NPFMCRFBK Income Statement - TTM - NPF Microfinance Bank Plc

Income Statement (TTM)

NPF Microfinance Bank Plc Income Statement shows changes in income and expenses over a period of time. Income Statement data includes Sales and Revenue, Gross Profit, Research and Development (R&D), Selling, General and Administrative Expense (SG&A), Operating Income, Income Tax Expense, Interest Expense, Non-Operating Income, Earnings per Share (EPS), and Shares Outstanding.

All numbers are times 1,000,000 except per share units.

	2020 09-30	2020 12-31	2021 03-31	2021 06-30	2021 09-30	2021 12-31	2022 03-31	2022 06-30	2022 09-30	2022 12-31	2023 03-31	2023 09-30	2023 12-31	2024 03-31	2024 09-30	2024 12-31	2025 03-28	2025 06-30
Revenue	4,290	4,125	4,375	4,735	5,043	5,079	5,189	5,254	5,412	6,242	6,996	8,623	8,473	8,894	10,245	11,784	13,522	15,384
Change (%)		-3.84	6.06	8.22	6.50	0.73	2.17	1.24	3.01	15.35	12.08	23.25	-1.74	4.98	15.18	15.03	14.74	13.77
% of Revenue	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00

Cost Of Sales	83	87	90	54	106	120	118	190	39	221	244	360	348	424	608	534	625	708
Change (%)		4.44	3.29	-39.82	96.51	12.46	-0.98	60.92	-79.62	470.56	10.40	47.15	-3.13	21.76	43.40	-12.15	17.00	13.25
% of Revenue	1.94	2.11	2.05	1.14	2.11	2.35	2.28	3.63	0.72	3.55	3.49	4.17	4.11	4.77	5.94	4.53	4.62	4.60

Gross Operating Profit	4,207	4,038	4,285	4,681	4,936	4,960	5,071	5,063	5,373	6,021	6,752	8,263	8,125	8,470	9,636	11,250	12,897	14,676
Change (%)		-4.01	6.12	9.22	5.46	0.48	2.24	-0.16	6.12	12.06	12.14	22.39	-1.68	4.26	13.76	16.75	14.64	13.80
% of Revenue	98.06	97.89	97.95	98.86	97.89	97.65	97.72	96.37	99.28	96.45	96.51	95.83	95.89	95.23	94.06	95.46	95.38	95.40

SG&A	3,165	3,152	3,271	3,586	3,752	3,896	4,005	4,114	4,479	3,062	2,843	5,614	3,944	4,060	4,570	5,408	5,995	6,550
Change (%)		-0.43	3.77	9.64	4.63	3.85	2.80	2.71	8.89	-31.64	-7.14	97.43	-29.74	2.93	12.56	18.34	10.85	9.26
% of Revenue	73.78	76.40	74.75	75.73	74.40	76.70	77.18	78.30	82.77	49.05	40.64	65.10	46.55	45.65	44.61	45.89	44.33	42.58

R&D
Change (%)
% of Revenue

OpEx	3,275	3,242	3,363	3,642	3,863	4,020	4,128	4,309	4,520	4,892	5,103	5,980	6,840	7,375	8,843	9,346	10,314	11,039
Change (%)		-1.00	3.73	8.30	6.06	4.07	2.69	4.40	4.88	8.24	4.31	17.18	14.40	7.82	19.90	5.69	10.36	7.02
% of Revenue	76.33	78.59	76.86	76.92	76.60	79.14	79.55	82.03	83.52	78.37	72.94	69.35	80.73	82.92	86.32	79.31	76.28	71.75

Operating Income	1,015	883	1,012	1,093	1,180	1,059	1,061	944	892	1,350	1,893	2,643	1,633	1,519	1,402	2,439	3,208	4,345
Change (%)		-13.01	14.61	7.95	7.97	-10.21	0.19	-11.05	-5.53	51.37	40.21	39.63	-38.24	-6.93	-7.74	73.95	31.54	35.47
% of Revenue	23.67	21.41	23.14	23.08	23.40	20.86	20.45	17.97	16.48	21.63	27.06	30.65	19.27	17.08	13.68	20.69	23.72	28.25

Interest Expense
Change (%)
% of Revenue

Net Income	793	614	709	766	834	707	709	622	580	882	1,290	1,851	1,019	936	855	1,574	1,987	2,715
Change (%)		-22.53	15.39	8.11	8.80	-15.16	0.25	-12.27	-6.72	51.97	46.25	43.46	-44.92	-8.19	-8.69	84.21	26.22	36.67
% of Revenue	18.49	14.89	16.20	16.19	16.54	13.93	13.67	11.84	10.73	14.13	18.44	21.46	12.03	10.52	8.34	13.36	14.69	17.65

Source: Capital IQ

NPF Microfinance Bank Plc - Income Statement (TTM)

Income Statement (TTM)