CPI Card Group Inc.
US ˙ NasdaqGM ˙ US12634H2004

Introduction

This page provides a comprehensive analysis of the known insider trading history of John Daniel Lowe. Insiders are officers, directors, or significant investors in a company. It is illegal for insiders to make trades in their companies based on specific, non-public information. This does not mean it is illegal for them to make any trades in their own companies. However, they must report all trades to the SEC via a Form 4. Despite these restrictions, academic research suggests that insiders - in general - tend to outperform the market in their own companies.

Average Trade Profitability

The average trade profitability is the average return of all the open market purchases made by the insider in the last three years. To calculate this, we examine every open-market, unplanned purchase made by the insider, excluding all trades that were marked as part of a 10b5-1 trading plan. We then calculate the average performance of those trades over 3, 6, and 12 months, averaging each of those durations to generate a final performance metric for each trade. Finally, we average all of the performance metrics to calculate a performance metric for the insider. This list only includes insiders that have made at least three trades in the last two years.

If this insiders trade profitability is "N/A", then the insider either has not made any open-market purchases in the last three years, or the trades they’ve made are too recent to calculate a reliable performance metric.

Update Frequency: Daily

See the list of most profitable insider traders.

Companies with Reported Insider Positions

The SEC filings indicate John Daniel Lowe has reported holdings or trades in the following companies:

Security Title Latest Reported Holdings
US:PMTS / CPI Card Group Inc. President and CEO, Director 48,967
How to Interpret the Charts

The following charts show the stock performance of securities subsequent to each open-market, non-planned trade made by John Daniel Lowe. Non-planned trade are trades that were not made as part of a 10b5-1 trading plan. The stock performance is charted as cumulative percent change in share price. For example, if an insider trade was made on January 1, 2019, the chart will show the daily percent change of the security to the present day. If the share price were to go from $10 to $15 during this time, the cumulative percent change in share price would be 50%. A change in price from $10 to $20 would be 100%, and a change in price of $10 to $5 would be -50%.

Ultimately, we are trying to determine how closely the insider’s trades correlate to excess returns (positive or negative) in the share price in order to see if the insider is timing their trades to profit from insider information. Consider the situation where an insider was doing this. In this situation, we would expect either (a) positive returns after purchases, or (b) negative returns after sales. In the case of (a), the PURCHASE chart would show a series of upwardly sloping curves, indicating positive returns after each purchase transaction. In the case of (b), the SALE chart would show a series of downward sloping curves, indicating negative returns after each sale transaction.

However, this alone is not enough to draw conclusions. If, for example, the share price of the company was in a non-cyclical climb over many years, then we would expect all the post-purchase plots to be upwardly sloping. Likewise, non-cyclical declines over many years would result in downward sloping post-trade plots. Neither of these charts would suggest insider trading activity.

The strongest indicator would be a situation where the share price was extremely cyclical, and there were both positive signals in the PURCHASE chart and negative plots on the SALE chart. This situation would be highly suggestive of an insider that was timing trades to their financial advantage.

Insider Purchases PMTS / CPI Card Group Inc. - Short Term Profit Analysis

In this section, we analyze the profitability of every unplanned, open-market insider purchase made in PMTS / CPI Card Group Inc.. This analysis helps to understand if the insider consistently generates abnormal returns, and is worth following. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market purchases that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares
Reported
Price
Adjusted
Shares
Adjusted
Price
Cost Basis Days to
Max
Price at
Max
Max
Profit ($)
Max Return (%)
2025-05-23 PMTS Lowe John Daniel 3,500 19.9714 3,500 19.9714 69,900 41 25.1100 17,986 25.73
2025-05-22 PMTS Lowe John Daniel 9,000 20.1413 9,000 20.1413 181,272

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

PMTS / CPI Card Group Inc. Insider Trades
Insider Sales PMTS / CPI Card Group Inc. - Short Term Loss Analysis

In this section, we analyze the short-term loss avoidance of every unplanned, open-market insider sale made in PMTS / CPI Card Group Inc.. A consistent pattern of loss avoidance may suggest that future sale transactions may predict declines in price. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market sales that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares
Reported
Price
Adjusted
Shares
Adjusted
Price
Cost Basis Days to
Min
Price at
Min
Max Loss
Avoided ($)
Max Loss
Avoided (%)
There are no known unplanned open-market trades for this insider and security combination

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

PMTS / CPI Card Group Inc. Insider Trades
Insider Trading History

This table shows the complete list of insider trades made by John Daniel Lowe as disclosed to the Securities Exchange Commission (SEC).

File Date Tran Date Form Ticker Security Code 10b5-1 Shares Remaining Shares Percent
Change
Share
Price
Tran
Value
Remaining
Value
2025-09-03 2025-08-31 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -2,230 48,967 -4.36 15.58 -34,743 762,906
2025-09-03 2025-08-31 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 5,067 51,197 10.98
2025-09-03 2025-08-30 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -1,818 46,130 -3.79 15.58 -28,324 718,705
2025-09-03 2025-08-30 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 4,133 47,948 9.43
2025-06-11 2025-06-09 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -1,496 43,815 -3.30 22.05 -32,987 966,121
2025-06-11 2025-06-09 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 3,401 45,311 8.12
2025-06-03 2025-05-31 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -2,459 41,910 -5.54 22.26 -54,737 932,917
2025-06-03 2025-05-31 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 5,588 44,369 14.41
2025-05-27 2025-05-23 4 PMTS CPI Card Group Inc.
Common Stock
P - Purchase 3,500 38,781 9.92 19.97 69,900 774,511
2025-05-27 2025-05-22 4 PMTS CPI Card Group Inc.
Common Stock
P - Purchase 9,000 35,281 34.25 20.14 181,272 710,605
2025-04-01 2025-03-31 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -277 26,281 -1.04 29.17 -8,080 766,617
2025-04-01 2025-03-31 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 628 26,558 2.42
2025-04-01 2025-03-29 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -2,846 25,930 -9.89 28.80 -81,965 746,784
2025-04-01 2025-03-29 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 6,471 28,776 29.01
2024-12-03 2024-11-30 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -3,185 22,305 -12.50 33.01 -105,137 736,288
2024-12-03 2024-11-30 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 7,241 25,490 39.68
2024-09-04 2024-08-31 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -2,230 18,249 -10.89 28.64 -63,867 522,651
2024-09-04 2024-08-31 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 5,069 20,479 32.89
2024-06-11 2024-06-09 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -1,498 15,410 -8.86 27.65 -41,420 426,086
2024-06-11 2024-06-09 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 3,404 16,908 25.21
2024-06-04 2024-03-31 4/A PMTS CPI Card Group Inc.
Common Stock
F - Taxes -313 13,045 -2.34 17.86 -5,590 232,984
2024-06-04 2024-03-31 4/A PMTS CPI Card Group Inc.
Common Stock
M - Exercise 629 13,358 4.94
2024-06-04 2024-05-31 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -362 13,504 -2.61 26.19 -9,481 353,670
2024-06-04 2024-05-31 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 821 13,866 6.29
2024-04-02 2024-03-31 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -313 13,045 -2.34 17.86 -5,590 232,984
2024-04-02 2024-03-31 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 629 13,358 4.94
2023-10-10 2023-10-05 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -22 12,729 -0.17 17.73 -390 225,685
2023-10-10 2023-10-05 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 74 12,751 0.58
2023-09-22 2023-09-21 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -675 12,677 -5.06 18.19 -12,278 230,595
2023-09-22 2023-09-21 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 2,326 13,352 21.10
2022-10-07 2022-10-05 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -22 11,026 -0.20 18.50 -407 203,981
2022-10-07 2022-10-05 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 75 11,048 0.68
2022-10-04 2022-10-02 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -3,804 10,973 -25.74 15.76 -59,951 172,934
2022-10-04 2022-10-02 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 13,126 14,777 795.03
2022-09-23 2022-09-21 4 PMTS CPI Card Group Inc.
Common Stock
F - Taxes -675 1,651 -29.02 19.00 -12,825 31,369
2022-09-23 2022-09-21 4 PMTS CPI Card Group Inc.
Common Stock
M - Exercise 2,326 2,326
2021-10-07 2021-10-05 4 PMTS CPI Card Group Inc.
Stock Option (Right to Buy)
A - Award 253 253
2021-10-07 2021-10-05 4 PMTS CPI Card Group Inc.
Restricted Stock Units
A - Award 149 149
2021-09-23 2021-09-21 4 PMTS CPI Card Group Inc.
Stock Option (Right to Buy)
A - Award 7,885 7,885
2021-09-23 2021-09-21 4 PMTS CPI Card Group Inc.
Restricted Stock Units
A - Award 4,652 4,652
2020-10-06 2020-10-02 4 PMTS CPI Card Group Inc.
Restricted Stock Units
A - Award 13,126 13,126
2018-07-03 2018-07-02 4 PMTS CPI Card Group Inc.
Stock Option (Right to Buy)
A - Award 75,000 75,000
P
Open market or private purchase of non-derivative or derivative security
S
Open market or private sale of non-derivative or derivative security
A
Grant, award, or other acquisition of securities from the company (such as an option)
C
Conversion of derivative
D
Sale or transfer of securities back to the company
F
Payment of exercise price or tax liability using portion of securities received from the company
G
Gift of securities by or to the insider
K
Equity swaps and similar hedging transactions
M
Exercise or conversion of derivative security received from the company (such as an option)
V
A transaction voluntarily reported on Form 4
J
Other (accompanied by a footnote describing the transaction)