Overview
FirstCash Holdings, Inc., headquartered in the United States, stands as a prominent player in the specialty financial services industry, primarily focusing on pawn lending. As a leading international operator of pawn stores, FirstCash Holdings facilitates financial transactions such as pawn loans and the purchasing and vending of merchandise. The company’s strategic business model emphasizes expanding its pawn store portfolio, which includes a significant presence in both the U.S. and Latin America. Key projects and initiatives have involved a mix of organic growth, acquisitions, and innovations in lending practices, designed to broaden consumer access to short-term credit and retail services. This approach supports FirstCash Holdings' commitment to serving underserved and credit-constrained consumers, consolidating its footprint in existing markets while exploring new geographic territories.
Basic Stats
The share price of FirstCash Holdings, Inc. as of September 5, 2025 is $147.12 / share. This is a decrease of -0.10% from the prior week. The market cap (or net worth) of FirstCash Holdings, Inc. as of September 5, 2025 is $6,554.49 MM.
The Factor Analysis chart (below right) shows a view of FirstCash Holdings, Inc. from a variety of lenses. Each factor shows how well the company ranks against all other companies in the Fintel global investing universe. Factor scores range from zero to 100, with 100 being most desirable, and 50 being average.
For example, a company with a Value Score of 100 would be the most undervalued company in our database. A company with a Value Score of zero would be the most overvalued.
| Market Cap | 6,554.49 MM |
| EV | 8,137.89 MM |
| Shares Out. | 44.55 MM |
| Earnings Date | |
| EPS (TTM) | 6.55 |
| Dividend Yield | 1.14 % |
| Ex-Dividend Date | 2025-08-15 |
| Borrow Rate | 0.36 |
| Short Shares Avail. | 1.00 MM |
| Short Interest | 0.53 MM |
| Short Float | 1.34 % |
| Days to Cover | 2.86 days |
| Risk Free Rate | 4.17 % |
| Price Change (1 yr) | 23.53 % |
| Volatility (1 yr) | 0.26 |
| Beta | 0.23 |
| Sharpe Ratio (1 yr) | 0.74 |
| Sortino Ratio (1 yr) | 1.25 |
| PE Ratio | 22.46 |
| Price/Book | 3.06 |
| Price/TBV | 59.95 |
| Book/Market | 0.33 |
| EBIT/EV | 0.05 |
| EBIT(3yr avg)/EV | 0.04 |
| ROA | 0.07 |
| ROE | 0.15 |
| ROIC | 0.07 |
| CROIC | -0.00 |
| OCROIC | 0.13 |
| Implied Volatility | 21.38 % |
| Put/Call OI Ratio | 1.05 |
Factor Scores range from 0 to 100, with 100 being most desirable. Larger circles are better. In situations where we have no data (e.g. no insider trades), we plot the score at 50 to avoid penalizing companies. However, a company that does not pay dividends will get a Dividend Score of Zero. Additionally, we inverted volatility to create a "stability" metric which is better when higher.
Price Target
The average one-year price target for FirstCash Holdings, Inc. is $165.58. The forecasts range from a low of $146.45 to a high of $183.75. A stock’s price target is the price at which analysts consider it fairly valued with respect to its projected earnings and historical earnings. Analysts typically set price targets that correspond to their buy or sell recommendations.
Update Frequency: Monthly
Stock Upgrades/Downgrades
This card shows analyst upgrades/downgrades for FirstCash Holdings, Inc.. An analyst rating is a classification that gives investors a sense of analyst sentiment about the direction and performance of an equity - usually a stock - over a period of time, typically 12 months.
The standard analyst ratings are generally as follows:
- Buy/Overweight/Outperform - Any of these ratings conveys an analyst’s belief that the stock is likely to outperform a market index (e.g. the S&P 500).
- Hold/Equal-Weight/Market Perform - Any of these ratings conveys an analyst’s belief that the stock is likely to perform in line with a market index.
- Sell/Underweight/Underperform - Any of these ratings suggest that an analyst believes the stock is likely to underperform a market index.
When an analyst upgrades a stock, they are signaling that the company’s fundamentals are being undervalued by investors. It could also mean they believe the market is underestimating the company’s potential. The opposite is true when a stock receives a downgrade.
The average rating of each individual analyst’s rating is the consensus rating for a stock. This gives investors a broader sense of the overall sentiment for that stock.
| Date | Analyst | Prior | Latest Recommendation |
Action |
|---|---|---|---|---|
| 2022-10-31 | Barclays | Overweight | Maintains | |
| 2022-10-17 | Credit Suisse | Underperform | Neutral | Upgrade |
| 2022-09-27 | Loop Capital | Hold | Initiate | |
| 2022-06-29 | Stephens & Co. | Equal-Weight | Maintains | |
| 2022-03-09 | Wedbush | Neutral | Maintains | |
| 2021-10-26 | Barclays | Overweight | Maintains | |
| 2021-09-08 | Wedbush | Neutral | Maintains | |
| 2021-08-17 | Barclays | Overweight | Maintains | |
| 2021-06-22 | Credit Suisse | Outperform | Underperform | Downgrade |
| 2021-05-24 | Janney Montgomery Scott | Buy | Neutral | Downgrade |
| 2020-09-03 | Credit Suisse | Neutral | Outperform | Upgrade |
| 2020-08-12 | Barclays | Equal-Weight | Overweight | Upgrade |
| 2020-03-25 | Janney Capital | Neutral | Buy | Upgrade |
| 2020-03-24 | Wedbush | Neutral | Outperform | Upgrade |
| 2019-11-05 | Barclays | Equal-Weight | Maintains | |
| 2019-10-25 | Wedbush | Neutral | Maintains | |
| 2019-10-24 | JMP Securities | Market Outperform | Market Perform | Downgrade |
| 2019-07-25 | Barclays | Overweight | Equal-Weight | Downgrade |
| 2019-04-25 | JMP Securities | Market Outperform | Market Outperform | Maintains |
| 2018-12-03 | Wedbush | Outperform | Neutral | Upgrade |
| 2018-09-26 | Barclays | Overweight | Initiate | |
| 2018-05-25 | Credit Suisse | Outperform | Neutral | Downgrade |
| 2018-05-07 | Wedbush | Outperform | Neutral | Downgrade |
| 2018-04-27 | JMP Securities | Market Outperform | Market Outperform | Maintains |
| 2017-10-04 | Credit Suisse | Outperform | Initiate | |
| 2017-07-17 | Janney Capital | Buy | Neutral | Downgrade |
| 2016-10-13 | JMP Securities | Market Perform | Market Outperform | Upgrade |
| 2016-10-11 | Wedbush | Outperform | Initiate | |
| 2016-10-03 | Janney Capital | Neutral | Buy | Upgrade |
| 2016-09-08 | JP Morgan | Neutral | Maintains | |
| 2016-06-03 | Sterne Agee CRT | Neutral | Buy | Upgrade |
| 2016-04-07 | Jefferies | Hold | Maintains | |
| 2016-03-18 | JP Morgan | Overweight | Neutral | Downgrade |
| 2016-01-29 | Janney Capital | Neutral | Buy | Upgrade |
| 2016-01-07 | Sterne Agee CRT | Neutral | Buy | Upgrade |
| 2015-10-21 | Keefe Bruyette & Woods | Market Perform | Maintains | |
| 2015-10-06 | Keefe Bruyette & Woods | Market Perform | Maintains | |
| 2015-08-26 | JMP Securities | Market Outperform | Market Perform | Downgrade |
| 2015-07-20 | Keefe Bruyette & Woods | Market Perform | Maintains | |
| 2015-06-19 | JMP Securities | Market Outperform | Maintains | |
| 2015-03-24 | JMP Securities | Market Outperform | Maintains | |
| 2015-02-06 | JP Morgan | Overweight | Maintains | |
| 2015-01-28 | JMP Securities | Market Outperform | Maintains | |
| 2015-01-28 | Janney Capital | Buy | Neutral | Downgrade |
| 2015-01-23 | JP Morgan | Overweight | Maintains | |
| 2014-11-21 | JP Morgan | Overweight | Maintains | |
| 2014-09-04 | Jefferies | Hold | Initiate | |
| 2014-07-18 | FBR Capital | Market Perform | Maintains | |
| 2014-04-23 | HSBC | Overweight | Initiate | |
| 2014-04-21 | Jefferies | Hold | Maintains | |
| 2014-02-18 | JP Morgan | Neutral | Overweight | Upgrade |
| 2013-10-01 | FBR Capital | Outperform | Market Perform | Downgrade |
| 2013-07-02 | Ascendiant Capital | Strong Buy | Initiate | |
| 2013-04-18 | Jefferies | Hold | Maintains | |
| 2013-04-17 | Sterne Agee | Neutral | Maintains | |
| 2013-03-13 | Sterne Agee | Buy | Neutral | Downgrade |
| 2013-02-27 | Jefferies | Buy | Hold | Downgrade |
| 2013-02-01 | JP Morgan | Overweight | Neutral | Downgrade |
| 2013-01-25 | Sidoti & Co. | Buy | Neutral | Downgrade |
| 2012-12-10 | Jefferies | Buy | Maintains | |
| 2012-11-15 | Sterne Agee | Buy | Upgrade | |
| 2012-07-03 | Sterne Agee | Neutral | Maintains | |
| 2012-06-01 | Stephens & Co. | Equal-Weight | Downgrade | |
| 2012-04-23 | Jefferies | Buy | Maintains | |
| 2012-03-13 | Sterne Agee | Neutral | Maintains | |
| 2023-01-05 | Stephens & Co. | Equal-Weight | Overweight | Upgrade |
| 2023-02-14 | Barclays | Overweight | Maintains | |
| 2023-04-28 | Credit Suisse | Neutral | Maintains | |
| 2023-04-28 | Barclays | Overweight | Maintains | |
| 2023-05-01 | Wedbush | Buy | Maintains | |
| 2023-05-01 | Loop Capital | Hold | Maintains | |
| 2023-09-12 | Stephens & Co. | Overweight | Overweight | Reiterate |
| 2023-11-01 | TD Cowen | Market Perform | Initiate | |
| 2024-02-02 | Stephens & Co. | Overweight | Overweight | Maintains |
| 2024-04-10 | TD Cowen | Hold | Buy | Upgrade |
| 2024-04-29 | Loop Capital | Hold | Buy | Upgrade |
| 2024-06-07 | BTIG | Neutral | Initiate | |
| 2024-10-28 | TD Cowen | Buy | Buy | Maintains |
| 2024-11-13 | Stephens & Co. | Overweight | Initiate | |
| 2025-02-19 | Stephens & Co. | Overweight | Overweight | Reiterate |
| 2025-09-05 | Loop Capital | Buy | Hold | Downgrade |
