Overview
HomeTrust Bancshares, Inc. is the holding company for HomeTrust Bank. As of June 30, 2020, the Company had total consolidated assets of $3.7 billion. The Bank, founded in 1926, is a North Carolina state chartered, community-focused financial institution committed to providing value added relationship banking with over 40 locations as well as online/mobile channels. Locations include: North Carolina (including the Asheville metropolitan area, the "Piedmont" region, Charlotte, and Raleigh/Cary), Upstate South Carolina (Greenville), East Tennessee (including Kingsport/Johnson City/Bristol, Knoxville, and Morristown) and Southwest Virginia (including the Roanoke Valley). The Bank is the 2nd largest community bank headquartered in North Carolina.
Basic Stats
The share price of HomeTrust Bancshares, Inc. as of February 21, 2025 is $36.55 / share. The market cap (or net worth) of HomeTrust Bancshares, Inc. as of September 5, 2025 is $632.41 MM.
The Factor Analysis chart (below right) shows a view of HomeTrust Bancshares, Inc. from a variety of lenses. Each factor shows how well the company ranks against all other companies in the Fintel global investing universe. Factor scores range from zero to 100, with 100 being most desirable, and 50 being average.
For example, a company with a Value Score of 100 would be the most undervalued company in our database. A company with a Value Score of zero would be the most overvalued.
| Market Cap | 632.41 MM |
| EV | 610.38 MM |
| Shares Out. | 17.30 MM |
| Earnings Date | |
| EPS (TTM) | 3.41 |
| Dividend Yield | |
| Ex-Dividend Date | 2025-02-13 |
| Borrow Rate | |
| Short Shares Avail. | |
| Short Interest | |
| Short Float | |
| Days to Cover | |
| Risk Free Rate | 4.17 % |
| Price Change (1 yr) | |
| Volatility (1 yr) | 0.22 |
| Beta | 2.52 |
| Sharpe Ratio (1 yr) | |
| Sortino Ratio (1 yr) |
| PE Ratio | 10.71 |
| Price/Book | 1.09 |
| Price/TBV | 1.17 |
| Book/Market | 0.92 |
| EBIT/EV | 0.12 |
| EBIT(3yr avg)/EV | 0.12 |
| ROA | 0.01 |
| ROE | 0.11 |
| ROIC | 0.07 |
| CROIC | 0.00 |
| OCROIC | 0.13 |
| Implied Volatility | |
| Put/Call OI Ratio |
Factor Scores range from 0 to 100, with 100 being most desirable. Larger circles are better. In situations where we have no data (e.g. no insider trades), we plot the score at 50 to avoid penalizing companies. However, a company that does not pay dividends will get a Dividend Score of Zero. Additionally, we inverted volatility to create a "stability" metric which is better when higher.
Price Target
The average one-year price target for HomeTrust Bancshares, Inc. is $44.37. The forecasts range from a low of $43.43 to a high of $46.72. A stock’s price target is the price at which analysts consider it fairly valued with respect to its projected earnings and historical earnings. Analysts typically set price targets that correspond to their buy or sell recommendations.
Update Frequency: Monthly
Stock Upgrades/Downgrades
This card shows analyst upgrades/downgrades for HomeTrust Bancshares, Inc.. An analyst rating is a classification that gives investors a sense of analyst sentiment about the direction and performance of an equity - usually a stock - over a period of time, typically 12 months.
The standard analyst ratings are generally as follows:
- Buy/Overweight/Outperform - Any of these ratings conveys an analyst’s belief that the stock is likely to outperform a market index (e.g. the S&P 500).
- Hold/Equal-Weight/Market Perform - Any of these ratings conveys an analyst’s belief that the stock is likely to perform in line with a market index.
- Sell/Underweight/Underperform - Any of these ratings suggest that an analyst believes the stock is likely to underperform a market index.
When an analyst upgrades a stock, they are signaling that the company’s fundamentals are being undervalued by investors. It could also mean they believe the market is underestimating the company’s potential. The opposite is true when a stock receives a downgrade.
The average rating of each individual analyst’s rating is the consensus rating for a stock. This gives investors a broader sense of the overall sentiment for that stock.
| Date | Analyst | Prior | Latest Recommendation |
Action |
|---|---|---|---|---|
| 2022-09-01 | Raymond James | Outperform | Initiate | |
| 2022-07-26 | Compass Point | Buy | Neutral | Downgrade |
| 2022-03-02 | Piper Sandler | Neutral | Maintains | |
| 2020-09-30 | Piper Sandler | Neutral | Maintains | |
| 2020-08-20 | DA Davidson | Neutral | Initiate | |
| 2017-05-18 | Compass Point | Buy | Initiate | |
| 2015-10-30 | Keefe Bruyette & Woods | Outperform | Market Perform | Downgrade |
| 2015-07-31 | Keefe Bruyette & Woods | Outperform | Maintains | |
| 2015-02-02 | Keefe Bruyette & Woods | Outperform | Maintains | |
| 2023-02-28 | Piper Sandler | Neutral | Overweight | Upgrade |
| 2023-02-21 | Janney Montgomery Scott | Neutral | Buy | Upgrade |
| 2023-04-27 | Keefe, Bruyette & Woods | Market Perform | Maintains | |
| 2023-10-30 | Piper Sandler | Overweight | Overweight | Maintains |
| 2024-02-21 | Keefe, Bruyette & Woods | Market Perform | Outperform | Upgrade |
| 2024-01-30 | Raymond James | Outperform | Outperform | Maintains |
| 2024-10-29 | Keefe, Bruyette & Woods | Outperform | Outperform | Reiterate |
| 2024-07-29 | Keefe, Bruyette & Woods | Outperform | Outperform | Maintains |
| 2024-07-31 | Hovde Group | Outperform | Initiate | |
| 2024-12-04 | Keefe, Bruyette & Woods | Outperform | Outperform | Maintains |
| 2024-10-28 | Raymond James | Outperform | Market Perform | Downgrade |
