Overview
Navient Corporation, based in the United States, operates primarily in the financial services industry, specializing in education loan management and business processing solutions. Established in 2014 following its separation from Sallie Mae, the company has focused significantly on managing and collecting student loans. Navient services loans for millions of borrowers, including both federal and private student loans, making it a key player in its sector. Aside from its core loan management operations, Navient also engages in business processing services, which include healthcare and government client solutions. The company's commitments extend to enhancing customer service through digital transformations and strategic asset acquisitions, aiming to streamline operations and bolster financial performance within the competitive landscape of financial services.
Basic Stats
The share price of Navient Corporation - Preferred Security as of September 5, 2025 is $19.50 / share. This is an increase of 3.28% from the prior week.
The Factor Analysis chart (below right) shows a view of Navient Corporation - Preferred Security from a variety of lenses. Each factor shows how well the company ranks against all other companies in the Fintel global investing universe. Factor scores range from zero to 100, with 100 being most desirable, and 50 being average.
For example, a company with a Value Score of 100 would be the most undervalued company in our database. A company with a Value Score of zero would be the most overvalued.
| Market Cap | |
| EV | |
| Shares Out. | 100.00 MM |
| Earnings Date | |
| EPS (TTM) | 0.33 |
| Dividend Yield | 9.62 % |
| Ex-Dividend Date | 2025-09-12 |
| Borrow Rate | 30.91 |
| Short Shares Avail. | 0.10 MM |
| Short Interest | 0.00 MM |
| Short Float | |
| Days to Cover | 0.22 days |
| Risk Free Rate | 4.22 % |
| Price Change (1 yr) | -5.98 % |
| Volatility (1 yr) | 0.16 |
| Beta | 0.42 |
| Sharpe Ratio (1 yr) | -0.66 |
| Sortino Ratio (1 yr) | -1.07 |
| PE Ratio | |
| Price/Book | |
| Price/TBV | |
| Book/Market | |
| EBIT/EV | |
| EBIT(3yr avg)/EV | |
| ROA | 0.00 |
| ROE | 0.01 |
| ROIC | 0.00 |
| CROIC | -0.04 |
| OCROIC | 0.00 |
| Implied Volatility | |
| Put/Call OI Ratio |
| Growth | |
| Profitability | |
| Quality Score | |
| Value Score | |
| Momentum Score | |
| Stability (Low Vol) Score | |
| Analyst Sentiment | |
| Fund Sentiment | |
| Insider Sentiment | |
| Officer Sentiment | |
| Dividend Score | |
| QVM Score | |
| Piotroski F-SCORE |
Factor Scores range from 0 to 100, with 100 being most desirable. Larger circles are better. In situations where we have no data (e.g. no insider trades), we plot the score at 50 to avoid penalizing companies. However, a company that does not pay dividends will get a Dividend Score of Zero. Additionally, we inverted volatility to create a "stability" metric which is better when higher.
Price Target
The average one-year price target for Navient Corporation - Preferred Security is $14.62. The forecasts range from a low of $10.10 to a high of $18.90. A stock’s price target is the price at which analysts consider it fairly valued with respect to its projected earnings and historical earnings. Analysts typically set price targets that correspond to their buy or sell recommendations.
Update Frequency: Monthly
Stock Upgrades/Downgrades
This card shows analyst upgrades/downgrades for Navient Corporation - Preferred Security. An analyst rating is a classification that gives investors a sense of analyst sentiment about the direction and performance of an equity - usually a stock - over a period of time, typically 12 months.
The standard analyst ratings are generally as follows:
- Buy/Overweight/Outperform - Any of these ratings conveys an analyst’s belief that the stock is likely to outperform a market index (e.g. the S&P 500).
- Hold/Equal-Weight/Market Perform - Any of these ratings conveys an analyst’s belief that the stock is likely to perform in line with a market index.
- Sell/Underweight/Underperform - Any of these ratings suggest that an analyst believes the stock is likely to underperform a market index.
When an analyst upgrades a stock, they are signaling that the company’s fundamentals are being undervalued by investors. It could also mean they believe the market is underestimating the company’s potential. The opposite is true when a stock receives a downgrade.
The average rating of each individual analyst’s rating is the consensus rating for a stock. This gives investors a broader sense of the overall sentiment for that stock.
| Date | Analyst | Prior | Latest Recommendation |
Action |
|---|---|---|---|---|
| 2023-01-26 | Credit Suisse | Neutral | Maintains | |
| 2023-01-26 | BMO Capital | Market Perform | Maintains | |
| 2022-12-01 | Morgan Stanley | Underweight | Equal-Weight | Upgrade |
| 2022-10-27 | Morgan Stanley | Underweight | Maintains | |
| 2022-10-07 | Morgan Stanley | Underweight | Initiate | |
| 2022-09-09 | Barclays | Overweight | Equal-Weight | Downgrade |
| 2022-07-11 | Barclays | Overweight | Maintains | |
| 2022-04-11 | JP Morgan | Neutral | Underweight | Downgrade |
| 2022-03-31 | Compass Point | Buy | Neutral | Downgrade |
| 2022-01-27 | JP Morgan | Neutral | Maintains | |
| 2022-01-27 | Credit Suisse | Neutral | Maintains | |
| 2022-01-03 | Stephens & Co. | Overweight | Equal-Weight | Downgrade |
| 2021-09-30 | Seaport Global | Neutral | Initiate | |
| 2021-07-29 | Stephens & Co. | Overweight | Maintains | |
| 2021-07-29 | Citigroup | Buy | Neutral | Downgrade |
| 2021-07-09 | Barclays | Overweight | Maintains | |
| 2021-07-06 | Keefe, Bruyette & Woods | Outperform | Market Perform | Downgrade |
| 2021-04-29 | Credit Suisse | Neutral | Maintains | |
| 2021-03-19 | Jefferies | Hold | Buy | Upgrade |
| 2021-01-19 | JP Morgan | Overweight | Neutral | Downgrade |
| 2020-10-22 | Wedbush | Neutral | Outperform | Upgrade |
| 2020-05-20 | Wedbush | Neutral | Maintains | |
| 2020-04-09 | Stephens & Co. | Equal-Weight | Overweight | Upgrade |
| 2020-03-17 | Barclays | Equal-Weight | Overweight | Upgrade |
| 2020-01-23 | Wedbush | Neutral | Maintains | |
| 2020-01-09 | Barclays | Overweight | Equal-Weight | Downgrade |
| 2019-12-11 | Stephens & Co. | Equal-Weight | Initiate | |
| 2019-10-28 | Wedbush | Neutral | Maintains | |
| 2019-10-24 | BMO Capital | Market Perform | Maintains | |
| 2019-07-25 | Wedbush | Outperform | Neutral | Downgrade |
| 2019-07-25 | Credit Suisse | Outperform | Neutral | Downgrade |
| 2019-07-25 | Barclays | Overweight | Maintains | |
| 2019-04-25 | JP Morgan | Neutral | Overweight | Upgrade |
| 2019-04-25 | BMO Capital | Market Perform | Market Perform | Maintains |
| 2019-01-16 | JP Morgan | Underweight | Neutral | Upgrade |
| 2018-10-25 | Citigroup | Buy | Buy | Maintains |
| 2018-06-01 | Wedbush | Neutral | Outperform | Upgrade |
| 2018-04-05 | Compass Point | Neutral | Buy | Upgrade |
| 2018-01-12 | JP Morgan | Neutral | Underweight | Downgrade |
| 2018-01-09 | Oppenheimer | Perform | Initiate | |
| 2017-10-19 | BMO Capital | Market Perform | Maintains | |
| 2017-10-17 | Citigroup | Buy | Initiate | |
| 2017-10-05 | Credit Suisse | Outperform | Maintains | |
| 2017-10-05 | Compass Point | Buy | Neutral | Downgrade |
| 2017-09-08 | Credit Suisse | Neutral | Outperform | Upgrade |
| 2017-09-05 | Compass Point | Neutral | Buy | Upgrade |
| 2017-07-20 | BMO Capital | Market Perform | Maintains | |
| 2017-01-30 | Wedbush | Neutral | Initiate | |
| 2017-01-06 | DA Davidson | Buy | Initiate | |
| 2017-01-04 | Credit Suisse | Outperform | Neutral | Downgrade |
| 2016-12-07 | Jefferies | Hold | Initiate | |
| 2016-07-21 | Goldman Sachs | Buy | Neutral | Downgrade |
| 2016-02-24 | Credit Suisse | Outperform | Maintains | |
| 2015-11-30 | JP Morgan | Overweight | Initiate | |
| 2015-10-08 | Goldman Sachs | Neutral | Buy | Upgrade |
| 2015-08-31 | Keefe Bruyette & Woods | Outperform | Maintains | |
| 2015-07-23 | BMO Capital | Market Perform | Maintains | |
| 2015-07-15 | Barclays | Equal-Weight | Overweight | Upgrade |
| 2015-07-14 | Keefe Bruyette & Woods | Outperform | Maintains | |
| 2015-07-14 | Credit Suisse | Outperform | Maintains | |
| 2015-03-02 | Compass Point | Buy | Neutral | Downgrade |
| 2015-03-02 | Barclays | Overweight | Equal-Weight | Downgrade |
| 2015-02-18 | Avondale Partners | Market Perform | Downgrade | |
| 2014-12-09 | Keefe Bruyette & Woods | Market Perform | Maintains | |
| 2014-11-14 | Credit Suisse | Outperform | Maintains | |
| 2014-11-13 | Compass Point | Buy | Maintains | |
| 2014-10-13 | Barclays | Equal-Weight | Overweight | Upgrade |
| 2014-05-20 | Janney Capital | Buy | Initiate | |
| 2014-05-02 | Barclays | Equal-Weight | Initiate | |
| 2014-05-01 | Evercore Partners | Equal-Weight | Initiate | |
| 2023-02-01 | Citigroup | Neutral | Maintains | |
| 2023-04-05 | Morgan Stanley | Equal-Weight | Maintains | |
| 2023-04-11 | Keefe, Bruyette & Woods | Market Perform | Maintains | |
| 2023-04-17 | JP Morgan | Underweight | Maintains | |
| 2023-04-18 | Citigroup | Neutral | Maintains | |
| 2023-04-27 | Stephens & Co. | Equal-Weight | Reiterate | |
| 2023-04-27 | Credit Suisse | Neutral | Reiterate | |
| 2024-01-10 | Deutsche Bank | Hold | Initiate | |
| 2024-01-10 | Barclays | Equal-Weight | Underweight | Downgrade |
| 2023-11-09 | Jefferies | Buy | Hold | Downgrade |
| 2024-02-01 | JP Morgan | Underweight | Underweight | Maintains |
| 2023-07-13 | Morgan Stanley | Equal-Weight | Equal-Weight | Maintains |
| 2023-07-27 | Morgan Stanley | Equal-Weight | Equal-Weight | Reiterate |
| 2023-07-27 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2023-10-03 | Morgan Stanley | Equal-Weight | Equal-Weight | Maintains |
| 2023-10-26 | Stephens & Co. | Equal-Weight | Equal-Weight | Maintains |
| 2023-08-01 | Compass Point | Neutral | Neutral | Maintains |
| 2024-01-02 | Stephens & Co. | Equal-Weight | Underweight | Downgrade |
| 2023-11-01 | TD Cowen | Market Perform | Initiate | |
| 2023-07-10 | Citigroup | Neutral | Neutral | Maintains |
| 2023-07-11 | Compass Point | Neutral | Neutral | Maintains |
| 2024-04-26 | TD Cowen | Sell | Sell | Maintains |
| 2023-10-17 | JP Morgan | Underweight | Underweight | Maintains |
| 2023-10-26 | Citigroup | Neutral | Neutral | Maintains |
| 2023-10-06 | Citigroup | Neutral | Neutral | Maintains |
| 2024-02-01 | Citigroup | Neutral | Neutral | Maintains |
| 2024-01-08 | TD Cowen | Market Perform | Underperform | Downgrade |
| 2024-04-25 | JP Morgan | Neutral | Neutral | Maintains |
| 2024-04-25 | Barclays | Underweight | Underweight | Maintains |
| 2024-04-25 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2024-04-03 | JP Morgan | Underweight | Neutral | Upgrade |
| 2024-07-08 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2024-07-09 | Barclays | Underweight | Underweight | Maintains |
| 2024-07-08 | JP Morgan | Neutral | Neutral | Maintains |
| 2025-01-14 | JP Morgan | Neutral | Neutral | Maintains |
| 2024-10-07 | JP Morgan | Neutral | Neutral | Maintains |
| 2024-07-25 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2024-10-08 | Barclays | Underweight | Underweight | Maintains |
| 2024-11-01 | TD Cowen | Sell | Sell | Maintains |
| 2025-01-21 | Seaport Global | Neutral | Buy | Upgrade |
| 2024-12-09 | JP Morgan | Neutral | Neutral | Maintains |
| 2024-09-30 | B of A Securities | Neutral | Initiate | |
| 2024-12-24 | B of A Securities | Neutral | Neutral | Maintains |
| 2025-03-31 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2025-07-09 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2025-04-08 | JP Morgan | Neutral | Neutral | Maintains |
| 2025-04-21 | Jefferies | Hold | Hold | Maintains |
| 2025-05-01 | TD Securities | Sell | Sell | Maintains |
| 2025-05-01 | JP Morgan | Neutral | Neutral | Maintains |
| 2025-07-31 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2025-07-11 | JP Morgan | Neutral | Neutral | Maintains |
| 2025-07-31 | Morgan Stanley | Equal-Weight | Equal-Weight | Maintains |
