Overview
Bankinter, S.A. is a commercial bank based in Spain, primarily operating in the banking industry. It offers various financial services, including retail banking, business banking, private banking, and asset management. Bankinter is recognized for its digital banking initiatives and has been at the forefront of developing innovative solutions. One of its key projects includes launching a digital business bank, EVO Banco, and the mobile-only bank, COINC. The bank's strong commitment to digital innovation and customer-centric services has helped it maintain a robust position in the competitive Spanish banking market.
Basic Stats
The share price of Bankinter, S.A. as of September 5, 2025 is €12.52 / share. This is a decrease of -1.80% from the prior week. The market cap (or net worth) of Bankinter, S.A. as of September 5, 2025 is €10,717.98 MM.
The Factor Analysis chart (below right) shows a view of Bankinter, S.A. from a variety of lenses. Each factor shows how well the company ranks against all other companies in the Fintel global investing universe. Factor scores range from zero to 100, with 100 being most desirable, and 50 being average.
For example, a company with a Value Score of 100 would be the most undervalued company in our database. A company with a Value Score of zero would be the most overvalued.
| Market Cap | 10,717.98 MM |
| EV | 9,063.77 MM |
| Shares Out. | 856.41 MM |
| Earnings Date | |
| EPS (TTM) | 1.15 |
| Dividend Yield | 4.24 % |
| Ex-Dividend Date | 2025-06-23 |
| Borrow Rate | 0.56 |
| Short Shares Avail. | 3.90 MM |
| Short Interest | |
| Short Float | |
| Days to Cover | |
| Risk Free Rate | 4.17 % |
| Price Change (1 yr) | 55.93 % |
| Volatility (1 yr) | 0.28 |
| Beta | 0.80 |
| Sharpe Ratio (1 yr) | 1.87 |
| Sortino Ratio (1 yr) | 3.15 |
| PE Ratio | 10.91 |
| Price/Book | 1.73 |
| Price/TBV | 1.82 |
| Book/Market | 0.58 |
| EBIT/EV | 0.15 |
| EBIT(3yr avg)/EV | 0.14 |
| ROA | 0.01 |
| ROE | 0.18 |
| ROIC | 0.06 |
| CROIC | 0.10 |
| OCROIC | 0.09 |
| Implied Volatility | |
| Put/Call OI Ratio |
| Growth | 85.50 /100 |
| Profitability | 69.64 /100 |
| Quality Score | 26.75 /100 |
| Value Score | 91.39 /100 |
| Momentum Score | 70.38 /100 |
| Stability (Low Vol) Score | 77.00 /100 |
| Analyst Sentiment | 11.32 /100 |
| Fund Sentiment | 83.38 /100 |
| Insider Sentiment | |
| Officer Sentiment | |
| Dividend Score | 73.32 /100 |
| QVM Score | |
| Piotroski F-SCORE |
Factor Scores range from 0 to 100, with 100 being most desirable. Larger circles are better. In situations where we have no data (e.g. no insider trades), we plot the score at 50 to avoid penalizing companies. However, a company that does not pay dividends will get a Dividend Score of Zero. Additionally, we inverted volatility to create a "stability" metric which is better when higher.
Price Target
The average one-year price target for Bankinter, S.A. is €12.52. The forecasts range from a low of €8.08 to a high of €14.70. A stock’s price target is the price at which analysts consider it fairly valued with respect to its projected earnings and historical earnings. Analysts typically set price targets that correspond to their buy or sell recommendations.
Update Frequency: Monthly
Stock Upgrades/Downgrades
This card shows analyst upgrades/downgrades for Bankinter, S.A.. An analyst rating is a classification that gives investors a sense of analyst sentiment about the direction and performance of an equity - usually a stock - over a period of time, typically 12 months.
The standard analyst ratings are generally as follows:
- Buy/Overweight/Outperform - Any of these ratings conveys an analyst’s belief that the stock is likely to outperform a market index (e.g. the S&P 500).
- Hold/Equal-Weight/Market Perform - Any of these ratings conveys an analyst’s belief that the stock is likely to perform in line with a market index.
- Sell/Underweight/Underperform - Any of these ratings suggest that an analyst believes the stock is likely to underperform a market index.
When an analyst upgrades a stock, they are signaling that the company’s fundamentals are being undervalued by investors. It could also mean they believe the market is underestimating the company’s potential. The opposite is true when a stock receives a downgrade.
The average rating of each individual analyst’s rating is the consensus rating for a stock. This gives investors a broader sense of the overall sentiment for that stock.
| Date | Analyst | Prior | Latest Recommendation |
Action |
|---|---|---|---|---|
| 2023-04-14 | CAIXABANK BPI | Neutral | Buy | Upgrade |
| 2023-04-12 | BANCO SANTANDER | Buy | Outperform | Maintains |
| 2023-04-06 | BNP PARIBAS EXANE | Outperform | Outperform | Maintains |
| 2023-03-29 | ALANTRA EQUITIES | Buy | Neutral | Downgrade |
| 2023-02-22 | NORBOLSA | Buy | Hold | Downgrade |
| 2023-01-30 | REDBURN LIMITED | Neutral | Neutral | Maintains |
| 2023-01-23 | SOCIETE GENERALE | Sell | Hold | Upgrade |
| 2023-01-19 | ANALISIS BANCO SABADELL | Sell | Buy | Upgrade |
| 2022-12-22 | NORBOLSA | Buy | Buy | Maintains |
| 2022-11-22 | ALANTRA EQUITIES | Strong Buy | Buy | Downgrade |
| 2022-10-21 | BERENBERG | Hold | Hold | Maintains |
| 2022-07-05 | CAIXABANK BPI | Buy | Neutral | Downgrade |
| 2022-03-24 | ALANTRA EQUITIES | Buy | Strong Buy | Upgrade |
| 2022-01-11 | CAIXABANK BPI | Buy | Buy | Maintains |
| 2021-08-12 | BANCO SANTANDER | Buy | Buy | Maintains |
| 2021-07-19 | SOCIETE GENERALE | Sell | Sell | Maintains |
| 2021-07-16 | ANALISIS BANCO SABADELL | Sell | Sell | Maintains |
| 2021-07-15 | ALANTRA EQUITIES | Strong Buy | Buy | Downgrade |
| 2021-03-12 | ALANTRA EQUITIES | Strong Buy | Strong Buy | Maintains |
| 2021-02-26 | NORBOLSA | Buy | Buy | Maintains |
| 2023-06-05 | CAIXABANK BPI | Neutral | Buy | Upgrade |
| 2023-05-30 | REDBURN LIMITED | Neutral | Buy | Upgrade |
| 2023-05-28 | ALANTRA EQUITIES | Buy | Neutral | Downgrade |
| 2023-05-23 | BNP PARIBAS EXANE | Outperform | Outperform | Maintains |
| 2023-05-14 | ANALISIS BANCO SABADELL | Sell | Buy | Upgrade |
| 2023-05-01 | BANCO SANTANDER | Buy | Outperform | Maintains |
| 2023-04-20 | SOCIETE GENERALE | Sell | Hold | Upgrade |
| 2023-04-20 | NORBOLSA | Hold | Buy | Upgrade |
| 2023-04-18 | REDBURN LIMITED | Neutral | Neutral | Maintains |
| 2023-02-21 | NORBOLSA | Buy | Hold | Downgrade |
| 2022-12-21 | NORBOLSA | Buy | Buy | Maintains |
| 2022-11-21 | ALANTRA EQUITIES | Strong Buy | Buy | Downgrade |
| 2022-10-20 | BERENBERG | Hold | Hold | Maintains |
| 2022-07-04 | CAIXABANK BPI | Buy | Neutral | Downgrade |
| 2022-03-23 | ALANTRA EQUITIES | Buy | Strong Buy | Upgrade |
| 2022-01-10 | CAIXABANK BPI | Buy | Buy | Maintains |
| 2021-08-11 | BANCO SANTANDER | Buy | Buy | Maintains |
| 2021-07-18 | SOCIETE GENERALE | Sell | Sell | Maintains |
| 2021-07-15 | ANALISIS BANCO SABADELL | Sell | Sell | Maintains |
| 2021-07-14 | ALANTRA EQUITIES | Buy | Buy | Maintains |
| 2021-02-25 | NORBOLSA | Buy | Buy | Maintains |
| 2023-08-22 | BNP PARIBAS EXANE | Outperform | Outperform | Maintains |
| 2023-08-13 | REDBURN ATLANTIC | Buy | Buy | Maintains |
| 2023-07-30 | CAIXABANK BPI | Buy | Buy | Maintains |
| 2023-07-20 | SOCIETE GENERALE | Hold | Buy | Upgrade |
| 2023-07-19 | ALANTRA EQUITIES | Neutral | Neutral | Maintains |
| 2023-07-19 | BANCO SANTANDER | Outperform | Outperform | Maintains |
| 2023-07-19 | ANALISIS BANCO SABADELL | Buy | Buy | Maintains |
| 2023-07-19 | NORBOLSA | Buy | Buy | Maintains |
| 2023-12-21 | ALANTRA EQUITIES | Neutral | Buy | Upgrade |
| 2023-11-27 | BANCO SANTANDER | Outperform | Outperform | Maintains |
| 2023-11-27 | BNP PARIBAS EXANE | Outperform | Outperform | Maintains |
| 2023-11-20 | NORBOLSA | Buy | Buy | Maintains |
| 2023-10-25 | REDBURN ATLANTIC | Buy | Buy | Maintains |
| 2023-10-20 | CAIXABANK BPI | Buy | Buy | Maintains |
| 2023-10-20 | SOCIETE GENERALE | Buy | Buy | Maintains |
| 2023-10-19 | ANALISIS BANCO SABADELL | Buy | Buy | Maintains |
| 2023-08-23 | BNP PARIBAS EXANE | Outperform | Outperform | Maintains |
| 2023-08-14 | REDBURN ATLANTIC | Buy | Buy | Maintains |
| 2023-07-31 | CAIXABANK BPI | Buy | Buy | Maintains |
| 2023-07-21 | SOCIETE GENERALE | Hold | Buy | Upgrade |
| 2023-07-20 | ALANTRA EQUITIES | Neutral | Neutral | Maintains |
| 2023-07-20 | BANCO SANTANDER | Outperform | Outperform | Maintains |
| 2023-07-20 | ANALISIS BANCO SABADELL | Buy | Buy | Maintains |
| 2023-07-20 | NORBOLSA | Buy | Buy | Maintains |
| 2023-06-06 | CAIXABANK BPI | Neutral | Buy | Upgrade |
| 2023-05-31 | REDBURN LIMITED | Neutral | Buy | Upgrade |
| 2023-05-29 | ALANTRA EQUITIES | Buy | Neutral | Downgrade |
| 2023-05-24 | BNP PARIBAS EXANE | Outperform | Outperform | Maintains |
| 2023-05-15 | ANALISIS BANCO SABADELL | Sell | Buy | Upgrade |
| 2023-05-02 | BANCO SANTANDER | Buy | Outperform | Maintains |
| 2023-04-21 | SOCIETE GENERALE | Sell | Hold | Upgrade |
| 2023-04-21 | NORBOLSA | Hold | Buy | Upgrade |
| 2023-04-19 | REDBURN LIMITED | Neutral | Neutral | Maintains |
| 2021-07-15 | ALANTRA EQUITIES | Buy | Buy | Maintains |
| 2024-07-23 | BNP PARIBAS EXANE | Outperform | Outperform | Maintains |
| 2024-07-21 | REDBURN ATLANTIC | Buy | Buy | Maintains |
| 2024-07-18 | CAIXABANK BPI | Buy | Neutral | Downgrade |
| 2024-07-17 | ALANTRA EQUITIES | Buy | Neutral | Downgrade |
| 2024-07-17 | NORBOLSA | Buy | Hold | Downgrade |
| 2024-07-01 | NORBOLSA | Buy | Buy | Maintains |
| 2024-06-13 | BANCO SANTANDER | Outperform | Outperform | Maintains |
| 2024-04-21 | CAIXABANK BPI | Buy | Buy | Maintains |
| 2024-04-18 | ANALISIS BANCO SABADELL | Buy | Buy | Maintains |
| 2024-01-25 | SOCIETE GENERALE | Buy | Buy | Maintains |
| 2024-01-25 | NORBOLSA | Buy | Buy | Maintains |
| 2023-12-20 | ALANTRA EQUITIES | Neutral | Buy | Upgrade |
| 2023-11-26 | BANCO SANTANDER | Outperform | Outperform | Maintains |
| 2023-11-26 | BNP PARIBAS EXANE | Outperform | Outperform | Maintains |
| 2023-11-19 | NORBOLSA | Buy | Buy | Maintains |
| 2023-10-24 | REDBURN ATLANTIC | Buy | Buy | Maintains |
| 2023-10-19 | CAIXABANK BPI | Buy | Buy | Maintains |
| 2023-10-19 | SOCIETE GENERALE | Buy | Buy | Maintains |
| 2023-10-18 | ANALISIS BANCO SABADELL | Buy | Buy | Maintains |
| 2024-12-15 | ALANTRA EQUITIES | Neutral | Sell | Downgrade |
| 2024-11-24 | HSBC | Hold | Hold | Maintains |
| 2024-11-03 | BNP PARIBAS EXANE | Outperform | Outperform | Maintains |
| 2024-10-28 | REDBURN ATLANTIC | Buy | Buy | Maintains |
| 2024-10-23 | ANALISIS BANCO SABADELL | Buy | Underweight | Downgrade |
| 2024-10-13 | CAIXABANK BPI | Neutral | Neutral | Maintains |
| 2024-09-19 | NORBOLSA | Hold | Hold | Maintains |
| 2025-03-23 | HSBC | Hold | Hold | Maintains |
| 2025-03-21 | REDBURN ATLANTIC | Buy | Buy | Maintains |
| 2025-02-25 | CAIXABANK BPI | Neutral | Buy | Upgrade |
| 2025-01-23 | ALANTRA EQUITIES | Sell | Sell | Maintains |
| 2025-01-22 | JEFFERIES | Hold | Hold | Maintains |
| 2025-01-22 | KUTXABANK INVESTMENT | Hold | Hold | Maintains |
| 2025-01-22 | ANALISIS BANCO SABADELL | Underweight | Underweight | Maintains |
| 2025-01-19 | CAIXABANK BPI | Neutral | Neutral | Maintains |
| 2025-07-14 | ROTHSCHILD & CO REDBURN | Buy | Buy | Maintains |
| 2025-07-13 | KUTXABANK INVESTMENT | Hold | Hold | Maintains |
| 2025-07-09 | INTESA SANPAOLO EQUITY RESEARCH | Underperform | Underperform | Maintains |
| 2025-07-02 | JEFFERIES | Hold | Hold | Maintains |
| 2025-06-29 | CAIXABANK BPI | Buy | Neutral | Downgrade |
| 2025-06-24 | ALANTRA EQUITIES | Sell | Neutral | Upgrade |
| 2025-05-27 | ESN/GVC GAESCO BEKA | Neutral | Neutral | Maintains |
| 2025-05-25 | HSBC | Hold | Hold | Maintains |
| 2025-04-10 | ALANTRA EQUITIES | Sell | Sell | Maintains |
