit Award (the “Award”) under the Credit Acceptance Corporation Amended and Restated Incentive Compensation Plan, as amended (the “Plan”). The terms and conditions of the Award are set forth in this agreement and |
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| April 30, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-20202 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-1999511 (State or other jurisdiction of incorporation or organization) (I. |
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| April 30, 2025 |
Exhibit 4.153 FIRST SUPPLEMENTAL INDENTURE FIRST SUPPLEMENTAL INDENTURE (this “Supplemental Indenture”), dated as of February 28, 2025, among Credit Acceptance Corporation, a Michigan corporation, the Guarantors listed on the signature pages hereto and U.S. Bank Trust Company, National Association, a national banking association, as Trustee under the Indenture. WHEREAS, the Company and the Guarant |
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| April 24, 2025 |
Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| April 24, 2025 |
SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| April 2, 2025 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 2, 2025 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| April 2, 2025 |
CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $400.0 MILLION ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: March 27, 2025 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $400.0 MILLION ASSET-BACKED FINANCING Southfield, Mic |
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| April 2, 2025 |
SALE AND CONTRIBUTION AGREEMENT Exhibit 4.149 SALE AND CONTRIBUTION AGREEMENT This SALE AND CONTRIBUTION AGREEMENT, dated as of March 27, 2025 (the “Agreement”), is made between CREDIT ACCEPTANCE CORPORATION, a Michigan corporation (“CAC”), and CREDIT ACCEPTANCE FUNDING LLC 2025-1, a Delaware limited liability company (“Funding”). Funding desires to acquire from time to time certain Loans and related rights and collateral, inclu |
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| April 2, 2025 |
Exhibit 4.146 CREDIT ACCEPTANCE AUTO LOAN TRUST 2025-1 $223,080,000 CLASS A ASSET BACKED NOTES $65,780,000 CLASS B ASSET BACKED NOTES $111,140,000 CLASS C ASSET BACKED NOTES INDENTURE Dated as of March 27, 2025 COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trustee CREDIT ACCEPTANCE AUTO LOAN TRUST 2025-1 as the Issuer TABLE OF CONTENTS Page ARTICLE I Definitions and Inc |
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| April 2, 2025 |
Exhibit 99.1 Shareholder Letter A message from our Chief Executive Officer BACKGROUND For more than 50 years, Credit Acceptance Corporation1 has made vehicle ownership possible by providing innovative financing solutions that enable automobile dealers to sell vehicles to consumers regardless of their credit history. We provide our nationwide network of dealers the ability to sell a vehicle to a co |
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| April 2, 2025 |
Exhibit 4.150 AMENDED AND RESTATED TRUST AGREEMENT among CREDIT ACCEPTANCE FUNDING LLC 2025-1 Seller THE REGULAR TRUSTEES and COMPUTERSHARE DELAWARE TRUST COMPANY Owner Trustee Dated as of March 27, 2025 TABLE OF CONTENTS Page ARTICLE I Definitions................................................................................................ 1 SECTION 1.1 Capitalized Terms........................ |
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| April 2, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 27, 2025 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| April 2, 2025 |
AMENDED AND RESTATED INTERCREDITOR AGREEMENT Exhibit 4.148 AMENDED AND RESTATED INTERCREDITOR AGREEMENT This Amended and Restated Intercreditor Agreement (this “Agreement”), dated March 27, 2025, is among Credit Acceptance Corporation (“CAC”), CAC Warehouse Funding LLC II (“Warehouse Funding II”), CAC Warehouse Funding LLC IV (“Warehouse Funding IV”), CAC Warehouse Funding LLC V (“Warehouse Funding V”), CAC Warehouse Funding LLC VI (“Warehou |
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| April 2, 2025 |
Exhibit 4.147 CREDIT ACCEPTANCE AUTO LOAN TRUST 2025-1 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2025-1, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2025-1, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/ Backup Servicer BACKUP SERVICING AGREEMENT D |
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| April 2, 2025 |
Exhibit 4.151 CREDIT ACCEPTANCE AUTO LOAN TRUST 2025-1 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2025-1, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2025-1, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer and in its individual capacity COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trus |
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| February 28, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 28, 2025 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| February 28, 2025 |
Exhibit 4.145 CREDIT ACCEPTANCE CORPORATION, as Issuer, the GUARANTORS named herein, as Guarantors, and U.S. Bank Trust Company, National Association, as Trustee INDENTURE Dated as of February 28, 2025 6.625% Senior Notes due 2030 TABLE OF CONTENTS SECTION 1.01. Definitions 1 SECTION 1.02. Other Definitions 30 SECTION 1.03. Incorporation by Reference of Trust Indenture Act 32 SECTION 1.04. Rules o |
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| February 28, 2025 |
Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: February 28, 2025 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES CLOSING OF $500.0 MILLION SENIOR NOTES OFFERING AND COMPLETION O |
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| February 13, 2025 |
CREDIT ACCEPTANCE ANNOUNCES CONDITIONAL NOTICE OF REDEMPTION FOR OUTSTANDING SENIOR NOTES DUE 2026 Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: February 13, 2025 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES CONDITIONAL NOTICE OF REDEMPTION FOR OUTSTANDING SENIOR NOTES DU |
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| February 13, 2025 |
CREDIT ACCEPTANCE ANNOUNCES $400.0 MILLION SENIOR NOTES OFFERING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: February 13, 2025 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES $400.0 MILLION SENIOR NOTES OFFERING Southfield, Michigan – Febr |
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| February 13, 2025 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2025 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| February 13, 2025 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2025 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| February 13, 2025 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2025 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| February 13, 2025 |
CREDIT ACCEPTANCE ANNOUNCES PRICING OF $500.0 MILLION SENIOR NOTES OFFERING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: February 13, 2025 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES PRICING OF $500.0 MILLION SENIOR NOTES OFFERING Southfield, Mich |
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| February 12, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-20202 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-1999511 (State or other jurisdiction of incorporation or organization) (I. |
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| February 12, 2025 |
CREDIT ACCEPTANCE CORPORATION RESTRICTED STOCK UNIT AWARD AGREEMENT Exhibit 10.24 CREDIT ACCEPTANCE CORPORATION RESTRICTED STOCK UNIT AWARD AGREEMENT Credit Acceptance Corporation (the “Company”) hereby grants you, (the “Participant”), a Restricted Stock Unit Award (the “Award”) under the Credit Acceptance Corporation Amended and Restated Incentive Compensation Plan, as amended (the “Plan”). The terms and conditions of the Award are set forth in this agreement and |
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| February 12, 2025 |
Exhibit 19 RESOLUTION OF THE BOARD OF DIRECTORS OF CREDIT ACCEPTANCE CORPORATION Adopted: August 20, 2003 Revised: April 10, 2023 Whereas, the Board of Directors has considered whether to adopt the following Corporate Policy: 1. |
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| February 12, 2025 |
Exhibit 21 CREDIT ACCEPTANCE CORPORATION SCHEDULE OF CREDIT ACCEPTANCE CORPORATION SUBSIDIARIES As of December 31, 2024 The following is a list of subsidiaries as of the date of this filing of Credit Acceptance Corporation, other than subsidiaries which, considered in the aggregate as a single subsidiary, would not constitute a significant subsidiary, as defined by the Securities and Exchange Commission Regulation S-X. |
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| January 30, 2025 |
CREDIT ACCEPTANCE ANNOUNCES FOURTH QUARTER AND FULL YEAR 2024 RESULTS Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance. |
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| January 30, 2025 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2025 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| December 23, 2024 |
Exhibit 4.167 BACKUP SERVICING AGREEMENT This BACKUP SERVICING AGREEMENT (this “Agreement”), dated as of December 20, 2024, among COMPUTERSHARE TRUST COMPANY, N.A., a national banking association, through its Computershare Corporate Trust division (“Computershare” or the “Backup Servicer” and, in its capacity as collateral agent, the “Collateral Agent”), CREDIT ACCEPTANCE CORPORATION, a Michigan c |
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| December 23, 2024 |
CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $300.0 MILLION ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: December 20, 2024 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $300.0 MILLION ASSET-BACKED FINANCING Southfield, |
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| December 23, 2024 |
SALE AND CONTRIBUTION AGREEMENT Exhibit 4.169 SALE AND CONTRIBUTION AGREEMENT This SALE AND CONTRIBUTION AGREEMENT, dated as of December 20, 2024 (the “Agreement”), is made between CREDIT ACCEPTANCE CORPORATION, a Michigan corporation (“CAC”), and CREDIT ACCEPTANCE FUNDING LLC 2024-B, a Delaware limited liability company (“Funding”). Funding desires to acquire from time to time certain Loans and related rights and collateral, in |
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| December 23, 2024 |
AMENDED AND RESTATED INTERCREDITOR AGREEMENT Exhibit 4.168 AMENDED AND RESTATED INTERCREDITOR AGREEMENT This Amended and Restated Intercreditor Agreement (this “Agreement”), dated December 20, 2024, is among Credit Acceptance Corporation (“CAC”), CAC Warehouse Funding LLC II (“Warehouse Funding II”), CAC Warehouse Funding LLC IV (“Warehouse Funding IV”), CAC Warehouse Funding LLC V (“Warehouse Funding V”), CAC Warehouse Funding LLC VI (“Ware |
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| December 23, 2024 |
Exhibit 4.166 $300,000,000 LOAN AND SECURITY AGREEMENT Dated as of December 20, 2024 Among CREDIT ACCEPTANCE FUNDING LLC 2024-B as the Borrower CREDIT ACCEPTANCE CORPORATION as the Originator, the Servicer and the Custodian THE LENDERS FROM TIME TO TIME PARTY HERETO WELLS FARGO BANK, NATIONAL ASSOCIATION as the Deal Agent and COMPUTERSHARE TRUST COMPANY, N.A. as the Backup Servicer and the Collate |
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| December 23, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 20, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| December 10, 2024 |
TENTH AMENDMENT TO LOAN AND SECURITY AGREEMENT Exhibit 4.165 TENTH AMENDMENT TO LOAN AND SECURITY AGREEMENT This TENTH AMENDMENT TO LOAN AND SECURITY AGREEMENT, dated as of December 5, 2024 (this “Amendment”), is entered into by and among CAC Warehouse Funding LLC V, a Delaware limited liability company, as borrower (the “Borrower”), Credit Acceptance Corporation, a Michigan corporation (“Credit Acceptance”), as originator (the “Originator”), |
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| December 10, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 5, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| December 10, 2024 |
CREDIT ACCEPTANCE ANNOUNCES INCREASE AND EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: December 5, 2024 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES INCREASE AND EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY So |
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| December 6, 2024 |
Exhibit A: joint filing agreement Exhibit A: joint filing agreement In accordance with Rule 13d-1(k) promulgated under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree to the joint filing with all other Reporting Persons (as such term is defined in the Schedule 13D referred to below) on behalf of each of them a statement on Schedule 13D (including amendments thereto, if any) with respect to the shares of common stock of Credit Acceptance Corporation, a Michigan corporation, and that this Agreement may be included as an Exhibit to such joint filing. |
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| October 30, 2024 |
Sixth Amendment to Loan and Security Agreement Exhibit 4.164 Sixth Amendment to Loan and Security Agreement This Sixth Amendment to Loan and Security Agreement, dated as of August 1, 2024 (this “Amendment”), is made pursuant to that certain Loan and Security Agreement, dated as of September 30, 2015, as amended by the First Amendment to Loan and Security Agreement, dated as of July 18, 2017, as amended by the Second Amendment to Loan and Secur |
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| October 30, 2024 |
CREDIT ACCEPTANCE ANNOUNCES THIRD QUARTER 2024 RESULTS Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance. |
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| October 30, 2024 |
Exhibit 10.23 SECOND AMENDMENT TO THE CREDIT ACCEPTANCE CORPORATION AMENDED AND RESTATED INCENTIVE COMPENSATION PLAN THIS SECOND AMENDMENT (this “Amendment”) to the Credit Acceptance Corporation Amended and Restated Incentive Compensation Plan (the “Plan”), previously amended effective as of June 5, 2024, was adopted by the Board of Directors of the Company (the “Board”) on September 19, 2024, eff |
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| October 30, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-20202 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-1999511 (State or other jurisdiction of incorporation or organization) (I. |
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| October 30, 2024 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| October 2, 2024 |
Exhibit 4.162 AMENDED AND RESTATED TRUST AGREEMENT among CREDIT ACCEPTANCE FUNDING LLC 2024-3 Seller THE REGULAR TRUSTEES and COMPUTERSHARE DELAWARE TRUST COMPANY Owner Trustee Dated as of September 26, 2024 TABLE OF CONTENTS Page ARTICLE I Definitions..................................................................................... 1 SECTION 1.1 Capitalized Terms............................... |
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| October 2, 2024 |
AMENDED AND RESTATED INTERCREDITOR AGREEMENT Exhibit 4.160 AMENDED AND RESTATED INTERCREDITOR AGREEMENT This Amended and Restated Intercreditor Agreement (this “Agreement”), dated September 26, 2024, is among Credit Acceptance Corporation (“CAC”), CAC Warehouse Funding LLC II (“Warehouse Funding II”), CAC Warehouse Funding LLC IV (“Warehouse Funding IV”), CAC Warehouse Funding LLC V (“Warehouse Funding V”), CAC Warehouse Funding LLC VI (“War |
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| October 2, 2024 |
CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $600.0 MILLION ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: September 26, 2024 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $600.0 MILLION ASSET-BACKED FINANCING Southfield, |
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| October 2, 2024 |
Exhibit 4.163 CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-3 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-3, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2024-3, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer and in its individual capacity COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trus |
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| October 2, 2024 |
SALE AND CONTRIBUTION AGREEMENT Exhibit 4.161 SALE AND CONTRIBUTION AGREEMENT This SALE AND CONTRIBUTION AGREEMENT, dated as of September 26, 2024 (the “Agreement”), is made between CREDIT ACCEPTANCE CORPORATION, a Michigan corporation (“CAC”), and CREDIT ACCEPTANCE FUNDING LLC 2024-3, a Delaware limited liability company (“Funding”). Funding desires to acquire from time to time certain Loans and related rights and collateral, i |
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| October 2, 2024 |
Exhibit 4.159 CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-3 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-3, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2024-3, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/ Backup Servicer BACKUP SERVICING AGREEMENT D |
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| October 2, 2024 |
Exhibit 4.158 CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-3 $316,464,000 CLASS A ASSET BACKED NOTES $121,668,000 CLASS B ASSET BACKED NOTES $161,868,000 CLASS C ASSET BACKED NOTES INDENTURE Dated as of September 26, 2024 COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trustee CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-3 as the Issuer TABLE OF CONTENTS Page ARTICLE I Definitions an |
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| October 2, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 26, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| September 24, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 19, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| September 24, 2024 |
Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: September 19, 2024 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES INCREASE AND EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY |
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| September 24, 2024 |
AMENDMENT NO. 3 TO THE SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT Exhibit 4.157 AMENDMENT NO. 3 TO THE SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT This AMENDMENT NO. 3 TO THE SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT (this “Amendment”) is made as of September 19, 2024, by and among CAC WAREHOUSE FUNDING LLC II, as the borrower (the “Borrower”), CREDIT ACCEPTANCE CORPORATION, as the servicer (in such capacity, together with its success |
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| September 24, 2024 |
AMENDMENT NO. 3 TO LOAN AND SECURITY AGREEMENT Exhibit 4.156 AMENDMENT NO. 3 TO LOAN AND SECURITY AGREEMENT This AMENDMENT NO. 3 TO LOAN AND SECURITY AGREEMENT (this “Amendment”) is made as of September 19, 2024, by and among CREDIT ACCEPTANCE FUNDING LLC 2019-2, as the borrower (the “Borrower”), CREDIT ACCEPTANCE CORPORATION, as the originator (“Credit Acceptance” and in such capacity, the “Originator”), as the servicer (in such capacity, the |
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| July 31, 2024 |
AMENDMENT NO. 2 TO LOAN AND SECURITY AGREEMENT Exhibit 4.155 AMENDMENT NO. 2 TO LOAN AND SECURITY AGREEMENT This AMENDMENT NO. 2 TO THE SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT (this “Amendment”) is made as of July 26, 2024, by and among CAC WAREHOUSE FUNDING LLC II, as the borrower (the “Borrower”), CREDIT ACCEPTANCE CORPORATION, as the servicer (in such capacity, together with its successors and assigns, the “Servicer”) and a |
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| July 31, 2024 |
Exhibit 10.22 CREDIT ACCEPTANCE CORPORATION AMENDED AND RESTATED INCENTIVE COMPENSATION PLAN As Amended Effective June 5, 2024 I.GENERAL PROVISIONS 1.01 Purpose. The Plan, which was adopted by the Company’s Board on the Effective Date, is intended to attract and retain highly competent, effective and loyal Employees, Non-Employee Directors, and Independent Contractors in order to create per share |
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| July 31, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-20202 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-1999511 (State or other jurisdiction of incorporation or organization) (I. |
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| July 31, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| July 31, 2024 |
As filed with the Securities and Exchange Commission on July 31, 2024 As filed with the Securities and Exchange Commission on July 31, 2024 Registration No. |
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| July 31, 2024 |
THIRTEENTH AMENDMENT TO SIXTH AMENDED AND RESTATED CREDIT AGREEMENT Exhibit 4.153 THIRTEENTH AMENDMENT TO SIXTH AMENDED AND RESTATED CREDIT AGREEMENT This Thirteenth Amendment to Sixth Amended and Restated Credit Agreement (this “Thirteenth Amendment”) is made as of July 26, 2024 by and among Credit Acceptance Corporation, a Michigan corporation (the “Company”), Comerica Bank and the other banks signatory hereto (individually, a “Bank” and collectively, the “Banks |
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| July 31, 2024 |
Exhibit 4.154 CREDIT ACCEPTANCE FUNDING LLC 2023-A Silver Triangle Building 25505 West Twelve Mile Road Southfield, MI 48034-8339 July 26, 2024 Wells Fargo Bank, National Association, as Deal Agent 550 South Tryon Street, 5th Floor Charlotte, North Carolina 28202 RE: Credit Agreement – Request for Consent Ladies and Gentlemen: Reference is hereby made to the Loan and Security Agreement, dated as o |
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| July 31, 2024 |
CREDIT ACCEPTANCE ANNOUNCES SECOND QUARTER 2024 RESULTS Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance. |
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| July 31, 2024 |
Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Credit Acceptance Corporation (Exact Name of Registrant as Specified in its Charter) Table 1—Newly Registered Securities Security type Security class title Fee calculation rule Amount registered Proposed maximum offering price per unit Maximum aggregate offering price Fee rate Amount of registration fee 1 Equity Common Stock, $. |
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| June 26, 2024 |
AMENDED AND RESTATED INTERCREDITOR AGREEMENT Exhibit 4.148 AMENDED AND RESTATED INTERCREDITOR AGREEMENT This Amended and Restated Intercreditor Agreement (this “Agreement”), dated June 20, 2024, is among Credit Acceptance Corporation (“CAC”), CAC Warehouse Funding LLC II (“Warehouse Funding II”), CAC Warehouse Funding LLC IV (“Warehouse Funding IV”), CAC Warehouse Funding LLC V (“Warehouse Funding V”), CAC Warehouse Funding LLC VI (“Warehous |
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| June 26, 2024 |
Exhibit 4.150 AMENDED AND RESTATED TRUST AGREEMENT among CREDIT ACCEPTANCE FUNDING LLC 2024-2 Seller THE REGULAR TRUSTEES and COMPUTERSHARE DELAWARE TRUST COMPANY Owner Trustee Dated as of June 20, 2024 TABLE OF CONTENTS Page ARTICLE I Definitions............................................................................................... 1 SECTION 1.1 Capitalized Terms.......................... |
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| June 26, 2024 |
CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $550.0 MILLION ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: June 20, 2024 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $550.0 MILLION ASSET-BACKED FINANCING Southfield, Mich |
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| June 26, 2024 |
CREDIT ACCEPTANCE ANNOUNCES INCREASE AND EXTENSION OF ASSET-BACKED FINANCING Exhibit 99.2 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: June 21, 2024 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES INCREASE AND EXTENSION OF ASSET-BACKED FINANCING Southfield, Michiga |
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| June 26, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 20, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| June 26, 2024 |
Exhibit 4.146 CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-2 $272,440,000 CLASS A ASSET BACKED NOTES $110,290,000 CLASS B ASSET BACKED NOTES $167,270,000 CLASS C ASSET BACKED NOTES INDENTURE Dated as of June 20, 2024 COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trustee CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-2 as the Issuer TABLE OF CONTENTS Page ARTICLE I Definitions and Inc |
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| June 26, 2024 |
SALE AND CONTRIBUTION AGREEMENT Exhibit 4.149 SALE AND CONTRIBUTION AGREEMENT This SALE AND CONTRIBUTION AGREEMENT, dated as of June 20, 2024 (the “Agreement”), is made between CREDIT ACCEPTANCE CORPORATION, a Michigan corporation (“CAC”), and CREDIT ACCEPTANCE FUNDING LLC 2024-2, a Delaware limited liability company (“Funding”). Funding desires to acquire from time to time certain Loans and related rights and collateral, includ |
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| June 26, 2024 |
SECOND AMENDMENT TO LOAN AND SECURITY AGREEMENT Exhibit 4.152 SECOND AMENDMENT TO LOAN AND SECURITY AGREEMENT This SECOND AMENDMENT TO LOAN AND SECURITY AGREEMENT, dated as of June 21, 2024 (this “Amendment”), is entered into by and among Credit Acceptance Funding LLC 2022-2, a Delaware limited liability company, as borrower (the “Borrower”), Credit Acceptance Corporation, a Michigan corporation (“Credit Acceptance”), as originator (the “Origin |
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| June 26, 2024 |
Exhibit 4.151 CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-2 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-2, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2024-2, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer and in its individual capacity COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trus |
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| June 26, 2024 |
Exhibit 4.147 CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-2 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-2, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2024-2, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/ Backup Servicer BACKUP SERVICING AGREEMENT D |
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| June 20, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 17, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| June 20, 2024 |
TWELFTH AMENDMENT TO SIXTH AMENDED AND RESTATED CREDIT AGREEMENT Exhibit 4.145 TWELFTH AMENDMENT TO SIXTH AMENDED AND RESTATED CREDIT AGREEMENT This Twelfth Amendment to Sixth Amended and Restated Credit Agreement (this “Twelfth Amendment”) is made as of June 17, 2024 by and among Credit Acceptance Corporation, a Michigan corporation (the “Company”), Comerica Bank and the other banks signatory hereto (individually, a “Bank” and collectively, the “Banks”) and Co |
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| June 20, 2024 |
CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED LINE OF CREDIT FACILITY Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: June 17, 2024 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED LINE OF CREDIT FACILITY Southfield, M |
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| June 14, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE |
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| June 5, 2024 |
Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 5, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| April 30, 2024 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| April 30, 2024 |
CREDIT ACCEPTANCE ANNOUNCES FIRST QUARTER 2024 RESULTS Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance. |
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| April 30, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-20202 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-1999511 (State or other jurisdiction of incorporation or organization) (I. |
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| April 25, 2024 |
SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| April 25, 2024 |
Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| April 3, 2024 |
AMENDED AND RESTATED INTERCREDITOR AGREEMENT Exhibit 4.141 AMENDED AND RESTATED INTERCREDITOR AGREEMENT This Amended and Restated Intercreditor Agreement (this “Agreement”), dated March 28, 2024, is among Credit Acceptance Corporation (“CAC”), CAC Warehouse Funding LLC II (“Warehouse Funding II”), CAC Warehouse Funding LLC IV (“Warehouse Funding IV”), CAC Warehouse Funding LLC V (“Warehouse Funding V”), CAC Warehouse Funding LLC VI (“Warehou |
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| April 3, 2024 |
CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $500.0 MILLION ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: March 28, 2024 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $500.0 MILLION ASSET-BACKED FINANCING Southfield, Mic |
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| April 3, 2024 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 3, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| April 3, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 28, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| April 3, 2024 |
Exhibit 99.1 Shareholder Letter A message from our Chief Executive Officer BACKGROUND For more than 50 years, Credit Acceptance Corporation1 has made vehicle ownership possible by providing innovative financing solutions that enable automobile dealers to sell vehicles to consumers regardless of their credit history. We provide our nationwide network of dealers the ability to sell a vehicle to a co |
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| April 3, 2024 |
Exhibit 4.144 CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-1 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-1, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2024-1, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer and in its individual capacity COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trus |
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| April 3, 2024 |
SALE AND CONTRIBUTION AGREEMENT Exhibit 4.142 SALE AND CONTRIBUTION AGREEMENT This SALE AND CONTRIBUTION AGREEMENT, dated as of March 28, 2024 (the “Agreement”), is made between CREDIT ACCEPTANCE CORPORATION, a Michigan corporation (“CAC”), and CREDIT ACCEPTANCE FUNDING LLC 2024-1, a Delaware limited liability company (“Funding”). Funding desires to acquire from time to time certain Loans and related rights and collateral, inclu |
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| April 3, 2024 |
Exhibit 4.139 CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-1 $298,175,000 CLASS A ASSET BACKED NOTES $64,412,000 CLASS B ASSET BACKED NOTES $137,413,000 CLASS C ASSET BACKED NOTES INDENTURE Dated as of March 28, 2024 COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trustee CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-1 as the Issuer TABLE OF CONTENTS ARTICLE I Definitions and Incorpor |
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| April 3, 2024 |
Exhibit 4.140 CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-1 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-1, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2024-1, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/ Backup Servicer BACKUP SERVICING AGREEMENT D |
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| April 3, 2024 |
Exhibit 4.143 AMENDED AND RESTATED TRUST AGREEMENT among CREDIT ACCEPTANCE FUNDING LLC 2024-1 Seller THE REGULAR TRUSTEES and COMPUTERSHARE DELAWARE TRUST COMPANY Owner Trustee Dated as of March 28, 2024 TABLE OF CONTENTS Page ARTICLE I Definitions 1 SECTION 1.1 Capitalized Terms 1 SECTION 1.2 Other Definitional Provisions 5 ARTICLE II Organization 6 SECTION 2.1 Declaration of Trust; Name; Appoint |
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| March 25, 2024 |
CACC / Credit Acceptance Corporation / Watson Jill Foss - SC 13D/A Activist Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 12)* Credit Acceptance Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 225310 10 1 (CUSIP Number) Bradley J. Wyatt Dickinson Wright, PLLC 1850 N Central Ave., Suite 1400 Phoenix, AZ 85004 602-285-5036 (Name, Address and Telephone Num |
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| March 22, 2024 |
SC 13D/A 1 tm249590d1sc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2) CREDIT ACCEPTANCE CORPORATION (Name of Issuer) Common Stock (Title of Class of Securities) 225310101 (CUSIP Number) Bradley J. Wyatt Dickinson Wright PLLC 1850 N Central Ave, Suite 1400 Phoenix, AZ 85004 (734) 623- |
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| February 29, 2024 |
CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $200.0 MILLION ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: February 27, 2024 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $200.0 MILLION ASSET-BACKED FINANCING Southfield, |
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| February 29, 2024 |
Exhibit 4.133 CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-A CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-A, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2024-A, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer and in its individual capacity COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trus |
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| February 29, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| February 29, 2024 |
Exhibit 4.134 CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-A CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-A, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2024-A, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/ Backup Servicer BACKUP SERVICING AGREEMENT D |
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| February 29, 2024 |
Exhibit 4.137 AMENDED AND RESTATED TRUST AGREEMENT among CREDIT ACCEPTANCE FUNDING LLC 2024-A Seller THE REGULAR TRUSTEES and COMPUTERSHARE DELAWARE TRUST COMPANY Owner Trustee Dated as of February 27, 2024 TABLE OF CONTENTS Page Article I Definitions. 1 Section 1.1 Capitalized Terms. 1 Section 1.2 Other Definitional Provisions. 5 Article II Organization.6 Section 2.1 Declaration of Trust; Name; A |
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| February 29, 2024 |
AMENDED AND RESTATED INTERCREDITOR AGREEMENT Exhibit 4.135 AMENDED AND RESTATED INTERCREDITOR AGREEMENT This Amended and Restated Intercreditor Agreement (this “Agreement”), dated February 27, 2024, is among Credit Acceptance Corporation (“CAC”), CAC Warehouse Funding LLC II (“Warehouse Funding II”), CAC Warehouse Funding LLC IV (“Warehouse Funding IV”), CAC Warehouse Funding LLC V (“Warehouse Funding V”), CAC Warehouse Funding LLC VI (“Ware |
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| February 29, 2024 |
SALE AND CONTRIBUTION AGREEMENT Exhibit 4.136 SALE AND CONTRIBUTION AGREEMENT This SALE AND CONTRIBUTION AGREEMENT, dated as of February 27, 2024 (the “Agreement”), is made between CREDIT ACCEPTANCE CORPORATION, a Michigan corporation (“CAC”), and CREDIT ACCEPTANCE FUNDING LLC 2024-A, a Delaware limited liability company (“Funding”). Funding desires to acquire from time to time certain Loans and related rights and collateral, in |
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| February 29, 2024 |
Exhibit 4.138 CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-A $106,094,000 CLASS A ASSET BACKED NOTES $43,893,000 CLASS B ASSET BACKED NOTES $50,013,000 CLASS C ASSET BACKED NOTES INDENTURE Dated as of February 27, 2024 COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trustee CREDIT ACCEPTANCE AUTO LOAN TRUST 2024-A as the Issuer TABLE OF CONTENTS Page ARTICLE I Definitions and I |
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| February 22, 2024 |
Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 16, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| February 22, 2024 |
CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF $100.0 MILLION ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: February 16, 2024 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF $100.0 MILLION ASSET-BACKED FINANCING Southfield, M |
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| February 22, 2024 |
FIFTH AMENDMENT TO LOAN AND SECURITY AGREEMENT Exhibit 4.132 FIFTH AMENDMENT TO LOAN AND SECURITY AGREEMENT This FIFTH AMENDMENT TO LOAN AND SECURITY AGREEMENT, dated as of February 16, 2024 (this “Amendment”), is entered into by and among Credit Acceptance Funding LLC 2021-1, a Delaware limited liability company, as borrower (the “Borrower”), Credit Acceptance Corporation, a Michigan corporation (“Credit Acceptance”), as originator (the “Orig |
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| February 14, 2024 |
CACC / Credit Acceptance Corporation / Watson Jill Foss - SC 13D/A Activist Investment SC 13D/A 1 tm246206d1sc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 11)* Credit Acceptance Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 225310 10 1 (CUSIP Number) Bradley J. Wyatt Dickinson Wright, PLLC 1850 N Central Ave., Suite 1400 Phoenix, AZ 85004 602- |
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| February 12, 2024 |
Exhibit 21 CREDIT ACCEPTANCE CORPORATION SCHEDULE OF CREDIT ACCEPTANCE CORPORATION SUBSIDIARIES As of December 31, 2023 The following is a list of subsidiaries as of the date of this filing of Credit Acceptance Corporation, other than subsidiaries which, considered in the aggregate as a single subsidiary, would not constitute a significant subsidiary, as defined by the Securities and Exchange Commission Regulation S-X. |
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| February 12, 2024 |
CREDIT ACCEPTANCE CORPORATION CLAWBACK POLICY Exhibit 97 CREDIT ACCEPTANCE CORPORATION CLAWBACK POLICY The Executive Compensation Committee (the “Committee”) of the Board of Directors (the “Board”) of Credit Acceptance Corporation (the “Company”) believes that it is appropriate for the Company to adopt this Clawback Policy (the “Policy”) to be applied to the Executive Officers of the Company and adopts this Policy to be effective as of the Effective Date. |
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| February 12, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-20202 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-1999511 (State or other jurisdiction of incorporation or organization) (I. |
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| January 31, 2024 |
CREDIT ACCEPTANCE ANNOUNCES FOURTH QUARTER AND FULL YEAR 2023 RESULTS Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance. |
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| January 31, 2024 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| January 25, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2024 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| January 25, 2024 |
CREDIT ACCEPTANCE PROMOTES JAY MARTIN TO CHIEF FINANCIAL OFFICER Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: December 29, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE PROMOTES JAY MARTIN TO CHIEF FINANCIAL OFFICER Southfield, Michigan – Janu |
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| January 4, 2024 |
Exhibit 4.149 Fifth Amendment to Amended and Restated Loan and Security Agreement This Fifth Amendment to Amended and Restated Loan and Security Agreement, dated as of December 29, 2023 (this “Amendment”), is made pursuant to that certain Amended and Restated Loan and Security Agreement, dated as of May 10, 2018, as amended by the First Amendment thereto, dated as of July 26, 2019, the Second Amen |
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| January 4, 2024 |
CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: December 29, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Southfield, Mi |
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| January 4, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 29, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| December 27, 2023 |
AMENDED AND RESTATED INTERCREDITOR AGREEMENT Exhibit 4.145 AMENDED AND RESTATED INTERCREDITOR AGREEMENT This Amended and Restated Intercreditor Agreement (this “Agreement”), dated December 21, 2023, is among Credit Acceptance Corporation (“CAC”), CAC Warehouse Funding LLC II (“Warehouse Funding II”), CAC Warehouse Funding LLC IV (“Warehouse Funding IV”), CAC Warehouse Funding LLC V (“Warehouse Funding V”), CAC Warehouse Funding LLC VI (“Ware |
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| December 27, 2023 |
Exhibit 4.144 CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-5 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-5, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2023-5, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/ Backup Servicer BACKUP SERVICING AGREEMENT D |
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| December 27, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 21, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| December 27, 2023 |
Exhibit 4.147 AMENDED AND RESTATED TRUST AGREEMENT among CREDIT ACCEPTANCE FUNDING LLC 2023-5 Seller THE REGULAR TRUSTEES and COMPUTERSHARE DELAWARE TRUST COMPANY Owner Trustee Dated as of December 21, 2023 TABLE OF CONTENTS Page ARTICLE I Definitions 1 SECTION 1.1 Capitalized Terms 1 SECTION 1.2 Other Definitional Provisions 4 ARTICLE II Organization 5 SECTION 2.1 Declaration of Trust; Name; Appo |
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| December 27, 2023 |
SALE AND CONTRIBUTION AGREEMENT Exhibit 4.146 SALE AND CONTRIBUTION AGREEMENT This SALE AND CONTRIBUTION AGREEMENT, dated as of December 21, 2023 (the “Agreement”), is made between CREDIT ACCEPTANCE CORPORATION, a Michigan corporation (“CAC”), and CREDIT ACCEPTANCE FUNDING LLC 2023-5, a Delaware limited liability company (“Funding”). Funding desires to acquire from time to time certain Loans and related rights and collateral, in |
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| December 27, 2023 |
CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $294.0 MILLION ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: December 21, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $294.0 MILLION ASSET-BACKED FINANCING Southfield, |
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| December 27, 2023 |
Exhibit 4.148 CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-5 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-5, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2023-5, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer and in its individual capacity COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trus |
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| December 27, 2023 |
Exhibit 4.143 CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-5 $158,090,000 CLASS A ASSET BACKED NOTES $67,518,000 CLASS B ASSET BACKED NOTES $68,392,000 CLASS C ASSET BACKED NOTES INDENTURE Dated as of December 21, 2023 COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trustee CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-5 as the Issuer TABLE OF CONTENTS Page ARTICLE I Definitions and I |
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| December 19, 2023 |
Exhibit 4.142 CREDIT ACCEPTANCE CORPORATION, as Issuer, the GUARANTORS named herein, as Guarantors, and U.S. Bank Trust Company, National Association, as Trustee INDENTURE Dated as of December 19, 2023 9.250% Senior Notes due 2028 TABLE OF CONTENTS ARTICLE I Definitions and Incorporation by Reference SECTION 1.01. Definitions 1 SECTION 1.02. Other Definitions 28 SECTION 1.03. Incorporation by Refe |
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| December 19, 2023 |
Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: December 19, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES CLOSING OF $600.0 MILLION SENIOR NOTES OFFERING AND COMPLETION O |
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| December 19, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 19, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| December 15, 2023 |
Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: December 15, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE CORPORATION ANNOUNCES EXPIRATION AND RESULTS OF TENDER OFFER FOR ANY AND A |
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| December 15, 2023 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| December 6, 2023 |
CREDIT ACCEPTANCE ANNOUNCES PRICING OF $600.0 MILLION SENIOR NOTES OFFERING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: December 5, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES PRICING OF $600.0 MILLION SENIOR NOTES OFFERING Southfield, Michi |
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| December 6, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 5, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| December 5, 2023 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 5, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| December 5, 2023 |
CREDIT ACCEPTANCE ANNOUNCES $500.0 MILLION SENIOR NOTES OFFERING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: December 5, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES $500.0 MILLION SENIOR NOTES OFFERING Southfield, Michigan – Decem |
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| December 5, 2023 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 5, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| December 5, 2023 |
Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: December 5, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE CORPORATION ANNOUNCES TENDER OFFER FOR ANY AND ALL OF ITS $400,000,000 AGGR |
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| December 5, 2023 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 5, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| December 5, 2023 |
CREDIT ACCEPTANCE ANNOUNCES POTENTIAL ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: December 5, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES POTENTIAL ASSET-BACKED FINANCING Southfield, Michigan – December |
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| December 4, 2023 |
CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $200.0 MILLION ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: November 30, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $200.0 MILLION ASSET-BACKED FINANCING Southfield, |
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| December 4, 2023 |
SALE AND CONTRIBUTION AGREEMENT Exhibit 4.141 SALE AND CONTRIBUTION AGREEMENT This SALE AND CONTRIBUTION AGREEMENT, dated as of November 30, 2023 (the “Agreement”), is made between CREDIT ACCEPTANCE CORPORATION, a Michigan corporation (“CAC”), and CREDIT ACCEPTANCE FUNDING LLC 2023-A, a Delaware limited liability company (“Funding”). Funding desires to acquire from time to time certain Loans and related rights and collateral, in |
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| December 4, 2023 |
AMENDED AND RESTATED INTERCREDITOR AGREEMENT Exhibit 4.140 AMENDED AND RESTATED INTERCREDITOR AGREEMENT This Amended and Restated Intercreditor Agreement (this “Agreement”), dated November 30, 2023, is among Credit Acceptance Corporation (“CAC”), CAC Warehouse Funding LLC II (“Warehouse Funding II”), CAC Warehouse Funding LLC IV (“Warehouse Funding IV”), CAC Warehouse Funding LLC V (“Warehouse Funding V”), CAC Warehouse Funding LLC VI (“Ware |
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| December 4, 2023 |
Exhibit 4.139 BACKUP SERVICING AGREEMENT This BACKUP SERVICING AGREEMENT (this “Agreement”), dated as of November 30, 2023, among COMPUTERSHARE TRUST COMPANY, N.A., a national banking association, through its Computershare Corporate Trust division (“Computershare” or the “Backup Servicer” and, in its capacity as collateral agent, the “Collateral Agent”), CREDIT ACCEPTANCE CORPORATION, a Michigan c |
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| December 4, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 30, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| December 4, 2023 |
Exhibit 4.138 $200,000,000 LOAN AND SECURITY AGREEMENT Dated as of November 30, 2023 Among CREDIT ACCEPTANCE FUNDING LLC 2023-A as the Borrower CREDIT ACCEPTANCE CORPORATION as the Originator, the Servicer and the Custodian THE LENDERS FROM TIME TO TIME PARTY HERETO WELLS FARGO BANK, NATIONAL ASSOCIATION as the Deal Agent and COMPUTERSHARE TRUST COMPANY, N.A. as the Backup Servicer and the Collate |
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| October 30, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-20202 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-1999511 (State or other jurisdiction of incorporation or organization) (I. |
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| October 30, 2023 |
CREDIT ACCEPTANCE CORPORATION NON-EMPLOYEE DIRECTOR RESTRICTED STOCK UNIT AWARD AGREEMENT Exhibit 10.20 CREDIT ACCEPTANCE CORPORATION NON-EMPLOYEE DIRECTOR RESTRICTED STOCK UNIT AWARD AGREEMENT Credit Acceptance Corporation (the "Company") hereby grants you, John Doe (the "Participant"), a Restricted Stock Unit Award (the "Award") under the Credit Acceptance Corporation Amended and Restated Incentive Compensation Plan, as amended from time to time (the "Plan"). The terms and conditions |
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| October 30, 2023 |
CREDIT ACCEPTANCE ELECTS SEAN QUINN TO ITS BOARD OF DIRECTORS Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance. |
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| October 30, 2023 |
FIRST AMENDMENT TO LOAN AND SECURITY AGREEMENT Exhibit 4.137 FIRST AMENDMENT TO LOAN AND SECURITY AGREEMENT This FIRST AMENDMENT TO LOAN AND SECURITY AGREEMENT, dated as of August 30, 2023 (this “Amendment”), is entered into by and among Credit Acceptance Funding LLC 2022-2, a Delaware limited liability company, as borrower (the “Borrower”), Credit Acceptance Corporation, a Michigan corporation (“Credit Acceptance”), as originator (the “Origin |
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| October 30, 2023 |
Fourth Amendment to Amended and Restated Loan and Security Agreement Exhibit 4.136 Fourth Amendment to Amended and Restated Loan and Security Agreement This Fourth Amendment to Amended and Restated Loan and Security Agreement, dated as of August 30, 2023 (this “Amendment”), is made pursuant to that certain Amended and Restated Loan and Security Agreement, dated as of May 10, 2018, as amended by the First Amendment thereto, dated as of July 26, 2019, the Second Amen |
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| October 30, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| October 30, 2023 |
CREDIT ACCEPTANCE ANNOUNCES THIRD QUARTER 2023 RESULTS Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance. |
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| September 26, 2023 |
CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: September 21, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Southfield, M |
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| September 26, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 21, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| September 26, 2023 |
THIRD AMENDMENT TO LOAN AND SECURITY AGREEMENT Exhibit 4.135 THIRD AMENDMENT TO LOAN AND SECURITY AGREEMENT This THIRD AMENDMENT TO LOAN AND SECURITY AGREEMENT, dated as of September 21, 2023 (this “Amendment”), is entered into by and among CAC Warehouse Funding LLC VIII, a Delaware limited liability company (the “Borrower”), Credit Acceptance Corporation, a Michigan corporation (“Credit Acceptance”, the “Originator”, the “Servicer” or the “Cu |
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| September 21, 2023 |
CACC / Credit Acceptance Corp. / Neary John P - SC 13G/A Passive Investment SC 13G/A 1 tm2326560d3sc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1) CREDIT ACCEPTANCE CORPORATION (Name of Issuer) Common Stock (Title of Class of Securities) 225310 10 1 (CUSIP Number) September 12, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropria |
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| September 21, 2023 |
CACC / Credit Acceptance Corp. / Donald A. Foss 2009 Annuity Trust - SC 13D/A Activist Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1) CREDIT ACCEPTANCE CORPORATION (Name of Issuer) Common Stock (Title of Class of Securities) 225310101 (CUSIP Number) Bradley J. Wyatt Dickinson Wright PLLC 1850 N Central Ave, Suite 1400 Phoenix, AZ 85004 (734) 623-1905 (Name, Address and Telephone Number |
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| September 21, 2023 |
CACC / Credit Acceptance Corp. / Neary John P - SC 13G Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 CREDIT ACCEPTANCE CORPORATION (Name of Issuer) Common Stock (Title of Class of Securities) 225310 10 1 (CUSIP Number) September 12, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule |
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| August 30, 2023 |
SALE AND CONTRIBUTION AGREEMENT Exhibit 4.132 SALE AND CONTRIBUTION AGREEMENT This SALE AND CONTRIBUTION AGREEMENT, dated as of August 24, 2023 (the “Agreement”), is made between CREDIT ACCEPTANCE CORPORATION, a Michigan corporation (“CAC”), and CREDIT ACCEPTANCE FUNDING LLC 2023-3, a Delaware limited liability company (“Funding”). Funding desires to acquire from time to time certain Loans and related rights and collateral, incl |
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| August 30, 2023 |
AMENDED AND RESTATED INTERCREDITOR AGREEMENT Exhibit 4.131 AMENDED AND RESTATED INTERCREDITOR AGREEMENT This Amended and Restated Intercreditor Agreement (this “Agreement”), dated August 24, 2023, is among Credit Acceptance Corporation (“CAC”), CAC Warehouse Funding LLC II (“Warehouse Funding II”), CAC Warehouse Funding LLC IV (“Warehouse Funding IV”), CAC Warehouse Funding LLC V (“Warehouse Funding V”), CAC Warehouse Funding LLC VI (“Wareho |
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| August 30, 2023 |
Exhibit 4.129 CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-3 $209,411,000 CLASS A ASSET BACKED NOTES $90,587,000 CLASS B ASSET BACKED NOTES $100,002,000 CLASS C ASSET BACKED NOTES INDENTURE Dated as of August 24, 2023 COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trustee CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-3 as the Issuer TABLE OF CONTENTS Page ARTICLE I Definitions and In |
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| August 30, 2023 |
Exhibit 4.130 CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-3 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-3, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2023-3, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/ Backup Servicer BACKUP SERVICING AGREEMENT D |
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| August 30, 2023 |
Exhibit 4.134 CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-3 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-3, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2023-3, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer and in its individual capacity COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trus |
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| August 30, 2023 |
Exhibit 4.133 AMENDED AND RESTATED TRUST AGREEMENT among CREDIT ACCEPTANCE FUNDING LLC 2023-3 Seller THE REGULAR TRUSTEES and COMPUTERSHARE DELAWARE TRUST COMPANY Owner Trustee Dated as of August 24, 2023 TABLE OF CONTENTS Page ARTICLE I Definitions 1 SECTION 1.1 Capitalized Terms 1 SECTION 1.2 Other Definitional Provisions 4 ARTICLE II Organization 5 SECTION 2.1 Declaration of Trust; Name; Appoin |
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| August 30, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 24, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| August 30, 2023 |
CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $400.0 MILLION ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: August 24, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $400.0 MILLION ASSET-BACKED FINANCING Southfield, Mi |
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| August 24, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 21, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| August 9, 2023 |
CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: August 4, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Southfield, Michi |
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| August 9, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 4, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| August 9, 2023 |
FIFTH AMENDMENT TO LOAN AND SECURITY AGREEMENT Exhibit 4.128 FIFTH AMENDMENT TO LOAN AND SECURITY AGREEMENT This FIFTH AMENDMENT TO LOAN AND SECURITY AGREEMENT, dated as of August 4, 2023 (this “Amendment”), is made pursuant to that certain Loan and Security Agreement, dated as of September 30, 2015, as amended by the First Amendment to Loan and Security Agreement, dated as of July 18, 2017, as amended by the Second Amendment to Loan and Secur |
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| August 8, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| August 1, 2023 |
Exhibit 10.19 CREDIT ACCEPTANCE CORPORATION AMENDED AND RESTATED INCENTIVE COMPENSATION PLAN As Amended Effective June 2, 2023 I.GENERAL PROVISIONS 1.01 Purpose. The Plan, which was adopted by the Company’s Board on the Effective Date, is intended to attract and retain highly competent, effective and loyal Employees, Non-Employee Directors, and Independent Contractors in order to create per share |
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| August 1, 2023 |
FOURTH AMENDMENT TO LOAN AND SECURITY AGREEMENT Exhibit 4.127 FOURTH AMENDMENT TO LOAN AND SECURITY AGREEMENT This FOURTH AMENDMENT TO LOAN AND SECURITY AGREEMENT, dated as of July 10, 2023 (this “Amendment”), is entered into by and among Credit Acceptance Funding LLC 2021-1, a Delaware limited liability company, as borrower (the “Borrower”), Credit Acceptance Corporation, a Michigan corporation (“Credit Acceptance”), as originator (the “Origin |
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| August 1, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-20202 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-1999511 (State or other jurisdiction of incorporation or organization) (I. |
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| August 1, 2023 |
Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Credit Acceptance Corporation (Exact Name of Registrant as Specified in its Charter) Table 1—Newly Registered Securities Security type Security class title Fee calculation rule Amount registered Proposed maximum offering price per unit Maximum aggregate offering price Fee rate Amount of registration fee Equity Common Stock, $. |
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| August 1, 2023 |
As filed with the Securities and Exchange Commission on August 1, 2023 As filed with the Securities and Exchange Commission on August 1, 2023 Registration No. |
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| August 1, 2023 |
CREDIT ACCEPTANCE ANNOUNCES SECOND QUARTER 2023 RESULTS Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance. |
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| August 1, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 1, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| August 1, 2023 |
AMENDMENT NO. 2 TO LOAN AND SECURITY AGREEMENT Exhibit 4.125 AMENDMENT NO. 2 TO LOAN AND SECURITY AGREEMENT This AMENDMENT NO. 2 TO LOAN AND SECURITY AGREEMENT (this “Amendment”) is made as of May 15, 2023, by and among CREDIT ACCEPTANCE FUNDING LLC 2019-2, as the borrower (the “Borrower”), CREDIT ACCEPTANCE CORPORATION, as the originator (“Credit Acceptance” and in such capacity, the “Originator”), as the servicer (in such capacity, the “Serv |
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| August 1, 2023 |
NINTH AMENDMENT TO LOAN AND SECURITY AGREEMENT Exhibit 4.126 NINTH AMENDMENT TO LOAN AND SECURITY AGREEMENT This NINTH AMENDMENT TO LOAN AND SECURITY AGREEMENT, dated as of July 10, 2023 (this “Amendment”), is entered into by and among CAC Warehouse Funding LLC V, a Delaware limited liability company, as borrower (the “Borrower”), Credit Acceptance Corporation, a Michigan corporation (“Credit Acceptance”), as originator (the “Originator”), ser |
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| July 6, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K/A (Amendment No. |
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| June 28, 2023 |
ELEVENTH AMENDMENT TO SIXTH AMENDED AND RESTATED CREDIT AGREEMENT Exhibit 4.124 EXECUTION VERSION ELEVENTH AMENDMENT TO SIXTH AMENDED AND RESTATED CREDIT AGREEMENT This Eleventh Amendment to Sixth Amended and Restated Credit Agreement (this “Eleventh Amendment”) is made as of June 22, 2023 by and among Credit Acceptance Corporation, a Michigan corporation (the “Company”), Comerica Bank and the other banks signatory hereto (individually, a “Bank” and collectively |
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| June 28, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 22, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| June 28, 2023 |
CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED LINE OF CREDIT FACILITY Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: June 22, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED LINE OF CREDIT FACILITY Southfield, M |
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| June 22, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE |
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| June 2, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 2, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| June 1, 2023 |
Exhibit 4.123 CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-2 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-2, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2023-2, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer and in its individual capacity COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trus |
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| June 1, 2023 |
Exhibit 4.118 CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-2 $210,580,000 CLASS A ASSET BACKED NOTES $86,090,000 CLASS B ASSET BACKED NOTES $103,330,000 CLASS C ASSET BACKED NOTES INDENTURE Dated as of May 25, 2023 COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trustee CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-2 as the Issuer TABLE OF CONTENTS Page ARTICLE I Definitions and Incor |
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| June 1, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| June 1, 2023 |
AMENDED AND RESTATED INTERCREDITOR AGREEMENT Exhibit 4.120 AMENDED AND RESTATED INTERCREDITOR AGREEMENT This Amended and Restated Intercreditor Agreement (this “Agreement”), dated May 25, 2023, is among Credit Acceptance Corporation (“CAC”), CAC Warehouse Funding LLC II (“Warehouse Funding II”), CAC Warehouse Funding LLC IV (“Warehouse Funding IV”), CAC Warehouse Funding LLC V (“Warehouse Funding V”), CAC Warehouse Funding LLC VI (“Warehouse |
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| June 1, 2023 |
SALE AND CONTRIBUTION AGREEMENT Exhibit 4.121 SALE AND CONTRIBUTION AGREEMENT This SALE AND CONTRIBUTION AGREEMENT, dated as of May 25, 2023 (the “Agreement”), is made between CREDIT ACCEPTANCE CORPORATION, a Michigan corporation (“CAC”), and CREDIT ACCEPTANCE FUNDING LLC 2023-2, a Delaware limited liability company (“Funding”). Funding desires to acquire from time to time certain Loans and related rights and collateral, includi |
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| June 1, 2023 |
Exhibit 4.119 CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-2 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-2, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2023-2, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/ Backup Servicer BACKUP SERVICING AGREEMENT D |
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| June 1, 2023 |
CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $400.0 MILLION ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: May 25, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $400.0 MILLION ASSET-BACKED FINANCING Southfield, Michi |
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| June 1, 2023 |
Exhibit 4.122 AMENDED AND RESTATED TRUST AGREEMENT among CREDIT ACCEPTANCE FUNDING LLC 2023-2 Seller THE REGULAR TRUSTEES and COMPUTERSHARE DELAWARE TRUST COMPANY Owner Trustee Dated as of May 25, 2023 TABLE OF CONTENTS Page ARTICLE I Definitions 1 SECTION 1.1 Capitalized Terms 1 SECTION 1.2 Other Definitional Provisions 4 ARTICLE II Organization 5 SECTION 2.1 Declaration of Trust; Name; Appointme |
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| May 4, 2023 |
CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: April 28, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY Southfield, Michi |
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| May 4, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| May 4, 2023 |
AMENDMENT NO. 1 TO LOAN AND SECURITY AGREEMENT Exhibit 4.117 AMENDMENT NO. 1 TO LOAN AND SECURITY AGREEMENT This AMENDMENT NO. 1 TO THE SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT (this “Amendment”) is made as of April 28, 2023, by and among CAC WAREHOUSE FUNDING LLC II, as the borrower (the “Borrower”), CREDIT ACCEPTANCE CORPORATION, as the servicer (in such capacity, together with its successors and assigns, the “Servicer”) and |
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| May 1, 2023 |
Exhibit 4.116 CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-1 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-1, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2023-1, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer and in its individual capacity COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trus |
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| May 1, 2023 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| May 1, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-20202 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-1999511 (State or other jurisdiction of incorporation or organization) (I. |
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| May 1, 2023 |
CREDIT ACCEPTANCE ANNOUNCES FIRST QUARTER 2023 RESULTS Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance. |
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| April 21, 2023 |
SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| April 21, 2023 |
Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| March 30, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 30, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| March 30, 2023 |
Exhibit 99.1 Shareholder Letter A message from our Chief Executive Officer BACKGROUND Credit Acceptance has been in business for over 50 years. We work with independent and franchise automobile dealers nationwide to enable them to sell vehicles to consumers who wish to finance their purchase. Our core product has remained essentially unchanged from Don Foss' initial inspiration, which led him to f |
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| March 22, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 16, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| March 22, 2023 |
CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $400.0 MILLION ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: March 16, 2023 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $400.0 MILLION ASSET-BACKED FINANCING Southfield, Mic |
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| March 22, 2023 |
SALE AND CONTRIBUTION AGREEMENT Exhibit 4.114 SALE AND CONTRIBUTION AGREEMENT This SALE AND CONTRIBUTION AGREEMENT, dated as of March 16, 2023 (the “Agreement”), is made between CREDIT ACCEPTANCE CORPORATION, a Michigan corporation (“CAC”), and CREDIT ACCEPTANCE FUNDING LLC 2023-1, a Delaware limited liability company (“Funding”). Funding desires to acquire from time to time certain Loans and related rights and collateral, inclu |
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| March 22, 2023 |
AMENDED AND RESTATED INTERCREDITOR AGREEMENT Exhibit 4.113 AMENDED AND RESTATED INTERCREDITOR AGREEMENT This Amended and Restated Intercreditor Agreement (this “Agreement”), dated March 16, 2023, is among Credit Acceptance Corporation (“CAC”), CAC Warehouse Funding LLC II (“Warehouse Funding II”), CAC Warehouse Funding LLC IV (“Warehouse Funding IV”), CAC Warehouse Funding LLC V (“Warehouse Funding V”), CAC Warehouse Funding LLC VI (“Warehou |
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| March 22, 2023 |
Exhibit 4.116 CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-1 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-1, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2023-1, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer and in its individual capacity COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trus |
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| March 22, 2023 |
Exhibit 4.112 CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-1 CLASS A ASSET BACKED NOTES CLASS B ASSET BACKED NOTES CLASS C ASSET BACKED NOTES CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-1, as the Issuer CREDIT ACCEPTANCE FUNDING LLC 2023-1, as the Seller CREDIT ACCEPTANCE CORPORATION, as the Servicer COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/ Backup Servicer BACKUP SERVICING AGREEMENT D |
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| March 22, 2023 |
Exhibit 4.111 CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-1 $209,320,000 CLASS A ASSET BACKED NOTES $86,430,000 CLASS B ASSET BACKED NOTES $104,250,000 CLASS C ASSET BACKED NOTES INDENTURE Dated as of March 16, 2023 COMPUTERSHARE TRUST COMPANY, N.A. as the Trust Collateral Agent/Indenture Trustee CREDIT ACCEPTANCE AUTO LOAN TRUST 2023-1 as the Issuer TABLE OF CONTENTS Page ARTICLE I Definitions and Inc |
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| March 22, 2023 |
Exhibit 4.115 AMENDED AND RESTATED TRUST AGREEMENT among CREDIT ACCEPTANCE FUNDING LLC 2023-1 Seller THE REGULAR TRUSTEES and U.S. BANK TRUST NATIONAL ASSOCIATION Owner Trustee Dated as of March 16, 2023 TABLE OF CONTENTS Page ARTICLE I Definitions 1 SECTION 1.1 Capitalized Terms 1 SECTION 1.2 Other Definitional Provisions 5 ARTICLE II Organization 5 SECTION 2.1 Declaration of Trust; Name; Appoint |
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| February 10, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-20202 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-1999511 (State or other jurisdiction of incorporation or organization) (I. |
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| February 10, 2023 |
EX-21 3 cacc-20221231xex21.htm EX-21 EXHIBIT 21 CREDIT ACCEPTANCE CORPORATION SCHEDULE OF CREDIT ACCEPTANCE CORPORATION SUBSIDIARIES As of December 31, 2022 The following is a list of subsidiaries as of the date of this filing of Credit Acceptance Corporation, other than subsidiaries which, considered in the aggregate as a single subsidiary, would not constitute a significant subsidiary, as define |
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| February 10, 2023 |
AMENDMENT NO. 1 TO LETTER AGREEMENT Exhibit 4.110 AMENDMENT NO. 1 TO LETTER AGREEMENT This Amendment No. 1 to Letter Agreement (this “Amendment”) dated as of November 15, 2022 is made by and between COMERICA BANK (“Bank”), and CHAPTER 4 PROPERTIES, LLC (“Borrower”). Recitals: A. Borrower and Bank entered into a certain Letter Agreement dated as of August 6, 2018 (the “Letter Agreement”). B. On or about August 6, 2018, Borrower execu |
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| February 9, 2023 |
CACC / Credit Acceptance Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment SC 13G/A 1 tv0677-creditacceptancecorp.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 5)* Name of issuer: Credit Acceptance Corp. Title of Class of Securities: Common Stock CUSIP Number: 225310101 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to |
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| February 6, 2023 |
SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* CREDIT ACCEPTANCE CORPORATION (Name of Issuer) Common Stock (Title of Class of Securities) 225310101 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropri |
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| January 31, 2023 |
CREDIT ACCEPTANCE ANNOUNCES FOURTH QUARTER AND FULL YEAR 2022 RESULTS Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance. |
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| January 31, 2023 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| January 4, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 4, 2023 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| January 3, 2023 |
THIRD AMENDMENT TO LOAN AND SECURITY AGREEMENT Exhibit 4.117 THIRD AMENDMENT TO LOAN AND SECURITY AGREEMENT This THIRD AMENDMENT TO LOAN AND SECURITY AGREEMENT, dated as of December 27, 2022 (this “Amendment”), is entered into by and among Credit Acceptance Funding LLC 2021-1, a Delaware limited liability company, as borrower (the “Borrower”), Credit Acceptance Corporation, a Michigan corporation (“Credit Acceptance”), as originator (the “Orig |
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| January 3, 2023 |
Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: December 27, 2022 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES INCREASE AND EXTENSION OF REVOLVING SECURED WAREHOUSE FACILITY A |
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| January 3, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2022 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| January 3, 2023 |
EIGHTH AMENDMENT TO LOAN AND SECURITY AGREEMENT Exhibit 4.116 EIGHTH AMENDMENT TO LOAN AND SECURITY AGREEMENT This EIGHTH AMENDMENT TO LOAN AND SECURITY AGREEMENT, dated as of December 27, 2022 (this “Amendment”), is entered into by and among CAC Warehouse Funding LLC V, a Delaware limited liability company, as borrower (the “Borrower”), Credit Acceptance Corporation, a Michigan corporation (“Credit Acceptance”), as originator (the “Originator” |
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| December 21, 2022 |
AMENDED AND RESTATED INTERCREDITOR AGREEMENT Exhibit 4.114 AMENDED AND RESTATED INTERCREDITOR AGREEMENT This Amended and Restated Intercreditor Agreement (this ?Agreement?), dated December 15, 2022, is among Credit Acceptance Corporation (?CAC?), CAC Warehouse Funding LLC II (?Warehouse Funding II?), CAC Warehouse Funding LLC IV (?Warehouse Funding IV?), CAC Warehouse Funding LLC V (?Warehouse Funding V?), CAC Warehouse Funding LLC VI (?Ware |
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| December 21, 2022 |
Exhibit 4.113 BACKUP SERVICING AGREEMENT This BACKUP SERVICING AGREEMENT (the ?Agreement?), dated as of December 15, 2022, by and among COMPUTERSHARE TRUST COMPANY, N.A., a national banking association, through its Computershare Corporate Trust division (?Computershare? or the ?Backup Servicer?), BANK OF MONTREAL, acting through its Chicago Branch, as collateral agent (the ?Collateral Agent?), CRE |
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| December 21, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2022 CREDIT ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Michigan 000-20202 38-1999511 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No. |
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| December 21, 2022 |
SALE AND CONTRIBUTION AGREEMENT Exhibit 4.115 SALE AND CONTRIBUTION AGREEMENT This SALE AND CONTRIBUTION AGREEMENT, dated as of December 15, 2022 (the ?Agreement?), is made between CREDIT ACCEPTANCE CORPORATION, a Michigan corporation (?CAC?), and CREDIT ACCEPTANCE FUNDING LLC 2022-2, a Delaware limited liability company (?Funding?). Funding desires to acquire from time to time certain Loans and related rights and collateral, in |
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| December 21, 2022 |
Exhibit 4.112 $200,000,000 LOAN AND SECURITY AGREEMENT Dated as of December 15, 2022 Among CREDIT ACCEPTANCE FUNDING LLC 2022-2 as the Borrower CREDIT ACCEPTANCE CORPORATION as the Originator, Servicer and Custodian BANK OF MONTREAL as a Lender, and the other Lenders from time to time party hereto BMO CAPITAL MARKETS CORP. as the Deal Agent BANK OF MONTREAL as the Collateral Agent and COMPUTERSHAR |
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| December 21, 2022 |
CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $200.0 MILLION ASSET-BACKED FINANCING Exhibit 99.1 Credit Acceptance 25505 West Twelve Mile Road Southfield, MI 48034-8339 (248) 353-2700 creditacceptance.com NEWS RELEASE FOR IMMEDIATE RELEASE Date: December 15, 2022 Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 [email protected] Nasdaq Symbol: CACC CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $200.0 MILLION ASSET-BACKED FINANCING Southfield, |
