Overview
SBI Life Insurance Company Limited is a joint venture between India's largest bank, State Bank of India, and BNP Paribas Cardif, a global insurance firm based in France. Headquartered in Mumbai, India, the company operates in the life insurance industry, providing a diverse range of individual and group insurance solutions. SBI Life has embarked on several key initiatives, including digital transformation projects to improve customer experience and operational efficiency. Furthermore, the company is known for its robust distribution network, leveraging SBI's expansive banking network and a sizeable team of insurance professionals. In recent years, SBI Life has consistently focused on enhancing its product portfolio, emphasizing protection and annuity products.
Basic Stats
The share price of SBI Life Insurance Company Limited as of 2 May 2025 is ₹ 1,763.70 / share. The market cap (or net worth) of SBI Life Insurance Company Limited as of 5 September 2025 is ₹ 1,767,774.65 MM.
The Factor Analysis chart (below right) shows a view of SBI Life Insurance Company Limited from a variety of lenses. Each factor shows how well the company ranks against all other companies in the Fintel global investing universe. Factor scores range from zero to 100, with 100 being most desirable, and 50 being average.
For example, a company with a Value Score of 100 would be the most undervalued company in our database. A company with a Value Score of zero would be the most overvalued.
| Market Cap | 1,767,774.65 MM |
| EV | 1,743,374.35 MM |
| Shares Out. | 1,002.31 MM |
| Earnings Date | |
| EPS (TTM) | 24.82 |
| Dividend Yield | |
| Ex-Dividend Date | 2025-03-07 |
| Borrow Rate | |
| Short Shares Avail. | |
| Short Interest | |
| Short Float | |
| Days to Cover | |
| Risk Free Rate | 4.22 % |
| Price Change (1 yr) | |
| Volatility (1 yr) | 0.20 |
| Beta | 0.40 |
| Sharpe Ratio (1 yr) | |
| Sortino Ratio (1 yr) |
| PE Ratio | 71.05 |
| Price/Book | 9.91 |
| Price/TBV | 9.91 |
| Book/Market | 0.10 |
| EBIT/EV | 0.02 |
| EBIT(3yr avg)/EV | 0.01 |
| ROA | 0.01 |
| ROE | 0.16 |
| ROIC | 0.14 |
| CROIC | 0.20 |
| OCROIC | 1.43 |
| Implied Volatility | |
| Put/Call OI Ratio |
| Growth | 83.00 /100 |
| Profitability | 94.09 /100 |
| Quality Score | 86.43 /100 |
| Value Score | 41.64 /100 |
| Momentum Score | |
| Stability (Low Vol) Score | 88.01 /100 |
| Analyst Sentiment | |
| Fund Sentiment | 82.99 /100 |
| Insider Sentiment | |
| Officer Sentiment | |
| Dividend Score | |
| QVM Score | |
| Piotroski F-SCORE | 6.00 /9 |
Factor Scores range from 0 to 100, with 100 being most desirable. Larger circles are better. In situations where we have no data (e.g. no insider trades), we plot the score at 50 to avoid penalizing companies. However, a company that does not pay dividends will get a Dividend Score of Zero. Additionally, we inverted volatility to create a "stability" metric which is better when higher.
Price Target
The average one-year price target for SBI Life Insurance Company Limited is ₹ 2,147.33. The forecasts range from a low of ₹ 1,591.44 to a high of ₹ 2,731.19. A stock’s price target is the price at which analysts consider it fairly valued with respect to its projected earnings and historical earnings. Analysts typically set price targets that correspond to their buy or sell recommendations.
Update Frequency: Monthly
Stock Upgrades/Downgrades
This card shows analyst upgrades/downgrades for SBI Life Insurance Company Limited. An analyst rating is a classification that gives investors a sense of analyst sentiment about the direction and performance of an equity - usually a stock - over a period of time, typically 12 months.
The standard analyst ratings are generally as follows:
- Buy/Overweight/Outperform - Any of these ratings conveys an analyst’s belief that the stock is likely to outperform a market index (e.g. the S&P 500).
- Hold/Equal-Weight/Market Perform - Any of these ratings conveys an analyst’s belief that the stock is likely to perform in line with a market index.
- Sell/Underweight/Underperform - Any of these ratings suggest that an analyst believes the stock is likely to underperform a market index.
When an analyst upgrades a stock, they are signaling that the company’s fundamentals are being undervalued by investors. It could also mean they believe the market is underestimating the company’s potential. The opposite is true when a stock receives a downgrade.
The average rating of each individual analyst’s rating is the consensus rating for a stock. This gives investors a broader sense of the overall sentiment for that stock.
| Date | Analyst | Prior | Latest Recommendation |
Action |
|---|---|---|---|---|
| 2021-04-26 | Axis Direct | Buy | Maintains | |
| 2021-09-30 | Motilal Oswal | Buy | Maintains | |
| 2021-07-30 | Geojit BNP Paribas | Buy | Maintains | |
| 2021-07-27 | ICICI Securities Limited | Buy | Maintains | |
| 2021-07-27 | Motilal Oswal | Buy | Maintains | |
| 2021-07-27 | Axis Direct | Buy | Maintains | |
| 2021-05-04 | HDFC Securities | Buy | Maintains | |
| 2021-05-04 | Prabhudas Lilladhar | Buy | Maintains | |
| 2021-05-04 | Nirmal Bang Institutional | Buy | Maintains | |
| 2021-05-04 | ICICI Securities Limited | Buy | Maintains | |
| 2021-05-04 | Axis Direct | Buy | Maintains | |
| 2021-05-03 | Motilal Oswal | Buy | Maintains | |
| 2021-04-12 | Choice Equity Broking | Buy | Maintains | |
| 2021-03-16 | Motilal Oswal | Buy | Maintains | |
| 2021-03-09 | Prabhudas Lilladhar | Buy | Maintains | |
| 2021-03-09 | Nirmal Bang Institutional | Buy | Maintains | |
| 2021-02-15 | Axis Direct | Buy | Maintains | |
| 2021-01-28 | Geojit BNP Paribas | Buy | Maintains | |
| 2021-01-25 | Axis Direct | Buy | Maintains | |
| 2021-01-24 | Prabhudas Lilladhar | Accumulate | Maintains | |
| 2021-01-24 | Prabhudas Lilladher | Buy | Maintains | |
| 2021-01-24 | ICICI Securities Limited | Buy | Maintains | |
| 2021-01-24 | Nirmal Bang Institutional | Buy | Maintains | |
| 2021-01-23 | HDFC Securities | Buy | Maintains | |
| 2020-11-18 | Motilal Oswal | Buy | Maintains | |
| 2020-10-28 | KRChoksey | Buy | Maintains | |
| 2020-10-27 | Prabhudas Lilladhar | Buy | Maintains | |
| 2020-10-27 | Nirmal Bang Institutional | Buy | Maintains | |
| 2020-10-27 | Prabhudas Lilladher | Buy | Maintains | |
| 2020-10-27 | ICICI Securities Limited | Buy | Maintains | |
| 2020-10-27 | Axis Direct | Buy | Maintains | |
| 2020-10-26 | Motilal Oswal | Buy | Maintains | |
| 2020-08-06 | Karvy | Hold | Maintains | |
| 2020-07-28 | Geojit BNP Paribas | Buy | Maintains | |
| 2020-07-28 | Geojit Financial Services | Buy | Maintains | |
| 2020-07-22 | Nirmal Bang Institutional | Buy | Maintains | |
| 2020-07-22 | Axis Direct | Buy | Maintains | |
| 2020-07-22 | HDFC Securities | Buy | Maintains | |
| 2020-05-29 | Karvy | Buy | Maintains | |
| 2020-05-29 | Karvy Stock Broking | Buy | Maintains | |
| 2020-05-14 | Geojit BNP Paribas | Buy | Maintains | |
| 2020-05-14 | Geojit Financial Services | Buy | Maintains | |
| 2020-05-11 | Prabhudas Lilladhar | Buy | Maintains | |
| 2020-05-06 | Nirmal Bang Institutional | Buy | Maintains | |
| 2020-05-06 | Axis Direct | Buy | Maintains | |
| 2020-05-06 | ICICI Securities Limited | Buy | Maintains | |
| 2020-05-06 | ICICIdirect.com | Buy | Maintains | |
| 2020-05-06 | HDFC Securities | Buy | Maintains | |
| 2020-05-06 | Nirmal Bang | Buy | Maintains | |
| 2020-05-06 | Prabhudas Lilladher | Buy | Maintains | |
| 2020-05-05 | Axis Direct | Hold | Maintains | |
| 2020-02-06 | Karvy | Buy | Maintains | |
| 2020-02-06 | Karvy Stock Broking | Buy | Maintains | |
| 2020-02-04 | Geojit BNP Paribas | Buy | Maintains | |
| 2020-01-31 | Axis Direct | Buy | Maintains | |
| 2020-01-24 | Nirmal Bang | Buy | Maintains | |
| 2020-01-24 | HDFC Securities | Buy | Maintains | |
| 2020-01-23 | Nirmal Bang Institutional | Buy | Maintains | |
| 2020-01-23 | ICICI Securities Limited | Buy | Maintains | |
| 2020-01-23 | Prabhudas Lilladher | Buy | Maintains | |
| 2020-01-11 | HDFC Securities | Buy | Maintains | |
| 2019-12-24 | HDFC Securities | Buy | Maintains | |
| 2019-10-17 | HDFC Securities | Buy | Maintains | |
| 2019-10-16 | Prabhudas Lilladher | Buy | Maintains | |
| 2019-10-16 | Nirmal Bang | Buy | Maintains | |
| 2019-10-16 | ICICIdirect.com | Buy | Maintains | |
| 2019-10-11 | Axis Direct | Buy | Maintains | |
| 2019-07-29 | HDFC Securities | Buy | Maintains | |
| 2019-07-25 | Nirmal Bang | Buy | Maintains | |
| 2019-07-24 | Prabhudas Lilladher | Buy | Maintains | |
| 2019-06-10 | Axis Direct | Buy | Maintains | |
| 2019-04-26 | ICICIdirect.com | Buy | Maintains | |
| 2019-04-26 | Nirmal Bang | Buy | Maintains | |
| 2019-04-26 | HDFC Securities | Buy | Maintains | |
| 2019-02-22 | IIFL | Buy | Maintains | |
| 2019-01-22 | ICICIdirect.com | Buy | Maintains | |
| 2019-01-21 | Prabhudas Lilladher | Buy | Maintains | |
| 2019-01-21 | HDFC Securities | Buy | Maintains | |
| 2018-12-17 | Axis Direct | Buy | Maintains |
