World Acceptance Corporation
US ˙ NasdaqGS ˙ US9814191048

Introduction

This page provides a comprehensive analysis of the known insider trading history of Charles D Way. Insiders are officers, directors, or significant investors in a company. It is illegal for insiders to make trades in their companies based on specific, non-public information. This does not mean it is illegal for them to make any trades in their own companies. However, they must report all trades to the SEC via a Form 4. Despite these restrictions, academic research suggests that insiders - in general - tend to outperform the market in their own companies.

Average Trade Profitability

The average trade profitability is the average return of all the open market purchases made by the insider in the last three years. To calculate this, we examine every open-market, unplanned purchase made by the insider, excluding all trades that were marked as part of a 10b5-1 trading plan. We then calculate the average performance of those trades over 3, 6, and 12 months, averaging each of those durations to generate a final performance metric for each trade. Finally, we average all of the performance metrics to calculate a performance metric for the insider. This list only includes insiders that have made at least three trades in the last two years.

If this insiders trade profitability is "N/A", then the insider either has not made any open-market purchases in the last three years, or the trades they’ve made are too recent to calculate a reliable performance metric.

Update Frequency: Daily

See the list of most profitable insider traders.

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Companies with Reported Insider Positions

The SEC filings indicate Charles D Way has reported holdings or trades in the following companies:

Security Title Latest Reported Holdings
US:WRLD / World Acceptance Corporation Director 15,395
How to Interpret the Charts

The following charts show the stock performance of securities subsequent to each open-market, non-planned trade made by Charles D Way. Non-planned trade are trades that were not made as part of a 10b5-1 trading plan. The stock performance is charted as cumulative percent change in share price. For example, if an insider trade was made on January 1, 2019, the chart will show the daily percent change of the security to the present day. If the share price were to go from $10 to $15 during this time, the cumulative percent change in share price would be 50%. A change in price from $10 to $20 would be 100%, and a change in price of $10 to $5 would be -50%.

Ultimately, we are trying to determine how closely the insider’s trades correlate to excess returns (positive or negative) in the share price in order to see if the insider is timing their trades to profit from insider information. Consider the situation where an insider was doing this. In this situation, we would expect either (a) positive returns after purchases, or (b) negative returns after sales. In the case of (a), the PURCHASE chart would show a series of upwardly sloping curves, indicating positive returns after each purchase transaction. In the case of (b), the SALE chart would show a series of downward sloping curves, indicating negative returns after each sale transaction.

However, this alone is not enough to draw conclusions. If, for example, the share price of the company was in a non-cyclical climb over many years, then we would expect all the post-purchase plots to be upwardly sloping. Likewise, non-cyclical declines over many years would result in downward sloping post-trade plots. Neither of these charts would suggest insider trading activity.

The strongest indicator would be a situation where the share price was extremely cyclical, and there were both positive signals in the PURCHASE chart and negative plots on the SALE chart. This situation would be highly suggestive of an insider that was timing trades to their financial advantage.

Insider Purchases WRLD / World Acceptance Corporation - Short Term Profit Analysis

In this section, we analyze the profitability of every unplanned, open-market insider purchase made in WRLD / World Acceptance Corporation. This analysis helps to understand if the insider consistently generates abnormal returns, and is worth following. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market purchases that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Max		 Price at
Max		 Max
Profit ($)		 Max Return (%)
There are no known unplanned open-market trades for this insider and security combination

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

WRLD / World Acceptance Corporation Insider Trades
Insider Sales WRLD / World Acceptance Corporation - Short Term Loss Analysis

In this section, we analyze the short-term loss avoidance of every unplanned, open-market insider sale made in WRLD / World Acceptance Corporation. A consistent pattern of loss avoidance may suggest that future sale transactions may predict declines in price. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market sales that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Min		 Price at
Min		 Max Loss
Avoided ($)		 Max Loss
Avoided (%)
2025-08-06 WRLD WAY CHARLES D 402 160.0000 402 160.0000 64,320 1 159.5800 -169 -0.26
2025-06-11 WRLD WAY CHARLES D 50 161.0000 50 161.0000 8,050
2021-11-04 WRLD WAY CHARLES D 804 215.0000 804 215.0000 172,860
2014-12-03 WRLD WAY CHARLES D 3,000 75.8200 3,000 75.8200 227,460
2013-08-14 WRLD WAY CHARLES D 6,000 86.5400 6,000 86.5400 519,240
2012-08-23 WRLD WAY CHARLES D 4,500 72.7400 4,500 72.7400 327,330
2012-05-09 WRLD WAY CHARLES D 6,000 69.1700 6,000 69.1700 415,020

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

WRLD / World Acceptance Corporation Insider Trades
Insider Trading History

This table shows the complete list of insider trades made by Charles D Way as disclosed to the Securities Exchange Commission (SEC).

File Date Tran Date Form Ticker Security Code 10b5-1 Shares Remaining Shares Percent
Change		 Share
Price		 Tran
Value		 Remaining
Value
2025-08-08 2025-08-06 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -402 15,395 -2.54 160.00 -64,320 2,463,200
2025-06-12 2025-06-11 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -50 15,797 -0.32 161.00 -8,050 2,543,317
2025-06-12 2025-06-11 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise 50 15,847 0.32 100.79 5,040 1,597,219
2025-06-12 2025-06-10 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		A - Award 2,000 15,797 14.50
2024-12-20 2024-12-18 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		A - Award 1,075 13,797 8.45
2023-05-08 2021-11-04 5 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -804 12,722 -5.94 215.00 -172,860 2,735,230
2021-08-04 2021-08-03 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale X -833 13,526 -5.80 195.00 -162,435 2,637,570
2021-06-28 2021-06-25 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale X -630 14,359 -4.20 175.00 -110,250 2,512,825
2021-06-02 2021-06-01 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale X -152 14,989 -1.00 166.14 -25,253 2,490,272
2021-06-02 2021-06-01 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale X -737 15,141 -4.64 165.36 -121,870 2,503,716
2021-06-02 2021-06-01 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale X -2,182 15,878 -12.08 164.45 -358,830 2,611,137
2021-06-02 2021-06-01 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale X -681 18,060 -3.63 163.54 -111,371 2,953,532
2021-06-02 2021-06-01 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale X -300 18,741 -1.58 162.26 -48,678 3,040,915
2021-06-02 2021-06-01 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale X -948 19,041 -4.74 161.11 -152,732 3,067,696
2021-06-02 2021-06-01 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 5,000 19,989 33.36 74.08 370,400 1,480,785
2021-05-28 2021-05-27 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		G - Gift -250 14,989 -1.64
2021-02-12 2021-02-10 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		G - Gift -200 15,239 -1.30
2020-08-21 2020-08-18 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		A - Award 1,206 15,439 8.47 89.03 107,370 1,374,534
2018-11-29 2018-11-28 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		G - Gift -280 14,233 -1.93
2018-10-17 2018-10-15 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		A - Award 6,000 6,000
2018-10-17 2018-10-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		A - Award 4,998 14,513 52.53
2016-10-05 2016-10-03 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR 		A - Award 1,890 9,515 24.79 51.41 97,165 489,166
2016-03-31 2016-03-18 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR 		D - Sale to Issuer -4,875 7,625 -39.00
2015-10-05 2015-10-01 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR 		A - Award 2,000 12,500 19.05
2014-12-08 2014-12-03 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR 		M - Exercise -6,000 5,000 -54.55 25.20 -151,200 126,000
2014-12-08 2014-12-03 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR 		S - Sale -3,000 10,500 -22.22 75.82 -227,460 796,110
2014-12-08 2014-12-03 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR 		M - Exercise 6,000 13,500 80.00 25.20 151,200 340,200
2013-08-14 2013-08-14 4 WRLD WORLD ACCEPTANCE CORP
STOCK OPTION, COMMON STOCK 		M - Exercise -6,000 11,000 -35.29 15.42 -92,520 169,620
2013-08-14 2013-08-14 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR 		S - Sale -6,000 7,500 -44.44 86.54 -519,240 649,050
2013-08-14 2013-08-14 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR 		M - Exercise 6,000 13,500 80.00 15.42 92,520 208,170
2013-02-05 2013-02-04 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		G - Gift -600 7,500 -7.41
2012-12-17 2012-12-17 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		G - Gift -900 8,100 -10.00
2012-12-17 2012-12-17 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		G - Gift -2,000 9,000 -18.18
2012-12-17 2012-12-17 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		G - Gift -6,000 11,000 -35.29
2012-12-10 2012-12-07 4 WRLD WORLD ACCEPTANCE CORP
STOCK OPTION, RIGHT TO BUY 		A - Award 1,000 17,000 6.25 74.08 74,080 1,259,360
2012-12-10 2012-12-07 4 WRLD WORLD ACCEPTANCE CORP
STOCK OPTION, RIGHT TO BUY 		A - Award 1,000 17,000 6.25 74.08 74,080 1,259,360
2012-12-10 2012-12-07 4 WRLD WORLD ACCEPTANCE CORP
STOCK OPTION, RIGHT TO BUY 		A - Award 1,000 16,000 6.67 74.08 74,080 1,185,280
2012-12-10 2012-12-07 4 WRLD WORLD ACCEPTANCE CORP
STOCK OPTION, RIGHT TO BUY 		A - Award 1,000 15,000 7.14 74.08 74,080 1,111,200
2012-12-10 2012-12-07 4 WRLD WORLD ACCEPTANCE CORP
STOCK OPTION, RIGHT TO BUY 		A - Award 1,000 14,000 7.69 74.08 74,080 1,037,120
2012-12-10 2012-12-07 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK 		A - Award 6,500 17,000 61.90
2012-12-10 2012-12-07 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK 		A - Award 1,000 10,500 10.53
2012-08-24 2012-08-23 4 WRLD WORLD ACCEPTANCE CORP
STOCK OPTION, COMMON STOCK 		M - Exercise -4,500 12,000 -27.27 11.44 -51,480 137,280
2012-08-24 2012-08-23 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -4,500 9,500 -32.14 72.74 -327,330 691,030
2012-08-24 2012-08-23 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR 		M - Exercise 4,500 14,000 47.37 11.44 51,480 160,160
2012-05-09 2012-05-09 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -6,000 9,500 -38.71 69.17 -415,020 657,115
2012-05-08 2012-05-07 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE OPTION TO BUY 		M - Exercise -6,000 16,500 -26.67 11.44 -68,640 188,760
2012-05-08 2012-05-07 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise 6,000 15,500 63.16 11.44 68,640 177,320
2012-04-30 2012-04-30 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		A - Award 2,000 9,500 26.67
2012-02-14 2012-02-14 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE OPTION TO BUY 		M - Exercise -1,500 22,500 -6.25 9.00 -13,500 202,500
2012-02-14 2012-02-14 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise 1,500 7,500 25.00 9.00 13,500 67,500
P
Open market or private purchase of non-derivative or derivative security
S
Open market or private sale of non-derivative or derivative security
A
Grant, award, or other acquisition of securities from the company (such as an option)
C
Conversion of derivative
D
Sale or transfer of securities back to the company
F
Payment of exercise price or tax liability using portion of securities received from the company
G
Gift of securities by or to the insider
K
Equity swaps and similar hedging transactions
M
Exercise or conversion of derivative security received from the company (such as an option)
V
A transaction voluntarily reported on Form 4
J
Other (accompanied by a footnote describing the transaction)