Overview
OneMain Holdings, Inc., based in the United States, is a prominent consumer finance company primarily engaged in providing personal loans and insurance products. The firm operates via an extensive network of branches across the country, focusing on secured and unsecured personal loans to individuals. OneMain differentiates itself by catering to individuals with less access to traditional banking resources, thereby filling a vital niche in subprime lending markets. Its key projects often revolve around innovations in loan underwriting processes, leveraging technology to enhance customer service and operational efficiency. The company's strategic approach includes a significant emphasis on digital transformation, aiming to streamline loan applications and customer interactions through its robust online platform.
Basic Stats
The share price of OneMain Holdings, Inc. as of September 5, 2025 is $61.48 / share. This is a decrease of -0.61% from the prior week. The market cap (or net worth) of OneMain Holdings, Inc. as of September 5, 2025 is $7,340.71 MM.
The Factor Analysis chart (below right) shows a view of OneMain Holdings, Inc. from a variety of lenses. Each factor shows how well the company ranks against all other companies in the Fintel global investing universe. Factor scores range from zero to 100, with 100 being most desirable, and 50 being average.
For example, a company with a Value Score of 100 would be the most undervalued company in our database. A company with a Value Score of zero would be the most overvalued.
| Market Cap | 7,340.71 MM |
| EV | 28,624.71 MM |
| Shares Out. | 119.40 MM |
| Earnings Date | |
| EPS (TTM) | 5.55 |
| Dividend Yield | 6.77 % |
| Ex-Dividend Date | 2025-08-04 |
| Borrow Rate | 0.25 |
| Short Shares Avail. | 0.80 MM |
| Short Interest | 5.62 MM |
| Short Float | 4.76 % |
| Days to Cover | 8.07 days |
| Risk Free Rate | 4.22 % |
| Price Change (1 yr) | 29.32 % |
| Volatility (1 yr) | 0.38 |
| Beta | 1.49 |
| Sharpe Ratio (1 yr) | 0.65 |
| Sortino Ratio (1 yr) | 1.11 |
| PE Ratio | 11.07 |
| Price/Book | 2.21 |
| Price/TBV | 4.68 |
| Book/Market | 0.45 |
| EBIT/EV | 0.03 |
| EBIT(3yr avg)/EV | 0.03 |
| ROA | 0.03 |
| ROE | 0.21 |
| ROIC | 0.03 |
| CROIC | 0.01 |
| OCROIC | 0.11 |
| Implied Volatility | 26.79 % |
| Put/Call OI Ratio | 0.39 |
Factor Scores range from 0 to 100, with 100 being most desirable. Larger circles are better. In situations where we have no data (e.g. no insider trades), we plot the score at 50 to avoid penalizing companies. However, a company that does not pay dividends will get a Dividend Score of Zero. Additionally, we inverted volatility to create a "stability" metric which is better when higher.
Price Target
The average one-year price target for OneMain Holdings, Inc. is $66.38. The forecasts range from a low of $56.56 to a high of $77.70. A stock’s price target is the price at which analysts consider it fairly valued with respect to its projected earnings and historical earnings. Analysts typically set price targets that correspond to their buy or sell recommendations.
Update Frequency: Monthly
Stock Upgrades/Downgrades
This card shows analyst upgrades/downgrades for OneMain Holdings, Inc.. An analyst rating is a classification that gives investors a sense of analyst sentiment about the direction and performance of an equity - usually a stock - over a period of time, typically 12 months.
The standard analyst ratings are generally as follows:
- Buy/Overweight/Outperform - Any of these ratings conveys an analyst’s belief that the stock is likely to outperform a market index (e.g. the S&P 500).
- Hold/Equal-Weight/Market Perform - Any of these ratings conveys an analyst’s belief that the stock is likely to perform in line with a market index.
- Sell/Underweight/Underperform - Any of these ratings suggest that an analyst believes the stock is likely to underperform a market index.
When an analyst upgrades a stock, they are signaling that the company’s fundamentals are being undervalued by investors. It could also mean they believe the market is underestimating the company’s potential. The opposite is true when a stock receives a downgrade.
The average rating of each individual analyst’s rating is the consensus rating for a stock. This gives investors a broader sense of the overall sentiment for that stock.
| Date | Analyst | Prior | Latest Recommendation |
Action |
|---|---|---|---|---|
| 2023-01-13 | JMP Securities | Market Outperform | Maintains | |
| 2022-10-28 | Credit Suisse | Outperform | Maintains | |
| 2022-10-25 | RBC Capital | Outperform | Maintains | |
| 2022-10-18 | JP Morgan | Overweight | Maintains | |
| 2022-10-13 | Citigroup | Buy | Maintains | |
| 2022-10-13 | Barclays | Overweight | Maintains | |
| 2022-08-02 | RBC Capital | Outperform | Maintains | |
| 2022-07-15 | JMP Securities | Market Outperform | Maintains | |
| 2022-07-13 | Wells Fargo | Overweight | Equal-Weight | Downgrade |
| 2022-07-11 | Barclays | Overweight | Maintains | |
| 2022-06-29 | Piper Sandler | Overweight | Maintains | |
| 2022-05-03 | RBC Capital | Outperform | Maintains | |
| 2022-05-02 | Citigroup | Buy | Maintains | |
| 2022-04-25 | Wells Fargo | Overweight | Maintains | |
| 2022-01-10 | Barclays | Overweight | Maintains | |
| 2021-12-16 | JMP Securities | Market Outperform | Maintains | |
| 2021-12-02 | Seaport Global | Neutral | Initiate | |
| 2021-10-22 | Stephens & Co. | Overweight | Maintains | |
| 2021-10-08 | Deutsche Bank | Buy | Initiate | |
| 2021-07-23 | RBC Capital | Outperform | Maintains | |
| 2021-07-23 | JMP Securities | Market Outperform | Maintains | |
| 2021-07-23 | Credit Suisse | Outperform | Maintains | |
| 2021-07-23 | Barclays | Overweight | Maintains | |
| 2021-04-28 | Credit Suisse | Outperform | Maintains | |
| 2021-04-19 | BMO Capital | Outperform | Market Perform | Downgrade |
| 2021-04-09 | Credit Suisse | Outperform | Maintains | |
| 2020-12-10 | Barclays | Equal-Weight | Overweight | Upgrade |
| 2020-10-28 | JMP Securities | Market Outperform | Maintains | |
| 2020-10-07 | Credit Suisse | Outperform | Maintains | |
| 2020-07-30 | Wedbush | Outperform | Maintains | |
| 2020-07-29 | JP Morgan | Overweight | Maintains | |
| 2020-07-29 | Barclays | Equal-Weight | Maintains | |
| 2020-06-22 | UBS | Buy | Maintains | |
| 2020-05-20 | Piper Sandler | Overweight | Maintains | |
| 2020-05-04 | Wedbush | Outperform | Maintains | |
| 2020-04-29 | Piper Sandler | Overweight | Maintains | |
| 2020-04-29 | JP Morgan | Overweight | Maintains | |
| 2020-04-29 | JMP Securities | Market Outperform | Maintains | |
| 2020-04-29 | BMO Capital | Outperform | Maintains | |
| 2020-04-29 | Barclays | Equal-Weight | Maintains | |
| 2020-04-20 | Credit Suisse | Outperform | Maintains | |
| 2020-04-09 | Piper Sandler | Overweight | Maintains | |
| 2020-03-20 | RBC Capital | Outperform | Initiate | |
| 2020-02-12 | Stephens & Co. | Overweight | Maintains | |
| 2019-07-31 | Compass Point | Buy | Maintains | |
| 2019-07-30 | Wedbush | Neutral | Outperform | Upgrade |
| 2019-07-16 | JP Morgan | Neutral | Overweight | Upgrade |
| 2019-05-15 | Wedbush | Outperform | Neutral | Downgrade |
| 2019-02-22 | BTIG Research | Buy | Initiate | |
| 2019-02-13 | JMP Securities | Market Outperform | Market Outperform | Maintains |
| 2019-02-13 | BMO Capital | Outperform | Outperform | Maintains |
| 2019-01-16 | JP Morgan | Underweight | Neutral | Upgrade |
| 2018-08-01 | BMO Capital | Outperform | Outperform | Maintains |
| 2018-08-01 | Barclays | Equal-Weight | Equal-Weight | Maintains |
| 2018-04-20 | Citigroup | Neutral | Buy | Upgrade |
| 2018-04-04 | Wells Fargo | Outperform | Initiate | |
| 2018-03-28 | UBS | Buy | Initiate | |
| 2018-03-01 | Janney Capital | Neutral | Buy | Upgrade |
| 2018-01-12 | JP Morgan | Neutral | Underweight | Downgrade |
| 2018-01-04 | Compass Point | Neutral | Buy | Upgrade |
| 2017-11-03 | Compass Point | Buy | Neutral | Downgrade |
| 2017-11-03 | BMO Capital | Outperform | Maintains | |
| 2017-10-17 | Citigroup | Buy | Initiate | |
| 2017-10-13 | Bank of America | Buy | Maintains | |
| 2017-08-23 | Stephens & Co. | Equal-Weight | Overweight | Upgrade |
| 2017-08-04 | Barclays | Equal-Weight | Maintains | |
| 2017-07-18 | DA Davidson | Buy | Initiate | |
| 2017-05-11 | Bank of America | Underperform | Buy | Upgrade |
| 2017-02-15 | Wedbush | Neutral | Outperform | Upgrade |
| 2017-02-14 | Compass Point | Neutral | Buy | Upgrade |
| 2017-01-17 | JP Morgan | Overweight | Neutral | Downgrade |
| 2016-12-14 | Deutsche Bank | Buy | Initiate | |
| 2016-11-10 | Barclays | Overweight | Equal-Weight | Downgrade |
| 2016-11-09 | Citigroup | Buy | Neutral | Downgrade |
| 2016-11-08 | Keefe Bruyette & Woods | Outperform | Market Outperform | Downgrade |
| 2016-11-08 | Janney Capital | Buy | Neutral | Downgrade |
| 2016-11-08 | Guggenheim | Buy | Neutral | Downgrade |
| 2016-11-08 | FBR Capital | Outperform | Market Perform | Downgrade |
| 2016-11-08 | Bank of America | Buy | Underperform | Downgrade |
| 2016-11-01 | Stephens & Co. | Equal-Weight | Initiate | |
| 2016-10-11 | Wedbush | Outperform | Initiate | |
| 2016-09-12 | JP Morgan | Overweight | Initiate | |
| 2016-02-26 | FBR Capital | Outperform | Maintains | |
| 2016-02-26 | Barclays | Overweight | Initiate | |
| 2016-02-16 | BMO Capital | Market Perform | Outperform | Upgrade |
| 2023-01-06 | Barclays | Overweight | Equal-Weight | Downgrade |
| 2023-02-09 | Citigroup | Buy | Maintains | |
| 2023-02-08 | Northland Capital Markets | Outperform | Maintains | |
| 2023-02-08 | Credit Suisse | Outperform | Maintains | |
| 2023-02-08 | JP Morgan | Overweight | Maintains | |
| 2023-02-08 | Piper Sandler | Overweight | Maintains | |
| 2023-02-08 | Barclays | Equal-Weight | Maintains | |
| 2023-02-08 | BMO Capital | Market Perform | Maintains | |
| 2023-02-08 | Stephens & Co. | Overweight | Maintains | |
| 2023-02-08 | JMP Securities | Outperform | Maintains | |
| 2023-02-13 | RBC Capital | Outperform | Maintains | |
| 2023-04-17 | JP Morgan | Overweight | Maintains | |
| 2023-04-26 | BMO Capital | Market Perform | Maintains | |
| 2023-04-26 | JMP Securities | Market Outperform | Reiterate | |
| 2023-05-17 | Stephens & Co. | Overweight | Overweight | Reiterate |
| 2023-05-03 | RBC Capital | Outperform | Maintains | |
| 2023-04-26 | Northland Capital Markets | Outperform | Maintains | |
| 2023-06-15 | B of A Securities | Buy | Initiate | |
| 2023-10-26 | BMO Capital | Market Perform | Market Perform | Maintains |
| 2023-10-26 | Piper Sandler | Overweight | Overweight | Maintains |
| 2023-10-06 | Citigroup | Buy | Buy | Maintains |
| 2023-07-14 | JMP Securities | Market Outperform | Market Outperform | Reiterate |
| 2023-11-15 | Barclays | Overweight | Initiate | |
| 2023-07-10 | Citigroup | Buy | Buy | Reiterate |
| 2024-04-03 | JP Morgan | Overweight | Overweight | Maintains |
| 2023-10-27 | RBC Capital | Outperform | Outperform | Maintains |
| 2023-07-27 | JMP Securities | Market Outperform | Market Outperform | Maintains |
| 2023-08-01 | RBC Capital | Outperform | Outperform | Maintains |
| 2023-07-18 | Stephens & Co. | Overweight | Overweight | Reiterate |
| 2023-08-18 | Stephens & Co. | Overweight | Overweight | Reiterate |
| 2024-01-04 | Wells Fargo | Equal-Weight | Equal-Weight | Maintains |
| 2023-10-17 | JP Morgan | Overweight | Overweight | Maintains |
| 2023-11-01 | TD Cowen | Outperform | Initiate | |
| 2024-04-17 | JMP Securities | Market Outperform | Market Outperform | Reiterate |
| 2024-01-10 | Deutsche Bank | Buy | Initiate | |
| 2024-05-02 | Wells Fargo | Equal-Weight | Equal-Weight | Maintains |
| 2024-05-02 | BMO Capital | Market Perform | Market Perform | Maintains |
| 2024-06-04 | JMP Securities | Market Outperform | Market Outperform | Maintains |
| 2024-04-01 | RBC Capital | Outperform | Outperform | Maintains |
| 2024-01-12 | JMP Securities | Market Outperform | Market Outperform | Maintains |
| 2024-05-01 | JP Morgan | Overweight | Overweight | Maintains |
| 2024-05-01 | TD Cowen | Buy | Buy | Maintains |
| 2024-05-01 | JMP Securities | Market Outperform | Market Outperform | Maintains |
| 2024-02-08 | JP Morgan | Overweight | Overweight | Maintains |
| 2024-02-08 | Barclays | Overweight | Overweight | Maintains |
| 2024-02-08 | RBC Capital | Outperform | Outperform | Reiterate |
| 2024-02-08 | Stephens & Co. | Overweight | Overweight | Maintains |
| 2024-02-08 | Citigroup | Buy | Buy | Maintains |
| 2024-02-08 | JMP Securities | Market Outperform | Market Outperform | Maintains |
| 2024-02-08 | Piper Sandler | Overweight | Neutral | Downgrade |
| 2024-01-17 | Northland Capital Markets | Outperform | Market Perform | Downgrade |
| 2024-06-07 | BTIG | Neutral | Initiate | |
| 2024-07-09 | Deutsche Bank | Buy | Buy | Maintains |
| 2024-07-09 | Barclays | Overweight | Overweight | Maintains |
| 2024-07-08 | JP Morgan | Overweight | Overweight | Maintains |
| 2024-07-16 | JMP Securities | Market Outperform | Market Outperform | Maintains |
| 2024-10-16 | RBC Capital | Outperform | Outperform | Reiterate |
| 2024-10-31 | JMP Securities | Market Outperform | Market Outperform | Maintains |
| 2024-10-31 | Wells Fargo | Equal-Weight | Equal-Weight | Maintains |
| 2024-10-31 | Compass Point | Buy | Buy | Maintains |
| 2025-01-14 | JP Morgan | Overweight | Overweight | Maintains |
| 2024-09-17 | RBC Capital | Outperform | Outperform | Reiterate |
| 2024-10-07 | JP Morgan | Overweight | Overweight | Maintains |
| 2024-08-01 | Northland Capital Markets | Market Perform | Market Perform | Maintains |
| 2024-11-13 | Stephens & Co. | Overweight | Initiate | |
| 2024-10-08 | Barclays | Overweight | Equal-Weight | Downgrade |
| 2024-10-14 | Wells Fargo | Equal-Weight | Equal-Weight | Maintains |
| 2025-01-16 | RBC Capital | Outperform | Outperform | Reiterate |
| 2025-01-21 | Wells Fargo | Equal-Weight | Equal-Weight | Maintains |
| 2024-12-09 | JP Morgan | Overweight | Overweight | Maintains |
| 2025-03-25 | Evercore ISI Group | In-Line | Initiate | |
| 2024-10-10 | RBC Capital | Outperform | Outperform | Maintains |
| 2025-04-30 | JMP Securities | Market Outperform | Market Outperform | Reiterate |
| 2025-04-30 | Wells Fargo | Equal-Weight | Equal-Weight | Maintains |
| 2024-10-14 | JMP Securities | Market Outperform | Market Outperform | Reiterate |
| 2025-02-03 | RBC Capital | Outperform | Outperform | Maintains |
| 2025-02-03 | Stephens & Co. | Overweight | Overweight | Reiterate |
| 2025-02-03 | JMP Securities | Market Outperform | Market Outperform | Reiterate |
| 2024-09-24 | JMP Securities | Market Outperform | Market Outperform | Reiterate |
| 2025-04-08 | JP Morgan | Overweight | Overweight | Maintains |
| 2025-07-11 | JP Morgan | Overweight | Overweight | Maintains |
| 2025-07-08 | Barclays | Equal-Weight | Equal-Weight | Maintains |
| 2025-07-15 | Wells Fargo | Equal-Weight | Equal-Weight | Maintains |
