Citizens & Northern Corporation
US ˙ NasdaqCM ˙ US1729221069

Introduction

This page provides a comprehensive analysis of the known insider trading history of Bobbi J Kilmer. Insiders are officers, directors, or significant investors in a company. It is illegal for insiders to make trades in their companies based on specific, non-public information. This does not mean it is illegal for them to make any trades in their own companies. However, they must report all trades to the SEC via a Form 4. Despite these restrictions, academic research suggests that insiders - in general - tend to outperform the market in their own companies.

Average Trade Profitability

The average trade profitability is the average return of all the open market purchases made by the insider in the last three years. To calculate this, we examine every open-market, unplanned purchase made by the insider, excluding all trades that were marked as part of a 10b5-1 trading plan. We then calculate the average performance of those trades over 3, 6, and 12 months, averaging each of those durations to generate a final performance metric for each trade. Finally, we average all of the performance metrics to calculate a performance metric for the insider. This list only includes insiders that have made at least three trades in the last two years.

If this insiders trade profitability is "N/A", then the insider either has not made any open-market purchases in the last three years, or the trades they’ve made are too recent to calculate a reliable performance metric.

Update Frequency: Daily

See the list of most profitable insider traders.

See Highest Ranking Insiders
Companies with Reported Insider Positions

The SEC filings indicate Bobbi J Kilmer has reported holdings or trades in the following companies:

Security Title Latest Reported Holdings
US:CZNC / Citizens & Northern Corporation Director 17,350
How to Interpret the Charts

The following charts show the stock performance of securities subsequent to each open-market, non-planned trade made by Bobbi J Kilmer. Non-planned trade are trades that were not made as part of a 10b5-1 trading plan. The stock performance is charted as cumulative percent change in share price. For example, if an insider trade was made on January 1, 2019, the chart will show the daily percent change of the security to the present day. If the share price were to go from $10 to $15 during this time, the cumulative percent change in share price would be 50%. A change in price from $10 to $20 would be 100%, and a change in price of $10 to $5 would be -50%.

Ultimately, we are trying to determine how closely the insider’s trades correlate to excess returns (positive or negative) in the share price in order to see if the insider is timing their trades to profit from insider information. Consider the situation where an insider was doing this. In this situation, we would expect either (a) positive returns after purchases, or (b) negative returns after sales. In the case of (a), the PURCHASE chart would show a series of upwardly sloping curves, indicating positive returns after each purchase transaction. In the case of (b), the SALE chart would show a series of downward sloping curves, indicating negative returns after each sale transaction.

However, this alone is not enough to draw conclusions. If, for example, the share price of the company was in a non-cyclical climb over many years, then we would expect all the post-purchase plots to be upwardly sloping. Likewise, non-cyclical declines over many years would result in downward sloping post-trade plots. Neither of these charts would suggest insider trading activity.

The strongest indicator would be a situation where the share price was extremely cyclical, and there were both positive signals in the PURCHASE chart and negative plots on the SALE chart. This situation would be highly suggestive of an insider that was timing trades to their financial advantage.

Insider Purchases CZNC / Citizens & Northern Corporation - Short Term Profit Analysis

In this section, we analyze the profitability of every unplanned, open-market insider purchase made in CZNC / Citizens & Northern Corporation. This analysis helps to understand if the insider consistently generates abnormal returns, and is worth following. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market purchases that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Max		 Price at
Max		 Max
Profit ($)		 Max Return (%)
2023-07-07 CZNC Kilmer Bobbi J 324 19.1986 324 19.1986 6,220 168 23.2300 1,307 21.01
2023-04-10 CZNC Kilmer Bobbi J 302 20.5611 302 20.5611 6,209
2023-01-06 CZNC Kilmer Bobbi J 269 23.1709 269 23.1709 6,233
2022-10-07 CZNC Kilmer Bobbi J 266 23.3745 266 23.3745 6,218
2022-07-08 CZNC Kilmer Bobbi J 257 24.1661 257 24.1661 6,211
2022-04-08 CZNC Kilmer Bobbi J 255 24.4316 255 24.4316 6,230
2022-01-12 CZNC Kilmer Bobbi J 228 27.3323 228 27.3323 6,232
2021-10-08 CZNC Kilmer Bobbi J 237 26.2024 237 26.2024 6,210
2021-07-06 CZNC Kilmer Bobbi J 253 24.5561 253 24.5561 6,213
2021-04-05 CZNC Kilmer Bobbi J 260 24.0000 260 24.0000 6,240
2021-01-08 CZNC Kilmer Bobbi J 299 20.7899 299 20.7899 6,216
2020-10-28 CZNC Kilmer Bobbi J 291 17.0400 291 17.0400 4,959
2020-10-05 CZNC Kilmer Bobbi J 371 16.7600 371 16.7600 6,218
2020-07-07 CZNC Kilmer Bobbi J 327 19.0231 327 19.0231 6,221
2020-04-03 CZNC Kilmer Bobbi J 355 17.5017 355 17.5017 6,213
2020-03-09 CZNC Kilmer Bobbi J 501 19.8699 501 19.8699 9,955
2020-03-02 CZNC Kilmer Bobbi J 169 23.4900 169 23.4900 3,970
2020-02-12 CZNC Kilmer Bobbi J 184 27.0343 184 27.0343 4,974
2020-01-03 CZNC Kilmer Bobbi J 222 28.0400 222 28.0400 6,225
2019-10-04 CZNC Kilmer Bobbi J 245 25.4300 245 25.4300 6,230
2019-08-27 CZNC Kilmer Bobbi J 981 23.3595 981 23.3595 22,916
2019-07-08 CZNC Kilmer Bobbi J 239 26.0800 239 26.0800 6,233
2019-04-08 CZNC Kilmer Bobbi J 185 26.9700 185 26.9700 4,989
2019-01-04 CZNC Kilmer Bobbi J 194 25.6350 194 25.6350 4,973
2018-10-05 CZNC Kilmer Bobbi J 183 27.2898 183 27.2898 4,994
2018-07-06 CZNC Kilmer Bobbi J 184 26.9904 184 26.9904 4,966

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

CZNC / Citizens & Northern Corporation Insider Trades
Insider Sales CZNC / Citizens & Northern Corporation - Short Term Loss Analysis

In this section, we analyze the short-term loss avoidance of every unplanned, open-market insider sale made in CZNC / Citizens & Northern Corporation. A consistent pattern of loss avoidance may suggest that future sale transactions may predict declines in price. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market sales that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Min		 Price at
Min		 Max Loss
Avoided ($)		 Max Loss
Avoided (%)
There are no known unplanned open-market trades for this insider and security combination

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

CZNC / Citizens & Northern Corporation Insider Trades
Insider Trading History

This table shows the complete list of insider trades made by Bobbi J Kilmer as disclosed to the Securities Exchange Commission (SEC).

File Date Tran Date Form Ticker Security Code 10b5-1 Shares Remaining Shares Percent
Change		 Share
Price		 Tran
Value		 Remaining
Value
2025-08-22 2025-08-15 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 62 17,350 0.36 19.36 1,200 335,896
2025-08-22 2025-08-15 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 165 17,288 0.96 19.56 3,227 338,153
2025-05-21 2025-05-15 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 161 17,123 0.95 19.71 3,173 337,494
2025-05-21 2025-05-15 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 61 16,962 0.36 19.66 1,199 333,473
2025-04-25 2025-04-24 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		A - Award 1,270 16,901 8.12 19.68 24,994 332,612
2025-02-20 2025-02-14 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 55 15,631 0.35 21.58 1,187 337,239
2025-02-20 2025-02-14 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 144 15,576 0.93 21.74 3,131 338,622
2024-11-14 2024-11-08 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 44 15,432 0.29 20.44 899 315,353
2024-11-14 2024-11-08 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 151 15,388 0.99 20.51 3,097 315,608
2024-08-16 2024-08-09 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 47 15,237 0.31 18.61 875 283,561
2024-08-16 2024-08-09 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 161 15,190 1.07 18.95 3,051 287,850
2024-05-28 2024-05-17 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 165 15,029 1.11 18.22 3,006 273,828
2024-05-28 2024-05-17 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 46 14,864 0.31 18.48 850 274,612
2024-02-14 2024-02-09 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 30 14,818 0.20 19.40 582 287,469
2024-02-14 2024-02-09 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 155 14,788 1.06 19.13 2,965 282,894
2024-02-02 2024-01-31 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		A - Award 1,000 14,633 7.34 21.38 21,385 312,927
2023-11-17 2023-11-10 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 148 13,633 1.10 19.66 2,910 268,025
2023-11-17 2023-11-10 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 30 13,485 0.22 19.52 586 263,295
2023-08-18 2023-08-11 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 27 13,455 0.20 20.83 562 280,268
2023-08-18 2023-08-11 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 136 13,428 1.02 20.75 2,822 278,631
2023-07-10 2023-07-07 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 324 13,292 2.50 19.20 6,220 255,188
2023-05-19 2023-05-12 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 26 12,968 0.20 17.75 462 230,182
2023-05-19 2023-05-12 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 158 12,942 1.24 17.95 2,836 232,309
2023-04-11 2023-04-10 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 302 12,784 2.42 20.56 6,209 262,853
2023-02-16 2023-02-14 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 139 12,482 1.13 22.75 3,162 283,966
2023-02-02 2023-01-31 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		A - Award 1,000 12,343 8.82 23.35 23,350 288,209
2023-01-09 2023-01-06 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 269 11,343 2.43 23.17 6,233 262,828
2022-11-17 2022-11-11 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 114 11,074 1.04 24.37 2,778 269,873
2022-11-17 2022-11-11 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 3 10,960 0.03 24.32 73 266,602
2022-10-11 2022-10-07 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 266 10,957 2.49 23.37 6,218 256,114
2022-08-16 2022-08-12 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 3 10,691 0.03 25.02 75 267,489
2022-08-16 2022-08-12 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 107 10,688 1.01 24.89 2,663 266,024
2022-07-11 2022-07-08 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 257 10,581 2.49 24.17 6,211 255,702
2022-05-17 2022-05-13 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 3 10,324 0.03 23.99 72 247,673
2022-05-17 2022-05-13 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 107 10,321 1.05 24.00 2,568 247,704
2022-04-11 2022-04-08 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 255 10,214 2.56 24.43 6,230 249,544
2022-02-16 2022-02-11 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 99 9,959 1.00 25.51 2,525 254,054
2022-02-02 2022-01-31 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		A - Award 799 9,860 8.82 25.02 19,991 246,697
2022-01-13 2022-01-12 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 228 9,061 2.58 27.33 6,232 247,658
2021-11-17 2021-11-12 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 27 8,833 0.31 27.56 744 243,482
2021-11-17 2021-11-12 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 52 8,806 0.59 27.51 1,431 242,253
2021-10-12 2021-10-08 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 237 8,754 2.78 26.20 6,210 229,376
2021-08-17 2021-08-13 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 56 8,517 0.66 25.35 1,420 215,906
2021-08-17 2021-08-13 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 27 8,461 0.32 25.30 683 214,021
2021-07-08 2021-07-06 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 253 8,434 3.09 24.56 6,213 207,106
2021-05-19 2021-05-14 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 23 8,181 0.28 25.24 580 206,448
2021-05-19 2021-05-14 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 56 8,158 0.69 24.94 1,397 203,487
2021-04-07 2021-04-05 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 260 8,102 3.32 24.00 6,240 194,448
2021-02-19 2021-02-12 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 23 7,842 0.29 20.70 476 162,290
2021-02-19 2021-02-10 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 64 7,819 0.83 20.63 1,320 161,296
2021-02-02 2021-01-29 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		A - Award 999 7,755 14.79 20.02 20,000 155,255
2021-01-11 2021-01-08 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 299 6,756 4.63 20.79 6,216 140,457
2020-11-18 2020-11-13 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 65 6,457 1.02 18.91 1,229 122,090
2020-11-18 2020-11-13 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 16 6,392 0.25 18.68 299 119,403
2020-10-29 2020-10-28 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 291 6,376 4.78 17.04 4,959 108,647
2020-10-06 2020-10-05 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 371 6,085 6.49 16.76 6,218 101,985
2020-08-12 2020-08-07 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 74 5,714 1.31 17.68 1,308 101,024
2020-07-08 2020-07-07 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 327 5,640 6.15 19.02 6,221 107,290
2020-05-13 2020-05-08 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 66 5,313 1.26 18.28 1,206 97,122
2020-04-06 2020-04-03 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 355 5,247 7.26 17.50 6,213 91,831
2020-03-10 2020-03-09 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 501 4,892 11.41 19.87 9,955 97,204
2020-03-03 2020-03-02 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 169 4,391 4.00 23.49 3,970 103,145
2020-02-13 2020-02-12 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 184 4,222 4.56 27.03 4,974 114,139
2020-02-12 2020-02-07 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 32 4,038 0.80 26.80 858 108,218
2020-02-04 2020-01-31 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		A - Award 758 4,006 23.34 26.37 19,988 105,638
2020-01-07 2020-01-03 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 222 3,248 7.34 28.04 6,225 91,074
2019-11-15 2019-11-08 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 23 3,026 0.77 26.58 611 80,446
2019-10-07 2019-10-04 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 245 3,003 8.88 25.43 6,230 76,366
2019-08-28 2019-08-27 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 981 2,758 55.21 23.36 22,916 64,426
2019-08-14 2019-08-09 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 10 1,777 0.57 24.54 245 43,599
2019-07-09 2019-07-08 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 239 1,767 15.64 26.08 6,233 46,083
2019-05-17 2019-05-10 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 7 1,528 0.46 29.00 203 44,304
2019-04-09 2019-04-08 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 185 1,521 13.85 26.97 4,989 41,021
2019-02-14 2019-02-08 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 8 1,336 0.60 25.22 202 33,694
2019-01-08 2019-01-04 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 194 1,328 17.11 25.64 4,973 34,043
2019-01-07 2019-01-03 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		A - Award 762 1,134 204.84 26.26 20,010 29,779
2018-11-15 2018-11-09 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 3 372 0.81 26.48 79 9,851
2018-10-09 2018-10-05 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 183 369 98.39 27.29 4,994 10,070
2018-08-14 2018-08-10 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		J - Other 2 186 1.09 27.40 55 5,095
2018-07-09 2018-07-06 4 CZNC CITIZENS & NORTHERN CORP
Common Stock 		P - Purchase 184 184 26.99 4,966 4,966
P
Open market or private purchase of non-derivative or derivative security
S
Open market or private sale of non-derivative or derivative security
A
Grant, award, or other acquisition of securities from the company (such as an option)
C
Conversion of derivative
D
Sale or transfer of securities back to the company
F
Payment of exercise price or tax liability using portion of securities received from the company
G
Gift of securities by or to the insider
K
Equity swaps and similar hedging transactions
M
Exercise or conversion of derivative security received from the company (such as an option)
V
A transaction voluntarily reported on Form 4
J
Other (accompanied by a footnote describing the transaction)