Overview
Preferred Bank is based in the United States and operates primarily within the banking industry. Founded in 1991 and headquartered in Los Angeles, California, it focuses largely on providing a range of commercial banking services to small and medium-sized businesses, entrepreneurs, and real estate developers predominately in the Southern California area. Key projects and services offered by the bank include commercial deposit services, various loan products, international business services, and treasury management. Notably, Preferred Bank has gained recognition for its expertise in facilitating international trade services between the U.S. and Asia, showcasing a well-positioned strategy in aligning with global commerce trends and leveraging opportunities in cross-border financial services.
Basic Stats
The share price of Preferred Bank as of September 5, 2025 is $95.32 / share. This is an increase of 0.97% from the prior week. The market cap (or net worth) of Preferred Bank as of September 5, 2025 is $1,183.94 MM.
The Factor Analysis chart (below right) shows a view of Preferred Bank from a variety of lenses. Each factor shows how well the company ranks against all other companies in the Fintel global investing universe. Factor scores range from zero to 100, with 100 being most desirable, and 50 being average.
For example, a company with a Value Score of 100 would be the most undervalued company in our database. A company with a Value Score of zero would be the most overvalued.
| Market Cap | 1,183.94 MM |
| EV | 736.28 MM |
| Shares Out. | 12.42 MM |
| Earnings Date | |
| EPS (TTM) | 10.18 |
| Dividend Yield | 3.15 % |
| Ex-Dividend Date | 2025-07-08 |
| Borrow Rate | 0.50 |
| Short Shares Avail. | 0.20 MM |
| Short Interest | 1.00 MM |
| Short Float | 8.71 % |
| Days to Cover | 16.49 days |
| Risk Free Rate | 4.17 % |
| Price Change (1 yr) | 19.57 % |
| Volatility (1 yr) | 0.30 |
| Beta | 0.84 |
| Sharpe Ratio (1 yr) | 0.52 |
| Sortino Ratio (1 yr) | 0.90 |
| PE Ratio | 9.36 |
| Price/Book | 1.58 |
| Price/TBV | 1.58 |
| Book/Market | 0.63 |
| EBIT/EV | 0.24 |
| EBIT(3yr avg)/EV | 0.27 |
| ROA | 0.02 |
| ROE | 0.17 |
| ROIC | 0.11 |
| CROIC | -0.11 |
| OCROIC | 0.15 |
| Implied Volatility | 28.77 % |
| Put/Call OI Ratio | 0.50 |
Factor Scores range from 0 to 100, with 100 being most desirable. Larger circles are better. In situations where we have no data (e.g. no insider trades), we plot the score at 50 to avoid penalizing companies. However, a company that does not pay dividends will get a Dividend Score of Zero. Additionally, we inverted volatility to create a "stability" metric which is better when higher.
Price Target
The average one-year price target for Preferred Bank is $109.14. The forecasts range from a low of $104.03 to a high of $117.60. A stock’s price target is the price at which analysts consider it fairly valued with respect to its projected earnings and historical earnings. Analysts typically set price targets that correspond to their buy or sell recommendations.
Update Frequency: Monthly
Stock Upgrades/Downgrades
This card shows analyst upgrades/downgrades for Preferred Bank. An analyst rating is a classification that gives investors a sense of analyst sentiment about the direction and performance of an equity - usually a stock - over a period of time, typically 12 months.
The standard analyst ratings are generally as follows:
- Buy/Overweight/Outperform - Any of these ratings conveys an analyst’s belief that the stock is likely to outperform a market index (e.g. the S&P 500).
- Hold/Equal-Weight/Market Perform - Any of these ratings conveys an analyst’s belief that the stock is likely to perform in line with a market index.
- Sell/Underweight/Underperform - Any of these ratings suggest that an analyst believes the stock is likely to underperform a market index.
When an analyst upgrades a stock, they are signaling that the company’s fundamentals are being undervalued by investors. It could also mean they believe the market is underestimating the company’s potential. The opposite is true when a stock receives a downgrade.
The average rating of each individual analyst’s rating is the consensus rating for a stock. This gives investors a broader sense of the overall sentiment for that stock.
| Date | Analyst | Prior | Latest Recommendation |
Action |
|---|---|---|---|---|
| 2023-01-20 | DA Davidson | Neutral | Maintains | |
| 2022-07-07 | Raymond James | Outperform | Market Perform | Downgrade |
| 2022-02-16 | Janney Montgomery Scott | Neutral | Buy | Upgrade |
| 2022-01-24 | Piper Sandler | Overweight | Maintains | |
| 2022-01-21 | Raymond James | Outperform | Maintains | |
| 2022-01-21 | B. Riley Securities | Buy | Maintains | |
| 2022-01-12 | B. Riley Securities | Buy | Maintains | |
| 2021-11-17 | Piper Sandler | Overweight | Maintains | |
| 2021-10-29 | Stephens & Co. | Equal-Weight | Overweight | Upgrade |
| 2021-10-25 | Raymond James | Outperform | Maintains | |
| 2021-04-14 | Piper Sandler | Overweight | Maintains | |
| 2021-04-09 | B. Riley FBR | Buy | Maintains | |
| 2021-04-07 | Raymond James | Market Perform | Outperform | Upgrade |
| 2021-02-02 | B. Riley FBR | Buy | Maintains | |
| 2020-12-18 | B. Riley FBR | Neutral | Buy | Upgrade |
| 2020-10-01 | Piper Sandler | Overweight | Maintains | |
| 2020-04-24 | DA Davidson | Neutral | Maintains | |
| 2020-04-13 | B. Riley FBR | Neutral | Maintains | |
| 2020-01-28 | Stephens & Co. | Equal-Weight | Maintains | |
| 2020-01-09 | B. Riley FBR | Neutral | Maintains | |
| 2020-01-07 | Raymond James | Outperform | Market Perform | Downgrade |
| 2019-10-18 | Raymond James | Outperform | Maintains | |
| 2019-10-17 | Janney Capital | Buy | Neutral | Downgrade |
| 2019-08-29 | Raymond James | Outperform | Maintains | |
| 2019-08-21 | B. Riley FBR | Buy | Neutral | Downgrade |
| 2019-08-21 | B. Riley | Buy | Neutral | Downgrade |
| 2019-06-05 | DA Davidson | Buy | Neutral | Downgrade |
| 2019-04-22 | Raymond James | Strong Buy | Strong Buy | Maintains |
| 2018-10-19 | Raymond James | Strong Buy | Strong Buy | Maintains |
| 2018-10-04 | Raymond James | Outperform | Strong Buy | Upgrade |
| 2018-07-20 | B. Riley FBR | Buy | Buy | Maintains |
| 2018-01-09 | Raymond James | Outperform | Strong Buy | Upgrade |
| 2017-10-26 | FBR Capital | Buy | Maintains | |
| 2017-04-06 | Stephens & Co. | Equal-Weight | Initiate | |
| 2016-07-01 | FBR Capital | Outperform | Initiate | |
| 2015-10-05 | Raymond James | Strong Buy | Outperform | Downgrade |
| 2015-08-25 | Raymond James | Outperform | Strong Buy | Upgrade |
| 2014-10-20 | Raymond James | Strong Buy | Outperform | Downgrade |
| 2014-10-17 | DA Davidson | Buy | Maintains | |
| 2014-07-31 | Raymond James | Outperform | Maintains | |
| 2014-04-28 | Raymond James | Outperform | Maintains | |
| 2013-10-07 | FIG Partners | Outperform | Initiate | |
| 2013-04-19 | Raymond James | Market Perform | Outperform | Upgrade |
| 2013-01-31 | DA Davidson | Buy | Maintains | |
| 2012-04-27 | DA Davidson | Buy | Maintains | |
| 2023-03-13 | Stephens & Co. | Overweight | Reiterate | |
| 2023-04-20 | DA Davidson | Neutral | Maintains | |
| 2023-07-20 | Stephens & Co. | Overweight | Overweight | Reiterate |
| 2023-07-21 | Stephens & Co. | Overweight | Overweight | Maintains |
| 2025-01-29 | DA Davidson | Neutral | Neutral | Maintains |
| 2025-01-30 | Stephens & Co. | Equal-Weight | Equal-Weight | Reiterate |
| 2025-04-29 | Stephens & Co. | Equal-Weight | Equal-Weight | Reiterate |
| 2025-04-29 | Piper Sandler | Overweight | Overweight | Maintains |
| 2024-07-30 | Stephens & Co. | Overweight | Overweight | Maintains |
| 2024-10-22 | Stephens & Co. | Overweight | Overweight | Maintains |
| 2025-01-31 | Piper Sandler | Overweight | Overweight | Maintains |
| 2024-07-29 | Piper Sandler | Overweight | Overweight | Maintains |
| 2025-04-28 | DA Davidson | Neutral | Neutral | Maintains |
| 2025-07-22 | DA Davidson | Neutral | Neutral | Maintains |
| 2025-07-22 | Piper Sandler | Overweight | Overweight | Maintains |
