World Acceptance Corporation
US ˙ NasdaqGS ˙ US9814191048

Introduction

This page provides a comprehensive analysis of the known insider trading history of R Chad Prashad. Insiders are officers, directors, or significant investors in a company. It is illegal for insiders to make trades in their companies based on specific, non-public information. This does not mean it is illegal for them to make any trades in their own companies. However, they must report all trades to the SEC via a Form 4. Despite these restrictions, academic research suggests that insiders - in general - tend to outperform the market in their own companies.

Average Trade Profitability

The average trade profitability is the average return of all the open market purchases made by the insider in the last three years. To calculate this, we examine every open-market, unplanned purchase made by the insider, excluding all trades that were marked as part of a 10b5-1 trading plan. We then calculate the average performance of those trades over 3, 6, and 12 months, averaging each of those durations to generate a final performance metric for each trade. Finally, we average all of the performance metrics to calculate a performance metric for the insider. This list only includes insiders that have made at least three trades in the last two years.

If this insiders trade profitability is "N/A", then the insider either has not made any open-market purchases in the last three years, or the trades they’ve made are too recent to calculate a reliable performance metric.

Update Frequency: Daily

See the list of most profitable insider traders.

See Highest Ranking Insiders
Companies with Reported Insider Positions

The SEC filings indicate R Chad Prashad has reported holdings or trades in the following companies:

Security Title Latest Reported Holdings
US:WRLD / World Acceptance Corporation President and CEO, Director 85,584
How to Interpret the Charts

The following charts show the stock performance of securities subsequent to each open-market, non-planned trade made by R Chad Prashad. Non-planned trade are trades that were not made as part of a 10b5-1 trading plan. The stock performance is charted as cumulative percent change in share price. For example, if an insider trade was made on January 1, 2019, the chart will show the daily percent change of the security to the present day. If the share price were to go from $10 to $15 during this time, the cumulative percent change in share price would be 50%. A change in price from $10 to $20 would be 100%, and a change in price of $10 to $5 would be -50%.

Ultimately, we are trying to determine how closely the insider’s trades correlate to excess returns (positive or negative) in the share price in order to see if the insider is timing their trades to profit from insider information. Consider the situation where an insider was doing this. In this situation, we would expect either (a) positive returns after purchases, or (b) negative returns after sales. In the case of (a), the PURCHASE chart would show a series of upwardly sloping curves, indicating positive returns after each purchase transaction. In the case of (b), the SALE chart would show a series of downward sloping curves, indicating negative returns after each sale transaction.

However, this alone is not enough to draw conclusions. If, for example, the share price of the company was in a non-cyclical climb over many years, then we would expect all the post-purchase plots to be upwardly sloping. Likewise, non-cyclical declines over many years would result in downward sloping post-trade plots. Neither of these charts would suggest insider trading activity.

The strongest indicator would be a situation where the share price was extremely cyclical, and there were both positive signals in the PURCHASE chart and negative plots on the SALE chart. This situation would be highly suggestive of an insider that was timing trades to their financial advantage.

Insider Purchases WRLD / World Acceptance Corporation - Short Term Profit Analysis

In this section, we analyze the profitability of every unplanned, open-market insider purchase made in WRLD / World Acceptance Corporation. This analysis helps to understand if the insider consistently generates abnormal returns, and is worth following. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market purchases that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Max		 Price at
Max		 Max
Profit ($)		 Max Return (%)
There are no known unplanned open-market trades for this insider and security combination

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

WRLD / World Acceptance Corporation Insider Trades
Insider Sales WRLD / World Acceptance Corporation - Short Term Loss Analysis

In this section, we analyze the short-term loss avoidance of every unplanned, open-market insider sale made in WRLD / World Acceptance Corporation. A consistent pattern of loss avoidance may suggest that future sale transactions may predict declines in price. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market sales that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Min		 Price at
Min		 Max Loss
Avoided ($)		 Max Loss
Avoided (%)
2021-12-15 WRLD Prashad R Chad 200 238.5400 200 238.5400 47,708 365 63.8900 -34,930 -73.22
2021-12-15 WRLD Prashad R Chad 278 239.6300 278 239.6300 66,617
2021-12-15 WRLD Prashad R Chad 360 240.9400 360 240.9400 86,738
2021-12-15 WRLD Prashad R Chad 270 242.1300 270 242.1300 65,375
2021-12-15 WRLD Prashad R Chad 663 243.8400 663 243.8400 161,666
2021-12-15 WRLD Prashad R Chad 847 244.6200 847 244.6200 207,193
2021-12-15 WRLD Prashad R Chad 95 245.4100 95 245.4100 23,314
2021-11-10 WRLD Prashad R Chad 19 255.0000 19 255.0000 4,845
2021-11-09 WRLD Prashad R Chad 2,000 255.0000 2,000 255.0000 510,000
2021-02-09 WRLD Prashad R Chad 10,490 135.0300 10,490 135.0300 1,416,465
2021-02-05 WRLD Prashad R Chad 1,656 130.0900 1,656 130.0900 215,429
2021-02-05 WRLD Prashad R Chad 50 132.0000 50 132.0000 6,600
2021-02-04 WRLD Prashad R Chad 650 127.3900 650 127.3900 82,804
2021-02-04 WRLD Prashad R Chad 500 128.6000 500 128.6000 64,300
2021-02-04 WRLD Prashad R Chad 1,970 129.6100 1,970 129.6100 255,332
2021-02-04 WRLD Prashad R Chad 1,530 130.3600 1,530 130.3600 199,451
2021-02-04 WRLD Prashad R Chad 50 131.1800 50 131.1800 6,559
2021-02-03 WRLD Prashad R Chad 500 134.1800 500 134.1800 67,090
2021-02-03 WRLD Prashad R Chad 200 135.1100 200 135.1100 27,022

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

WRLD / World Acceptance Corporation Insider Trades
Insider Trading History

This table shows the complete list of insider trades made by R Chad Prashad as disclosed to the Securities Exchange Commission (SEC).

File Date Tran Date Form Ticker Security Code 10b5-1 Shares Remaining Shares Percent
Change		 Share
Price		 Tran
Value		 Remaining
Value
2025-06-12 2025-06-10 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		A - Award 28,000 85,584 48.62
2025-04-29 2025-04-25 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -6,863 57,584 -10.65 134.15 -920,671 7,724,894
2025-04-29 2025-04-25 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		A - Award 22,464 64,447 53.51
2024-12-20 2024-12-18 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		A - Award 11,644 41,983 38.38
2024-10-16 2024-10-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -4,076 30,339 -11.84 115.50 -470,778 3,504,154
2023-10-18 2023-10-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -4,076 34,415 -10.59 123.79 -504,568 4,260,233
2022-10-18 2022-10-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -5,506 38,491 -12.51 102.59 -564,861 3,948,792
2021-12-16 2021-12-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -95 43,997 -0.22 245.41 -23,314 10,797,304
2021-12-16 2021-12-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -847 44,092 -1.88 244.62 -207,193 10,785,785
2021-12-16 2021-12-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -663 44,939 -1.45 243.84 -161,666 10,957,926
2021-12-16 2021-12-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -270 45,602 -0.59 242.13 -65,375 11,041,612
2021-12-16 2021-12-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -360 45,872 -0.78 240.94 -86,738 11,052,400
2021-12-16 2021-12-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -278 46,232 -0.60 239.63 -66,617 11,078,574
2021-12-16 2021-12-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -200 46,510 -0.43 238.54 -47,708 11,094,495
2021-11-12 2021-11-10 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -19 46,710 -0.04 255.00 -4,845 11,911,050
2021-11-12 2021-11-09 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -2,000 46,729 -4.10 255.00 -510,000 11,915,895
2021-10-18 2021-10-18 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		G - Gift -6,000 48,729 -10.96
2021-10-18 2021-10-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -4,098 54,729 -6.97 194.50 -797,061 10,644,790
2021-07-26 2021-07-23 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -600 0 -100.00 79.57 -47,742
2021-07-26 2021-07-23 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -600 0 -100.00 79.57 -47,742
2021-07-26 2021-07-23 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -600 0 -100.00 79.57 -47,742
2021-07-26 2021-07-23 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -600 0 -100.00 79.57 -47,742
2021-07-26 2021-07-23 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -89 0 -100.00 79.57 -7,082
2021-07-26 2021-07-23 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale X -2,489 58,827 -4.06 184.50 -459,220 10,853,582
2021-07-26 2021-07-23 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 600 68,895 0.88 79.57 47,742 5,481,975
2021-07-26 2021-07-23 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 600 68,895 0.88 79.57 47,742 5,481,975
2021-07-26 2021-07-23 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 600 68,295 0.89 79.57 47,742 5,434,233
2021-07-26 2021-07-23 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 600 67,695 0.89 79.57 47,742 5,386,491
2021-07-26 2021-07-23 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 89 66,495 0.13 79.57 7,082 5,291,007
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -511 89 -85.17 79.57 -40,660 7,082
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -500 0 -100.00 82.97 -41,485
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -500 0 -100.00 82.97 -41,485
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -500 0 -100.00 82.97 -41,485
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -500 0 -100.00 82.97 -41,485
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -500 0 -100.00 82.97 -41,485
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -200 0 -100.00 76.51 -15,302
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -200 0 -100.00 76.51 -15,302
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -200 0 -100.00 76.51 -15,302
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -200 0 -100.00 76.51 -15,302
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
EMPLOYEE STOCK OPTION, RIGHT TO BUY 		M - Exercise X -200 0 -100.00 76.51 -15,302
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale X -3,568 61,316 -5.50 184.50 -658,296 11,312,802
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale X -4,011 64,884 -5.82 184.50 -740,030 11,971,098
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 511 66,406 0.78 79.57 40,660 5,283,925
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 500 65,895 0.76 82.97 41,485 5,467,308
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 500 65,895 0.76 82.97 41,485 5,467,308
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 500 65,395 0.77 82.97 41,485 5,425,823
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 500 64,895 0.78 82.97 41,485 5,384,338
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 500 64,395 0.78 82.97 41,485 5,342,853
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 200 63,395 0.32 76.51 15,302 4,850,351
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 200 63,395 0.32 76.51 15,302 4,850,351
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 200 63,195 0.32 76.51 15,302 4,835,049
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 200 62,995 0.32 76.51 15,302 4,819,747
2021-07-26 2021-07-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		M - Exercise X 200 62,795 0.32 76.51 15,302 4,804,445
2021-06-28 2021-06-27 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -836 62,395 -1.32 164.46 -137,489 10,261,482
2021-02-11 2021-02-09 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -10,490 63,231 -14.23 135.03 -1,416,465 8,538,082
2021-02-05 2021-02-05 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -50 73,721 -0.07 132.00 -6,600 9,731,172
2021-02-05 2021-02-05 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -1,656 73,771 -2.20 130.09 -215,429 9,596,869
2021-02-05 2021-02-04 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -50 75,427 -0.07 131.18 -6,559 9,894,514
2021-02-05 2021-02-04 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -1,530 75,477 -1.99 130.36 -199,451 9,839,182
2021-02-05 2021-02-04 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -1,970 77,007 -2.49 129.61 -255,332 9,980,877
2021-02-05 2021-02-04 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -500 78,977 -0.63 128.60 -64,300 10,156,442
2021-02-05 2021-02-04 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -650 79,477 -0.81 127.39 -82,804 10,124,575
2021-02-05 2021-02-03 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -200 80,127 -0.25 135.11 -27,022 10,825,959
2021-02-05 2021-02-03 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale -500 80,327 -0.62 134.18 -67,090 10,778,277
2020-10-16 2020-10-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -4,076 80,827 -4.80 108.93 -443,999 8,804,485
2020-10-02 2020-10-01 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -560 84,903 -0.66 109.33 -61,225 9,282,445
2020-06-30 2020-06-27 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -837 85,463 -0.97 64.89 -54,313 5,545,694
2019-10-17 2019-10-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -5,116 86,300 -5.60 122.01 -624,203 10,529,463
2019-10-04 2019-10-03 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -386 91,416 -0.42 121.10 -46,745 11,070,478
2019-10-02 2019-10-01 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -475 91,802 -0.51 120.85 -57,404 11,094,272
2019-08-23 2019-08-22 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		S - Sale X -5,500 92,277 -5.63 140.01 -770,055 12,919,703
2019-06-28 2019-06-27 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -1,237 97,777 -1.25 163.86 -202,695 16,021,739
2018-10-17 2018-10-15 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		A - Award 78,000 99,014 371.18
2018-10-05 2018-10-03 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -239 21,014 -1.12 110.86 -26,496 2,329,612
2018-10-03 2018-10-01 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		F - Taxes -489 21,253 -2.25 111.60 -54,572 2,371,835
2018-09-06 2018-09-05 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		A - Award 8,000 21,742 58.22
2018-03-05 2018-02-28 4 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		A - Award 3,621 13,742 35.78 107.52 389,330 1,477,540
2018-02-12 3 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		25,755
2018-02-12 3 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		21,147
2018-02-12 3 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		25,755
2018-02-12 3 WRLD WORLD ACCEPTANCE CORP
COMMON STOCK, NO PAR VALUE 		21,147
P
Open market or private purchase of non-derivative or derivative security
S
Open market or private sale of non-derivative or derivative security
A
Grant, award, or other acquisition of securities from the company (such as an option)
C
Conversion of derivative
D
Sale or transfer of securities back to the company
F
Payment of exercise price or tax liability using portion of securities received from the company
G
Gift of securities by or to the insider
K
Equity swaps and similar hedging transactions
M
Exercise or conversion of derivative security received from the company (such as an option)
V
A transaction voluntarily reported on Form 4
J
Other (accompanied by a footnote describing the transaction)