Overview
Virginia National Bankshares Corporation, headquartered in Charlottesville, Virginia, is the bank holding company for Virginia National Bank. The Bank has eleven banking offices throughout Fauquier and Prince William counties, four banking offices in Charlottesville and Albemarle County, and one banking office in Winchester, and offers loan, deposit and treasury management services in Richmond, Virginia. The Bank offers a full range of banking and related financial services to meet the needs of individuals, businesses and charitable organizations, including the fiduciary services of VNB Trust and Estate Services and of TFB Trust and Estate Management. The Bank also offers, through its networking agreements with third parties, investment advisory and other investment services under Sturman Wealth Advisors and brokerage and other investment services through TFB Investment Services. Investment management services are offered through Masonry Capital Management, LLC, a registered investment adviser and wholly-owned subsidiary of the Company.
Basic Stats
The share price of Virginia National Bankshares Corporation as of September 5, 2025 is $40.33 / share. This is a decrease of -3.08% from the prior week. The market cap (or net worth) of Virginia National Bankshares Corporation as of September 5, 2025 is $217.46 MM.
The Factor Analysis chart (below right) shows a view of Virginia National Bankshares Corporation from a variety of lenses. Each factor shows how well the company ranks against all other companies in the Fintel global investing universe. Factor scores range from zero to 100, with 100 being most desirable, and 50 being average.
For example, a company with a Value Score of 100 would be the most undervalued company in our database. A company with a Value Score of zero would be the most overvalued.
| Market Cap | 217.46 MM |
| EV | 253.31 MM |
| Shares Out. | 5.39 MM |
| Earnings Date | |
| EPS (TTM) | 3.32 |
| Dividend Yield | 3.57 % |
| Ex-Dividend Date | 2025-08-15 |
| Borrow Rate | 0.39 |
| Short Shares Avail. | 0.04 MM |
| Short Interest | 0.02 MM |
| Short Float | 0.43 % |
| Days to Cover | 0.33 days |
| Risk Free Rate | 4.22 % |
| Price Change (1 yr) | 2.49 % |
| Volatility (1 yr) | 0.31 |
| Beta | 0.32 |
| Sharpe Ratio (1 yr) | -0.06 |
| Sortino Ratio (1 yr) | -0.10 |
| PE Ratio | 12.16 |
| Price/Book | 1.27 |
| Price/TBV | 1.36 |
| Book/Market | 0.79 |
| EBIT/EV | 0.09 |
| EBIT(3yr avg)/EV | 0.09 |
| ROA | 0.01 |
| ROE | 0.12 |
| ROIC | 0.07 |
| CROIC | 0.09 |
| OCROIC | 0.11 |
| Implied Volatility | |
| Put/Call OI Ratio |
Factor Scores range from 0 to 100, with 100 being most desirable. Larger circles are better. In situations where we have no data (e.g. no insider trades), we plot the score at 50 to avoid penalizing companies. However, a company that does not pay dividends will get a Dividend Score of Zero. Additionally, we inverted volatility to create a "stability" metric which is better when higher.
Stock Upgrades/Downgrades
This card shows analyst upgrades/downgrades for Virginia National Bankshares Corporation. An analyst rating is a classification that gives investors a sense of analyst sentiment about the direction and performance of an equity - usually a stock - over a period of time, typically 12 months.
The standard analyst ratings are generally as follows:
- Buy/Overweight/Outperform - Any of these ratings conveys an analyst’s belief that the stock is likely to outperform a market index (e.g. the S&P 500).
- Hold/Equal-Weight/Market Perform - Any of these ratings conveys an analyst’s belief that the stock is likely to perform in line with a market index.
- Sell/Underweight/Underperform - Any of these ratings suggest that an analyst believes the stock is likely to underperform a market index.
When an analyst upgrades a stock, they are signaling that the company’s fundamentals are being undervalued by investors. It could also mean they believe the market is underestimating the company’s potential. The opposite is true when a stock receives a downgrade.
The average rating of each individual analyst’s rating is the consensus rating for a stock. This gives investors a broader sense of the overall sentiment for that stock.
| Date | Analyst | Prior | Latest Recommendation |
Action |
|---|---|---|---|---|
| No data available. | ||||
