PSB Income Statement - TTM - Philippine Savings Bank

Income Statement (TTM)

Philippine Savings Bank Income Statement shows changes in income and expenses over a period of time. Income Statement data includes Sales and Revenue, Gross Profit, Research and Development (R&D), Selling, General and Administrative Expense (SG&A), Operating Income, Income Tax Expense, Interest Expense, Non-Operating Income, Earnings per Share (EPS), and Shares Outstanding.

All numbers are times 1,000,000 except per share units.

	2020 09-30	2020 12-31	2021 03-31	2021 06-30	2021 09-30	2021 12-31	2022 03-31	2022 06-30	2022 09-30	2022 12-31	2023 03-31	2023 06-30	2023 09-30	2023 12-31	2024 03-31	2024 06-30	2024 09-30	2024 12-31	2025 03-31	2025 06-30
Revenue	11,346	10,172	9,834	9,560	10,725	12,090	12,959	13,652	13,929	13,714	13,559	13,584	13,789	13,706	14,224	14,386	14,564	15,121	14,944	14,704
Change (%)		-10.35	-3.33	-2.79	12.19	12.73	7.19	5.35	2.03	-1.54	-1.13	0.19	1.51	-0.60	3.78	1.14	1.24	3.82	-1.17	-1.61
% of Revenue	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00

Cost Of Sales	117	118	113	112	115	110	110	105	132	171	167	180	157	116	116	115	81	123	113	103
Change (%)		0.70	-3.59	-0.91	2.36	-4.17	-0.02	-4.31	25.09	30.04	-2.58	7.85	-12.70	-26.16	-0.03	-0.88	-29.50	52.17	-8.22	-8.68
% of Revenue	1.03	1.16	1.15	1.17	1.07	0.91	0.85	0.77	0.95	1.25	1.23	1.33	1.14	0.85	0.82	0.80	0.56	0.82	0.76	0.70

Gross Operating Profit	11,229	10,055	9,720	9,447	10,610	11,979	12,849	13,546	13,797	13,543	13,392	13,404	13,632	13,590	14,108	14,271	14,483	14,997	14,831	14,601
Change (%)		-10.46	-3.33	-2.81	12.30	12.91	7.25	5.43	1.85	-1.85	-1.12	0.09	1.70	-0.31	3.81	1.15	1.48	3.55	-1.11	-1.55
% of Revenue	98.97	98.84	98.85	98.83	98.93	99.09	99.15	99.23	99.05	98.75	98.77	98.67	98.86	99.15	99.18	99.20	99.44	99.18	99.24	99.30

SG&A	5,422	5,387	5,324	5,306	5,191	5,095	5,009	5,047	5,102	5,176	5,260	5,320	5,392	5,474	5,607	5,741	5,862	6,012	6,060	6,061
Change (%)		-0.65	-1.17	-0.34	-2.16	-1.86	-1.69	0.75	1.09	1.46	1.63	1.13	1.37	1.52	2.42	2.39	2.11	2.56	0.79	0.02
% of Revenue	47.79	52.96	54.14	55.51	48.41	42.14	38.65	36.97	36.63	37.74	38.80	39.16	39.11	39.94	39.42	39.91	40.25	39.76	40.55	41.22

R&D
Change (%)
% of Revenue

OpEx	8,778	8,629	8,481	8,343	8,301	8,310	8,396	8,364	8,340	8,468	8,462	8,561	8,584	8,543	8,635	8,714	8,835	8,850	8,768	8,830
Change (%)		-1.70	-1.71	-1.63	-0.50	0.10	1.04	-0.39	-0.28	1.53	-0.07	1.16	0.27	-0.48	1.08	0.91	1.39	0.17	-0.92	0.70
% of Revenue	77.37	84.83	86.25	87.27	77.40	68.74	64.79	61.26	59.87	61.74	62.41	63.02	62.25	62.33	60.71	60.57	60.66	58.53	58.67	60.05

Operating Income	2,568	1,543	1,352	1,217	2,423	3,780	4,563	5,288	5,589	5,246	5,096	5,023	5,205	5,163	5,589	5,672	5,729	6,271	6,176	5,875
Change (%)		-39.90	-12.36	-10.05	99.20	55.98	20.71	15.90	5.70	-6.14	-2.86	-1.44	3.62	-0.80	8.24	1.49	1.01	9.46	-1.51	-4.88
% of Revenue	22.63	15.17	13.75	12.73	22.60	31.26	35.21	38.74	40.13	38.26	37.59	36.98	37.75	37.67	39.29	39.43	39.34	41.47	41.33	39.95

Interest Expense
Change (%)
% of Revenue

Net Income	2,184	1,108	901	694	1,038	1,539	1,989	2,496	3,132	3,678	3,768	4,011	4,195	4,531	4,758	4,926	5,164	5,208	5,216	4,809
Change (%)		-49.25	-18.74	-22.95	49.66	48.25	29.17	25.51	25.47	17.46	2.43	6.45	4.59	8.02	5.01	3.54	4.84	0.85	0.14	-7.79
% of Revenue	19.25	10.89	9.16	7.26	9.68	12.73	15.35	18.28	22.48	26.82	27.79	29.53	30.42	33.06	33.45	34.24	35.46	34.45	34.90	32.71

Source: Capital IQ

Philippine Savings Bank - Income Statement (TTM)

Income Statement (TTM)