SCBPL Income Statement - TTM - Standard Chartered Bank (Pakistan) Limited

Income Statement (TTM)

Standard Chartered Bank (Pakistan) Limited Income Statement shows changes in income and expenses over a period of time. Income Statement data includes Sales and Revenue, Gross Profit, Research and Development (R&D), Selling, General and Administrative Expense (SG&A), Operating Income, Income Tax Expense, Interest Expense, Non-Operating Income, Earnings per Share (EPS), and Shares Outstanding.

All numbers are times 1,000,000 except per share units.

	2020 09-30	2020 12-31	2021 03-31	2021 06-30	2021 09-30	2021 12-31	2022 03-31	2022 06-30	2022 09-30	2022 12-31	2023 03-31	2023 06-30	2023 09-30	2023 12-31	2024 03-31	2024 06-30	2024 09-30	2024 12-31	2025 03-31	2025 06-30
Revenue	39,531	35,977	33,107	31,600	34,439	36,770	42,968	47,662	56,150	63,983	69,186	81,904	93,649	108,254	117,948	121,559	123,520	121,332	114,201	106,353
Change (%)		-8.99	-7.98	-4.55	8.99	6.77	16.85	10.93	17.81	13.95	8.13	18.38	14.34	15.59	8.95	3.06	1.61	-1.77	-5.88	-6.87
% of Revenue	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00

Cost Of Sales	520	551	581	555	520	483	457	398	368	433	472	613	669	565	633	624	639	829	933	1,208
Change (%)		5.91	5.45	-4.49	-6.34	-7.01	-5.48	-12.80	-7.62	17.70	9.09	29.76	9.20	-15.55	12.00	-1.39	2.35	29.74	12.52	29.51
% of Revenue	1.32	1.53	1.75	1.76	1.51	1.31	1.06	0.84	0.66	0.68	0.68	0.75	0.71	0.52	0.54	0.51	0.52	0.68	0.82	1.14

Gross Operating Profit	39,011	35,426	32,526	31,045	33,920	36,287	42,511	47,264	55,782	63,550	68,714	81,291	92,980	107,688	117,314	120,934	122,881	120,503	113,268	105,145
Change (%)		-9.19	-8.18	-4.56	9.26	6.98	17.15	11.18	18.02	13.92	8.13	18.30	14.38	15.82	8.94	3.09	1.61	-1.94	-6.00	-7.17
% of Revenue	98.68	98.47	98.25	98.24	98.49	98.69	98.94	99.16	99.34	99.32	99.32	99.25	99.29	99.48	99.46	99.49	99.48	99.32	99.18	98.86

SG&A	11,650	11,820	11,847	11,774	11,930	11,635	11,922	12,473	13,032	13,400	14,184	15,041	16,249	18,292	19,338	20,405	20,905	21,560	22,019	22,577
Change (%)		1.46	0.23	-0.62	1.33	-2.48	2.47	4.62	4.49	2.82	5.84	6.05	8.03	12.57	5.72	5.52	2.45	3.13	2.13	2.54
% of Revenue	29.47	32.85	35.78	37.26	34.64	31.64	27.75	26.17	23.21	20.94	20.50	18.36	17.35	16.90	16.40	16.79	16.92	17.77	19.28	21.23

R&D
Change (%)
% of Revenue

OpEx	12,175	12,383	12,456	12,341	12,465	12,137	12,382	12,897	13,422	13,845	14,669	15,659	16,923	19,000	20,113	21,170	21,751	22,460	23,022	23,856
Change (%)		1.71	0.59	-0.92	1.01	-2.63	2.02	4.16	4.07	3.16	5.95	6.74	8.08	12.27	5.86	5.25	2.74	3.26	2.50	3.62
% of Revenue	30.80	34.42	37.62	39.05	36.19	33.01	28.82	27.06	23.90	21.64	21.20	19.12	18.07	17.55	17.05	17.42	17.61	18.51	20.16	22.43

Operating Income	27,357	23,594	20,652	19,259	21,974	24,633	30,586	34,766	42,728	50,137	54,517	66,245	76,726	89,254	97,834	100,389	101,769	98,872	91,179	82,497
Change (%)		-13.75	-12.47	-6.74	14.10	12.10	24.16	13.66	22.90	17.34	8.74	21.51	15.82	16.33	9.61	2.61	1.38	-2.85	-7.78	-9.52
% of Revenue	69.20	65.58	62.38	60.95	63.81	66.99	71.18	72.94	76.10	78.36	78.80	80.88	81.93	82.45	82.95	82.58	82.39	81.49	79.84	77.57

Interest Expense
Change (%)
% of Revenue

Net Income	16,493	13,133	11,044	10,066	11,135	13,728	17,570	15,052	18,063	19,844	21,974	30,521	37,047	42,622	44,668	45,314	43,730	46,067	42,816	41,152
Change (%)		-20.37	-15.91	-8.85	10.62	23.28	27.99	-14.33	20.00	9.86	10.73	38.90	21.38	15.05	4.80	1.45	-3.50	5.34	-7.06	-3.88
% of Revenue	41.72	36.50	33.36	31.86	32.33	37.33	40.89	31.58	32.17	31.02	31.76	37.26	39.56	39.37	37.87	37.28	35.40	37.97	37.49	38.69

Source: Capital IQ

Standard Chartered Bank (Pakistan) Limited - Income Statement (TTM)

Income Statement (TTM)