EMYB Income Statement - TTM - Embassy Bancorp, Inc.

Income Statement (TTM)

Embassy Bancorp, Inc. Income Statement shows changes in income and expenses over a period of time. Income Statement data includes Sales and Revenue, Gross Profit, Research and Development (R&D), Selling, General and Administrative Expense (SG&A), Operating Income, Income Tax Expense, Interest Expense, Non-Operating Income, Earnings per Share (EPS), and Shares Outstanding.

All numbers are times 1,000,000 except per share units.

	2020 09-30	2020 12-31	2021 03-31	2021 06-30	2021 09-30	2021 12-31	2022 03-31	2022 06-30	2022 09-30	2022 12-31	2023 03-31	2023 06-30	2023 09-30	2023 12-31	2024 03-31	2024 06-30	2024 09-30	2024 12-31	2025 03-31	2025 06-30
Revenue	37	38	40	41	43	45	46	46	47	48	48	47	45	42	40	39	39	40	41	42
Change (%)		3.16	5.15	4.21	4.88	3.42	1.65	0.54	1.56	2.24	0.09	-1.48	-4.52	-6.88	-4.74	-1.76	-0.55	2.20	2.23	4.07
% of Revenue	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00

Cost Of Sales
Change (%)
% of Revenue

Gross Operating Profit	37	38	40	41	43	45	46	46	47	48	48	47	45	42	40	39	39	40	41	42
Change (%)		3.16	5.15	4.21	4.88	3.42	1.65	0.54	1.56	2.24	0.09	-1.48	-4.52	-6.88	-4.74	-1.76	-0.55	2.20	2.23	4.07
% of Revenue	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00

SG&A	19	19	19	19	20	21	21	22	22	22	23	23	23	23	22	22	22	23	24	24
Change (%)		0.81	-0.01	2.58	2.81	3.05	2.67	2.51	1.97	0.11	2.70	1.10	0.44	-1.69	-2.07	-0.16	0.64	4.64	1.73	2.08
% of Revenue	51.24	50.07	47.62	46.87	45.95	45.78	46.23	47.14	47.33	46.35	47.55	48.80	51.33	54.20	55.72	56.62	57.30	58.67	58.38	57.26

R&D
Change (%)
% of Revenue

OpEx	21	21	21	21	22	23	23	24	24	24	25	25	25	25	24	24	25	26	26	26
Change (%)		0.76	-0.12	2.86	2.76	3.12	2.62	2.33	1.85	0.22	2.08	0.87	0.14	-1.55	-1.47	0.02	0.80	4.19	1.47	2.00
% of Revenue	56.41	55.10	52.35	51.66	50.62	50.47	50.95	51.86	52.01	50.98	51.99	53.23	55.83	59.03	61.06	62.16	63.01	64.23	63.76	62.49

Operating Income	16	17	19	20	21	22	22	22	22	23	23	22	20	17	16	15	14	14	15	16
Change (%)		6.26	11.61	5.71	7.15	3.73	0.67	-1.33	1.23	4.44	-1.97	-4.02	-9.83	-13.62	-9.46	-4.54	-2.78	-1.19	3.58	7.72
% of Revenue	43.59	44.90	47.65	48.34	49.38	49.53	49.05	48.14	47.99	49.02	48.01	46.77	44.17	40.97	38.94	37.84	36.99	35.77	36.24	37.51

Interest Expense
Change (%)
% of Revenue

Net Income	12	13	14	15	16	17	17	17	17	18	17	17	15	13	11	11	11	10	11	12
Change (%)		6.03	12.39	5.49	6.69	3.60	0.94	-1.98	1.86	4.65	-2.34	-4.19	-10.55	-14.58	-9.88	-4.87	-2.65	-1.16	3.36	8.76
% of Revenue	32.94	33.85	36.18	36.63	37.26	37.32	37.06	36.13	36.24	37.09	36.19	35.19	32.97	30.24	28.61	27.71	27.12	26.23	26.52	27.71

Source: Capital IQ

Embassy Bancorp, Inc. - Income Statement (TTM)

Income Statement (TTM)