Overview
Citizens Financial Group, Inc., headquartered in Providence, Rhode Island, USA, is a prominent entity in the financial services sector. Predominantly engaged in retail banking, the company offers a broad array of financial products and services including savings and checking accounts, home mortgages, personal loans, and credit card services. It also provides wealth management, and corporate and institutional banking solutions. Central to its strategic initiatives is the enhancement of its digital and mobile banking capabilities, aimed at enriching customer experience and streamlining operations. Citizens Financial has undertaken numerous acquisitions in recent years, including its investment in Franklin American Mortgage and the acquisition of HSBC's East Coast retail banking operations, substantially boosting its market presence and asset base. These strategic moves underscore its commitment to growth and service expansion within the financial industry.
Basic Stats
The Factor Analysis chart (below right) shows a view of Citizens Financial Group, Inc. - Preferred Stock from a variety of lenses. Each factor shows how well the company ranks against all other companies in the Fintel global investing universe. Factor scores range from zero to 100, with 100 being most desirable, and 50 being average.
For example, a company with a Value Score of 100 would be the most undervalued company in our database. A company with a Value Score of zero would be the most overvalued.
| Market Cap | |
| EV | |
| Shares Out. | 432.77 MM |
| Earnings Date | |
| EPS (TTM) | 3.68 |
| Dividend Yield | |
| Ex-Dividend Date | 2025-06-20 |
| Borrow Rate | |
| Short Shares Avail. | |
| Short Interest | 0.01 MM |
| Short Float | |
| Days to Cover | 1.00 days |
| Risk Free Rate | 4.17 % |
| Price Change (1 yr) | |
| Volatility (1 yr) | |
| Beta | |
| Sharpe Ratio (1 yr) | |
| Sortino Ratio (1 yr) |
| PE Ratio | |
| Price/Book | |
| Price/TBV | |
| Book/Market | |
| EBIT/EV | |
| EBIT(3yr avg)/EV | |
| ROA | 0.01 |
| ROE | 0.07 |
| ROIC | 0.04 |
| CROIC | -0.08 |
| OCROIC | 0.03 |
| Implied Volatility | |
| Put/Call OI Ratio |
Factor Scores range from 0 to 100, with 100 being most desirable. Larger circles are better. In situations where we have no data (e.g. no insider trades), we plot the score at 50 to avoid penalizing companies. However, a company that does not pay dividends will get a Dividend Score of Zero. Additionally, we inverted volatility to create a "stability" metric which is better when higher.
Price Target
The average one-year price target for Citizens Financial Group, Inc. - Preferred Stock is $313.38. The forecasts range from a low of $284.29 to a high of $376.68. A stock’s price target is the price at which analysts consider it fairly valued with respect to its projected earnings and historical earnings. Analysts typically set price targets that correspond to their buy or sell recommendations.
Update Frequency: Monthly
Stock Upgrades/Downgrades
This card shows analyst upgrades/downgrades for Citizens Financial Group, Inc. - Preferred Stock. An analyst rating is a classification that gives investors a sense of analyst sentiment about the direction and performance of an equity - usually a stock - over a period of time, typically 12 months.
The standard analyst ratings are generally as follows:
- Buy/Overweight/Outperform - Any of these ratings conveys an analyst’s belief that the stock is likely to outperform a market index (e.g. the S&P 500).
- Hold/Equal-Weight/Market Perform - Any of these ratings conveys an analyst’s belief that the stock is likely to perform in line with a market index.
- Sell/Underweight/Underperform - Any of these ratings suggest that an analyst believes the stock is likely to underperform a market index.
When an analyst upgrades a stock, they are signaling that the company’s fundamentals are being undervalued by investors. It could also mean they believe the market is underestimating the company’s potential. The opposite is true when a stock receives a downgrade.
The average rating of each individual analyst’s rating is the consensus rating for a stock. This gives investors a broader sense of the overall sentiment for that stock.
| Date | Analyst | Prior | Latest Recommendation |
Action |
|---|---|---|---|---|
| 2022-01-13 | UBS | Neutral | Initiate | |
| 2016-10-12 | Citigroup | Buy | Maintains | |
| 2024-07-09 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2024-07-03 | Jefferies | Hold | Hold | Maintains |
| 2024-06-25 | Evercore ISI Group | In-Line | In-Line | Maintains |
| 2024-06-12 | Morgan Stanley | Equal-Weight | Equal-Weight | Maintains |
| 2024-05-01 | JP Morgan | Neutral | Neutral | Maintains |
| 2024-04-26 | Piper Sandler | Neutral | Overweight | Upgrade |
| 2024-04-24 | Argus Research | Buy | Buy | Maintains |
| 2024-04-19 | Citigroup | Buy | Buy | Maintains |
| 2024-04-18 | Wedbush | Neutral | Neutral | Maintains |
| 2024-04-08 | Jefferies | Hold | Hold | Maintains |
| 2024-04-05 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2024-03-28 | Evercore ISI Group | In-Line | In-Line | Maintains |
| 2024-02-07 | Morgan Stanley | Equal-Weight | Equal-Weight | Maintains |
| 2024-02-05 | Citigroup | Neutral | Buy | Upgrade |
| 2024-01-18 | UBS | Buy | Buy | Maintains |
| 2024-01-18 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2024-01-18 | Wedbush | Neutral | Neutral | Maintains |
| 2024-01-18 | RBC Capital | Outperform | Outperform | Maintains |
| 2024-01-02 | Barclays | Overweight | Equal-Weight | Downgrade |
| 2023-12-22 | Citigroup | Neutral | Neutral | Maintains |
| 2023-12-18 | Goldman Sachs | Buy | Buy | Maintains |
| 2023-05-18 | RBC Capital | Outperform | Outperform | Reiterate |
| 2023-05-16 | Morgan Stanley | Overweight | Overweight | Maintains |
| 2023-04-20 | DA Davidson | Buy | Maintains | |
| 2023-04-20 | RBC Capital | Outperform | Maintains | |
| 2023-04-20 | Credit Suisse | Neutral | Maintains | |
| 2023-04-20 | Baird | Outperform | Maintains | |
| 2023-04-20 | B of A Securities | Buy | Neutral | Downgrade |
| 2023-04-20 | Barclays | Overweight | Maintains | |
| 2023-04-12 | Barclays | Equal-Weight | Maintains | |
| 2023-04-10 | JP Morgan | Overweight | Maintains | |
| 2023-03-30 | Goldman Sachs | Buy | Maintains | |
| 2023-03-24 | RBC Capital | Outperform | Maintains | |
| 2023-02-22 | Citigroup | Neutral | Maintains | |
| 2023-02-15 | Piper Sandler | Overweight | Maintains | |
| 2023-01-03 | Wedbush | Outperform | Neutral | Downgrade |
| 2023-01-03 | Barclays | Overweight | Maintains | |
| 2022-12-21 | DA Davidson | Buy | Initiate | |
| 2022-12-05 | Morgan Stanley | Overweight | Maintains | |
| 2022-10-20 | Credit Suisse | Neutral | Maintains | |
| 2022-10-05 | Morgan Stanley | Overweight | Maintains | |
| 2022-10-03 | Goldman Sachs | Buy | Maintains | |
| 2022-09-12 | Deutsche Bank | Buy | Maintains | |
| 2022-07-20 | Barclays | Overweight | Maintains | |
| 2022-07-20 | Morgan Stanley | Overweight | Maintains | |
| 2022-07-12 | Morgan Stanley | Overweight | Maintains | |
| 2022-07-07 | RBC Capital | Outperform | Maintains | |
| 2022-06-13 | Stephens & Co. | Overweight | Maintains | |
| 2022-05-31 | Goldman Sachs | Buy | Maintains | |
| 2022-05-26 | Wolfe Research | Underperform | Maintains | |
| 2022-05-16 | UBS | Neutral | Buy | Upgrade |
| 2022-04-11 | Citigroup | Buy | Neutral | Downgrade |
| 2022-04-05 | Keefe, Bruyette & Woods | Outperform | Market Perform | Downgrade |
| 2022-03-28 | Morgan Stanley | Overweight | Maintains | |
| 2022-01-24 | Credit Suisse | Neutral | Maintains | |
| 2023-12-04 | Morgan Stanley | Overweight | Equal-Weight | Downgrade |
| 2023-10-25 | Piper Sandler | Overweight | Neutral | Downgrade |
| 2023-10-23 | Wolfe Research | Underperform | Peer Perform | Upgrade |
| 2023-10-19 | Morgan Stanley | Overweight | Overweight | Maintains |
| 2023-09-27 | Morgan Stanley | Overweight | Overweight | Maintains |
| 2023-09-19 | Citigroup | Neutral | Neutral | Maintains |
| 2023-09-15 | Piper Sandler | Overweight | Overweight | Maintains |
| 2023-09-12 | RBC Capital | Outperform | Outperform | Maintains |
| 2023-09-08 | Stephens & Co. | Overweight | Overweight | Reiterate |
| 2023-07-21 | Citigroup | Neutral | Neutral | Maintains |
| 2023-07-21 | Morgan Stanley | Overweight | Overweight | Reiterate |
| 2023-07-21 | Goldman Sachs | Buy | Buy | Maintains |
| 2023-07-20 | Stephens & Co. | Overweight | Overweight | Reiterate |
| 2023-07-20 | Wedbush | Neutral | Neutral | Maintains |
| 2023-07-20 | Credit Suisse | Neutral | Neutral | Reiterate |
| 2023-07-11 | Jefferies | Hold | Hold | Maintains |
| 2023-07-10 | Evercore ISI Group | Outperform | In-Line | Downgrade |
| 2023-07-07 | Morgan Stanley | Overweight | Overweight | Reiterate |
| 2023-06-30 | RBC Capital | Outperform | Outperform | Maintains |
| 2023-06-29 | JP Morgan | Overweight | Neutral | Downgrade |
| 2023-06-12 | Citigroup | Neutral | Maintains | |
| 2023-05-19 | Goldman Sachs | Buy | Buy | Maintains |
| 2022-01-11 | Citigroup | Neutral | Buy | Upgrade |
| 2022-01-06 | JP Morgan | Overweight | Maintains | |
| 2021-12-06 | Morgan Stanley | Overweight | Maintains | |
| 2021-07-08 | Barclays | Overweight | Maintains | |
| 2021-05-26 | Morgan Stanley | Overweight | Maintains | |
| 2021-04-20 | Morgan Stanley | Overweight | Maintains | |
| 2021-04-01 | Deutsche Bank | Buy | Maintains | |
| 2021-03-18 | Morgan Stanley | Overweight | Maintains | |
| 2021-02-24 | Morgan Stanley | Overweight | Maintains | |
| 2021-01-27 | Morgan Stanley | Overweight | Maintains | |
| 2021-01-21 | Credit Suisse | Neutral | Maintains | |
| 2021-01-12 | UBS | Buy | Neutral | Downgrade |
| 2021-01-07 | Morgan Stanley | Overweight | Maintains | |
| 2020-12-07 | Morgan Stanley | Overweight | Maintains | |
| 2020-11-03 | Morgan Stanley | Overweight | Maintains | |
| 2020-09-23 | B of A Securities | Buy | Maintains | |
| 2020-09-10 | DA Davidson | Buy | Initiate | |
| 2020-08-04 | Morgan Stanley | Overweight | Maintains | |
| 2020-07-20 | Argus Research | Buy | Maintains | |
| 2020-07-20 | B of A Securities | Buy | Maintains | |
| 2020-07-10 | B of A Securities | Buy | Maintains | |
| 2020-06-08 | Morgan Stanley | Overweight | Maintains | |
| 2020-05-04 | UBS | Neutral | Buy | Upgrade |
| 2020-04-21 | Argus Research | Buy | Maintains | |
| 2020-04-20 | Wedbush | Outperform | Maintains | |
| 2020-04-08 | Citigroup | Neutral | Maintains | |
| 2020-04-07 | Morgan Stanley | Overweight | Maintains | |
| 2020-04-02 | Deutsche Bank | Buy | Maintains | |
| 2020-03-17 | Morgan Stanley | Overweight | Maintains | |
| 2020-03-05 | Morgan Stanley | Overweight | Maintains | |
| 2020-01-21 | RBC Capital | Outperform | Maintains | |
| 2020-01-21 | Stephens & Co. | Overweight | Maintains | |
| 2020-01-06 | Barclays | Equal-Weight | Overweight | Upgrade |
| 2019-12-16 | Citigroup | Sell | Neutral | Upgrade |
| 2019-10-10 | JP Morgan | Overweight | Maintains | |
| 2019-10-08 | Citi | Neutral | Sell | Downgrade |
| 2019-10-03 | Morgan Stanley | Overweight | Maintains | |
| 2019-07-29 | Argus | Hold | Buy | Upgrade |
| 2019-07-12 | Citigroup | Buy | Neutral | Downgrade |
| 2019-07-10 | UBS | Buy | Neutral | Downgrade |
| 2019-07-09 | JP Morgan | Overweight | Maintains | |
| 2019-06-19 | Argus | Hold | Initiate | |
| 2019-01-10 | Citigroup | Neutral | Buy | Upgrade |
| 2019-01-02 | RBC Capital | Sector Perform | Outperform | Upgrade |
| 2018-12-11 | Morgan Stanley | Overweight | Overweight | Maintains |
| 2018-12-07 | Credit Suisse | Neutral | Neutral | Maintains |
| 2018-11-27 | Macquarie | Neutral | Outperform | Upgrade |
| 2018-10-22 | BMO Capital | Outperform | Outperform | Maintains |
| 2018-10-22 | Bank of America | Underperform | Buy | Upgrade |
| 2018-09-18 | Morgan Stanley | Overweight | Overweight | Maintains |
| 2018-05-31 | Morgan Stanley | Overweight | Overweight | Maintains |
| 2018-05-30 | Baird | Neutral | Outperform | Upgrade |
| 2018-04-23 | Sandler O'Neill | Hold | Buy | Upgrade |
| 2018-04-23 | BMO Capital | Outperform | Outperform | Maintains |
| 2018-04-09 | Citigroup | Neutral | Neutral | Maintains |
| 2018-04-04 | Deutsche Bank | Hold | Buy | Upgrade |
| 2017-12-19 | BMO Capital | Market Perform | Outperform | Upgrade |
| 2017-12-13 | Morgan Stanley | Overweight | Maintains | |
| 2017-10-23 | Barclays | Equal-Weight | Maintains | |
| 2017-10-10 | Citigroup | Neutral | Maintains | |
| 2017-10-09 | Citigroup | Neutral | Maintains | |
| 2017-10-02 | Bank of America | Buy | Underperform | Downgrade |
| 2017-09-14 | Bernstein | Market Perform | Outperform | Upgrade |
| 2017-05-25 | BMO Capital | Market Perform | Initiate | |
| 2017-05-18 | Macquarie | Underperform | Initiate | |
| 2017-05-01 | Wedbush | Neutral | Outperform | Upgrade |
| 2017-04-21 | PiperJaffray | Neutral | Overweight | Upgrade |
| 2016-11-30 | Deutsche Bank | Hold | Maintains | |
| 2016-11-29 | Keefe Bruyette & Woods | Market Perform | Outperform | Upgrade |
| 2016-11-16 | Bernstein | Outperform | Market Perform | Downgrade |
| 2016-11-16 | PiperJaffray | Overweight | Neutral | Downgrade |
| 2016-11-15 | Oppenheimer | Outperform | Market Perform | Downgrade |
| 2016-11-14 | Sandler O'Neill | Buy | Hold | Downgrade |
| 2016-11-08 | Citigroup | Buy | Neutral | Downgrade |
| 2016-10-07 | Wedbush | Outperform | Initiate | |
| 2016-09-08 | Credit Suisse | Neutral | Maintains | |
| 2016-06-06 | Citigroup | Buy | Maintains | |
| 2016-05-13 | Wells Fargo | Market Perform | Outperform | Upgrade |
| 2016-01-25 | Barclays | Equal-Weight | Maintains | |
| 2016-01-11 | Goldman Sachs | Neutral | Buy | Upgrade |
| 2015-11-23 | PiperJaffray | Overweight | Initiate | |
| 2015-10-14 | Credit Suisse | Neutral | Maintains | |
| 2015-10-12 | Citigroup | Neutral | Buy | Upgrade |
| 2015-09-30 | UBS | Neutral | Buy | Upgrade |
| 2015-08-26 | Guggenheim | Neutral | Buy | Upgrade |
| 2015-08-26 | Bernstein | Market Perform | Outperform | Upgrade |
| 2015-08-10 | Bank of America | Buy | Initiate | |
| 2015-07-10 | Citigroup | Neutral | Maintains | |
| 2015-06-26 | Guggenheim | Buy | Neutral | Downgrade |
| 2015-06-25 | Guggenheim | Buy | Neutral | Downgrade |
| 2015-06-05 | Keefe Bruyette & Woods | Outperform | Market Perform | Downgrade |
| 2015-02-10 | Deutsche Bank | Buy | Maintains | |
| 2015-01-28 | Jefferies | Hold | Maintains | |
| 2015-01-05 | Barclays | Equal-Weight | Maintains | |
| 2014-11-03 | Keefe Bruyette & Woods | Outperform | Initiate | |
| 2014-11-03 | RBC Capital | Sector Perform | Initiate | |
| 2014-11-03 | Evercore Partners | Buy | Initiate | |
| 2014-11-03 | JP Morgan | Overweight | Initiate | |
| 2014-11-03 | Barclays | Equal-Weight | Initiate | |
| 2014-11-03 | Bernstein | Market Perform | Initiate | |
| 2014-11-03 | UBS | Neutral | Initiate | |
| 2014-11-03 | Jefferies | Hold | Initiate | |
| 2014-11-03 | Citigroup | Neutral | Initiate | |
| 2014-11-03 | Wells Fargo | Market Perform | Initiate | |
| 2014-11-03 | Oppenheimer | Outperform | Initiate | |
| 2014-11-03 | Morgan Stanley | Overweight | Initiate | |
| 2014-11-03 | Deutsche Bank | Buy | Initiate | |
| 2014-11-03 | Goldman Sachs | Equal-weight | Initiate | |
| 2014-10-30 | Baird | Neutral | Initiate | |
| 2014-10-28 | Compass Point | Buy | Maintains | |
| 2014-10-07 | Compass Point | Buy | Initiate | |
| 2024-07-18 | Goldman Sachs | Buy | Buy | Maintains |
| 2024-07-18 | RBC Capital | Outperform | Outperform | Maintains |
| 2024-07-18 | DA Davidson | Buy | Buy | Maintains |
| 2024-07-18 | Morgan Stanley | Equal-Weight | Equal-Weight | Maintains |
| 2024-08-05 | Morgan Stanley | Equal-Weight | Equal-Weight | Maintains |
| 2024-07-26 | Piper Sandler | Overweight | Overweight | Maintains |
| 2024-10-02 | Evercore ISI Group | In-Line | In-Line | Maintains |
| 2024-11-21 | Citigroup | Buy | Buy | Maintains |
| 2024-07-19 | Stephens & Co. | Overweight | Overweight | Maintains |
| 2024-07-18 | UBS | Buy | Buy | Maintains |
| 2024-12-03 | Piper Sandler | Overweight | Overweight | Maintains |
| 2024-11-26 | Goldman Sachs | Buy | Buy | Maintains |
| 2024-12-04 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2025-03-13 | Morgan Stanley | Equal-Weight | Equal-Weight | Maintains |
| 2025-04-03 | JP Morgan | Neutral | Neutral | Maintains |
| 2024-10-17 | RBC Capital | Outperform | Outperform | Maintains |
| 2024-10-17 | Barclays | Equal-Weight | Equal-Weight | Maintains |
| 2024-10-17 | DA Davidson | Buy | Buy | Maintains |
| 2024-12-10 | Compass Point | Buy | Buy | Maintains |
| 2025-03-21 | Truist Securities | Hold | Hold | Maintains |
| 2025-01-29 | Stephens & Co. | Overweight | Overweight | Reiterate |
| 2025-05-21 | Jefferies | Buy | Initiate | |
| 2024-09-30 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2025-01-21 | Truist Securities | Hold | Hold | Maintains |
| 2025-01-21 | Raymond James | Strong Buy | Strong Buy | Reiterate |
| 2025-01-21 | Stephens & Co. | Overweight | Overweight | Reiterate |
| 2025-01-21 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2025-01-07 | Truist Securities | Hold | Initiate | |
| 2025-01-06 | Barclays | Equal-Weight | Equal-Weight | Maintains |
| 2025-03-24 | Citigroup | Buy | Buy | Maintains |
| 2025-04-17 | RBC Capital | Outperform | Outperform | Maintains |
| 2025-04-17 | Piper Sandler | Overweight | Overweight | Maintains |
| 2025-04-17 | Raymond James | Strong Buy | Strong Buy | Reiterate |
| 2025-04-17 | Goldman Sachs | Buy | Buy | Maintains |
| 2025-04-17 | DA Davidson | Buy | Buy | Maintains |
| 2025-04-17 | Truist Securities | Hold | Hold | Maintains |
| 2025-04-17 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintains |
| 2025-04-17 | Barclays | Equal-Weight | Equal-Weight | Maintains |
| 2025-08-01 | JP Morgan | Neutral | Overweight | Upgrade |
| 2025-07-02 | Citigroup | Buy | Buy | Maintains |
| 2025-07-18 | Barclays | Equal-Weight | Equal-Weight | Maintains |
| 2025-07-18 | DA Davidson | Buy | Buy | Maintains |
| 2025-07-18 | Raymond James | Strong Buy | Strong Buy | Maintains |
| 2025-07-18 | Evercore ISI Group | In-Line | Outperform | Upgrade |
| 2025-05-30 | UBS | Buy | Buy | Maintains |
| 2025-07-21 | Citigroup | Buy | Buy | Maintains |
