Overview
Heartland Financial USA, Inc., headquartered in Dubuque, Iowa, operates predominantly in the financial services sector within the United States. Functioning as a multi-bank holding company, it provides a diversified array of banking, mortgage, wealth management, investment, and insurance services to both individual and corporate clientele. Its operational footprint extends across multiple key U.S. markets, including the Midwest, Southwest, and Western United States, supporting robust regional economic growth. Heartland Financial USA, Inc. is recognized for its commitment to community banking, emphasizing personalized customer service and local market engagement. Key projects typically focus on strategic acquisitions aimed at expanding its market presence and enhancing its service portfolio, consistently targeting enhancements in financial technology to improve client service and operational efficiency.
Basic Stats
The share price of Heartland Financial USA, Inc. as of January 31, 2025 is $64.67 / share.
The Factor Analysis chart (below right) shows a view of Heartland Financial USA, Inc. from a variety of lenses. Each factor shows how well the company ranks against all other companies in the Fintel global investing universe. Factor scores range from zero to 100, with 100 being most desirable, and 50 being average.
For example, a company with a Value Score of 100 would be the most undervalued company in our database. A company with a Value Score of zero would be the most overvalued.
| Market Cap | |
| EV | |
| Shares Out. | |
| Earnings Date | |
| EPS (TTM) | |
| Dividend Yield | |
| Ex-Dividend Date | 2025-01-14 |
| Borrow Rate | |
| Short Shares Avail. | |
| Short Interest | |
| Short Float | |
| Days to Cover | |
| Risk Free Rate | 4.17 % |
| Price Change (1 yr) | |
| Volatility (1 yr) | 0.22 |
| Beta | 2.10 |
| Sharpe Ratio (1 yr) | |
| Sortino Ratio (1 yr) |
| PE Ratio | |
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| Implied Volatility | |
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| Profitability | |
| Quality Score | |
| Value Score | |
| Momentum Score | |
| Stability (Low Vol) Score | |
| Analyst Sentiment | |
| Fund Sentiment | |
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| Officer Sentiment | |
| Dividend Score | |
| QVM Score | |
| Piotroski F-SCORE |
Factor Scores range from 0 to 100, with 100 being most desirable. Larger circles are better. In situations where we have no data (e.g. no insider trades), we plot the score at 50 to avoid penalizing companies. However, a company that does not pay dividends will get a Dividend Score of Zero. Additionally, we inverted volatility to create a "stability" metric which is better when higher.
Price Target
The average one-year price target for Heartland Financial USA, Inc. is $71.91. The forecasts range from a low of $65.65 to a high of $82.95. A stock’s price target is the price at which analysts consider it fairly valued with respect to its projected earnings and historical earnings. Analysts typically set price targets that correspond to their buy or sell recommendations.
Update Frequency: Monthly
Stock Upgrades/Downgrades
This card shows analyst upgrades/downgrades for Heartland Financial USA, Inc.. An analyst rating is a classification that gives investors a sense of analyst sentiment about the direction and performance of an equity - usually a stock - over a period of time, typically 12 months.
The standard analyst ratings are generally as follows:
- Buy/Overweight/Outperform - Any of these ratings conveys an analyst’s belief that the stock is likely to outperform a market index (e.g. the S&P 500).
- Hold/Equal-Weight/Market Perform - Any of these ratings conveys an analyst’s belief that the stock is likely to perform in line with a market index.
- Sell/Underweight/Underperform - Any of these ratings suggest that an analyst believes the stock is likely to underperform a market index.
When an analyst upgrades a stock, they are signaling that the company’s fundamentals are being undervalued by investors. It could also mean they believe the market is underestimating the company’s potential. The opposite is true when a stock receives a downgrade.
The average rating of each individual analyst’s rating is the consensus rating for a stock. This gives investors a broader sense of the overall sentiment for that stock.
| Date | Analyst | Prior | Latest Recommendation |
Action |
|---|---|---|---|---|
| 2022-12-13 | Keefe, Bruyette & Woods | Outperform | Market Perform | Downgrade |
| 2022-10-06 | DA Davidson | Buy | Neutral | Downgrade |
| 2021-10-26 | Stephens & Co. | Equal-Weight | Overweight | Upgrade |
| 2020-12-18 | DA Davidson | Neutral | Buy | Upgrade |
| 2020-10-27 | Piper Sandler | Overweight | Maintains | |
| 2020-04-07 | DA Davidson | Neutral | Maintains | |
| 2020-01-28 | Piper Sandler | Neutral | Overweight | Upgrade |
| 2019-07-30 | Piper Jaffray | Overweight | Maintains | |
| 2018-07-24 | Raymond James | Outperform | Market Perform | Downgrade |
| 2018-06-15 | Stephens & Co. | Equal-Weight | Initiate | |
| 2018-01-09 | Raymond James | Strong Buy | Outperform | Downgrade |
| 2017-04-25 | DA Davidson | Neutral | Downgrade | |
| 2017-01-10 | FBR Capital | Market Perform | Initiate | |
| 2016-07-27 | Keefe Bruyette & Woods | Market Perform | Maintains | |
| 2016-07-26 | Sandler O'Neill | Buy | Hold | Downgrade |
| 2016-03-11 | PiperJaffray | Overweight | Initiate | |
| 2016-01-26 | Sandler O'Neill | Hold | Buy | Upgrade |
| 2016-01-26 | RBC Capital | Outperform | Strong Buy | Upgrade |
| 2015-07-28 | Keefe Bruyette & Woods | Market Perform | Maintains | |
| 2015-06-05 | Keefe Bruyette & Woods | Market Perform | Maintains | |
| 2015-04-28 | Keefe Bruyette & Woods | Market Perform | Maintains | |
| 2015-01-27 | Keefe Bruyette & Woods | Market Perform | Maintains | |
| 2014-10-28 | Keefe Bruyette & Woods | Market Perform | Maintains | |
| 2014-04-30 | Raymond James | Outperform | Maintains | |
| 2014-04-29 | DA Davidson | Buy | Maintains | |
| 2014-01-28 | DA Davidson | Buy | Maintains | |
| 2013-09-16 | Raymond James | Market Perform | Outperform | Upgrade |
| 2013-04-09 | DA Davidson | Buy | Initiate | |
| 2013-01-29 | Sandler O'Neill | Buy | Hold | Downgrade |
| 2012-09-14 | Sidoti & Co. | Buy | Neutral | Downgrade |
| 2012-06-25 | Raymond James | Outperform | Market Perform | Downgrade |
| 2012-03-02 | Guggenheim | Buy | Upgrade | |
| 2023-04-25 | Stephens & Co. | Overweight | Maintains | |
| 2023-04-25 | Piper Sandler | Overweight | Maintains | |
| 2023-04-25 | Keefe, Bruyette & Woods | Market Perform | Maintains | |
| 2023-11-16 | Piper Sandler | Overweight | Overweight | Maintains |
| 2024-05-31 | Keefe, Bruyette & Woods | Market Perform | Outperform | Upgrade |
| 2023-10-31 | Piper Sandler | Overweight | Overweight | Maintains |
| 2023-08-01 | DA Davidson | Neutral | Neutral | Maintains |
| 2023-08-01 | Stephens & Co. | Overweight | Overweight | Reiterate |
| 2023-11-01 | Stephens & Co. | Overweight | Overweight | Maintains |
| 2023-11-29 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2024-01-30 | Stephens & Co. | Overweight | Overweight | Reiterate |
| 2024-01-30 | Piper Sandler | Overweight | Overweight | Maintains |
| 2024-04-30 | DA Davidson | Neutral | Neutral | Maintains |
| 2024-04-30 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2024-02-29 | Raymond James | Market Perform | Strong Buy | Upgrade |
