Overview
Essent Group Ltd. is a Bermuda-based financial services company primarily engaged in the mortgage insurance industry. It provides private mortgage insurance and reinsurance for single-family home mortgages in the United States. Founded in 2008 during the aftermath of the financial crisis, the company was established to meet the growing need for private capital in the housing market. Essent Group offers mortgage credit protection to lenders and mortgage investors, enhancing their ability to offer mortgage financing to buyers. Additionally, Essent's key projects and services include risk management and mortgage origination services, contributing to its sustained growth and stability in the financial sector. This strategic focus ensures that Essent Group maintains a vital role in facilitating residential home ownership in an ever-evolving market landscape.
Basic Stats
The share price of Essent Group Ltd. as of September 5, 2025 is $63.84 / share. This is an increase of 1.41% from the prior week. The market cap (or net worth) of Essent Group Ltd. as of September 5, 2025 is $6,355.66 MM.
The Factor Analysis chart (below right) shows a view of Essent Group Ltd. from a variety of lenses. Each factor shows how well the company ranks against all other companies in the Fintel global investing universe. Factor scores range from zero to 100, with 100 being most desirable, and 50 being average.
For example, a company with a Value Score of 100 would be the most undervalued company in our database. A company with a Value Score of zero would be the most overvalued.
| Market Cap | 6,355.66 MM |
| EV | 6,758.17 MM |
| Shares Out. | 99.56 MM |
| Earnings Date | |
| EPS (TTM) | 7.18 |
| Dividend Yield | 1.94 % |
| Ex-Dividend Date | 2025-08-29 |
| Borrow Rate | 0.41 |
| Short Shares Avail. | 1.40 MM |
| Short Interest | 1.53 MM |
| Short Float | 1.61 % |
| Days to Cover | 5.26 days |
| Risk Free Rate | 4.22 % |
| Price Change (1 yr) | 0.61 % |
| Volatility (1 yr) | 0.24 |
| Beta | 0.76 |
| Sharpe Ratio (1 yr) | -0.15 |
| Sortino Ratio (1 yr) | -0.22 |
| PE Ratio | 8.89 |
| Price/Book | 1.12 |
| Price/TBV | 1.14 |
| Book/Market | 0.89 |
| EBIT/EV | 0.12 |
| EBIT(3yr avg)/EV | 0.12 |
| ROA | 0.11 |
| ROE | 0.13 |
| ROIC | 0.12 |
| CROIC | -0.02 |
| OCROIC | 0.14 |
| Implied Volatility | 22.36 % |
| Put/Call OI Ratio | 2.03 |
Factor Scores range from 0 to 100, with 100 being most desirable. Larger circles are better. In situations where we have no data (e.g. no insider trades), we plot the score at 50 to avoid penalizing companies. However, a company that does not pay dividends will get a Dividend Score of Zero. Additionally, we inverted volatility to create a "stability" metric which is better when higher.
Price Target
The average one-year price target for Essent Group Ltd. is $67.61. The forecasts range from a low of $59.59 to a high of $73.50. A stock’s price target is the price at which analysts consider it fairly valued with respect to its projected earnings and historical earnings. Analysts typically set price targets that correspond to their buy or sell recommendations.
Update Frequency: Monthly
Stock Upgrades/Downgrades
This card shows analyst upgrades/downgrades for Essent Group Ltd.. An analyst rating is a classification that gives investors a sense of analyst sentiment about the direction and performance of an equity - usually a stock - over a period of time, typically 12 months.
The standard analyst ratings are generally as follows:
- Buy/Overweight/Outperform - Any of these ratings conveys an analyst’s belief that the stock is likely to outperform a market index (e.g. the S&P 500).
- Hold/Equal-Weight/Market Perform - Any of these ratings conveys an analyst’s belief that the stock is likely to perform in line with a market index.
- Sell/Underweight/Underperform - Any of these ratings suggest that an analyst believes the stock is likely to underperform a market index.
When an analyst upgrades a stock, they are signaling that the company’s fundamentals are being undervalued by investors. It could also mean they believe the market is underestimating the company’s potential. The opposite is true when a stock receives a downgrade.
The average rating of each individual analyst’s rating is the consensus rating for a stock. This gives investors a broader sense of the overall sentiment for that stock.
| Date | Analyst | Prior | Latest Recommendation |
Action |
|---|---|---|---|---|
| 2023-01-06 | Barclays | Overweight | Equal-Weight | Downgrade |
| 2023-01-05 | Goldman Sachs | Buy | Neutral | Downgrade |
| 2022-11-07 | RBC Capital | Outperform | Maintains | |
| 2022-10-18 | JP Morgan | Overweight | Maintains | |
| 2022-10-13 | Barclays | Overweight | Maintains | |
| 2022-10-04 | Goldman Sachs | Buy | Maintains | |
| 2022-05-09 | RBC Capital | Outperform | Maintains | |
| 2022-04-11 | JP Morgan | Neutral | Overweight | Upgrade |
| 2022-04-04 | Goldman Sachs | Buy | Maintains | |
| 2022-01-10 | Barclays | Overweight | Maintains | |
| 2021-12-13 | Keefe, Bruyette & Woods | Market Perform | Outperform | Upgrade |
| 2021-10-12 | Barclays | Overweight | Maintains | |
| 2021-06-07 | RBC Capital | Outperform | Maintains | |
| 2021-05-10 | Deutsche Bank | Buy | Maintains | |
| 2021-01-19 | JP Morgan | Overweight | Neutral | Downgrade |
| 2020-10-08 | MKM Partners | Buy | Maintains | |
| 2020-06-09 | Keefe, Bruyette & Woods | Outperform | Market Perform | Downgrade |
| 2020-06-01 | Susquehanna | Positive | Maintains | |
| 2020-05-26 | Compass Point | Buy | Maintains | |
| 2020-05-12 | Deutsche Bank | Buy | Maintains | |
| 2020-04-16 | Deutsche Bank | Buy | Maintains | |
| 2020-04-14 | Deutsche Bank | Buy | Maintains | |
| 2020-03-11 | MKM Partners | Neutral | Buy | Upgrade |
| 2020-02-19 | Deutsche Bank | Buy | Maintains | |
| 2020-02-18 | JP Morgan | Overweight | Maintains | |
| 2020-01-17 | JP Morgan | Neutral | Overweight | Upgrade |
| 2019-11-11 | Barclays | Overweight | Maintains | |
| 2018-11-12 | Barclays | Overweight | Overweight | Maintains |
| 2018-10-24 | JP Morgan | Neutral | Neutral | Maintains |
| 2018-08-06 | Susquehanna | Positive | Positive | Maintains |
| 2018-07-23 | JP Morgan | Neutral | Neutral | Maintains |
| 2018-04-19 | Wells Fargo | Outperform | Market Perform | Downgrade |
| 2018-04-11 | Barclays | Overweight | Overweight | Maintains |
| 2018-04-10 | Deutsche Bank | Buy | Buy | Maintains |
| 2018-03-15 | Macquarie | Outperform | Initiate | |
| 2018-01-08 | Deutsche Bank | Hold | Buy | Upgrade |
| 2017-12-20 | RBC Capital | Outperform | Initiate | |
| 2017-11-10 | Barclays | Overweight | Maintains | |
| 2017-11-03 | Deutsche Bank | Buy | Hold | Downgrade |
| 2017-10-25 | Deutsche Bank | Buy | Maintains | |
| 2017-09-12 | BTIG Research | Neutral | Buy | Upgrade |
| 2017-08-23 | Keefe Bruyette & Woods | Market Perform | Outperform | Upgrade |
| 2017-08-08 | Deutsche Bank | Buy | Maintains | |
| 2017-08-07 | Barclays | Overweight | Maintains | |
| 2017-05-09 | Bank of America | Buy | Upgrade | |
| 2017-04-21 | JP Morgan | Overweight | Neutral | Downgrade |
| 2017-01-20 | Deutsche Bank | Buy | Initiate | |
| 2016-12-06 | BTIG Research | Buy | Neutral | Downgrade |
| 2016-10-27 | Bank of America | Neutral | Underperform | Downgrade |
| 2016-09-28 | Bank of America | Buy | Neutral | Downgrade |
| 2016-09-07 | Barclays | Overweight | Maintains | |
| 2016-08-05 | Keefe Bruyette & Woods | Outperform | Market Perform | Downgrade |
| 2016-08-05 | JP Morgan | Overweight | Maintains | |
| 2016-08-05 | Barclays | Overweight | Maintains | |
| 2016-05-02 | Credit Suisse | Neutral | Maintains | |
| 2016-02-16 | Keefe Bruyette & Woods | Outperform | Maintains | |
| 2016-02-16 | Barclays | Overweight | Maintains | |
| 2015-08-12 | Keefe Bruyette & Woods | Outperform | Maintains | |
| 2015-05-11 | Keefe Bruyette & Woods | Outperform | Maintains | |
| 2015-05-11 | Barclays | Overweight | Maintains | |
| 2015-03-04 | MKM Partners | Neutral | Initiate | |
| 2015-03-04 | Keefe Bruyette & Woods | Market Perform | Outperform | Upgrade |
| 2015-02-17 | Keefe Bruyette & Woods | Market Perform | Maintains | |
| 2014-12-16 | Keefe Bruyette & Woods | Outperform | Market Perform | Downgrade |
| 2014-11-12 | Keefe Bruyette & Woods | Outperform | Maintains | |
| 2014-11-12 | JP Morgan | Overweight | Maintains | |
| 2014-08-21 | Credit Suisse | Neutral | Maintains | |
| 2014-07-25 | JP Morgan | Overweight | Maintains | |
| 2014-05-12 | Keefe Bruyette & Woods | Market Perform | Outperform | Upgrade |
| 2014-05-12 | JP Morgan | Overweight | Maintains | |
| 2014-05-06 | Macquarie | Neutral | Outperform | Upgrade |
| 2014-02-21 | Keefe Bruyette & Woods | Outperform | Market Perform | Downgrade |
| 2014-02-20 | JP Morgan | Market Outperform | Market Perform | Downgrade |
| 2013-12-20 | Compass Point | Neutral | Initiate | |
| 2013-12-05 | Goldman Sachs | Neutral | Initiate | |
| 2013-11-25 | Keefe Bruyette & Woods | Outperform | Initiate | |
| 2013-11-25 | JP Morgan | Overweight | Initiate | |
| 2013-11-25 | Barclays | Overweight | Initiate | |
| 2023-02-13 | RBC Capital | Outperform | Maintains | |
| 2023-04-17 | JP Morgan | Overweight | Maintains | |
| 2023-05-08 | Keefe, Bruyette & Woods | Outperform | Maintains | |
| 2023-05-08 | RBC Capital | Outperform | Maintains | |
| 2023-06-13 | Keefe, Bruyette & Woods | Outperform | Market Perform | Downgrade |
| 2023-08-08 | Goldman Sachs | Neutral | Neutral | Maintains |
| 2023-08-07 | JP Morgan | Overweight | Overweight | Maintains |
| 2023-08-04 | BTIG | Buy | Buy | Maintains |
| 2023-12-06 | UBS | Neutral | Initiate | |
| 2023-08-07 | RBC Capital | Outperform | Outperform | Maintains |
| 2023-09-25 | RBC Capital | Outperform | Outperform | Reiterate |
| 2023-11-15 | Barclays | Overweight | Initiate | |
| 2024-04-04 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2024-04-03 | JP Morgan | Overweight | Neutral | Downgrade |
| 2024-05-22 | UBS | Neutral | Neutral | Maintains |
| 2024-05-06 | RBC Capital | Outperform | Outperform | Maintains |
| 2024-02-12 | RBC Capital | Outperform | Outperform | Maintains |
| 2024-07-09 | Barclays | Overweight | Overweight | Maintains |
| 2024-07-08 | JP Morgan | Neutral | Neutral | Maintains |
| 2024-11-05 | Goldman Sachs | Neutral | Neutral | Maintains |
| 2024-08-05 | RBC Capital | Outperform | Outperform | Maintains |
| 2024-08-05 | BTIG | Buy | Buy | Maintains |
| 2024-10-07 | JP Morgan | Neutral | Neutral | Maintains |
| 2024-10-08 | Barclays | Overweight | Overweight | Maintains |
| 2024-08-05 | JP Morgan | Neutral | Neutral | Maintains |
| 2024-08-05 | Keefe, Bruyette & Woods | Market Perform | Outperform | Upgrade |
| 2024-12-09 | JP Morgan | Neutral | Neutral | Maintains |
| 2025-04-08 | JP Morgan | Neutral | Overweight | Upgrade |
| 2025-01-06 | Barclays | Overweight | Equal-Weight | Downgrade |
| 2024-12-10 | Keefe, Bruyette & Woods | Outperform | Outperform | Maintains |
| 2024-11-04 | RBC Capital | Outperform | Outperform | Maintains |
| 2024-11-04 | JP Morgan | Neutral | Neutral | Maintains |
| 2024-11-04 | Barclays | Overweight | Overweight | Maintains |
| 2025-02-18 | RBC Capital | Outperform | Outperform | Reiterate |
| 2025-02-18 | Keefe, Bruyette & Woods | Outperform | Outperform | Maintains |
| 2025-01-08 | Keefe, Bruyette & Woods | Outperform | Outperform | Maintains |
| 2025-04-08 | Keefe, Bruyette & Woods | Outperform | Outperform | Maintains |
| 2025-05-23 | Compass Point | Buy | Buy | Maintains |
| 2025-07-08 | Barclays | Equal-Weight | Equal-Weight | Maintains |
| 2025-07-07 | Keefe, Bruyette & Woods | Outperform | Market Perform | Downgrade |
